Kleberg County, TX Mortgage Lenders & HMDA Data, 2020

In 2020, lenders reported 975 mortgage applications in Kleberg County, TX totaling $162.4 million, up 37% from 2019. The average application was for $166,000, and applicants reported an average income of $96,000. 46% of applications resulted in an originated loan and 13% were denied. The most active lender was Guild Mortgage Company, with 97 applications, followed by US Bank, N.A. and 21st Mortgage.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 975
Total Mortgage Loan Application Amount $162,395,000
Average Mortgage Loan Application Amount $166,000
Highest Mortgage Loan Application Amount $6,055,000
Average Applicant Income $96,000
Highest Applicant Income $1,120,000

Mortgage Company List for Lending in Kleberg County, TX for 2020

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ -1,000 97 $ 13,855,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 486,004,220,000 54 $ 8,390,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 53 $ 6,125,000
Rally Credit Union
2814 RODD FIELD
CORPUS CHRISTI, TX 78414
* $ 3,264,304,000 52 $ 6,620,000
First Community Bank
416 N WATER ST
CORPUS CHRISTI, TX 78401
* $ 428,897,000 41 $ 7,785,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,712,919,000,000 37 $ 4,755,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 111,986,078,000 34 $ 6,590,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 32 $ 5,740,000
Kleberg Bank N.A.
100 E KLEBERG AVE
KINGSVILLE, TX 78363
* $ 572,436,000 30 $ 5,380,000
Prosperity Bank
1301 N MECHANIC ST
EL CAMPO, TX 77437
* $ 32,184,416,000 20 $ 3,830,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 18 $ 1,440,000
Amcap Mortgage, Ltd.
9999 BELLAIRE BLVD., SUITE 700
AUSTIN, TX 77036
* $ -1,000 17 $ 2,615,000
BBVA USA
15 SOUTH 20TH ST
BIRMINGHAM, AL 35233
* $ 92,657,948,000 15 $ 1,895,000
Security Service
15000 W INTERSTATE 10 BLDG 4
SAN ANTONIO, TX 78249
* $ 9,823,931,000 15 $ 2,205,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 15 $ 2,715,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 88,826,789,000 14 $ 2,670,000
First National Bank Texas
507 N. GRAY ST.
KILLEEN, TX 76541
* $ 2,179,218,000 12 $ 1,670,000
Gateway First Bank
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ 1,498,327,000 12 $ 1,960,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ -1,000 11 $ 2,065,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 11 $ 1,615,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 10 $ 1,700,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 10 $ 1,770,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,337,646,000,000 9 $ 905,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ -1,000 9 $ 645,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 22,986,309,000 9 $ 875,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ -1,000 9 $ 1,455,000
United Built Homes, LLC
8500 LINE AVE
SHREVEPORT, LA 71106
* $ -1,000 8 $ 1,760,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 8 $ 1,860,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 8 $ 1,670,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,852,983,000,000 8 $ 650,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ -1,000 8 $ 1,660,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 7 $ 1,275,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ -1,000 6 $ 520,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ -1,000 6 $ 1,080,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ -1,000 6 $ 950,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 5 $ 865,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ -1,000 5 $ 605,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ -1,000 5 $ 515,000
Willow Bend Mortgage Company, LLC
5800 W PLANO PKWY STE 105
PLANO, TX 75093
* $ -1,000 5 $ 715,000
Randolph-Brooks Federal Credit Union
PO BOX 2097
UNIVERSAL CITY, TX 78148
* $ 9,675,518,000 5 $ 905,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ -1,000 5 $ 835,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ -1,000 5 $ 845,000
American Homestar Mortgage, LLC
2450 SOUTH SHORE BLVD., SUITE 301
LEAGUE CITY, TX 77573
* $ -1,000 4 $ 750,000
Lone Star National Bank
206 WEST FERGUSON
PHARR, TX 78577
* $ 2,418,865,000 4 $ 660,000
Lendingone LLC
901 YAMATO RD #150
BOCA RATON, FL 33431
* $ -1,000 4 $ 170,000
Thrive Mortgage, LLC
4819 WILLIAMS DRIVE
CARROLLTON, TX 78633
* $ -1,000 4 $ 870,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 112,384,202,000 4 $ 240,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 4 $ 670,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 1,065,955,000 4 $ 600,000
International Bank of Commerce
1200 SAN BERNARDO AVE.
LAREDO, TX 78040
* $ 8,724,864,000 3 $ 665,000
Susser Bank
500 HARWOOD ROAD
BEDFORD, TX 76021
* $ 973,107,000 3 $ 365,000
First National Bank of America
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ 2,488,033,000 3 $ 135,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ -1,000 3 $ 425,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 3 $ 125,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ -1,000 3 $ 535,000
American Advisors Group
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ -1,000 3 $ 155,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ -1,000 3 $ 425,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ -1,000 3 $ 325,000
Countryplace Mortgage, Ltd.

