Access National Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015

Access National Bank 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Access National Bank
1800 Robert Fulton Dr
Reston, VA 20191
Tel #: available with data download
Federal Regulator * available with data download
Years 2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,863
Total Mortgage Loan Application Amount $742,253,000
Average Mortgage Loan Application Amount $210,666
Highest Mortgage Loan Application Amount $4,400,000
Average Applicant Income $124,000
Highest Applicant Income $2,120,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Access National Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Access National Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2015 breaks down Access National Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Access National Bank serves its applicants.

Each category highlights the total number of mortgage applications processed by Access National Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Access National Bank's mortgage activity for 2015.

Mortgage Loan Application Totals for Access National Bank by County in 2015

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Hamilton County Indiana 279 $ 70,046,000 $ 251,000 $ 124,000
Marion County Indiana 210 $ 35,839,000 $ 170,000 $ 90,000
Volusia County Florida 193 $ 34,642,000 $ 179,000 $ 127,000
Fairfax County Virginia 166 $ 73,485,000 $ 442,000 $ 221,000
Davidson County Tennessee 147 $ 34,007,000 $ 231,000 $ 113,000
Fulton County Georgia 98 $ 30,615,000 $ 312,000 $ 165,000
Loudoun County Virginia 90 $ 38,850,000 $ 431,000 $ 148,000
Cobb County Georgia 86 $ 22,086,000 $ 256,000 $ 108,000
Washington County Maryland 76 $ 11,838,000 $ 155,000 $ 62,000
Prince William County Virginia 72 $ 23,099,000 $ 320,000 $ 108,000
Prince George's County Maryland 71 $ 17,038,000 $ 239,000 $ 78,000
Tazewell County Virginia 46 $ 5,319,000 $ 115,000 $ 53,000
Mercer County West Virginia 45 $ 5,008,000 $ 111,000 $ 52,000
DeKalb County Georgia 44 $ 11,452,000 $ 260,000 $ 122,000
Charles County Maryland 42 $ 10,606,000 $ 252,000 $ 72,000
Berkeley County West Virginia 41 $ 6,665,000 $ 162,000 $ 58,000
Montgomery County Maryland 40 $ 17,600,000 $ 440,000 $ 213,000
District of Columbia County District Of Columbia 33 $ 15,278,000 $ 462,000 $ 159,000
Hancock County Indiana 30 $ 6,793,000 $ 226,000 $ 99,000
Hendricks County Indiana 30 $ 6,523,000 $ 217,000 $ 104,000
Boone County Indiana 27 $ 6,344,000 $ 234,000 $ 136,000
Williamson County Tennessee 22 $ 8,855,000 $ 402,000 $ 150,000
Dickson County Tennessee 21 $ 3,751,000 $ 178,000 $ 69,000
Arlington County Virginia 20 $ 13,459,000 $ 672,000 $ 292,000
Gwinnett County Georgia 17 $ 3,251,000 $ 191,000 $ 86,000
Alexandria County Virginia 17 $ 6,603,000 $ 388,000 $ 131,000
Fauquier County Virginia 17 $ 6,369,000 $ 374,000 $ 144,000
Los Angeles County California 16 $ 11,887,000 $ 742,000 $ 146,000
Cherokee County Georgia 16 $ 3,818,000 $ 238,000 $ 82,000
Paulding County Georgia 15 $ 2,384,000 $ 158,000 $ 57,000
Anne Arundel County Maryland 15 $ 5,038,000 $ 335,000 $ 165,000
St. Mary's County Maryland 15 $ 3,377,000 $ 225,000 $ 50,000
