Lawrence County SD
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020

Unlock detailed Lawrence County SD mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market activity and lending patterns in this area and throughout the US.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in South Dakota.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,299
Total Mortgage Loan Application Amount $567,345,000
Average Mortgage Loan Application Amount $246,000
Highest Mortgage Loan Application Amount $2,405,000
Average Applicant Income $133,000
Highest Applicant Income $2,290,000

Mortgage Company List for Lending in Lawrence County SD for 2020

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
FIRST INTERSTATE BANK
PO BOX 30918
BILLINGS, MT 59116
* $ 14,582,546,000 295 $ 62,425,000
BLACK HILLS FEDERAL CREDIT UNION
PO BOX 1420-225 MAIN ST
RAPID CITY, SD 57709
* $ 1,418,352,000 227 $ 52,185,000
GATEWAY FIRST BANK
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ 1,498,327,000 189 $ 53,095,000
PIONEER BANK & TRUST
125 E COLORADO BLVD STE 1A
BELLE FOURCHE, SD 57783
* $ 694,717,000 156 $ 41,580,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 486,004,220,000 128 $ 36,790,000
BLACK HILLS COMMUNITY BANK, N.A.
840 MT. RUSHMORE RD.
RAPID CITY, SD 57701
* $ 299,697,000 119 $ 34,975,000
CMG MORTGAGE, INC.
3160 CROW CANYON ROAD, SUITE 400
SACRAMENTO, CA 94583
* $ -1,000 110 $ 28,190,000
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
SIOUX FALLS, SD 27150
* $ 1,712,919,000,000 96 $ 19,590,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
MT LAUREL, NJ 46037
* $ -1,000 55 $ 13,065,000
BANKWEST, INC.
420 S. PIERRE STREET, PO BOX 998
PIERRE, SD 57501
* $ 1,205,032,000 41 $ 6,645,000
GREAT WESTERN BANK
225 S MAIN AVE
SIOUX FALLS, SD 57104
* $ 12,848,070,000 36 $ 6,170,000
CU MORTGAGE DIRECT, LLC
5010 S. SOLBERG AVENUE
SIOUX FALLS, SD 57108
* $ -1,000 35 $ 7,905,000
FIRST NATIONAL BANK
125 WEST SIOUX AVE
FT. PIERRE, SD 57501
* $ 1,330,030,000 34 $ 8,910,000
PENNYMAC LOAN SERVICES, LLC
3043 TOWNSGATE ROAD
WILMINGTON, DE 91361
* $ -1,000 33 $ 9,305,000
MERCHANTS BANK, NATIONAL ASSOCIATION
102 EAST THIRD STREET
WINONA, MN 55987
* $ 1,864,126,000 30 $ 7,930,000
LEND SMART MORTGAGE, LLC
3450 LEXINGTON AVE N
OAKDALE, MN 55126
* $ -1,000 28 $ 6,010,000
CITIZENS BANK, NATIONAL ASSOCIATION
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 165,742,416,000 26 $ 5,710,000
PLAINS COMMERCE BANK
220 MAIN ST
SIOUX FALLS, SD 57450
* $ 707,275,000 23 $ 5,725,000
LOANDEPOT.COM, LLC
26642 TOWNE CENTRE DRIVE
DOVER, DE 92610
* $ -1,000 21 $ 4,585,000
FLAGSTAR BANK, N.A.
5151 CORPORATE DRIVE
HICKSVILLE, NY 48098
* $ 23,234,514,000 20 $ 5,060,000
NEWREZ LLC
4000 CHEMICAL ROAD SUITE 200
WILMINGTON, DE 19462
* $ -1,000 18 $ 4,390,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
WILMINGTON, DE 75019
* $ -1,000 18 $ 3,930,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
DOVER, DE 20759
* $ -1,000 17 $ 4,095,000
HIGHMARK FEDERAL CREDIT UNION
725 5TH STREET
RAPID CITY, SD 57701
* $ 142,764,000 15 $ 3,235,000
FIRST DAKOTA NATIONAL BANK
225 CEDAR ST
YANKTON, SD 57078
* $ 1,776,882,000 14 $ 4,360,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
PEACHTREE CORNER, GA 30305
* $ -1,000 14 $ 3,020,000
DISCOVER BANK
12 READS WAY
GREENWOOD, DE 19720
* $ 112,384,202,000 13 $ 885,000
OPEN MORTGAGE, LLC
14101 W. HWY 290 #1300
AUSTIN, TX 78737
* $ -1,000 13 $ 3,915,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
SAINT LOUIS, MO 65203
* $ -1,000 13 $ 3,555,000
UNIFY HOME LENDING INC.
