Gulf County FL
Mortgage Loan Application
Totals and Details
for 2009

Find mortgage statistics and lending data for the Gulf County FL metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2022.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Gulf County FL, this may help give you an idea of what you might find when you begin your mortgage research. Use the mortgage lender list and statistics below to gain valuable insights.

Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 722
Total Mortgage Loan Application Amount $136,453,000
Average Mortgage Loan Application Amount $188,000
Highest Mortgage Loan Application Amount $1,143,000
Average Applicant Income $116,000
Highest Applicant Income $1,865,000

Mortgage Company List for Lending in Gulf County FL for 2009

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
TYNDALL FEDERAL CREDIT UNION
3109 MINNESOTA AVE
PANAMA CITY, FL 32405
* $ 901,224,000 65 $ 7,265,000
VISION BANK
16901 PANAMA CITY BEACH PARKWAY
PANAMA CITY BEACH, FL 32413
* $ 923,297,000 64 $ 12,155,000
WELLS FARGO BANK, NA
1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042
DES MOINES, IA 50328
* $ 538,958,000,000 42 $ 8,990,000
JPMORGAN CHASE BANK, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,746,242,000,000 36 $ 5,124,000
BANK OF AMERICA, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 1,471,631,047,000 31 $ 6,327,000
COASTAL COMMUNITY BANK
12141 PANAMA CITY BEACH PARKWAY
PANAMA CITY BEACH, FL 32407
* $ 360,589,000 29 $ 5,285,000
CAPITAL CITY BANK
1828 WEST TENNESSEE STREET
TALLAHASSEE, FL 32304
* $ 2,471,454,000 29 $ 4,934,000
CITIBANK, N.A.
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,227,040,000,000 27 $ 4,482,000
SUNTRUST MORTGAGE, INC
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 185,098,787,000 17 $ 4,238,000
ALLY BANK F/K/A/ GMAC BANK
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 32,882,574,000 15 $ 2,959,000
WELLS FARGO FUNDING, INC
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 14 $ 3,227,000
SUPERIOR BANK
17 NORTH 20TH STREET
BIRMINGHAM, AL 35203
* $ 3,034,347,000 13 $ 2,814,000
COUNTRYWIDE BANK FSB
30930 RUSSELL RANCH ROAD MS CA6-916-02-0
WESTLAKE VILLAGE, CA 91362
* $ 117,978,966,000 13 $ 2,978,000
FLAGSTAR BANK
5151 CORPORATE DR
TROY, MI 48098
* $ 14,157,838,000 12 $ 2,734,000
CITIFINANCIAL EQUITY SERVICES
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 1,494,037,000,000 12 $ 573,000
BRANCH BANKING AND TRUST CO
223 W NASH STREET
WILSON, NC 27893
* $ 147,483,646,000 12 $ 2,244,000
CITIMORTGAGE, INC
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,019,497,000,000 11 $ 2,302,000
PEOPLES FIRST COMMUNITY BANK
1022 W 23RD STREET
PANAMA CITY, FL 32405
* $ 1,890,369,000 11 $ 1,682,000
GMAC MORTGAGE LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 11 $ 2,152,000
REGIONS BANK
1900 5TH AVENUE N - ALBH10903B
BIRMINGHAM, AL 35203
* $ 142,084,005,000 10 $ 2,146,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 32,584,979,000 9 $ 1,620,000
FIRST FEDERAL
2440 MALL DR SUITE 100
NORTH CHARLESTON, SC 29406
* $ 3,009,111,000 9 $ 550,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 9 $ 1,539,000
TAYLOR, BEAN & WHITAKER
315 NE 14TH STREET
OCALA, FL 34470
* $ 10,000,000 8 $ 1,346,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MT LAUREL, NJ 08054
* $ 31,000,000 8 $ 1,553,000
FRANKLIN AMERICAN MORTGAGE CO
501 CORPORATE CENTRE DRIVE, SUITE 400
FRANKLIN, TN 37067
* $ 10,000,000 8 $ 1,485,000
PROVIDENT FUNDING ASSOCIATES, L.P.
851 TRAEGER AVENUE, SUITE 100
SAN BRUNO, CA 94066
* $ 10,000,000 7 $ 1,733,000
HOMELAND LENDING INC
2612 N ADAMS ST
PLANT CITY, FL 33563
* $ 10,000,000 7 $ 853,000
FIRST RESIDENTIAL MORTGAGE
9721 ORMSBY STATION RD.
LOUISVILLE, KY 40223
* $ 10,000,000 6 $ 1,388,000
COLONY BANK
302 SOUTH MAIN ST.
FITZGERALD, GA 31750
* $ 1,250,186,000 6 $ 1,005,000
BAYSIDE SAVINGS BANK
202 MARINA DRIVE
PORT ST. JOE, FL 32456
* $ 84,336,000 6 $ 1,485,000
ONEWEST BANK, FSB
888 EAST WALNUT ST
PASADENA, CA 91101
* $ 36,000,000,000 6 $ 1,872,000
US BANK, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 261,775,591,000 6 $ 1,963,000
FREEDOM MORTGAGE CORP.