Johnson County Indiana 14 $ 2,581,000 $ 184,000 $ 82,000
Franklin County Pennsylvania 14 $ 2,704,000 $ 193,000 $ 96,000
Frederick County Maryland 13 $ 3,247,000 $ 249,000 $ 98,000
Sussex County Delaware 12 $ 3,944,000 $ 328,000 $ 447,000
Manassas County Virginia 12 $ 2,940,000 $ 245,000 $ 107,000
Cook County Illinois 11 $ 3,079,000 $ 279,000 $ 107,000
Cheatham County Tennessee 10 $ 1,377,000 $ 137,000 $ 55,000
Wilson County Tennessee 10 $ 2,234,000 $ 223,000 $ 96,000
Jefferson County West Virginia 10 $ 2,061,000 $ 206,000 $ 95,000
Seminole County Florida 9 $ 1,559,000 $ 173,000 $ 63,000
Forsyth County Georgia 9 $ 2,397,000 $ 266,000 $ 111,000
Madison County Indiana 9 $ 1,041,000 $ 115,000 $ 54,000
Rutherford County Tennessee 9 $ 1,836,000 $ 204,000 $ 54,000
Sumner County Tennessee 9 $ 1,630,000 $ 181,000 $ 67,000
Brevard County Florida 8 $ 1,420,000 $ 177,000 $ 130,000
Orange County Florida 8 $ 1,457,000 $ 182,000 $ 60,000
Howard County Maryland 8 $ 2,907,000 $ 363,000 $ 115,000
Weld County Colorado 7 $ 1,533,000 $ 219,000 $ 92,000
Hillsborough County Florida 7 $ 1,536,000 $ 219,000 $ 97,000
Sarasota County Florida 7 $ 2,068,000 $ 295,000 $ 203,000
Wake County North Carolina 7 $ 1,246,000 $ 178,000 $ 59,000
Henrico County Virginia 7 $ 1,939,000 $ 277,000 $ 151,000
Stafford County Virginia 7 $ 1,792,000 $ 256,000 $ 101,000
El Paso County Colorado 6 $ 1,269,000 $ 211,000 $ 91,000
Baltimore County Maryland 6 $ 3,436,000 $ 572,000 $ 543,000
Russell County Virginia 6 $ 584,000 $ 97,000 $ 39,000
Spotsylvania County Virginia 6 $ 1,690,000 $ 281,000 $ 111,000
Morgan County West Virginia 6 $ 1,313,000 $ 218,000 $ 91,000
Douglas County Colorado 5 $ 1,648,000 $ 329,000 $ 96,000
Flagler County Florida 5 $ 868,000 $ 173,000 $ 71,000
Fayette County Georgia 5 $ 826,000 $ 165,000 $ 60,000
Baltimore City County Maryland 5 $ 727,000 $ 145,000 $ 119,000
Garrett County Maryland 5 $ 1,433,000 $ 286,000 $ 133,000
Hennepin County Minnesota 5 $ 1,246,000 $ 249,000 $ 101,000
Hickman County Tennessee 5 $ 645,000 $ 129,000 $ 53,000
Sonoma County California 4 $ 1,381,000 $ 345,000 $ 104,000
Jefferson County Colorado 4 $ 1,039,000 $ 259,000 $ 183,000
Miami-Dade County Florida 4 $ 1,088,000 $ 272,000 $ 156,000
Monroe County Florida 4 $ 1,400,000 $ 350,000 $ 58,000
Pinellas County Florida 4 $ 1,462,000 $ 365,000 $ 178,000
Coweta County Georgia 4 $ 990,000 $ 247,000 $ 86,000
Hall County Georgia 4 $ 1,124,000 $ 281,000 $ 122,000
Liberty County Georgia 4 $ 407,000 $ 101,000 $ 70,000
Morgan County Indiana 4 $ 649,000 $ 162,000 $ 75,000
Johnson County Kansas 4 $ 982,000 $ 245,000 $ 450,000
Worcester County Massachusetts 4 $ 938,000 $ 234,000 $ 52,000
Dakota County Minnesota 4 $ 896,000 $ 224,000 $ 74,000
Mecklenburg County North Carolina 4 $ 717,000 $ 179,000 $ 47,000
Philadelphia County Pennsylvania 4 $ 2,593,000 $ 648,000 $ 270,000
Dorchester County South Carolina 4 $ 1,186,000 $ 296,000 $ 83,000
Robertson County Tennessee 4 $ 562,000 $ 140,000 $ 52,000
Buchanan County Virginia 4 $ 349,000 $ 87,000 $ 46,000
Culpeper County Virginia 4 $ 1,095,000 $ 273,000 $ 83,000
Frederick County Virginia 4 $ 1,133,000 $ 283,000 $ 81,000
Giles County Virginia 4 $ 311,000 $ 77,000 $ 30,000
