Holmes County MS
Mortgage Loan Application
Totals and Details
for 2020

Find mortgage statistics and lending data for the Holmes County MS metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2021.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Holmes County MS, this may help give you an idea of what you might find when you begin your mortgage research. Use the mortgage lender list and statistics below to gain valuable insights.

Years 2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 330
Total Mortgage Loan Application Amount $26,270,000
Average Mortgage Loan Application Amount $79,000
Highest Mortgage Loan Application Amount $2,375,000
Average Applicant Income $54,000
Highest Applicant Income $523,000

Mortgage Company List for Lending in Holmes County MS for 2020

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 87 $ 5,285,000
VANDERBILT MORTGAGE AND FINANCE, INC.
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ -1,000 42 $ 2,470,000
BANKPLUS
1068 HIGHLAND COLONY PARKWAY
RIDGELAND, MS 39157
* $ 2,971,297,000 34 $ 1,940,000
RELIANT BANK
1736 CAROTHERS PARKWAY
BRENTWOOD, TN 37027
* $ 1,897,550,000 22 $ 1,370,000
REGIONS BANK
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 125,641,000,000 11 $ 1,165,000
FIRSTBANK
11 CHANNING WAY
JACKSON, TN 38305
* $ 6,120,102,000 11 $ 775,000
RENASANT BANK
209 TROY ST., P.O. BOX 709
TUPELO, MS 38802
* $ 13,387,533,000 11 $ 875,000
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
WINSTON-SALEM, NC 27150
* $ 1,712,919,000,000 10 $ 1,050,000
TRUSTMARK NATIONAL BANK
PO BOX 291
JACKSON, MS 39205
* $ 13,495,944,000 8 $ 640,000
CADENCE BANK
P O BOX 789
TUPELO, MS 38802
* $ 21,061,188,000 7 $ 515,000
TRIAD FINANCIAL SERVICES, INC.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 7 $ 595,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
FISHERS, IN 46037
* $ -1,000 5 $ 455,000
MIDFIRST BANK
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 22,986,309,000 4 $ 230,000
TRUIST BANK
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 461,256,000,000 3 $ 345,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MT LAUREL, NJ 08054
* $ -1,000 3 $ 145,000
LENDINGONE, LLC
901 YAMATO RD #150
BOCA RATON, FL 33431
* $ -1,000 3 $ 175,000
KEESLER
2602 PASS ROAD
BILOXI, MS 39531
* $ 3,038,779,000 3 $ 285,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
ATLANTA, GA 30305
* $ -1,000 2 $ 180,000
BANK OF YAZOO CITY
P.O. BOX 600
YAZOO CITY, MS 39194
* $ 239,217,000 2 $ 350,000
THE CITIZENS NATIONAL BANK OF MERIDIAN
512 22ND AVENUE
MERIDIAN, MS 39302
* $ 1,421,227,000 2 $ 90,000
COMMUNITY BANK OF MISSISSIPPI
323 EAST THIRD STREET
FOREST, MS 39074
* $ 3,259,650,000 2 $ 80,000
HOPE FEDERAL CREDIT UNION
4 OLD RIVER PLACE
JACKSON, MS 39202
* $ 307,051,000 2 $ 60,000
PLANTERS BANK & TRUST COMPANY
P. O. BOX 31
INDIANOLA, MS 38751
* $ 1,098,217,000 2 $ 180,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 2 $ 520,000
DISCOVER BANK
12 READS WAY
NEW CASTLE, DE 19720
* $ 112,384,202,000 2 $ 170,000
THE CITIZENS BANK OF PHILADELPHIA, MISSISSIPPI
521 MAIN ST
PHILADELPHIA, MS 39350
* $ 1,195,261,000 2 $ 170,000
FAIRWAY INDEPENDENT MORTGAGE CORPORATION
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 2 $ 100,000
STATE BANK & TRUST COMPANY
147 SOUTH RAILROAD AVENUE
BROOKHAVEN, MS 39601
* $ 1,150,836,000 1 $ 45,000
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP
3701 ARCO CORPORATE DR., SUITE 200
CHARLOTTE, NC 28273
* $ -1,000 1 $ 45,000
1ST FRANKLIN FINANCIAL CORPORATION
135 E. TUGALO ST.
TOCCOA, GA 30577
* $ -1,000 1 $ 25,000
JUSTICE FEDERAL CREDIT UNION
5175 PARKSTONE DRIVE, STE. 200
CHANTILLY, VA 20151
* $ 789,398,000 1 $ 105,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 1 $ 195,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 486,004,220,000 1 $ 145,000
VILLAGE CAPITAL & INVESTMENT LLC
2863 ST. ROSE PARKWAY
HENDERSON, NV 89052
* $ -1,000 1 $ 75,000
ALLY BANK
2101, 300 EAST REXFORD RD
CHARLOTTE, NC 28211
* $ 167,492,000,000 1 $ 65,000
EVERETT FINANCIAL, INC.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ -1,000 1 $ 65,000
COUNTRYPLACE MORTGAGE, LTD.
15301 SPECTRUM DR. STE 550
ADDISON, TX 75001
* $ -1,000 1 $ 105,000
ANGEL OAK HOME LOANS LLC
3600 PEACHTREE ROAD NW, SUITE 500
ATLANTA, GA 30305
* $ -1,000 1 $ 215,000
CROSSCOUNTRY MORTGAGE, INC.
6850 MILLER RD
BRECKSVILLE, OH 44141
* $ -1,000 1 $ 145,000
PATRIOT BANK
8376 HIGHWAY 51 N
MILLINGTON, TN 38053
* $ 364,599,000 1 $ 145,000
AGFIRST FARM CREDIT BANK
1901 MAIN STREET
COLUMBIA, SC 29201
* $ -1,000 1 $ 85,000
CB&S BANK, INC.
200 JACKSON AVE. S.
RUSSELLVILLE, AK 35653
* $ 1,898,751,000 1 $ 5,000
INOVA FEDERAL CREDIT UNION
358 S ELKHART AVENUE
ELKHART, IN 46516
* $ 458,314,000 1 $ 25,000
COMMUNITY MORTGAGE CORPORATION
142 TIMBER CREEK DRIVE
CORDOVA, TN 38018
* $ -1,000 1 $ 55,000
RAYNE STATE BANK & TRUST COMPANY
200 S ADAMS AVE
RAYNE, LA 70578
* $ 382,595,000 1 $ 2,375,000
ROYAL UNITED MORTGAGE LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46250
* $ -1,000 1 $ 75,000
CITIBANK, NATIONAL ASSOCIATION
1 COURT SQUARE,43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,453,998,000,000 1 $ 75,000
FIRST COMMUNITY MORTGAGE, INC.
275 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ -1,000 1 $ 65,000
PENNYMAC LOAN SERVICES, LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 1 $ 65,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
FULTON, MD 20759
* $ -1,000 1 $ 115,000
ORIGIN BANK
2211 NORTH 7TH
WEST MONROE, LA 71291
* $ 5,294,103,000 1 $ 35,000
MORTGAGE SOLUTIONS OF COLORADO, LLC
MORTGAGE SOLUTIONS OF COLORADO
5455 N UNION BLVD, CO 80918
* $ -1,000 1 $ 55,000
TEMPLE VIEW CAPITAL FUNDING, LP
7550 WISCONSIN AVE STE 1000
BETHESDA, MD 20814
* $ -1,000 1 $ 195,000

