Jefferson County OK
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012
Unlock detailed Jefferson County OK mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market
activity and lending patterns in this area and throughout the US.
Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics
for all lenders based in Oklahoma.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed
about local mortgage trends and lending activity.
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 134 |
| Total Mortgage Loan Application Amount | $8,718,000 |
| Average Mortgage Loan Application Amount | $65,000 |
| Highest Mortgage Loan Application Amount | $400,000 |
| Average Applicant Income | $64,000 |
| Highest Applicant Income | $267,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| FIRST BANK & TRUST CO. PO BOX 580 DUNCAN, OK 73534 |
* | $ 489,272,000 | 35 | $ 1,442,000 |
| VANDERBILT MORTGAGE AND FINANCE, INC. 500 ALCOA TRAIL KNOXVILLE, TN 37804 |
* | $ 31,000,000 | 12 | $ 603,000 |
| WELLS FARGO BANK, NATIONAL ASSOCIATION 100 N MAIN STREET MAC D4001-042 SIOUX FALLS, SD 27150 |
* | $ 1,161,490,000,000 | 11 | $ 1,562,000 |
| 21ST MORTGAGE CORPORATION 620 MARKET ST SUITE 100 WILMINGTON, DE 37902 |
* | $ 10,000,000 | 5 | $ 203,000 |
| AMERICAN NATIONAL BANK BOX 5009 ARDMORE, OK 73403 |
* | $ 295,657,000 | 5 | $ 295,000 |
| BANCFIRST 101 NORTH BROADWAY AVENUE OKLAHOMA CITY, OK 73102 |
* | $ 5,407,792,000 | 4 | $ 344,000 |
| JPMORGAN CHASE BANK, NATIONAL ASSOCIATION 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 1,811,678,000,000 | 4 | $ 258,000 |
| FIRST UNITED BANK AND TRUST COMPANY PO BOX 130 DURANT, OK 74702 |
* | $ 2,060,155,000 | 4 | $ 346,000 |
| OKLAHOMA'S CREDIT UNION PO BOX 24027 OKLAHOMA CITY, OK 73124 |
* | $ 381,310,000 | 3 | $ 148,000 |
| ARVEST BANK 201 W WALNUT FAYETTEVILLE, AR 72756 |
* | $ 12,527,568,000 | 3 | $ 55,000 |
| TINKER FEDERAL CREDIT UNION 4140 W I-40 OKLAHOMA CITY, OK 73108 |
* | $ 2,647,148,000 | 3 | $ 157,000 |
| HALLIBURTON EMPLOYEES FEDERAL CREDIT UNION 703 SOUTH 9TH STREET DUNCAN, OK 73533 |
* | $ 106,837,000 | 2 | $ 129,000 |
| AMERICAN SOUTHWEST MORTGAGE CORP. 5900 MOSTELLER DRIVE SUITE 10 OKLAHOMA CITY, OK 73112 |
* | $ 143,000,000 | 2 | $ 306,000 |
| COLONIAL SAVINGS, F.A. P O BOX 2988 FORT WORTH, TX 76113 |
* | $ 921,138,000 | 2 | $ 125,000 |
| THE CITY NATIONAL BANK AND TRUST COMPANY OF LAWTON PO BOX 2009 LAWTON, OK 73502 |
* | $ 284,101,000 | 2 | $ 20,000 |
| ALLY BANK 2101 REXFORD ROAD, SUITE 350W CHARLOTTE, NC 28211 |
* | $ 85,381,954,000 | 2 | $ 120,000 |
| CITIBANK, NATIONAL ASSOCIATION 1 COURT SQUARE,43RD FLOOR SIOUX FALLS, SD 11120 |
* | $ 1,288,658,000,000 | 2 | $ 113,000 |
| CALIBER FUNDING LLC 6031 CONNECTION DRIVE, SUITE 200 IRVING, TX 75039 |
* | $ 37,112,000 | 2 | $ 182,000 |
| RESIDENTIAL ACCEPTANCE CORPORATION 5027 W LAUREL ST TAMPA, FL 33607 |
* | $ 10,000,000 | 2 | $ 136,000 |
| F&M BANK 17100 N MAY AVE EDMOND, OK 73012 |
* | $ 231,586,000 | 2 | $ 270,000 |
| TEXAS STAR BANK SSB 101 GASSAWAY LOTT, TX 76656 |
* | $ 75,989,000 | 2 | $ 136,000 |
| INTERNATIONAL BANK OF COMMERCE 1200 SAN BERNARDO AVE. LAREDO, TX 78040 |
* | $ 9,621,944,000 | 1 | $ 46,000 |
| FINANCE OF AMERICA REVERSE LLC 8023 EAST 63RD PLACE, SUITE 700 WILMINGTON, DE 74133 |
* | $ 3,125,000 | 1 | $ 104,000 |
| SERVICE FINANCE COMPANY, LLC 555 S FEDERAL HIGHWAY SUITE 200 BOCA RATON, FL 33432 |
* | $ 10,000,000 | 1 | $ 13,000 |
| UNITED FIDELITY FUNDING CORP. 1300 NW BRIARCLIFF PKWY SUITE 275 JEFFERSON CITY, MO 64150 |
* | $ 1,000,000,000 | 1 | $ 125,000 |
| AMERISAVE MORTGAGE CORPORATION 3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE PEACHTREE CORNER, GA 30305 |
* | $ 8,994,122,000 | 1 | $ 93,000 |
| PLAZA HOME MORTGAGE, INC. 4820 EASTGATE MALL, STE 100 SACRAMENTO, CA 92121 |
* | $ 10,000,000 | 1 | $ 50,000 |
| MORTGAGE CLEARING CORPORATION 5612 S LEWIS TULSA, OK 74105 |
* | $ 10,000,000 | 1 | $ 52,000 |
| UNITED BUILT HOMES, L.L.C. 8500 LINE AVE BATON ROUGE, LA 71106 |
* | $ 59,713,000 | 1 | $ 110,000 |
