Hill County, TX Mortgage Lenders & HMDA Data, 2012

In 2012, lenders reported 1,045 mortgage applications in Hill County, TX totaling $119.8 million, up 21% from 2011. The average application was for $114,000, and applicants reported an average income of $75,000. 41% of applications resulted in an originated loan and 24% were denied. The most active lender was Wells Fargo Bank NA, with 206 applications, followed by Vanderbilt Mortgage and Finance, Inc and JPMorgan Chase Bank, NA.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,045
Total Mortgage Loan Application Amount $119,775,000
Average Mortgage Loan Application Amount $114,000
Highest Mortgage Loan Application Amount $511,000
Average Applicant Income $75,000
Highest Applicant Income $1,176,000

Mortgage Company List for Lending in Hill County, TX for 2012

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,161,490,000,000 206 $ 23,157,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 69 $ 5,119,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,811,678,000,000 53 $ 6,676,000
Gateway Mortgage Group, LLC
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ 10,000,000 44 $ 5,781,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 43 $ 2,178,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 921,138,000 35 $ 4,307,000
Texas Bank Financial
901 SANTA FE DRIVE
WEATHERFORD, TX 76086
* $ 68,599,000 32 $ 4,169,000
Aspire Financial Inc
4100 ALPHA RD #112
DALLAS, TX 75244
* $ 10,000,000 25 $ 3,052,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,288,658,000,000 20 $ 2,498,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,459,157,302,000 19 $ 2,552,000
First National Bank of Central Texas
1835 N. VALLEY MILLS DR.
WACO, TX 76710
* $ 608,273,000 19 $ 1,567,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 18 $ 2,512,000
United Built Homes, LLC
8500 LINE AVE
SHREVEPORT, LA 71106
* $ 59,713,000 17 $ 2,448,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ 3,642,000 15 $ 1,969,000
Cendera Funding Inc.
3600 BENBROOK HWY
FORT WORTH, TX 76116
* $ 1,141,000 13 $ 1,691,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ 25,359,999,000 13 $ 1,768,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 52,181,685,000 13 $ 1,639,000
Susser Bank
500 HARWOOD ROAD
BEDFORD, TX 76021
* $ 227,903,000 12 $ 2,017,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 330,470,810,000 12 $ 1,024,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 11 $ 1,451,000
Sfmc, LP
5408 W PLANO PKWY
PLANO, TX 75093
* $ 10,000,000 10 $ 1,167,000
Mortgage Investors Corp
6090 CENTRAL AVE
ST. PETERSBURG, FL 33707
* $ 10,000,000 9 $ 906,000
Flagstar Bank NA

TROY, MI 49098
* $ 13,623,469,000 9 $ 1,320,000
Grandview Bank
PO BOX 449
GRANDVIEW, TX 76050
* $ 110,303,000 9 $ 551,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ 3,125,000 8 $ 781,000
First Financial Bank, N.A.
200 NORTH RIDGEWAY DRIVE
CLEBURNE, TX 76033
* $ 308,584,000 7 $ 475,000
Fidelity Bank of Texas
PO BOX 5540
WACO, TX 76708
* $ 80,491,000 6 $ 437,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 5,681,476,000 6 $ 1,234,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ 31,000,000 6 $ 608,000
First Central Credit Union
6201 SANGER AVENUE
WACO, TX 76710
* $ 53,899,000 5 $ 247,000
Pinnacle Bank
PO BOX 676
FORT WORTH, TX 76102
* $ 548,610,000 5 $ 246,000
Service Finance Company, LLC
555 S FEDERAL HIGHWAY SUITE 200
BOCA RATON, FL 33432
* $ 10,000,000 5 $ 36,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ 11,000,000 5 $ 549,000
Pointwest Bank
200 W. OAK
WEST, TX 76691
* $ 80,859,000 5 $ 233,000
Extraco Banks, NA
18 SOUTH MAIN STREET
TEMPLE, TX 76502
* $ 1,194,000,000 5 $ 196,000
Ally Bank
2101 REXFORD ROAD, SUITE 350W
CHARLOTTE, NC 28211
* $ 85,381,954,000 5 $ 927,000
R.H. Lending, Inc.
6209 COLLEYVILLE BLVD.
COLLEYVILLE, TX 76034
* $ 10,000,000 5 $ 564,000
Ark-La-Tex Financial Services LLC
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ 10,000,000 5 $ 1,014,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 5 $ 872,000
Ntfn, Inc.
