Access National Bank Mortgage Lending & HMDA Data, 2015
In 2015, Access National Bank of Reston, VA reported 2,863 mortgage applications totaling $742.3 million, up 12% from 2014. The average application was for $259,257, and applicants reported an average income of $119,409. 72% of its applications resulted in an originated loan and 13% were denied. Its largest markets were Indianapolis-Carmel-Anderson, IN (607), Washington-Arlington-Alexandria, DC-VA-MD-WV (585) and Atlanta-Sandy Springs-Roswell, GA (312) (applications in parentheses).
| Mortgage Company & Address | Access National Bank 1800 Robert Fulton Dr Reston, VA 20191 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,863 |
| Total Mortgage Loan Application Amount | $742,253,000 |
| Average Mortgage Loan Application Amount | $259,257 |
| Highest Mortgage Loan Application Amount | $4,400,000 |
| Average Applicant Income | $119,409 |
| Highest Applicant Income | $2,120,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Access National Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Hamilton, Indiana | 279 | $ 70,046,000 | $ 251,060 | $ 124,000 |
| Marion, Indiana | 210 | $ 35,839,000 | $ 170,661 | $ 90,000 |
| Volusia, Florida | 193 | $ 34,642,000 | $ 179,492 | $ 127,000 |
| Fairfax, Virginia | 166 | $ 73,485,000 | $ 442,680 | $ 221,000 |
| Davidson, Tennessee | 147 | $ 34,007,000 | $ 231,340 | $ 113,000 |
| Fulton, Georgia | 98 | $ 30,615,000 | $ 312,397 | $ 165,000 |
| Loudoun, Virginia | 90 | $ 38,850,000 | $ 431,666 | $ 148,000 |
| Cobb, Georgia | 86 | $ 22,086,000 | $ 256,813 | $ 108,000 |
| Washington, Maryland | 76 | $ 11,838,000 | $ 155,763 | $ 62,000 |
| Prince William, Virginia | 72 | $ 23,099,000 | $ 320,819 | $ 108,000 |
| Prince George's, Maryland | 71 | $ 17,038,000 | $ 239,971 | $ 78,000 |
| Tazewell, Virginia | 46 | $ 5,319,000 | $ 115,630 | $ 53,000 |
| Mercer, West Virginia | 45 | $ 5,008,000 | $ 111,288 | $ 52,000 |
| DeKalb, Georgia | 44 | $ 11,452,000 | $ 260,272 | $ 122,000 |
| Charles, Maryland | 42 | $ 10,606,000 | $ 252,523 | $ 72,000 |
| Berkeley, West Virginia | 41 | $ 6,665,000 | $ 162,560 | $ 58,000 |
| Montgomery, Maryland | 40 | $ 17,600,000 | $ 440,000 | $ 213,000 |
| District of Columbia, District Of Columbia | 33 | $ 15,278,000 | $ 462,969 | $ 159,000 |
| Hancock, Indiana | 30 | $ 6,793,000 | $ 226,433 | $ 99,000 |
| Hendricks, Indiana | 30 | $ 6,523,000 | $ 217,433 | $ 104,000 |
| Boone, Indiana | 27 | $ 6,344,000 | $ 234,962 | $ 136,000 |
| Williamson, Tennessee | 22 | $ 8,855,000 | $ 402,500 | $ 150,000 |
| Dickson, Tennessee | 21 | $ 3,751,000 | $ 178,619 | $ 69,000 |
| Arlington, Virginia | 20 | $ 13,459,000 | $ 672,950 | $ 292,000 |
| Gwinnett, Georgia | 17 | $ 3,251,000 | $ 191,235 | $ 86,000 |
| Alexandria, Virginia | 17 | $ 6,603,000 | $ 388,411 | $ 131,000 |
| Fauquier, Virginia | 17 | $ 6,369,000 | $ 374,647 | $ 144,000 |
| Los Angeles, California | 16 | $ 11,887,000 | $ 742,937 | $ 146,000 |
| Cherokee, Georgia | 16 | $ 3,818,000 | $ 238,625 | $ 82,000 |
| Paulding, Georgia | 15 | $ 2,384,000 | $ 158,933 | $ 57,000 |
| Anne Arundel, Maryland | 15 | $ 5,038,000 | $ 335,866 | $ 165,000 |
| St. Mary's, Maryland | 15 | $ 3,377,000 | $ 225,133 | $ 50,000 |
| Johnson, Indiana | 14 | $ 2,581,000 | $ 184,357 | $ 82,000 |
| Franklin, Pennsylvania | 14 | $ 2,704,000 | $ 193,142 | $ 96,000 |
| Frederick, Maryland | 13 | $ 3,247,000 | $ 249,769 | $ 98,000 |
| Sussex, Delaware | 12 | $ 3,944,000 | $ 328,666 | $ 447,000 |
