Truity Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
Truity Federal Credit Union 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Truity Federal Credit Union 501 S Johnstone Bartlesville, OK 74003 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,264 |
| Total Mortgage Loan Application Amount | $147,076,000 |
| Average Mortgage Loan Application Amount | $181,371 |
| Highest Mortgage Loan Application Amount | $7,300,000 |
| Average Applicant Income | $127,314 |
| Highest Applicant Income | $4,308,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with Truity Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Truity Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down Truity Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Truity Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Truity Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Truity Federal Credit Union's mortgage activity for 2005.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Washington County Oklahoma | 588 | $ 52,375,000 | $ 89,000 | $ 59,000 |
| Douglas County Kansas | 93 | $ 8,408,000 | $ 90,000 | $ 65,000 |
| Washington County Arkansas | 67 | $ 9,681,000 | $ 144,000 | $ 81,000 |
| Harris County Texas | 45 | $ 7,716,000 | $ 171,000 | $ 109,000 |
| Benton County Arkansas | 36 | $ 3,867,000 | $ 107,000 | $ 84,000 |
| Tulsa County Oklahoma | 30 | $ 3,020,000 | $ 100,000 | $ 71,000 |
| Kay County Oklahoma | 20 | $ 2,994,000 | $ 149,000 | $ 87,000 |
| Fort Bend County Texas | 17 | $ 3,094,000 | $ 182,000 | $ 127,000 |
| Osage County Oklahoma | 15 | $ 1,626,000 | $ 108,000 | $ 67,000 |
| Jefferson County Kansas | 11 | $ 425,000 | $ 38,000 | $ 51,000 |
| Hutchinson County Texas | 11 | $ 799,000 | $ 72,000 | $ 87,000 |
| Nowata County Oklahoma | 10 | $ 722,000 | $ 72,000 | $ 47,000 |
| Montgomery County Kansas | 9 | $ 551,000 | $ 61,000 | $ 62,000 |
| Oklahoma County Oklahoma | 8 | $ 1,914,000 | $ 239,000 | $ 126,000 |
| Anchorage County Alaska | 7 | $ 3,233,000 | $ 461,000 | $ 152,000 |
| Los Angeles County California | 6 | $ 3,349,000 | $ 558,000 | $ 196,000 |
| Leavenworth County Kansas | 6 | $ 572,000 | $ 95,000 | $ 70,000 |
| Lyon County Kansas | 6 | $ 404,000 | $ 67,000 | $ 29,000 |
| Pettis County Missouri | 6 | $ 205,000 | $ 34,000 | $ 47,000 |
| Delaware County Oklahoma | 6 | $ 627,000 | $ 104,000 | $ 83,000 |
| Maricopa County Arizona | 5 | $ 950,000 | $ 190,000 | $ 316,000 |
| Wilkes County North Carolina | 5 | $ 162,000 | $ 32,000 | $ 24,000 |
| Rogers County Oklahoma | 5 | $ 525,000 | $ 105,000 | $ 66,000 |
| Montgomery County Texas | 5 | $ 1,550,000 | $ 310,000 | $ 193,000 |
| Polk County Arkansas | 4 | $ 128,000 | $ 32,000 | $ 16,000 |
| Pope County Arkansas | 4 | $ 236,000 | $ 59,000 | $ 68,000 |
| Contra Costa County California | 4 | $ 1,692,000 | $ 423,000 | $ 202,000 |
| Brazoria County Texas | 4 | $ 340,000 | $ 85,000 | $ 117,000 |
| Dallas County Texas | 4 | $ 642,000 | $ 160,000 | $ 138,000 |
| Grayson County Texas | 4 | $ 444,000 | $ 111,000 | $ 66,000 |
| Accomack County Virginia | 4 | $ 231,000 | $ 57,000 | $ 37,000 |
