Harney County, OR Mortgage Lenders & HMDA Data, 2003

In 2003, lenders reported 522 mortgage applications in Harney County, OR totaling $46.3 million. The average application was for $88,000, and applicants reported an average income of $56,000. 37% of applications resulted in an originated loan and 22% were denied. The most active lender was Countrywide Home Loans, with 76 applications, followed by US Bank North Dakota and Klamath First Federal S & L.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 522
Total Mortgage Loan Application Amount $46,291,000
Average Mortgage Loan Application Amount $88,000
Highest Mortgage Loan Application Amount $800,000
Average Applicant Income $56,000
Highest Applicant Income $681,000

Mortgage Company List for Lending in Harney County, OR for 2003

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Countrywide Home Loans
30930 RUSSELL RANCH ROAD MS WLRR-148
WESTLAKE VILLAGE, CA 91362
* $ 58,034,697,000 76 $ 6,219,000
US Bank North Dakota
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 2,437,029,000 47 $ 2,642,000
Klamath First Federal S & L
540 MAIN STREET
KLAMATH FALLS, OR 97601
* $ 1,488,559,000 38 $ 2,760,000
Ameriquest Mortgage Company
1100 TOWN & COUNTRY ROAD
ORANGE, CA 92868
* $ 10,000,000 28 $ 4,398,000
Gmac Mortgage LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 15 $ 999,000
Mila, Inc
6021 244TH ST. SW
MOUNTLAKE TERRACE, WA 98043
* $ 10,000,000 13 $ 780,000
Wells Fargo Home Mortgage
1 HOME CAMPUS, X9902-1R
DES MOINES, IA 50328
* $ 35,000,000,000 13 $ 1,184,000
Washington Mutual Bank
227 EAST AVENUE
ALBION, NY 14411
* $ 26,723,000,000 12 $ 1,355,000
Greenpoint Mortgage Funding
4 COLISEUM CENTRE, 2730 WEST TYVOLA ROAD
CHARLOTTE, NC 28217
* $ 6,677,533,000 11 $ 1,554,000
Bank of America, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 565,382,000,000 10 $ 916,000
Delta Funding Corporation
1000 WOODBURY ROAD
WOODBURY, NY 11797
* $ 31,000,000 10 $ 928,000
Wells Fargo Funding, Inc
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 10 $ 789,000
US Bank, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 176,049,792,000 9 $ 973,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 9 $ 935,000
Chase Manhattan Mortgage Corp
343 THORNALL STREET
EDISON, NJ 08837
* $ 622,388,000,000 8 $ 842,000
Wells Fargo Fin'l Oregon, Inc
800 WALNUT ST, 6TH FLOOR, MAC F4031-061
DES MOINES, IA 50309
* $ 18,988,174,000 8 $ 530,000
Long Beach Mortgage Co.
227 EAST AVENUE
ALBION, NY 14411
* $ 10,000,000 7 $ 495,000
Hfc
140 INDUSTRIAL DRIVE
ELMHURST, IL 60126
* $ 10,000,000 6 $ 565,000
New Century Mortgage Corporati
18400 VON KARMAN AVE., SUITE 1000
IRVINE, CA 92612
* $ 10,000,000 6 $ 364,000
Novastar Mortgage
2114 CENTRAL SUITE 600
KANSAS CITY, MO 64108
* $ 10,000,000 6 $ 617,000
Chase Manhattan Bank USA, NA
200 WHITE CLAY CENTER DR
NEWARK, DE 19711
* $ 32,738,033,000 6 $ 1,008,000
E-Loan, Inc.
6230 STONERIDGE MALL ROAD
PLEASANTON, CA 94588
* $ 10,000,000 6 $ 754,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 6 $ 579,000
Forrit Credit Union
95 SW TAYLOR ST
PORTLAND, OR 97233
* $ 41,874,000 5 $ 174,000
Beneficial
140 INDUSTRIAL DRIVE
ELMHURST, IL 60126
* $ 10,000,000 5 $ 371,000
Accredited Home Lenders, Inc
15253 AVENUE OF SCIENCE BLDG 1
SAN DIEGO, CA 92128
* $ 10,000,000 5 $ 474,000
Rbc Mortgage
P O BOX 1220
ROCKY MOUNT, NC 27802
* $ 2,163,315,000 5 $ 444,000
Keybank USA, N.A.