| Manassas, Virginia | 12 | $ 2,940,000 | $ 245,000 | $ 107,000 |
| Cook, Illinois | 11 | $ 3,079,000 | $ 279,909 | $ 107,000 |
| Cheatham, Tennessee | 10 | $ 1,377,000 | $ 137,700 | $ 55,000 |
| Wilson, Tennessee | 10 | $ 2,234,000 | $ 223,400 | $ 96,000 |
| Jefferson, West Virginia | 10 | $ 2,061,000 | $ 206,100 | $ 95,000 |
| Seminole, Florida | 9 | $ 1,559,000 | $ 173,222 | $ 63,000 |
| Forsyth, Georgia | 9 | $ 2,397,000 | $ 266,333 | $ 111,000 |
| Madison, Indiana | 9 | $ 1,041,000 | $ 115,666 | $ 54,000 |
| Rutherford, Tennessee | 9 | $ 1,836,000 | $ 204,000 | $ 54,000 |
| Sumner, Tennessee | 9 | $ 1,630,000 | $ 181,111 | $ 67,000 |
| Brevard, Florida | 8 | $ 1,420,000 | $ 177,500 | $ 130,000 |
| Orange, Florida | 8 | $ 1,457,000 | $ 182,125 | $ 60,000 |
| Howard, Maryland | 8 | $ 2,907,000 | $ 363,375 | $ 115,000 |
| Weld, Colorado | 7 | $ 1,533,000 | $ 219,000 | $ 92,000 |
| Hillsborough, Florida | 7 | $ 1,536,000 | $ 219,428 | $ 97,000 |
| Sarasota, Florida | 7 | $ 2,068,000 | $ 295,428 | $ 203,000 |
| Wake, North Carolina | 7 | $ 1,246,000 | $ 178,000 | $ 59,000 |
| Henrico, Virginia | 7 | $ 1,939,000 | $ 277,000 | $ 151,000 |
| Stafford, Virginia | 7 | $ 1,792,000 | $ 256,000 | $ 101,000 |
| El Paso, Colorado | 6 | $ 1,269,000 | $ 211,500 | $ 91,000 |
| Baltimore, Maryland | 6 | $ 3,436,000 | $ 572,666 | $ 543,000 |
| Russell, Virginia | 6 | $ 584,000 | $ 97,333 | $ 39,000 |
| Spotsylvania, Virginia | 6 | $ 1,690,000 | $ 281,666 | $ 111,000 |
| Morgan, West Virginia | 6 | $ 1,313,000 | $ 218,833 | $ 91,000 |
| Douglas, Colorado | 5 | $ 1,648,000 | $ 329,600 | $ 96,000 |
| Flagler, Florida | 5 | $ 868,000 | $ 173,600 | $ 71,000 |
| Fayette, Georgia | 5 | $ 826,000 | $ 165,200 | $ 60,000 |
| Baltimore City, Maryland | 5 | $ 727,000 | $ 145,400 | $ 119,000 |
| Garrett, Maryland | 5 | $ 1,433,000 | $ 286,600 | $ 133,000 |
| Hennepin, Minnesota | 5 | $ 1,246,000 | $ 249,200 | $ 101,000 |
| Hickman, Tennessee | 5 | $ 645,000 | $ 129,000 | $ 53,000 |
| Sonoma, California | 4 | $ 1,381,000 | $ 345,250 | $ 104,000 |
| Jefferson, Colorado | 4 | $ 1,039,000 | $ 259,750 | $ 183,000 |
| Miami-Dade, Florida | 4 | $ 1,088,000 | $ 272,000 | $ 156,000 |
| Monroe, Florida | 4 | $ 1,400,000 | $ 350,000 | $ 58,000 |
| Pinellas, Florida | 4 | $ 1,462,000 | $ 365,500 | $ 178,000 |
| Coweta, Georgia | 4 | $ 990,000 | $ 247,500 | $ 86,000 |
| Hall, Georgia | 4 | $ 1,124,000 | $ 281,000 | $ 122,000 |
| Liberty, Georgia | 4 | $ 407,000 | $ 101,750 | $ 70,000 |
| Morgan, Indiana | 4 | $ 649,000 | $ 162,250 | $ 75,000 |
| Johnson, Kansas | 4 | $ 982,000 | $ 245,500 | $ 450,000 |
| Worcester, Massachusetts | 4 | $ 938,000 | $ 234,500 | $ 52,000 |
| Dakota, Minnesota | 4 | $ 896,000 | $ 224,000 | $ 74,000 |
| Mecklenburg, North Carolina | 4 | $ 717,000 | $ 179,250 | $ 47,000 |
| Philadelphia, Pennsylvania | 4 | $ 2,593,000 | $ 648,250 | $ 270,000 |
| Dorchester, South Carolina | 4 | $ 1,186,000 | $ 296,500 | $ 83,000 |
| Robertson, Tennessee | 4 | $ 562,000 | $ 140,500 | $ 52,000 |
| Buchanan, Virginia | 4 | $ 349,000 | $ 87,250 | $ 46,000 |
| Culpeper, Virginia | 4 | $ 1,095,000 | $ 273,750 | $ 83,000 |
| Frederick, Virginia | 4 | $ 1,133,000 | $ 283,250 | $ 81,000 |
| Giles, Virginia | 4 | $ 311,000 | $ 77,750 | $ 30,000 |
| Louisa, Virginia | 4 | $ 1,653,000 | $ 413,250 | $ 219,000 |
| Manassas Park, Virginia | 4 | $ 1,143,000 | $ 285,750 | $ 114,000 |
| Maricopa, Arizona | 3 | $ 643,000 | $ 214,333 | $ 108,000 |
| Yuma, Arizona | 3 | $ 649,000 | $ 216,333 | $ 0 |
| Larimer, Colorado | 3 | $ 530,000 | $ 176,666 | $ 73,000 |
