Kentucky
Mortgage Loan Application
Totals and Details
in 2010

Find mortgage statistics and mortgage data for Kentucky.
Our lists allow you to explore the total number of mortgage applications and mortgage application details for 2003-2018 in all of Kentucky.
You can organize this information by metropolitan area and by county.

Years 2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 222,486
Total Mortgage Loan Application Amount $30,919,161,000
Average Mortgage Loan Application Amount $138,000
Highest Mortgage Loan Application Amount $99,750,000
Average Applicant Income $70,000
Highest Applicant Income $9,511,000

Mortgage stats and application averages for each year are shown below, as well as highest application amount and the income of the highest applicant.
If you are looking for a mortgage or loan application data statistics in Kentucky, these numbers will give you an idea of what to expect as you begin to look for a lender.

These lists can also be organized by various details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.

Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, and the highest mortgage within that category. You can also look at information regarding the average income of the mortgage applicants and the highest income of the mortgage applicants. If you're looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

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Mortgage Loan Application Detail Totals for Kentucky in 2010

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 144,038 $21,470,365,000 $149,000 $99,750,000 $74,000 $9,511,000
Home Purchase 66,997 $8,915,882,000 $133,000 $40,500,000 $63,000 $8,967,000
Home Improvement 11,451 $532,914,000 $46,000 $6,800,000 $60,000 $1,416,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 177,250 $23,830,319,000 $134,000 $7,100,000 $75,000 $8,596,000
Not Provided 16,995 $2,450,680,000 $144,000 $6,666,000 $73,000 $9,511,000
Not applicable 15,001 $2,835,015,000 $188,000 $99,750,000 $3,000 $762,000
Black or African American 7,365 $902,604,000 $122,000 $1,660,000 $60,000 $5,628,000
Hispanic 2,591 $337,618,000 $130,000 $1,035,000 $62,000 $627,000
Asian 2,397 $443,134,000 $184,000 $1,485,000 $105,000 $1,926,000
American Indian or Alaskan Native 628 $78,099,000 $124,000 $1,000,000 $129,000 $8,967,000
Native Hawaiian or Other Pacific Islander 259 $41,692,000 $160,000 $446,000 $91,000 $983,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 156,602 $21,770,493,000 $139,000 $99,750,000 $79,000 $9,511,000
FHA-insured (Federal Housing Administration) 52,061 $7,053,765,000 $135,000 $11,081,000 $49,000 $1,614,000
VA-guaranteed (Veterans Administration) 9,735 $1,635,661,000 $168,000 $929,000 $46,000 $780,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 4,088 $459,242,000 $112,000 $553,000 $41,000 $291,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 109,716 $15,250,911,000 $139,000 $40,500,000 $79,000 $8,967,000
Application Denied By Financial Institution 40,976 $4,934,668,000 $120,000 $6,666,000 $63,000 $9,511,000
Loan Purchased By The Institution 38,370 $5,993,396,000 $156,000 $99,750,000 $46,000 $1,706,000
Application Withdrawn By Applicant 18,980 $2,743,056,000 $144,000 $5,107,000 $74,000 $2,485,000
Application Approved But Not Accepted 8,171 $1,017,353,000 $124,000 $1,968,000 $72,000 $8,596,000
File Closed For Incompleteness 6,273 $979,777,000 $156,000 $2,351,000 $77,000 $2,484,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 9,676 $814,110,000 $84,000 $1,500,000 $54,000 $1,759,000
Collateral 7,358 $1,101,784,000 $149,000 $6,666,000 $85,000 $4,514,000
Debt-To-Income Ratio 6,087 $816,163,000 $134,000 $2,272,000 $50,000 $1,260,000
Credit Application Incomplete 2,970 $436,147,000 $146,000 $2,375,000 $77,000 $6,000,000
Other 2,946 $389,916,000 $132,000 $2,000,000 $77,000 $2,526,000
Unverifiable Information 804 $111,982,000 $139,000 $700,000 $71,000 $990,000
Insufficient Cash (Downpayment, Closing Cost) 647 $84,029,000 $129,000 $1,200,000 $73,000 $1,015,000
Employment History 492 $59,805,000 $121,000 $970,000 $58,000 $3,480,000
Mortgage Insurance Denied 78 $11,327,000 $145,000 $423,000 $73,000 $203,000
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Mortgage Loan Application Totals in 2010 by Kentucky Metropolitan Area

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Bowling Green, KY 6,561 $ 899,457,000 $ 137,000 $ 65,000
Elizabethtown, KY 8,291 $ 1,232,042,000 $ 148,000 $ 62,000
Lexington-Fayette, KY 31,459 $ 5,182,246,000 $ 164,000 $ 79,000
Louisville-Jefferson County, KY-IN 68,888 $ 10,779,545,000 $ 156,000 $ 75,000
Owensboro, KY 5,660 $ 623,558,000 $ 110,000 $ 64,000
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Mortgage Loan Application Totals in 2010 by Kentucky County