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ 8,943,095,000 5 $ 266,000
Homecomings Financial LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 10,000,000 5 $ 513,000
Homeowners Loan Corporation
4501 CIRCLE 75 PARKWAY, SUITE D-4300
ATLANTA, GA 30339
* $ 1,840,459,615,000 4 $ 297,000
Full Spectrum Lending
35 N. LAKE AVENUE MS 55-11
PASADENA, CA 91101
* $ 58,034,697,000 4 $ 344,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 4 $ 193,000
Aames Funding Corporation
15090 AVENUE OF SCIENCE
SAN DIEGO, CA 92128
* $ 10,000,000 4 $ 322,000
First Franklin Financial Corp.
2150 NORTH FIRST STREET
SAN JOSE, CA 95131
* $ 592,000,000 4 $ 219,000
Principal Residential Mortgage
ONE COURT SQUARE, 45TH FLOOR
LONG ISLAND CITY, NY 11120
* $ 10,000,000 4 $ 375,000
Sterling Capital Mortgage Co.
13100 NORTHWEST FWY #200
HOUSTON, TX 77040
* $ 10,000,000 4 $ 445,000
Washington Mutual Bank
227 EAST AVENUE
ALBION, NY 14411
* $ 236,422,336,000 4 $ 342,000
National City Mortgage Corpora
1900 E9TH STREET LOCATOR 01-3013
CLEVELAND, OH 44114
* $ 12,000,000,000 3 $ 255,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 12,348,756,000 3 $ 184,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 3 $ 265,000
Columbia River Bank
PO BOX 1050
THE DALLES, OR 97058
* $ 544,411,000 3 $ 425,000
Fieldstone Mortgage Company
11000 BROKEN LAND PARKWAY, SUITE 900
COLUMBIA, MD 21044
* $ 10,000,000 3 $ 221,000
Citifinancial, Inc.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 1,097,190,000,000 3 $ 149,000
American Home Mortgage Corp.
538 BROADHOLLOW RD
MELVILLE, NY 11747
* $ 10,000,000 3 $ 334,000
Wealthbridge Mortgage Corp.
15455 NW GREENBRIER PKWY, STE. 111
BEAVERTON, OR 97006
* $ 10,000,000 3 $ 260,000
Aurora Bank FSB
1271 SIXTH AVENUE, 46TH FLOOR
NEW YORK, NY 10020
* $ 11,370,323,000 3 $ 368,000
Residential Funding Corp. LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 10,000,000 3 $ 268,000
Sib Mortgage Corp.
195 MONTAGUE STREET
BROOKLYN, NY 11201
* $ 2,646,970,000 3 $ 243,000
Oakwood Acceptance Corporation
7800 MCCLOUD ROAD
GREENSBORO, NC 27409
* $ 10,000,000 3 $ 313,000
Midfirst Bank
501 NW GRAND BLVD.
OKLAHOMA CITY, OK 73118
* $ 8,575,434,000 2 $ 60,000
Millennia Mortgage Corporation
9891 IRVINE CENTER DRIVE, STE. 200
IRVINE, CA 92618
* $ 10,000,000 2 $ 103,000
Gb Mortgage, LLC
4000 W BROWN DEER ROAD
BROWN DEER, WI 53209
* $ 29,183,000 2 $ 179,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ 31,000,000 2 $ 326,000
Bank One, NA
45303 VAN DYKE SUITE 9048
UTICA, MI 48317
* $ 53,001,000,000 2 $ 95,000
Aegis Funding Corporation
3250 BRIARPARK DR SUITE 400
HOUSTON, TX 77042
* $ 10,000,000 2 $ 55,000
Aegis Lending Corporation
3250 BRIARPARK DR SUITE 400
HOUSTON, TX 77042
* $ 10,000,000 2 $ 167,000
Citifinancial Mortgage Company
1111 NORTHPOINT DRIVE
COPPELL, TX 75019
* $ 1,097,190,000,000 2 $ 134,000
Decision One Mortgage
6060 J.A. JONES DRIVE
CHARLOTTE, NC 28287
* $ 10,000,000 2 $ 127,000
Flagstar Bank
5151 CORPORATE DR
TROY, MI 48098
* $ 8,190,484,000 2 $ 307,000
Fleet National Bank
525 N TRYON ST NC1-023-06-04
CHARLOTTE, NC 28255
* $ 179,362,000,000 2 $ 98,000
Vanderbilt Mortgage
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 2 $ 153,000
Union Federal C/O Sky Bank