| Broward, Florida | 3 | $ 1,682,000 | $ 560,666 | $ 273,000 |
| Collier, Florida | 3 | $ 631,000 | $ 210,333 | $ 27,000 |
| Palm Beach, Florida | 3 | $ 892,000 | $ 297,333 | $ 324,000 |
| Chatham, Georgia | 3 | $ 920,000 | $ 306,666 | $ 183,000 |
| Harris, Georgia | 3 | $ 477,000 | $ 159,000 | $ 71,000 |
| Henry, Georgia | 3 | $ 406,000 | $ 135,333 | $ 73,000 |
| Rockdale, Georgia | 3 | $ 440,000 | $ 146,666 | $ 77,000 |
| Kane, Illinois | 3 | $ 567,000 | $ 189,000 | $ 93,000 |
| St. Joseph, Indiana | 3 | $ 321,000 | $ 107,000 | $ 32,000 |
| Calvert, Maryland | 3 | $ 1,039,000 | $ 346,333 | $ 75,000 |
| Harford, Maryland | 3 | $ 1,218,000 | $ 406,000 | $ 139,000 |
| Worcester, Maryland | 3 | $ 875,000 | $ 291,666 | $ 436,000 |
| Clay, Missouri | 3 | $ 716,000 | $ 238,666 | $ 115,000 |
| Douglas, Nebraska | 3 | $ 449,000 | $ 149,666 | $ 36,000 |
| Gaston, North Carolina | 3 | $ 478,000 | $ 159,333 | $ 111,000 |
| Franklin, Ohio | 3 | $ 453,000 | $ 151,000 | $ 30,000 |
| Lexington, South Carolina | 3 | $ 464,000 | $ 154,666 | $ 59,000 |
| Maury, Tennessee | 3 | $ 499,000 | $ 166,333 | $ 78,000 |
| Harrisonburg, Virginia | 3 | $ 528,000 | $ 176,000 | $ 40,000 |
| Orange, Virginia | 3 | $ 874,000 | $ 291,333 | $ 117,000 |
| Richmond City, Virginia | 3 | $ 624,000 | $ 208,000 | $ 71,000 |
| Shenandoah, Virginia | 3 | $ 494,000 | $ 164,666 | $ 88,000 |
| Washington, Virginia | 3 | $ 528,000 | $ 176,000 | $ 95,000 |
| Eau Claire, Wisconsin | 3 | $ 387,000 | $ 129,000 | $ 56,000 |
| Lee, Alabama | 2 | $ 315,000 | $ 157,500 | $ 235,000 |
| Clark, Arkansas | 2 | $ 316,000 | $ 158,000 | $ 52,000 |
| Alameda, California | 2 | $ 1,070,000 | $ 535,000 | $ 229,000 |
| Contra Costa, California | 2 | $ 691,000 | $ 345,500 | $ 114,000 |
| Orange, California | 2 | $ 834,000 | $ 417,000 | $ 116,000 |
| Riverside, California | 2 | $ 485,000 | $ 242,500 | $ 142,000 |
| San Mateo, California | 2 | $ 493,000 | $ 246,500 | $ 89,000 |
| Arapahoe, Colorado | 2 | $ 380,000 | $ 190,000 | $ 194,000 |
| Boulder, Colorado | 2 | $ 729,000 | $ 364,500 | $ 94,000 |
| Denver, Colorado | 2 | $ 634,000 | $ 317,000 | $ 72,000 |
| Clay, Florida | 2 | $ 227,000 | $ 113,500 | $ 88,000 |
| Duval, Florida | 2 | $ 730,000 | $ 365,000 | $ 127,000 |
| Manatee, Florida | 2 | $ 556,000 | $ 278,000 | $ 137,000 |
| Osceola, Florida | 2 | $ 628,000 | $ 314,000 | $ 103,000 |
| Pasco, Florida | 2 | $ 291,000 | $ 145,500 | $ 75,000 |
| Polk, Florida | 2 | $ 318,000 | $ 159,000 | $ 74,000 |
| Barrow, Georgia | 2 | $ 482,000 | $ 241,000 | $ 108,000 |
| Clayton, Georgia | 2 | $ 226,000 | $ 113,000 | $ 38,000 |
| Columbia, Georgia | 2 | $ 332,000 | $ 166,000 | $ 41,000 |
| Douglas, Georgia | 2 | $ 388,000 | $ 194,000 | $ 128,000 |
| Muscogee, Georgia | 2 | $ 678,000 | $ 339,000 | $ 69,000 |
| Oconee, Georgia | 2 | $ 486,000 | $ 243,000 | $ 89,000 |
| Tift, Georgia | 2 | $ 204,000 | $ 102,000 | $ 152,000 |
| Union, Georgia | 2 | $ 313,000 | $ 156,500 | $ 131,000 |
| Teton, Idaho | 2 | $ 228,000 | $ 114,000 | $ 135,000 |
| DuPage, Illinois | 2 | $ 346,000 | $ 173,000 | $ 93,000 |
| Lake, Illinois | 2 | $ 281,000 | $ 140,500 | $ 83,000 |
| McHenry, Illinois | 2 | $ 168,000 | $ 84,000 | $ 60,000 |
| Will, Illinois | 2 | $ 415,000 | $ 207,500 | $ 135,000 |
| Brown, Indiana | 2 | $ 532,000 | $ 266,000 | $ 191,000 |
| Delaware, Indiana | 2 | $ 223,000 | $ 111,500 | $ 83,000 |
| Henry, Indiana | 2 | $ 399,000 | $ 199,500 | $ 49,000 |
| Shelby, Indiana | 2 | $ 347,000 | $ 173,500 | $ 166,000 |
