A+ Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
A+ Federal Credit Union 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | A+ Federal Credit Union 6420 Us Hwy 290 East Austin, TX 78723 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,656 |
| Total Mortgage Loan Application Amount | $304,320,000 |
| Average Mortgage Loan Application Amount | $94,166 |
| Highest Mortgage Loan Application Amount | $905,000 |
| Average Applicant Income | $84,000 |
| Highest Applicant Income | $1,200,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with A+ Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing A+ Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down A+ Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how A+ Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by A+ Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at A+ Federal Credit Union's mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Travis County Texas | 609 | $ 82,425,000 | $ 135,000 | $ 93,000 |
| Williamson County Texas | 433 | $ 54,645,000 | $ 126,000 | $ 99,000 |
| Hays County Texas | 137 | $ 15,765,000 | $ 115,000 | $ 87,000 |
| Bastrop County Texas | 79 | $ 8,375,000 | $ 106,000 | $ 84,000 |
| Bexar County Texas | 55 | $ 5,175,000 | $ 94,000 | $ 77,000 |
| Bell County Texas | 41 | $ 4,475,000 | $ 109,000 | $ 78,000 |
| Caldwell County Texas | 33 | $ 2,925,000 | $ 88,000 | $ 78,000 |
| Ector County Texas | 32 | $ 2,920,000 | $ 91,000 | $ 71,000 |
| Harris County Texas | 32 | $ 3,550,000 | $ 110,000 | $ 92,000 |
| Montgomery County Texas | 32 | $ 3,810,000 | $ 119,000 | $ 119,000 |
| Brazoria County Texas | 26 | $ 2,610,000 | $ 100,000 | $ 78,000 |
| Comal County Texas | 25 | $ 3,755,000 | $ 150,000 | $ 97,000 |
| Guadalupe County Texas | 25 | $ 2,545,000 | $ 101,000 | $ 79,000 |
| Burnet County Texas | 24 | $ 2,570,000 | $ 107,000 | $ 86,000 |
| Liberty County Texas | 20 | $ 2,560,000 | $ 128,000 | $ 88,000 |
| Denton County Texas | 18 | $ 1,790,000 | $ 99,000 | $ 76,000 |
| Fort Bend County Texas | 18 | $ 1,790,000 | $ 99,000 | $ 98,000 |
| Orange County Texas | 18 | $ 1,550,000 | $ 86,000 | $ 114,000 |
| Midland County Texas | 17 | $ 2,055,000 | $ 120,000 | $ 85,000 |
| Hardin County Texas | 16 | $ 1,330,000 | $ 83,000 | $ 78,000 |
| Hunt County Texas | 16 | $ 1,570,000 | $ 98,000 | $ 76,000 |
| Tarrant County Texas | 16 | $ 1,430,000 | $ 89,000 | $ 88,000 |
| Johnson County Texas | 15 | $ 1,365,000 | $ 91,000 | $ 72,000 |
| Medina County Texas | 15 | $ 1,665,000 | $ 111,000 | $ 84,000 |
| Wise County Texas | 15 | $ 1,675,000 | $ 111,000 | $ 68,000 |
| Bowie County Texas | 13 | $ 1,135,000 | $ 87,000 | $ 80,000 |
| Collin County Texas | 13 | $ 1,595,000 | $ 122,000 | $ 98,000 |
| McLennan County Texas | 13 | $ 1,215,000 | $ 93,000 | $ 60,000 |
| Brazos County Texas | 12 | $ 1,210,000 | $ 100,000 | $ 76,000 |
| Lee County Texas | 12 | $ 1,070,000 | $ 89,000 | $ 79,000 |
| Parker County Texas | 12 | $ 1,270,000 | $ 105,000 | $ 101,000 |
| Van Zandt County Texas | 12 | $ 1,100,000 | $ 91,000 | $ 80,000 |
| Atascosa County Texas | 11 | $ 1,365,000 | $ 124,000 | $ 73,000 |
| Gonzales County Texas | 11 | $ 1,005,000 | $ 91,000 | $ 71,000 |