137 CLOUGH ST
BOWLING GREEN, OH 43402
* $ 3,366,324,000 2 $ 152,000
Union Planters Bank
P.O. BOX 10247
BIRMINGHAM, AL 35202
* $ 33,756,573,000 1 $ 175,000
Suntrust Mortgage, Inc
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 115,148,694,000 1 $ 62,000
The Cit Group/Sales Financing,
650 CIT DRIVE
LIVINGSTON, NJ 07039
* $ 1,090,407,000 1 $ 49,000
Town Center Bank
10413 SE 82ND AVENUE
PORTLAND, OR 97266
* $ 46,867,000 1 $ 59,000
Umpqua Bank
ONE SW COLUMBIA STREET, SUITE 1050
PORTLAND, OR 97258
* $ 2,544,663,000 1 $ 129,000
Wells Fargo Bank, NA
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 318,870,000,000 1 $ 70,000
Washington Federal S&L
425 PIKE STREET
SEATTLE, WA 98101
* $ 7,358,676,000 1 $ 75,000
Washtenaw Mortgage Company
3767 RANCHERO DRIVE
ANN ARBOR, MI 48108
* $ 204,000,000 1 $ 160,000
Watermark Financial Partners
4582 S ULSTER ST, SUITE 300
DENVER, CO 80237
* $ 10,000,000 1 $ 79,000
Whidbey Island Bank
PO BOX 7001
OAK HARBOR, WA 98277
* $ 534,567,000 1 $ 35,000
Wmc Mortgage Corp.
3100 THORTON AVE
BURBANK, CA 91504
* $ 31,000,000 1 $ 110,000
First Horizon Home Loan Corp
4000 HORIZON WAY
IRVING, TX 75063
* $ 1,446,000,000 1 $ 240,000
First Mutual Bank
400 108TH AVE NE
BELLEVUE, WA 98004
* $ 742,648,000 1 $ 56,000
Colonial Savings, F. A.
P. O. BOX 2988
FORT WORTH, TX 76113
* $ 1,430,439,000 1 $ 156,000
E*Trade Bank
671 NORTH GLEBE RD, 12TH FLOOR
ARLINGTON, VA 22203
* $ 17,039,747,000 1 $ 247,000
Eagle Home Mortgage, LLC
301 116TH AVENUE SE #400
BELLEVUE, WA 98004
* $ 10,000,000 1 $ 81,000
Equity One
9600 WEST BRYN MAWR
ROSEMONT, IL 60018
* $ 10,538,602,000 1 $ 105,000
AMC Mortgage Services, Inc.
1100 TOWN & COUNTRY ROAD, SUITE 1100
IRVINE, CA 92868
* $ 10,000,000 1 $ 91,000
Amerus Home Lending, Inc
4121 NW URBANDALE DRIVE
URBANDALE, IA 50322
* $ 10,000,000 1 $ 93,000
Capitol Commerce Mrtgage
7921 KINGSWOOD DRIVE
CITRUS HEIGHTS, CA 95610
* $ 10,000,000 1 $ 111,000
Citibank, FSB
850 THIRD AVENUE, 12TH FLOOR
NEW YORK, NY 10022
* $ 23,205,467,000 1 $ 48,000
Citicorp Trust Bank, FSB
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 13,961,613,000 1 $ 48,000
H&R Block Mortgage Corporation
6501 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 10,000,000 1 $ 128,000
Home Loan Center
163 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 10,000,000 1 $ 30,000
Home123 Corporation
3351 MICHELSON DRIVE, SUITE 400
IRVINE, CA 92612
* $ 10,000,000 1 $ 126,000
Greenpoint Bank
5032 PARKWAY PLAZA BLVD
CHARLOTTE, NC 28217
* $ 21,814,445,000 1 $ 86,000
Loan Link Finfancial Services
26800 ALISO VIEJO PARKWAY SUITE 100
ALISO VIEJO, CA 92656
* $ 10,000,000 1 $ 37,000
Loancity
5671 SANTA TERESA BOULEVARD
SAN JOSE, CA 95123
* $ 10,000,000 1 $ 75,000
Keybank National Association
100 PUBLIC SQUARE STE 600 OH-01-10-06006
CLEVELAND, OH 44113
* $ 75,319,362,000 1 $ 600,000
Merit Financial, Inc
13905 NE 128TH ST
KIRKLAND, WA 98034
* $ 10,000,000 1 $ 154,000
Mortgage Investors Corp
6090 CENTRAL AVE
ST. PETERSBURG, FL 33707
* $ 10,000,000 1 $ 98,000
Mortgage Lenders Network USA
213 COURT STREET
MIDDLETOWN, CT 06457
* $ 10,000,000 1 $ 80,000
National City Home Loan Servic
1900 E 9TH ST
CLEVELAND, OH 44114
* $ 15,000,000,000 1 $ 62,000
Novastar Home Mortgage, Inc.