| Tippecanoe, Indiana | 2 | $ 202,000 | $ 101,000 | $ 31,000 |
| Campbell, Kentucky | 2 | $ 784,000 | $ 392,000 | $ 72,000 |
| Jefferson, Kentucky | 2 | $ 324,000 | $ 162,000 | $ 61,000 |
| Orleans, Louisiana | 2 | $ 546,000 | $ 273,000 | $ 94,000 |
| St. John the Baptist, Louisiana | 2 | $ 160,000 | $ 80,000 | $ 54,000 |
| Allegany, Maryland | 2 | $ 351,000 | $ 175,500 | $ 89,000 |
| Essex, Massachusetts | 2 | $ 571,000 | $ 285,500 | $ 96,000 |
| Plymouth, Massachusetts | 2 | $ 443,000 | $ 221,500 | $ 51,000 |
| Anoka, Minnesota | 2 | $ 372,000 | $ 186,000 | $ 69,000 |
| Clark, Nevada | 2 | $ 389,000 | $ 194,500 | $ 164,000 |
| Ocean, New Jersey | 2 | $ 415,000 | $ 207,500 | $ 29,000 |
| Bernalillo, New Mexico | 2 | $ 276,000 | $ 138,000 | $ 52,000 |
| San Juan, New Mexico | 2 | $ 296,000 | $ 148,000 | $ 5,000 |
| Rockland, New York | 2 | $ 749,000 | $ 374,500 | $ 90,000 |
| Dare, North Carolina | 2 | $ 1,143,000 | $ 571,500 | $ 104,000 |
| Franklin, North Carolina | 2 | $ 488,000 | $ 244,000 | $ 64,000 |
| Johnston, North Carolina | 2 | $ 389,000 | $ 194,500 | $ 61,000 |
| Transylvania, North Carolina | 2 | $ 294,000 | $ 147,000 | $ 56,000 |
| Fairfield, Ohio | 2 | $ 341,000 | $ 170,500 | $ 85,000 |
| Allegheny, Pennsylvania | 2 | $ 705,000 | $ 352,500 | $ 27,000 |
| Bucks, Pennsylvania | 2 | $ 589,000 | $ 294,500 | $ 78,000 |
| Butler, Pennsylvania | 2 | $ 602,000 | $ 301,000 | $ 122,000 |
| Beaufort, South Carolina | 2 | $ 781,000 | $ 390,500 | $ 193,000 |
| Charleston, South Carolina | 2 | $ 1,282,000 | $ 641,000 | $ 173,000 |
| Shelby, Tennessee | 2 | $ 385,000 | $ 192,500 | $ 104,000 |
| Bexar, Texas | 2 | $ 544,000 | $ 272,000 | $ 0 |
| Denton, Texas | 2 | $ 577,000 | $ 288,500 | $ 215,000 |
| Guadalupe, Texas | 2 | $ 549,000 | $ 274,500 | $ 127,000 |
| Harris, Texas | 2 | $ 279,000 | $ 139,500 | $ 52,000 |
| Tarrant, Texas | 2 | $ 600,000 | $ 300,000 | $ 328,000 |
| Travis, Texas | 2 | $ 825,000 | $ 412,500 | $ 341,000 |
| Clarke, Virginia | 2 | $ 226,000 | $ 113,000 | $ 182,000 |
| Fairfax City, Virginia | 2 | $ 450,000 | $ 225,000 | $ 93,000 |
| Falls Church, Virginia | 2 | $ 780,000 | $ 390,000 | $ 111,000 |
| James City, Virginia | 2 | $ 759,000 | $ 379,500 | $ 107,000 |
| Norfolk, Virginia | 2 | $ 418,000 | $ 209,000 | $ 154,000 |
| Northumberland, Virginia | 2 | $ 698,000 | $ 349,000 | $ 103,000 |
| Rappahannock, Virginia | 2 | $ 2,215,000 | $ 1,107,500 | $ 259,000 |
| Virginia Beach, Virginia | 2 | $ 823,000 | $ 411,500 | $ 200,000 |
| Warren, Virginia | 2 | $ 385,000 | $ 192,500 | $ 71,000 |
| Wythe, Virginia | 2 | $ 331,000 | $ 165,500 | $ 73,000 |
| King, Washington | 2 | $ 678,000 | $ 339,000 | $ 122,000 |
| Pierce, Wisconsin | 2 | $ 259,000 | $ 129,500 | $ 70,000 |
| Randolph, Alabama | 1 | $ 303,000 | $ 303,000 | $ 271,000 |
| Russell, Alabama | 1 | $ 200,000 | $ 200,000 | $ 105,000 |
| Anchorage, Alaska | 1 | $ 365,000 | $ 365,000 | $ 81,000 |
| Fairbanks North Star, Alaska | 1 | $ 250,000 | $ 250,000 | $ 17,000 |
| Pinal, Arizona | 1 | $ 271,000 | $ 271,000 | $ 96,000 |
| Benton, Arkansas | 1 | $ 315,000 | $ 315,000 | $ 139,000 |
| Garland, Arkansas | 1 | $ 178,000 | $ 178,000 | $ 0 |
| El Dorado, California | 1 | $ 569,000 | $ 569,000 | $ 164,000 |
| Humboldt, California | 1 | $ 504,000 | $ 504,000 | $ 0 |
| Monterey, California | 1 | $ 279,000 | $ 279,000 | $ 95,000 |
| Placer, California | 1 | $ 530,000 | $ 530,000 | $ 193,000 |
| Sacramento, California | 1 | $ 259,000 | $ 259,000 | $ 91,000 |
