Jefferson County PA
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009

Unlock detailed Jefferson County PA mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market activity and lending patterns in this area and throughout the US.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Pennsylvania.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,592
Total Mortgage Loan Application Amount $111,198,000
Average Mortgage Loan Application Amount $69,000
Highest Mortgage Loan Application Amount $820,000
Average Applicant Income $56,000
Highest Applicant Income $600,000

Mortgage Company List for Lending in Jefferson County PA for 2009

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
S&T BANK
800 PHILADELPHIA STREET PO BOX 190
INDIANA, PA 15701
* $ 4,410,695,000 584 $ 31,642,000
FIRST COMMONWEALTH BANK
PO BOX 400
INDIANA, PA 15701
* $ 6,373,887,000 230 $ 14,876,000
WELLS FARGO BANK, NA
1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042
DES MOINES, IA 50328
* $ 538,958,000,000 88 $ 7,387,000
NORTHWEST BANK
100 LIBERTY STREET
WARREN, PA 16365
* $ 6,967,158,000 51 $ 3,435,000
CNB BANK
1 S SECOND STREET
CLEARFIELD, PA 16830
* $ 991,200,000 50 $ 4,162,000
JPMORGAN CHASE BANK, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,746,242,000,000 44 $ 3,361,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 36 $ 2,803,000
BANK OF AMERICA, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 1,471,631,047,000 35 $ 3,098,000
MARION CENTER BANK
1271 INDIAN SPRINGS RD
INDIANA, PA 15701
* $ 236,952,000 33 $ 3,071,000
CITIBANK, N.A.
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,227,040,000,000 32 $ 1,924,000
CITIFINANCIAL SERVICES INC
300 ST PAUL PLACE
BALTIMORE, MD 21202
* $ 1,494,037,000,000 29 $ 1,382,000
PNC BANK N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 140,777,455,000 27 $ 1,828,000
BENEFICIAL COMPANY LLC
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 4,017,643,000 26 $ 1,865,000
GMAC MORTGAGE LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 18 $ 1,530,000
UNITED BANK INC
5TH & AVERY/UNITED SQUARE
PARKERSBURG, WV 26102
* $ 4,186,130,000 15 $ 160,000
AMERICAN HERITAGE FCU
2060 RED LION RD
PHILADELPHIA, PA 19115
* $ 742,924,000 15 $ 998,000
ALLY BANK F/K/A/ GMAC BANK
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 32,882,574,000 14 $ 1,466,000
PENNSYLVANIA STATE EMPLOYEES CREDIT UNION
PO BOX 67013
HARRISBURG, PA 17106
* $ 3,277,495,000 14 $ 803,000
GATEWAY FUNDING DMS, LP
300 WELSH ROAD, BUILDING 5
HORSHAM, PA 19044
* $ 10,000,000 13 $ 1,273,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MOUNT LAUREL, NJ 08054
* $ 31,000,000 12 $ 1,210,000
COUNTRYWIDE BANK FSB
30930 RUSSELL RANCH ROAD MS CA6-916-02-0
WESTLAKE VILLAGE, CA 91362
* $ 117,978,966,000 12 $ 949,000
WELLS FARGO FUNDING, INC
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 10 $ 1,074,000
RIVERVIEW BK
11 NORTH SECOND STREET
CLEARFIELD, PA 16830
* $ 337,236,000 10 $ 565,000
US BANK, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 261,775,591,000 9 $ 551,000
METLIFE BANK, N.A.
334 MADISON AVENUE
CONVENT STATION, NJ 07961
* $ 10,273,647,000 8 $ 946,000
ELDERTON STATE BANK
143 NORTH MAIN STREET, P.O. BOX 427
ELDERTON, PA 15736
