Kidder County ND
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Unlock detailed Kidder County ND mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market
activity and lending patterns in this area and throughout the US.
Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics
for all lenders based in North Dakota.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed
about local mortgage trends and lending activity.
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 72 |
| Total Mortgage Loan Application Amount | $12,120,000 |
| Average Mortgage Loan Application Amount | $168,000 |
| Highest Mortgage Loan Application Amount | $425,000 |
| Average Applicant Income | $115,000 |
| Highest Applicant Income | $500,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| CHOICE FINANCIAL GROUP 4501 23RD AVE S FARGO, ND 58104 |
* | $ 2,379,086,000 | 16 | $ 2,370,000 |
| FIRST COMMUNITY CREDIT UNION 111 9TH ST SW JAMESTOWN, ND 58401 |
* | $ 850,203,000 | 6 | $ 700,000 |
| DAKOTA COMMUNITY BANK & TRUST, NATIONAL ASSOCIATION 608 MAIN STREET HEBRON, ND 58638 |
* | $ 862,614,000 | 6 | $ 840,000 |
| WELLS FARGO BANK, NATIONAL ASSOCIATION 100 N MAIN STREET MAC D4001-042 SIOUX FALLS, SD 27150 |
* | $ 1,712,919,000,000 | 5 | $ 965,000 |
| U.S. BANK NATIONAL ASSOCIATION 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 486,004,220,000 | 4 | $ 900,000 |
| FREEDOM MORTGAGE CORPORATION 10500 KINCAID DRIVE MT LAUREL, NJ 46037 |
* | $ -1,000 | 3 | $ 605,000 |
| CAPITAL PO BOX 2096 BISMARCK, ND 58502 |
* | $ 540,918,000 | 3 | $ 425,000 |
| TRUIST BANK 3100 SMOKETREE CT FL 5 CHARLOTTE, NC 27604 |
* | $ 461,256,000,000 | 2 | $ 360,000 |
| FLAGSTAR BANK, N.A. 5151 CORPORATE DRIVE HICKSVILLE, NY 48098 |
* | $ 23,234,514,000 | 2 | $ 700,000 |
| BNC NATIONAL BANK 20175 N 67TH AVENUE GLENDALE, AZ 85308 |
* | $ 965,305,000 | 2 | $ 360,000 |
| BREMER BANK, NATIONAL ASSOCIATION 372 ST. PETER STREET ST. PAUL, MN 55102 |
* | $ 13,105,582,000 | 2 | $ 440,000 |
| JPMORGAN CHASE BANK, NATIONAL ASSOCIATION 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 2,337,646,000,000 | 2 | $ 440,000 |
| GATE CITY BANK 500 2ND AVE N FARGO, ND 58102 |
* | $ 2,380,296,000 | 2 | $ 200,000 |
| HOME POINT FINANCIAL CORPORATION 1194 OAK VALLEY DRIVE, SUITE 80 ANN ARBOR, MI 48108 |
* | $ -1,000 | 1 | $ 65,000 |
| VUE COMMUNITY CREDIT UNION 818 E MAIN AVE BISMARCK, ND 58501 |
* | $ 58,771,000 | 1 | $ 295,000 |
| DISCOVER BANK 12 READS WAY GREENWOOD, DE 19720 |
* | $ 112,384,202,000 | 1 | $ 195,000 |
| KIRKWOOD BANK & TRUST CO. 2911 N 14TH STREET BISMARCK, ND 58503 |
* | $ 246,223,000 | 1 | $ 195,000 |
| TCF NATIONAL BANK 2508 LOUISE AVE S (PCC-2E-L) SIOUX FALLS, SD 57106 |
* | $ 46,627,366,000 | 1 | $ 175,000 |
| FIRST INTERNATIONAL BANK & TRUST 1600 S BDWAY WATFORD CITY, ND 58701 |
* | $ 3,466,051,000 | 1 | $ 105,000 |
| BRAVERA BANK 140 1ST AVENUE WEST DICKINSON, ND 58601 |
* | $ 1,671,850,000 | 1 | $ 255,000 |
| STIFEL BANK AND TRUST 501 N BROADWAY SAINT LOUIS, MO 63141 |
* | $ 14,144,676,000 | 1 | $ 205,000 |
| GUARANTEED RATE, INC. 3940 NORTH RAVENSWOOD AVE WILMINGTON, DE 60613 |
* | $ -1,000 | 1 | $ 145,000 |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. 5160 TENNYSON PKWY STE 1000 AUSTIN, TX 75024 |
