Acopia, Llc 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Acopia, Llc 306 Northcreek Boulevard Suite 100 Nashville, TN 37072 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 |
| Total Number of Mortgage Applications | 1,335 |
| Total Mortgage Loan Application Amount | $247,144,000 |
| Average Mortgage Loan Application Amount | $185,000 |
| Highest Mortgage Loan Application Amount | $2,000,000 |
| Average Applicant Income | $78,000 |
| Highest Applicant Income | $1,944,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with Acopia, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Acopia, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2008 breaks down Acopia, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Acopia, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Acopia, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Acopia, Llc's mortgage activity for 2008.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Davidson County Tennessee | 166 | $ 25,647,000 | $ 154,000 | $ 79,000 |
| Sumner County Tennessee | 66 | $ 13,100,000 | $ 198,000 | $ 117,000 |
| Mecklenburg County North Carolina | 50 | $ 10,118,000 | $ 202,000 | $ 72,000 |
| Williamson County Tennessee | 47 | $ 12,855,000 | $ 273,000 | $ 90,000 |
| Wilson County Tennessee | 37 | $ 6,691,000 | $ 180,000 | $ 59,000 |
| Shelby County Tennessee | 35 | $ 4,839,000 | $ 138,000 | $ 64,000 |
| Rutherford County Tennessee | 34 | $ 5,707,000 | $ 167,000 | $ 63,000 |
| Knox County Tennessee | 30 | $ 4,351,000 | $ 145,000 | $ 59,000 |
| Hamilton County Tennessee | 25 | $ 4,606,000 | $ 184,000 | $ 71,000 |
| Sevier County Tennessee | 24 | $ 5,481,000 | $ 228,000 | $ 86,000 |
| Montgomery County Tennessee | 21 | $ 2,694,000 | $ 128,000 | $ 50,000 |
| Robertson County Tennessee | 21 | $ 3,628,000 | $ 172,000 | $ 66,000 |
| Denver County Colorado | 19 | $ 3,491,000 | $ 183,000 | $ 87,000 |
| DeKalb County Georgia | 19 | $ 3,250,000 | $ 171,000 | $ 65,000 |
| Gwinnett County Georgia | 19 | $ 3,247,000 | $ 170,000 | $ 60,000 |
| Charleston County South Carolina | 18 | $ 3,992,000 | $ 221,000 | $ 87,000 |
| Travis County Texas | 18 | $ 3,738,000 | $ 207,000 | $ 91,000 |
| Arapahoe County Colorado | 17 | $ 4,441,000 | $ 261,000 | $ 132,000 |
| Orange County Florida | 17 | $ 3,580,000 | $ 210,000 | $ 90,000 |
| Adams County Colorado | 15 | $ 2,235,000 | $ 149,000 | $ 102,000 |
| Jefferson County Colorado | 14 | $ 3,253,000 | $ 232,000 | $ 81,000 |
| Maury County Tennessee | 14 | $ 2,179,000 | $ 155,000 | $ 81,000 |
| Dallas County Texas | 13 | $ 2,143,000 | $ 164,000 | $ 97,000 |
| Williamson County Texas | 13 | $ 2,439,000 | $ 187,000 | $ 90,000 |
| Cobb County Georgia | 12 | $ 2,659,000 | $ 221,000 | $ 80,000 |
| Fulton County Georgia | 12 | $ 2,157,000 | $ 179,000 | $ 65,000 |
| Harris County Texas | 12 | $ 1,388,000 | $ 115,000 | $ 68,000 |
| Wake County North Carolina | 11 | $ 2,153,000 | $ 195,000 | $ 77,000 |
| Summit County Colorado | 10 | $ 4,516,000 | $ 451,000 | $ 127,000 |
| Cheatham County Tennessee | 9 | $ 1,490,000 | $ 165,000 | $ 59,000 |
| Tarrant County Texas | 9 | $ 2,325,000 | $ 258,000 | $ 96,000 |
| Union County North Carolina | 8 | $ 2,071,000 | $ 258,000 | $ 93,000 |
| Jefferson County Tennessee | 8 | $ 736,000 | $ 92,000 | $ 78,000 |
| Douglas County Colorado | 7 | $ 2,256,000 | $ 322,000 | $ 142,000 |
| Seminole County Florida | 7 | $ 1,486,000 | $ 212,000 | $ 110,000 |
| Rowan County North Carolina | 7 | $ 951,000 | $ 135,000 | $ 51,000 |
| Dickson County Tennessee | 7 | $ 1,498,000 | $ 214,000 | $ 68,000 |
| Bexar County Texas | 7 | $ 1,135,000 | $ 162,000 | $ 80,000 |
| Collin County Texas | 7 | $ 1,702,000 | $ 243,000 | $ 129,000 |
| Cherokee County Georgia | 6 | $ 1,027,000 | $ 171,000 | $ 60,000 |
| Greene County Missouri | 6 | $ 670,000 | $ 111,000 | $ 40,000 |
| Bedford County Tennessee | 6 | $ 721,000 | $ 120,000 | $ 38,000 |
| Blount County Tennessee | 6 | $ 1,258,000 | $ 209,000 | $ 69,000 |