Louisa County Virginia 4 $ 1,653,000 $ 413,000 $ 219,000
Manassas Park County Virginia 4 $ 1,143,000 $ 285,000 $ 114,000
Maricopa County Arizona 3 $ 643,000 $ 214,000 $ 108,000
Yuma County Arizona 3 $ 649,000 $ 216,000 $ 0
Larimer County Colorado 3 $ 530,000 $ 176,000 $ 73,000
Broward County Florida 3 $ 1,682,000 $ 560,000 $ 273,000
Collier County Florida 3 $ 631,000 $ 210,000 $ 27,000
Palm Beach County Florida 3 $ 892,000 $ 297,000 $ 324,000
Chatham County Georgia 3 $ 920,000 $ 306,000 $ 183,000
Harris County Georgia 3 $ 477,000 $ 159,000 $ 71,000
Henry County Georgia 3 $ 406,000 $ 135,000 $ 73,000
Rockdale County Georgia 3 $ 440,000 $ 146,000 $ 77,000
Kane County Illinois 3 $ 567,000 $ 189,000 $ 93,000
St. Joseph County Indiana 3 $ 321,000 $ 107,000 $ 32,000
Calvert County Maryland 3 $ 1,039,000 $ 346,000 $ 75,000
Harford County Maryland 3 $ 1,218,000 $ 406,000 $ 139,000
Worcester County Maryland 3 $ 875,000 $ 291,000 $ 436,000
Clay County Missouri 3 $ 716,000 $ 238,000 $ 115,000
Douglas County Nebraska 3 $ 449,000 $ 149,000 $ 36,000
Gaston County North Carolina 3 $ 478,000 $ 159,000 $ 111,000
Franklin County Ohio 3 $ 453,000 $ 151,000 $ 30,000
Lexington County South Carolina 3 $ 464,000 $ 154,000 $ 59,000
Maury County Tennessee 3 $ 499,000 $ 166,000 $ 78,000
Harrisonburg County Virginia 3 $ 528,000 $ 176,000 $ 40,000
Orange County Virginia 3 $ 874,000 $ 291,000 $ 117,000
Richmond City County Virginia 3 $ 624,000 $ 208,000 $ 71,000
Shenandoah County Virginia 3 $ 494,000 $ 164,000 $ 88,000
Washington County Virginia 3 $ 528,000 $ 176,000 $ 95,000
Eau Claire County Wisconsin 3 $ 387,000 $ 129,000 $ 56,000
Lee County Alabama 2 $ 315,000 $ 157,000 $ 235,000
Clark County Arkansas 2 $ 316,000 $ 158,000 $ 52,000
Alameda County California 2 $ 1,070,000 $ 535,000 $ 229,000
Contra Costa County California 2 $ 691,000 $ 345,000 $ 114,000
Orange County California 2 $ 834,000 $ 417,000 $ 116,000
Riverside County California 2 $ 485,000 $ 242,000 $ 142,000
San Mateo County California 2 $ 493,000 $ 246,000 $ 89,000
Arapahoe County Colorado 2 $ 380,000 $ 190,000 $ 194,000
Boulder County Colorado 2 $ 729,000 $ 364,000 $ 94,000
Denver County Colorado 2 $ 634,000 $ 317,000 $ 72,000
Clay County Florida 2 $ 227,000 $ 113,000 $ 88,000
Duval County Florida 2 $ 730,000 $ 365,000 $ 127,000
Manatee County Florida 2 $ 556,000 $ 278,000 $ 137,000
Osceola County Florida 2 $ 628,000 $ 314,000 $ 103,000
Pasco County Florida 2 $ 291,000 $ 145,000 $ 75,000
Polk County Florida 2 $ 318,000 $ 159,000 $ 74,000
Barrow County Georgia 2 $ 482,000 $ 241,000 $ 108,000
Clayton County Georgia 2 $ 226,000 $ 113,000 $ 38,000
Columbia County Georgia 2 $ 332,000 $ 166,000 $ 41,000
Douglas County Georgia 2 $ 388,000 $ 194,000 $ 128,000
Muscogee County Georgia 2 $ 678,000 $ 339,000 $ 69,000
Oconee County Georgia 2 $ 486,000 $ 243,000 $ 89,000
Tift County Georgia 2 $ 204,000 $ 102,000 $ 152,000
Union County Georgia 2 $ 313,000 $ 156,000 $ 131,000
Teton County Idaho 2 $ 228,000 $ 114,000 $ 135,000
DuPage County Illinois 2 $ 346,000 $ 173,000 $ 93,000
Lake County Illinois 2 $ 281,000 $ 140,000 $ 83,000
McHenry County Illinois 2 $ 168,000 $ 84,000 $ 60,000
Will County Illinois 2 $ 415,000 $ 207,000 $ 135,000
