AllMortgageDetail - Mortgage Application Details

Iowa
Mortgage Loan Application
Totals and Details
in 2014

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Years 2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 114,591
Total Mortgage Loan Application Amount $14,786,494,000
Average Mortgage Loan Application Amount $129,000
Highest Mortgage Loan Application Amount $34,160,000
Average Applicant Income $72,000
Highest Applicant Income $9,999,000

Mortgage Loan Application Detail Totals for Iowa in 2014

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 60,336 $8,458,776,000 $140,000 $24,375,000 $69,000 $9,835,000
Refinancing 43,894 $5,885,644,000 $134,000 $34,160,000 $75,000 $7,579,000
Home Improvement 10,361 $442,074,000 $42,000 $6,321,000 $75,000 $9,999,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 88,375 $10,881,483,000 $123,000 $7,118,000 $81,000 $9,999,000
Not applicable 12,215 $2,328,057,000 $190,000 $34,160,000 $11,000 $1,143,000
Not Provided 7,638 $870,653,000 $113,000 $2,800,000 $76,000 $6,032,000
Hispanic 2,972 $274,565,000 $92,000 $1,300,000 $56,000 $725,000
Asian 1,685 $247,803,000 $147,000 $851,000 $86,000 $1,102,000
Black or African American 1,369 $146,069,000 $106,000 $600,000 $59,000 $445,000
American Indian or Alaskan Native 219 $23,790,000 $108,000 $650,000 $69,000 $901,000
Native Hawaiin or Other Pacific Islander 118 $14,074,000 $119,000 $640,000 $88,000 $744,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 90,989 $11,748,691,000 $129,000 $34,160,000 $80,000 $9,999,000
FHA-insured (Federal Housing Administration) 13,024 $1,565,616,000 $120,000 $13,500,000 $41,000 $1,926,000
VA-guaranteed (Veterans Administration) 6,207 $1,007,213,000 $162,000 $632,000 $55,000 $603,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 4,371 $464,974,000 $106,000 $1,355,000 $34,000 $1,482,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 71,037 $9,291,824,000 $130,000 $34,160,000 $81,000 $9,999,000
Application Denied By Financial Institution 15,653 $1,618,803,000 $103,000 $8,000,000 $61,000 $6,032,000
Loan Purchased By The Institution 14,250 $2,135,692,000 $149,000 $6,906,000 $39,000 $1,692,000
Application Withdrawn By Applicant 8,257 $1,039,921,000 $125,000 $13,500,000 $75,000 $2,377,000
Application Approved But Not Accepted 3,645 $484,475,000 $132,000 $8,250,000 $80,000 $9,227,000
File Closed For Incompleteness 1,747 $215,429,000 $123,000 $1,040,000 $74,000 $2,029,000
Preapproval Approved but not Accepted 2 $350,000 $175,000 $290,000 $97,000 $130,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 3,645 $266,400,000 $73,000 $1,100,000 $60,000 $6,032,000
Debt-To-Income Ratio 2,215 $241,911,000 $109,000 $3,492,000 $49,000 $500,000
Collateral 1,832 $214,712,000 $117,000 $1,686,000 $76,000 $948,000
Credit Application Incomplete 1,079 $139,690,000 $129,000 $531,000 $71,000 $960,000
Other 783 $85,863,000 $109,000 $8,000,000 $67,000 $846,000
Unverifiable Information 230 $27,722,000 $120,000 $2,730,000 $74,000 $2,619,000
Insufficient Cash (Downpayment, Closing Cost) 220 $29,133,000 $132,000 $1,240,000 $60,000 $579,000
Employment History 192 $19,514,000 $101,000 $353,000 $45,000 $302,000
Mortgage Insurance Denied 14 $1,321,000 $94,000 $209,000 $56,000 $108,000