| San Bernardino, California | 1 | $ 216,000 | $ 216,000 | $ 0 |
| San Diego, California | 1 | $ 515,000 | $ 515,000 | $ 151,000 |
| San Francisco, California | 1 | $ 546,000 | $ 546,000 | $ 191,000 |
| San Joaquin, California | 1 | $ 379,000 | $ 379,000 | $ 161,000 |
| Santa Barbara, California | 1 | $ 217,000 | $ 217,000 | $ 96,000 |
| Santa Clara, California | 1 | $ 423,000 | $ 423,000 | $ 99,000 |
| Chaffee, Colorado | 1 | $ 272,000 | $ 272,000 | $ 199,000 |
| Routt, Colorado | 1 | $ 258,000 | $ 258,000 | $ 72,000 |
| Summit, Colorado | 1 | $ 693,000 | $ 693,000 | $ 260,000 |
| Tolland, Connecticut | 1 | $ 231,000 | $ 231,000 | $ 100,000 |
| Alachua, Florida | 1 | $ 200,000 | $ 200,000 | $ 180,000 |
| Citrus, Florida | 1 | $ 300,000 | $ 300,000 | $ 77,000 |
| Hernando, Florida | 1 | $ 165,000 | $ 165,000 | $ 58,000 |
| Lake, Florida | 1 | $ 145,000 | $ 145,000 | $ 48,000 |
| Lee, Florida | 1 | $ 216,000 | $ 216,000 | $ 56,000 |
| Santa Rosa, Florida | 1 | $ 175,000 | $ 175,000 | $ 124,000 |
| St. Lucie, Florida | 1 | $ 350,000 | $ 350,000 | $ 180,000 |
| Sumter, Florida | 1 | $ 64,000 | $ 64,000 | $ 61,000 |
| Bulloch, Georgia | 1 | $ 212,000 | $ 212,000 | $ 106,000 |
| Carroll, Georgia | 1 | $ 205,000 | $ 205,000 | $ 91,000 |
| Catoosa, Georgia | 1 | $ 111,000 | $ 111,000 | $ 44,000 |
| Dawson, Georgia | 1 | $ 408,000 | $ 408,000 | $ 130,000 |
| Gordon, Georgia | 1 | $ 177,000 | $ 177,000 | $ 39,000 |
| Habersham, Georgia | 1 | $ 79,000 | $ 79,000 | $ 61,000 |
| Heard, Georgia | 1 | $ 149,000 | $ 149,000 | $ 0 |
| Houston, Georgia | 1 | $ 93,000 | $ 93,000 | $ 39,000 |
| Jackson, Georgia | 1 | $ 275,000 | $ 275,000 | $ 156,000 |
| Lowndes, Georgia | 1 | $ 227,000 | $ 227,000 | $ 50,000 |
| Pickens, Georgia | 1 | $ 248,000 | $ 248,000 | $ 139,000 |
| Spalding, Georgia | 1 | $ 117,000 | $ 117,000 | $ 102,000 |
| Thomas, Georgia | 1 | $ 215,000 | $ 215,000 | $ 65,000 |
| Troup, Georgia | 1 | $ 143,000 | $ 143,000 | $ 47,000 |
| Walton, Georgia | 1 | $ 324,000 | $ 324,000 | $ 90,000 |
| Kootenai, Idaho | 1 | $ 260,000 | $ 260,000 | $ 150,000 |
| Boone, Illinois | 1 | $ 106,000 | $ 106,000 | $ 74,000 |
| Madison, Illinois | 1 | $ 66,000 | $ 66,000 | $ 75,000 |
| Sangamon, Illinois | 1 | $ 67,000 | $ 67,000 | $ 46,000 |
| Allen, Indiana | 1 | $ 74,000 | $ 74,000 | $ 20,000 |
| Carroll, Indiana | 1 | $ 55,000 | $ 55,000 | $ 256,000 |
| Cass, Indiana | 1 | $ 126,000 | $ 126,000 | $ 69,000 |
| Clinton, Indiana | 1 | $ 87,000 | $ 87,000 | $ 53,000 |
| Decatur, Indiana | 1 | $ 144,000 | $ 144,000 | $ 92,000 |
| Fulton, Indiana | 1 | $ 228,000 | $ 228,000 | $ 70,000 |
| Howard, Indiana | 1 | $ 304,000 | $ 304,000 | $ 118,000 |
| Jackson, Indiana | 1 | $ 126,000 | $ 126,000 | $ 32,000 |
| Kosciusko, Indiana | 1 | $ 290,000 | $ 290,000 | $ 569,000 |
| Lake, Indiana | 1 | $ 144,000 | $ 144,000 | $ 95,000 |
| Monroe, Indiana | 1 | $ 166,000 | $ 166,000 | $ 58,000 |
| Montgomery, Indiana | 1 | $ 192,000 | $ 192,000 | $ 148,000 |
| Wabash, Indiana | 1 | $ 184,000 | $ 184,000 | $ 107,000 |
| Scott, Iowa | 1 | $ 134,000 | $ 134,000 | $ 56,000 |
| Sumner, Kansas | 1 | $ 77,000 | $ 77,000 | $ 47,000 |
| Daviess, Kentucky | 1 | $ 160,000 | $ 160,000 | $ 63,000 |
| Henry, Kentucky | 1 | $ 190,000 | $ 190,000 | $ 106,000 |
| Hopkins, Kentucky | 1 | $ 135,000 | $ 135,000 | $ 93,000 |
| Letcher, Kentucky | 1 | $ 285,000 | $ 285,000 | $ 100,000 |
| Carroll, Maryland | 1 | $ 260,000 | $ 260,000 | $ 131,000 |
| Cecil, Maryland | 1 | $ 180,000 | $ 180,000 | $ 39,000 |
| Kent, Maryland | 1 | $ 187,000 | $ 187,000 | $ 0 |
