Hardeman County, TX Mortgage Lenders & HMDA Data, 2013
In 2013, lenders reported 41 mortgage applications in Hardeman County, TX totaling $32.6 million, up 8% from 2012. The average application was for $795,000, and applicants reported an average income of $61,000. 59% of applications resulted in an originated loan and 17% were denied. The most active lender was 21st Mortgage, with 5 applications, followed by JPMorgan Chase Bank, NA and Texas Republic Bank, N.A..
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| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 41 |
| Total Mortgage Loan Application Amount | $32,596,000 |
| Average Mortgage Loan Application Amount | $795,000 |
| Highest Mortgage Loan Application Amount | $27,784,000 |
| Average Applicant Income | $61,000 |
| Highest Applicant Income | $216,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| 21st Mortgage 620 MARKET ST SUITE 100 KNOXVILLE, TN 37902 |
* | $ 10,000,000 | 5 | $ 289,000 |
| JPMorgan Chase Bank, NA 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 1,896,773,000,000 | 4 | $ 220,000 |
| Texas Republic Bank, N.A. 2595 PRESTON RD, SUITE 100 FRISCO, TX 75034 |
* | $ 76,509,000 | 4 | $ 71,000 |
| Herring Bank 2201 CIVIC CIRCLE AMARILLO, TX 79109 |
* | $ 503,777,000 | 3 | $ 256,000 |
| Waggoner National Bank 1818 TEXAS ST VERNON, TX 76384 |
* | $ 258,788,000 | 2 | $ 68,000 |
| Bank of America NA 31303 AGOURA RD CA6-917-01-20 WESTLAKE VILLAGE, CA 91361 |
* | $ 1,474,077,383,000 | 2 | $ 85,000 |
| USAA Federal Savings Bank 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 58,597,476,000 | 2 | $ 86,000 |
| Colonial Savings P O BOX 2988 FORT WORTH, TX 76102 |
* | $ 1,105,077,000 | 2 | $ 135,000 |
| Midfirst Bank 501 NW GRAND BLVD OKLAHOMA CITY, OK 73118 |
* | $ 9,864,946,000 | 2 | $ 139,000 |
| Susser Bank 500 HARWOOD ROAD BEDFORD, TX 76021 |
* | $ 334,303,000 | 1 | $ 109,000 |
| Texas Bank P O BOX 1190 HENDERSON, TX 75652 |
* | $ 333,685,000 | 1 | $ 28,000 |
| Reverse Mortgage Solutions Inc 14405 WALTERS RD SUITE 200 HOUSTON, TX 77014 |
* | $ 10,978,000 | 1 | $ 27,784,000 |
| Ifreedom Direct Corporation 124 N. CHARLES LINDBERGH DRIVE SLC, UT 84116 |
* | $ 10,000,000 | 1 | $ 46,000 |
| Truist Bank 3100 SMOKETREE CT FL 5 RALEIGH, NC 27604 |
* | $ 178,034,172,000 | 1 | $ 19,000 |
| First Capital Bank P. O. BOX 450 QUANAH, TX 79252 |
* | $ 57,115,000 | 1 | $ 25,000 |
| Verabank,N.A. P.O. BOX 1009 HENDERSON, TX 75653 |
* | $ 957,116,000 | 1 | $ 2,680,000 |
| State National Bank of Texas 104 WEST PARK AVENUE IOWA PARK, TX 76367 |
* | $ 219,797,000 | 1 | $ 41,000 |
| American National Bank & Trust 2732 MIDWESTERN PKWY WICHITA FALLS, TX 78130 |
* | $ 462,335,000 | 1 | $ 104,000 |
| Lubbock National Bank 4811 50TH LUBBOCK, TX 79414 |
* | $ 761,081,000 | 1 | $ 80,000 |
| American Financial Resources LLC 9 SYLVAN WAY PARSIPPANY, NJ 07054 |
* | $ 10,000,000 | 1 | $ 57,000 |
| Amerisave Mortgage Company 1200 ALTMORE AVENUE BUILDING 2 SUITE 300 SANDY SPRINGS, GA 30342 |
* | $ 8,994,122,000 | 1 | $ 70,000 |
| Credit Human Federal Credit Un 6061 IH 10 WEST SAN ANTONIO, TX 78215 |
* | $ 2,891,810,000 | 1 | $ 77,000 |
| One Reverse Mortgage, LLC 4445 EASTGATE MALL, SUITE 320 SAN DIEGO, CA 92121 |
* | $ 39,000,000 | 1 | $ 47,000 |
The tables below break down 2013 mortgage applications in Hardeman County, TX by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.
Mortgage Loan Application Detail Totals for Hardeman County, TX in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 23 | $4,038,000 | $175,000 | $2,680,000 | $53,000 | $127,000 |
| Refinancing | 14 | $28,462,000 | $2,033,000 | $27,784,000 | $72,000 | $216,000 |
| Home Improvement | 4 | $96,000 | $24,000 | $30,000 | $65,000 | $103,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 29 | $1,548,000 | $53,000 | $160,000 | $67,000 | $127,000 |
| Not applicable | 6 | $30,721,000 | $5,120,000 | $27,784,000 | $0 | $0 |
| Not Provided | 2 | $148,000 | $74,000 | $80,000 | $60,000 | $92,000 |
| Hispanic | 2 | $94,000 | $47,000 | $65,000 | $75,000 | $95,000 |
| American Indian or Alaskan Native | 1 | $50,000 | $50,000 | $50,000 | $57,000 | $57,000 |
| Asian | 1 | $35,000 | $35,000 | $35,000 | $216,000 | $216,000 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 31 | $4,242,000 | $136,000 | $2,680,000 | $76,000 | $216,000 |
| FHA-insured (Federal Housing Administration) | 7 | $28,190,000 | $4,027,000 | $27,784,000 | $16,000 | $67,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $118,000 | $59,000 | $79,000 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 1 | $46,000 | $46,000 | $46,000 | $35,000 | $35,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 24 | $3,719,000 | $154,000 | $2,680,000 | $71,000 | $127,000 |
| Application Denied By Financial Institution | 7 | $477,000 | $68,000 | $104,000 | $87,000 | $216,000 |
| Loan Purchased By The Institution | 5 | $28,041,000 | $5,608,000 | $27,784,000 | $0 | $0 |
| Application Withdrawn By Applicant | 2 | $217,000 | $108,000 | $160,000 | $11,000 | $23,000 |
| Application Approved But Not Accepted | 2 | $72,000 | $36,000 | $41,000 | $58,000 | $76,000 |
| File Closed For Incompleteness | 1 | $70,000 | $70,000 | $70,000 | $55,000 | $55,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 1 | $104,000 | $104,000 | $104,000 | $121,000 | $121,000 |
| Credit Application Incomplete | 1 | $30,000 | $30,000 | $30,000 | $29,000 | $29,000 |
| Other | 1 | $80,000 | $80,000 | $80,000 | $92,000 | $92,000 |
| Unverifiable Information | 1 | $35,000 | $35,000 | $35,000 | $216,000 | $216,000 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
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