| Blount County Alabama | 3 | $ 15,000 | $ 5,000 | $ 37,000 |
| Carroll County Arkansas | 3 | $ 49,000 | $ 16,000 | $ 36,000 |
| Johnson County Arkansas | 3 | $ 173,000 | $ 57,000 | $ 61,000 |
| Logan County Arkansas | 3 | $ 288,000 | $ 96,000 | $ 63,000 |
| Sebastian County Arkansas | 3 | $ 68,000 | $ 22,000 | $ 60,000 |
| Yell County Arkansas | 3 | $ 101,000 | $ 33,000 | $ 40,000 |
| Orange County California | 3 | $ 1,210,000 | $ 403,000 | $ 166,000 |
| Johnson County Kansas | 3 | $ 525,000 | $ 175,000 | $ 91,000 |
| Reno County Kansas | 3 | $ 113,000 | $ 37,000 | $ 42,000 |
| Worcester County Maryland | 3 | $ 791,000 | $ 263,000 | $ 197,000 |
| Livingston County Michigan | 3 | $ 529,000 | $ 176,000 | $ 108,000 |
| Scott County Mississippi | 3 | $ 109,000 | $ 36,000 | $ 63,000 |
| Payne County Oklahoma | 3 | $ 484,000 | $ 161,000 | $ 238,000 |
| Galveston County Texas | 3 | $ 222,000 | $ 74,000 | $ 66,000 |
| Boone County Arkansas | 2 | $ 91,000 | $ 45,000 | $ 24,000 |
| Jefferson County Arkansas | 2 | $ 4,000 | $ 2,000 | $ 16,000 |
| Madison County Arkansas | 2 | $ 177,000 | $ 88,000 | $ 62,000 |
| Sonoma County California | 2 | $ 750,000 | $ 375,000 | $ 173,000 |
| Fremont County Colorado | 2 | $ 260,000 | $ 130,000 | $ 136,000 |
| Sarasota County Florida | 2 | $ 475,000 | $ 237,000 | $ 299,000 |
| Gwinnett County Georgia | 2 | $ 278,000 | $ 139,000 | $ 74,000 |
| DuPage County Illinois | 2 | $ 718,000 | $ 359,000 | $ 160,000 |
| Henry County Illinois | 2 | $ 243,000 | $ 121,000 | $ 91,000 |
| Cass County Indiana | 2 | $ 203,000 | $ 101,000 | $ 60,000 |
| Buena Vista County Iowa | 2 | $ 169,000 | $ 84,000 | $ 44,000 |
| Anderson County Kansas | 2 | $ 182,000 | $ 91,000 | $ 51,000 |
| Franklin County Kansas | 2 | $ 58,000 | $ 29,000 | $ 63,000 |
| Osage County Kansas | 2 | $ 86,000 | $ 43,000 | $ 64,000 |
| Sedgwick County Kansas | 2 | $ 198,000 | $ 99,000 | $ 61,000 |
| Hampden County Massachusetts | 2 | $ 524,000 | $ 262,000 | $ 175,000 |
| Dakota County Minnesota | 2 | $ 441,000 | $ 220,000 | $ 83,000 |
| Barry County Missouri | 2 | $ 53,000 | $ 26,000 | $ 17,000 |
| Jackson County Missouri | 2 | $ 257,000 | $ 128,000 | $ 86,000 |
| Douglas County Nebraska | 2 | $ 136,000 | $ 68,000 | $ 45,000 |
| Madison County Nebraska | 2 | $ 181,000 | $ 90,000 | $ 36,000 |
| Santa Fe County New Mexico | 2 | $ 2,130,000 | $ 1,065,000 | $ 304,000 |
| Anson County North Carolina | 2 | $ 31,000 | $ 15,000 | $ 22,000 |
| Harnett County North Carolina | 2 | $ 93,000 | $ 46,000 | $ 59,000 |
| Iredell County North Carolina | 2 | $ 340,000 | $ 170,000 | $ 63,000 |
| Cleveland County Oklahoma | 2 | $ 178,000 | $ 89,000 | $ 141,000 |
| Craig County Oklahoma | 2 | $ 256,000 | $ 128,000 | $ 146,000 |
| Creek County Oklahoma | 2 | $ 339,000 | $ 169,000 | $ 126,000 |
| McCurtain County Oklahoma | 2 | $ 13,000 | $ 6,000 | $ 29,000 |
| Pawnee County Oklahoma | 2 | $ 70,000 | $ 35,000 | $ 92,000 |
| Wagoner County Oklahoma | 2 | $ 173,000 | $ 86,000 | $ 44,000 |
| Union County South Dakota | 2 | $ 240,000 | $ 120,000 | $ 75,000 |
