Acceptance Loan Company
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
Acceptance Loan Company 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Acceptance Loan Company 121 West Church Street Jackson, AL 36545 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 534 |
| Total Mortgage Loan Application Amount | $17,190,000 |
| Average Mortgage Loan Application Amount | $30,333 |
| Highest Mortgage Loan Application Amount | $185,000 |
| Average Applicant Income | $55,333 |
| Highest Applicant Income | $900,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Acceptance Loan Company. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Acceptance Loan Company's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down Acceptance Loan Company's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Acceptance Loan Company serves its applicants.
Each category highlights the total number of mortgage applications processed by Acceptance Loan Company, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Acceptance Loan Company's mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Mobile County Alabama | 98 | $ 3,815,000 | $ 38,000 | $ 82,000 |
| Calhoun County Alabama | 36 | $ 1,016,000 | $ 28,000 | $ 53,000 |
| St. Clair County Alabama | 31 | $ 1,221,000 | $ 39,000 | $ 44,000 |
| Jackson County Mississippi | 29 | $ 1,343,000 | $ 46,000 | $ 77,000 |
| Jackson County Alabama | 28 | $ 786,000 | $ 28,000 | $ 38,000 |
| Talladega County Alabama | 22 | $ 585,000 | $ 26,000 | $ 33,000 |
| Baldwin County Alabama | 21 | $ 521,000 | $ 24,000 | $ 67,000 |
| Harrison County Mississippi | 20 | $ 548,000 | $ 27,000 | $ 52,000 |
| Jefferson County Alabama | 19 | $ 523,000 | $ 27,000 | $ 39,000 |
| George County Mississippi | 19 | $ 635,000 | $ 33,000 | $ 62,000 |
| Marshall County Alabama | 17 | $ 648,000 | $ 38,000 | $ 26,000 |
| Morgan County Alabama | 14 | $ 410,000 | $ 29,000 | $ 39,000 |
| Clarke County Alabama | 13 | $ 588,000 | $ 45,000 | $ 39,000 |
| Tuscaloosa County Alabama | 12 | $ 263,000 | $ 21,000 | $ 54,000 |
| Washington County Alabama | 10 | $ 386,000 | $ 38,000 | $ 67,000 |
| Chilton County Alabama | 9 | $ 209,000 | $ 23,000 | $ 88,000 |
| Jones County Mississippi | 9 | $ 223,000 | $ 24,000 | $ 59,000 |
| Covington County Mississippi | 8 | $ 179,000 | $ 22,000 | $ 44,000 |
| Greene County Mississippi | 8 | $ 147,000 | $ 18,000 | $ 41,000 |
| Lamar County Mississippi | 7 | $ 248,000 | $ 35,000 | $ 45,000 |
| Marion County Mississippi | 7 | $ 157,000 | $ 22,000 | $ 75,000 |
| Cullman County Alabama | 6 | $ 212,000 | $ 35,000 | $ 40,000 |
| DeKalb County Alabama | 6 | $ 185,000 | $ 30,000 | $ 66,000 |
| Shelby County Alabama | 6 | $ 101,000 | $ 16,000 | $ 45,000 |
| Clay County Alabama | 5 | $ 257,000 | $ 51,000 | $ 33,000 |
| Coffee County Alabama | 5 | $ 92,000 | $ 18,000 | $ 30,000 |
| Madison County Alabama | 5 | $ 108,000 | $ 21,000 | $ 35,000 |
| Marengo County Alabama | 5 | $ 173,000 | $ 34,000 | $ 36,000 |
| Bibb County Alabama | 4 | $ 97,000 | $ 24,000 | $ 42,000 |
| Forrest County Mississippi | 4 | $ 113,000 | $ 28,000 | $ 42,000 |
| Perry County Mississippi | 4 | $ 40,000 | $ 10,000 | $ 48,000 |
| Blount County Alabama | 3 | $ 109,000 | $ 36,000 | $ 26,000 |
| Cleburne County Alabama | 3 | $ 103,000 | $ 34,000 | $ 45,000 |
| Coosa County Alabama | 3 | $ 92,000 | $ 30,000 | $ 42,000 |
| Tallapoosa County Alabama | 3 | $ 106,000 | $ 35,000 | $ 38,000 |
| Hancock County Mississippi | 3 | $ 73,000 | $ 24,000 | $ 64,000 |
