Jackson County, MS Mortgage Lenders & HMDA Data, 2012

In 2012, lenders reported 6,091 mortgage applications in Jackson County, MS totaling $796.4 million, up 11% from 2011. The average application was for $130,000, and applicants reported an average income of $70,000. 47% of applications resulted in an originated loan and 18% were denied. The most active lender was Wells Fargo Bank NA, with 666 applications, followed by Trustmark National Bank and Keesler Federal Credit Union.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Mississippi.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 6,091
Total Mortgage Loan Application Amount $796,412,000
Average Mortgage Loan Application Amount $130,000
Highest Mortgage Loan Application Amount $2,100,000
Average Applicant Income $70,000
Highest Applicant Income $1,600,000

Mortgage Company List for Lending in Jackson County, MS for 2012

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,161,490,000,000 666 $ 92,462,000
Trustmark National Bank
PO BOX 291
JACKSON, MS 39205
* $ 9,612,081,000 486 $ 72,505,000
Keesler Federal Credit Union
2602 PASS ROAD
BILOXI, MS 39531
* $ 1,963,514,000 451 $ 54,029,000
First Federal Savings and Loan Association of Pascagoula - Moss Point
903 JACKSON AVENUE
PASCAGOULA, MS 39567
* $ 267,984,000 343 $ 45,423,000
Cadence Bank
P O BOX 789
TUPELO, MS 38804
* $ 12,990,345,000 283 $ 45,154,000
Hancock Whitney Bank
2510 14TH STREET
GULFPORT, MS 39501
* $ 4,988,392,000 252 $ 32,796,000
Merchants & Marine Bank
P. O. BOX 729
PASCAGOULA, MS 39567
* $ 555,432,000 245 $ 13,947,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,811,678,000,000 199 $ 25,842,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 123,368,203,000 185 $ 20,201,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 177 $ 19,996,000
Fbt Mortgage, L.L.C.
6911 WASHINGTON AVE SUITE B
OCEAN SPRINGS, MS 39564
* $ 678,000,000 168 $ 25,075,000
Community Bank, Coast
P. O. BOX 7588
GULFPORT, MS 39506
* $ 389,720,000 150 $ 20,250,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 52,181,685,000 135 $ 20,455,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,459,157,302,000 127 $ 18,104,000
Navigator Credit Union
P O BOX 1647
PASCAGOULA, MS 39568
* $ 246,557,000 115 $ 9,374,000
Singing River Federal Credit Union
6006 HWY 63
MOSS POINT, MS 39563
* $ 152,976,000 106 $ 10,683,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 82 $ 3,960,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 330,470,810,000 75 $ 10,632,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 69 $ 10,392,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 46,925,466,000 67 $ 9,346,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,288,658,000,000 66 $ 8,248,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 60 $ 8,394,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 5,681,476,000 60 $ 8,282,000
The Peoples Bank
152 LAMEUSE ST
BILOXI, MS 39530
* $ 799,565,000 60 $ 5,708,000
The First, A National Banking Association
P.O. BOX 15549
HATTIESBURG, MS 39404
* $ 679,893,000 55 $ 8,387,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 51 $ 3,621,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 45 $ 6,747,000
Chevron Federal Credit Union
2300 CLAYTON ROAD SUITE 700
CONCORD, CA 94520
* $ 1,741,434,000 44 $ 5,764,000
Home Point Mortgage Acceptance Corporation
121 RESEARCH BLVD
MADISON, AL 35758
* $ 580,000,000 43 $ 7,053,000
Charter Bank
1721 MEDICAL PARK DRIVE SUITE 103
BILOXI, MS 39532
* $ 101,781,000 41 $ 5,639,000
Home Loan Center, Inc.