Brown County Indiana 2 $ 532,000 $ 266,000 $ 191,000
Delaware County Indiana 2 $ 223,000 $ 111,000 $ 83,000
Henry County Indiana 2 $ 399,000 $ 199,000 $ 49,000
Shelby County Indiana 2 $ 347,000 $ 173,000 $ 166,000
Tippecanoe County Indiana 2 $ 202,000 $ 101,000 $ 31,000
Campbell County Kentucky 2 $ 784,000 $ 392,000 $ 72,000
Jefferson County Kentucky 2 $ 324,000 $ 162,000 $ 61,000
Orleans County Louisiana 2 $ 546,000 $ 273,000 $ 94,000
St. John the Baptist County Louisiana 2 $ 160,000 $ 80,000 $ 54,000
Allegany County Maryland 2 $ 351,000 $ 175,000 $ 89,000
Essex County Massachusetts 2 $ 571,000 $ 285,000 $ 96,000
Plymouth County Massachusetts 2 $ 443,000 $ 221,000 $ 51,000
Anoka County Minnesota 2 $ 372,000 $ 186,000 $ 69,000
Clark County Nevada 2 $ 389,000 $ 194,000 $ 164,000
Ocean County New Jersey 2 $ 415,000 $ 207,000 $ 29,000
Bernalillo County New Mexico 2 $ 276,000 $ 138,000 $ 52,000
San Juan County New Mexico 2 $ 296,000 $ 148,000 $ 5,000
Rockland County New York 2 $ 749,000 $ 374,000 $ 90,000
Dare County North Carolina 2 $ 1,143,000 $ 571,000 $ 104,000
Franklin County North Carolina 2 $ 488,000 $ 244,000 $ 64,000
Johnston County North Carolina 2 $ 389,000 $ 194,000 $ 61,000
Transylvania County North Carolina 2 $ 294,000 $ 147,000 $ 56,000
Fairfield County Ohio 2 $ 341,000 $ 170,000 $ 85,000
Allegheny County Pennsylvania 2 $ 705,000 $ 352,000 $ 27,000
Bucks County Pennsylvania 2 $ 589,000 $ 294,000 $ 78,000
Butler County Pennsylvania 2 $ 602,000 $ 301,000 $ 122,000
Beaufort County South Carolina 2 $ 781,000 $ 390,000 $ 193,000
Charleston County South Carolina 2 $ 1,282,000 $ 641,000 $ 173,000
Shelby County Tennessee 2 $ 385,000 $ 192,000 $ 104,000
Bexar County Texas 2 $ 544,000 $ 272,000 $ 0
Denton County Texas 2 $ 577,000 $ 288,000 $ 215,000
Guadalupe County Texas 2 $ 549,000 $ 274,000 $ 127,000
Harris County Texas 2 $ 279,000 $ 139,000 $ 52,000
Tarrant County Texas 2 $ 600,000 $ 300,000 $ 328,000
Travis County Texas 2 $ 825,000 $ 412,000 $ 341,000
Clarke County Virginia 2 $ 226,000 $ 113,000 $ 182,000
Fairfax City County Virginia 2 $ 450,000 $ 225,000 $ 93,000
Falls Church County Virginia 2 $ 780,000 $ 390,000 $ 111,000
James City County Virginia 2 $ 759,000 $ 379,000 $ 107,000
Norfolk County Virginia 2 $ 418,000 $ 209,000 $ 154,000
Northumberland County Virginia 2 $ 698,000 $ 349,000 $ 103,000
Rappahannock County Virginia 2 $ 2,215,000 $ 1,107,000 $ 259,000
Virginia Beach County Virginia 2 $ 823,000 $ 411,000 $ 200,000
Warren County Virginia 2 $ 385,000 $ 192,000 $ 71,000
Wythe County Virginia 2 $ 331,000 $ 165,000 $ 73,000
King County Washington 2 $ 678,000 $ 339,000 $ 122,000
Pierce County Wisconsin 2 $ 259,000 $ 129,000 $ 70,000
Randolph County Alabama 1 $ 303,000 $ 303,000 $ 271,000
Russell County Alabama 1 $ 200,000 $ 200,000 $ 105,000
Anchorage County Alaska 1 $ 365,000 $ 365,000 $ 81,000
Fairbanks North Star County Alaska 1 $ 250,000 $ 250,000 $ 17,000
Pinal County Arizona 1 $ 271,000 $ 271,000 $ 96,000
Benton County Arkansas 1 $ 315,000 $ 315,000 $ 139,000
Garland County Arkansas 1 $ 178,000 $ 178,000 $ 0
El Dorado County California 1 $ 569,000 $ 569,000 $ 164,000
Humboldt County California 1 $ 504,000 $ 504,000 $ 0