| Victoria County Texas | 11 | $ 1,115,000 | $ 101,000 | $ 70,000 |
| Bandera County Texas | 10 | $ 1,200,000 | $ 120,000 | $ 82,000 |
| Hill County Texas | 10 | $ 970,000 | $ 97,000 | $ 59,000 |
| Kaufman County Texas | 10 | $ 890,000 | $ 89,000 | $ 72,000 |
| Panola County Texas | 10 | $ 940,000 | $ 94,000 | $ 78,000 |
| Angelina County Texas | 9 | $ 855,000 | $ 95,000 | $ 79,000 |
| Brown County Texas | 9 | $ 785,000 | $ 87,000 | $ 66,000 |
| Llano County Texas | 9 | $ 955,000 | $ 106,000 | $ 130,000 |
| Nacogdoches County Texas | 9 | $ 785,000 | $ 87,000 | $ 79,000 |
| Randall County Texas | 9 | $ 885,000 | $ 98,000 | $ 73,000 |
| Waller County Texas | 9 | $ 1,225,000 | $ 136,000 | $ 86,000 |
| Aransas County Texas | 8 | $ 570,000 | $ 71,000 | $ 187,000 |
| Cass County Texas | 8 | $ 560,000 | $ 70,000 | $ 82,000 |
| Galveston County Texas | 8 | $ 1,020,000 | $ 127,000 | $ 87,000 |
| Grimes County Texas | 8 | $ 880,000 | $ 110,000 | $ 77,000 |
| Lubbock County Texas | 8 | $ 810,000 | $ 101,000 | $ 78,000 |
| Milam County Texas | 8 | $ 680,000 | $ 85,000 | $ 87,000 |
| Robertson County Texas | 8 | $ 530,000 | $ 66,000 | $ 76,000 |
| Smith County Texas | 8 | $ 620,000 | $ 77,000 | $ 71,000 |
| Tom Green County Texas | 8 | $ 950,000 | $ 118,000 | $ 91,000 |
| Cherokee County Texas | 7 | $ 635,000 | $ 90,000 | $ 73,000 |
| Coryell County Texas | 7 | $ 635,000 | $ 90,000 | $ 50,000 |
| Dallas County Texas | 7 | $ 455,000 | $ 65,000 | $ 72,000 |
| Henderson County Texas | 7 | $ 755,000 | $ 107,000 | $ 98,000 |
| Hidalgo County Texas | 7 | $ 595,000 | $ 85,000 | $ 95,000 |
| Jefferson County Texas | 7 | $ 975,000 | $ 139,000 | $ 149,000 |
| Leon County Texas | 7 | $ 705,000 | $ 100,000 | $ 64,000 |
| Limestone County Texas | 7 | $ 635,000 | $ 90,000 | $ 78,000 |
| Polk County Texas | 7 | $ 785,000 | $ 112,000 | $ 92,000 |
| Rusk County Texas | 7 | $ 735,000 | $ 105,000 | $ 68,000 |
| San Jacinto County Texas | 7 | $ 575,000 | $ 82,000 | $ 94,000 |
| Shelby County Texas | 7 | $ 725,000 | $ 103,000 | $ 68,000 |
| Upshur County Texas | 7 | $ 625,000 | $ 89,000 | $ 71,000 |
| Walker County Texas | 7 | $ 765,000 | $ 109,000 | $ 79,000 |
| Cameron County Texas | 6 | $ 580,000 | $ 96,000 | $ 71,000 |
| Ellis County Texas | 6 | $ 560,000 | $ 93,000 | $ 68,000 |
| Gaines County Texas | 6 | $ 760,000 | $ 126,000 | $ 145,000 |
| Grayson County Texas | 6 | $ 610,000 | $ 101,000 | $ 78,000 |
| Harrison County Texas | 6 | $ 380,000 | $ 63,000 | $ 65,000 |
| Karnes County Texas | 6 | $ 670,000 | $ 111,000 | $ 72,000 |
| Lampasas County Texas | 6 | $ 640,000 | $ 106,000 | $ 105,000 |
| Martin County Texas | 6 | $ 740,000 | $ 123,000 | $ 104,000 |
| Newton County Texas | 6 | $ 640,000 | $ 106,000 | $ 87,000 |
| Wilson County Texas | 6 | $ 630,000 | $ 105,000 | $ 73,000 |
| Andrews County Texas | 5 | $ 515,000 | $ 103,000 | $ 86,000 |
| Austin County Texas | 5 | $ 335,000 | $ 67,000 | $ 64,000 |
| Burleson County Texas | 5 | $ 455,000 | $ 91,000 | $ 92,000 |
| Callahan County Texas | 5 | $ 445,000 | $ 89,000 | $ 66,000 |
| Duval County Texas | 5 | $ 615,000 | $ 123,000 | $ 87,000 |
| El Paso County Texas | 5 | $ 535,000 | $ 107,000 | $ 70,000 |
