Hardeman County, TX Mortgage Lenders & HMDA Data, 2018
In 2018, lenders reported 49 mortgage applications in Hardeman County, TX totaling $3.7 million, about the same as 2017. The average application was for $75,000, and applicants reported an average income of $74,000. 35% of applications resulted in an originated loan and 39% were denied. The most active lender was Wells Fargo Bank NA, with 7 applications, followed by American National Bank & Trust and Pentagon Federal Credit Union.
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| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 49 |
| Total Mortgage Loan Application Amount | $3,675,000 |
| Average Mortgage Loan Application Amount | $75,000 |
| Highest Mortgage Loan Application Amount | $265,000 |
| Average Applicant Income | $74,000 |
| Highest Applicant Income | $285,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| Wells Fargo Bank NA MINNEAPOLIS, MN 55415 |
* | $ 1,747,398,000,000 | 7 | $ 645,000 |
| American National Bank & Trust 2732 MIDWESTERN PKWY WICHITA FALLS, TX 78130 |
* | $ 639,231,000 | 5 | $ 205,000 |
| Pentagon Federal Credit Union OMAHA, NE 68164 |
* | $ 22,858,876,000 | 3 | $ 205,000 |
| Waggoner National Bank 1818 TEXAS ST VERNON, TX 76384 |
* | $ 285,207,000 | 2 | $ 50,000 |
| loanDepot.com LLC 6561 IRVINE CENTER DRIVE IRVINE, CA 92618 |
* | $ -1,000 | 2 | $ 130,000 |
| Bank of America NA 31303 AGOURA RD CA6-917-01-20 WESTLAKE VILLAGE, CA 91361 |
* | $ 1,751,524,000,000 | 2 | $ 80,000 |
| Interlinc Mortgage Services, LLC 10613 W. SAM HOUSTON PKWY N. SUITE 200 HOUSTON, TX 77086 |
* | $ -1,000 | 1 | $ 115,000 |
| Cattlemens Bank PO BOX 8086 ALTUS, OK 73522 |
* | $ 233,904,000 | 1 | $ 15,000 |
| Herring Bank 2201 CIVIC CIRCLE AMARILLO, TX 79109 |
* | $ 427,261,000 | 1 | $ 15,000 |
| Royal United Mortgage LLC 7999 KNUE RD. STE 300 INDIANAPOLIS, IN 46256 |
* | $ -1,000 | 1 | $ 95,000 |
| Credit Human Federal Credit Un 6061 IH 10 WEST SAN ANTONIO, TX 78215 |
* | $ 2,934,629,000 | 1 | $ 85,000 |
| American Advisors Group 3800 W.CHAPMAN SUITE 300 ORANGE, CA 92868 |
* | $ -1,000 | 1 | $ 5,000 |
| 21st Mortgage 620 MARKET ST SUITE 100 KNOXVILLE, TN 37902 |
* | $ -1,000 | 1 | $ 55,000 |
| Goodleap, LLC 8781 SIERRA COLLEGE BLVD ROSEVILLE, CA 95661 |
* | $ -1,000 | 1 | $ 95,000 |
| Countryplace Mortgage, Ltd. PLANO, TX 75024 |
* | $ -1,000 | 1 | $ 85,000 |
| Navy Federal Credit Union 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 90,565,764,000 | 1 | $ 135,000 |
| Sage Home Loans Corporation 1423 RED VENTURES DRIVE SUITE 201 FORT MILL, SC 29707 |
* | $ -1,000 | 1 | $ 75,000 |
| Finance of America Reverse LLC 8023 EAST 63RD PLACE, SUITE 700 TULSA, OK 74133 |
* | $ -1,000 | 1 | $ 25,000 |
| Network Funding, L.P. 9700 RICHMOND, SUITE 320 HOUSTON, TX 77042 |
* | $ -1,000 | 1 | $ 135,000 |
| Texoma Community Credit Union PO BOX 1320 WICHITA FALLS, TX 76308 |
* | $ 139,221,000 | 1 | $ 45,000 |
| Pilgrim Bank 145 E. MARSHALL ST. PITTSBURG, TX 75686 |
* | $ 584,104,000 | 1 | $ 165,000 |
| Franklin American Mortgage Company 6100 TOWER CIRCLE SUITE 600 FRANKLIN, TN 37067 |
* | $ -1,000 | 1 | $ 265,000 |
| Capital Farm Credit, Aca 3000 BRIARCREST DRIVE SUITE 601 BRYAN, TX 77802 |
* | $ -1,000 | 1 | $ 225,000 |
| Colonial Savings P O BOX 2988 FORT WORTH, TX 76102 |
* | $ 969,487,000 | 1 | $ 35,000 |
| Plaza Home Mortgage, Inc 4820 EASTGATE MALL, STE 100 SAN DIEGO, CA 92121 |
* | $ -1,000 | 1 | $ 135,000 |
| Primewest Mortgage Corporation 7806 INDIANA AVENUE LUBBOCK, TX 79423 |
* | $ -1,000 | 1 | $ 105,000 |
The tables below break down 2018 mortgage applications in Hardeman County, TX by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.