Monterey County California 1 $ 279,000 $ 279,000 $ 95,000
Placer County California 1 $ 530,000 $ 530,000 $ 193,000
Sacramento County California 1 $ 259,000 $ 259,000 $ 91,000
San Bernardino County California 1 $ 216,000 $ 216,000 $ 0
San Diego County California 1 $ 515,000 $ 515,000 $ 151,000
San Francisco County California 1 $ 546,000 $ 546,000 $ 191,000
San Joaquin County California 1 $ 379,000 $ 379,000 $ 161,000
Santa Barbara County California 1 $ 217,000 $ 217,000 $ 96,000
Santa Clara County California 1 $ 423,000 $ 423,000 $ 99,000
Chaffee County Colorado 1 $ 272,000 $ 272,000 $ 199,000
Routt County Colorado 1 $ 258,000 $ 258,000 $ 72,000
Summit County Colorado 1 $ 693,000 $ 693,000 $ 260,000
Tolland County Connecticut 1 $ 231,000 $ 231,000 $ 100,000
Alachua County Florida 1 $ 200,000 $ 200,000 $ 180,000
Citrus County Florida 1 $ 300,000 $ 300,000 $ 77,000
Hernando County Florida 1 $ 165,000 $ 165,000 $ 58,000
Lake County Florida 1 $ 145,000 $ 145,000 $ 48,000
Lee County Florida 1 $ 216,000 $ 216,000 $ 56,000
Santa Rosa County Florida 1 $ 175,000 $ 175,000 $ 124,000
St. Lucie County Florida 1 $ 350,000 $ 350,000 $ 180,000
Sumter County Florida 1 $ 64,000 $ 64,000 $ 61,000
Bulloch County Georgia 1 $ 212,000 $ 212,000 $ 106,000
Carroll County Georgia 1 $ 205,000 $ 205,000 $ 91,000
Catoosa County Georgia 1 $ 111,000 $ 111,000 $ 44,000
Dawson County Georgia 1 $ 408,000 $ 408,000 $ 130,000
Gordon County Georgia 1 $ 177,000 $ 177,000 $ 39,000
Habersham County Georgia 1 $ 79,000 $ 79,000 $ 61,000
Heard County Georgia 1 $ 149,000 $ 149,000 $ 0
Houston County Georgia 1 $ 93,000 $ 93,000 $ 39,000
Jackson County Georgia 1 $ 275,000 $ 275,000 $ 156,000
Lowndes County Georgia 1 $ 227,000 $ 227,000 $ 50,000
Pickens County Georgia 1 $ 248,000 $ 248,000 $ 139,000
Spalding County Georgia 1 $ 117,000 $ 117,000 $ 102,000
Thomas County Georgia 1 $ 215,000 $ 215,000 $ 65,000
Troup County Georgia 1 $ 143,000 $ 143,000 $ 47,000
Walton County Georgia 1 $ 324,000 $ 324,000 $ 90,000
Kootenai County Idaho 1 $ 260,000 $ 260,000 $ 150,000
Boone County Illinois 1 $ 106,000 $ 106,000 $ 74,000
Madison County Illinois 1 $ 66,000 $ 66,000 $ 75,000
Sangamon County Illinois 1 $ 67,000 $ 67,000 $ 46,000
Allen County Indiana 1 $ 74,000 $ 74,000 $ 20,000
Carroll County Indiana 1 $ 55,000 $ 55,000 $ 256,000
Cass County Indiana 1 $ 126,000 $ 126,000 $ 69,000
Clinton County Indiana 1 $ 87,000 $ 87,000 $ 53,000
Decatur County Indiana 1 $ 144,000 $ 144,000 $ 92,000
Fulton County Indiana 1 $ 228,000 $ 228,000 $ 70,000
Howard County Indiana 1 $ 304,000 $ 304,000 $ 118,000
Jackson County Indiana 1 $ 126,000 $ 126,000 $ 32,000
Kosciusko County Indiana 1 $ 290,000 $ 290,000 $ 569,000
Lake County Indiana 1 $ 144,000 $ 144,000 $ 95,000
Monroe County Indiana 1 $ 166,000 $ 166,000 $ 58,000
Montgomery County Indiana 1 $ 192,000 $ 192,000 $ 148,000
Wabash County Indiana 1 $ 184,000 $ 184,000 $ 107,000
Scott County Iowa 1 $ 134,000 $ 134,000 $ 56,000
Sumner County Kansas 1 $ 77,000 $ 77,000 $ 47,000
Daviess County Kentucky 1 $ 160,000 $ 160,000 $ 63,000
Henry County Kentucky 1 $ 190,000 $ 190,000 $ 106,000
Hopkins County Kentucky 1 $ 135,000 $ 135,000 $ 93,000
