Lawrence County, AR Mortgage Lenders & HMDA Data, 2010

In 2010, lenders reported 518 mortgage applications in Lawrence County, AR totaling $32.2 million, down 2% from 2009. The average application was for $62,000, and applicants reported an average income of $45,000. 44% of applications resulted in an originated loan and 27% were denied. The most active lender was Iberiabankfsb, with 108 applications, followed by First National Bank of Commerce and Regions Bank.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 518
Total Mortgage Loan Application Amount $32,240,000
Average Mortgage Loan Application Amount $62,000
Highest Mortgage Loan Application Amount $403,000
Average Applicant Income $45,000
Highest Applicant Income $604,000

Mortgage Company List for Lending in Lawrence County, AR for 2010

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Iberiabankfsb
5800 R STREET
LITTLE ROCK, AR 72207
* $ 1,528,983,000 108 $ 3,498,000
First National Bank of Commerce
206 W MAIN STREET
WALNUT RIDGE, AR 72476
* $ 160,220,000 62 $ 2,739,000
Regions Bank
1900 5TH AVENUE N - ALBH10903B
BIRMINGHAM, AL 35203
* $ 138,006,763,000 37 $ 2,283,000
Bank of America, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 1,465,221,449,000 36 $ 2,856,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 35 $ 2,459,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,627,684,000,000 25 $ 1,940,000
First Financial Bank
214 N WASHINGTON STREET
EL DORADO, AR 71730
* $ 636,763,000 20 $ 1,533,000
Wells Fargo Bank, NA
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 608,778,000,000 17 $ 1,520,000
Iberiabank Mortgage Company
12719 CANTRELL ROAD
LITTLE ROCK, AR 72223
* $ 499,416,000 16 $ 1,085,000
Bancorpsouth Bank
P O BOX 789
TUPELO, MS 38802
* $ 13,163,459,000 12 $ 968,000
Wells Fargo Funding, Inc
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 11 $ 671,000
Liberty Bank of Arkansas
2901 EAST HIGHLAND DRIVE
JONESBORO, AR 72401
* $ 2,546,524,000 9 $ 789,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 9 $ 789,000
Vanderbilt Mortgage
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 7 $ 403,000
Bankers Mortgage Center, Inc.
909 NORTH 18TH STREET STE 110
MONROE, LA 71201
* $ 10,000,000 7 $ 522,000
Simmons First Bank-Jonesboro
P.O. BOX 7509
JONESBORO, AR 72403
* $ 312,835,000 7 $ 355,000
First Community Bank
1325 HARRISON STREET
BATESVILLE, AR 72501
* $ 627,452,000 6 $ 191,000
First Security Bank
PO BOX 938
CONWAY, AR 72033
* $ 3,057,762,000 6 $ 323,000
US Bank, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 276,376,130,000 6 $ 393,000
Heritage Bank, NA
2009 BROWNS LANE
JONESBORO, AR 72401
* $ 276,984,000 5 $ 189,000
Integrity First Bank, National Association
502 S HICKORY ST
MOUNTAIN HOME, AR 72653
* $ 394,419,000 5 $ 228,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 5 $ 528,000
Citimortgage, Inc
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,019,497,000,000 4 $ 406,000
Everbank
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 8,059,724,000 3 $ 161,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 197,928,000 3 $ 236,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 3 $ 549,000
First Residential Mortgage
9721 ORMSBY STATION RD.
LOUISVILLE, KY 40223
* $ 10,000,000 3 $ 396,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 2,867,638,000 3 $ 150,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ 10,000,000 3 $ 847,000
Home Savings of America
35 E BROADWAY
LITTLE FALLS, MN 56345
* $ 477,531,000 2 $ 101,000
One Reverse Mortgage, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ 39,000,000 2 $ 73,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 2 $ 227,000
Unico Bank
625 VETERANS DR
MINERAL POINT, MO 63660
* $ 200,756,000 2 $ 39,000
Midfirst Bank
501 NW GRAND BLVD.
OKLAHOMA CITY, OK 73118
* $ 12,817,999,000 2 $ 92,000
State Farm Bank
1 STATE FARM PLAZA
BLOOMINGTON, IL 61710
* $ 16,157,711,000 2 $ 131,000
Mwabank
1701 1ST AVENUE
ROCK ISLAND, IL 61201
* $ 221,832,000 2 $ 90,000
Everhome Mortgage Company
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 3,027,261,000 1 $ 70,000
US Bank North Dakota
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 5,122,657,000 1 $ 66,000
Nationwide Bank
ONE NATIONWIDE PLAZA, 2-14-05
COLUMBUS, OH 43215
* $ 3,206,002,000 1 $ 20,000
Atlantic Coast Bank
505 HAINES AVENUE
WAYCROSS, GA 31501
* $ 906,535,000 1 $ 35,000
Admirals Bank Former Domestic
815 RESERVOIR AVE
CRANSTON, RI 02910
* $ 234,124,000 1 $ 10,000
First Tennessee Bank NA
165 MADISON 5TH FLOOR
MEMPHIS, TN 38103
* $ 25,841,918,000 1 $ 64,000
Simmons First National Bank
501 MAIN
PINE BLUFF, AR 71601
* $ 1,603,491,000 1 $ 58,000
Branch Banking and Trust Co
223 W NASH STREET
WILSON, NC 27893
* $ 159,675,538,000 1 $ 91,000
Ally Bank F/K/A/ Gmac Bank
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 55,302,902,000 1 $ 68,000
National Bank of Arkansas
4004 MCCAIN BLVD
NORTH LITTLE ROCK, AR 72116
* $ 198,948,000 1 $ 66,000
The Farmers & Merchants Bank
708 S MAIN ST
STUTTGART, AR 72160
* $ 572,533,000 1 $ 82,000
Iberiabank
200 W CONGRESS STREET
LAFAYETTE, LA 70501
* $ 8,114,947,000 1 $ 23,000
Southern Bancorp Bank
601 MAIN STREET
ARKADELPHIA, AR 71923
* $ 709,743,000 1 $ 38,000
Bank of Little Rock
200 N STATE STREET
LITTLE ROCK, AR 72201
* $ 192,275,000 1 $ 63,000
Green Planet Mortgage, LLC
4900 CREEKSIDE DRIVE SUITE H
CLEARWATER, FL 33760
* $ 10,000,000 1 $ 92,000
Primary Residential Mortgage
4750 W WILEY POST WAY SUITE 200
SALT LAKE CITY, UT 84116
* $ 10,000,000 1 $ 70,000
Weststar Mortgage, Inc.
3350 COMMISSION COURT
WOODBRIDGE, VA 22192
* $ 10,000,000 1 $ 49,000
Cis Financial Services, Inc.
851 MILITARY STREET N
HAMILTON, AL 35570
* $ 14,200,000 1 $ 102,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 1 $ 34,000
Franklin American Mortgage Co
501 CORPORATE CENTRE DRIVE, SUITE 400
FRANKLIN, TN 37067
* $ 10,000,000 1 $ 81,000
Eastman Credit Union
P.O. BOX 1989
KINGSPORT, TN 37662
* $ 2,294,766,000 1 $ 55,000
Affiliated Mortgage Company
1301 HUDSON LANE
MONROE, LA 71201
* $ 212,423,000 1 $ 103,000
Fidelity Bank
100 E ENGLISH
WICHITA, KS 67202
* $ 1,726,828,000 1 $ 67,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 37,922,355,000 1 $ 52,000
Arkansas Federal Credit Union
17500 CANTRELL
LITTLE ROCK, AR 72223
* $ 796,059,000 1 $ 350,000
Success Credit Union
P.O. BOX 467
BLYTHEVILLE, AR 72316
* $ 85,275,000 1 $ 160,000
Telcoe Federal Credit Union
PO BOX 34200
LITTLE ROCK, AR 72201
* $ 240,272,000 1 $ 76,000

