Academy Financial Services Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004
Academy Financial Services Llc 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Academy Financial Services Llc 2701 Wells Fargo Way, Mac X9902-01R Minneapolis, MN 55467 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2004 2003 |
| Total Number of Mortgage Applications | 895 |
| Total Mortgage Loan Application Amount | $202,432,000 |
| Average Mortgage Loan Application Amount | $238,952 |
| Highest Mortgage Loan Application Amount | $1,000,000 |
| Average Applicant Income | $122,714 |
| Highest Applicant Income | $839,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with Academy Financial Services Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Academy Financial Services Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2004 breaks down Academy Financial Services Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Academy Financial Services Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Academy Financial Services Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Academy Financial Services Llc's mortgage activity for 2004.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Fulton County Georgia | 281 | $ 79,134,000 | $ 281,000 | $ 127,000 |
| Cobb County Georgia | 213 | $ 41,248,000 | $ 193,000 | $ 78,000 |
| DeKalb County Georgia | 109 | $ 23,965,000 | $ 219,000 | $ 100,000 |
| Gwinnett County Georgia | 61 | $ 13,212,000 | $ 216,000 | $ 81,000 |
| Cherokee County Georgia | 52 | $ 8,831,000 | $ 169,000 | $ 73,000 |
| Forsyth County Georgia | 38 | $ 8,576,000 | $ 225,000 | $ 89,000 |
| Paulding County Georgia | 23 | $ 4,424,000 | $ 192,000 | $ 61,000 |
| Coweta County Georgia | 14 | $ 1,753,000 | $ 125,000 | $ 61,000 |
| Fayette County Georgia | 14 | $ 2,557,000 | $ 182,000 | $ 97,000 |
| Henry County Georgia | 7 | $ 1,226,000 | $ 175,000 | $ 164,000 |
| Douglas County Georgia | 6 | $ 984,000 | $ 164,000 | $ 81,000 |
| Bartow County Georgia | 4 | $ 421,000 | $ 105,000 | $ 59,000 |
| Tallapoosa County Alabama | 3 | $ 642,000 | $ 214,000 | $ 125,000 |
| Broward County Florida | 3 | $ 413,000 | $ 137,000 | $ 46,000 |
| Hall County Georgia | 3 | $ 458,000 | $ 152,000 | $ 119,000 |
| Clayton County Georgia | 2 | $ 275,000 | $ 137,000 | $ 36,000 |
| Jackson County Georgia | 2 | $ 244,000 | $ 122,000 | $ 55,000 |
| Pickens County Georgia | 2 | $ 484,000 | $ 242,000 | $ 166,000 |
| Walton County Georgia | 2 | $ 539,000 | $ 269,000 | $ 131,000 |
| Baldwin County Alabama | 1 | $ 175,000 | $ 175,000 | $ 218,000 |
| Jefferson County Alabama | 1 | $ 422,000 | $ 422,000 | $ 145,000 |
| Polk County Arkansas | 1 | $ 240,000 | $ 240,000 | $ 75,000 |
| Los Angeles County California | 1 | $ 186,000 | $ 186,000 | $ 56,000 |
| Denver County Colorado | 1 | $ 242,000 | $ 242,000 | $ 69,000 |
| Nassau County Florida | 1 | $ 500,000 | $ 500,000 | $ 839,000 |
| Palm Beach County Florida | 1 | $ 150,000 | $ 150,000 | $ 43,000 |
| Walton County Florida | 1 | $ 189,000 | $ 189,000 | $ 276,000 |
| Barrow County Georgia | 1 | $ 296,000 | $ 296,000 | $ 75,000 |
| Chatham County Georgia | 1 | $ 192,000 | $ 192,000 | $ 168,000 |
| Dodge County Georgia | 1 | $ 280,000 | $ 280,000 | $ 84,000 |
| Fannin County Georgia | 1 | $ 117,000 | $ 117,000 | $ 103,000 |
| Heard County Georgia | 1 | $ 130,000 | $ 130,000 | $ 27,000 |
| Morgan County Georgia | 1 | $ 225,000 | $ 225,000 | $ 66,000 |
