Kingfisher County, OK Mortgage Lenders & HMDA Data, 2012

In 2012, lenders reported 747 mortgage applications in Kingfisher County, OK totaling $82.8 million, up 12% from 2011. The average application was for $110,000, and applicants reported an average income of $68,000. 50% of applications resulted in an originated loan and 18% were denied. The most active lender was Bancfirst, with 78 applications, followed by JPMorgan Chase Bank, NA and Interbank.

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Total Number of Mortgage Applications 747
Total Mortgage Loan Application Amount $82,813,000
Average Mortgage Loan Application Amount $110,000
Highest Mortgage Loan Application Amount $863,000
Average Applicant Income $68,000
Highest Applicant Income $978,000

Mortgage Company List for Lending in Kingfisher County, OK for 2012

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Bancfirst
101 NORTH BROADWAY AVENUE
OKLAHOMA CITY, OK 73102
* $ 5,407,792,000 78 $ 5,515,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,811,678,000,000 74 $ 8,585,000
Interbank
4921 NORTH MAY AVENUE
OKLAHOMA CITY, OK 73112
* $ 1,842,680,000 60 $ 6,004,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,161,490,000,000 59 $ 8,349,000
American Southwest Mortgage Corp.
5900 MOSTELLER DRIVE SUITE 10
OKLAHOMA CITY, OK 73112
* $ 143,000,000 39 $ 4,895,000
Nbc Oklahoma
13401 N PENN
OKC, OK 73120
* $ 483,069,000 36 $ 3,030,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ 25,359,999,000 33 $ 3,764,000
Mortgage Clearing Corporation
5612 S LEWIS
TULSA, OK 74105
* $ 10,000,000 30 $ 4,552,000
First Mortgage Company, L.L.C.
6701 NORTH BROADWAY, SUITE 400
OKLAHOMA CITY, OK 73116
* $ 28,000,000 29 $ 5,212,000
Tinker Federal Credit Union
4140 W I-40
OKLAHOMA CITY, OK 73108
* $ 2,647,148,000 28 $ 1,103,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 330,470,810,000 27 $ 3,380,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 25 $ 1,584,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 22 $ 1,605,000
Susser Bank
500 HARWOOD ROAD
BEDFORD, TX 76021
* $ 227,903,000 11 $ 1,760,000
Republic Bank & Trust
401 W. MAIN
NORMAN, OK 73069
* $ 413,191,000 10 $ 1,683,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,288,658,000,000 9 $ 570,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,459,157,302,000 9 $ 998,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 9 $ 887,000
F&M Bank
17100 N MAY AVE
EDMOND, OK 73012
* $ 231,586,000 7 $ 289,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 9,790,194,000 7 $ 655,000
Arvest Mortgage Company
931 W MONROE
LOWELL, AR 72745
* $ 12,527,568,000 7 $ 1,149,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 52,181,685,000 6 $ 965,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 5 $ 375,000
Weokie Federal Credit Union
8100 W RENO
OKLAHOMA CITY, OK 73127
* $ 801,626,000 5 $ 384,000
Bank of the West
180 MONTGOMERY STREET
SAN FRANCISCO, CA 94104
* $ 62,408,304,000 5 $ 276,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 46,925,466,000 4 $ 478,000
Cornerstone Home Lending, Inc.
1177 WEST LOOP SOUTH SUITE 200
HOUSTON, TX 77027
* $ 57,509,481,000 4 $ 465,000
Cornerstone Bank
P. O. BOX 169
WATONGA, OK 73772
* $ 125,158,000 4 $ 881,000
Coppermark Bank
2700 N PORTLAND AVE
OKLAHOMA CITY, OK 73107
* $ 1,262,552,000 4 $ 169,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 3 $ 307,000
Service Finance Company, LLC
555 S FEDERAL HIGHWAY SUITE 200
BOCA RATON, FL 33432
* $ 10,000,000 3 $ 39,000
Chickasaw Community Bank
909 S MERIDIAN AVE
OKLAHOMA CITY, OK 73142
* $ 101,534,000 3 $ 335,000
Ally Bank
2101 REXFORD ROAD, SUITE 350W
CHARLOTTE, NC 28211
* $ 85,381,954,000 3 $ 342,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ 4,410,000 3 $ 654,000
Arvest Bank