Letcher County Kentucky 1 $ 285,000 $ 285,000 $ 100,000
Carroll County Maryland 1 $ 260,000 $ 260,000 $ 131,000
Cecil County Maryland 1 $ 180,000 $ 180,000 $ 39,000
Kent County Maryland 1 $ 187,000 $ 187,000 $ 0
Queen Anne's County Maryland 1 $ 276,000 $ 276,000 $ 101,000
Barnstable County Massachusetts 1 $ 300,000 $ 300,000 $ 181,000
Bristol County Massachusetts 1 $ 263,000 $ 263,000 $ 73,000
Hampshire County Massachusetts 1 $ 93,000 $ 93,000 $ 113,000
Middlesex County Massachusetts 1 $ 287,000 $ 287,000 $ 582,000
Emmet County Michigan 1 $ 644,000 $ 644,000 $ 119,000
Ingham County Michigan 1 $ 74,000 $ 74,000 $ 27,000
Macomb County Michigan 1 $ 110,000 $ 110,000 $ 140,000
Ottawa County Michigan 1 $ 102,000 $ 102,000 $ 30,000
Carver County Minnesota 1 $ 384,000 $ 384,000 $ 0
Ramsey County Minnesota 1 $ 200,000 $ 200,000 $ 153,000
DeSoto County Mississippi 1 $ 97,000 $ 97,000 $ 30,000
Camden County Missouri 1 $ 578,000 $ 578,000 $ 161,000
Dent County Missouri 1 $ 120,000 $ 120,000 $ 153,000
Elko County Nevada 1 $ 204,000 $ 204,000 $ 70,000
Hillsborough County New Hampshire 1 $ 190,000 $ 190,000 $ 113,000
Rockingham County New Hampshire 1 $ 241,000 $ 241,000 $ 56,000
Gloucester County New Jersey 1 $ 279,000 $ 279,000 $ 0
Somerset County New Jersey 1 $ 405,000 $ 405,000 $ 187,000
Union County New Jersey 1 $ 249,000 $ 249,000 $ 80,000
Warren County New Jersey 1 $ 180,000 $ 180,000 $ 72,000
Dona Ana County New Mexico 1 $ 417,000 $ 417,000 $ 245,000
Onondaga County New York 1 $ 242,000 $ 242,000 $ 222,000
Ontario County New York 1 $ 96,000 $ 96,000 $ 64,000
Rensselaer County New York 1 $ 208,000 $ 208,000 $ 103,000
Suffolk County New York 1 $ 243,000 $ 243,000 $ 96,000
Beaufort County North Carolina 1 $ 300,000 $ 300,000 $ 225,000
Brunswick County North Carolina 1 $ 150,000 $ 150,000 $ 38,000
Buncombe County North Carolina 1 $ 143,000 $ 143,000 $ 70,000
Carteret County North Carolina 1 $ 86,000 $ 86,000 $ 279,000
Chatham County North Carolina 1 $ 150,000 $ 150,000 $ 55,000
Craven County North Carolina 1 $ 192,000 $ 192,000 $ 111,000
Currituck County North Carolina 1 $ 465,000 $ 465,000 $ 0
Davie County North Carolina 1 $ 140,000 $ 140,000 $ 0
Durham County North Carolina 1 $ 338,000 $ 338,000 $ 377,000
Forsyth County North Carolina 1 $ 274,000 $ 274,000 $ 65,000
Guilford County North Carolina 1 $ 102,000 $ 102,000 $ 0
Haywood County North Carolina 1 $ 80,000 $ 80,000 $ 124,000
Orange County North Carolina 1 $ 239,000 $ 239,000 $ 201,000
Pasquotank County North Carolina 1 $ 143,000 $ 143,000 $ 104,000
Pender County North Carolina 1 $ 214,000 $ 214,000 $ 109,000
Randolph County North Carolina 1 $ 86,000 $ 86,000 $ 27,000
Union County North Carolina 1 $ 275,000 $ 275,000 $ 156,000
Butler County Ohio 1 $ 169,000 $ 169,000 $ 119,000
Cuyahoga County Ohio 1 $ 145,000 $ 145,000 $ 80,000
Erie County Ohio 1 $ 126,000 $ 126,000 $ 67,000
Hamilton County Ohio 1 $ 154,000 $ 154,000 $ 85,000
Lake County Ohio 1 $ 168,000 $ 168,000 $ 68,000
Licking County Ohio 1 $ 144,000 $ 144,000 $ 74,000
Medina County Ohio 1 $ 270,000 $ 270,000 $ 150,000
Summit County Ohio 1 $ 141,000 $ 141,000 $ 174,000
Wayne County Ohio 1 $ 123,000 $ 123,000 $ 52,000
Wood County Ohio 1 $ 240,000 $ 240,000 $ 175,000