700 STATE HIGHWAY 121, SUITE 100
PLANO, TX 75067
* $ 10,000,000 5 $ 979,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 5 $ 581,000
Home Loan Center, Inc.
11115 RUSHMORE DRIVE
CHARLOTTE, NC 28277
* $ 10,000,000 5 $ 682,000
Gold Star Mortgage Financial Group, Corporation
2350 GREEN ROAD SUITE 100B
ANN ARBOR, MI 48105
* $ 10,000,000 5 $ 722,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 4 $ 352,000
Roundpoint Mortgage Company
5032 PARKWAY PLAZA BLVD, STE 200
CHARLOTTE, NC 28278
* $ 10,000,000 4 $ 1,032,000
SWBC Mortgage Corporation
9311 SAN PEDRO AVENUE STE 100
SAN ANTONIO, TX 78216
* $ 502,411,000 4 $ 309,000
Weststar Mortgage Corporation
6363 NORTH STATE HIGHWAY 161
ALBUQUERQUE, NM 87113
* $ 26,864,000 4 $ 722,000
National United
905 MAIN ST
GATESVILLE, TX 76528
* $ 477,836,000 4 $ 290,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 168,867,640,000 4 $ 938,000
Omniamerican Bank
1320 SOUTH UNIVERSITY DR SUITE 106
FORT WORTH, TX 76107
* $ 1,335,997,000 4 $ 733,000
Community Bank
P O BOX 580
GRANBURY, TX 76048
* $ 525,136,000 4 $ 462,000
Prosperity Bank
1301 N MECHANIC
EL CAMPO, TX 77437
* $ 9,816,225,000 4 $ 277,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 4 $ 307,000
Community Bank & Trust
1800 WASHINGTON AVE
WACO, TX 76701
* $ 407,757,000 3 $ 294,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ 10,000,000 3 $ 411,000
The Cowboy Bank of Texas
100 MAIN STREET P.O. BOX 472
MAYPEARL, TX 76064
* $ 50,975,000 3 $ 141,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 2,898,665,000 3 $ 234,000
First Community Bank NA
3 SUGAR CREEK CENTER BLVD SUITE 200
SUGAR LAND, TX 77478
* $ 634,177,000 3 $ 69,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 13,039,950,000 3 $ 390,000
Metlife Bank, N.A.
1555 WEST WALNUT HILL LANE, STE. 200
IRVING, TX 75038
* $ 25,513,620,000 3 $ 527,000
First National Bank Texas
507 N. GRAY ST.
KILLEEN, TX 76541
* $ 944,344,000 3 $ 210,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 46,925,466,000 3 $ 269,000
American National Bank & Trust
2732 MIDWESTERN PKWY
WICHITA FALLS, TX 78130
* $ 467,285,000 3 $ 415,000
Central National Bank
8320 W HWY 84
WACO, TX 76712
* $ 605,791,000 3 $ 315,000
Great Western Financial Services, Inc.
5408 W PLANO PKWY
PLANO, TX 75093
* $ 10,000,000 3 $ 344,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ 1,000,000,000 3 $ 310,000
Town Square Mortgage & Investments LLC
17300 DALLAS PKWY, STE 1030
DALLAS, TX 75248
* $ 1,000,000,000 3 $ 520,000
Nationwide Advantage Mortgage
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 3 $ 359,000
Southwest Stage Funding LLC
2290 E YEAGER DR SUITE 250
CHANDLER, AZ 85286
* $ 5,889,539,000 2 $ 271,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ 10,000,000 2 $ 152,000
Network Capital Funding Corporation
7700 IRVINE CENTER DRIVE #300
IRVINE, CA 92618
* $ 52,388,000 2 $ 188,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 2 $ 140,000
Stonegate Mortgage Corporation
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 2 $ 222,000
James B. Nutter & Co.
4153 BROADWAY
KANSAS CITY, MO 64111
* $ 31,000,000 2 $ 195,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 2 $ 430,000
Reverse Mortgage USA, Inc.
6500 RIVER PLACE BLVD, BLDG 1, STE 425
AUSTIN, TX 78730
* $ 3,305,000 2 $ 130,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ 40,000,000 2 $ 268,000
Cornerstone Home Lending, Inc.
1177 WEST LOOP SOUTH SUITE 200
HOUSTON, TX 77027
* $ 57,509,481,000 2 $ 377,000
Wallick and Volk, Inc.