The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Mortgage Loan Application Detail Totals for Holmes County MS in 2020

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 216 $14,580,000 $67,000 $225,000 $49,000 $523,000
Refinancing 56 $7,690,000 $137,000 $2,375,000 $63,000 $194,000
Cash-out Refinancing 19 $1,695,000 $89,000 $215,000 $82,000 $230,000
Home Improvement 16 $620,000 $38,000 $145,000 $51,000 $142,000
Other Purpose 13 $1,035,000 $79,000 $305,000 $70,000 $221,000
Not Applicable 10 $650,000 $65,000 $115,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Black or African American 217 $13,985,000 $64,000 $395,000 $47,000 $523,000
White 56 $4,660,000 $83,000 $265,000 $77,000 $230,000
Not Provided 24 $2,380,000 $99,000 $215,000 $60,000 $230,000
Not applicable 22 $4,160,000 $189,000 $2,375,000 $70,000 $102,000
Hispanic 7 $725,000 $103,000 $305,000 $66,000 $192,000
American Indian or Alaskan Native 4 $360,000 $90,000 $145,000 $89,000 $130,000
Asian 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 288 $22,180,000 $77,000 $2,375,000 $54,000 $523,000
FHA-insured (Federal Housing Administration) 30 $2,540,000 $84,000 $305,000 $64,000 $192,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 7 $665,000 $95,000 $155,000 $40,000 $53,000
VA-guaranteed (Veterans Administration) 5 $885,000 $177,000 $395,000 $43,000 $63,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 130 $9,330,000 $71,000 $345,000 $45,000 $221,000
Loan Originated 93 $9,355,000 $100,000 $2,375,000 $61,000 $194,000
File Closed For Incompleteness 38 $2,550,000 $67,000 $305,000 $50,000 $192,000
Application Approved But Not Accepted 26 $1,620,000 $62,000 $135,000 $49,000 $127,000
Application Withdrawn By Applicant 26 $2,090,000 $80,000 $225,000 $87,000 $523,000
Loan Purchased By The Institution 17 $1,325,000 $77,000 $145,000 $65,000 $102,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 196 $16,630,000 $84,000 $2,375,000 $59,000 $523,000
Credit History 68 $4,610,000 $67,000 $215,000 $47,000 $221,000
Debt-To-Income Ratio 42 $2,770,000 $65,000 $265,000 $45,000 $194,000
Credit Application Incomplete 8 $1,000,000 $125,000 $345,000 $75,000 $136,000
Other 6 $440,000 $73,000 $205,000 $41,000 $76,000
Unverifiable Information 6 $360,000 $60,000 $95,000 $64,000 $107,000
Insufficient Cash (Downpayment, Closing Cost) 3 $355,000 $118,000 $215,000 $31,000 $46,000
Collateral 1 $105,000 $105,000 $105,000 $89,000 $89,000
Employment History 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.

If you prefer, you can download a copy of the entire list of mortgage lenders in Mississippi, and search similar information back through 2003.

Download the Mississippi Lender List