| Queen Anne's, Maryland | 1 | $ 276,000 | $ 276,000 | $ 101,000 |
| Barnstable, Massachusetts | 1 | $ 300,000 | $ 300,000 | $ 181,000 |
| Bristol, Massachusetts | 1 | $ 263,000 | $ 263,000 | $ 73,000 |
| Hampshire, Massachusetts | 1 | $ 93,000 | $ 93,000 | $ 113,000 |
| Middlesex, Massachusetts | 1 | $ 287,000 | $ 287,000 | $ 582,000 |
| Emmet, Michigan | 1 | $ 644,000 | $ 644,000 | $ 119,000 |
| Ingham, Michigan | 1 | $ 74,000 | $ 74,000 | $ 27,000 |
| Macomb, Michigan | 1 | $ 110,000 | $ 110,000 | $ 140,000 |
| Ottawa, Michigan | 1 | $ 102,000 | $ 102,000 | $ 30,000 |
| Carver, Minnesota | 1 | $ 384,000 | $ 384,000 | $ 0 |
| Ramsey, Minnesota | 1 | $ 200,000 | $ 200,000 | $ 153,000 |
| DeSoto, Mississippi | 1 | $ 97,000 | $ 97,000 | $ 30,000 |
| Camden, Missouri | 1 | $ 578,000 | $ 578,000 | $ 161,000 |
| Dent, Missouri | 1 | $ 120,000 | $ 120,000 | $ 153,000 |
| Elko, Nevada | 1 | $ 204,000 | $ 204,000 | $ 70,000 |
| Hillsborough, New Hampshire | 1 | $ 190,000 | $ 190,000 | $ 113,000 |
| Rockingham, New Hampshire | 1 | $ 241,000 | $ 241,000 | $ 56,000 |
| Gloucester, New Jersey | 1 | $ 279,000 | $ 279,000 | $ 0 |
| Somerset, New Jersey | 1 | $ 405,000 | $ 405,000 | $ 187,000 |
| Union, New Jersey | 1 | $ 249,000 | $ 249,000 | $ 80,000 |
| Warren, New Jersey | 1 | $ 180,000 | $ 180,000 | $ 72,000 |
| Dona Ana, New Mexico | 1 | $ 417,000 | $ 417,000 | $ 245,000 |
| Onondaga, New York | 1 | $ 242,000 | $ 242,000 | $ 222,000 |
| Ontario, New York | 1 | $ 96,000 | $ 96,000 | $ 64,000 |
| Rensselaer, New York | 1 | $ 208,000 | $ 208,000 | $ 103,000 |
| Suffolk, New York | 1 | $ 243,000 | $ 243,000 | $ 96,000 |
| Beaufort, North Carolina | 1 | $ 300,000 | $ 300,000 | $ 225,000 |
| Brunswick, North Carolina | 1 | $ 150,000 | $ 150,000 | $ 38,000 |
| Buncombe, North Carolina | 1 | $ 143,000 | $ 143,000 | $ 70,000 |
| Carteret, North Carolina | 1 | $ 86,000 | $ 86,000 | $ 279,000 |
| Chatham, North Carolina | 1 | $ 150,000 | $ 150,000 | $ 55,000 |
| Craven, North Carolina | 1 | $ 192,000 | $ 192,000 | $ 111,000 |
| Currituck, North Carolina | 1 | $ 465,000 | $ 465,000 | $ 0 |
| Davie, North Carolina | 1 | $ 140,000 | $ 140,000 | $ 0 |
| Durham, North Carolina | 1 | $ 338,000 | $ 338,000 | $ 377,000 |
| Forsyth, North Carolina | 1 | $ 274,000 | $ 274,000 | $ 65,000 |
| Guilford, North Carolina | 1 | $ 102,000 | $ 102,000 | $ 0 |
| Haywood, North Carolina | 1 | $ 80,000 | $ 80,000 | $ 124,000 |
| Orange, North Carolina | 1 | $ 239,000 | $ 239,000 | $ 201,000 |
| Pasquotank, North Carolina | 1 | $ 143,000 | $ 143,000 | $ 104,000 |
| Pender, North Carolina | 1 | $ 214,000 | $ 214,000 | $ 109,000 |
| Randolph, North Carolina | 1 | $ 86,000 | $ 86,000 | $ 27,000 |
| Union, North Carolina | 1 | $ 275,000 | $ 275,000 | $ 156,000 |
| Butler, Ohio | 1 | $ 169,000 | $ 169,000 | $ 119,000 |
| Cuyahoga, Ohio | 1 | $ 145,000 | $ 145,000 | $ 80,000 |
| Erie, Ohio | 1 | $ 126,000 | $ 126,000 | $ 67,000 |
| Hamilton, Ohio | 1 | $ 154,000 | $ 154,000 | $ 85,000 |
| Lake, Ohio | 1 | $ 168,000 | $ 168,000 | $ 68,000 |
| Licking, Ohio | 1 | $ 144,000 | $ 144,000 | $ 74,000 |
| Medina, Ohio | 1 | $ 270,000 | $ 270,000 | $ 150,000 |
| Summit, Ohio | 1 | $ 141,000 | $ 141,000 | $ 174,000 |
| Wayne, Ohio | 1 | $ 123,000 | $ 123,000 | $ 52,000 |
| Wood, Ohio | 1 | $ 240,000 | $ 240,000 | $ 175,000 |
| Cleveland, Oklahoma | 1 | $ 108,000 | $ 108,000 | $ 214,000 |
| Clackamas, Oregon | 1 | $ 399,000 | $ 399,000 | $ 78,000 |
| Multnomah, Oregon | 1 | $ 220,000 | $ 220,000 | $ 0 |