10500 KINCAID DR. STE. 300
FISHERS, IN 46037
* $ 10,000,000 5 $ 957,000
TRUSTMARK NATIONAL BANK
PO BOX 291
JACKSON, MS 39205
* $ 9,657,261,000 4 $ 699,000
FIRST NATIONAL BANK OF AMERICA
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ 409,625,000 4 $ 171,000
FINANCIAL FREEDOM ACQUISITION
1 BANTING
IRVINE, CA 92618
* $ 36,000,000,000 4 $ 676,000
PENTAGON FEDERAL CREDIT UNION
14300 SULLYFIELD CIRCLE
CHANTILLY, VA 20151
* $ 12,942,945,000 4 $ 1,592,000
FIFTH THIRD MORTGAGE COMPANY
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 69,459,606,000 3 $ 403,000
METLIFE BANK, N.A.
334 MADISON AVENUE
CONVENT STATION, NJ 07961
* $ 10,273,647,000 3 $ 712,000
CRESCENT MORTGAGE COMPANY
5901 PEACHTREE DUNWOODY RD NE BLG C, 250
ATLANTA, GA 30328
* $ 1,140,194,000 3 $ 633,000
NEW YORK COMMUNITY BANK
1 JERICHO PLAZA
JERICHO, NY 11753
* $ 30,307,736,000 3 $ 717,000
UNITED COMMUNITY BANK
PO BOX 398
BLAIRSVILLE, GA 30512
* $ 8,574,452,000 3 $ 820,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
ATLANTA, GA 30305
* $ 8,994,122,000 3 $ 628,000
PRIME HOME MORTGAGE, INC.
1414 W. GRANADA BLVD., SUITE 4
ORMOND BEACH, FL 32174
* $ 10,000,000 3 $ 631,000
NATIONWIDE ADVANTAGE MORTGAGE
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 2 $ 543,000
SHORE MORTGAGE
770 S. ADAMS ROAD #300
BIRMINGHAM, MI 48009
* $ 10,000,000 2 $ 349,000
HOMEOWNERS MORTGAGE OF AMERICA
100 GALLERIA PARKWAY STE 1400
ATLANTA, GA 30339
* $ 10,000,000 2 $ 799,000
RELIANCE FIRST CAPITAL, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ 100,000,000 2 $ 222,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
FULTON, MD 20759
* $ 4,088,336,000 2 $ 249,000
CAMPUS USA
14007 NW 1ST ROAD
NEWBERRY, FL 32669
* $ 976,050,000 2 $ 148,000
ASSURITY FINANCIAL SERVICES
6025 SOUTH QUEBEC STREET, #260
ENGLEWOOD, CO 80111
* $ 10,000,000 2 $ 754,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 2 $ 108,000
SECURITY ATLANTIC WHOLESALE
499 THORNALL ST, SUITE 220
EDISON, NJ 08837
* $ 10,000,000 2 $ 263,000
BENEFICIAL COMPANY LLC
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 4,017,643,000 2 $ 172,000
SUNTRUST BANKS, INC.