PLANO, TX 75024
* $ -1,000 3 $ 275,000
Tdecu
2000 POST OAK BLVD. STE. 2100
HOUSTON, TX 77056
* $ 3,609,985,000 3 $ 615,000
Hometown Lenders, Inc.
310 THE BRIDGE STREET, 4TH FLOOR SUITE A
HUNTSVILLE, AL 35806
* $ -1,000 2 $ 350,000
Academy Mortgage Corporation
339 WEST 13490 SOUTH
SALT LAKE CITY, UT 84020
* $ -1,000 2 $ 610,000
Leaderone Financial Corp.
7500 COLLEGE BLVD SUITE 1150
OVERLAND PARK, KS 66210
* $ -1,000 2 $ 410,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ -1,000 2 $ 570,000
Network Capital Funding Corporation
7700 IRVINE CENTER DRIVE #300
IRVINE, CA 92618
* $ -1,000 2 $ 250,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 2,445,435,000 2 $ 590,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 24,774,361,000 2 $ 330,000
Goodleap, LLC
8781 SIERRA COLLEGE BLVD
ROSEVILLE, CA 95661
* $ -1,000 2 $ 220,000
Nations Reliable Lending, LLC

HOUSTON, TX 77057
* $ -1,000 2 $ 370,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 2 $ 230,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 2 $ 280,000
Rbc Bank (Georgia), N.A.

RALEIGH, NC 27607
* $ 4,528,719,000 2 $ 200,000
Nexbank
2515 MCKINNEY AVENUE, SUITE 1100
DALLAS, TX 75201
* $ 9,767,997,000 2 $ 410,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ -1,000 2 $ 320,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ -1,000 2 $ 390,000
Jsc FCU
PO BOX 58346
HOUSTON, TX 77258
* $ 2,248,027,000 2 $ 230,000
Homexpress Mortgage Corp.
1936 E DEERE AVE SUITE 200
SANTA ANA, CA 92705
* $ -1,000 2 $ 230,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 833,228,000 2 $ 390,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 3,210,474,000 2 $ 200,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 604,528,000 2 $ 530,000
NFM, Inc
1190 WINTERSON ROAD, SUITE 300
LINTHICUM, MD 21090
* $ -1,000 2 $ 410,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ -1,000 2 $ 310,000
Flagstar Bank NA

TROY, MI 49098
* $ 23,234,514,000 2 $ 200,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ -1,000 2 $ 510,000
Armed Forces Bank, N.A.
320 KANSAS AVENUE
FORT LEAVENWORTH, KS 66027
* $ 1,074,320,000 2 $ 290,000
Extraco Banks, NA
18 SOUTH MAIN STREET
TEMPLE, TX 76502
* $ 1,525,058,000 2 $ 160,000
Southwest Stage Funding LLC
2290 E YEAGER DR SUITE 250
CHANDLER, AZ 85286
* $ -1,000 1 $ 125,000
Rb Mortgage LLC
ONE RANDOLPH BROOKS PARKWAY
LIVE OAK, TX 78233
* $ -1,000 1 $ 225,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 1 $ 205,000
Directions Equity, LLC
2915 W BITTERS RD #102
SAN ANTONIO, TX 78248
* $ -1,000 1 $ 295,000
Peoples Mortgage Company
2055 E CENTENNIAL CIRCLE
TEMPE, AZ 85284
* $ -1,000 1 $ 145,000
Coastlife Credit Union
6810 SARATOGA BLVD
CORPUS CHRISTI, TX 78414
* $ 354,361,000 1 $ 225,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ -1,000 1 $ 305,000
Farm Credit Mid-America, Aca
1601 UPS DRIVE
LOUISVILLE, KY 40299
* $ -1,000 1 $ 475,000
H-E-B Federal Credit Union
4630 N LOOP 1604 W, SUITE 101
SAN ANTONIO, TX 78278
* $ 182,271,000 1 $ 45,000
A+ Federal Credit Union
6420 US HWY 290 EAST
AUSTIN, TX 78723
* $ 1,710,266,000 1 $ 75,000
Weststar Mortgage Corporation
6363 NORTH STATE HIGHWAY 161
ALBUQUERQUE, NM 87113
* $ -1,000 1 $ 135,000
Magnolia Bank
PO BOX 188
HODGENVILLE, KY 42748
* $ 313,272,000 1 $ 215,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ -1,000 1 $ 175,000
Aspire Financial, Inc.
4100 ALPHA ROAD SUITE 400
DALLAS, TX 75244
* $ -1,000 1 $ 75,000
Cornerstone Home Lending, Inc.
1177 WEST LOOP SOUTH SUITE 200
HOUSTON, TX 77027
* $ -1,000 1 $ 315,000
Chickasaw Community Bank
909 S MERIDIAN AVE
OKLAHOMA CITY, OK 73142
* $ 198,963,000 1 $ 145,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 1 $ 135,000
Peoples Bank
PO BOX 7
MENDENHALL, MS 39114
* $ 309,299,000 1 $ 75,000
Angel Oak Mortgage Solutions LLC
980 HAMMOND DRIVE, SUITE 850
ATLANTA, GA 30328
* $ -1,000 1 $ 75,000
Texas First Bank
3232 PALMER HWY
TEXAS CITY, TX 77590
* $ 1,472,498,000 1 $ 75,000
Paramount Bank
90 VILLAGE SQUARE SHOPPING CENTER
HAZELWOOD, MO 63042
* $ 104,250,000 1 $ 175,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 165,742,416,000 1 $ 435,000
Berkeley Point Capital LLC