| Adams, Pennsylvania | 1 | $ 151,000 | $ 151,000 | $ 90,000 |
| Centre, Pennsylvania | 1 | $ 380,000 | $ 380,000 | $ 307,000 |
| Chester, Pennsylvania | 1 | $ 380,000 | $ 380,000 | $ 234,000 |
| Cumberland, Pennsylvania | 1 | $ 296,000 | $ 296,000 | $ 94,000 |
| Delaware, Pennsylvania | 1 | $ 287,000 | $ 287,000 | $ 114,000 |
| Erie, Pennsylvania | 1 | $ 133,000 | $ 133,000 | $ 56,000 |
| Lebanon, Pennsylvania | 1 | $ 211,000 | $ 211,000 | $ 0 |
| Lehigh, Pennsylvania | 1 | $ 200,000 | $ 200,000 | $ 140,000 |
| Westmoreland, Pennsylvania | 1 | $ 198,000 | $ 198,000 | $ 0 |
| Aiken, South Carolina | 1 | $ 75,000 | $ 75,000 | $ 90,000 |
| Bamberg, South Carolina | 1 | $ 112,000 | $ 112,000 | $ 47,000 |
| Horry, South Carolina | 1 | $ 197,000 | $ 197,000 | $ 58,000 |
| Laurens, South Carolina | 1 | $ 221,000 | $ 221,000 | $ 134,000 |
| Pickens, South Carolina | 1 | $ 144,000 | $ 144,000 | $ 59,000 |
| Codington, South Dakota | 1 | $ 327,000 | $ 327,000 | $ 0 |
| Bedford, Tennessee | 1 | $ 417,000 | $ 417,000 | $ 170,000 |
| DeKalb, Tennessee | 1 | $ 208,000 | $ 208,000 | $ 52,000 |
| Franklin, Tennessee | 1 | $ 292,000 | $ 292,000 | $ 153,000 |
| Greene, Tennessee | 1 | $ 142,000 | $ 142,000 | $ 63,000 |
| Hamilton, Tennessee | 1 | $ 211,000 | $ 211,000 | $ 70,000 |
| Houston, Tennessee | 1 | $ 118,000 | $ 118,000 | $ 44,000 |
| Humphreys, Tennessee | 1 | $ 176,000 | $ 176,000 | $ 50,000 |
| Jefferson, Tennessee | 1 | $ 110,000 | $ 110,000 | $ 45,000 |
| Knox, Tennessee | 1 | $ 165,000 | $ 165,000 | $ 47,000 |
| Montgomery, Tennessee | 1 | $ 142,000 | $ 142,000 | $ 32,000 |
| Morgan, Tennessee | 1 | $ 182,000 | $ 182,000 | $ 69,000 |
| Smith, Tennessee | 1 | $ 79,000 | $ 79,000 | $ 21,000 |
| Sullivan, Tennessee | 1 | $ 182,000 | $ 182,000 | $ 73,000 |
| Washington, Tennessee | 1 | $ 189,000 | $ 189,000 | $ 91,000 |
| Collin, Texas | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Dallas, Texas | 1 | $ 360,000 | $ 360,000 | $ 141,000 |
| El Paso, Texas | 1 | $ 287,000 | $ 287,000 | $ 196,000 |
| Fort Bend, Texas | 1 | $ 272,000 | $ 272,000 | $ 135,000 |
| Gillespie, Texas | 1 | $ 293,000 | $ 293,000 | $ 93,000 |
| Leon, Texas | 1 | $ 384,000 | $ 384,000 | $ 90,000 |
| Rockwall, Texas | 1 | $ 211,000 | $ 211,000 | $ 78,000 |
| Wasatch, Utah | 1 | $ 417,000 | $ 417,000 | $ 156,000 |
| Albemarle, Virginia | 1 | $ 212,000 | $ 212,000 | $ 56,000 |
| Bedford, Virginia | 1 | $ 171,000 | $ 171,000 | $ 43,000 |
| Bristol, Virginia | 1 | $ 98,000 | $ 98,000 | $ 24,000 |
| Chesterfield, Virginia | 1 | $ 140,000 | $ 140,000 | $ 0 |
| Dinwiddie, Virginia | 1 | $ 146,000 | $ 146,000 | $ 0 |
| Franklin, Virginia | 1 | $ 383,000 | $ 383,000 | $ 293,000 |
| Fredericksburg, Virginia | 1 | $ 208,000 | $ 208,000 | $ 260,000 |
| Hampton, Virginia | 1 | $ 90,000 | $ 90,000 | $ 140,000 |
| Hanover, Virginia | 1 | $ 244,000 | $ 244,000 | $ 0 |
| King George, Virginia | 1 | $ 398,000 | $ 398,000 | $ 115,000 |
| Lancaster, Virginia | 1 | $ 233,000 | $ 233,000 | $ 130,000 |
| Rockingham, Virginia | 1 | $ 170,000 | $ 170,000 | $ 41,000 |
| Salem, Virginia | 1 | $ 76,000 | $ 76,000 | $ 48,000 |
| Suffolk, Virginia | 1 | $ 270,000 | $ 270,000 | $ 0 |
| Westmoreland, Virginia | 1 | $ 126,000 | $ 126,000 | $ 75,000 |
| Whatcom, Washington | 1 | $ 361,000 | $ 361,000 | $ 85,000 |
| Grant, West Virginia | 1 | $ 143,000 | $ 143,000 | $ 68,000 |
| Greenbrier, West Virginia | 1 | $ 81,000 | $ 81,000 | $ 18,000 |
| Harrison, West Virginia | 1 | $ 122,000 | $ 122,000 | $ 36,000 |
