Lake of the Woods County MN
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009
Unlock detailed Lake of the Woods County MN mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market
activity and lending patterns in this area and throughout the US.
Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics
for all lenders based in Minnesota.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed
about local mortgage trends and lending activity.
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 115 |
| Total Mortgage Loan Application Amount | $15,334,000 |
| Average Mortgage Loan Application Amount | $133,000 |
| Highest Mortgage Loan Application Amount | $1,800,000 |
| Average Applicant Income | $69,000 |
| Highest Applicant Income | $312,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| WELLS FARGO BANK, NA 1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042 DES MOINES, IA 50328 |
* | $ 538,958,000,000 | 34 | $ 5,757,000 |
| US BANK, N.A. 777 EAST WISCONSIN AVE MILWAUKEE, WI 53202 |
* | $ 261,775,591,000 | 10 | $ 1,221,000 |
| CITIBANK, N.A. 601 LEXINGTON AVENUE, 20TH FLOOR NEW YORK, NY 10022 |
* | $ 1,227,040,000,000 | 5 | $ 271,000 |
| BANK OF AMERICA, N.A. 4500 PARK GRANADA CALABASAS, CA 91302 |
* | $ 1,471,631,047,000 | 5 | $ 672,000 |
| CITIMORTGAGE, INC 601 LEXINGTON AVENUE, 20TH FLOOR NEW YORK, NY 10022 |
* | $ 1,019,497,000,000 | 4 | $ 476,000 |
| ALLY BANK F/K/A/ GMAC BANK 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 32,882,574,000 | 4 | $ 501,000 |
| EMBRACE HOME LOANS, INC. 25 ENTERPRISE CENTER MIDDLETOWN, RI 02842 |
* | $ 10,000,000 | 4 | $ 420,000 |
| NEW DAY FINANCIAL, LLC 8160 MAPLE LAWN BLVD. DOVER, DE 20759 |
* | $ 4,088,336,000 | 4 | $ 464,000 |
| JPMORGAN CHASE BANK, NA 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 1,746,242,000,000 | 3 | $ 299,000 |
| USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 32,584,979,000 | 3 | $ 353,000 |
| COUNTRYWIDE BANK FSB 30930 RUSSELL RANCH ROAD MS CA6-916-02-0 WESTLAKE VILLAGE, CA 91362 |
* | $ 117,978,966,000 | 3 | $ 585,000 |
| AFFINITY PLUS 175 WEST LAFAYETTE FRONTAGE ROAD SAINT PAUL, MN 55107 |
* | $ 1,330,928,000 | 2 | $ 363,000 |
| SENTRY BANK 400 4TH AVE NE ST JOSEPH, MN 56374 |
* | $ 120,496,000 | 2 | $ 180,000 |
| SUMMIT MORTGAGE CORPORATION 13355 10TH AVE N, #100 PLYMOUTH, MN 55441 |
* | $ 10,000,000 | 2 | $ 352,000 |
| GMAC MORTGAGE LLC 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 31,000,000 | 2 | $ 347,000 |
| QR LENDING INC 555 ZOR SHRINE PLACE MADISON, WI 53719 |
* | $ 1,093,327,000 | 2 | $ 182,000 |
| BENEFICIAL COMPANY LLC 26525 NORTH RIVERWOODS BLVD. METTAWA, IL 60045 |
* | $ 4,017,643,000 | 2 | $ 155,000 |
| ALERUS FINANCIAL, NATIONAL ASSOCIATION PO BOX 6001 GRAND FORKS, ND 58206 |
* | $ 756,324,000 | 2 | $ 321,000 |
| FIRST NATIONAL BANK OF AMERICA 241 EAST SAGINAW EAST LANSING, MI 48823 |
* | $ 409,625,000 | 2 | $ 28,000 |
| METLIFE BANK, N.A. 334 MADISON AVENUE CONVENT STATION, NJ 07961 |
* | $ 10,273,647,000 | 2 | $ 461,000 |
| BANK OF TEXAS, NA PO BOX 2300 TULSA, OK 74102 |
* | $ 4,280,804,000 | 1 | $ 326,000 |
| AMERICAN NATIONAL BANK OF MINNESOTA 1920 SOUTH SIXTH STREET BAXTER, MN 56401 |
* | $ 283,986,000 | 1 | $ 41,000 |
| BREMER BANK NA (FARGO) 1444 45TH ST SW FARGO, ND 58103 |
* | $ 1,499,798,000 | 1 | $ 144,000 |
| ASSOCIATED BANK, N.A. 200 N ADAMS ST GREEN BAY, WI 54301 |
* | $ 23,843,152,000 | 1 | $ 190,000 |
| CITIFINANCIAL SERVICES INC 300 ST PAUL PLACE BALTIMORE, MD 21202 |
* | $ 1,494,037,000,000 | 1 | $ 11,000 |
| AMERICAN BANK OF THE NORTH 117 CENTRAL AVENUE NASHWAUK, MN 55769 |