BOSTON, MA 02110
* $ -1,000 1 $ 6,055,000
Northpointe Bank
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 2,186,056,000 1 $ 355,000
Interlinc Mortgage Services, LLC
10613 W. SAM HOUSTON PKWY N. SUITE 200
HOUSTON, TX 77086
* $ -1,000 1 $ 45,000
Texas Capital Bank, National Association
2000 MCKINNEY AVE SUITE 700
DALLAS, TX 75201
* $ 32,529,274,000 1 $ 155,000
Mortgage Solutions of Colorado
7450 CAMPUS DRIVE SUITE 200
COLORADO SPRINGS, CO 80920
* $ -1,000 1 $ 335,000
Homestead Funding Corp.
8 AIRLINE DRIVE
ALBANY, NY 12205
* $ -1,000 1 $ 215,000
Intercontinental Capital Group, Inc
50 JERICHO QUADRANGLE, SUITE 210
JERICHO, NY 11753
* $ -1,000 1 $ 175,000
Sage Home Loans Corporation
1423 RED VENTURES DRIVE SUITE 201
FORT MILL, SC 29707
* $ -1,000 1 $ 125,000
Nations Direct Mortgage, LLC
2475 VILLAGE VIEW DRIVE SUITE 100
HENDERSON, NV 89074
* $ -1,000 1 $ 115,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ -1,000 1 $ 55,000
Mega Capital Funding, Inc.
5000 N PARKWAY CALABASAS
SUITE 100, CA 91302
* $ -1,000 1 $ 155,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ -1,000 1 $ 155,000
Focusone Mortgage, LLC
9601 JONES RD STE 108
HOUSTON, TX 77065
* $ -1,000 1 $ 95,000
Legend Lending Corporation
17047 EL CAMINO REAL, SUITE 150
HOUSTON, TX 77058
* $ -1,000 1 $ 285,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ -1,000 1 $ 125,000
Greystone Servicing Corporation, Inc.

MEMPHIS, TN 38120
* $ -1,000 1 $ 5,765,000
Northeast Bank
500 CANAL ST
LEWISTON, ME 04240
* $ 1,208,005,000 1 $ 655,000
Roundpoint Mortgage Servicing LLC
446 WRENPLACE ROAD
FORT MILL, SC 29715
* $ -1,000 1 $ 105,000
Greystone Servicing Corporation, Inc.

MEMPHIS, TN 38120
* $ -1,000 1 $ 5,765,000
Vantage Bank Texas
45 NE LOOP 410 STE 500
SAN ANTONIO, TX 78216
* $ 2,173,744,000 1 $ 225,000
Change Lending
175 N. RIVERVIEW DRIVE SUITE C
ANAHEIM, CA 92808
* $ -1,000 1 $ 245,000
American Bank, N.A.
P O BOX 6469
CORPUS CHRISTI, TX 78466
* $ 1,572,538,000 1 $ 145,000
First Savings Bank
501 E. LEWIS & CLARK PARKWAY
JEFFERSONVILLE, IN 47130
* $ 1,289,704,000 1 $ 245,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 461,256,000,000 1 $ 95,000
Sfmc, LP
5408 W PLANO PKWY
PLANO, TX 75093
* $ -1,000 1 $ 125,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ -1,000 1 $ 95,000
Ark-La-Tex Financial Services LLC
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ -1,000 1 $ 155,000
Goldwater Bank, N.A.
2525 EAST CAMELBACK ROAD SUITE 1100
PHOENIX, AZ 85016
* $ 187,526,000 1 $ 135,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ -1,000 1 $ 255,000
Mortgage Financial Services
10922 COURSEY BLVD. BLDG. B
BATON ROUGE, LA 70816
* $ -1,000 1 $ 255,000
First National Bank in Port Lavaca
PO DRAWER 7
PORT LAVACA, TX 77979
* $ 334,939,000 1 $ 55,000
Citizens State Bank
PO BOX 518
SOMERVILLE, TX 77879
* $ 653,894,000 1 $ 325,000
Premia Mortgage, LLC

