Academy Financial Services Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
Academy Financial Services Llc 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Academy Financial Services Llc 2701 Wells Fargo Way, Mac X9902-01R Minneapolis, MN 55467 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2005 |
| Total Number of Mortgage Applications | 843 |
| Total Mortgage Loan Application Amount | $203,852,000 |
| Average Mortgage Loan Application Amount | $229,833 |
| Highest Mortgage Loan Application Amount | $1,000,000 |
| Average Applicant Income | $117,166 |
| Highest Applicant Income | $820,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with Academy Financial Services Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Academy Financial Services Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down Academy Financial Services Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Academy Financial Services Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Academy Financial Services Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Academy Financial Services Llc's mortgage activity for 2005.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Fulton County Georgia | 247 | $ 75,800,000 | $ 306,000 | $ 99,000 |
| Cobb County Georgia | 232 | $ 53,560,000 | $ 230,000 | $ 91,000 |
| DeKalb County Georgia | 96 | $ 22,107,000 | $ 230,000 | $ 90,000 |
| Cherokee County Georgia | 48 | $ 8,243,000 | $ 171,000 | $ 65,000 |
| Gwinnett County Georgia | 41 | $ 7,341,000 | $ 179,000 | $ 70,000 |
| Paulding County Georgia | 32 | $ 6,224,000 | $ 194,000 | $ 84,000 |
| Fayette County Georgia | 28 | $ 5,683,000 | $ 202,000 | $ 82,000 |
| Forsyth County Georgia | 25 | $ 6,077,000 | $ 243,000 | $ 87,000 |
| Coweta County Georgia | 16 | $ 2,258,000 | $ 141,000 | $ 54,000 |
| Henry County Georgia | 6 | $ 736,000 | $ 122,000 | $ 41,000 |
| Douglas County Georgia | 5 | $ 1,340,000 | $ 268,000 | $ 89,000 |
| Barrow County Georgia | 3 | $ 527,000 | $ 175,000 | $ 57,000 |
| Floyd County Georgia | 3 | $ 399,000 | $ 133,000 | $ 86,000 |
| Glynn County Georgia | 3 | $ 704,000 | $ 234,000 | $ 277,000 |
| Jackson County Georgia | 3 | $ 393,000 | $ 131,000 | $ 151,000 |
| Mecklenburg County North Carolina | 3 | $ 381,000 | $ 127,000 | $ 87,000 |
| Jefferson County Alabama | 2 | $ 702,000 | $ 351,000 | $ 302,000 |
| Bartow County Georgia | 2 | $ 219,000 | $ 109,000 | $ 46,000 |
| Carroll County Georgia | 2 | $ 946,000 | $ 473,000 | $ 391,000 |
| Clayton County Georgia | 2 | $ 268,000 | $ 134,000 | $ 83,000 |
| Hall County Georgia | 2 | $ 469,000 | $ 234,000 | $ 137,000 |
| Jackson County North Carolina | 2 | $ 276,000 | $ 138,000 | $ 172,000 |
| Macon County North Carolina | 2 | $ 1,086,000 | $ 543,000 | $ 446,000 |
| Beaufort County South Carolina | 2 | $ 349,000 | $ 174,000 | $ 98,000 |
| Baldwin County Alabama | 1 | $ 188,000 | $ 188,000 | $ 124,000 |
| Chilton County Alabama | 1 | $ 118,000 | $ 118,000 | $ 52,000 |
| Lee County Alabama | 1 | $ 106,000 | $ 106,000 | $ 142,000 |
| Tallapoosa County Alabama | 1 | $ 291,000 | $ 291,000 | $ 141,000 |
| Walker County Alabama | 1 | $ 113,000 | $ 113,000 | $ 104,000 |
| Arapahoe County Colorado | 1 | $ 290,000 | $ 290,000 | $ 84,000 |
| Broward County Florida | 1 | $ 176,000 | $ 176,000 | $ 46,000 |
| Collier County Florida | 1 | $ 218,000 | $ 218,000 | $ 331,000 |