11115 RUSHMORE DRIVE
CHARLOTTE, NC 28277
* $ 10,000,000 41 $ 6,821,000
Community Bank of Mississippi
323 EAST THIRD STREET
FLOWOOD, MS 39232
* $ 639,243,000 39 $ 5,752,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 13,039,950,000 38 $ 3,661,000
Century Bank
P O BOX 647
LUCEDALE, MS 39452
* $ 240,805,000 34 $ 2,583,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ 10,000,000 34 $ 4,312,000
Homeowners Mortgage of America
100 GALLERIA PARKWAY STE 1400
ATLANTA, GA 30339
* $ 10,000,000 33 $ 5,495,000
Hope Federal Credit Union
4 OLD RIVER PLACE
JACKSON, MS 39202
* $ 140,269,000 30 $ 2,394,000
Ally Bank
2101 REXFORD ROAD, SUITE 350W
CHARLOTTE, NC 28211
* $ 85,381,954,000 26 $ 4,438,000
America's Mortgage Resource
3317 N. I-10 SERVICE RD. SUITE 200
METAIRIE, LA 70002
* $ 10,000,000 25 $ 3,564,000
Grand Bank for Savings, FSB
204 WESTOVER DRIVE
HATTIESBURG, MS 39404
* $ 126,196,000 21 $ 3,321,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ 10,000,000 21 $ 3,138,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 21 $ 3,297,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 21 $ 2,570,000
Eustis Mortgage Corporation
1100 POYDRAS STREET, SUITE 2525
NEW ORLEANS, LA 70163
* $ 10,000,000 19 $ 3,047,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 19 $ 2,369,000
Residential Finance Corporatio
1 EASTON OVAL #400
COLUMBUS, OH 43219
* $ 17,533,484,000 18 $ 2,759,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 17 $ 3,697,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 9,790,194,000 17 $ 1,648,000
First Nbc Bank
210 BARONE STREET
NEW ORLEANS, LA 70112
* $ 2,224,334,000 16 $ 3,191,000
Hometrust Mortgage Company
5353 W ALABAMA, SUITE 500
HOUSTON, TX 77056
* $ 10,000,000 16 $ 2,392,000
Flagstar Bank NA

TROY, MI 49098
* $ 13,623,469,000 15 $ 1,956,000
Standard Mortgage Corporation
701 POYDRAS STREET STE 300 PLAZA
NEW ORLEANS, LA 70139
* $ 31,000,000 14 $ 2,192,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 921,138,000 14 $ 1,197,000
Gmfs, LLC
7389 FLORIDA BLVD, STE 200-A
BATON ROUGE, LA 70806
* $ 10,000,000 13 $ 2,156,000
Dsld Mortgage LLC

BATON ROUGE, LA 70809
* $ 222,000 13 $ 2,156,000
Service Finance Company, LLC
555 S FEDERAL HIGHWAY SUITE 200
BOCA RATON, FL 33432
* $ 10,000,000 12 $ 130,000
Magnolia State Bank
P O BOX 41
LAUREL, MS 39440
* $ 264,492,000 12 $ 1,980,000
Bankplus
1068 HIGHLAND COLONY PARKWAY
RIDGELAND, MS 39157
* $ 2,177,006,000 11 $ 1,400,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 11 $ 1,468,000
Crescent Mortgage Company
5901 PEACHTREE DUNWOODY RD NE BLG C, 250
ATLANTA, GA 30328
* $ 826,484,000 10 $ 1,811,000
Gulf Coast Community Federal Credit Union
12364 HWY 49
GULFPORT, MS 39503
* $ 66,723,000 9 $ 847,000
Acceptance Loan Company
121 WEST CHURCH STREET
JACKSON, AL 36545
* $ 70,000,000 8 $ 155,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 14,736,579,000 8 $ 1,062,000
Gmac Mortgage, LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 8 $ 1,595,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 114,540,379,000 8 $ 1,271,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 171,291,705,000 8 $ 1,267,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 8 $ 1,370,000
United Security Financial Corp
930 EAST 6600 SOUTH
MURRAY, UT 84121
* $ 10,000,000 8 $ 1,143,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ 10,000,000 8 $ 1,136,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ 10,000,000 7 $ 733,000
First Federal Bank
2440 MALL DRIVE
NORTH CHARLESTON, SC 29406
* $ 3,140,407,000 7 $ 301,000
American Bank
9001 EDMONSTON ROAD SUITE 100
GREENBELT, MD 20770
* $ 419,837,000 7 $ 677,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,184,743,000 7 $ 1,409,000
Acrisure Mortgage, LLC
189 S ORANGE AVE STE 970
ORLANDO, FL 32801
* $ 12,000,000 7 $ 810,000
One Reverse Mortgage, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ 39,000,000 7 $ 456,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ 3,125,000 7 $ 382,000
Patriot Bank Mortgage
7670 WOODWAY, SUITE 162
HOUSTON, TX 77063
* $ 511,822,000 6 $ 724,000
Access National Bank
1800 ROBERT FULTON DR
RESTON, VA 20191
* $ 808,645,000 6 $ 1,230,000
Grand Bank, National Association
2297 HWY 33
HAMILTON, NJ 08690
* $ 341,507,000 6 $ 960,000
Onemain Financial, Inc.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 2,084,000,000 6 $ 446,000
Metlife Bank, N.A.