CHICAGO, IL 60613
* $ -1,000 1 $ 145,000
SWBC Mortgage Corporation
9311 SAN PEDRO AVENUE STE 100
SAN ANTONIO, TX 78216
* $ -1,000 1 $ 175,000
Clearpath Lending
15615 ALTON PARKWAY SUITE 300
IRVINE, CA 92618
* $ -1,000 1 $ 235,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ -1,000 1 $ 75,000
First United Bank and Trust Company
PO BOX 130
DURANT, OK 74702
* $ 8,090,901,000 1 $ 165,000
Securitynational Mortgage Company
5300 SOUTH 360 WEST
SALT LAKE CITY, UT 84123
* $ -1,000 1 $ 65,000
Ladera Lending, Inc.
555 CORPORATE DRIVE SUITE 215
LADERA RANCH, CA 92694
* $ -1,000 1 $ 155,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 41,950,721,000 1 $ 35,000

The tables below break down 2020 mortgage applications in Kleberg County, TX by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Kleberg County, TX in 2020

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 550 $92,470,000 $168,000 $6,055,000 $89,000 $690,000
Refinancing 295 $55,755,000 $189,000 $5,765,000 $117,000 $1,120,000
Cash-out Refinancing 62 $8,260,000 $133,000 $325,000 $98,000 $268,000
Not Applicable 40 $4,160,000 $104,000 $655,000 $0 $0
Other Purpose 16 $1,020,000 $63,000 $165,000 $65,000 $241,000
Home Improvement 12 $730,000 $60,000 $215,000 $79,000 $124,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Hispanic 454 $66,950,000 $147,000 $515,000 $94,000 $1,120,000
White 290 $47,790,000 $164,000 $485,000 $98,000 $496,000
Not applicable 121 $29,175,000 $241,000 $6,055,000 $74,000 $161,000
Not Provided 81 $13,795,000 $170,000 $385,000 $106,000 $826,000
Black or African American 12 $2,210,000 $184,000 $245,000 $65,000 $114,000
Asian 10 $1,610,000 $161,000 $295,000 $110,000 $168,000
American Indian or Alaskan Native 4 $490,000 $122,000 $165,000 $105,000 $192,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 578 $88,220,000 $152,000 $6,055,000 $102,000 $1,120,000
FHA-insured (Federal Housing Administration) 208 $33,670,000 $161,000 $5,765,000 $72,000 $558,000
VA-guaranteed (Veterans Administration) 187 $40,305,000 $215,000 $515,000 $98,000 $357,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 2 $200,000 $100,000 $125,000 $54,000 $54,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 453 $80,195,000 $177,000 $5,765,000 $94,000 $690,000
Loan Purchased By The Institution 146 $20,450,000 $140,000 $655,000 $81,000 $351,000
Application Withdrawn By Applicant 144 $29,970,000 $208,000 $6,055,000 $112,000 $558,000
Application Denied By Financial Institution 130 $16,980,000 $130,000 $335,000 $95,000 $1,120,000
File Closed For Incompleteness 61 $8,865,000 $145,000 $385,000 $92,000 $257,000
Application Approved But Not Accepted 39 $5,675,000 $145,000 $355,000 $83,000 $224,000
Preapproval Approved but not Accepted 2 $260,000 $130,000 $175,000 $123,000 $165,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 802 $136,860,000 $170,000 $6,055,000 $96,000 $690,000
Debt-To-Income Ratio 93 $15,115,000 $162,000 $655,000 $80,000 $376,000
Credit History 36 $4,690,000 $130,000 $335,000 $152,000 $1,120,000
Credit Application Incomplete 15 $2,265,000 $151,000 $335,000 $148,000 $313,000
Collateral 12 $1,260,000 $105,000 $205,000 $73,000 $155,000
Other 8 $1,070,000 $133,000 $225,000 $66,000 $182,000
Insufficient Cash (Downpayment, Closing Cost) 5 $685,000 $137,000 $175,000 $90,000 $115,000
Employment History 4 $450,000 $112,000 $145,000 $40,000 $74,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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