| Bexar County Texas | 2 | $ 423,000 | $ 211,000 | $ 401,000 |
| Gonzales County Texas | 2 | $ 66,000 | $ 33,000 | $ 27,000 |
| Guadalupe County Texas | 2 | $ 362,000 | $ 181,000 | $ 130,000 |
| Llano County Texas | 2 | $ 370,000 | $ 185,000 | $ 147,000 |
| Potter County Texas | 2 | $ 306,000 | $ 153,000 | $ 112,000 |
| Tarrant County Texas | 2 | $ 431,000 | $ 215,000 | $ 100,000 |
| Travis County Texas | 2 | $ 696,000 | $ 348,000 | $ 262,000 |
| Pierce County Washington | 2 | $ 450,000 | $ 225,000 | $ 169,000 |
| Baldwin County Alabama | 1 | $ 11,000 | $ 11,000 | $ 13,000 |
| Coosa County Alabama | 1 | $ 50,000 | $ 50,000 | $ 192,000 |
| Cullman County Alabama | 1 | $ 24,000 | $ 24,000 | $ 54,000 |
| Elmore County Alabama | 1 | $ 428,000 | $ 428,000 | $ 180,000 |
| Talladega County Alabama | 1 | $ 2,000 | $ 2,000 | $ 41,000 |
| Matanuska-Susitna County Alaska | 1 | $ 175,000 | $ 175,000 | $ 106,000 |
| Coconino County Arizona | 1 | $ 110,000 | $ 110,000 | $ 212,000 |
| Pima County Arizona | 1 | $ 335,000 | $ 335,000 | $ 152,000 |
| Arkansas County Arkansas | 1 | $ 144,000 | $ 144,000 | $ 88,000 |
| Cleburne County Arkansas | 1 | $ 95,000 | $ 95,000 | $ 62,000 |
| Crawford County Arkansas | 1 | $ 10,000 | $ 10,000 | $ 32,000 |
| Faulkner County Arkansas | 1 | $ 110,000 | $ 110,000 | $ 70,000 |
| Nevada County Arkansas | 1 | $ 155,000 | $ 155,000 | $ 64,000 |
| Saline County Arkansas | 1 | $ 120,000 | $ 120,000 | $ 48,000 |
| Scott County Arkansas | 1 | $ 2,000 | $ 2,000 | $ 14,000 |
| Sevier County Arkansas | 1 | $ 101,000 | $ 101,000 | $ 80,000 |
| Pitkin County Colorado | 1 | $ 7,300,000 | $ 7,300,000 | $ 4,308,000 |
| Middlesex County Connecticut | 1 | $ 13,000 | $ 13,000 | $ 113,000 |
| Crisp County Georgia | 1 | $ 5,000 | $ 5,000 | $ 12,000 |
| Hall County Georgia | 1 | $ 12,000 | $ 12,000 | $ 33,000 |
| Houston County Georgia | 1 | $ 106,000 | $ 106,000 | $ 55,000 |
| Muscogee County Georgia | 1 | $ 1,000 | $ 1,000 | $ 25,000 |
| Talbot County Georgia | 1 | $ 70,000 | $ 70,000 | $ 25,000 |
| Taylor County Georgia | 1 | $ 20,000 | $ 20,000 | $ 17,000 |
| Whiteside County Illinois | 1 | $ 55,000 | $ 55,000 | $ 81,000 |
| Vanderburgh County Indiana | 1 | $ 35,000 | $ 35,000 | $ 105,000 |
| White County Indiana | 1 | $ 103,000 | $ 103,000 | $ 63,000 |
| Black Hawk County Iowa | 1 | $ 62,000 | $ 62,000 | $ 41,000 |
| Guthrie County Iowa | 1 | $ 2,000 | $ 2,000 | $ 44,000 |
| Harrison County Iowa | 1 | $ 1,000 | $ 1,000 | $ 26,000 |
| Louisa County Iowa | 1 | $ 99,000 | $ 99,000 | $ 29,000 |
| Muscatine County Iowa | 1 | $ 118,000 | $ 118,000 | $ 52,000 |
| Pottawattamie County Iowa | 1 | $ 59,000 | $ 59,000 | $ 21,000 |
| Washington County Iowa | 1 | $ 81,000 | $ 81,000 | $ 35,000 |
| Woodbury County Iowa | 1 | $ 4,000 | $ 4,000 | $ 49,000 |
| Butler County Kansas | 1 | $ 80,000 | $ 80,000 | $ 43,000 |
| Labette County Kansas | 1 | $ 202,000 | $ 202,000 | $ 84,000 |
| Neosho County Kansas | 1 | $ 65,000 | $ 65,000 | $ 55,000 |
| Smith County Kansas | 1 | $ 57,000 | $ 57,000 | $ 32,000 |