| Escambia County Florida | 1 | $ 460,000 | $ 460,000 | $ 132,000 |
| Hillsborough County Florida | 1 | $ 195,000 | $ 195,000 | $ 40,000 |
| Leon County Florida | 1 | $ 100,000 | $ 100,000 | $ 200,000 |
| St. Johns County Florida | 1 | $ 196,000 | $ 196,000 | $ 126,000 |
| Bibb County Georgia | 1 | $ 150,000 | $ 150,000 | $ 45,000 |
| Dawson County Georgia | 1 | $ 178,000 | $ 178,000 | $ 73,000 |
| Dodge County Georgia | 1 | $ 280,000 | $ 280,000 | $ 88,000 |
| Fannin County Georgia | 1 | $ 220,000 | $ 220,000 | $ 149,000 |
| Gilmer County Georgia | 1 | $ 193,000 | $ 193,000 | $ 108,000 |
| Greene County Georgia | 1 | $ 300,000 | $ 300,000 | $ 186,000 |
| Hancock County Georgia | 1 | $ 135,000 | $ 135,000 | $ 95,000 |
| Muscogee County Georgia | 1 | $ 220,000 | $ 220,000 | $ 49,000 |
| Pickens County Georgia | 1 | $ 186,000 | $ 186,000 | $ 78,000 |
| Union County Georgia | 1 | $ 200,000 | $ 200,000 | $ 623,000 |
| Guilford County North Carolina | 1 | $ 210,000 | $ 210,000 | $ 200,000 |
| Lenoir County North Carolina | 1 | $ 168,000 | $ 168,000 | $ 70,000 |
| Charleston County South Carolina | 1 | $ 516,000 | $ 516,000 | $ 200,000 |
| Lexington County South Carolina | 1 | $ 416,000 | $ 416,000 | $ 118,000 |
| Loudon County Tennessee | 1 | $ 360,000 | $ 360,000 | $ 59,000 |
| Rutherford County Tennessee | 1 | $ 91,000 | $ 91,000 | $ 26,000 |
| Shelby County Tennessee | 1 | $ 142,000 | $ 142,000 | $ 68,000 |
Mortgage Loan Application Detail Totals for Academy Financial Services Llc in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 759 | $181,800,000 | $244,500 | $1,000,000 | $124,500 | $820,000 |
| Refinancing | 84 | $22,052,000 | $200,500 | $1,000,000 | $102,500 | $799,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 599 | $142,913,000 | $207,500 | $1,000,000 | $99,250 | $820,000 |
| Not Provided | 167 | $45,779,000 | $333,400 | $1,000,000 | $155,400 | $774,000 |
| Black or African American | 44 | $8,130,000 | $297,500 | $604,000 | $97,000 | $350,000 |
| Hispanic | 18 | $3,723,000 | $206,000 | $377,000 | $107,000 | $247,000 |
| Asian | 10 | $2,706,000 | $270,000 | $550,000 | $100,000 | $219,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $378,000 | $126,000 | $168,000 | $66,000 | $115,000 |
| American Indian or Alaskan Native | 2 | $223,000 | $111,000 | $135,000 | $49,000 | $51,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 755 | $189,842,000 | $245,375 | $1,000,000 | $127,000 | $820,000 |
| FHA-insured (Federal Housing Administration) | 71 | $11,004,000 | $136,333 | $228,000 | $78,333 | $197,000 |
| VA-guaranteed (Veterans Administration) | 17 | $3,006,000 | $163,000 | $301,000 | $40,500 | $119,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 781 | $188,139,000 | $232,000 | $1,000,000 | $122,142 | $820,000 |
| Application Approved But Not Accepted | 55 | $14,365,000 | $343,000 | $900,000 | $183,500 | $740,000 |
| Preapproval Approved but not Accepted | 7 | $1,348,000 | $192,000 | $360,000 | $63,000 | $165,000 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Denied By Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Academy Financial Services Llc's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Academy Financial Services Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Minnesota, download the full spreadsheet
with aggregated HMDA statistics today.