Iberia Parish, LA Mortgage Lenders & HMDA Data, 2012

In 2012, lenders reported 2,746 mortgage applications in Iberia Parish, LA totaling $296.2 million, up 14% from 2011. The average application was for $107,000, and applicants reported an average income of $67,000. 44% of applications resulted in an originated loan and 25% were denied. The most active lender was Wells Fargo Bank NA, with 246 applications, followed by JPMorgan Chase Bank, NA and Community First Bank.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,746
Total Mortgage Loan Application Amount $296,183,000
Average Mortgage Loan Application Amount $107,000
Highest Mortgage Loan Application Amount $1,100,000
Average Applicant Income $67,000
Highest Applicant Income $960,000

Mortgage Company List for Lending in Iberia Parish, LA for 2012

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,161,490,000,000 246 $ 35,581,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,811,678,000,000 192 $ 24,637,000
Community First Bank
1101 EAST ADMIRAL DOYLE DRIVE
NEW IBERIA, LA 70560
* $ 246,269,000 175 $ 13,326,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 170 $ 9,362,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 156 $ 6,824,000
Teche Federal Bank
1120 JEFFERSON TERRACE BLVD.
NEW IBERIA, LA 70560
* $ 810,919,000 151 $ 9,843,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 123,368,203,000 139 $ 11,802,000
Iberiabank Mortgage Company
285 WEST ESPLANADE AVE, SECOND FLOOR
KENNER, LA 70065
* $ 11,676,671,000 125 $ 16,616,000
Iberiabank
285 WEST ESPLANADE AVENUE, 2ND FLOOR
KENNER, LA 70065
* $ 11,676,671,000 113 $ 4,691,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 95 $ 10,152,000
Capital One NA
11130 INDUSTRIPLEX BLVD
BATON ROUGE, LA 70809
* $ 71,108,281,000 89 $ 7,811,000
Standard Mortgage Corporation
701 POYDRAS STREET STE 300 PLAZA
NEW ORLEANS, LA 70139
* $ 31,000,000 77 $ 10,133,000
Gmfs, LLC
7389 FLORIDA BLVD, STE 200-A
BATON ROUGE, LA 70806
* $ 10,000,000 68 $ 10,366,000
Dsld Mortgage LLC

BATON ROUGE, LA 70809
* $ 222,000 68 $ 10,366,000
Midsouth Bank, National Association
102 VERSAILLES BLVD
LAFAYETTE, LA 70501
* $ 1,396,117,000 54 $ 1,295,000
Crescent Mortgage Company
5901 PEACHTREE DUNWOODY RD NE BLG C, 250
ATLANTA, GA 30328
* $ 826,484,000 51 $ 8,489,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 330,470,810,000 48 $ 4,378,000
Ntfn, Inc.
700 STATE HIGHWAY 121, SUITE 100
PLANO, TX 75067
* $ 10,000,000 34 $ 5,364,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ 100,000,000 30 $ 6,713,000
Home Point Mortgage Acceptance Corporation
121 RESEARCH BLVD
MADISON, AL 35758
* $ 580,000,000 29 $ 5,033,000
Teche Bank & Trust Co.
606 SOUTH MAIN STREET
ST MARTINVILLE, LA 70582
* $ 87,026,000 28 $ 2,560,000
Assurance Financial Group, L.L.C.
9029 JEFFERSON HIGHWAY SUITE 100
BATON ROUGE, LA 70809
* $ 1,000,000,000 28 $ 4,756,000
Cadence Bank
P O BOX 789
TUPELO, MS 38804
* $ 12,990,345,000 24 $ 3,835,000
Flagstar Bank NA

TROY, MI 49098
* $ 13,623,469,000 21 $ 2,762,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,288,658,000,000 19 $ 1,980,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 19 $ 3,722,000
Home Loan Center, Inc.