| Fannin County Texas | 5 | $ 705,000 | $ 141,000 | $ 71,000 |
| Lavaca County Texas | 5 | $ 525,000 | $ 105,000 | $ 81,000 |
| Navarro County Texas | 5 | $ 405,000 | $ 81,000 | $ 77,000 |
| Sabine County Texas | 5 | $ 455,000 | $ 91,000 | $ 143,000 |
| Taylor County Texas | 5 | $ 385,000 | $ 77,000 | $ 57,000 |
| Ward County Texas | 5 | $ 535,000 | $ 107,000 | $ 78,000 |
| Washington County Texas | 5 | $ 545,000 | $ 109,000 | $ 60,000 |
| Wood County Texas | 5 | $ 425,000 | $ 85,000 | $ 68,000 |
| Anderson County Texas | 4 | $ 200,000 | $ 50,000 | $ 88,000 |
| Bee County Texas | 4 | $ 340,000 | $ 85,000 | $ 85,000 |
| Blanco County Texas | 4 | $ 510,000 | $ 127,000 | $ 89,000 |
| Falls County Texas | 4 | $ 330,000 | $ 82,000 | $ 53,000 |
| Fayette County Texas | 4 | $ 610,000 | $ 152,000 | $ 130,000 |
| Freestone County Texas | 4 | $ 360,000 | $ 90,000 | $ 111,000 |
| Frio County Texas | 4 | $ 520,000 | $ 130,000 | $ 70,000 |
| Hood County Texas | 4 | $ 480,000 | $ 120,000 | $ 72,000 |
| Hopkins County Texas | 4 | $ 350,000 | $ 87,000 | $ 44,000 |
| Howard County Texas | 4 | $ 460,000 | $ 115,000 | $ 82,000 |
| Kendall County Texas | 4 | $ 500,000 | $ 125,000 | $ 83,000 |
| Kerr County Texas | 4 | $ 450,000 | $ 112,000 | $ 129,000 |
| Madison County Texas | 4 | $ 540,000 | $ 135,000 | $ 91,000 |
| Matagorda County Texas | 4 | $ 510,000 | $ 127,000 | $ 90,000 |
| Montague County Texas | 4 | $ 230,000 | $ 57,000 | $ 101,000 |
| Moore County Texas | 4 | $ 490,000 | $ 122,000 | $ 61,000 |
| Morris County Texas | 4 | $ 310,000 | $ 77,000 | $ 63,000 |
| Palo Pinto County Texas | 4 | $ 410,000 | $ 102,000 | $ 65,000 |
| Rains County Texas | 4 | $ 390,000 | $ 97,000 | $ 51,000 |
| San Patricio County Texas | 4 | $ 360,000 | $ 90,000 | $ 98,000 |
| Trinity County Texas | 4 | $ 360,000 | $ 90,000 | $ 64,000 |
| Comanche County Texas | 3 | $ 235,000 | $ 78,000 | $ 51,000 |
| Cooke County Texas | 3 | $ 325,000 | $ 108,000 | $ 85,000 |
| DeWitt County Texas | 3 | $ 205,000 | $ 68,000 | $ 65,000 |
| Houston County Texas | 3 | $ 225,000 | $ 75,000 | $ 77,000 |
| Hutchinson County Texas | 3 | $ 275,000 | $ 91,000 | $ 94,000 |
| Jasper County Texas | 3 | $ 325,000 | $ 108,000 | $ 83,000 |
| Jones County Texas | 3 | $ 355,000 | $ 118,000 | $ 101,000 |
| Kinney County Texas | 3 | $ 225,000 | $ 75,000 | $ 79,000 |
| Kleberg County Texas | 3 | $ 275,000 | $ 91,000 | $ 71,000 |
| Mills County Texas | 3 | $ 295,000 | $ 98,000 | $ 76,000 |
| Nolan County Texas | 3 | $ 235,000 | $ 78,000 | $ 86,000 |
| Nueces County Texas | 3 | $ 315,000 | $ 105,000 | $ 87,000 |
| Potter County Texas | 3 | $ 405,000 | $ 135,000 | $ 78,000 |
| Reeves County Texas | 3 | $ 385,000 | $ 128,000 | $ 69,000 |
| San Saba County Texas | 3 | $ 185,000 | $ 61,000 | $ 58,000 |
| Calhoun County Texas | 2 | $ 100,000 | $ 50,000 | $ 102,000 |
| Chambers County Texas | 2 | $ 190,000 | $ 95,000 | $ 72,000 |
| Clay County Texas | 2 | $ 80,000 | $ 40,000 | $ 36,000 |
| Coke County Texas | 2 | $ 320,000 | $ 160,000 | $ 111,000 |
| Coleman County Texas | 2 | $ 200,000 | $ 100,000 | $ 64,000 |
| Colorado County Texas | 2 | $ 200,000 | $ 100,000 | $ 90,000 |
| Deaf Smith County Texas | 2 | $ 90,000 | $ 45,000 | $ 63,000 |