* | $ 631,242,000 | 1 | $ 10,000 |
| VISIONBANK 3000 25TH STREET SOUTH FARGO, ND 58103 |
* | $ 133,464,000 | 1 | $ 110,000 |
| RIVERWOOD BANK 14091 BAXTER DR #117 BAXTER, MN 56425 |
* | $ 183,832,000 | 1 | $ 216,000 |
| QUEEN CITY FEDERAL SAVINGS BAN 501 CHESTNUT STREET VIRGINIA, MN 55792 |
* | $ 187,362,000 | 1 | $ 99,000 |
| PHH MORTGAGE CORPORATION 1 MORTGAGE WAY MOUNT LAUREL, NJ 08054 |
* | $ 31,000,000 | 1 | $ 105,000 |
| FREEDOM MORTGAGE CORP. 10500 KINCAID DR. STE. 300 FISHERS, IN 46037 |
* | $ 10,000,000 | 1 | $ 131,000 |
| CHOICE FINANCIAL GROUP 4501 23RD AVE S FARGO, ND 58104 |
* | $ 544,600,000 | 1 | $ 43,000 |
| FIRST STATE BANK 423 BROADWAY BUXTON, ND 58218 |
* | $ 126,768,000 | 1 | $ 60,000 |
| MUTUAL OF OMAHA BANK 3333 FARNAM STREET OMAHA, NE 68131 |
* | $ 3,571,304,000 | 1 | $ 170,000 |
| CENTRAL MINNESOTA CU 20 S 4TH AVE E MELROSE, MN 56352 |
* | $ 500,998,000 | 1 | $ 46,000 |
| MAYO EMPLOYEES FEDERAL CREDIT UNION 130 23RD AVE SW ROCHESTER, MN 55902 |
* | $ 350,389,000 | 1 | $ 81,000 |
| LAKE STATE CREDIT UNION PO BOX 330 MOOSE LAKE, MN 55767 |
* | $ 177,532,000 | 1 | $ 24,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2009, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Mortgage Loan Application Detail Totals for Lake of the Woods County MN in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 87 | $11,313,000 | $130,000 | $402,000 | $73,000 | $312,000 |
| Home Purchase | 22 | $3,574,000 | $162,000 | $1,800,000 | $55,000 | $129,000 |
| Home Improvement | 6 | $447,000 | $74,000 | $151,000 | $59,000 | $116,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 89 | $10,857,000 | $121,000 | $402,000 | $74,000 | $312,000 |
| Not applicable | 14 | $3,095,000 | $221,000 | $1,800,000 | $37,000 | $116,000 |
| Not Provided | 10 | $1,117,000 | $111,000 | $180,000 | $59,000 | $160,000 |
| Hispanic | 2 | $265,000 | $132,000 | $190,000 | $84,000 | $86,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 87 | $11,523,000 | $132,000 | $1,800,000 | $72,000 | $312,000 |
| FHA-insured (Federal Housing Administration) | 22 | $3,043,000 | $138,000 | $276,000 | $57,000 | $160,000 |
| VA-guaranteed (Veterans Administration) | 4 | $649,000 | $162,000 | $377,000 | $65,000 | $157,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $119,000 | $59,000 | $76,000 | $36,000 | $55,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 54 | $7,075,000 | $131,000 | $402,000 | $75,000 | $312,000 |
| Application Denied By Financial Institution | 21 | $4,053,000 | $193,000 | $1,800,000 | $61,000 | $157,000 |
| Application Withdrawn By Applicant | 14 | $1,325,000 | $94,000 | $172,000 | $64,000 | $160,000 |
| Loan Purchased By The Institution | 14 | $1,670,000 | $119,000 | $207,000 | $46,000 | $116,000 |
| File Closed For Incompleteness | 7 | $493,000 | $70,000 | $101,000 | $82,000 | $200,000 |
| Application Approved But Not Accepted | 4 | $615,000 | $153,000 | $260,000 | $102,000 | $170,000 |
| Preapproval Denied by Financial Institution | 1 | $103,000 | $103,000 | $103,000 | $56,000 | $56,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 8 | $1,097,000 | $137,000 | $276,000 | $65,000 | $87,000 |
| Credit History | 3 | $60,000 | $20,000 | $32,000 | $37,000 | $60,000 |
| Other | 2 | $1,878,000 | $939,000 | $1,800,000 | $30,000 | $61,000 |
| Employment History | 1 | $119,000 | $119,000 | $119,000 | $70,000 | $70,000 |
| Credit Application Incomplete | 1 | $377,000 | $377,000 | $377,000 | $157,000 | $157,000 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.