Truity Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2017
Truity Federal Credit Union 2017 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Truity Federal Credit Union 501 S Johnstone Bartlesville, OK 74003 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,390 |
| Total Mortgage Loan Application Amount | $234,150,000 |
| Average Mortgage Loan Application Amount | $139,000 |
| Highest Mortgage Loan Application Amount | $2,400,000 |
| Average Applicant Income | $111,000 |
| Highest Applicant Income | $770,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2017 with Truity Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Truity Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2017 breaks down Truity Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Truity Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Truity Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Truity Federal Credit Union's mortgage activity for 2017.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Douglas County Kansas | 313 | $ 47,325,000 | $ 151,000 | $ 109,000 |
| Washington County Oklahoma | 287 | $ 36,403,000 | $ 126,000 | $ 109,000 |
| Harris County Texas | 60 | $ 19,896,000 | $ 331,000 | $ 218,000 |
| Washington County Arkansas | 49 | $ 5,767,000 | $ 117,000 | $ 114,000 |
| Tulsa County Oklahoma | 43 | $ 9,921,000 | $ 230,000 | $ 144,000 |
| Fort Bend County Texas | 39 | $ 11,258,000 | $ 288,000 | $ 162,000 |
| Benton County Arkansas | 33 | $ 4,908,000 | $ 148,000 | $ 108,000 |
| Johnson County Kansas | 25 | $ 5,500,000 | $ 220,000 | $ 150,000 |
| Osage County Oklahoma | 18 | $ 2,367,000 | $ 131,000 | $ 87,000 |
| Jefferson County Kansas | 17 | $ 1,991,000 | $ 117,000 | $ 116,000 |
| Montgomery County Texas | 11 | $ 2,886,000 | $ 262,000 | $ 152,000 |
| Oklahoma County Oklahoma | 9 | $ 1,491,000 | $ 165,000 | $ 198,000 |
| Rogers County Oklahoma | 9 | $ 1,624,000 | $ 180,000 | $ 153,000 |
| Hutchinson County Texas | 9 | $ 1,462,000 | $ 162,000 | $ 108,000 |
| Anchorage County Alaska | 8 | $ 4,181,000 | $ 522,000 | $ 238,000 |
| Franklin County Kansas | 8 | $ 842,000 | $ 105,000 | $ 73,000 |
| Shawnee County Kansas | 7 | $ 1,024,000 | $ 146,000 | $ 68,000 |
| Jackson County Missouri | 7 | $ 530,000 | $ 75,000 | $ 90,000 |
| Leavenworth County Kansas | 6 | $ 779,000 | $ 129,000 | $ 63,000 |
| Los Angeles County California | 5 | $ 1,673,000 | $ 334,000 | $ 176,000 |
| Nowata County Oklahoma | 5 | $ 274,000 | $ 54,000 | $ 55,000 |
| Carroll County Arkansas | 4 | $ 335,000 | $ 83,000 | $ 135,000 |
| Cook County Illinois | 4 | $ 1,118,000 | $ 279,000 | $ 122,000 |
| Montgomery County Kansas | 4 | $ 243,000 | $ 60,000 | $ 72,000 |
| Osage County Kansas | 4 | $ 633,000 | $ 158,000 | $ 89,000 |
| Arapahoe County Colorado | 3 | $ 1,036,000 | $ 345,000 | $ 182,000 |
| Calcasieu County Louisiana | 3 | $ 948,000 | $ 316,000 | $ 186,000 |
| Cleveland County Oklahoma | 3 | $ 673,000 | $ 224,000 | $ 116,000 |
| Dallas County Texas | 3 | $ 811,000 | $ 270,000 | $ 195,000 |
| Galveston County Texas | 3 | $ 901,000 | $ 300,000 | $ 233,000 |
| Randall County Texas | 3 | $ 568,000 | $ 189,000 | $ 89,000 |
| Wilson County Texas | 3 | $ 654,000 | $ 218,000 | $ 88,000 |
| King County Washington | 3 | $ 850,000 | $ 283,000 | $ 179,000 |
| Jefferson County Arkansas | 2 | $ 24,000 | $ 12,000 | $ 36,000 |
