Judith Basin County, MT Mortgage Lenders & HMDA Data, 2005

In 2005, lenders reported 48 mortgage applications in Judith Basin County, MT totaling $4.1 million, down 21% from 2004. The average application was for $84,000, and applicants reported an average income of $60,000. 21% of applications resulted in an originated loan and 48% were denied. The most active lender was Wells Fargo Bank, NA, with 10 applications, followed by Countrywide Home Loans and US Bank, N.A..

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 48
Total Mortgage Loan Application Amount $4,056,000
Average Mortgage Loan Application Amount $84,000
Highest Mortgage Loan Application Amount $252,000
Average Applicant Income $60,000
Highest Applicant Income $305,000

Mortgage Company List for Lending in Judith Basin County, MT for 2005

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Wells Fargo Bank, NA
1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042
DES MOINES, IA 50328
* $ 366,256,000,000 10 $ 849,000
Countrywide Home Loans
30930 RUSSELL RANCH ROAD MS WLRR-148
WESTLAKE VILLAGE, CA 91362
* $ 128,495,705,000 4 $ 375,000
US Bank, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 194,436,638,000 3 $ 144,000
Stockman Bank of Montana
700 MAIN STREET
MILES CITY, MT 59301
* $ 985,229,000 2 $ 273,000
Washington Mutual Bank
227 EAST AVENUE
ALBION, NY 14411
* $ 272,927,502,000 2 $ 377,000
Origen Financial Services LLC
27777 FRANKLIN ROAD SUITE 1710
SOUTHFIELD, MI 48034
* $ 10,000,000 2 $ 86,000
Heritage Bank
120 1ST AVENUE NORTH
GREAT FALLS, MT 59401
* $ 343,410,000 2 $ 252,000
Homecomings Financial LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 10,000,000 2 $ 153,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 967,365,000,000 2 $ 135,000
Argent Mortgage Company
1100 TOWN & COUNTRY
ORANGE, CA 92868
* $ 10,000,000 2 $ 248,000
Finance America
745 SEVENTH AVENUE, 24TH FLOOR
NEW YORK, NY 10019
* $ 250,000,000 2 $ 241,000
Wealthbridge Mortgage Corp.
15455 NW GREENBRIER PKWY, STE. 111
BEAVERTON, OR 97006
* $ 10,000,000 2 $ 91,000
Gmac Mortgage LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 2 $ 98,000
Greenlight Financial Services
18200 VON KARMAN STE #300
IRVINE, CA 92612
* $ 10,000,000 1 $ 28,000
H&R Block Mortgage Corporation
6501 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 10,000,000 1 $ 50,000
Citifinancial, Inc.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 1,484,101,000,000 1 $ 19,000
American General Fin.Serv.(De)
601 N.W. SECOND STREET, P.O. BOX 59
EVANSVILLE, IN 47701
* $ 10,000,000 1 $ 65,000
American Mortgage Network
10421 WATERIDGE CIR STE 250
SAN DIEGO, CA 92121
* $ 10,000,000 1 $ 135,000
Option One Mortgage Corp
6501 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 10,000,000 1 $ 81,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 1 $ 20,000
Residential Funding Corp. LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 10,000,000 1 $ 22,000
Decision One Mortgage
26525 N. RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 339,807,228,000 1 $ 104,000
E-Loan, Inc.
6230 STONERIDGE MALL ROAD
PLEASANTON, CA 94588
* $ 10,000,000 1 $ 80,000
US Bank North Dakota
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 3,414,446,000 1 $ 130,000

The tables below break down 2005 mortgage applications in Judith Basin County, MT by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Judith Basin County, MT in 2005

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 32 $3,199,000 $99,000 $252,000 $74,000 $305,000
Home Purchase 13 $716,000 $55,000 $127,000 $32,000 $66,000
Home Improvement 3 $141,000 $47,000 $82,000 $43,000 $68,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 37 $3,035,000 $82,000 $252,000 $53,000 $184,000
Not Provided 6 $520,000 $86,000 $130,000 $90,000 $290,000
Not applicable 4 $420,000 $105,000 $252,000 $0 $0
Hispanic 1 $81,000 $81,000 $81,000 $305,000 $305,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Asian 0 $0 $0 $0 $0 $0
Black or African American 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 46 $3,855,000 $83,000 $252,000 $61,000 $305,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 1 $127,000 $127,000 $127,000 $54,000 $54,000
VA-guaranteed (Veterans Administration) 1 $74,000 $74,000 $74,000 $29,000 $29,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 23 $1,682,000 $73,000 $143,000 $55,000 $290,000
Loan Originated 10 $1,000,000 $100,000 $252,000 $86,000 $305,000
Loan Purchased By The Institution 5 $639,000 $127,000 $252,000 $40,000 $101,000
Application Approved But Not Accepted 5 $251,000 $50,000 $74,000 $47,000 $84,000
Application Withdrawn By Applicant 3 $383,000 $127,000 $135,000 $69,000 $80,000
File Closed For Incompleteness 2 $101,000 $50,000 $70,000 $46,000 $68,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 5 $553,000 $110,000 $143,000 $68,000 $130,000
Credit Application Incomplete 2 $153,000 $76,000 $85,000 $53,000 $59,000
Credit History 2 $142,000 $71,000 $75,000 $26,000 $29,000
Unverifiable Information 2 $43,000 $21,000 $41,000 $20,000 $20,000
Other 1 $128,000 $128,000 $128,000 $74,000 $74,000
Debt-To-Income Ratio 1 $87,000 $87,000 $87,000 $18,000 $18,000
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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