222 E. 18TH ST.
CHEYENNE, WY 82001
* $ 10,000,000 2 $ 182,000
Cherry Creek Mortgage, LLC
7600 E ORCHARD ROAD, SUITE 250 -N
WILMINGTON, DE 80111
* $ 10,000,000 2 $ 149,000
Hunter Financial Group, LLC
1711 W. GREENTREE DR. SUITE 111
TEMPE, AZ 85284
* $ 17,778,000 2 $ 424,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 15,056,671,000 2 $ 213,000
Waterstone Mortgage Corporation
17950 W CORPORATE DR STE 100
BROOKFIELD, WI 53045
* $ 1,603,436,000 2 $ 205,000
American Southwest Mortgage Corp.
5900 MOSTELLER DRIVE SUITE 10
OKLAHOMA CITY, OK 73112
* $ 143,000,000 2 $ 174,000
Edward Jones Mortgage, LLC
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 608,783,443,000 2 $ 318,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 14,736,579,000 2 $ 316,000
Viewpoint Bankers Mortgage Inc
720 E. ARAPAHO
RICHARDSON, TX 75081
* $ 1,529,760,000 2 $ 212,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 9,790,194,000 2 $ 176,000
Fidelity Bank
100 E ENGLISH
WICHITA, KS 67202
* $ 1,562,678,000 2 $ 73,000
First United Bank and Trust Company
PO BOX 130
DURANT, OK 74702
* $ 2,060,155,000 2 $ 149,000
Bank of Colorado
1609 EAST HARMONY RD
FORT COLLINS, CO 80525
* $ 2,140,697,000 2 $ 295,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 2 $ 127,000
Guardian Mortgage Company, Inc
100 N. CENTRAL EXPRESSWAY SUITE 190
RICHARDSON, TX 75083
* $ 10,000,000 2 $ 262,000
Empeople Credit Union
3950 38TH AVENUE
MOLINE, IL 61265
* $ 515,461,000 2 $ 65,000
One Reverse Mortgage, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ 39,000,000 2 $ 181,000
Wr Starkey Mortgage LLP
6101 WEST PLANO PARKWAY
PLANO, TX 75093
* $ 10,000,000 2 $ 714,000
Home Point Mortgage Acceptance Corporation
121 RESEARCH BLVD
MADISON, AL 35758
* $ 580,000,000 1 $ 175,000
Thrive Mortgage, LLC
4819 WILLIAMS DRIVE
CARROLLTON, TX 78633
* $ 917,364,000 1 $ 99,000
Liberty Home Equity Solutions, Inc.
10951 WHITE ROCK ROAD, SUITE 200
RANCHO CORDOVA, CA 95670
* $ 60,629,000 1 $ 99,000
City Credit Union
7474 FERGUSON RD
DALLAS, TX 75228
* $ 236,915,000 1 $ 134,000
Texas Trust Credit Union
5080 W IH 20
ARLINGTON, TX 76017
* $ 721,653,000 1 $ 121,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 240,651,000 1 $ 139,000
City Bank
5219 CITY BANK PARKWAY
LUBBOCK, TX 79408
* $ 2,020,141,000 1 $ 91,000
Credit Union of Texas
8131 LBJ FREEWAY, SUITE 500
ALLEN, TX 75013
* $ 1,006,478,000 1 $ 35,000
Datcu
5940 SOUTH INTERSTATE 35 EAST
CORINTH, TX 76210
* $ 580,381,000 1 $ 56,000
Adams Bank & Trust
PO BOX 720
OGALLALA, NE 69153
* $ 550,175,000 1 $ 180,000
Alliance Bank Central Texas
P.O. BOX 7554
WOODWAY, TX 76712
* $ 204,152,000 1 $ 128,000
Security Bank of Texas
PO BOX 90
CRAWFORD, TX 76638
* $ 52,256,000 1 $ 145,000
Texas Star Bank SSB
101 GASSAWAY
LOTT, TX 76656
* $ 75,989,000 1 $ 120,000
Community National Bank & Trust of Texas
PO BOX 624
CORSICANA, TX 75151
* $ 376,703,000 1 $ 215,000
Nationwide Bank
ONE NATIONWIDE PLAZA
COLUMBUS, OH 43215
* $ 4,479,945,000 1 $ 40,000
Priority Bank
3401 E MISSION BLVD
FAYETTEVILLE, AR 72703
* $ 87,299,000 1 $ 138,000
Community First Bank
11426 YORK ROAD
HUNT VALLEY, MD 21030
* $ 46,180,000 1 $ 62,000
Shelter Mortgage Company, LLC
4000 W BROWN DEER ROAD
BROWN DEER, WI 53209
* $ 1,270,503,000 1 $ 46,000
Heart O' Texas Federal Credit Union
PO BOX 11
WACO, TX 76703
* $ 52,959,000 1 $ 33,000
Union Square CU
2903 KEMP BOULEVARD
WICHITA FALLS, TX 76308
* $ 304,425,000 1 $ 51,000
American Airlines Federal Cred
4151 AMON CARTER BLVD
FORT WORTH, TX 76155
* $ 5,912,333,000 1 $ 122,000
BBVA USA
15 SOUTH 20TH ST
BIRMINGHAM, AL 35233
* $ 63,106,987,000 1 $ 100,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 263,309,559,000 1 $ 108,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 171,291,705,000 1 $ 500,000
Lendmark Financial Services
223 W NASH ST
WILSON, NC 27893
* $ 43,592,768,000 1 $ 15,000
Onemain Financial, Inc.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 2,084,000,000 1 $ 15,000
Esb Mortgage Company Inc.