TULSA, OK 74103
* $ 12,527,568,000 3 $ 24,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 3 $ 324,000
Cis Financial Services, Inc.
851 MILITARY STREET N
HAMILTON, AL 35570
* $ 14,200,000 2 $ 340,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 2 $ 340,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 2 $ 552,000
Residential Acceptance Corporation
5027 W LAUREL ST
TAMPA, FL 33607
* $ 10,000,000 2 $ 230,000
Gateway Mortgage Group, LLC
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ 10,000,000 2 $ 277,000
Nationwide Advantage Mortgage
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 2 $ 233,000
Ranlife, Inc.
9272 S. 700 E.
SANDY, UT 84070
* $ 3,304,000 2 $ 214,000
Flagstar Bank NA

TROY, MI 49098
* $ 13,623,469,000 2 $ 556,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ 10,000,000 2 $ 343,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 263,309,559,000 2 $ 200,000
Gmac Mortgage, LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 2 $ 284,000
Bank Snb, NA
608 S MAIN
STILLWATER, OK 74074
* $ 2,039,239,000 2 $ 307,000
City National Bank and Trust
PO BOX 2009
LAWTON, OK 73502
* $ 284,101,000 2 $ 229,000
First Fidelity Bank, NA
5100 N CLASSEN BLVD SUITE 500
OKLAHOMA CITY, OK 73118
* $ 1,141,933,000 2 $ 190,000
F&M Bank & Trust
1330 S. HARVARD
TULSA, OK 74104
* $ 2,013,335,000 2 $ 489,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 5,681,476,000 2 $ 296,000
True Sky Federal Credit Union
P.O. BOX 26406
OKLAHOMA CITY, OK 73126
* $ 511,358,000 2 $ 37,000
Spiritbank
1800 S BALTIMORE AVE STE 600
TULSA, OK 74119
* $ 1,250,584,000 2 $ 205,000
First United Bank and Trust Company
PO BOX 130
DURANT, OK 74702
* $ 2,060,155,000 2 $ 389,000
Oklahoma's Credit Union
PO BOX 24027
OKLAHOMA CITY, OK 73124
* $ 381,310,000 2 $ 183,000
One Reverse Mortgage, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ 39,000,000 2 $ 97,000
Texas Star Bank SSB
101 GASSAWAY
LOTT, TX 76656
* $ 75,989,000 2 $ 230,000
Envoy Mortgage, Ltd
10496 KATY FWY STE 250
HOUSTON, TX 77024
* $ 10,000,000 2 $ 171,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ 31,000,000 1 $ 220,000
American Homestar Mortgage, LLC
2450 SOUTH SHORE BLVD., SUITE 301
LEAGUE CITY, TX 77573
* $ 47,278,000 1 $ 122,000
Apex Bank
102 E MAIN ST
CAMDEN, TN 38320
* $ 207,050,000 1 $ 36,000
Advantis Credit Union
10501 SE MAIN ST
OREGON CITY, OR 97222
* $ 864,530,000 1 $ 48,000
Advancial Federal Credit Union
1845 WOODALL RODGERS FWY, SUITE 1300
DALLAS, TX 75231
* $ 987,157,000 1 $ 40,000
Communication Federal Credit Union
4141 NW EXPRESSWAY, SUITE 200
OKLAHOMA CITY, OK 73116
* $ 829,435,000 1 $ 10,000
Bank of Commerce
P.O. BOX 851520
YUKON, OK 73085
* $ 174,446,000 1 $ 181,000
Shelter Financial Bank
1817 W. BROADWAY
COLUMBIA, MO 65218
* $ 172,261,000 1 $ 195,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 114,540,379,000 1 $ 114,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 1,283,070,000 1 $ 133,000
Liberty Federal Savings Bank
401 W BROADWAY AVE
ENID, OK 73701
* $ 126,030,000 1 $ 56,000
Great Southern Bank
218 S GLENSTONE AVE
SPRINGFIELD, MO 65802
* $ 3,788,680,000 1 $ 57,000
Valliance Bank
1601 NORTHWEST EXPRESSWAY
OKLAHOMA CITY, OK 73118
* $ 196,236,000 1 $ 244,000
First Oklahoma Mortgage, LLC
100 S RIVERFRONT DR
JENKS, OK 74037
* $ 216,488,000 1 $ 125,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 168,867,640,000 1 $ 221,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 14,736,579,000 1 $ 25,000
Securitynational Mortgage Company
5300 SOUTH 360 WEST
SALT LAKE CITY, UT 84123
* $ 10,000,000 1 $ 265,000
American Equity Mortgage, Inc.
11933 WESTLINE INDUSTRIAL DRIVE
SAINT LOUIS, MO 63146
* $ 10,000,000 1 $ 200,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 1 $ 135,000
SWBC Mortgage Corporation
9311 SAN PEDRO AVENUE STE 100
SAN ANTONIO, TX 78216
* $ 502,411,000 1 $ 178,000
Highlands Residential Mortgage, Ltd.
950 W BETHANY DR STE 800
ALLEN, TX 75013
* $ 40,000,000 1 $ 71,000
Countryplace Mortgage, Ltd.