2101 MT RUSHMORE RD #300
PIERRE, SD 57701
* $ -1,000 13 $ 2,825,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,337,646,000,000 11 $ 3,435,000
LAKEVIEW LOAN SERVICING, LLC
4425 PONCE DE LEON BLVD.
WILMINGTON, DE 33146
* $ -1,000 11 $ 2,895,000
AMERIHOME MORTGAGE COMPANY, LLC
21215 BURBANK BLVD, SUITE 400
WILMINGTON, DE 91367
* $ -1,000 11 $ 2,815,000
UNITED WHOLESALE MORTGAGE, LLC
1414 EAST MAPLE ROAD
PLYMOUTH, MI 48083
* $ -1,000 10 $ 3,000,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 111,986,078,000 9 $ 1,905,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
WILMINGTON, DE 37902
* $ -1,000 9 $ 1,105,000
FIRST GUARANTY MORTGAGE CORPORATION
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ -1,000 9 $ 2,145,000
CALIBER HOME LOANS, INC.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 9 $ 2,415,000
FIRST BANK & TRUST
110 N. MINNESOTA AVE
SIOUX FALLS, SD 57104
* $ 1,024,331,000 8 $ 2,340,000
TRUIST BANK
3100 SMOKETREE CT FL 5
CHARLOTTE, NC 27604
* $ 461,256,000,000 8 $ 1,770,000
DACOTAH BANK
308 S MAIN STREET, PO BOX 1210
ABERDEEN, SD 57102
* $ 2,689,384,000 8 $ 1,880,000
CORTRUST MORTGAGE, INC.
2101 S MINNESOTA AVENUE
SIOUX FALLS, SD 57105
* $ -1,000 8 $ 2,540,000
BAY EQUITY LLC
28 LIBERTY SHIPWAY SUITE 2800
GLENDALE, CA 94965
* $ -1,000 7 $ 1,815,000
HOME POINT FINANCIAL CORPORATION
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 7 $ 1,925,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 88,826,789,000 7 $ 1,975,000
SECURITY FIRST BANK
5505 RED ROCK LANE
LINCOLN, NE 68516
* $ 1,151,009,000 7 $ 2,195,000
THE FIRST NATIONAL BANK IN SIOUX FALLS
100 S. PHILLIPS AVENUE
SIOUX FALLS, SD 57104
* $ 1,339,634,000 6 $ 2,050,000
AMERICAN FINANCING CORPORATION
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 6 $ 1,020,000
AMERICAN BANK & TRUST
120 E MAIN STREET
SIOUX FALLS, SD 57382
* $ 985,338,000 6 $ 2,800,000
BETTER MORTGAGE CORPORATION
459 BROADWAY, FLOOR 5
GLENDALE, CA 10013
* $ -1,000 6 $ 1,760,000
RELIABANK DAKOTA
211 N MAIN ST
ESTELLINE, SD 57201
* $ 471,230,000 6 $ 1,990,000
NEW AMERICAN FUNDING, LLC
14511 MYFORD ROAD, SUITE 100
DOVER, DE 92780
* $ -1,000 6 $ 1,680,000
FIRST PREMIER BANK
400 S SYCAMORE AVE, SUITE 101
SIOUX FALLS, SD 57110
* $ 2,041,578,000 6 $ 1,550,000
ALLY BANK
2101, 300 EAST REXFORD RD
SANDY, UT 28211
* $ 167,492,000,000 6 $ 1,790,000
GUARANTEED RATE, INC.