1555 WEST WALNUT HILL LANE, STE. 200
IRVING, TX 75038
* $ 25,513,620,000 6 $ 938,000
Cis Financial Services, Inc.
851 MILITARY STREET N
HAMILTON, AL 35570
* $ 14,200,000 6 $ 531,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 6 $ 920,000
Lsi Mortgage Plus
6470 E JOHNS CROSSING STE 400
DULUTH, GA 30097
* $ 1,704,000 5 $ 709,000
Reverse Mortgage USA, Inc.
6500 RIVER PLACE BLVD, BLDG 1, STE 425
AUSTIN, TX 78730
* $ 3,305,000 5 $ 526,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 4 $ 382,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 263,309,559,000 4 $ 653,000
Roundpoint Mortgage Company
5032 PARKWAY PLAZA BLVD, STE 200
CHARLOTTE, NC 28278
* $ 10,000,000 4 $ 573,000
Nola Lending Group, LLC
830 W CAUSEWAY BLVD
MANDEVILLE, LA 70471
* $ 28,686,000 4 $ 359,000
Cashcall, Inc.
1 CITY BLVD WEST SUITE 1000
ORANGE, CA 92868
* $ 10,000,000 4 $ 640,000
Nycb Mortgage Company, LLC
1801 EAST 9TH STREET
CLEVELAND, OH 44114
* $ 75,001,000 4 $ 529,000
Guaranty Trust Company
316 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ 225,000,000 4 $ 917,000
First Bank and Trust
909 POYDRAS ST 17TH FLOOR
NEW ORLEANS, LA 70112
* $ 760,545,000 4 $ 597,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 72,848,000 4 $ 616,000
Cimarron Mortgage Company
6311 RIDGEWOOD ROAD, SUITE 400W
JACKSON, MS 39211
* $ 10,000,000 4 $ 506,000
American Southwest Mortgage Corp.
5900 MOSTELLER DRIVE SUITE 10
OKLAHOMA CITY, OK 73112
* $ 143,000,000 3 $ 466,000
Proficio Bank
6985 UNION PARK CENTER, SUITE 150
COTTONWOOD HEIGHTS, UT 84047
* $ 142,947,000 3 $ 469,000
Edward Jones Mortgage, LLC
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 608,783,443,000 3 $ 426,000
Arvest Mortgage Company
931 W MONROE
LOWELL, AR 72745
* $ 12,527,568,000 3 $ 526,000
First National Bank of America
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ 569,541,000 3 $ 298,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ 10,000,000 3 $ 318,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ 10,000,000 3 $ 580,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ 10,000,000 3 $ 408,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 168,867,640,000 3 $ 1,483,000
Whitney Bank
228 ST CHARLES AVE, SUITE 537
NEW ORLEANS, LA 70130
* $ 14,882,261,000 3 $ 498,000
Cornerstone Home Lending, Inc.
1177 WEST LOOP SOUTH SUITE 200
HOUSTON, TX 77027
* $ 57,509,481,000 3 $ 253,000
Liberty Home Equity Solutions, Inc.
10951 WHITE ROCK ROAD, SUITE 200
RANCHO CORDOVA, CA 95670
* $ 60,629,000 3 $ 231,000
Clayton Bank and Trust
520 WEST SUMMIT HILL DRIVE SUITE 801
KNOXVILLE, TN 37902
* $ 628,766,000 3 $ 186,000
Mortgageamerica, Inc.
1800 INTERNATIONAL PARK DR, SUITE 100
BIRMINGHAM, AL 35243
* $ 10,000,000 3 $ 398,000
Northwest Federal Credit Union
220 SPRING STREET
HERNDON, VA 20170
* $ 2,104,738,000 2 $ 125,000
Direct Mortgage Corp
13894 S BANGERTER PARKWAY SUITE 200
DRAPER, UT 84020
* $ 10,000,000 2 $ 324,000
Republic Bank & Trust
601 W MARKET ST
LOUISVILLE, KY 40202
* $ 3,310,308,000 2 $ 198,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 240,651,000 2 $ 310,000
The Citizens Bank
521 MAIN ST
PHILADELPHIA, MS 39350
* $ 853,660,000 2 $ 241,000
Merchants and Farmers Bank
134 WEST WASHINGTON ST
KOSCIUSKO, MS 39090
* $ 1,561,320,000 2 $ 187,000
Community Bank, Ellisville, Mississippi
P. O. BOX 265
LAUREL, MS 39441
* $ 630,628,000 2 $ 398,000
Texas Star Bank SSB
101 GASSAWAY
LOTT, TX 76656
* $ 75,989,000 2 $ 207,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 2,898,665,000 2 $ 47,000
Tyndall Federal Credit Union
3109 MINNESOTA AVE
PANAMA CITY, FL 32405
* $ 1,074,816,000 2 $ 263,000
Network Funding, L.P.