| Marshall, West Virginia | 1 | $ 158,000 | $ 158,000 | $ 80,000 |
| Monroe, West Virginia | 1 | $ 98,000 | $ 98,000 | $ 65,000 |
| Pocahontas, West Virginia | 1 | $ 175,000 | $ 175,000 | $ 48,000 |
| Raleigh, West Virginia | 1 | $ 121,000 | $ 121,000 | $ 55,000 |
| Randolph, West Virginia | 1 | $ 265,000 | $ 265,000 | $ 1,699,000 |
| Rock, Wisconsin | 1 | $ 99,000 | $ 99,000 | $ 0 |
| St. Croix, Wisconsin | 1 | $ 183,000 | $ 183,000 | $ 108,000 |
| Campbell, Wyoming | 1 | $ 391,000 | $ 391,000 | $ 0 |
Mortgage Loan Application Detail Totals for Access National Bank in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,802 | $430,925,000 | $239,000 | $2,430,000 | $112,000 | $2,120,000 |
| Refinancing | 1,059 | $311,128,000 | $293,000 | $4,400,000 | $132,000 | $1,699,000 |
| Home Improvement | 2 | $200,000 | $100,000 | $150,000 | $128,000 | $257,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,033 | $503,064,000 | $247,000 | $2,450,000 | $123,000 | $2,120,000 |
| Not Provided | 366 | $117,914,000 | $322,000 | $4,400,000 | $137,000 | $1,495,000 |
| Black or African American | 241 | $56,063,000 | $232,000 | $650,000 | $90,000 | $1,589,000 |
| Hispanic | 98 | $24,309,000 | $248,000 | $625,000 | $94,000 | $499,000 |
| Asian | 75 | $22,745,000 | $303,000 | $911,000 | $124,000 | $515,000 |
| Not applicable | 34 | $14,413,000 | $423,000 | $1,966,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 12 | $2,797,000 | $233,000 | $335,000 | $82,000 | $154,000 |
| American Indian or Alaskan Native | 4 | $948,000 | $237,000 | $427,000 | $76,000 | $111,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,846 | $525,667,000 | $284,000 | $4,400,000 | $147,000 | $2,120,000 |
| FHA-insured (Federal Housing Administration) | 639 | $126,550,000 | $198,000 | $608,000 | $69,000 | $1,476,000 |
| VA-guaranteed (Veterans Administration) | 241 | $70,399,000 | $292,000 | $1,495,000 | $82,000 | $340,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 137 | $19,637,000 | $143,000 | $363,000 | $49,000 | $105,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,056 | $516,002,000 | $250,000 | $1,966,000 | $117,000 | $1,495,000 |
| Application Withdrawn By Applicant | 398 | $116,588,000 | $292,000 | $4,400,000 | $138,000 | $2,120,000 |
| Application Denied By Financial Institution | 382 | $101,935,000 | $266,000 | $1,960,000 | $111,000 | $1,699,000 |
| Application Approved But Not Accepted | 15 | $3,833,000 | $255,000 | $450,000 | $109,000 | $251,000 |
| Preapproval Denied by Financial Institution | 12 | $3,895,000 | $324,000 | $800,000 | $106,000 | $205,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 134 | $33,500,000 | $250,000 | $1,960,000 | $108,000 | $667,000 |
| Debt-To-Income Ratio | 86 | $24,982,000 | $290,000 | $1,400,000 | $71,000 | $445,000 |
| Unverifiable Information | 71 | $21,105,000 | $297,000 | $900,000 | $122,000 | $500,000 |
| Credit History | 56 | $14,303,000 | $255,000 | $1,088,000 | $181,000 | $1,699,000 |
| Other | 27 | $7,311,000 | $270,000 | $720,000 | $96,000 | $492,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 12 | $2,828,000 | $235,000 | $625,000 | $121,000 | $454,000 |
| Employment History | 8 | $1,801,000 | $225,000 | $491,000 | $65,000 | $120,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Access National Bank's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Access National Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet
with aggregated HMDA statistics today.
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