3940 NORTH RAVENSWOOD AVE
WILMINGTON, DE 60613
* $ -1,000 6 $ 1,630,000
FAIRWAY INDEPENDENT MORTGAGE CORPORATION
4801 S. BILTMORE LANE
AUSTIN, TX 53718
* $ -1,000 5 $ 695,000
VILLAGE CAPITAL & INVESTMENT LLC
2863 ST. ROSE PARKWAY
DOVER, DE 89052
* $ -1,000 5 $ 1,615,000
FLANAGAN STATE BANK
301 W FALCON HWY
FLANAGAN, IL 61740
* $ 191,043,000 5 $ 1,105,000
MUTUAL OF OMAHA MORTGAGE, INC.
3131 CAMINO DEL RIO N 190
WILMINGTON, DE 92108
* $ -1,000 5 $ 1,055,000
KELLER MORTGAGE, LLC
4725 LAKEHURST CT SUITE 400
HILLIARD, OH 43016
* $ -1,000 4 $ 1,050,000
FIRST BANK & TRUST
520 6TH STREET
BROOKINGS, SD 57006
* $ 2,069,570,000 4 $ 1,240,000
CITIZENS EQUITY FIRST
5401 W DIRKSEN PKWY
PEORIA, IL 61607
* $ 6,258,523,000 4 $ 1,300,000
THE MONEY SOURCE INC.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ -1,000 3 $ 825,000
HERITAGE BANK NATIONAL ASSOCIATION
100 SOUTH STREET W
SPICER, MN 56288
* $ 403,053,000 3 $ 855,000
COMPEER FINANCIAL, FLCA
2600 JENNY WREN TRAIL
SUN PRAIRIE, WI 53590
* $ -1,000 3 $ 905,000
BANK OF ENGLAND
PO BOX 70
ENGLAND, AR 72046
* $ 464,504,000 3 $ 1,145,000
FARM CREDIT MID-AMERICA, ACA
1601 UPS DRIVE
LOUISVILLE, KY 40223
* $ -1,000 3 $ 955,000
GUILD MORTGAGE COMPANY LLC
5898 COPLEY DRIVE
GLENDALE, CA 92111
* $ -1,000 3 $ 725,000
CENTRAL BANK
600 LAKE AVENUE
STORM LAKE, IA 50588
* $ 929,943,000 3 $ 925,000
THE FEDERAL SAVINGS BANK
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60607
* $ 604,528,000 3 $ 1,185,000
BANK MIDWEST
1525 18TH STREET SUITE 100
SPIRIT LAKE, IA 51360
* $ 948,772,000 3 $ 815,000
PENTAGON FEDERAL CREDIT UNION
7940 JONES BRANCH DRIVE
MCLEAN, VA 22102
* $ 24,774,361,000 3 $ 1,195,000
ARK-LA-TEX FINANCIAL SERVICES, LLC.
5160 TENNYSON PKWY STE 1000
AUSTIN, TX 75024
* $ -1,000 3 $ 1,235,000
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP
3701 ARCO CORPORATE DR., SUITE 200
SACRAMENTO, PA 28273
* $ -1,000 3 $ 705,000
MIDFIRST BANK
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 22,986,309,000 3 $ 645,000
TIAA, FSB
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 41,950,721,000 3 $ 635,000
AMERICAN FINANCIAL NETWORK, INC.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ -1,000 3 $ 405,000
WEST GATE BANK
6003 OLD CHENEY ROAD
LINCOLN, NE 68516
* $ 737,952,000 3 $ 845,000
AMERICAN STATE BANK
525 N MAIN AVE, PO BOX 140
SIOUX CENTER, IA 51250
* $ 948,382,000 3 $ 915,000
CARRINGTON MORTGAGE SERVICES, LLC
1600 SO. DOUGLASS RD, SUITES 110 & 200A
WILMINGTON, DE 92806
* $ -1,000 3 $ 515,000
BREMER BANK, NATIONAL ASSOCIATION
372 ST. PETER STREET
ST. PAUL, MN 55102
* $ 13,105,582,000 2 $ 330,000
SYNERGY ONE LENDING, INC.