9700 RICHMOND, SUITE 320
HOUSTON, TX 77042
* $ 43,942,000 2 $ 292,000
Platinum Home Mortgage Corporation
2200 HICKS RD, STE 101
SPRINGFIELD, IL 60008
* $ 10,000,000 2 $ 328,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ 10,000,000 2 $ 246,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ 10,000,000 2 $ 181,000
American Mortgage Service Company
11503 SPRINGFIELD PIKE
CINCINNATI, OH 45246
* $ 10,000,000 2 $ 225,000
First Horizon Bank
165 MADISON AVE 5TH FLOOR
MEMPHIS, TN 38103
* $ 24,563,405,000 2 $ 281,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 76,887,082,000 2 $ 287,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 15,056,671,000 2 $ 327,000
Assurance Financial Group, L.L.C.
9029 JEFFERSON HIGHWAY SUITE 100
BATON ROUGE, LA 70809
* $ 1,000,000,000 2 $ 299,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ 10,000,000 2 $ 257,000
Generation Mortgage Company
3565 PIEDMONT ROAD, NE STE. 300
ATLANTA, GA 30305
* $ 73,926,000 2 $ 73,000
PHH Home Loans, LLC
1 MORTGAGE WAY 2ND FLOOR
MT LAUREL, NJ 08054
* $ 4,597,939,000 2 $ 454,000
James B. Nutter & Co.
4153 BROADWAY
KANSAS CITY, MO 64111
* $ 31,000,000 2 $ 233,000
Firstar Bank, National Association
PO BOX 308
ROLAND, OK 74954
* $ 223,553,000 2 $ 125,000
Military Family Home Loans, Ll
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27101
* $ 1,102,281,049,000 2 $ 252,000
Ing Bank, FSB / Capital One
11130 INDUSTRIPLEX BLVD
BATON ROUGE, LA 70809
* $ 92,212,498,000 2 $ 2,038,000
First Mariner Bank
3301 BOSTON STREET
BALTIMORE, MD 21224
* $ 1,179,394,000 2 $ 498,000
First Choice Bank
669 WHITEHEAD ROAD
LAWRENCEVILLE, NJ 08648
* $ 669,292,000 2 $ 480,000
First Choice Loan Services Inc.
ONE TOWER CENTER, FLOOR #18
EAST BRUNSWICK, NJ 08816
* $ 669,000,000 2 $ 329,000
Powerco Federal Credit Union
241 RALPH MCGILL BLVD. NE
ATLANTA, GA 30308
* $ 174,173,000 2 $ 239,000
Rbc Bank (Georgia), N.A.
8081 ARCO CORPORATE DRIVE
RALEIGH, NC 27617
* $ 291,219,000 2 $ 402,000
Greenchoice Bank, FSB
5225 W. 25TH ST
CICERO, IL 60804
* $ 65,639,000 2 $ 218,000
Centrue Bank
606 BROADWAY
COAL CITY, IL 60416
* $ 964,939,000 2 $ 198,000
National Bank of Kansas City
10700 NALL AVENUE
OVERLAND PARK, KS 66211
* $ 619,450,000 2 $ 511,000
First Federal Bank
1300 MCFARLAND BLVD NE
TUSCALOOSA, AL 35406
* $ 188,749,000 2 $ 288,000
Admirals Bank
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 518,825,000 1 $ 8,000
Fidelity Bank
100 E ENGLISH
WICHITA, KS 67202
* $ 1,562,678,000 1 $ 53,000
Evolve Bank & Trust
6000 POPLAR AVENUE SUITE 300
MEMPHIS, TN 38119
* $ 247,163,000 1 $ 125,000
Bank of the Ozarks
PO BOX 8811
LITTLE ROCK, AR 72231
* $ 3,828,011,000 1 $ 49,000
Citizens Bank
814 MAIN STREET
COLUMBIA, MS 39429
* $ 357,201,000 1 $ 228,000
Midcountry Bank
7825 WASHINGTON AVE. S., STE. 120
BLOOMINGTON, MN 55439
* $ 674,749,000 1 $ 74,000
First Federal Bank of Kansas City
6900 EXECUTIVE DR
KANSAS CITY, MO 64120
* $ 374,787,000 1 $ 140,000
Diamond Bank FSB
1051 PERIMETER DRIVE
SCHAUMBURG, IL 60173
* $ 210,127,000 1 $ 112,000
UBS Ag, Tampa Branch
3000 BAYPORT
TAMPA, FL 33607
* $ 1,400,000,000 1 $ 198,000
Cbc National Bank
1891 SOUTH 14TH STREET
FERNANDINA BEACH, FL 32034
* $ 477,611,000 1 $ 184,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 1,283,070,000 1 $ 109,000
Bankers Mortgage Center, Inc.