| Erath County Texas | 2 | $ 130,000 | $ 65,000 | $ 59,000 |
| Gillespie County Texas | 2 | $ 250,000 | $ 125,000 | $ 64,000 |
| Goliad County Texas | 2 | $ 200,000 | $ 100,000 | $ 65,000 |
| Hamilton County Texas | 2 | $ 120,000 | $ 60,000 | $ 86,000 |
| Hockley County Texas | 2 | $ 200,000 | $ 100,000 | $ 54,000 |
| Jackson County Texas | 2 | $ 230,000 | $ 115,000 | $ 124,000 |
| Jim Wells County Texas | 2 | $ 230,000 | $ 115,000 | $ 81,000 |
| Lamar County Texas | 2 | $ 310,000 | $ 155,000 | $ 99,000 |
| Live Oak County Texas | 2 | $ 160,000 | $ 80,000 | $ 89,000 |
| Marion County Texas | 2 | $ 110,000 | $ 55,000 | $ 87,000 |
| Ochiltree County Texas | 2 | $ 180,000 | $ 90,000 | $ 98,000 |
| Real County Texas | 2 | $ 110,000 | $ 55,000 | $ 94,000 |
| Refugio County Texas | 2 | $ 170,000 | $ 85,000 | $ 82,000 |
| Webb County Texas | 2 | $ 360,000 | $ 180,000 | $ 96,000 |
| Wharton County Texas | 2 | $ 130,000 | $ 65,000 | $ 120,000 |
| Winkler County Texas | 2 | $ 280,000 | $ 140,000 | $ 106,000 |
| Zavala County Texas | 2 | $ 190,000 | $ 95,000 | $ 69,000 |
| Barnstable County Massachusetts | 1 | $ 35,000 | $ 35,000 | $ 127,000 |
| Armstrong County Texas | 1 | $ 75,000 | $ 75,000 | $ 104,000 |
| Bailey County Texas | 1 | $ 55,000 | $ 55,000 | $ 26,000 |
| Bosque County Texas | 1 | $ 45,000 | $ 45,000 | $ 38,000 |
| Brewster County Texas | 1 | $ 35,000 | $ 35,000 | $ 63,000 |
| Concho County Texas | 1 | $ 75,000 | $ 75,000 | $ 148,000 |
| Dawson County Texas | 1 | $ 175,000 | $ 175,000 | $ 140,000 |
| Delta County Texas | 1 | $ 85,000 | $ 85,000 | $ 35,000 |
| Dimmit County Texas | 1 | $ 215,000 | $ 215,000 | $ 111,000 |
| Eastland County Texas | 1 | $ 85,000 | $ 85,000 | $ 296,000 |
| Franklin County Texas | 1 | $ 55,000 | $ 55,000 | $ 42,000 |
| Garza County Texas | 1 | $ 55,000 | $ 55,000 | $ 144,000 |
| Gregg County Texas | 1 | $ 55,000 | $ 55,000 | $ 79,000 |
| Hudspeth County Texas | 1 | $ 35,000 | $ 35,000 | $ 54,000 |
| Jeff Davis County Texas | 1 | $ 165,000 | $ 165,000 | $ 212,000 |
| Kimble County Texas | 1 | $ 125,000 | $ 125,000 | $ 77,000 |
| La Salle County Texas | 1 | $ 55,000 | $ 55,000 | $ 79,000 |
| Maverick County Texas | 1 | $ 75,000 | $ 75,000 | $ 26,000 |
| McCulloch County Texas | 1 | $ 175,000 | $ 175,000 | $ 52,000 |
| McMullen County Texas | 1 | $ 85,000 | $ 85,000 | $ 56,000 |
| Mitchell County Texas | 1 | $ 215,000 | $ 215,000 | $ 121,000 |
| Pecos County Texas | 1 | $ 65,000 | $ 65,000 | $ 86,000 |
| Presidio County Texas | 1 | $ 45,000 | $ 45,000 | $ 40,000 |
| Reagan County Texas | 1 | $ 205,000 | $ 205,000 | $ 134,000 |
| Red River County Texas | 1 | $ 55,000 | $ 55,000 | $ 30,000 |
| San Augustine County Texas | 1 | $ 95,000 | $ 95,000 | $ 169,000 |
| Scurry County Texas | 1 | $ 95,000 | $ 95,000 | $ 83,000 |
| Sutton County Texas | 1 | $ 105,000 | $ 105,000 | $ 90,000 |
| Terry County Texas | 1 | $ 105,000 | $ 105,000 | $ 60,000 |
| Titus County Texas | 1 | $ 75,000 | $ 75,000 | $ 43,000 |
| Tyler County Texas | 1 | $ 65,000 | $ 65,000 | $ 51,000 |
| Uvalde County Texas | 1 | $ 105,000 | $ 105,000 | $ 102,000 |
| Wichita County Texas | 1 | $ 75,000 | $ 75,000 | $ 56,000 |