| Madison County Arkansas | 2 | $ 204,000 | $ 102,000 | $ 55,000 |
| Orange County California | 2 | $ 1,012,000 | $ 506,000 | $ 135,000 |
| Douglas County Colorado | 2 | $ 609,000 | $ 304,000 | $ 132,000 |
| Alachua County Florida | 2 | $ 450,000 | $ 225,000 | $ 160,000 |
| Lee County Florida | 2 | $ 612,000 | $ 306,000 | $ 225,000 |
| Fulton County Georgia | 2 | $ 796,000 | $ 398,000 | $ 367,000 |
| Reno County Kansas | 2 | $ 126,000 | $ 63,000 | $ 186,000 |
| Wyandotte County Kansas | 2 | $ 158,000 | $ 79,000 | $ 108,000 |
| Orleans County Louisiana | 2 | $ 230,000 | $ 115,000 | $ 157,000 |
| Saratoga County New York | 2 | $ 200,000 | $ 100,000 | $ 253,000 |
| Moore County North Carolina | 2 | $ 418,000 | $ 209,000 | $ 147,000 |
| Stark County North Dakota | 2 | $ 776,000 | $ 388,000 | $ 168,000 |
| Cherokee County Oklahoma | 2 | $ 76,000 | $ 38,000 | $ 139,000 |
| Mayes County Oklahoma | 2 | $ 443,000 | $ 221,000 | $ 148,000 |
| Payne County Oklahoma | 2 | $ 400,000 | $ 200,000 | $ 85,000 |
| Wagoner County Oklahoma | 2 | $ 195,000 | $ 97,000 | $ 86,000 |
| Bexar County Texas | 2 | $ 459,000 | $ 229,000 | $ 176,000 |
| Hood County Texas | 2 | $ 1,200,000 | $ 600,000 | $ 220,000 |
| Jefferson County Texas | 2 | $ 666,000 | $ 333,000 | $ 176,000 |
| Tom Green County Texas | 2 | $ 254,000 | $ 127,000 | $ 76,000 |
| Travis County Texas | 2 | $ 568,000 | $ 284,000 | $ 133,000 |
| Wharton County Texas | 2 | $ 500,000 | $ 250,000 | $ 131,000 |
| Johnson County Wyoming | 2 | $ 520,000 | $ 260,000 | $ 163,000 |
| Tallapoosa County Alabama | 1 | $ 15,000 | $ 15,000 | $ 65,000 |
| Maricopa County Arizona | 1 | $ 75,000 | $ 75,000 | $ 194,000 |
| Pima County Arizona | 1 | $ 17,000 | $ 17,000 | $ 58,000 |
| Yavapai County Arizona | 1 | $ 650,000 | $ 650,000 | $ 358,000 |
| Boone County Arkansas | 1 | $ 130,000 | $ 130,000 | $ 79,000 |
| Faulkner County Arkansas | 1 | $ 89,000 | $ 89,000 | $ 308,000 |
| Fulton County Arkansas | 1 | $ 25,000 | $ 25,000 | $ 53,000 |
| Logan County Arkansas | 1 | $ 43,000 | $ 43,000 | $ 77,000 |
| Marion County Arkansas | 1 | $ 27,000 | $ 27,000 | $ 80,000 |
| Ouachita County Arkansas | 1 | $ 187,000 | $ 187,000 | $ 113,000 |
| Polk County Arkansas | 1 | $ 89,000 | $ 89,000 | $ 55,000 |
| Pope County Arkansas | 1 | $ 250,000 | $ 250,000 | $ 173,000 |
| Pulaski County Arkansas | 1 | $ 104,000 | $ 104,000 | $ 53,000 |
| Scott County Arkansas | 1 | $ 137,000 | $ 137,000 | $ 54,000 |
| Contra Costa County California | 1 | $ 378,000 | $ 378,000 | $ 96,000 |
| San Francisco County California | 1 | $ 255,000 | $ 255,000 | $ 467,000 |
| Stanislaus County California | 1 | $ 160,000 | $ 160,000 | $ 0 |
| La Plata County Colorado | 1 | $ 350,000 | $ 350,000 | $ 218,000 |
| Weld County Colorado | 1 | $ 344,000 | $ 344,000 | $ 119,000 |
| Brevard County Florida | 1 | $ 25,000 | $ 25,000 | $ 66,000 |
| Manatee County Florida | 1 | $ 165,000 | $ 165,000 | $ 75,000 |
| Orange County Florida | 1 | $ 15,000 | $ 15,000 | $ 74,000 |
| Pinellas County Florida | 1 | $ 368,000 | $ 368,000 | $ 55,000 |
| DeKalb County Georgia | 1 | $ 60,000 | $ 60,000 | $ 41,000 |
| Effingham County Georgia | 1 | $ 245,000 | $ 245,000 | $ 148,000 |
| Hamilton County Indiana | 1 | $ 323,000 | $ 323,000 | $ 158,000 |
| Lake County Indiana | 1 | $ 170,000 | $ 170,000 | $ 179,000 |