| AMERICAN EQUITY MORTGAGE, INC. 11933 WESTLINE INDUSTRIAL DRIVE SAINT LOUIS, MO 63146 |
* | $ 10,000,000 | 1 | $ 107,000 |
| BANK OF AMERICA, NATIONAL ASSOCIATION 31303 AGOURA RD CA6-917-01-20 CHARLOTTE, NC 91361 |
* | $ 1,459,157,302,000 | 1 | $ 90,000 |
| U.S. BANK NATIONAL ASSOCIATION 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 330,470,810,000 | 1 | $ 32,000 |
| USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 52,181,685,000 | 1 | $ 73,000 |
| ARVEST MORTGAGE COMPANY 931 W MONROE LOWELL, AR 72745 |
* | $ 12,527,568,000 | 1 | $ 33,000 |
| ONEMAIN FINANCIAL, INC. 300 ST. PAUL PLACE BALTIMORE, MD 21202 |
* | $ 2,084,000,000 | 1 | $ 33,000 |
| BOKF, NATIONAL ASSOCIATION ONE WEST 3RD, 5TH FL TULSA, OK 74103 |
* | $ 25,359,999,000 | 1 | $ 35,000 |
| FIRST INTERNET BANK OF INDIANA 11201 USA PARKWAY FISHERS, IN 46037 |
* | $ 584,153,000 | 1 | $ 94,000 |
| FIDELITY BANK 2525 KELL BLVD., SUITE 100 WICHITA FALLS, TX 76308 |
* | $ 248,128,000 | 1 | $ 54,000 |
| COMMUNICATION FEDERAL CREDIT UNION 4141 NW EXPRESSWAY, SUITE 200 OKLAHOMA CITY, OK 73162 |
* | $ 829,435,000 | 1 | $ 86,000 |
| UNION SQUARE CU 2903 KEMP BOULEVARD WICHITA FALLS, TX 76308 |
* | $ 304,425,000 | 1 | $ 150,000 |
| LIBERTY NATIONAL BANK 629 SW C AVE LAWTON, OK 73501 |
* | $ 215,519,000 | 1 | $ 100,000 |
| AMERICAN AIRLINES FEDERAL CREDIT UNION 4151 AMON CARTER BLVD FORT WORTH, TX 76155 |
* | $ 5,912,333,000 | 1 | $ 33,000 |
| LEGACY BANK 101 W MAIN HINTON, OK 73047 |
* | $ 451,973,000 | 1 | $ 8,000 |
| SPIRITBANK 1800 S BALTIMORE AVE STE 600 TULSA, OK 74119 |
* | $ 1,250,584,000 | 1 | $ 73,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2012, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Mortgage Loan Application Detail Totals for Jefferson County OK in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 63 | $3,533,000 | $56,000 | $275,000 | $60,000 | $264,000 |
| Refinancing | 53 | $4,480,000 | $84,000 | $400,000 | $68,000 | $267,000 |
| Home Improvement | 18 | $705,000 | $39,000 | $125,000 | $69,000 | $165,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 119 | $7,822,000 | $65,000 | $400,000 | $64,000 | $267,000 |
| Not Provided | 6 | $381,000 | $63,000 | $125,000 | $59,000 | $78,000 |
| American Indian or Alaskan Native | 6 | $370,000 | $61,000 | $100,000 | $97,000 | $120,000 |
| Not applicable | 2 | $136,000 | $68,000 | $92,000 | $0 | $0 |
| Hispanic | 1 | $9,000 | $9,000 | $9,000 | $53,000 | $53,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 112 | $7,058,000 | $63,000 | $400,000 | $68,000 | $267,000 |
| FHA-insured (Federal Housing Administration) | 12 | $1,029,000 | $85,000 | $191,000 | $53,000 | $90,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 9 | $598,000 | $66,000 | $92,000 | $34,000 | $58,000 |
| VA-guaranteed (Veterans Administration) | 1 | $33,000 | $33,000 | $33,000 | $28,000 | $28,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 67 | $4,082,000 | $60,000 | $218,000 | $65,000 | $267,000 |
| Application Denied By Financial Institution | 33 | $2,347,000 | $71,000 | $400,000 | $68,000 | $240,000 |
| Application Approved But Not Accepted | 12 | $742,000 | $61,000 | $159,000 | $56,000 | $98,000 |
| Loan Purchased By The Institution | 12 | $1,144,000 | $95,000 | $215,000 | $50,000 | $95,000 |
| Application Withdrawn By Applicant | 7 | $230,000 | $32,000 | $50,000 | $57,000 | $118,000 |
| File Closed For Incompleteness | 3 | $173,000 | $57,000 | $60,000 | $102,000 | $117,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 11 | $415,000 | $37,000 | $100,000 | $50,000 | $102,000 |
| Collateral | 4 | $644,000 | $161,000 | $400,000 | $80,000 | $174,000 |
| Other | 2 | $45,000 | $22,000 | $35,000 | $46,000 | $60,000 |
| Credit Application Incomplete | 1 | $112,000 | $112,000 | $112,000 | $120,000 | $120,000 |
| Debt-To-Income Ratio | 1 | $34,000 | $34,000 | $34,000 | $41,000 | $41,000 |
| Employment History | 1 | $275,000 | $275,000 | $275,000 | $147,000 | $147,000 |
| Mortgage Insurance Denied | 1 | $49,000 | $49,000 | $49,000 | $23,000 | $23,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.