11115 RUSHMORE DRIVE
CHARLOTTE, NC 28277
* $ 10,000,000 16 $ 2,529,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,459,157,302,000 16 $ 1,936,000
American Southwest Mortgage Corp.
5900 MOSTELLER DRIVE SUITE 10
OKLAHOMA CITY, OK 73112
* $ 143,000,000 16 $ 2,393,000
Gulf Coast Bank
PO BOX DRAWER 490
ABBEVILLE, LA 70511
* $ 317,461,000 15 $ 1,294,000
St Martin Bank & Trust Company
P O BOX 199 (301 SOUTH MAIN ST)
ST MARTINVILLE, LA 70582
* $ 351,538,000 15 $ 963,000
Nola Lending Group, LLC
830 W CAUSEWAY BLVD
MANDEVILLE, LA 70471
* $ 28,686,000 15 $ 2,125,000
Cis Financial Services, Inc.
851 MILITARY STREET N
HAMILTON, AL 35570
* $ 14,200,000 13 $ 1,260,000
Bankers Mortgage Center, Inc.
909 NORTH 18TH STREET STE 110
MONROE, LA 71201
* $ 10,000,000 13 $ 1,815,000
Advancial Federal Credit Union
1845 WOODALL RODGERS FWY, SUITE 1300
DALLAS, TX 75231
* $ 987,157,000 13 $ 1,657,000
First State Mortgage Services
502 N HERSHEY ROAD
BLOOMINGTON, IL 61704
* $ 327,995,000 12 $ 1,721,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 12 $ 1,527,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 14,736,579,000 11 $ 1,152,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 52,181,685,000 11 $ 782,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 11 $ 1,408,000
Tib the Independent Bankersban
11701 LUNA ROAD
FARMERS BRANCH, TX 75234
* $ 2,507,508,000 11 $ 1,617,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 10 $ 1,644,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 168,867,640,000 10 $ 1,574,000
Whitney Bank
228 ST CHARLES AVE, SUITE 537
NEW ORLEANS, LA 70130
* $ 14,882,261,000 10 $ 582,000
Homeowners Mortgage of America
100 GALLERIA PARKWAY STE 1400
ATLANTA, GA 30339
* $ 10,000,000 10 $ 1,225,000
Meritus Federal Credit Union
515 GUILBEAU ROAD
LAFAYETTE, LA 70506
* $ 139,513,000 9 $ 745,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 46,925,466,000 8 $ 830,000
Nycb Mortgage Company, LLC
1801 EAST 9TH STREET
CLEVELAND, OH 44114
* $ 75,001,000 8 $ 1,602,000
Service Finance Company, LLC
555 S FEDERAL HIGHWAY SUITE 200
BOCA RATON, FL 33432
* $ 10,000,000 7 $ 58,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 2,898,665,000 6 $ 283,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 5,681,476,000 6 $ 781,000
Ally Bank
2101 REXFORD ROAD, SUITE 350W
CHARLOTTE, NC 28211
* $ 85,381,954,000 6 $ 896,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 6 $ 1,087,000
Residential Finance Corporatio
1 EASTON OVAL #400
COLUMBUS, OH 43219
* $ 17,533,484,000 5 $ 857,000
Home Federal Bank
222 FLORIDA STREET
SHREVEPORT, LA 71105
* $ 252,662,000 5 $ 540,000
Home Bank, NA
503 KALISTE SALOOM RD
LAFAYETTE, LA 70598
* $ 953,475,000 5 $ 559,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 195,395,000 4 $ 48,000
Coast Capital Inc
720 SAINT JOHN STREET
LAFAYETTE, LA 70501
* $ 10,000,000 4 $ 654,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 4 $ 726,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 15,056,671,000 4 $ 536,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 4 $ 508,000
Countryplace Mortgage, Ltd.

PLANO, TX 75024
* $ 10,000,000 4 $ 457,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 171,291,705,000 3 $ 702,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 13,039,950,000 3 $ 872,000
Gfs Capital
6499 HAVENWOOD CIRCLE
HUNTINGTON BEACH, CA 92648
* $ 10,000,000 3 $ 572,000
Hamilton Home Loans, Inc.
