Hancock County MS
Mortgage Loan Application
Totals and Details
for 2012

Find mortgage statistics and lending data for the Hancock County MS metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2021.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Hancock County MS, this may help give you an idea of what you might find when you begin your mortgage research. Use the mortgage lender list and statistics below to gain valuable insights.

Years 2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,963
Total Mortgage Loan Application Amount $249,078,000
Average Mortgage Loan Application Amount $126,000
Highest Mortgage Loan Application Amount $2,563,000
Average Applicant Income $74,000
Highest Applicant Income $849,000

Mortgage Company List for Lending in Hancock County MS for 2012

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
WINSTON-SALEM, NC 27150
* $ 1,161,490,000,000 235 $ 31,232,000
KEESLER
2602 PASS ROAD
BILOXI, MS 39531
* $ 1,963,514,000 207 $ 25,464,000
HANCOCK WHITNEY BANK
2510 14TH STREET
GULFPORT, MS 39501
* $ 4,988,392,000 198 $ 22,185,000
REGIONS BANK
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 123,368,203,000 137 $ 17,004,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,811,678,000,000 96 $ 13,293,000
THE FIRST, A NATIONAL BANKING ASSOCIATION
P.O. BOX 15549
HATTIESBURG, MS 39404
* $ 679,893,000 89 $ 14,639,000
CITIBANK, NATIONAL ASSOCIATION
1 COURT SQUARE,43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,288,658,000,000 51 $ 6,232,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 49 $ 5,740,000
THE PEOPLES BANK, BILOXI, MISSISSIPPI
152 LAMEUSE ST
BILOXI, MS 39530
* $ 799,565,000 45 $ 4,087,000
FRANKLIN AMERICAN MORTGAGE COMPANY
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 45 $ 5,977,000
TRUSTMARK NATIONAL BANK
PO BOX 291
JACKSON, MS 39205
* $ 9,612,081,000 44 $ 5,808,000
CADENCE BANK
P O BOX 789
TUPELO, MS 38802
* $ 12,990,345,000 36 $ 4,168,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 34 $ 1,388,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,459,157,302,000 32 $ 4,839,000
VANDERBILT MORTGAGE AND FINANCE, INC.
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 32 $ 1,880,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 46,925,466,000 31 $ 4,431,000
CITIMORTGAGE, INC.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 30 $ 3,816,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 52,181,685,000 25 $ 3,918,000
FIRST SOUTHERN BANK
PO BOX 268
COLUMBIA, MS 39429
* $ 199,121,000 23 $ 2,583,000
AMERICA'S MORTGAGE RESOURCE
3317 N. I-10 SERVICE RD. SUITE 200
METAIRIE, LA 70002
* $ 10,000,000 22 $ 2,895,000
PRIMELENDING, A PLAINSCAPITAL COMPANY
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 5,681,476,000 21 $ 2,412,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
FULTON, MD 20759
* $ 4,088,336,000 19 $ 3,430,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MT LAUREL, NJ 08054
* $ 31,000,000 19 $ 2,462,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
ATLANTA, GA 30305
* $ 8,994,122,000 18 $ 2,387,000
FIRST NATIONAL BANK OF PICAYUN
121 EAST CANAL STREET
PICAYUNE, MS 39466
* $ 208,098,000 16 $ 1,608,000
ALLY BANK
2101 REXFORD ROAD, SUITE 350W
CHARLOTTE, NC 28211
* $ 85,381,954,000 14 $ 2,481,000
FIRST NBC BANK
210 BARONE STREET
NEW ORLEANS, LA 70112
* $ 2,224,334,000 14 $ 1,761,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 330,470,810,000 13 $ 1,401,000
GULF COAST COMMUNITY FEDERAL CREDIT UNION
12364 HWY 49
GULFPORT, MS 39503
* $ 66,723,000 13 $ 965,000
GMFS LLC
7389 FLORIDA BLVD, STE 200-A
BATON ROUGE, LA 70806
* $ 10,000,000 12 $ 2,176,000
DSLD MORTGAGE, LLC
13348 COURSEY BLVD. SUITE D
BATON ROUGE, LA 70816
* $ 222,000 12 $ 2,176,000
TIAA, FSB
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 13,039,950,000 11 $ 1,234,000
BANKPLUS
1068 HIGHLAND COLONY PARKWAY
RIDGELAND, MS 39157
* $ 2,177,006,000 11 $ 736,000
FLAGSTAR BANK, FSB
5151 CORPORATE DRIVE
TROY, MI 48098
* $ 13,623,469,000 10 $ 1,139,000
HOME LOAN CENTER, INC.