* $ 168,662,000 8 $ 749,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
DOVER, DE 20759
* $ 4,088,336,000 8 $ 1,085,000
CITIMORTGAGE, INC
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,019,497,000,000 7 $ 753,000
EVERENCE FEDERAL CREDIT UNION
2160 LINCOLN HWY E, STE 20
LANCASTER, PA 17602
* $ 90,498,000 6 $ 932,000
FLAGSTAR BANK
5151 CORPORATE DR
TROY, MI 48098
* $ 14,157,838,000 6 $ 552,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
PEACHTREE CORNER, GA 30305
* $ 8,994,122,000 6 $ 683,000
UNION HOME MORTGAGE CORP.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ 10,000,000 6 $ 435,000
FRANKLIN AMERICAN MORTGAGE CO
501 CORPORATE CENTRE DRIVE, SUITE 400
FRANKLIN, TN 37067
* $ 10,000,000 5 $ 447,000
FIRST NATIONAL BANK OF PA
166 MAIN ST
GREENVILLE, PA 16125
* $ 8,210,895,000 5 $ 486,000
FIFTH THIRD MORTGAGE COMPANY
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 69,459,606,000 5 $ 598,000
PNC REVERSE MORTGAGE, LLC
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,000,000 4 $ 454,000
SUNTRUST MORTGAGE, INC
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 185,098,787,000 4 $ 319,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 32,584,979,000 4 $ 433,000
VILLAGE CAPITAL & INVESTMENT LLC
2863 ST. ROSE PARKWAY
DOVER, DE 89052
* $ 11,000,000 4 $ 625,000
JERSEY SHORE STATE BANK
300 MARKET STREET
WILLIAMSPORT, PA 17701
* $ 643,302,000 3 $ 226,000
THE HUNTINGTON NATIONAL BANK
7575 HUNTINGTON PARK DR
COLUMBUS, OH 43235
* $ 53,586,626,000 3 $ 191,000
TD BANK N.A.
70 GRAY ROAD
FALMOUTH, ME 04105
* $ 101,632,075,000 3 $ 183,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
WILMINGTON, DE 75019
* $ 10,000,000 3 $ 215,000
HOMEPROMISE CORPORATION
60 S WASHINGTON ST, STE 106
GLEN ALLEN, VA 17225
* $ 100,000,000 3 $ 325,000
RELIANCE FIRST CAPITAL, LLC
201 OLD COUNTRY ROAD SUITE 205
WILMINGTON, DE 11747
* $ 100,000,000 3 $ 301,000
NEWREZ LLC
4000 CHEMICAL ROAD SUITE 200
WILMINGTON, DE 19462
* $ 10,000,000 3 $ 254,000
EQUITY PRIME MORTGAGE LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ 603,000 2 $ 185,000
HOME LOAN CENTER
163 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 10,000,000 2 $ 216,000
TAYLOR, BEAN & WHITAKER
315 NE 14TH STREET
OCALA, FL 34470
* $ 10,000,000 2 $ 299,000
NATIONWIDE ADVANTAGE MORTGAGE
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 2 $ 278,000
FREEDOM MORTGAGE CORP.
10500 KINCAID DR. STE. 300
FISHERS, IN 46037
* $ 10,000,000 2 $ 219,000
PROVIDENT FUNDING ASSOCIATES, L.P.
851 TRAEGER AVENUE, SUITE 100
SACRAMENTO, CA 94066
* $ 10,000,000 2 $ 227,000
IFREEDOM DIRECT CORPORATION
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 2 $ 305,000
FIRST COMMONWEALTH HOME MTGE
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,000,000 2 $ 270,000
MIDFIRST BANK
501 NW GRAND BLVD.
OKLAHOMA CITY, OK 73118
* $ 14,649,039,000 2 $ 77,000
STATE FARM BANK
1 STATE FARM PLAZA
BLOOMINGTON, IL 61710
* $ 16,669,297,000 1 $ 21,000
NATIONWIDE BANK
ONE NATIONWIDE PLAZA, 2-14-05
COLUMBUS, OH 43215
* $ 2,246,123,000 1 $ 50,000
EVERBANK
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 7,047,356,000 1 $ 354,000
ING BANK, FSB
1 SOUTH ORANGE STREET
WILMINGTON, DE 19801
* $ 82,416,721,000 1 $ 20,000
GATEWAY BANK, FSB
2336 MERCED STREET
SAN LEANDRO, CA 94577