909 NORTH 18TH STREET STE 110
MONROE, LA 71201
* $ 10,000,000 1 $ 84,000
First State Mortgage Services
502 N HERSHEY ROAD
BLOOMINGTON, IL 61704
* $ 327,995,000 1 $ 128,000
Gulf Coast Bank and Trust
200 SAINT CHARLES AVENUE
NEW ORLEANS, LA 70130
* $ 881,144,000 1 $ 83,000
Story Bank dba Story Financial Partners
1300 MEADOWBROOK ROAD
JACKSON, MS 39211
* $ 262,353,000 1 $ 200,000
Southpoint Bank
3501 GRANDVIEW PARKWAY
BIRMINGHAM, AL 35243
* $ 234,571,000 1 $ 250,000
First National Bank of Picayun
121 EAST CANAL STREET
PICAYUNE, MS 39466
* $ 208,098,000 1 $ 201,000
Iberiabank Mortgage Company
285 WEST ESPLANADE AVE, SECOND FLOOR
KENNER, LA 70065
* $ 11,676,671,000 1 $ 150,000
Woodforest National Bank
25231 GROGAN'S MILL ROAD
THE WOODLANDS, TX 77380
* $ 3,488,863,000 1 $ 161,000
Farmers Bank and Trust NA
1017 HARRISON
GREAT BEND, KS 67530
* $ 648,887,000 1 $ 146,000
West Town Bank & Trust
7820 W 26TH STREET
NORTH RIVERSIDE, IL 60546
* $ 131,079,000 1 $ 163,000
First Southern Bank
PO BOX 268
COLUMBIA, MS 39429
* $ 199,121,000 1 $ 203,000
Wcs Lending, LLC
951 YAMATO ROAD, SUITE 150
BOCA RATON, FL 33431
* $ 25,076,000 1 $ 83,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ 10,000,000 1 $ 126,000
Weichert Financial Services
225 LITTLETON ROAD
MORRIS PLAINS, NJ 07950
* $ 31,000,000 1 $ 123,000
Nationwide Advantage Mortgage
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 1 $ 82,000
SWBC Mortgage Corporation
9311 SAN PEDRO AVENUE STE 100
SAN ANTONIO, TX 78216
* $ 502,411,000 1 $ 109,000
Hamilton Mortgage Corporation
2850 19TH ST S, SUITE 300
BIRMINGHAM, AL 35209
* $ 10,000,000 1 $ 118,000
Capital One NA
11130 INDUSTRIPLEX BLVD
BATON ROUGE, LA 70809
* $ 71,108,281,000 1 $ 65,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ 12,019,539,000 1 $ 685,000
Iberiabank
285 WEST ESPLANADE AVENUE, 2ND FLOOR
KENNER, LA 70065
* $ 11,676,671,000 1 $ 192,000
HSBC Bank USA, NA

CHICAGO, IL 60606
* $ 206,009,683,000 1 $ 209,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ 242,587,000 1 $ 184,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ 4,410,000 1 $ 102,000