11115 RUSHMORE DRIVE
CHARLOTTE, NC 28277
* $ 10,000,000 8 $ 1,554,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 8 $ 1,504,000
WHITNEY BANK
228 ST CHARLES AVE, SUITE 537
NEW ORLEANS, LA 70130
* $ 14,882,261,000 8 $ 874,000
SUNTRUST MORTGAGE, INC.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 171,291,705,000 7 $ 1,053,000
NOLA LENDING GROUP, LLC
830 W CAUSEWAY BLVD
MANDEVILLE, LA 70471
* $ 28,686,000 7 $ 1,080,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
FISHERS, IN 46037
* $ 10,000,000 7 $ 1,113,000
CITIZENS BANK
814 MAIN STREET
COLUMBIA, MS 39429
* $ 357,201,000 6 $ 400,000
STANDARD MORTGAGE CORPORATION
701 POYDRAS STREET STE 300 PLAZA
NEW ORLEANS, LA 70139
* $ 31,000,000 6 $ 783,000
GULF COAST BANK AND TRUST COMPANY
200 ST. CHARLES AVE
NEW ORLEANS, LA 70130
* $ 881,144,000 6 $ 487,000
STATE FARM BANK, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 14,736,579,000 6 $ 580,000
AMERICAN INTERNET MORTGAGE, INC.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ 10,000,000 5 $ 453,000
HOMEOWNERS MORTGAGE OF AMERICA
100 GALLERIA PARKWAY STE 1400
ATLANTA, GA 30339
* $ 10,000,000 5 $ 633,000
LOANDEPOT.COM, LLC
26642 TOWNE CENTRE DRIVE
FOOTHILL RANCH, CA 92610
* $ 138,031,000 5 $ 758,000
RESIDENTIAL FINANCE CORPORATIO
1 EASTON OVAL #400
COLUMBUS, OH 43219
* $ 17,533,484,000 5 $ 625,000
REVERSE MORTGAGE USA, INC.
6500 RIVER PLACE BLVD, BLDG 1, STE 425
AUSTIN, TX 78730
* $ 3,305,000 5 $ 428,000
FAIRWAY INDEPENDENT MORTGAGE CORPORATION
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ 10,000,000 5 $ 483,000
GRAND BANK FOR SAVINGS, FSB
204 WESTOVER DRIVE
HATTIESBURG, MS 39402
* $ 126,196,000 5 $ 478,000
NORTH AMERICAN SAVINGS BANK, F.S.B.
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,184,743,000 5 $ 1,176,000
AMERICAN BANK
9001 EDMONSTON ROAD SUITE 100
GREENBELT, MD 20770
* $ 419,837,000 4 $ 563,000
COMMUNITY BANK OF MISSISSIPPI
323 EAST THIRD STREET
FOREST, MS 39074
* $ 639,243,000 4 $ 755,000
FINANCE OF AMERICA REVERSE LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ 3,125,000 4 $ 488,000
HOME POINT MORTGAGE ACCEPTANCE CORPORATION
121 RESEARCH BLVD
MADISON, AL 35758
* $ 580,000,000 4 $ 653,000
MAGNOLIA STATE BANK
P O BOX 41
LAUREL, MS 39440
* $ 264,492,000 4 $ 716,000
NATIONS LENDING CORPORATION
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ 4,410,000 4 $ 716,000
FBT MORTGAGE, L.L.C.
6911 WASHINGTON AVE SUITE B
OCEAN SPRINGS, MS 39564
* $ 678,000,000 4 $ 564,000
IFREEDOM DIRECT CORPORATION
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 3 $ 488,000
HOMETRUST MORTGAGE COMPANY
5353 W ALABAMA, SUITE 500
HOUSTON, TX 77056
* $ 10,000,000 3 $ 331,000
PLATINUM HOME MORTGAGE CORPORATION
2200 HICKS RD, STE 101
ROLLING MEADOWS, IL 60008
* $ 10,000,000 3 $ 520,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 3 $ 379,000
CASHCALL, INC.