Mortgage Loan Application Totals in 2014 by Iowa Metropolitan Area

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
AMES, IA 3,007 $ 460,447,000 $ 153,000 $ 84,000
CEDAR RAPIDS, IA 13,178 $ 1,594,336,000 $ 120,000 $ 67,000
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL 8,291 $ 1,138,941,000 $ 137,000 $ 72,000
DES MOINES-WEST DES MOINES, IA 28,373 $ 4,526,293,000 $ 159,000 $ 79,000
DUBUQUE, IA 3,220 $ 435,471,000 $ 135,000 $ 77,000
IOWA CITY, IA 8,015 $ 1,263,721,000 $ 157,000 $ 81,000
SIOUX CITY, IA-NE-SD 4,380 $ 455,389,000 $ 103,000 $ 66,000
WATERLOO-CEDAR FALLS, IA 7,957 $ 878,007,000 $ 110,000 $ 70,000

Mortgage Loan Application Totals in 2014 by Iowa County

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Adair 193 $ 25,934,000 $ 134,000 $ 101,000
Adams 36 $ 3,647,000 $ 101,000 $ 79,000
Allamakee 285 $ 26,917,000 $ 94,000 $ 62,000
Appanoose 231 $ 21,863,000 $ 94,000 $ 71,000
Audubon 95 $ 9,793,000 $ 103,000 $ 83,000
Benton 1,162 $ 127,052,000 $ 109,000 $ 67,000
Black Hawk 6,197 $ 674,683,000 $ 108,000 $ 68,000
Boone 1,090 $ 129,511,000 $ 118,000 $ 65,000
Bremer 1,266 $ 150,382,000 $ 118,000 $ 75,000
Buchanan 971 $ 89,262,000 $ 91,000 $ 66,000
Buena Vista 398 $ 37,641,000 $ 94,000 $ 71,000
Butler 576 $ 53,366,000 $ 92,000 $ 64,000
Calhoun 240 $ 17,556,000 $ 73,000 $ 67,000
Carroll 429 $ 44,584,000 $ 103,000 $ 66,000
Cass 392 $ 35,500,000 $ 90,000 $ 95,000
Cedar 753 $ 82,841,000 $ 110,000 $ 64,000
Cerro Gordo 832 $ 90,560,000 $ 108,000 $ 69,000
Cherokee 208 $ 22,773,000 $ 109,000 $ 69,000
Chickasaw 329 $ 29,041,000 $ 88,000 $ 66,000
Clarke 285 $ 30,316,000 $ 106,000 $ 54,000
Clay 413 $ 42,889,000 $ 103,000 $ 60,000
Clayton 466 $ 49,393,000 $ 105,000 $ 71,000
Clinton 1,267 $ 123,773,000 $ 97,000 $ 59,000
Crawford 405 $ 36,823,000 $ 90,000 $ 71,000
Dallas 4,521 $ 938,596,000 $ 207,000 $ 101,000
Davis 180 $ 17,217,000 $ 95,000 $ 71,000
Decatur 175 $ 17,064,000 $ 97,000 $ 64,000
Delaware 588 $ 74,854,000 $ 127,000 $ 76,000
Des Moines 1,004 $ 99,391,000 $ 98,000 $ 60,000
Dickinson 771 $ 154,056,000 $ 199,000 $ 123,000
Dubuque 3,225 $ 436,867,000 $ 135,000 $ 77,000
Emmet 156 $ 14,817,000 $ 94,000 $ 56,000
Fayette 578 $ 54,078,000 $ 93,000 $ 83,000
Floyd 175 $ 16,297,000 $ 93,000 $ 67,000
Franklin 133 $ 10,463,000 $ 78,000 $ 66,000
Fremont 235 $ 23,945,000 $ 101,000 $ 56,000
Greene 220 $ 14,399,000 $ 65,000 $ 53,000
Grundy 532 $ 56,708,000 $ 106,000 $ 80,000
Guthrie 456 $ 61,403,000 $ 134,000 $ 109,000
Hamilton 345 $ 31,158,000 $ 90,000 $ 68,000
Hancock 237 $ 20,603,000 $ 86,000 $ 88,000