* $ 479,176,000 1 $ 130,000
WACHOVIA MORTGAGE FSB
TONYA YOUNG 100 N MAIN ST MAC D4001-063
WINSTON-SALEM, NC 27101
* $ 69,166,325,000 1 $ 22,000
ADMIRALS BANK FORMER DOMESTIC
815 RESERVOIR AVE
CRANSTON, RI 02910
* $ 248,819,000 1 $ 8,000
BANK OF ANN ARBOR
1333 W ANN ARBOR ROAD
ANN ARBOR, MI 48185
* $ 489,167,000 1 $ 94,000
CENTRA BANK INC (WV)
990 ELMER PRINCE DRIVE
MORGANTOWN, WV 26505
* $ 1,212,748,000 1 $ 117,000
DOLLAR BANK, FSB
#3 GATEWAY CENTER
PITTSBURGH, PA 15222
* $ 5,782,916,000 1 $ 127,000
TRISTATE CAPITAL BANK
301 GRANT STREET - 27TH FLOOR
PITTSBURGH, PA 15219
* $ 1,279,301,000 1 $ 65,000
FIRST CHOICE BANK
669 WHITEHEAD ROAD
LAWRENCEVILLE, NJ 08648
* $ 135,687,000 1 $ 60,000
TRIDENT MORTGAGE COMPANY LP
431 W LANCASTER AVE
DEVON, PA 19333
* $ 176,021,000 1 $ 417,000
FIRST RESIDENTIAL MORTGAGE
9721 ORMSBY STATION RD.
LOUISVILLE, KY 40223
* $ 10,000,000 1 $ 139,000
AMERICAN FINANCIAL RESOURCES, INC.
9 SYLVAN WAY
PARSIPPANY-TROY HILLS, NJ 07054
* $ 10,000,000 1 $ 88,000
LENDMORE MORTGAGE BANKERS CORP
30 WEST MERRICK ROAD
VALLEY STREAM, NY 11580
* $ 1,000,000,000 1 $ 95,000
RESIDENTIAL FINANCE CORP.
401 N. FRONT STREET, SUITE 300
COLUMBUS, OH 43215
* $ 17,533,484,000 1 $ 92,000
EQUITY RESOURCES, INC.
PO BOX 5177
NEWARK, OH 43058
* $ 10,000,000 1 $ 37,000
SIGNATURE FEDERAL CREDIT UNION
12 HERBERT ST.
ALEXANDRIA, VA 22313
* $ 205,409,000 1 $ 236,000
MEMBERS 1ST
5000 LOUISE DRIVE
ENOLA, PA 17055
* $ 1,536,880,000 1 $ 61,000
CHARLES SCHWAB BANK
211 MAIN STREET
SAN FRANCISCO, CA 94105
* $ 25,365,108,000 1 $ 193,000
ONEWEST BANK, FSB
888 EAST WALNUT ST
PASADENA, CA 91101
* $ 36,000,000,000 1 $ 70,000
NFCU
820 FOLLIN LANE
VIENNA, VA 22180
* $ 36,351,625,000 1 $ 238,000
M&T BANK
1 M&T PLAZA -15TH FLOOR
BUFFALO, NY 14203
* $ 64,824,244,000 1 $ 188,000
STERLING BANK (FINAL REPORT)
3100 ROUTE 38
MT.LAUREL, NJ 08054
* $ 378,675,000 1 $ 64,000
CENTIER BANK
600 E 84TH AVENUE
WHITING, IN 46410
* $ 1,959,803,000 1 $ 30,000
STERLING NATIONAL MORTGAGE CO.
98 CUTTERMILL RD
GREAT NECK, NY 11021
* $ 964,388,000 1 $ 120,000
MERRILL LYNCH CREDIT CORP
4500 PARK GRANADA CA7-910-01-24
CALABASAS, CA 91302
* $ 2,223,299,000 1 $ 270,000
HSBC MORTGAGE CORP
2929 WALDEN AVE
DEPEW, NY 14043
* $ 92,958,000 1 $ 75,000
FIRST NATIONAL BANK OF CC
P.O. BOX 523
WEST CHESTER, PA 19381
* $ 1,297,208,000 1 $ 69,000
CAPITAL ONE NA
11130 INDUSTRIALPLEX BLVD
BATON ROUGE, LA 70809
* $ 115,142,306,000 1 $ 87,000
EAGLE NATIONAL BANK
8045 WEST CHESTER PIKE
UPPER DARBY, PA 19082
* $ 258,044,000 1 $ 76,000
US BANK NORTH DAKOTA
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 4,858,594,000 1 $ 72,000
SECURITY ATLANTIC WHOLESALE
499 THORNALL ST, SUITE 220
EDISON, NJ 08837
* $ 10,000,000 1 $ 73,000
OWNERSCHOICE FUNDING, INCORPORATED
1021 WATERVLIET-SHAKER ROAD
ALBANY, NY 12205
* $ 10,000,000 1 $ 44,000
SIERRA PACIFIC MORTGAGE COMPANY, INC.
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ 10,000,000 1 $ 192,000
OMEGA FINANCIAL SERVICES, INC.
900 WASHINGTON AVENUE
CARNEGIE, PA 15106
* $ 10,000,000 1 $ 192,000
MORTGAGE NOW, INC.
1161 BROAD ST SUITE 212
SHREWSBURY, NJ 07702
* $ 10,000,000 1 $ 157,000
SIRVA MORTGAGE, INC.
6200 OAK TREE BLVD STE 300
UPPER ARLINGTON, OH 44131
* $ 101,315,000 1 $ 112,000