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Adair 336 $ 30,634,000 $ 91,000 $ 52,000
Allen 887 $ 91,476,000 $ 103,000 $ 53,000
Anderson 1,298 $ 169,362,000 $ 130,000 $ 58,000
Ballard 209 $ 22,903,000 $ 109,000 $ 63,000
Barren 1,473 $ 153,541,000 $ 104,000 $ 59,000
Bath 298 $ 27,406,000 $ 91,000 $ 53,000
Bell 599 $ 40,383,000 $ 67,000 $ 48,000
Boone 10,338 $ 1,798,423,000 $ 173,000 $ 75,000
Bourbon 930 $ 132,180,000 $ 142,000 $ 71,000
Boyd 2,264 $ 241,886,000 $ 106,000 $ 70,000
Boyle 1,096 $ 149,326,000 $ 136,000 $ 66,000
Bracken 470 $ 44,914,000 $ 95,000 $ 58,000
Breathitt 209 $ 17,550,000 $ 83,000 $ 49,000
Breckinridge 626 $ 66,596,000 $ 106,000 $ 64,000
Bullitt 5,486 $ 736,859,000 $ 134,000 $ 57,000
Butler 337 $ 32,576,000 $ 96,000 $ 50,000
Caldwell 417 $ 35,505,000 $ 85,000 $ 61,000
Calloway 1,265 $ 163,898,000 $ 129,000 $ 71,000
Campbell 6,392 $ 926,511,000 $ 144,000 $ 74,000
Carlisle 74 $ 7,356,000 $ 99,000 $ 47,000
Carroll 329 $ 34,213,000 $ 103,000 $ 55,000
Carter 591 $ 57,244,000 $ 96,000 $ 59,000
Casey 276 $ 26,235,000 $ 95,000 $ 48,000
Christian 2,413 $ 260,146,000 $ 107,000 $ 57,000
Clark 2,026 $ 266,902,000 $ 131,000 $ 63,000
Clay 283 $ 20,173,000 $ 71,000 $ 48,000
Clinton 148 $ 15,256,000 $ 103,000 $ 54,000
Crittenden 206 $ 18,464,000 $ 89,000 $ 57,000
Cumberland 106 $ 9,895,000 $ 93,000 $ 56,000
Daviess 5,024 $ 570,403,000 $ 113,000 $ 65,000
Edmonson 502 $ 48,074,000 $ 95,000 $ 59,000
Elliott 74 $ 7,501,000 $ 101,000 $ 57,000
Estill 364 $ 31,131,000 $ 85,000 $ 51,000
Fayette 20,127 $ 3,358,268,000 $ 166,000 $ 84,000
Fleming 388 $ 33,550,000 $ 86,000 $ 59,000
Floyd 923 $ 78,262,000 $ 84,000 $ 61,000
Franklin 2,313 $ 331,062,000 $ 143,000 $ 71,000
Fulton 85 $ 5,612,000 $ 66,000 $ 54,000
Gallatin 437 $ 50,321,000 $ 115,000 $ 51,000
Garrard 777 $ 93,488,000 $ 120,000 $ 62,000
Grant 1,532 $ 198,641,000 $ 129,000 $ 56,000
Graves 1,054 $ 106,657,000 $ 101,000 $ 56,000
Grayson 935 $ 100,673,000 $ 107,000 $ 70,000
Green 389 $ 32,480,000 $ 83,000 $ 50,000
Greenup 1,746 $ 187,455,000 $ 107,000 $ 73,000
Hancock 335 $ 27,970,000 $ 83,000 $ 57,000
Hardin 7,536 $ 1,156,558,000 $ 153,000 $ 63,000
Harlan 633 $ 41,743,000 $ 65,000 $ 51,000
Harrison 788 $ 93,177,000 $ 118,000 $ 58,000
Hart 649 $ 53,563,000 $ 82,000 $ 53,000
Henderson 2,446 $ 248,534,000 $ 101,000 $ 64,000
Henry 788 $ 99,349,000 $ 126,000 $ 60,000
Hickman 73 $ 6,769,000 $ 92,000 $ 54,000
Hopkins 1,984 $ 187,634,000 $ 94,000 $ 58,000
Jackson 195 $ 18,640,000 $ 95,000 $ 48,000
Jefferson 47,695 $ 7,442,296,000 $ 156,000 $ 77,000
Jessamine 2,937 $ 527,943,000 $ 179,000 $ 81,000
Johnson 675 $ 73,912,000 $ 109,000 $ 64,000
Kenton 11,730 $ 1,668,233,000 $ 142,000 $ 73,000
Knott 292 $ 21,787,000 $ 74,000 $ 58,000
Knox 903 $ 76,952,000 $ 85,000 $ 53,000
Larue 761 $ 76,305,000 $ 100,000 $ 53,000
Laurel 2,098 $ 224,811,000 $ 107,000 $ 56,000
Lawrence 408 $ 40,776,000 $ 99,000 $ 67,000
Lee 141 $ 9,960,000 $ 70,000 $ 42,000