| Muscogee County Georgia | 1 | $ 115,000 | $ 115,000 | $ 43,000 |
| Newton County Georgia | 1 | $ 128,000 | $ 128,000 | $ 48,000 |
| Pike County Georgia | 1 | $ 196,000 | $ 196,000 | $ 90,000 |
| Putnam County Georgia | 1 | $ 111,000 | $ 111,000 | $ 43,000 |
| Rockdale County Georgia | 1 | $ 107,000 | $ 107,000 | $ 35,000 |
| Spalding County Georgia | 1 | $ 326,000 | $ 326,000 | $ 133,000 |
| Towns County Georgia | 1 | $ 122,000 | $ 122,000 | $ 366,000 |
| Plymouth County Massachusetts | 1 | $ 240,000 | $ 240,000 | $ 72,000 |
| Wayne County Michigan | 1 | $ 151,000 | $ 151,000 | $ 41,000 |
| Taos County New Mexico | 1 | $ 154,000 | $ 154,000 | $ 214,000 |
| Brunswick County North Carolina | 1 | $ 96,000 | $ 96,000 | $ 160,000 |
| Carteret County North Carolina | 1 | $ 650,000 | $ 650,000 | $ 314,000 |
| Guilford County North Carolina | 1 | $ 304,000 | $ 304,000 | $ 65,000 |
| Macon County North Carolina | 1 | $ 200,000 | $ 200,000 | $ 95,000 |
| New Hanover County North Carolina | 1 | $ 170,000 | $ 170,000 | $ 38,000 |
| Butler County Ohio | 1 | $ 150,000 | $ 150,000 | $ 75,000 |
| Lake County Ohio | 1 | $ 239,000 | $ 239,000 | $ 96,000 |
| Deschutes County Oregon | 1 | $ 340,000 | $ 340,000 | $ 184,000 |
| Anderson County South Carolina | 1 | $ 180,000 | $ 180,000 | $ 105,000 |
| Charleston County South Carolina | 1 | $ 334,000 | $ 334,000 | $ 138,000 |
| Georgetown County South Carolina | 1 | $ 590,000 | $ 590,000 | $ 232,000 |
| Davidson County Tennessee | 1 | $ 194,000 | $ 194,000 | $ 95,000 |
| Sevier County Tennessee | 1 | $ 168,000 | $ 168,000 | $ 159,000 |
| Chesterfield County Virginia | 1 | $ 200,000 | $ 200,000 | $ 101,000 |
| New Kent County Virginia | 1 | $ 163,000 | $ 163,000 | $ 52,000 |
Mortgage Loan Application Detail Totals for Academy Financial Services Llc in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 814 | $183,471,000 | $238,230 | $1,000,000 | $121,384 | $839,000 |
| Refinancing | 81 | $18,961,000 | $240,125 | $830,000 | $124,875 | $749,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 698 | $158,982,000 | $237,866 | $1,000,000 | $127,866 | $839,000 |
| Not Provided | 139 | $32,225,000 | $200,000 | $808,000 | $142,500 | $700,000 |
| Hispanic | 23 | $4,365,000 | $138,500 | $544,000 | $47,000 | $225,000 |
| Black or African American | 21 | $3,618,000 | $162,000 | $351,000 | $58,500 | $184,000 |
| Asian | 13 | $3,046,000 | $234,000 | $515,000 | $93,000 | $207,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $196,000 | $196,000 | $196,000 | $78,000 | $78,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 852 | $195,860,000 | $237,600 | $1,000,000 | $123,333 | $839,000 |
| FHA-insured (Federal Housing Administration) | 40 | $6,134,000 | $131,750 | $221,000 | $114,000 | $302,000 |
| VA-guaranteed (Veterans Administration) | 3 | $438,000 | $146,000 | $187,000 | $39,000 | $57,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 829 | $187,675,000 | $229,400 | $1,000,000 | $116,933 | $839,000 |
| Application Approved But Not Accepted | 49 | $10,683,000 | $218,000 | $432,000 | $95,000 | $300,000 |
| Preapproval Approved but not Accepted | 17 | $4,074,000 | $239,000 | $650,000 | $199,000 | $302,000 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Denied By Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Academy Financial Services Llc's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Academy Financial Services Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.