P.O. BOX 4418, MAIL CODE 663
ATLANTA, GA 30302
* $ 185,098,787,000 2 $ 791,000
CBC NATIONAL BANK
1891 SOUTH 14TH STREET
FERNANDINA BEACH, FL 32034
* $ 474,647,000 2 $ 608,000
HSBC MORTGAGE CORP
2929 WALDEN AVE
DEPEW, NY 14043
* $ 92,958,000 2 $ 1,007,000
PNC BANK N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 140,777,455,000 2 $ 209,000
EVERBANK
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 7,047,356,000 2 $ 316,000
EVERHOME MORTGAGE COMPANY
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 3,027,261,000 2 $ 316,000
PROSPERITY BANK
100 SOUTHPARK BLVD
ST AUGUSTINE, FL 32086
* $ 1,097,893,000 2 $ 294,000
HOME SAVINGS OF AMERICA
35 E BROADWAY
LITTLE FALLS, MN 56345
* $ 427,899,000 2 $ 718,000
WAKULLA BANK
2932 CRAWFORDVILLE HIGHWAY
CRAWFORDVILLE, FL 32327
* $ 500,386,000 2 $ 790,000
AURORA BANK FSB
1271 SIXTH AVENUE, 46TH FLOOR
NEW YORK, NY 10020
* $ 6,513,521,000 2 $ 397,000
FIDELITY BANK
100 E ENGLISH
WICHITA, KS 67202
* $ 1,853,520,000 1 $ 81,000
WSFS BANK
500 DEALWARE AVENUE
WILMINGTON, DE 19801
* $ 3,433,832,000 1 $ 137,000
AMERICAN BANK
9001 EDMONSTON ROAD, SUITE 100
GREENBELT, MD 20770
* $ 529,592,000 1 $ 238,000
TALLAHASSEE STATE BANK
PO BOX 2275
TALLAHASSEE, FL 32316
* $ 347,130,000 1 $ 23,000
SOUTHFIRST BANK
126 NORTH NORTON AVE
SYLACAUGA, AL 35150
* $ 133,728,000 1 $ 32,000
GULF COAST BANK AND TRUST COMPANY
200 ST. CHARLES AVE
NEW ORLEANS, LA 70130
* $ 935,627,000 1 $ 376,000
PREMIER BANK
2304 KILLEARN CENTER BLVD
TALLAHASSEE, FL 32309
* $ 430,848,000 1 $ 147,000
COMMUNITY CENTRAL BANK
120 N. MAIN STREET
MOUNT CLEMENS, MI 48043
* $ 554,415,000 1 $ 468,000
ATLANTIC SOUTHERN BANK
P O BOX 27150
MACON, GA 31221
* $ 989,728,000 1 $ 670,000
HANCOCK BANK OF FLORIDA
101 N MONROE STREET
TALLAHASSEE, FL 32301
* $ 370,483,000 1 $ 535,000
FLINT COMMUNITY BANK
2910 MEREDYTH DRIVE, P.O. BOX 70878
ALBANY, GA 31721
* $ 87,964,000 1 $ 160,000
SYNOVUS MORTGAGE CORPORATION
2204 LAKESHORE DRIVE SUITE 325
BIRMINGHAM, AL 35209
* $ 473,030,000 1 $ 180,000
GUARDIAN SAVINGS BANK, FSB
5901 COLERAIN AV
CINCINNATI, OH 45239
* $ 646,321,000 1 $ 180,000
NFCU
820 FOLLIN LANE
VIENNA, VA 22180
* $ 36,351,625,000 1 $ 3,000
INNOVATIONS FEDERAL CREDIT UNION
910 THOMAS DRIVE
PANAMA CITY, FL 32408
* $ 135,137,000 1 $ 237,000
ING BANK, FSB
1 SOUTH ORANGE STREET
WILMINGTON, DE 19801
* $ 82,416,721,000 1 $ 194,000
ATLANTIC COAST BANK
505 HAINES AVENUE
WAYCROSS, GA 31501
* $ 993,012,000 1 $ 73,000
GATEWAY BANK, FSB
2336 MERCED STREET
SAN LEANDRO, CA 94577
* $ 479,176,000 1 $ 117,000
WACHOVIA MORTGAGE FSB
TONYA YOUNG 100 N MAIN ST MAC D4001-063
WINSTON-SALEM, NC 27101
* $ 69,166,325,000 1 $ 1,000,000
CITICORP TRUST BANK, FSB
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 21,270,147,000 1 $ 40,000
THE HUNTINGTON NATIONAL BANK
7575 HUNTINGTON PARK DR
COLUMBUS, OH 43235
* $ 53,586,626,000 1 $ 107,000
SLOCOMB NATIONAL BANK
P O BOX 640
SLOCOMB, AL 36375
* $ 67,662,000 1 $ 47,000
HARLEYSVILLE NATIONAL BANK
483 MAIN STREET
HARLEYSVILLE, PA 19438
* $ 5,478,061,000 1 $ 264,000
CARNEGIE MORTGAGE
2297 STATE HIGHWAY 33
HAMILTON SQUARE, NJ 08690
* $ 193,976,000 1 $ 248,000
CAPITAL ONE NA
11130 INDUSTRIALPLEX BLVD
BATON ROUGE, LA 70809
* $ 115,142,306,000 1 $ 311,000
MERRILL LYNCH CREDIT CORP
4500 PARK GRANADA CA7-910-01-24
CALABASAS, CA 91302
* $ 2,223,299,000 1 $ 116,000
ALPINE BANK & TRUST CO.