Cleveland County Oklahoma 1 $ 108,000 $ 108,000 $ 214,000
Clackamas County Oregon 1 $ 399,000 $ 399,000 $ 78,000
Multnomah County Oregon 1 $ 220,000 $ 220,000 $ 0
Adams County Pennsylvania 1 $ 151,000 $ 151,000 $ 90,000
Centre County Pennsylvania 1 $ 380,000 $ 380,000 $ 307,000
Chester County Pennsylvania 1 $ 380,000 $ 380,000 $ 234,000
Cumberland County Pennsylvania 1 $ 296,000 $ 296,000 $ 94,000
Delaware County Pennsylvania 1 $ 287,000 $ 287,000 $ 114,000
Erie County Pennsylvania 1 $ 133,000 $ 133,000 $ 56,000
Lebanon County Pennsylvania 1 $ 211,000 $ 211,000 $ 0
Lehigh County Pennsylvania 1 $ 200,000 $ 200,000 $ 140,000
Westmoreland County Pennsylvania 1 $ 198,000 $ 198,000 $ 0
Aiken County South Carolina 1 $ 75,000 $ 75,000 $ 90,000
Bamberg County South Carolina 1 $ 112,000 $ 112,000 $ 47,000
Horry County South Carolina 1 $ 197,000 $ 197,000 $ 58,000
Laurens County South Carolina 1 $ 221,000 $ 221,000 $ 134,000
Pickens County South Carolina 1 $ 144,000 $ 144,000 $ 59,000
Codington County South Dakota 1 $ 327,000 $ 327,000 $ 0
Bedford County Tennessee 1 $ 417,000 $ 417,000 $ 170,000
DeKalb County Tennessee 1 $ 208,000 $ 208,000 $ 52,000
Franklin County Tennessee 1 $ 292,000 $ 292,000 $ 153,000
Greene County Tennessee 1 $ 142,000 $ 142,000 $ 63,000
Hamilton County Tennessee 1 $ 211,000 $ 211,000 $ 70,000
Houston County Tennessee 1 $ 118,000 $ 118,000 $ 44,000
Humphreys County Tennessee 1 $ 176,000 $ 176,000 $ 50,000
Jefferson County Tennessee 1 $ 110,000 $ 110,000 $ 45,000
Knox County Tennessee 1 $ 165,000 $ 165,000 $ 47,000
Montgomery County Tennessee 1 $ 142,000 $ 142,000 $ 32,000
Morgan County Tennessee 1 $ 182,000 $ 182,000 $ 69,000
Smith County Tennessee 1 $ 79,000 $ 79,000 $ 21,000
Sullivan County Tennessee 1 $ 182,000 $ 182,000 $ 73,000
Washington County Tennessee 1 $ 189,000 $ 189,000 $ 91,000
Collin County Texas 1 $ 145,000 $ 145,000 $ 0
Dallas County Texas 1 $ 360,000 $ 360,000 $ 141,000
El Paso County Texas 1 $ 287,000 $ 287,000 $ 196,000
Fort Bend County Texas 1 $ 272,000 $ 272,000 $ 135,000
Gillespie County Texas 1 $ 293,000 $ 293,000 $ 93,000
Leon County Texas 1 $ 384,000 $ 384,000 $ 90,000
Rockwall County Texas 1 $ 211,000 $ 211,000 $ 78,000
Wasatch County Utah 1 $ 417,000 $ 417,000 $ 156,000
Albemarle County Virginia 1 $ 212,000 $ 212,000 $ 56,000
Bedford County Virginia 1 $ 171,000 $ 171,000 $ 43,000
Bristol County Virginia 1 $ 98,000 $ 98,000 $ 24,000
Chesterfield County Virginia 1 $ 140,000 $ 140,000 $ 0
Dinwiddie County Virginia 1 $ 146,000 $ 146,000 $ 0
Franklin County Virginia 1 $ 383,000 $ 383,000 $ 293,000
Fredericksburg County Virginia 1 $ 208,000 $ 208,000 $ 260,000
Hampton County Virginia 1 $ 90,000 $ 90,000 $ 140,000
Hanover County Virginia 1 $ 244,000 $ 244,000 $ 0
King George County Virginia 1 $ 398,000 $ 398,000 $ 115,000
Lancaster County Virginia 1 $ 233,000 $ 233,000 $ 130,000
Rockingham County Virginia 1 $ 170,000 $ 170,000 $ 41,000
Salem County Virginia 1 $ 76,000 $ 76,000 $ 48,000
Suffolk County Virginia 1 $ 270,000 $ 270,000 $ 0
Westmoreland County Virginia 1 $ 126,000 $ 126,000 $ 75,000
Whatcom County Washington 1 $ 361,000 $ 361,000 $ 85,000
Grant County West Virginia 1 $ 143,000 $ 143,000 $ 68,000