Northrop Grumman Federal Credit Union
879 W 190TH ST 8TH FLOOR
GARDENA, CA 90248
* $ 879,316,000 1 $ 374,000
Sunbelt Federal Credit Union
1506 CONGRESS ST
HATTIESBURG, MS 39402
* $ 177,121,000 1 $ 161,000
The Bank of Commerce
P.O. BOX 517
WHITE CASTLE, LA 70788
* $ 66,100,000 1 $ 240,000
First Bank Texas
966 N JUDGE ELY BLVD
ABILENE, TX 79601
* $ 252,312,000 1 $ 135,000
Pa Central FCU
959 EAST PARK DRIVE
HARRISBURG, PA 17111
* $ 72,677,000 1 $ 12,000
Truity Federal Credit Union
501 S JOHNSTONE
BARTLESVILLE, OK 74003
* $ 601,825,000 1 $ 120,000
Alabama Credit Union
220 PAUL W. BRYANT DR. E.
TUSCALOOSA, AL 35486
* $ 479,312,000 1 $ 75,000
Magnolia Bank
PO BOX 188
HODGENVILLE, KY 42748
* $ 133,582,000 1 $ 128,000
First American Bank and Trust
PO BOX 550
VACHERIE, LA 70090
* $ 704,071,000 1 $ 2,100,000
State Bank & Trust Company
147 SOUTH RAILROAD AVENUE
BROOKHAVEN, MS 39601
* $ 921,053,000 1 $ 1,435,000
First Arkansas Bank and Trust
600 WEST MAIN STREET
JACKSONVILLE, AR 72076
* $ 681,477,000 1 $ 29,000
First Security Bank
P.O. BOX 690
BATESVILLE, MS 38606
* $ 498,446,000 1 $ 111,000
Merchants Bank
1901 COLLEGE AVENUE
JACKSON, AL 36545
* $ 206,448,000 1 $ 112,000
First State Bank
P O BOX 506
WAYNESBORO, MS 39367
* $ 464,910,000 1 $ 135,000
Alabama One Credit Union
1215 VETERANS MEMORIAL PARKWAY
TUSCALOOSA, AL 35404
* $ 598,145,000 1 $ 115,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 1 $ 86,000

The tables below break down 2012 mortgage applications in Jackson County, MS by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Jackson County, MS in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 3,581 $508,311,000 $141,000 $1,500,000 $77,000 $1,600,000
Home Purchase 2,112 $273,532,000 $129,000 $2,100,000 $62,000 $1,481,000
Home Improvement 398 $14,569,000 $36,000 $380,000 $60,000 $799,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 4,027 $536,318,000 $133,000 $1,500,000 $85,000 $1,600,000
Not applicable 816 $123,703,000 $151,000 $2,100,000 $5,000 $543,000
Black or African American 563 $55,070,000 $97,000 $880,000 $60,000 $799,000
Not Provided 383 $47,396,000 $123,000 $500,000 $63,000 $600,000
Hispanic 155 $16,656,000 $107,000 $417,000 $63,000 $400,000
Asian 122 $15,008,000 $123,000 $417,000 $92,000 $608,000
American Indian or Alaskan Native 21 $1,677,000 $79,000 $219,000 $78,000 $380,000
Native Hawaiian or Other Pacific Islander 4 $584,000 $146,000 $200,000 $52,000 $139,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,926 $499,195,000 $127,000 $2,100,000 $87,000 $1,600,000
FHA-insured (Federal Housing Administration) 1,112 $129,515,000 $116,000 $276,000 $38,000 $888,000
VA-guaranteed (Veterans Administration) 785 $133,795,000 $170,000 $525,000 $44,000 $912,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 268 $33,907,000 $126,000 $252,000 $34,000 $76,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,849 $377,293,000 $132,000 $2,100,000 $84,000 $1,481,000
Loan Purchased By The Institution 1,138 $164,177,000 $144,000 $525,000 $29,000 $618,000
Application Denied By Financial Institution 1,095 $125,132,000 $114,000 $1,500,000 $71,000 $990,000
Application Withdrawn By Applicant 646 $85,455,000 $132,000 $975,000 $81,000 $1,600,000
Application Approved But Not Accepted 184 $20,136,000 $109,000 $416,000 $66,000 $308,000
File Closed For Incompleteness 179 $24,219,000 $135,000 $417,000 $83,000 $1,451,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 267 $25,810,000 $96,000 $417,000 $67,000 $912,000
Collateral 179 $25,254,000 $141,000 $975,000 $97,000 $990,000
Debt-To-Income Ratio 167 $20,307,000 $121,000 $538,000 $58,000 $360,000
Other 76 $11,736,000 $154,000 $1,500,000 $98,000 $500,000
Credit Application Incomplete 61 $8,236,000 $135,000 $300,000 $79,000 $232,000
Unverifiable Information 22 $2,112,000 $96,000 $380,000 $74,000 $186,000
Employment History 18 $1,880,000 $104,000 $270,000 $58,000 $263,000
Insufficient Cash (Downpayment, Closing Cost) 15 $2,248,000 $149,000 $528,000 $120,000 $886,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Download the Mississippi Lender List