1700 N ALPINE RD
ROCKFORD, IL 61107
* $ 907,168,000 1 $ 295,000
HOMESERVICES LENDING, LLC A
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,000,000 1 $ 417,000
ACCESS NATIONAL MORTGAGE CORP
1800 ROBERT FULTON DR, SUITE 350
RESTON, VA 20191
* $ 10,000,000 1 $ 143,000
BANK OF SPRINGFIELD
2600 STEVENSON DRIVE
SPRINGFIELD, IL 62703
* $ 533,469,000 1 $ 222,000
COMMUNITY BK & TRUST OF SE AL
PO BOX 311245
ENTERPRISE, AL 36330
* $ 522,272,000 1 $ 296,000
SB&T
PO BOX 1912
ALBANY, GA 31703
* $ 429,855,000 1 $ 150,000
FIDELITY BANK
3 CORPORATE BLVD NE
ATLANTA, GA 30329
* $ 1,759,643,000 1 $ 150,000
DOUGLAS COUNTY BANK
6157 FAIRBURN RD
DOUGLASVILLE, GA 30134
* $ 391,391,000 1 $ 149,000
ONESOUTH BANK
12347 COLUMBIA ST
BLAKELY, GA 32428
* $ 86,005,000 1 $ 297,000
SOMERSET INVESTORS CORP.
290 BROADHOLLOW ROAD
MELVILLE, NY 11747
* $ 10,000,000 1 $ 248,000
CORNERSTONE HOME LENDING, INC.
1177 WEST LOOP SOUTH SUITE 200
HOUSTON, TX 77027
* $ 57,509,481,000 1 $ 230,000
HOME LOAN CENTER
163 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 10,000,000 1 $ 135,000
VILLAGE CAPITAL & INVESTMENT LLC
2863 ST. ROSE PARKWAY
HENDERSON, NV 89052
* $ 11,000,000 1 $ 414,000
MORTGAGEAMERICA, INC.
1800 INTERNATIONAL PARK DR, SUITE 100
BIRMINGHAM, AL 35243
* $ 10,000,000 1 $ 396,000
CLEARPOINT FUNDING, INC.
4 TECHNOLOGY DRIVE, SUITE 200
WESTBOROUGH, MA 01581
* $ 10,000,000 1 $ 374,000
AMTEC FUNDING GROUP, LLC.
3330 HARBOR BOULEVARD
COSTA MESA, CA 92626
* $ 10,000,000 1 $ 45,000
MAIN STREET HOME LOANS LLC
4010 OLD MILTON PARKWAY
ALPHARETTA, GA 30005
* $ 11,000,000 1 $ 280,000
BEACH COMMUNITY MORTGAGE SERVI
11 RACETRACK ROAD, BUILD A
FORT WALTON BEACH, FL 32547
* $ 334,537,000 1 $ 290,000
FBC MORTGAGE, LLC
189 S ORANGE AVE STE 970
ORLANDO, FL 32801
* $ 12,000,000 1 $ 112,000
QR LENDING INC
555 ZOR SHRINE PLACE
MADISON, WI 53719
* $ 1,093,327,000 1 $ 300,000
US MORTGAGE CORPORATION
201 OLD COUNTRY ROAD
MELVILLE, NY 11747
* $ 11,000,000 1 $ 248,000
WORLD ALLIANCE FINANCIAL CORP.
3 HUNTINGTON QUADRANGLE SUITE 201N
MELVILLE, NY 11747
* $ 389,397,000 1 $ 91,000
PRIMARY RESIDENTIAL MORTGAGE
4750 W WILEY POST WAY SUITE 200
SALT LAKE CITY, UT 84116
* $ 10,000,000 1 $ 328,000
PROSPECT MORTGAGE, LLC
15301 VENTURA BLVD. SUITE D300
SHERMAN OAKS, CA 91403
* $ 10,000,000 1 $ 200,000
RESIDENTIAL FINANCE CORP.
401 N. FRONT STREET, SUITE 300
COLUMBUS, OH 43215
* $ 17,533,484,000 1 $ 163,000
PLAZA HOME MORTGAGE, INC
5090 SHOREHAM PLACE, SUITE #206
SAN DIEGO, CA 92122
* $ 10,000,000 1 $ 230,000
PANHANDLE EDUCATORS FEDERAL CREDIT UNION
2718 MLK JR. BLVD.
PANAMA CITY, FL 32405
* $ 96,886,000 1 $ 150,000
U. T.
2100 WHITE AVENUE
KNOXVILLE, TN 37916
* $ 160,607,000 1 $ 300,000
IBM SOUTHEAST EMP CREDIT UNION
1000 NW 17TH AVE
DELRAY BEACH, FL 33445
* $ 707,026,000 1 $ 25,000
TRUE SKY
P.O. BOX 26406
OKLAHOMA CITY, OK 73126
* $ 350,262,000 1 $ 125,000
COMMUNITY FIRST CREDIT UNION OF FLO
637 N. LEE STREET
JACKSONVILLE, FL 32204
* $ 1,090,230,000 1 $ 302,000
ENVISION CREDIT UNION
440 NORTH MONROE ST.
TALLAHASSEE, FL 32301
* $ 201,752,000 1 $ 115,000
JUST MORTGAGE
9680 HAVEN AVE. SUIT 200
RANCHO CUCAMONGA, CA 91730
* $ 10,000,000 1 $ 300,000
AMERICAN INTERBANC MORTGAGE, LLC.