Greenbrier County West Virginia 1 $ 81,000 $ 81,000 $ 18,000
Harrison County West Virginia 1 $ 122,000 $ 122,000 $ 36,000
Marshall County West Virginia 1 $ 158,000 $ 158,000 $ 80,000
Monroe County West Virginia 1 $ 98,000 $ 98,000 $ 65,000
Pocahontas County West Virginia 1 $ 175,000 $ 175,000 $ 48,000
Raleigh County West Virginia 1 $ 121,000 $ 121,000 $ 55,000
Randolph County West Virginia 1 $ 265,000 $ 265,000 $ 1,699,000
Rock County Wisconsin 1 $ 99,000 $ 99,000 $ 0
St. Croix County Wisconsin 1 $ 183,000 $ 183,000 $ 108,000
Campbell County Wyoming 1 $ 391,000 $ 391,000 $ 0

Mortgage Loan Application Detail Totals for Access National Bank in 2015

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,802 $430,925,000 $239,000 $2,430,000 $112,000 $2,120,000
Refinancing 1,059 $311,128,000 $293,000 $4,400,000 $132,000 $1,699,000
Home Improvement 2 $200,000 $100,000 $150,000 $128,000 $257,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,033 $503,064,000 $247,000 $2,450,000 $123,000 $2,120,000
Not Provided 366 $117,914,000 $322,000 $4,400,000 $137,000 $1,495,000
Black or African American 241 $56,063,000 $232,000 $650,000 $90,000 $1,589,000
Hispanic 98 $24,309,000 $248,000 $625,000 $94,000 $499,000
Asian 75 $22,745,000 $303,000 $911,000 $124,000 $515,000
Not applicable 34 $14,413,000 $423,000 $1,966,000 $0 $0
Native Hawaiian or Other Pacific Islander 12 $2,797,000 $233,000 $335,000 $82,000 $154,000
American Indian or Alaskan Native 4 $948,000 $237,000 $427,000 $76,000 $111,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,846 $525,667,000 $284,000 $4,400,000 $147,000 $2,120,000
FHA-insured (Federal Housing Administration) 639 $126,550,000 $198,000 $608,000 $69,000 $1,476,000
VA-guaranteed (Veterans Administration) 241 $70,399,000 $292,000 $1,495,000 $82,000 $340,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 137 $19,637,000 $143,000 $363,000 $49,000 $105,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,056 $516,002,000 $250,000 $1,966,000 $117,000 $1,495,000
Application Withdrawn By Applicant 398 $116,588,000 $292,000 $4,400,000 $138,000 $2,120,000
Application Denied By Financial Institution 382 $101,935,000 $266,000 $1,960,000 $111,000 $1,699,000
Application Approved But Not Accepted 15 $3,833,000 $255,000 $450,000 $109,000 $251,000
Preapproval Denied by Financial Institution 12 $3,895,000 $324,000 $800,000 $106,000 $205,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 134 $33,500,000 $250,000 $1,960,000 $108,000 $667,000
Debt-To-Income Ratio 86 $24,982,000 $290,000 $1,400,000 $71,000 $445,000
Unverifiable Information 71 $21,105,000 $297,000 $900,000 $122,000 $500,000
Credit History 56 $14,303,000 $255,000 $1,088,000 $181,000 $1,699,000
Other 27 $7,311,000 $270,000 $720,000 $96,000 $492,000
Insufficient Cash (Downpayment, Closing Cost) 12 $2,828,000 $235,000 $625,000 $121,000 $454,000
Employment History 8 $1,801,000 $225,000 $491,000 $65,000 $120,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Access National Bank's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Access National Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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