| Jefferson Davis County Mississippi | 3 | $ 130,000 | $ 43,000 | $ 45,000 |
| Walthall County Mississippi | 3 | $ 47,000 | $ 15,000 | $ 45,000 |
| Marion County Tennessee | 3 | $ 27,000 | $ 9,000 | $ 51,000 |
| Etowah County Alabama | 2 | $ 43,000 | $ 21,000 | $ 37,000 |
| Hale County Alabama | 2 | $ 18,000 | $ 9,000 | $ 14,000 |
| Perry County Alabama | 2 | $ 28,000 | $ 14,000 | $ 21,000 |
| Crenshaw County Alabama | 1 | $ 38,000 | $ 38,000 | $ 41,000 |
| Fayette County Alabama | 1 | $ 35,000 | $ 35,000 | $ 130,000 |
| Henry County Alabama | 1 | $ 6,000 | $ 6,000 | $ 12,000 |
| Houston County Alabama | 1 | $ 73,000 | $ 73,000 | $ 84,000 |
| Lamar County Alabama | 1 | $ 23,000 | $ 23,000 | $ 21,000 |
| Limestone County Alabama | 1 | $ 21,000 | $ 21,000 | $ 52,000 |
| Pickens County Alabama | 1 | $ 50,000 | $ 50,000 | $ 113,000 |
| Randolph County Alabama | 1 | $ 8,000 | $ 8,000 | $ 19,000 |
| Sumter County Alabama | 1 | $ 28,000 | $ 28,000 | $ 51,000 |
| Walker County Alabama | 1 | $ 45,000 | $ 45,000 | $ 24,000 |
| Lawrence County Mississippi | 1 | $ 25,000 | $ 25,000 | $ 31,000 |
| Newton County Mississippi | 1 | $ 83,000 | $ 83,000 | $ 64,000 |
| Pearl River County Mississippi | 1 | $ 52,000 | $ 52,000 | $ 59,000 |
| Pike County Mississippi | 1 | $ 26,000 | $ 26,000 | $ 138,000 |
| Stone County Mississippi | 1 | $ 33,000 | $ 33,000 | $ 30,000 |
| Lincoln County Tennessee | 1 | $ 21,000 | $ 21,000 | $ 33,000 |
Mortgage Loan Application Detail Totals for Acceptance Loan Company in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 335 | $11,493,000 | $34,000 | $185,000 | $56,000 | $900,000 |
| Refinancing | 116 | $3,373,000 | $29,000 | $101,000 | $50,000 | $300,000 |
| Home Improvement | 83 | $2,324,000 | $28,000 | $83,000 | $60,000 | $575,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 410 | $13,504,000 | $32,000 | $185,000 | $58,000 | $900,000 |
| Black or African American | 100 | $2,979,000 | $29,000 | $150,000 | $45,000 | $157,000 |
| American Indian or Alaskan Native | 9 | $233,000 | $25,000 | $59,000 | $50,000 | $95,000 |
| Hispanic | 7 | $172,000 | $24,000 | $47,000 | $36,000 | $50,000 |
| Not Provided | 5 | $183,000 | $36,000 | $80,000 | $30,000 | $51,000 |
| Asian | 3 | $119,000 | $39,000 | $46,000 | $80,000 | $98,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 534 | $17,190,000 | $32,000 | $185,000 | $55,000 | $900,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 455 | $14,692,000 | $32,000 | $185,000 | $58,000 | $900,000 |
| Application Denied By Financial Institution | 67 | $2,149,000 | $32,000 | $85,000 | $42,000 | $133,000 |
| Application Approved But Not Accepted | 11 | $283,000 | $25,000 | $55,000 | $24,000 | $41,000 |
| Application Withdrawn By Applicant | 1 | $66,000 | $66,000 | $66,000 | $40,000 | $40,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 51 | $1,641,000 | $32,000 | $85,000 | $46,000 | $133,000 |
| Debt-To-Income Ratio | 7 | $198,000 | $28,000 | $68,000 | $20,000 | $33,000 |
| Collateral | 5 | $217,000 | $43,000 | $70,000 | $44,000 | $100,000 |
| Employment History | 2 | $53,000 | $26,000 | $33,000 | $22,000 | $31,000 |
| Other | 1 | $22,000 | $22,000 | $22,000 | $26,000 | $26,000 |
| Unverifiable Information | 1 | $18,000 | $18,000 | $18,000 | $24,000 | $24,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Acceptance Loan Company's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Acceptance Loan Company's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Alabama, download the full spreadsheet
with aggregated HMDA statistics today.