The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2009, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.

Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.

Mortgage Loan Application Detail Totals for Jefferson County PA in 2009

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 893 $73,542,000 $82,000 $820,000 $58,000 $600,000
Home Purchase 366 $27,116,000 $74,000 $417,000 $50,000 $402,000
Home Improvement 333 $10,540,000 $31,000 $320,000 $57,000 $425,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,296 $90,793,000 $70,000 $820,000 $58,000 $600,000
Not Provided 220 $14,304,000 $65,000 $354,000 $53,000 $402,000
Not applicable 58 $4,975,000 $85,000 $270,000 $29,000 $214,000
Hispanic 8 $651,000 $81,000 $261,000 $41,000 $80,000
American Indian or Alaskan Native 4 $180,000 $45,000 $80,000 $21,000 $48,000
Black or African American 4 $151,000 $37,000 $55,000 $64,000 $198,000
Asian 2 $144,000 $72,000 $87,000 $13,000 $26,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,308 $86,283,000 $65,000 $820,000 $59,000 $600,000
FHA-insured (Federal Housing Administration) 207 $18,377,000 $88,000 $315,000 $48,000 $255,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 63 $4,312,000 $68,000 $151,000 $28,000 $75,000
VA-guaranteed (Veterans Administration) 14 $2,226,000 $159,000 $261,000 $33,000 $80,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 827 $55,392,000 $66,000 $820,000 $62,000 $600,000
Application Denied By Financial Institution 400 $26,205,000 $65,000 $357,000 $48,000 $352,000
Application Withdrawn By Applicant 152 $13,041,000 $85,000 $388,000 $63,000 $246,000
Loan Purchased By The Institution 108 $9,415,000 $87,000 $270,000 $35,000 $255,000
Application Approved But Not Accepted 66 $4,449,000 $67,000 $280,000 $54,000 $147,000
File Closed For Incompleteness 39 $2,696,000 $69,000 $172,000 $51,000 $157,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 79 $3,227,000 $40,000 $348,000 $50,000 $352,000
Debt-To-Income Ratio 48 $2,895,000 $60,000 $357,000 $34,000 $114,000
Collateral 45 $3,534,000 $78,000 $193,000 $48,000 $120,000
Other 31 $2,560,000 $82,000 $270,000 $52,000 $190,000
Credit Application Incomplete 7 $537,000 $76,000 $156,000 $79,000 $138,000
Employment History 7 $430,000 $61,000 $153,000 $45,000 $95,000
Insufficient Cash (Downpayment, Closing Cost) 4 $475,000 $118,000 $249,000 $76,000 $100,000
Unverifiable Information 3 $187,000 $62,000 $81,000 $37,000 $54,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.

Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.

Download the Pennsylvania Lender List