| Wyandotte County Kansas | 1 | $ 104,000 | $ 104,000 | $ 55,000 |
| Graves County Kentucky | 1 | $ 2,000 | $ 2,000 | $ 30,000 |
| Henderson County Kentucky | 1 | $ 53,000 | $ 53,000 | $ 34,000 |
| Caddo County Louisiana | 1 | $ 104,000 | $ 104,000 | $ 57,000 |
| Calcasieu County Louisiana | 1 | $ 36,000 | $ 36,000 | $ 66,000 |
| Cameron County Louisiana | 1 | $ 236,000 | $ 236,000 | $ 99,000 |
| Jefferson County Louisiana | 1 | $ 110,000 | $ 110,000 | $ 104,000 |
| St. Tammany County Louisiana | 1 | $ 173,000 | $ 173,000 | $ 110,000 |
| Grand Traverse County Michigan | 1 | $ 50,000 | $ 50,000 | $ 107,000 |
| Ottawa County Michigan | 1 | $ 100,000 | $ 100,000 | $ 154,000 |
| Steele County Minnesota | 1 | $ 6,000 | $ 6,000 | $ 68,000 |
| Attala County Mississippi | 1 | $ 2,000 | $ 2,000 | $ 37,000 |
| Benton County Missouri | 1 | $ 4,000 | $ 4,000 | $ 12,000 |
| Dade County Missouri | 1 | $ 73,000 | $ 73,000 | $ 69,000 |
| Lawrence County Missouri | 1 | $ 120,000 | $ 120,000 | $ 67,000 |
| Montgomery County Missouri | 1 | $ 144,000 | $ 144,000 | $ 63,000 |
| St. Charles County Missouri | 1 | $ 198,000 | $ 198,000 | $ 111,000 |
| Lewis and Clark County Montana | 1 | $ 318,000 | $ 318,000 | $ 208,000 |
| Dakota County Nebraska | 1 | $ 29,000 | $ 29,000 | $ 49,000 |
| Stanton County Nebraska | 1 | $ 3,000 | $ 3,000 | $ 99,000 |
| York County Nebraska | 1 | $ 62,000 | $ 62,000 | $ 52,000 |
| Ocean County New Jersey | 1 | $ 300,000 | $ 300,000 | $ 111,000 |
| New York County New York | 1 | $ 350,000 | $ 350,000 | $ 238,000 |
| Union County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 183,000 |
| Wake County North Carolina | 1 | $ 107,000 | $ 107,000 | $ 90,000 |
| Stark County Ohio | 1 | $ 230,000 | $ 230,000 | $ 81,000 |
| Washington County Ohio | 1 | $ 160,000 | $ 160,000 | $ 73,000 |
| Canadian County Oklahoma | 1 | $ 257,000 | $ 257,000 | $ 98,000 |
| Cherokee County Oklahoma | 1 | $ 66,000 | $ 66,000 | $ 42,000 |
| Garvin County Oklahoma | 1 | $ 109,000 | $ 109,000 | $ 50,000 |
| Major County Oklahoma | 1 | $ 53,000 | $ 53,000 | $ 89,000 |
| Marshall County Oklahoma | 1 | $ 69,000 | $ 69,000 | $ 24,000 |
| Sequoyah County Oklahoma | 1 | $ 40,000 | $ 40,000 | $ 34,000 |
| Allegheny County Pennsylvania | 1 | $ 100,000 | $ 100,000 | $ 80,000 |
| Dorchester County South Carolina | 1 | $ 61,000 | $ 61,000 | $ 105,000 |
| Edgefield County South Carolina | 1 | $ 8,000 | $ 8,000 | $ 65,000 |
| Bedford County Tennessee | 1 | $ 178,000 | $ 178,000 | $ 73,000 |
| Grundy County Tennessee | 1 | $ 104,000 | $ 104,000 | $ 77,000 |
| Warren County Tennessee | 1 | $ 225,000 | $ 225,000 | $ 51,000 |
| Bandera County Texas | 1 | $ 38,000 | $ 38,000 | $ 131,000 |
| Burnet County Texas | 1 | $ 83,000 | $ 83,000 | $ 38,000 |
| Ellis County Texas | 1 | $ 218,000 | $ 218,000 | $ 46,000 |
| Hays County Texas | 1 | $ 342,000 | $ 342,000 | $ 135,000 |
| Johnson County Texas | 1 | $ 120,000 | $ 120,000 | $ 75,000 |
| McLennan County Texas | 1 | $ 176,000 | $ 176,000 | $ 85,000 |
| Ochiltree County Texas | 1 | $ 71,000 | $ 71,000 | $ 92,000 |