1551 SAWGRASS CORPORATE PARKWAY, STE 300
SUNRISE, FL 33323
* $ 10,000,000 3 $ 317,000
United Built Homes, LLC
8500 LINE AVE
SHREVEPORT, LA 71106
* $ 59,713,000 3 $ 489,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ 10,000,000 3 $ 257,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ 10,000,000 3 $ 318,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 3 $ 311,000
Eustis Mortgage Corporation
1100 POYDRAS STREET, SUITE 2525
NEW ORLEANS, LA 70163
* $ 10,000,000 3 $ 313,000
Evangeline Bank & Trust Company
P.O. BOX 346--497 W. MAIN STREET
VILLE PLATTE, LA 70586
* $ 579,558,000 3 $ 401,000
Pelican State Credit Union
P.O. BOX 40088
BATON ROUGE, LA 70835
* $ 191,733,000 3 $ 172,000
One Reverse Mortgage, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ 39,000,000 3 $ 241,000
First National Bank of Louisiana
128 N PARKERSON AVENUE
CROWLEY, LA 70526
* $ 271,000,000 3 $ 282,000
First Choice Loan Services Inc.
ONE TOWER CENTER, FLOOR #18
EAST BRUNSWICK, NJ 08816
* $ 669,000,000 2 $ 608,000
Guaranty Trust Company
316 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ 225,000,000 2 $ 289,000
Campus Federal Credit Union
6230 PERKINS ROAD
BATON ROUGE, LA 70808
* $ 456,347,000 2 $ 84,000
Evolve Bank & Trust
6000 POPLAR AVENUE SUITE 300
MEMPHIS, TN 38119
* $ 247,163,000 2 $ 545,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 921,138,000 2 $ 368,000
National Bank of Kansas City
10700 NALL AVENUE
OVERLAND PARK, KS 66211
* $ 619,450,000 2 $ 344,000
M C Bank & Trust Company
1201 BRASHEAR AVE.
MORGAN CITY, LA 70380
* $ 317,043,000 2 $ 108,000
Tri-Parish Bank
P. O. BOX 1029
EUNICE, LA 70535
* $ 179,063,000 2 $ 457,000
Sabine State Bank and Trust Company
765 SHREVEPORT HWY
MANY, LA 71449
* $ 683,714,000 2 $ 422,000
Farmers-Merchants Bank and Trust
100 SOUTH MAIN STREET
BREAUX BRIDGE, LA, LA 70517
* $ 245,990,000 2 $ 146,000
Bank of Sunset and Trust Company
863 NAPOLEON AVE
SUNSET, LA 70584
* $ 111,013,000 2 $ 187,000
Jefferson Financial Federal CU
77021 AIRLINE DR
METAIRIE, LA 70003
* $ 264,208,000 2 $ 114,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ 3,125,000 2 $ 165,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 2 $ 276,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ 10,000,000 2 $ 311,000
J.G. Wentworth Home Lending, LLC
3350 COMMISSION COURT
WOODBRIDGE, VA 22192
* $ 10,000,000 2 $ 633,000
Vandyk Mortgage Corporation
2449 CAMELOT CT SE
GRAND RAPIDS, MI 49546
* $ 10,000,000 2 $ 313,000
Caliber Funding LLC
6031 CONNECTION DRIVE, SUITE 200
IRVING, TX 75039
* $ 37,112,000 2 $ 250,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 2 $ 311,000
Edward Jones Mortgage, LLC
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 608,783,443,000 2 $ 494,000
Gmac Mortgage, LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 2 $ 227,000
R.H. Lending, Inc.