PLANO, TX 75024
* $ 10,000,000 1 $ 118,000
Ntfn, Inc.
700 STATE HIGHWAY 121, SUITE 100
PLANO, TX 75067
* $ 10,000,000 1 $ 287,000
First American Mortgage, Inc.
1501 S. RANCHWOOD BLVD.
YUKON, OK 73099
* $ 1,749,000 1 $ 64,000
Home Loan Center, Inc.
11115 RUSHMORE DRIVE
CHARLOTTE, NC 28277
* $ 10,000,000 1 $ 76,000
Gfs Capital
6499 HAVENWOOD CIRCLE
HUNTINGTON BEACH, CA 92648
* $ 10,000,000 1 $ 91,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 1 $ 194,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 1 $ 252,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ 10,000,000 1 $ 190,000

The tables below break down 2012 mortgage applications in Kingfisher County, OK by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Kingfisher County, OK in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 343 $40,311,000 $117,000 $863,000 $60,000 $978,000
Refinancing 316 $40,372,000 $127,000 $466,000 $73,000 $583,000
Home Improvement 88 $2,130,000 $24,000 $161,000 $79,000 $724,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 553 $64,051,000 $115,000 $416,000 $76,000 $978,000
Hispanic 89 $7,914,000 $88,000 $287,000 $53,000 $143,000
Not applicable 49 $6,622,000 $135,000 $863,000 $16,000 $145,000
Not Provided 39 $2,824,000 $72,000 $466,000 $58,000 $192,000
American Indian or Alaskan Native 13 $1,154,000 $88,000 $145,000 $47,000 $89,000
Black or African American 4 $248,000 $62,000 $88,000 $53,000 $100,000
Asian 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 504 $52,471,000 $104,000 $863,000 $77,000 $978,000
FHA-insured (Federal Housing Administration) 125 $16,030,000 $128,000 $273,000 $50,000 $195,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 106 $11,635,000 $109,000 $214,000 $40,000 $81,000
VA-guaranteed (Veterans Administration) 12 $2,677,000 $223,000 $466,000 $83,000 $152,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 370 $39,632,000 $107,000 $863,000 $74,000 $978,000
Loan Purchased By The Institution 163 $22,598,000 $138,000 $416,000 $58,000 $583,000
Application Denied By Financial Institution 136 $12,645,000 $92,000 $396,000 $66,000 $724,000
Application Approved But Not Accepted 42 $3,945,000 $93,000 $398,000 $58,000 $182,000
Application Withdrawn By Applicant 31 $3,681,000 $118,000 $275,000 $64,000 $195,000
File Closed For Incompleteness 5 $312,000 $62,000 $93,000 $52,000 $75,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 32 $2,592,000 $81,000 $200,000 $73,000 $724,000
Debt-To-Income Ratio 16 $1,331,000 $83,000 $396,000 $61,000 $170,000
Credit Application Incomplete 10 $1,441,000 $144,000 $245,000 $98,000 $152,000
Collateral 5 $447,000 $89,000 $225,000 $58,000 $116,000
Unverifiable Information 5 $434,000 $86,000 $167,000 $56,000 $120,000
Other 3 $313,000 $104,000 $113,000 $63,000 $91,000
Employment History 3 $233,000 $77,000 $112,000 $52,000 $75,000
Insufficient Cash (Downpayment, Closing Cost) 2 $257,000 $128,000 $162,000 $39,000 $78,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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