The tables below break down 2010 mortgage applications in Lawrence County, AR by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Lawrence County, AR in 2010

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 274 $19,254,000 $70,000 $403,000 $50,000 $604,000
Home Purchase 189 $12,042,000 $63,000 $175,000 $39,000 $142,000
Home Improvement 55 $944,000 $17,000 $76,000 $45,000 $112,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 469 $28,178,000 $60,000 $403,000 $47,000 $604,000
Not Provided 32 $2,888,000 $90,000 $212,000 $39,000 $137,000
Not applicable 11 $824,000 $74,000 $160,000 $7,000 $82,000
Hispanic 3 $188,000 $62,000 $82,000 $25,000 $38,000
Black or African American 2 $93,000 $46,000 $83,000 $54,000 $75,000
American Indian or Alaskan Native 1 $69,000 $69,000 $69,000 $29,000 $29,000
Asian 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 341 $18,428,000 $54,000 $403,000 $50,000 $604,000
FHA-insured (Federal Housing Administration) 109 $8,511,000 $78,000 $255,000 $38,000 $135,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 50 $3,453,000 $69,000 $168,000 $31,000 $59,000
VA-guaranteed (Veterans Administration) 18 $1,848,000 $102,000 $188,000 $38,000 $101,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 230 $13,988,000 $60,000 $384,000 $52,000 $604,000
Application Denied By Financial Institution 140 $7,358,000 $52,000 $220,000 $39,000 $165,000
Application Withdrawn By Applicant 58 $5,118,000 $88,000 $403,000 $48,000 $198,000
Loan Purchased By The Institution 56 $3,835,000 $68,000 $212,000 $31,000 $117,000
Application Approved But Not Accepted 29 $1,460,000 $50,000 $220,000 $46,000 $165,000
File Closed For Incompleteness 5 $481,000 $96,000 $184,000 $28,000 $50,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 49 $1,876,000 $38,000 $220,000 $41,000 $165,000
Insufficient Cash (Downpayment, Closing Cost) 13 $316,000 $24,000 $130,000 $35,000 $78,000
Other 9 $192,000 $21,000 $84,000 $38,000 $74,000
Collateral 9 $752,000 $83,000 $120,000 $59,000 $112,000
Debt-To-Income Ratio 8 $594,000 $74,000 $141,000 $52,000 $107,000
Unverifiable Information 2 $128,000 $64,000 $90,000 $19,000 $25,000
Credit Application Incomplete 1 $53,000 $53,000 $53,000 $42,000 $42,000
Employment History 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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