1 CITY BLVD WEST SUITE 1000
ORANGE, CA 92868
* $ 10,000,000 3 $ 586,000
EUSTIS MORTGAGE CORPORATION
1100 POYDRAS STREET, SUITE 2525
NEW ORLEANS, LA 70163
* $ 10,000,000 3 $ 255,000
BANK OF ENGLAND
PO BOX 70
ENGLAND, AR 72046
* $ 240,651,000 3 $ 525,000
CIMARRON MORTGAGE COMPANY
6311 RIDGEWOOD ROAD, SUITE 400W
JACKSON, MS 39211
* $ 10,000,000 3 $ 379,000
CHEVRON
500 12TH STREET SUITE 200
OAKLAND, CA 94607
* $ 1,741,434,000 3 $ 556,000
MIDFIRST BANK
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 9,790,194,000 3 $ 428,000
COLONIAL SAVINGS, F.A.
P O BOX 2988
FORT WORTH, TX 76113
* $ 921,138,000 3 $ 314,000
PROFICIO BANK
6985 UNION PARK CENTER, SUITE 150
COTTONWOOD HEIGHTS, UT 84047
* $ 142,947,000 3 $ 254,000
ACCEPTANCE LOAN COMPANY
121 WEST CHURCH STREET
JACKSON, AL 36545
* $ 70,000,000 2 $ 45,000
HERITAGE BANK OF ST TAMMANY
205 N. COLUMBIA ST.
COVINGTON, LA 70433
* $ 101,517,000 2 $ 138,000
ACCESS NATIONAL BANK
1800 ROBERT FULTON DR
RESTON, VA 20191
* $ 808,645,000 2 $ 375,000
SOUTHERN BANCORP BANK
601 MAIN STREET
ARKADELPHIA, AR 71923
* $ 1,147,058,000 2 $ 229,000
FIRST FEDERAL BANK
2440 MALL DRIVE
NORTH CHARLESTON, SC 29406
* $ 3,140,407,000 2 $ 61,000
CREDIT HUMAN FEDERAL CREDIT UNION
6061 IH 10 WEST
SAN ANTONIO, TX 78201
* $ 2,898,665,000 2 $ 72,000
HOPE FEDERAL CREDIT UNION
4 OLD RIVER PLACE
JACKSON, MS 39202
* $ 140,269,000 2 $ 233,000
BAXTER CREDIT UNION
340 N MILWAUKEE AVE
VERNON HILLS, IL 60061
* $ 1,580,221,000 2 $ 270,000
MORTGAGEAMERICA, INC.
1800 INTERNATIONAL PARK DR, SUITE 100
BIRMINGHAM, AL 35243
* $ 10,000,000 2 $ 332,000
NEWREZ LLC
4000 CHEMICAL ROAD SUITE 200
PLYMOUTH MEETING, PA 19462
* $ 10,000,000 2 $ 489,000
CORNERSTONE HOME LENDING, INC.
1177 WEST LOOP SOUTH SUITE 200
HOUSTON, TX 77027
* $ 57,509,481,000 2 $ 377,000
GMAC MORTGAGE, LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 2 $ 238,000
CAPITAL ONE NA
11130 INDUSTRIPLEX BLVD
BATON ROUGE, LA 70809
* $ 71,108,281,000 2 $ 282,000
FIRST BANK AND TRUST
909 POYDRAS ST 17TH FLOOR
NEW ORLEANS, LA 70112
* $ 760,545,000 2 $ 207,000
COMMUNITY BANK, COAST
P. O. BOX 7588
GULFPORT, MS 39506
* $ 389,720,000 2 $ 106,000
RESOURCE BANK
75033 HWY 21
COVINGTON, LA 70433
* $ 430,825,000 2 $ 264,000
IBERIABANK MORTGAGE COMPANY
285 WEST ESPLANADE AVE, SECOND FLOOR
KENNER, LA 70065
* $ 11,676,671,000 2 $ 240,000
ING BANK, FSB / CAPITAL ONE
11130 INDUSTRIPLEX BLVD
BATON ROUGE, LA 70809
* $ 92,212,498,000 2 $ 355,000
ONEMAIN FINANCIAL, INC.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 2,084,000,000 2 $ 196,000
WOODFOREST NATIONAL BANK
25231 GROGAN'S MILL ROAD
THE WOODLANDS, TX 77380
* $ 3,488,863,000 2 $ 120,000
GREAT SOUTHERN NATIONAL BANK
P O BOX 1271
MERIDIAN, MS 39302
* $ 263,833,000 1 $ 54,000
CITIZENS SAVINGS BANK
1725 SULLIVAN DR
BOGALUSA, LA 70427
* $ 229,292,000 1 $ 68,000
GUARANTY TRUST COMPANY
316 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ 225,000,000 1 $ 150,000
CHARTER BANK
1721 MEDICAL PARK DRIVE SUITE 103
BILOXI, MS 39532
* $ 101,781,000 1 $ 4,000
PNC BANK, NATIONAL ASSOCIATION
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 263,309,559,000 1 $ 386,000
TRUIST BANK
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 168,867,640,000 1 $ 128,000
HSBC BANK USA, NATIONAL ASSOCIATION
1800 TYSONS BLVD., SUITE 50
MCLEAN, VA 22102
* $ 206,009,683,000 1 $ 115,000
ARVEST MORTGAGE COMPANY
931 W MONROE
LOWELL, AR 72745
* $ 12,527,568,000 1 $ 108,000
NYCB MORTGAGE COMPANY, LLC
1801 EAST 9TH STREET
CLEVELAND, OH 44114
* $ 75,001,000 1 $ 136,000
METLIFE BANK, N.A.