Hardin 436 $ 34,895,000 $ 80,000 $ 59,000
Harrison 563 $ 59,399,000 $ 105,000 $ 82,000
Henry 491 $ 46,049,000 $ 93,000 $ 60,000
Howard 94 $ 7,710,000 $ 82,000 $ 62,000
Humboldt 255 $ 22,975,000 $ 90,000 $ 58,000
Ida 179 $ 15,075,000 $ 84,000 $ 63,000
Iowa 641 $ 80,612,000 $ 125,000 $ 62,000
Jackson 467 $ 46,454,000 $ 99,000 $ 65,000
Jasper 1,271 $ 132,514,000 $ 104,000 $ 56,000
Jefferson 425 $ 45,582,000 $ 107,000 $ 62,000
Johnson 7,016 $ 1,157,546,000 $ 164,000 $ 84,000
Jones 788 $ 88,027,000 $ 111,000 $ 68,000
Keokuk 233 $ 16,322,000 $ 70,000 $ 50,000
Kossuth 282 $ 28,153,000 $ 99,000 $ 61,000
Lee 471 $ 43,492,000 $ 92,000 $ 58,000
Linn 11,344 $ 1,393,055,000 $ 122,000 $ 67,000
Louisa 228 $ 20,493,000 $ 89,000 $ 53,000
Lucas 305 $ 27,711,000 $ 90,000 $ 62,000
Lyon 305 $ 30,754,000 $ 100,000 $ 60,000
Madison 773 $ 111,207,000 $ 143,000 $ 77,000
Mahaska 684 $ 67,021,000 $ 97,000 $ 63,000
Marion 1,034 $ 129,499,000 $ 125,000 $ 70,000
Marshall 1,078 $ 101,956,000 $ 94,000 $ 59,000
Mills 679 $ 93,461,000 $ 137,000 $ 67,000
Mitchell 98 $ 11,773,000 $ 120,000 $ 64,000
Monona 282 $ 29,785,000 $ 105,000 $ 107,000
Monroe 196 $ 20,849,000 $ 106,000 $ 77,000
Montgomery 297 $ 23,921,000 $ 80,000 $ 58,000
Muscatine 1,425 $ 156,105,000 $ 109,000 $ 58,000
O'Brien 203 $ 19,610,000 $ 96,000 $ 63,000
Osceola 70 $ 7,276,000 $ 103,000 $ 77,000
Page 272 $ 24,703,000 $ 90,000 $ 67,000
Palo Alto 161 $ 15,047,000 $ 93,000 $ 58,000
Plymouth 848 $ 104,163,000 $ 122,000 $ 78,000
Pocahontas 99 $ 6,455,000 $ 65,000 $ 49,000
Polk 20,467 $ 3,083,998,000 $ 150,000 $ 74,000
Pottawattamie 3,864 $ 457,880,000 $ 118,000 $ 68,000
Poweshiek 616 $ 69,044,000 $ 112,000 $ 70,000
Ringgold 132 $ 14,424,000 $ 109,000 $ 86,000
Sac 154 $ 13,499,000 $ 87,000 $ 80,000
Scott 8,308 $ 1,139,922,000 $ 137,000 $ 72,000
Shelby 312 $ 29,314,000 $ 93,000 $ 66,000
Sioux 467 $ 57,032,000 $ 122,000 $ 68,000
Story 3,018 $ 461,535,000 $ 152,000 $ 84,000
Tama 465 $ 40,251,000 $ 86,000 $ 62,000
Taylor 73 $ 6,979,000 $ 95,000 $ 52,000
Union 173 $ 17,304,000 $ 100,000 $ 60,000
Van Buren 97 $ 7,861,000 $ 81,000 $ 55,000
Wapello 887 $ 77,465,000 $ 87,000 $ 65,000
Warren 2,325 $ 352,476,000 $ 151,000 $ 74,000
Washington 1,046 $ 109,052,000 $ 104,000 $ 62,000
Wayne 118 $ 14,346,000 $ 121,000 $ 61,000
Webster 932 $ 88,040,000 $ 94,000 $ 63,000
Winnebago 240 $ 20,394,000 $ 84,000 $ 54,000
Winneshiek 254 $ 37,210,000 $ 146,000 $ 72,000
Woodbury 3,535 $ 351,375,000 $ 99,000 $ 63,000
Worth 146 $ 13,194,000 $ 90,000 $ 52,000
Wright 198 $ 15,910,000 $ 80,000 $ 54,000