8140 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 10,000,000 1 $ 94,000
Origen Financial Services LLC
27777 FRANKLIN ROAD SUITE 1710
SOUTHFIELD, MI 48034
* $ 10,000,000 1 $ 58,000
Oregon State Credit Union
PO BOX 306
CORVALLIS, OR 97339
* $ 314,417,000 1 $ 65,000
Pacific Republic Mortgage Corp
2150 TOWNE CENTRE PLACE SUITE 300
ANAHEIM, CA 92806
* $ 10,000,000 1 $ 45,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ 10,000,000 1 $ 68,000

The tables below break down 2003 mortgage applications in Harney County, OR by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Harney County, OR in 2003

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing (home purchase or home improvement, one-to-four family) 395 $37,207,000 $94,000 $800,000 $58,000 $681,000
Home Purchase (one-to-four family) 105 $8,425,000 $80,000 $258,000 $49,000 $144,000
Home Improvement (one-to-four family) 22 $659,000 $29,000 $80,000 $52,000 $83,000
Multifamily dwelling (home purchase, home improvement, and refinancings) 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 397 $33,439,000 $84,000 $430,000 $54,000 $373,000
Information not provided by applicant in mail or telephone application 78 $7,009,000 $89,000 $349,000 $53,000 $246,000
Not applicable 18 $1,989,000 $110,000 $600,000 $61,000 $681,000
Other 16 $2,986,000 $186,000 $800,000 $110,000 $667,000
American Indian or Alaskan Native 7 $472,000 $67,000 $127,000 $28,000 $62,000
Hispanic 6 $396,000 $66,000 $97,000 $84,000 $202,000
Asian or Pacific Islander 0 $0 $0 $0 $0 $0
Black 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 495 $44,396,000 $89,000 $800,000 $58,000 $681,000
FHA-insured (Federal Housing Administration) 13 $925,000 $71,000 $89,000 $17,000 $71,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 8 $565,000 $70,000 $88,000 $31,000 $46,000
VA-guaranteed (Veterans Administration) 6 $405,000 $67,000 $98,000 $26,000 $63,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 191 $16,626,000 $87,000 $600,000 $61,000 $681,000
Application Denied By Financial Institution 115 $11,522,000 $100,000 $800,000 $54,000 $667,000
Loan Purchased By The Institution 108 $9,148,000 $84,000 $247,000 $41,000 $173,000
Application Withdrawn By Applicant 59 $5,297,000 $89,000 $430,000 $67,000 $373,000
Application Approved But Not Accepted 44 $3,300,000 $75,000 $220,000 $50,000 $202,000
File Closed For Incompleteness 5 $398,000 $79,000 $146,000 $44,000 $72,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 30 $2,661,000 $88,000 $400,000 $48,000 $235,000
Other 26 $3,463,000 $133,000 $800,000 $73,000 $667,000
Collateral 24 $1,950,000 $81,000 $146,000 $54,000 $176,000
Credit Application Incomplete 9 $1,104,000 $122,000 $353,000 $63,000 $130,000
Debt-To-Income Ratio 8 $754,000 $94,000 $349,000 $33,000 $62,000
Unverifiable Information 3 $432,000 $144,000 $277,000 $73,000 $116,000
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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