| Dallas County Iowa | 1 | $ 247,000 | $ 247,000 | $ 96,000 |
| Polk County Iowa | 1 | $ 248,000 | $ 248,000 | $ 103,000 |
| Woodbury County Iowa | 1 | $ 10,000 | $ 10,000 | $ 65,000 |
| Clark County Kansas | 1 | $ 16,000 | $ 16,000 | $ 16,000 |
| Crawford County Kansas | 1 | $ 39,000 | $ 39,000 | $ 177,000 |
| Kearny County Kansas | 1 | $ 35,000 | $ 35,000 | $ 104,000 |
| Lyon County Kansas | 1 | $ 122,000 | $ 122,000 | $ 46,000 |
| Miami County Kansas | 1 | $ 205,000 | $ 205,000 | $ 92,000 |
| Riley County Kansas | 1 | $ 302,000 | $ 302,000 | $ 275,000 |
| Sedgwick County Kansas | 1 | $ 120,000 | $ 120,000 | $ 68,000 |
| Thomas County Kansas | 1 | $ 100,000 | $ 100,000 | $ 46,000 |
| Webster County Kentucky | 1 | $ 30,000 | $ 30,000 | $ 4,000 |
| Jefferson County Louisiana | 1 | $ 262,000 | $ 262,000 | $ 179,000 |
| Plaquemines County Louisiana | 1 | $ 250,000 | $ 250,000 | $ 260,000 |
| Baltimore County Maryland | 1 | $ 130,000 | $ 130,000 | $ 100,000 |
| Wicomico County Maryland | 1 | $ 216,000 | $ 216,000 | $ 134,000 |
| Clay County Missouri | 1 | $ 221,000 | $ 221,000 | $ 128,000 |
| Newton County Missouri | 1 | $ 51,000 | $ 51,000 | $ 45,000 |
| Pettis County Missouri | 1 | $ 88,000 | $ 88,000 | $ 54,000 |
| Platte County Missouri | 1 | $ 480,000 | $ 480,000 | $ 177,000 |
| St. Charles County Missouri | 1 | $ 284,000 | $ 284,000 | $ 346,000 |
| St. Louis City County Missouri | 1 | $ 218,000 | $ 218,000 | $ 96,000 |
| Stone County Missouri | 1 | $ 114,000 | $ 114,000 | $ 29,000 |
| Flathead County Montana | 1 | $ 151,000 | $ 151,000 | $ 52,000 |
| Gallatin County Montana | 1 | $ 320,000 | $ 320,000 | $ 275,000 |
| Missoula County Montana | 1 | $ 239,000 | $ 239,000 | $ 165,000 |
| Washoe County Nevada | 1 | $ 230,000 | $ 230,000 | $ 179,000 |
| Middlesex County New Jersey | 1 | $ 223,000 | $ 223,000 | $ 100,000 |
| Santa Fe County New Mexico | 1 | $ 122,000 | $ 122,000 | $ 174,000 |
| Queens County New York | 1 | $ 424,000 | $ 424,000 | $ 165,000 |
| Union County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 99,000 |
| Greene County Ohio | 1 | $ 231,000 | $ 231,000 | $ 93,000 |
| Summit County Ohio | 1 | $ 44,000 | $ 44,000 | $ 23,000 |
| Canadian County Oklahoma | 1 | $ 189,000 | $ 189,000 | $ 66,000 |
| Craig County Oklahoma | 1 | $ 110,000 | $ 110,000 | $ 50,000 |
| Creek County Oklahoma | 1 | $ 60,000 | $ 60,000 | $ 119,000 |
| Delaware County Oklahoma | 1 | $ 300,000 | $ 300,000 | $ 104,000 |
| Garfield County Oklahoma | 1 | $ 180,000 | $ 180,000 | $ 116,000 |
| Grant County Oklahoma | 1 | $ 55,000 | $ 55,000 | $ 192,000 |
| Kay County Oklahoma | 1 | $ 196,000 | $ 196,000 | $ 204,000 |
| Lincoln County Oklahoma | 1 | $ 32,000 | $ 32,000 | $ 129,000 |
| McCurtain County Oklahoma | 1 | $ 20,000 | $ 20,000 | $ 62,000 |
| Okmulgee County Oklahoma | 1 | $ 91,000 | $ 91,000 | $ 28,000 |
| Greenville County South Carolina | 1 | $ 106,000 | $ 106,000 | $ 35,000 |
| Blount County Tennessee | 1 | $ 440,000 | $ 440,000 | $ 318,000 |
| Austin County Texas | 1 | $ 424,000 | $ 424,000 | $ 170,000 |
| Brazos County Texas | 1 | $ 160,000 | $ 160,000 | $ 29,000 |
| Chambers County Texas | 1 | $ 280,000 | $ 280,000 | $ 220,000 |
| Collin County Texas | 1 | $ 75,000 | $ 75,000 | $ 117,000 |
| Denton County Texas | 1 | $ 200,000 | $ 200,000 | $ 235,000 |