| Young County Texas | 1 | $ 115,000 | $ 115,000 | $ 72,000 |
Mortgage Loan Application Detail Totals for A+ Federal Credit Union in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,350 | $145,710,000 | $107,000 | $905,000 | $84,000 | $719,000 |
| Cash-out Refinancing | 634 | $82,230,000 | $129,000 | $755,000 | $85,000 | $325,000 |
| Refinancing | 287 | $53,985,000 | $188,000 | $855,000 | $107,000 | $1,200,000 |
| Home Improvement | 201 | $11,765,000 | $58,000 | $305,000 | $112,000 | $508,000 |
| Other Purpose | 182 | $10,580,000 | $58,000 | $355,000 | $88,000 | $294,000 |
| Not Applicable | 2 | $50,000 | $25,000 | $45,000 | $28,000 | $51,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,408 | $156,040,000 | $110,000 | $905,000 | $90,000 | $1,200,000 |
| Not Provided | 705 | $85,135,000 | $120,000 | $855,000 | $94,000 | $508,000 |
| Hispanic | 385 | $40,635,000 | $105,000 | $375,000 | $78,000 | $296,000 |
| Black or African American | 84 | $9,330,000 | $111,000 | $355,000 | $79,000 | $269,000 |
| Not applicable | 48 | $9,960,000 | $207,000 | $665,000 | $132,000 | $228,000 |
| Asian | 19 | $2,355,000 | $123,000 | $445,000 | $78,000 | $131,000 |
| American Indian or Alaskan Native | 5 | $585,000 | $117,000 | $255,000 | $74,000 | $96,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $115,000 | $115,000 | $115,000 | $46,000 | $46,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,656 | $304,320,000 | $114,000 | $905,000 | $89,000 | $1,200,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 917 | $114,005,000 | $124,000 | $755,000 | $96,000 | $504,000 |
| Application Approved But Not Accepted | 541 | $56,535,000 | $104,000 | $435,000 | $87,000 | $719,000 |
| Loan Purchased By The Institution | 416 | $40,840,000 | $98,000 | $275,000 | $76,000 | $715,000 |
| Application Denied By Financial Institution | 315 | $30,885,000 | $98,000 | $905,000 | $81,000 | $1,200,000 |
| Application Withdrawn By Applicant | 281 | $37,605,000 | $133,000 | $855,000 | $97,000 | $504,000 |
| File Closed For Incompleteness | 183 | $23,825,000 | $130,000 | $485,000 | $92,000 | $508,000 |
| Preapproval Approved but not Accepted | 2 | $530,000 | $265,000 | $385,000 | $99,000 | $108,000 |
| Preapproval Denied by Financial Institution | 1 | $95,000 | $95,000 | $95,000 | $46,000 | $46,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,340 | $273,340,000 | $116,000 | $855,000 | $90,000 | $719,000 |
| Credit History | 121 | $10,745,000 | $88,000 | $315,000 | $86,000 | $1,200,000 |
| Debt-To-Income Ratio | 90 | $10,050,000 | $111,000 | $905,000 | $56,000 | $337,000 |
| Collateral | 90 | $8,490,000 | $94,000 | $365,000 | $98,000 | $325,000 |
| Other | 7 | $745,000 | $106,000 | $245,000 | $104,000 | $360,000 |
| Employment History | 5 | $495,000 | $99,000 | $185,000 | $64,000 | $126,000 |
| Mortgage Insurance Denied | 2 | $420,000 | $210,000 | $215,000 | $74,000 | $79,000 |
| Unverifiable Information | 1 | $35,000 | $35,000 | $35,000 | $78,000 | $78,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into A+ Federal Credit Union's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess A+ Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.