1555 WEST WALNUT HILL LANE, STE. 200
IRVING, TX 75038
* $ 25,513,620,000 1 $ 165,000
ASSURANCE FINANCIAL GROUP, L.L.C.
9029 JEFFERSON HIGHWAY SUITE 100
BATON ROUGE, LA 70809
* $ 1,000,000,000 1 $ 123,000
UNITED SECURITY FINANCIAL CORP
930 EAST 6600 SOUTH
MURRAY, UT 84121
* $ 10,000,000 1 $ 238,000
PROVIDENT FUNDING ASSOCIATES, L.P.
851 TRAEGER AVENUE, SUITE 100
SAN BRUNO, CA 94066
* $ 10,000,000 1 $ 222,000
FIRST CITIZENS BANK
1230 MAIN ST
COLUMBIA, SC 29201
* $ 8,103,953,000 1 $ 75,000
PENTAGON FEDERAL CREDIT UNION
7940 JONES BRANCH DRIVE
TYSONS, VA 22102
* $ 15,056,671,000 1 $ 100,000
UNITED SHORE FINANCIAL SERVICES, LLC
1414 EAST MAPLE ROAD
TROY, MI 48083
* $ 10,000,000 1 $ 329,000
LSI MORTGAGE PLUS
6470 E JOHNS CROSSING STE 400
DULUTH, GA 30097
* $ 1,704,000 1 $ 138,000
PHH HOME LOANS, LLC
1 MORTGAGE WAY 2ND FLOOR
MT LAUREL, NJ 08054
* $ 4,597,939,000 1 $ 176,000
JAMES B. NUTTER & CO.
4153 BROADWAY
KANSAS CITY, MO 64111
* $ 31,000,000 1 $ 139,000
GENERATION MORTGAGE COMPANY
3565 PIEDMONT ROAD, NE STE. 300
ATLANTA, GA 30305
* $ 73,926,000 1 $ 36,000
ONE REVERSE MORTGAGE, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ 39,000,000 1 $ 115,000