4 PARK PLAZA #650
IRVINE, CA 92614
* $ 6,512,000 1 $ 415,000
MID-ISLAND MORTGAGE CORP.
900 MERCHANTS CONCOURSE, SUITE #112
WESTBURY, NY 11554
* $ 10,000,000 1 $ 176,000
MORTGAGE INVESTORS CORP
6090 CENTRAL AVE
ST. PETERSBURG, FL 33707
* $ 10,000,000 1 $ 140,000
COUNTRYPLACE MORTGAGE, LTD.
15301 SPECTRUM DR. STE 550
ADDISON, TX 75001
* $ 10,000,000 1 $ 114,000
NATIONWIDE MORTGAGE CONCEPTS,
40380 DESERT CREEK LANE
RANCHO MIRAGE, CA 92270
* $ 10,000,000 1 $ 95,000
AMERICAN HOME MORTGAGE, INC.
4840 ROSWELL ROAD, BLDG E, SUITE 300
ATLANTA, GA 30342
* $ 10,000,000 1 $ 375,000

The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Mortgage Loan Application Detail Totals for Gulf County FL in 2009

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 420 $85,379,000 $203,000 $1,143,000 $121,000 $1,865,000
Home Purchase 274 $50,080,000 $182,000 $738,000 $114,000 $1,407,000
Home Improvement 28 $994,000 $35,000 $144,000 $53,000 $166,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 531 $98,060,000 $184,000 $800,000 $123,000 $1,865,000
Not applicable 79 $16,129,000 $204,000 $1,143,000 $85,000 $1,700,000
Not Provided 58 $12,606,000 $217,000 $1,000,000 $131,000 $1,700,000
Black or African American 42 $6,252,000 $148,000 $441,000 $56,000 $448,000
Hispanic 7 $1,734,000 $247,000 $396,000 $89,000 $167,000
Asian 3 $1,560,000 $520,000 $580,000 $313,000 $593,000
American Indian or Alaskan Native 2 $112,000 $56,000 $72,000 $24,000 $42,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 553 $112,178,000 $202,000 $1,143,000 $138,000 $1,865,000
FHA-insured (Federal Housing Administration) 85 $11,932,000 $140,000 $406,000 $43,000 $188,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 52 $5,834,000 $112,000 $223,000 $30,000 $74,000
VA-guaranteed (Veterans Administration) 32 $6,509,000 $203,000 $441,000 $53,000 $209,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 287 $55,355,000 $192,000 $788,000 $127,000 $1,700,000
Application Denied By Financial Institution 199 $36,287,000 $182,000 $1,000,000 $106,000 $1,838,000
Loan Purchased By The Institution 125 $22,801,000 $182,000 $1,143,000 $91,000 $1,700,000
Application Withdrawn By Applicant 61 $11,454,000 $187,000 $800,000 $119,000 $1,176,000
Application Approved But Not Accepted 32 $6,354,000 $198,000 $712,000 $121,000 $1,207,000
File Closed For Incompleteness 18 $4,202,000 $233,000 $441,000 $185,000 $1,865,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 51 $10,980,000 $215,000 $417,000 $148,000 $1,004,000
Credit History 23 $2,925,000 $127,000 $438,000 $55,000 $146,000
Debt-To-Income Ratio 23 $5,084,000 $221,000 $600,000 $79,000 $214,000
Other 12 $2,186,000 $182,000 $388,000 $58,000 $140,000
Unverifiable Information 8 $1,599,000 $199,000 $340,000 $89,000 $186,000
Credit Application Incomplete 7 $1,772,000 $253,000 $1,000,000 $271,000 $1,500,000
Employment History 3 $525,000 $175,000 $250,000 $33,000 $56,000
Insufficient Cash (Downpayment, Closing Cost) 3 $435,000 $145,000 $229,000 $125,000 $144,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.

If you prefer, you can download a copy of the entire list of mortgage lenders in Florida, and search similar information back through 2003.

Download the Florida Lender List