Mortgage Loan Application Detail Totals for Hardeman County, TX in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 27 | $2,565,000 | $95,000 | $265,000 | $86,000 | $285,000 |
| Refinancing | 7 | $335,000 | $47,000 | $75,000 | $59,000 | $86,000 |
| Cash-out Refinancing | 6 | $380,000 | $63,000 | $95,000 | $63,000 | $81,000 |
| Other Purpose | 5 | $235,000 | $47,000 | $75,000 | $53,000 | $69,000 |
| Home Improvement | 4 | $160,000 | $40,000 | $95,000 | $62,000 | $106,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 38 | $3,050,000 | $80,000 | $265,000 | $77,000 | $285,000 |
| Hispanic | 6 | $210,000 | $35,000 | $55,000 | $66,000 | $96,000 |
| Not Provided | 2 | $120,000 | $60,000 | $65,000 | $72,000 | $73,000 |
| Black or African American | 1 | $25,000 | $25,000 | $25,000 | $21,000 | $21,000 |
| Not applicable | 1 | $135,000 | $135,000 | $135,000 | $0 | $0 |
| American Indian or Alaskan Native | 1 | $135,000 | $135,000 | $135,000 | $31,000 | $31,000 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 35 | $2,795,000 | $79,000 | $265,000 | $80,000 | $285,000 |
| FHA-insured (Federal Housing Administration) | 8 | $550,000 | $68,000 | $135,000 | $54,000 | $79,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 3 | $165,000 | $55,000 | $75,000 | $42,000 | $54,000 |
| VA-guaranteed (Veterans Administration) | 3 | $165,000 | $55,000 | $55,000 | $79,000 | $96,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 19 | $1,145,000 | $60,000 | $135,000 | $62,000 | $104,000 |
| Loan Originated | 17 | $1,195,000 | $70,000 | $165,000 | $79,000 | $285,000 |
| Application Withdrawn By Applicant | 9 | $955,000 | $106,000 | $265,000 | $91,000 | $187,000 |
| Loan Purchased By The Institution | 3 | $325,000 | $108,000 | $135,000 | $68,000 | $72,000 |
| File Closed For Incompleteness | 1 | $55,000 | $55,000 | $55,000 | $51,000 | $51,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 27 | $2,305,000 | $85,000 | $265,000 | $75,000 | $187,000 |
| Credit History | 8 | $520,000 | $65,000 | $135,000 | $64,000 | $96,000 |
| Debt-To-Income Ratio | 6 | $370,000 | $61,000 | $165,000 | $99,000 | $285,000 |
| Collateral | 4 | $190,000 | $47,000 | $75,000 | $51,000 | $63,000 |
| Credit Application Incomplete | 2 | $130,000 | $65,000 | $65,000 | $70,000 | $86,000 |
| Other | 2 | $160,000 | $80,000 | $95,000 | $66,000 | $69,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
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