Leslie 162 $ 10,681,000 $ 65,000 $ 49,000
Letcher 769 $ 40,144,000 $ 52,000 $ 56,000
Lewis 361 $ 26,254,000 $ 72,000 $ 54,000
Lincoln 877 $ 90,900,000 $ 103,000 $ 48,000
Livingston 273 $ 28,488,000 $ 104,000 $ 60,000
Logan 991 $ 95,280,000 $ 96,000 $ 54,000
Lyon 404 $ 51,499,000 $ 127,000 $ 88,000
Madison 3,948 $ 553,088,000 $ 140,000 $ 66,000
Magoffin 171 $ 14,473,000 $ 84,000 $ 47,000
Marion 861 $ 86,755,000 $ 100,000 $ 53,000
Marshall 1,061 $ 130,217,000 $ 122,000 $ 67,000
Martin 163 $ 13,263,000 $ 81,000 $ 58,000
Mason 677 $ 72,338,000 $ 106,000 $ 60,000
McCracken 3,046 $ 431,211,000 $ 141,000 $ 64,000
McCreary 216 $ 16,933,000 $ 78,000 $ 43,000
McLean 315 $ 26,636,000 $ 84,000 $ 58,000
Meade 2,000 $ 268,143,000 $ 134,000 $ 62,000
Menifee 291 $ 18,172,000 $ 62,000 $ 56,000
Mercer 1,106 $ 134,373,000 $ 121,000 $ 54,000
Metcalfe 227 $ 18,172,000 $ 80,000 $ 42,000
Monroe 261 $ 19,449,000 $ 74,000 $ 52,000
Montgomery 1,460 $ 147,752,000 $ 101,000 $ 56,000
Morgan 180 $ 16,505,000 $ 91,000 $ 56,000
Muhlenberg 1,072 $ 94,495,000 $ 88,000 $ 54,000
Nelson 2,898 $ 352,595,000 $ 121,000 $ 55,000
Nicholas 189 $ 18,932,000 $ 100,000 $ 57,000
Ohio 576 $ 53,134,000 $ 92,000 $ 54,000
Oldham 5,435 $ 1,155,041,000 $ 212,000 $ 101,000
Owen 407 $ 43,071,000 $ 105,000 $ 61,000
Owsley 36 $ 1,993,000 $ 55,000 $ 51,000
Pendleton 687 $ 74,276,000 $ 108,000 $ 55,000
Perry 602 $ 49,652,000 $ 82,000 $ 65,000
Pike 2,241 $ 199,400,000 $ 88,000 $ 68,000
Powell 526 $ 36,058,000 $ 68,000 $ 49,000
Pulaski 2,108 $ 246,549,000 $ 116,000 $ 65,000
Robertson 79 $ 7,273,000 $ 92,000 $ 61,000
Rockcastle 354 $ 31,954,000 $ 90,000 $ 45,000
Rowan 724 $ 76,185,000 $ 105,000 $ 67,000
Russell 436 $ 49,080,000 $ 112,000 $ 65,000
Scott 3,739 $ 624,036,000 $ 166,000 $ 74,000
Shelby 2,705 $ 457,073,000 $ 168,000 $ 73,000
Simpson 872 $ 100,484,000 $ 115,000 $ 56,000
Spencer 1,518 $ 236,593,000 $ 155,000 $ 63,000
Taylor 654 $ 64,016,000 $ 97,000 $ 50,000
Todd 290 $ 28,626,000 $ 98,000 $ 58,000
Trigg 740 $ 98,772,000 $ 133,000 $ 80,000
Trimble 525 $ 51,994,000 $ 99,000 $ 58,000
Union 661 $ 50,144,000 $ 75,000 $ 52,000
Warren 6,101 $ 857,156,000 $ 140,000 $ 65,000
Washington 390 $ 41,808,000 $ 107,000 $ 58,000
Wayne 645 $ 56,047,000 $ 86,000 $ 62,000
Webster 420 $ 29,148,000 $ 69,000 $ 59,000
Whitley 1,295 $ 114,866,000 $ 88,000 $ 52,000
Wolfe 182 $ 10,063,000 $ 55,000 $ 46,000
Woodford 1,818 $ 295,472,000 $ 162,000 $ 68,000

We hope these mortgage application details and statistics will give you a better idea of what to expect when applying for a mortgage.
Whether you are looking for a home loan, for home financing or refinancing, or for home improvement loan statistics, we have the information you need.
These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender in Kentucky.

If you prefer, you can download a copy of the entire list of mortgage lenders in Kentucky and search similar information back through 2003.

Download the Kentucky Lender List