3131 CAMINO DEL RIO N UNIT 150
WILMINGTON, DE 92108
* $ -1,000 2 $ 650,000
WNB FINANCIAL, N.A.
204 MAIN ST
WINONA, MN 55987
* $ 415,474,000 2 $ 640,000
TRIUMPH BANK
1780 MORIAH WOODS BLVD., SUITE 4
MEMPHIS, TN 38117
* $ 837,096,000 2 $ 690,000
CROSSCOUNTRY MORTGAGE, LLC
6850 MILLER RD
WILMINGTON, DE 44141
* $ -1,000 2 $ 980,000
SUPERIOR FINANCIAL SOLUTIONS, LLC
4230 ELIDA RD
LIMA, OH 45807
* $ -1,000 2 $ 710,000
BNC NATIONAL BANK
20175 N 67TH AVENUE
GLENDALE, AZ 85308
* $ 965,305,000 2 $ 730,000
ARVEST BANK
201 W WALNUT
FAYETTEVILLE, AR 72756
* $ 19,445,554,000 2 $ 370,000
NORTHWEST BANK
705 GRAND AVE.
SPENCER, IA 51301
* $ 1,688,814,000 2 $ 890,000
DAKOTA COMMUNITY BANK & TRUST, NATIONAL ASSOCIATION
608 MAIN STREET
HEBRON, ND 58638
* $ 862,614,000 2 $ 470,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
CHARLOTTE, NC 91361
* $ 1,852,983,000,000 2 $ 690,000
FIRST NATIONAL BANK OF OMAHA
1620 DODGE STREET
OMAHA, NE 68197
* $ 22,555,038,000 2 $ 550,000
NORTHPOINTE BANK
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 2,186,056,000 2 $ 450,000
GATE CITY BANK
500 2ND AVE N
FARGO, ND 58102
* $ 2,380,296,000 2 $ 800,000
LONGBRIDGE FINANCIAL, LLC
ONE INTERNATIONAL BLVD.
NEWARK, DE 07495
* $ -1,000 1 $ 235,000
NATIONS LENDING CORPORATION
4 SUMMIT PARK DR STE 200
COLUMBUS, OH 44131
* $ -1,000 1 $ 195,000
WINGS FINANCIAL CREDIT UNION
14985 GLAZIER AVENUE
APPLE VALLEY, MN 55124
* $ 5,633,125,000 1 $ 405,000
TRADITION CAPITAL BANK
7601 FRANCE AVE S
WAYZATA, MN 55435
* $ 911,710,000 1 $ 205,000
SOUTHWEST STAGE FUNDING, LLC
3345 S. VAL VISTA DRIVE, SUITE 300
TEMPE, AZ 85297
* $ -1,000 1 $ 125,000
CHURCHILL MORTGAGE CORPORATION
761 OLD HICKORY BLVD SUITE 400
NASHVILLE, TN 37027
* $ -1,000 1 $ 335,000
ARBOR BANK
911 CENTRAL AVENUE
NEBRASKA CITY, NE 68410
* $ 365,025,000 1 $ 215,000
FOUR POINTS
510 N 127TH ST
OMAHA, NE 68154
* $ 131,983,000 1 $ 155,000
ANB BANK
3033 E 1ST AVENUE
DENVER, CO 80206
* $ 2,646,243,000 1 $ 285,000
CORNERSTONE HOME LENDING, INC.