| Panola County Texas | 1 | $ 74,000 | $ 74,000 | $ 75,000 |
| Randall County Texas | 1 | $ 78,000 | $ 78,000 | $ 71,000 |
| Rockwall County Texas | 1 | $ 95,000 | $ 95,000 | $ 57,000 |
| Washington County Texas | 1 | $ 200,000 | $ 200,000 | $ 142,000 |
| Wharton County Texas | 1 | $ 32,000 | $ 32,000 | $ 92,000 |
| Wichita County Texas | 1 | $ 180,000 | $ 180,000 | $ 62,000 |
| Williamson County Texas | 1 | $ 160,000 | $ 160,000 | $ 78,000 |
| Carbon County Utah | 1 | $ 113,000 | $ 113,000 | $ 78,000 |
| Wasatch County Utah | 1 | $ 118,000 | $ 118,000 | $ 88,000 |
| Benton County Washington | 1 | $ 98,000 | $ 98,000 | $ 89,000 |
| Clark County Washington | 1 | $ 35,000 | $ 35,000 | $ 126,000 |
| Whatcom County Washington | 1 | $ 244,000 | $ 244,000 | $ 98,000 |
Mortgage Loan Application Detail Totals for Truity Federal Credit Union in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 824 | $118,713,000 | $310,714 | $7,300,000 | $189,685 | $4,308,000 |
| Refinancing | 300 | $24,653,000 | $88,473 | $1,000,000 | $78,473 | $921,000 |
| Home Improvement | 140 | $3,710,000 | $8,750 | $663,000 | $48,875 | $468,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 862 | $118,002,000 | $270,818 | $7,300,000 | $171,030 | $4,308,000 |
| Not Provided | 266 | $17,102,000 | $61,136 | $588,000 | $80,772 | $468,000 |
| Hispanic | 63 | $5,817,000 | $102,222 | $322,000 | $64,666 | $187,000 |
| Black or African American | 32 | $2,435,000 | $64,400 | $200,000 | $44,000 | $103,000 |
| American Indian or Alaskan Native | 30 | $2,341,000 | $77,666 | $215,000 | $76,666 | $147,000 |
| Asian | 9 | $1,287,000 | $146,666 | $360,000 | $235,000 | $542,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $92,000 | $46,000 | $57,000 | $32,000 | $47,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,264 | $147,076,000 | $242,270 | $7,300,000 | $169,459 | $4,308,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 804 | $110,652,000 | $257,777 | $7,300,000 | $177,972 | $4,308,000 |
| Application Denied By Financial Institution | 404 | $31,983,000 | $40,823 | $360,000 | $46,411 | $150,000 |
| Application Withdrawn By Applicant | 55 | $4,156,000 | $107,200 | $288,000 | $103,400 | $212,000 |
| Application Approved But Not Accepted | 1 | $285,000 | $285,000 | $285,000 | $105,000 | $105,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 341 | $26,323,000 | $38,235 | $360,000 | $46,823 | $150,000 |
| Debt-To-Income Ratio | 45 | $4,200,000 | $71,800 | $220,000 | $38,400 | $106,000 |
| Credit Application Incomplete | 8 | $718,000 | $90,500 | $170,000 | $45,000 | $90,000 |
| Collateral | 6 | $451,000 | $77,333 | $144,000 | $50,666 | $88,000 |
| Employment History | 2 | $141,000 | $70,000 | $73,000 | $21,000 | $23,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $150,000 | $75,000 | $115,000 | $37,000 | $46,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Truity Federal Credit Union's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Truity Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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