MISSISSIPPI RIVER BANK
8435 HWY 23
BELLE CHASSE, LA 70037
* $ 157,519,000 1 $ 47,000
REPUBLIC BANK & TRUST COMPANY
601 W MARKET ST
LOUISVILLE, KY 40202
* $ 3,310,308,000 1 $ 8,000
BANK OF IDAHO
399 N CAPITAL
IDAHO FALLS, ID 83402
* $ 233,219,000 1 $ 194,000
TYNDALL FEDERAL CREDIT UNION
3109 MINNESOTA AVE
PANAMA CITY, FL 32405
* $ 1,074,816,000 1 $ 125,000
SHARONVIEW FEDERAL CREDIT UNION
1081 RED VENTURES DR.
FORT MILL, SC 29707
* $ 961,324,000 1 $ 182,000
UNITED BANK
PO BOX 1337
ZEBULON, GA 30295
* $ 1,047,260,000 1 $ 119,000
CITIZENS BANK & TRUST COMPANY
222 N NEW HAMPSHIRE ST PO BOX 1530
COVINGTON, LA 70434
* $ 110,196,000 1 $ 50,000
UNITED COMMUNITY BANK
104 N MACOUPIN
GILLESPIE, IL 62033
* $ 954,685,000 1 $ 69,000
PRIORITYONE BANK
220 MAIN AVENUE NORTH
MAGEE, MS 39111
* $ 511,515,000 1 $ 124,000
COMMUNITY BANK, ELLISVILLE, MISSISSIPPI
P. O. BOX 265
LAUREL, MS 39441
* $ 630,628,000 1 $ 107,000
MERCHANTS & MARINE BANK
P. O. BOX 729
PASCAGOULA, MS 39568
* $ 555,432,000 1 $ 46,000
BANK OF WIGGINS
P.O. DRAWER 67
WIGGINS, MS 39577
* $ 193,298,000 1 $ 162,000
FIRSTBANK
11 CHANNING WAY
JACKSON, TN 38305
* $ 2,073,987,000 1 $ 218,000
BANKFIRST FINANCIAL SERVICES
PO BOX 31
MACON, MS 39341
* $ 718,860,000 1 $ 195,000
FIRST NATIONAL ACCEPTANCE COMPANY
241 EAST SAGINAW/P.O. BOX 980
EAST LANSING, MI 48826
* $ 10,498,000 1 $ 48,000
EVOLVE BANK & TRUST
301 SHOPPING WAY BLVD
WEST MEMPHIS, AR 72301
* $ 247,163,000 1 $ 161,000
NATIONAL BANK OF KANSAS CITY
10700 NALL AVENUE
OVERLAND PARK, KS 66211
* $ 619,450,000 1 $ 167,000
MUTUAL SAVINGS AND LOAN ASSOCIATION
2900 CLEARVEIW PKWY
METAIRIE, LA 70006
* $ 33,671,000 1 $ 245,000
HOME BANK, NA
503 KALISTE SALOOM RD
LAFAYETTE, LA 70598
* $ 953,475,000 1 $ 109,000

The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Mortgage Loan Application Detail Totals for Hancock County MS in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,221 $170,359,000 $139,000 $2,563,000 $78,000 $791,000
Home Purchase 642 $74,647,000 $116,000 $417,000 $67,000 $849,000
Home Improvement 100 $4,072,000 $40,000 $400,000 $63,000 $543,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,556 $193,544,000 $124,000 $417,000 $79,000 $849,000
Not applicable 153 $23,032,000 $150,000 $2,563,000 $20,000 $246,000
Not Provided 134 $17,229,000 $128,000 $386,000 $70,000 $371,000
Black or African American 54 $6,279,000 $116,000 $351,000 $73,000 $270,000
Hispanic 29 $3,254,000 $112,000 $204,000 $74,000 $206,000
Asian 27 $4,366,000 $161,000 $288,000 $90,000 $155,000
American Indian or Alaskan Native 9 $1,251,000 $139,000 $200,000 $77,000 $164,000
Native Hawaiian or Other Pacific Islander 1 $123,000 $123,000 $123,000 $65,000 $65,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,380 $170,583,000 $123,000 $2,563,000 $85,000 $849,000
FHA-insured (Federal Housing Administration) 270 $34,031,000 $126,000 $326,000 $48,000 $205,000
VA-guaranteed (Veterans Administration) 191 $31,060,000 $162,000 $358,000 $51,000 $172,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 122 $13,404,000 $109,000 $222,000 $38,000 $72,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 851 $109,628,000 $128,000 $2,563,000 $83,000 $849,000
Application Denied By Financial Institution 370 $43,933,000 $118,000 $417,000 $68,000 $791,000
Loan Purchased By The Institution 317 $41,855,000 $132,000 $416,000 $50,000 $557,000
Application Withdrawn By Applicant 270 $34,532,000 $127,000 $400,000 $77,000 $660,000
File Closed For Incompleteness 83 $10,818,000 $130,000 $417,000 $73,000 $421,000
Application Approved But Not Accepted 72 $8,312,000 $115,000 $316,000 $84,000 $660,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 87 $8,679,000 $99,000 $350,000 $64,000 $791,000
Collateral 68 $9,283,000 $136,000 $403,000 $84,000 $377,000
Debt-To-Income Ratio 55 $7,590,000 $138,000 $398,000 $53,000 $156,000
Other 30 $4,380,000 $146,000 $290,000 $103,000 $665,000
Credit Application Incomplete 20 $2,864,000 $143,000 $223,000 $80,000 $378,000
Unverifiable Information 6 $868,000 $144,000 $217,000 $68,000 $88,000
Employment History 1 $181,000 $181,000 $181,000 $123,000 $123,000
Insufficient Cash (Downpayment, Closing Cost) 1 $350,000 $350,000 $350,000 $121,000 $121,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.

If you prefer, you can download a copy of the entire list of mortgage lenders in Mississippi, and search similar information back through 2003.

Download the Mississippi Lender List