Keokuk County, IA Mortgage Lenders & HMDA Data, 2009

In 2009, lenders reported 389 mortgage applications in Keokuk County, IA totaling $32.1 million, down 4% from 2008. The average application was for $82,000, and applicants reported an average income of $53,000. 49% of applications resulted in an originated loan and 21% were denied. The most active lender was Wells Fargo Bank, NA, with 42 applications, followed by Midwestone Bank and Iowa Bankers Mortgage Corporat.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 389
Total Mortgage Loan Application Amount $32,070,000
Average Mortgage Loan Application Amount $82,000
Highest Mortgage Loan Application Amount $575,000
Average Applicant Income $53,000
Highest Applicant Income $950,000

Mortgage Company List for Lending in Keokuk County, IA for 2009

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Wells Fargo Bank, NA
1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042
DES MOINES, IA 50328
* $ 538,958,000,000 42 $ 4,489,000
Midwestone Bank
102 SOUTH CLINTON STREET
IOWA CITY, IA 52240
* $ 1,494,972,000 40 $ 2,784,000
Iowa Bankers Mortgage Corporat
8800 NW 62ND AVE PO BOX 6220
JOHNSTON, IA 50131
* $ 10,000,000 32 $ 3,333,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 30 $ 2,134,000
Federation Bank
102 E MAIN ST
WASHINGTON, IA 52353
* $ 115,702,000 26 $ 1,020,000
Community 1st Credit Union
1030 SIERRA DR NE
OTTUMWA, IA 52501
* $ 266,188,000 18 $ 507,000
Hills Bank and Trust Company
131 EAST MAIN ST / PO BOX 160
HILLS, IA 52235
* $ 1,779,544,000 15 $ 1,097,000
US Bank, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 261,775,591,000 14 $ 960,000
Bank of America, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 1,471,631,047,000 13 $ 1,352,000
Citicorp Trust Bank, FSB
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 21,270,147,000 13 $ 1,003,000
Washington State Bank
121 S MARION AVE
WASHINGTON, IA 52353
* $ 209,379,000 12 $ 970,000
West Chester Savings Bank
1060 WEST MONROE STREET, PO BOX 517
WASHINGTON, IA 52353
* $ 49,403,000 9 $ 768,000
Citibank, N.A.
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,227,040,000,000 8 $ 422,000
Greenstate Credit Union
2355 LANDON RD
NORTH LIBERTY, IA 52317
* $ 772,769,000 8 $ 931,000
Nationwide Advantage Mortgage
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 8 $ 522,000
Farm Credit Services of America, Flca
5015 S 118TH ST
OMAHA, NE 68137
* $ 10,000,000 6 $ 1,824,000
US Bank North Dakota
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 4,858,594,000 6 $ 219,000
Citifinancial, Inc.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 1,494,037,000,000 6 $ 163,000
Hfc Company LLC
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 15,000,000 6 $ 505,000
Countrywide Bank FSB
30930 RUSSELL RANCH ROAD MS CA6-916-02-0
WESTLAKE VILLAGE, CA 91362
* $ 117,978,966,000 5 $ 464,000
M&I Bank FSB
W57N14280 DOERR WAY
CEDARBURG, WI 53012
* $ 2,568,044,000 4 $ 329,000
First National Bank Midwest
302 S MARKET ST
OSKALOOSA, IA 52577
* $ 120,706,000 4 $ 234,000
Citimortgage, Inc
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,019,497,000,000 3 $ 361,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,746,242,000,000 3 $ 202,000
Bank of the West
1977 SATURN STREET MS SC-MPK-03-N
MONTEREY PARK, CA 91755
* $ 66,890,239,000 3 $ 105,000
Flagstar Bank
5151 CORPORATE DR
TROY, MI 48098
* $ 14,157,838,000 3 $ 387,000
Gmac Mortgage LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 3 $ 159,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 3 $ 439,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 2 $ 346,000
Collins Community Credit Union
1150 42ND STREET NE
CEDAR RAPIDS, IA 52402
* $ 488,081,000 2 $ 200,000
Everhome Mortgage Company
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 3,027,261,000 2 $ 92,000
Shore Mortgage
770 S. ADAMS ROAD #300
BIRMINGHAM, MI 48009
* $ 10,000,000 2 $ 229,000
Freedom Mortgage Corp.
10500 KINCAID DR. STE. 300
FISHERS, IN 46037
* $ 10,000,000 2 $ 219,000
Franklin American Mortgage Co
501 CORPORATE CENTRE DRIVE, SUITE 400
FRANKLIN, TN 37067
* $ 10,000,000 2 $ 261,000
Everbank
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 7,047,356,000 2 $ 92,000
Capital One NA
11130 INDUSTRIALPLEX BLVD
BATON ROUGE, LA 70809
* $ 115,142,306,000 2 $ 17,000
Wells Fargo Funding, Inc
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 2 $ 204,000
First National Bank of Omaha
1620 DODGE STREET
OMAHA, NE 68197
* $ 9,901,044,000 1 $ 127,000
Branch Banking and Trust Co
223 W NASH STREET
WILSON, NC 27893
* $ 147,483,646,000 1 $ 108,000
Valley Bank
3455 AVENUE OF THE CITIES
MOLINE, IL 61265
* $ 703,483,000 1 $ 207,000
First American Bank
1207 CENTRAL AVE
FORT DODGE, IA 50501
* $ 1,763,712,000 1 $ 3,000
Freedom Security Bank
140 HOLIDAY ROAD
CORALVILLE, IA 52241
* $ 90,140,000 1 $ 99,000
Suntrust Mortgage, Inc
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 185,098,787,000 1 $ 128,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 32,584,979,000 1 $ 127,000
Ally Bank F/K/A/ Gmac Bank
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 32,882,574,000 1 $ 64,000
First State Mortgage Services
502 N HERSHEY ROAD
BLOOMINGTON, IL 61704
* $ 327,995,000 1 $ 49,000
Liberty Bank F.S.B.
6400 WESTOWN PARKWAY
WEST DES MOINES, IA 50266
* $ 1,152,450,000 1 $ 10,000
Ing Bank, FSB
1 SOUTH ORANGE STREET
WILMINGTON, DE 19801
* $ 82,416,721,000 1 $ 81,000
Gb Mortgage, LLC
4000 W BROWN DEER ROAD
BROWN DEER, WI 53209
* $ 29,183,000 1 $ 150,000
Liberty Mortgage Corporation
223 W NASH STREET
WILSON, NC 27893
* $ 2,406,088,000 1 $ 137,000
Midfirst Bank
501 NW GRAND BLVD.
OKLAHOMA CITY, OK 73118
* $ 14,649,039,000 1 $ 103,000
Nationwide Bank
ONE NATIONWIDE PLAZA, 2-14-05
COLUMBUS, OH 43215
* $ 2,246,123,000 1 $ 122,000
Nationwide Mortgage Concepts,
40380 DESERT CREEK LANE
RANCHO MIRAGE, CA 92270
* $ 10,000,000 1 $ 101,000
Taylor, Bean & Whitaker
315 NE 14TH STREET
OCALA, FL 34470
* $ 10,000,000 1 $ 146,000
Signature Federal Credit Union
12 HERBERT ST.
ALEXANDRIA, VA 22305
* $ 205,409,000 1 $ 129,000
Veridian Credit Union
1827 ANSBOROUGH AVE
WATERLOO, IA 50701
* $ 1,430,924,000 1 $ 110,000
Aim Credit Union
1200 ASSOCIATES DR STE 102
DUBUQUE, IA 52002
* $ 68,935,000 1 $ 79,000
American General Fin.Serv.(De)
601 N.W. SECOND STREET, P.O. BOX 59
EVANSVILLE, IN 47701
* $ 10,000,000 1 $ 3,000
Premium Capital Funding LLC
125 JERICHO TPKE
JERICHO, NY 11753
* $ 10,000,000 1 $ 100,000
First Residential Mortgage
9721 ORMSBY STATION RD.
LOUISVILLE, KY 40223
* $ 10,000,000 1 $ 135,000
Residential Mortgage Network, Inc.
2461 10TH STREET SUITE 308
IOWA CITY, IA 52245
* $ 10,000,000 1 $ 103,000