| Ector County Texas | 1 | $ 382,000 | $ 382,000 | $ 197,000 |
| Gray County Texas | 1 | $ 81,000 | $ 81,000 | $ 266,000 |
| Hays County Texas | 1 | $ 333,000 | $ 333,000 | $ 168,000 |
| Houston County Texas | 1 | $ 204,000 | $ 204,000 | $ 234,000 |
| Lamar County Texas | 1 | $ 50,000 | $ 50,000 | $ 6,000 |
| Lubbock County Texas | 1 | $ 54,000 | $ 54,000 | $ 124,000 |
| San Jacinto County Texas | 1 | $ 225,000 | $ 225,000 | $ 204,000 |
| Waller County Texas | 1 | $ 268,000 | $ 268,000 | $ 103,000 |
| Williamson County Texas | 1 | $ 198,000 | $ 198,000 | $ 99,000 |
| Summit County Utah | 1 | $ 400,000 | $ 400,000 | $ 127,000 |
Mortgage Loan Application Detail Totals for Truity Federal Credit Union in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 902 | $172,962,000 | $191,000 | $1,148,000 | $116,000 | $691,000 |
| Refinancing | 331 | $48,567,000 | $146,000 | $2,400,000 | $110,000 | $770,000 |
| Home Improvement | 157 | $12,621,000 | $80,000 | $800,000 | $107,000 | $419,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 876 | $150,078,000 | $171,000 | $1,789,000 | $115,000 | $708,000 |
| Not Provided | 294 | $45,602,000 | $155,000 | $800,000 | $123,000 | $770,000 |
| Hispanic | 85 | $14,512,000 | $170,000 | $588,000 | $86,000 | $459,000 |
| Asian | 48 | $8,960,000 | $186,000 | $424,000 | $134,000 | $689,000 |
| American Indian or Alaskan Native | 40 | $4,506,000 | $112,000 | $320,000 | $71,000 | $197,000 |
| Black or African American | 34 | $6,225,000 | $183,000 | $424,000 | $109,000 | $239,000 |
| Native Hawaiian or Other Pacific Islander | 7 | $1,263,000 | $180,000 | $423,000 | $122,000 | $258,000 |
| Not applicable | 6 | $3,004,000 | $500,000 | $2,400,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,390 | $234,150,000 | $168,000 | $2,400,000 | $114,000 | $770,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 775 | $144,205,000 | $186,000 | $2,400,000 | $132,000 | $770,000 |
| Application Denied By Financial Institution | 417 | $53,721,000 | $128,000 | $800,000 | $71,000 | $690,000 |
| Application Withdrawn By Applicant | 162 | $31,244,000 | $192,000 | $637,000 | $138,000 | $691,000 |
| File Closed For Incompleteness | 33 | $4,132,000 | $125,000 | $417,000 | $104,000 | $400,000 |
| Application Approved But Not Accepted | 3 | $848,000 | $282,000 | $424,000 | $274,000 | $419,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 291 | $38,069,000 | $130,000 | $800,000 | $69,000 | $480,000 |
| Debt-To-Income Ratio | 44 | $5,848,000 | $132,000 | $450,000 | $50,000 | $282,000 |
| Credit History | 28 | $3,560,000 | $127,000 | $375,000 | $80,000 | $350,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 23 | $2,595,000 | $112,000 | $240,000 | $41,000 | $226,000 |
| Collateral | 22 | $2,068,000 | $94,000 | $255,000 | $147,000 | $690,000 |
| Employment History | 4 | $541,000 | $135,000 | $180,000 | $92,000 | $208,000 |
| Unverifiable Information | 4 | $866,000 | $216,000 | $400,000 | $96,000 | $225,000 |
| Credit Application Incomplete | 1 | $174,000 | $174,000 | $174,000 | $186,000 | $186,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Truity Federal Credit Union's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Truity Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Oklahoma, download the full spreadsheet
with aggregated HMDA statistics today.