6209 COLLEYVILLE BLVD.
COLLEYVILLE, TX 76034
* $ 10,000,000 2 $ 241,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 2 $ 305,000
Nova Financial & Investment Corporation
6245 E. BROADWAY BLVD., SUITE 400
TUCSON, AZ 85711
* $ 10,000,000 1 $ 177,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ 242,587,000 1 $ 156,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ 3,642,000 1 $ 110,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ 40,000,000 1 $ 211,000
Onemain Financial, Inc.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 2,084,000,000 1 $ 83,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 263,309,559,000 1 $ 100,000
PHH Home Loans, LLC
1 MORTGAGE WAY 2ND FLOOR
MT LAUREL, NJ 08054
* $ 4,597,939,000 1 $ 184,000
Wcs Lending, LLC
951 YAMATO ROAD, SUITE 150
BOCA RATON, FL 33431
* $ 25,076,000 1 $ 79,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 1 $ 117,000
Generation Mortgage Company
3565 PIEDMONT ROAD, NE STE. 300
ATLANTA, GA 30305
* $ 73,926,000 1 $ 85,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ 10,000,000 1 $ 144,000
Cashcall, Inc.
1 CITY BLVD WEST SUITE 1000
ORANGE, CA 92868
* $ 10,000,000 1 $ 251,000
Leaderone Financial Corp.
7500 COLLEGE BLVD SUITE 1150
OVERLAND PARK, KS 66210
* $ 100,000,000 1 $ 113,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ 10,000,000 1 $ 167,000
Nationwide Advantage Mortgage
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 1 $ 83,000
United Security Financial Corp
930 EAST 6600 SOUTH
MURRAY, UT 84121
* $ 10,000,000 1 $ 130,000
Gateway Mortgage Group, LLC
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ 10,000,000 1 $ 199,000
Thrive Mortgage, LLC
4819 WILLIAMS DRIVE
CARROLLTON, TX 78633
* $ 917,364,000 1 $ 77,000
Premier Home Mortgage, Inc.
3024 TOWER RD
RAPID CITY, SD 57701
* $ 20,569,000 1 $ 88,000
Liberty Home Equity Solutions, Inc.
10951 WHITE ROCK ROAD, SUITE 200
RANCHO CORDOVA, CA 95670
* $ 60,629,000 1 $ 35,000
Hometown Mortgage Services Inc
5511 HWY 280 E STE 210
BIRMINGHAM, AL 35242
* $ 10,000,000 1 $ 105,000
DHI Mortgage Company, Ltd.
10700 PECAN PARK BLVD, SUITE 450
AUSTIN, TX 78750
* $ 10,000,000 1 $ 117,000
1st Alliance Lending, LLC
111 FOUNDERS PLAZA, SUITE 1300
EAST HARTFORD, CT 06108
* $ 3,285,000 1 $ 78,000
American Homestar Mortgage, LLC
2450 SOUTH SHORE BLVD., SUITE 301
LEAGUE CITY, TX 77573
* $ 47,278,000 1 $ 116,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 240,651,000 1 $ 40,000
Jd Bank
P O BOX 730
JENNINGS, LA 70546
* $ 547,469,000 1 $ 13,000
Southern Heritage Bank
701 FOURTH ST
JONESVILLE, LA 71343
* $ 273,946,000 1 $ 83,000
Liberty Bank
6600 PLAZA DRIVE
NEW ORLEANS, LA 70127
* $ 558,009,000 1 $ 156,000
Cimarron Mortgage Company
6311 RIDGEWOOD ROAD, SUITE 400W
JACKSON, MS 39211
* $ 10,000,000 1 $ 60,000
University of Louisiana Federal Credit Union
PO BOX 43635
LAFAYETTE, LA 70504
* $ 44,057,000 1 $ 40,000
Signature Federal Credit Union
12 HERBERT ST.
ALEXANDRIA, VA 22305
* $ 275,779,000 1 $ 37,000
American Bank
9001 EDMONSTON ROAD SUITE 100
GREENBELT, MD 20770
* $ 419,837,000 1 $ 61,000
Susser Bank
500 HARWOOD ROAD
BEDFORD, TX 76021
* $ 227,903,000 1 $ 154,000
Nationwide Bank
ONE NATIONWIDE PLAZA
COLUMBUS, OH 43215
* $ 4,479,945,000 1 $ 678,000
Access National Bank
1800 ROBERT FULTON DR
RESTON, VA 20191
* $ 808,645,000 1 $ 98,000
Cbc National Bank
1891 SOUTH 14TH STREET
FERNANDINA BEACH, FL 32034
* $ 477,611,000 1 $ 116,000
First Community Mortgage, Inc.