1177 WEST LOOP SOUTH SUITE 200
HOUSTON, TX 77027
* $ -1,000 1 $ 435,000
SOFI MORTGAGE, LLC
6175 MAIN STREET, SUITE 490
FRISCO, TX 75034
* $ -1,000 1 $ 175,000
MYCUMORTGAGE, LLC
3560 PENTAGON BLVD. SUITE 301
BEAVERCREEK, OH 45431
* $ -1,000 1 $ 195,000
FIRSTBANK
11 CHANNING WAY
NASHVILLE, TN 38305
* $ 6,120,102,000 1 $ 215,000
FIRST WESTERN TRUST BANK
1900 16TH STREET SUITE #500
DENVER, CO 80202
* $ 1,241,291,000 1 $ 415,000
MORTGAGE SOLUTIONS OF COLORADO, LLC
MORTGAGE SOLUTIONS OF COLORADO
LITTLETON, CO 80918
* $ -1,000 1 $ 405,000
PLAZA HOME MORTGAGE, INC.
4820 EASTGATE MALL, STE 100
SACRAMENTO, CA 92121
* $ -1,000 1 $ 255,000
UNIVERSAL LENDING CORPORATION
6775 E EVANS AVE
LITTLETON, CO 80224
* $ -1,000 1 $ 515,000
IMPAC MORTGAGE CORP.
19500 JAMBOREE RD
GLENDALE, CA 92612
* $ -1,000 1 $ 365,000
ANGEL OAK MORTGAGE SOLUTIONS LLC
980 HAMMOND DRIVE, SUITE 850
WILMINGTON, DE 30328
* $ -1,000 1 $ 185,000
ASHLAND CREDIT UNION
1300 CENTRAL AVE
ASHLAND, KY 41101
* $ 273,530,000 1 $ 195,000
DAS ACQUISITION COMPANY, LLC
12140 WOODCREST EXECUTIVE DRIVE, STE 150
SAINT LOUIS, MO 63141
* $ -1,000 1 $ 235,000
PEOPLES BANK
1230 VALLEY DRIVE
ROCK VALLEY, IA 51247
* $ 638,804,000 1 $ 225,000
BANK OF THE WEST
180 MONTGOMERY STREET
SAN FRANCISCO, CA 94104
* $ 92,968,547,000 1 $ 135,000
CHOICE FINANCIAL GROUP
4501 23RD AVE S
FARGO, ND 58104
* $ 2,379,086,000 1 $ 235,000
FIRST SAVINGS BANK
501 E. LEWIS & CLARK PARKWAY
JEFFERSONVILLE, IN 47129
* $ 1,289,704,000 1 $ 325,000
LEVO FEDERAL CREDIT UNION
700 E 14TH STREET
SIOUX FALLS, SD 57104
* $ 306,222,000 1 $ 245,000
CAPITAL
PO BOX 2096
BISMARCK, ND 58502
* $ 540,918,000 1 $ 435,000
FIGURE LENDING LLC
15720 BRIXHAM HILL AVE, SUITE 300
WILMINGTON, DE 28277
* $ -1,000 1 $ 25,000
CF BANK, NATIONAL ASSOCIATION
7000 N HIGH ST
WORTHINGTON, OH 43085
* $ 879,238,000 1 $ 225,000
ADAMS BANK & TRUST
PO BOX 720
OGALLALA, NE 69153
* $ 839,145,000 1 $ 155,000
FINANCE OF AMERICA REVERSE LLC
8023 EAST 63RD PLACE, SUITE 700
WILMINGTON, DE 74133
* $ -1,000 1 $ 55,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MOUNT LAUREL, NJ 08054
* $ -1,000 1 $ 205,000
AMERICAN ADVISORS GROUP
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ -1,000 1 $ 125,000
ALERUS FINANCIAL, NATIONAL ASSOCIATION
PO BOX 6001
GRAND FORKS, ND 58206
* $ 2,354,874,000 1 $ 225,000
SERVICE FIRST FEDERAL CREDIT UNION
3901 E 10TH STREET
SIOUX FALLS, SD 57103
* $ 165,244,000 1 $ 255,000
AEROSPACE FEDERAL CREDIT UNION
2310 E. EL SEGUNDO BOULEVARD
EL SEGUNDO, CA 90245
* $ 382,111,000 1 $ 465,000
LANDMARK NATIONAL BANK
701 POYNTZ AVE
MANHATTAN, KS 66502
* $ 995,323,000 1 $ 315,000
TCF NATIONAL BANK
2508 LOUISE AVE S (PCC-2E-L)
SIOUX FALLS, SD 57106
* $ 46,627,366,000 1 $ 205,000
MANUFACTURERS AND TRADERS TRUST COMPANY
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14210
* $ 119,432,105,000 1 $ 265,000
NBH BANK
7800 EAST ORCHARD ROAD, SUITE 300
GREENWOOD VILLAGE, CO 80111
* $ 5,893,793,000 1 $ 175,000
FIRST FEDERAL BANK
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 2,177,570,000 1 $ 465,000
CORNERSTONE BANK
2280 45TH STREET SOUTH
FARGO, ND 58104
* $ 983,657,000 1 $ 555,000
NBKC BANK
8320 WARD PARKWAY
KANSAS, KS 64114
* $ 833,228,000 1 $ 295,000

The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2020, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.

Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.

Mortgage Loan Application Detail Totals for Lawrence County SD in 2020

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 977 $241,355,000 $247,000 $855,000 $133,000 $1,135,000
Home Purchase 737 $201,325,000 $273,000 $2,405,000 $150,000 $2,290,000
Cash-out Refinancing 363 $92,085,000 $253,000 $875,000 $112,000 $768,000
Home Improvement 118 $18,370,000 $155,000 $505,000 $109,000 $367,000
Other Purpose 85 $11,275,000 $132,000 $705,000 $125,000 $609,000
Not Applicable 19 $2,935,000 $154,000 $345,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,782 $433,660,000 $243,000 $875,000 $131,000 $2,290,000
Not applicable 274 $74,720,000 $272,000 $2,405,000 $239,000 $581,000
Not Provided 185 $46,025,000 $248,000 $675,000 $142,000 $1,638,000
Hispanic 32 $6,840,000 $213,000 $605,000 $175,000 $700,000
American Indian or Alaskan Native 13 $2,325,000 $178,000 $515,000 $88,000 $197,000
Asian 9 $2,675,000 $297,000 $695,000 $128,000 $319,000
Black or African American 2 $520,000 $260,000 $315,000 $47,000 $47,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,907 $470,495,000 $246,000 $2,405,000 $140,000 $2,290,000
VA-guaranteed (Veterans Administration) 252 $68,440,000 $271,000 $605,000 $81,000 $360,000
FHA-insured (Federal Housing Administration) 107 $22,185,000 $207,000 $335,000 $62,000 $250,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 33 $6,225,000 $188,000 $305,000 $58,000 $86,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,370 $345,140,000 $251,000 $2,405,000 $138,000 $2,290,000
Application Withdrawn By Applicant 345 $86,615,000 $251,000 $855,000 $143,000 $1,045,000
Loan Purchased By The Institution 277 $72,185,000 $260,000 $555,000 $156,000 $581,000
Application Denied By Financial Institution 213 $42,325,000 $198,000 $875,000 $88,000 $1,240,000
File Closed For Incompleteness 63 $13,905,000 $220,000 $705,000 $101,000 $370,000
Application Approved But Not Accepted 31 $7,175,000 $231,000 $465,000 $157,000 $519,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,910 $476,410,000 $249,000 $1,205,000 $136,000 $1,638,000
Debt-To-Income Ratio 265 $68,005,000 $256,000 $2,405,000 $121,000 $2,290,000
Credit History 44 $7,020,000 $159,000 $695,000 $86,000 $500,000
Credit Application Incomplete 28 $5,890,000 $210,000 $415,000 $87,000 $230,000
Other 20 $3,570,000 $178,000 $405,000 $154,000 $966,000
Collateral 19 $3,625,000 $190,000 $605,000 $121,000 $407,000
Employment History 6 $1,640,000 $273,000 $515,000 $146,000 $520,000
Unverifiable Information 4 $600,000 $150,000 $385,000 $71,000 $110,000
Insufficient Cash (Downpayment, Closing Cost) 3 $585,000 $195,000 $345,000 $450,000 $1,240,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.

Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.

Download the South Dakota Lender List