815 W ENNIS AVE
ENNIS, TX 75119
* $ 51,933,000 1 $ 169,000
Viewpoint Bank, N.A.
1309 W 15TH, SUITE 302
PLANO, TX 75075
* $ 3,179,743,000 1 $ 132,000
Nexbank
2515 MCKINNEY AVENUE, SUITE 1100
DALLAS, TX 75201
* $ 615,607,000 1 $ 246,000
Orange Savings Bank
812 N 16TH STREET
ORANGE, TX 77630
* $ 401,095,000 1 $ 43,000
R Bank
3600 E PALM VALLEY BLVD
ROUND ROCK, TX 78665
* $ 129,388,000 1 $ 244,000
Affiliated Mortgage Company
5700 LEGACY DRIVE STE 10
PLANO, TX 75024
* $ 212,423,000 1 $ 417,000
American National Bank of Texa
102 W MOORE AVENUE
TERRELL, TX 75160
* $ 2,334,659,000 1 $ 165,000
First National Bank Mortgage
1540 E. SOUTHLAKE BLVD
SOUTHLAKE, TX 76092
* $ 310,629,000 1 $ 101,000
Verabank,N.A.
P.O. BOX 1009
HENDERSON, TX 75653
* $ 896,948,000 1 $ 50,000
Citizens National Bank of Texas
P. O. BOX 717
WAXAHACHIE, TX 75168
* $ 564,978,000 1 $ 150,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 123,368,203,000 1 $ 55,000
Certified Funding, L.P.
17304 PRESTON RD STE 620
DALLAS, TX 75252
* $ 10,000,000 1 $ 35,000
4trust Mortgage Inc
4200 SOUTH HULEN STE 410
FORT WORTH, TX 76109
* $ 10,000,000 1 $ 175,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ 10,000,000 1 $ 202,000
Network Funding, L.P.
9700 RICHMOND, SUITE 320
HOUSTON, TX 77042
* $ 43,942,000 1 $ 162,000
Hometrust Mortgage Company
5353 W ALABAMA, SUITE 500
HOUSTON, TX 77056
* $ 10,000,000 1 $ 99,000
Rmc Vanguard
7670 WOODWAY, SUITE 162
HOUSTON, TX 77063
* $ 20,000,000 1 $ 171,000
Securitynational Mortgage Company
5300 SOUTH 360 WEST
SALT LAKE CITY, UT 84123
* $ 10,000,000 1 $ 316,000
Highlands Residential Mortgage, Ltd.
950 W BETHANY DR STE 800
ALLEN, TX 75013
* $ 40,000,000 1 $ 140,000
Countryplace Mortgage, Ltd.

PLANO, TX 75024
* $ 10,000,000 1 $ 162,000
Southwest Funding LP
13150 COIT ROAD STE 100
DALLAS, TX 75240
* $ 10,000,000 1 $ 417,000
Lrs Financial Network dba Hnb Mortgage
2101 W. WADLEY STE. 36
MIDLAND, TX 79705
* $ 11,322,000 1 $ 110,000
Sente Mortgage, Inc.