275 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ 10,000,000 1 $ 150,000
Efcu Financial Federal Credit Union
10719 AIRLINE HIGHWAY
BATON ROUGE, LA 70816
* $ 267,436,000 1 $ 230,000
Affiliated Mortgage Company
5700 LEGACY DRIVE STE 10
PLANO, TX 75024
* $ 212,423,000 1 $ 93,000
First Internet Bank of Indiana
11201 USA PARKWAY
FISHERS, IN 46038
* $ 584,153,000 1 $ 417,000

The tables below break down 2012 mortgage applications in Iberia Parish, LA by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Iberia Parish, LA in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,398 $180,304,000 $128,000 $1,100,000 $75,000 $886,000
Home Purchase 1,087 $108,722,000 $100,000 $678,000 $59,000 $960,000
Home Improvement 261 $7,157,000 $27,000 $417,000 $60,000 $277,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,780 $201,997,000 $113,000 $678,000 $76,000 $950,000
Black or African American 456 $37,067,000 $81,000 $417,000 $52,000 $259,000
Not Provided 258 $29,039,000 $112,000 $405,000 $59,000 $450,000
Not applicable 142 $16,556,000 $116,000 $1,100,000 $14,000 $187,000
Asian 57 $5,986,000 $105,000 $324,000 $79,000 $960,000
Hispanic 47 $5,080,000 $108,000 $300,000 $74,000 $346,000
American Indian or Alaskan Native 4 $321,000 $80,000 $117,000 $61,000 $79,000
Native Hawaiian or Other Pacific Islander 2 $137,000 $68,000 $112,000 $126,000 $240,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,004 $196,823,000 $98,000 $1,100,000 $72,000 $960,000
FHA-insured (Federal Housing Administration) 523 $68,233,000 $130,000 $295,000 $56,000 $295,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 111 $14,178,000 $127,000 $235,000 $43,000 $75,000
VA-guaranteed (Veterans Administration) 108 $16,949,000 $156,000 $417,000 $56,000 $224,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,220 $133,228,000 $109,000 $1,100,000 $75,000 $950,000
Application Denied By Financial Institution 680 $52,316,000 $76,000 $621,000 $54,000 $960,000
Loan Purchased By The Institution 369 $53,257,000 $144,000 $678,000 $61,000 $525,000
Application Withdrawn By Applicant 246 $35,877,000 $145,000 $417,000 $71,000 $258,000
Application Approved But Not Accepted 175 $13,861,000 $79,000 $417,000 $63,000 $390,000
File Closed For Incompleteness 56 $7,644,000 $136,000 $388,000 $91,000 $450,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 160 $11,578,000 $72,000 $300,000 $59,000 $210,000
Debt-To-Income Ratio 93 $8,231,000 $88,000 $405,000 $40,000 $130,000
Collateral 48 $5,966,000 $124,000 $621,000 $76,000 $286,000
Credit Application Incomplete 33 $3,539,000 $107,000 $219,000 $57,000 $157,000
Other 11 $1,334,000 $121,000 $280,000 $74,000 $206,000
Unverifiable Information 7 $726,000 $103,000 $189,000 $60,000 $81,000
Employment History 6 $366,000 $61,000 $114,000 $43,000 $65,000
Insufficient Cash (Downpayment, Closing Cost) 3 $217,000 $72,000 $95,000 $42,000 $49,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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