The tables below break down 2009 mortgage applications in Keokuk County, IA by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Keokuk County, IA in 2009

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 240 $22,164,000 $92,000 $575,000 $54,000 $950,000
Home Purchase 96 $7,336,000 $76,000 $490,000 $46,000 $254,000
Home Improvement 53 $2,570,000 $48,000 $508,000 $64,000 $343,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 338 $27,571,000 $81,000 $575,000 $56,000 $950,000
Not applicable 26 $1,708,000 $65,000 $241,000 $17,000 $120,000
Not Provided 19 $2,379,000 $125,000 $490,000 $70,000 $239,000
American Indian or Alaskan Native 3 $300,000 $100,000 $126,000 $70,000 $104,000
Hispanic 2 $107,000 $53,000 $73,000 $24,000 $29,000
Asian 1 $5,000 $5,000 $5,000 $29,000 $29,000
Black or African American 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 289 $23,285,000 $80,000 $575,000 $57,000 $950,000
FHA-insured (Federal Housing Administration) 83 $7,648,000 $92,000 $255,000 $47,000 $143,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 13 $814,000 $62,000 $132,000 $18,000 $61,000
VA-guaranteed (Veterans Administration) 4 $323,000 $80,000 $135,000 $38,000 $67,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 192 $16,937,000 $88,000 $575,000 $64,000 $950,000
Application Denied By Financial Institution 83 $6,342,000 $76,000 $225,000 $41,000 $110,000
Application Withdrawn By Applicant 45 $3,619,000 $80,000 $402,000 $49,000 $183,000
Loan Purchased By The Institution 40 $3,082,000 $77,000 $135,000 $36,000 $143,000
Application Approved But Not Accepted 23 $1,582,000 $68,000 $152,000 $50,000 $153,000
File Closed For Incompleteness 6 $508,000 $84,000 $137,000 $46,000 $104,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 18 $1,942,000 $107,000 $166,000 $59,000 $110,000
Credit History 14 $829,000 $59,000 $144,000 $36,000 $70,000
Debt-To-Income Ratio 8 $498,000 $62,000 $135,000 $34,000 $52,000
Insufficient Cash (Downpayment, Closing Cost) 2 $132,000 $66,000 $91,000 $49,000 $70,000
Other 2 $189,000 $94,000 $128,000 $55,000 $67,000
Unverifiable Information 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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