* | $ -1,000 | 1 | $ 125,000 |
| SECURITY FIRST BANK OF NORTH DAKOTA P.O. BOX 397, 700 ASH AVENUE NEW SALEM, ND 58563 |
* | $ 185,281,000 | 1 | $ 35,000 |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 3701 ARCO CORPORATE DR., SUITE 200 SACRAMENTO, PA 28273 |
* | $ -1,000 | 1 | $ 175,000 |
| CALIBER HOME LOANS, INC. 1525 S. BELTLINE ROAD WILMINGTON, DE 75019 |
* | $ -1,000 | 1 | $ 305,000 |
| BANKWEST, INC. 420 S. PIERRE STREET, PO BOX 998 PIERRE, SD 57501 |
* | $ 1,205,032,000 | 1 | $ 105,000 |
| PENNYMAC LOAN SERVICES, LLC 3043 TOWNSGATE ROAD WILMINGTON, DE 91361 |
* | $ -1,000 | 1 | $ 125,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2020, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Mortgage Loan Application Detail Totals for Kidder County ND in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 33 | $6,095,000 | $184,000 | $425,000 | $133,000 | $466,000 |
| Home Purchase | 27 | $4,515,000 | $167,000 | $415,000 | $104,000 | $500,000 |
| Cash-out Refinancing | 7 | $955,000 | $136,000 | $225,000 | $96,000 | $127,000 |
| Home Improvement | 3 | $205,000 | $68,000 | $115,000 | $51,000 | $86,000 |
| Other Purpose | 2 | $350,000 | $175,000 | $205,000 | $159,000 | $201,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 61 | $10,055,000 | $164,000 | $425,000 | $113,000 | $500,000 |
| Not applicable | 6 | $1,260,000 | $210,000 | $405,000 | $155,000 | $187,000 |
| Not Provided | 5 | $805,000 | $161,000 | $205,000 | $129,000 | $261,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
| Hispanic | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 64 | $11,030,000 | $172,000 | $425,000 | $120,000 | $500,000 |
| VA-guaranteed (Veterans Administration) | 4 | $600,000 | $150,000 | $225,000 | $68,000 | $101,000 |
| FHA-insured (Federal Housing Administration) | 2 | $300,000 | $150,000 | $155,000 | $76,000 | $76,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $190,000 | $95,000 | $115,000 | $59,000 | $75,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 44 | $7,210,000 | $163,000 | $425,000 | $107,000 | $466,000 |
| Application Withdrawn By Applicant | 9 | $1,695,000 | $188,000 | $415,000 | $169,000 | $500,000 |
| Application Denied By Financial Institution | 8 | $1,090,000 | $136,000 | $205,000 | $121,000 | $201,000 |
| Loan Purchased By The Institution | 8 | $1,700,000 | $212,000 | $405,000 | $118,000 | $187,000 |
| File Closed For Incompleteness | 2 | $270,000 | $135,000 | $225,000 | $48,000 | $48,000 |
| Application Approved But Not Accepted | 1 | $155,000 | $155,000 | $155,000 | $46,000 | $46,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 55 | $9,445,000 | $171,000 | $425,000 | $109,000 | $500,000 |
| Debt-To-Income Ratio | 11 | $1,655,000 | $150,000 | $295,000 | $131,000 | $466,000 |
| Collateral | 3 | $545,000 | $181,000 | $205,000 | $165,000 | $201,000 |
| Credit Application Incomplete | 1 | $175,000 | $175,000 | $175,000 | $201,000 | $201,000 |
| Credit History | 1 | $115,000 | $115,000 | $115,000 | $46,000 | $46,000 |
| Other | 1 | $185,000 | $185,000 | $185,000 | $101,000 | $101,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.