4520 BURNET ROAD
AUSTIN, TX 78756
* $ 1,000,000,000 1 $ 191,000
Wcs Lending, LLC
951 YAMATO ROAD, SUITE 150
BOCA RATON, FL 33431
* $ 25,076,000 1 $ 134,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 1 $ 103,000
Generation Mortgage Company
3565 PIEDMONT ROAD, NE STE. 300
ATLANTA, GA 30305
* $ 73,926,000 1 $ 64,000
Gfs Capital
6499 HAVENWOOD CIRCLE
HUNTINGTON BEACH, CA 92648
* $ 10,000,000 1 $ 140,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ 10,000,000 1 $ 101,000
PHH Home Loans, LLC
1 MORTGAGE WAY 2ND FLOOR
MT LAUREL, NJ 08054
* $ 4,597,939,000 1 $ 81,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ 10,000,000 1 $ 34,000
Homeowners Mortgage of America
100 GALLERIA PARKWAY STE 1400
ATLANTA, GA 30339
* $ 10,000,000 1 $ 134,000
Lsi Mortgage Plus
6470 E JOHNS CROSSING STE 400
DULUTH, GA 30097
* $ 1,704,000 1 $ 119,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ 10,000,000 1 $ 30,000
Ameripro Funding
8300 N. MOPAC EXPRESSWAY SUITE 120
AUSTIN, TX 78759
* $ 40,000,000 1 $ 113,000
Cis Financial Services, Inc.
851 MILITARY STREET N
HAMILTON, AL 35570
* $ 14,200,000 1 $ 109,000

The tables below break down 2012 mortgage applications in Hill County, TX by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Hill County, TX in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 515 $70,097,000 $136,000 $509,000 $87,000 $1,176,000
Home Purchase 463 $47,522,000 $102,000 $511,000 $64,000 $519,000
Home Improvement 67 $2,156,000 $32,000 $225,000 $63,000 $250,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 748 $88,058,000 $117,000 $511,000 $80,000 $1,176,000
Not Provided 108 $12,575,000 $116,000 $392,000 $90,000 $1,020,000
Not applicable 88 $10,428,000 $118,000 $298,000 $21,000 $150,000
Hispanic 66 $5,907,000 $89,000 $311,000 $72,000 $400,000
Black or African American 27 $2,251,000 $83,000 $316,000 $53,000 $176,000
Asian 4 $157,000 $39,000 $50,000 $66,000 $204,000
American Indian or Alaskan Native 2 $151,000 $75,000 $129,000 $46,000 $62,000
Native Hawaiian or Other Pacific Islander 2 $248,000 $124,000 $150,000 $35,000 $70,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 739 $84,909,000 $114,000 $511,000 $90,000 $1,176,000
FHA-insured (Federal Housing Administration) 202 $22,011,000 $108,000 $267,000 $35,000 $186,000
VA-guaranteed (Veterans Administration) 62 $8,042,000 $129,000 $261,000 $47,000 $165,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 42 $4,813,000 $114,000 $202,000 $41,000 $75,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 425 $51,472,000 $121,000 $511,000 $84,000 $1,176,000
Application Denied By Financial Institution 256 $23,853,000 $93,000 $509,000 $65,000 $960,000
Loan Purchased By The Institution 184 $24,208,000 $131,000 $417,000 $54,000 $379,000
Application Withdrawn By Applicant 90 $11,590,000 $128,000 $464,000 $100,000 $1,020,000
Application Approved But Not Accepted 67 $5,078,000 $75,000 $266,000 $74,000 $479,000
File Closed For Incompleteness 23 $3,574,000 $155,000 $500,000 $94,000 $787,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 65 $3,489,000 $53,000 $249,000 $51,000 $165,000
Debt-To-Income Ratio 44 $4,754,000 $108,000 $509,000 $62,000 $386,000
Collateral 29 $3,742,000 $129,000 $248,000 $108,000 $537,000
Other 25 $3,161,000 $126,000 $400,000 $101,000 $960,000
Unverifiable Information 12 $1,112,000 $92,000 $292,000 $70,000 $180,000
Credit Application Incomplete 10 $1,032,000 $103,000 $211,000 $59,000 $155,000
Employment History 1 $40,000 $40,000 $40,000 $34,000 $34,000
Insufficient Cash (Downpayment, Closing Cost) 1 $192,000 $192,000 $192,000 $95,000 $95,000
Mortgage Insurance Denied 1 $122,000 $122,000 $122,000 $40,000 $40,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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