| Duval County Florida | 5 | $ 709,000 | $ 141,000 | $ 61,000 |
| Hillsborough County Florida | 5 | $ 873,000 | $ 174,000 | $ 54,000 |
| Volusia County Florida | 5 | $ 532,000 | $ 106,000 | $ 46,000 |
| Clayton County Georgia | 5 | $ 678,000 | $ 135,000 | $ 37,000 |
| Walker County Georgia | 5 | $ 836,000 | $ 167,000 | $ 21,000 |
| Warren County Kentucky | 5 | $ 856,000 | $ 171,000 | $ 67,000 |
| Cabarrus County North Carolina | 5 | $ 929,000 | $ 185,000 | $ 55,000 |
| Gaston County North Carolina | 5 | $ 972,000 | $ 194,000 | $ 67,000 |
| Johnston County North Carolina | 5 | $ 1,176,000 | $ 235,000 | $ 91,000 |
| Berkeley County South Carolina | 5 | $ 1,192,000 | $ 238,000 | $ 96,000 |
| Greenville County South Carolina | 5 | $ 1,376,000 | $ 275,000 | $ 167,000 |
| Pickens County South Carolina | 5 | $ 492,000 | $ 98,000 | $ 26,000 |
| Fayette County Tennessee | 5 | $ 903,000 | $ 180,000 | $ 120,000 |
| Hickman County Tennessee | 5 | $ 710,000 | $ 142,000 | $ 12,000 |
| Denton County Texas | 5 | $ 1,097,000 | $ 219,000 | $ 101,000 |
| Jefferson County Alabama | 4 | $ 546,000 | $ 136,000 | $ 45,000 |
| Maricopa County Arizona | 4 | $ 748,000 | $ 187,000 | $ 46,000 |
| Boulder County Colorado | 4 | $ 780,000 | $ 195,000 | $ 118,000 |
| Lake County Florida | 4 | $ 1,307,000 | $ 326,000 | $ 92,000 |
| Lee County Florida | 4 | $ 960,000 | $ 240,000 | $ 214,000 |
| Durham County North Carolina | 4 | $ 486,000 | $ 121,000 | $ 71,000 |
| New Hanover County North Carolina | 4 | $ 1,173,000 | $ 293,000 | $ 118,000 |
| Dorchester County South Carolina | 4 | $ 644,000 | $ 161,000 | $ 54,000 |
| Greene County Tennessee | 4 | $ 631,000 | $ 157,000 | $ 63,000 |
| Lincoln County Tennessee | 4 | $ 374,000 | $ 93,000 | $ 56,000 |
| Loudon County Tennessee | 4 | $ 1,007,000 | $ 251,000 | $ 85,000 |
| Hays County Texas | 4 | $ 673,000 | $ 168,000 | $ 82,000 |
| Madison County Alabama | 3 | $ 454,000 | $ 151,000 | $ 53,000 |
| Mobile County Alabama | 3 | $ 313,000 | $ 104,000 | $ 48,000 |
| El Paso County Colorado | 3 | $ 849,000 | $ 283,000 | $ 81,000 |
| Fremont County Colorado | 3 | $ 290,000 | $ 96,000 | $ 56,000 |
| Pinellas County Florida | 3 | $ 344,000 | $ 114,000 | $ 49,000 |
| Catoosa County Georgia | 3 | $ 505,000 | $ 168,000 | $ 50,000 |
| Lowndes County Georgia | 3 | $ 605,000 | $ 201,000 | $ 110,000 |
| Christian County Kentucky | 3 | $ 290,000 | $ 96,000 | $ 41,000 |
| Jefferson County Kentucky | 3 | $ 326,000 | $ 108,000 | $ 50,000 |
| Calcasieu County Louisiana | 3 | $ 298,000 | $ 99,000 | $ 74,000 |
| Hancock County Mississippi | 3 | $ 588,000 | $ 196,000 | $ 91,000 |
| Christian County Missouri | 3 | $ 468,000 | $ 156,000 | $ 70,000 |
| Brunswick County North Carolina | 3 | $ 607,000 | $ 202,000 | $ 69,000 |
| Buncombe County North Carolina | 3 | $ 565,000 | $ 188,000 | $ 36,000 |
| Guilford County North Carolina | 3 | $ 399,000 | $ 133,000 | $ 53,000 |
| Onslow County North Carolina | 3 | $ 646,000 | $ 215,000 | $ 94,000 |
| Stanly County North Carolina | 3 | $ 391,000 | $ 130,000 | $ 69,000 |
| Horry County South Carolina | 3 | $ 1,105,000 | $ 368,000 | $ 57,000 |
| Richland County South Carolina | 3 | $ 673,000 | $ 224,000 | $ 112,000 |
| Bradley County Tennessee | 3 | $ 391,000 | $ 130,000 | $ 52,000 |
| Giles County Tennessee | 3 | $ 357,000 | $ 119,000 | $ 33,000 |
| Madison County Tennessee | 3 | $ 397,000 | $ 132,000 | $ 71,000 |
| McNairy County Tennessee | 3 | $ 275,000 | $ 91,000 | $ 29,000 |
| Roane County Tennessee | 3 | $ 362,000 | $ 120,000 | $ 73,000 |
| Smith County Tennessee | 3 | $ 597,000 | $ 199,000 | $ 56,000 |
| Burnet County Texas | 3 | $ 585,000 | $ 195,000 | $ 70,000 |
| Shelby County Alabama | 2 | $ 348,000 | $ 174,000 | $ 105,000 |
| St. Clair County Alabama | 2 | $ 245,000 | $ 122,000 | $ 55,000 |
| Pulaski County Arkansas | 2 | $ 353,000 | $ 176,000 | $ 55,000 |
| Gunnison County Colorado | 2 | $ 699,000 | $ 349,000 | $ 85,000 |
| Brevard County Florida | 2 | $ 248,000 | $ 124,000 | $ 57,000 |
| Manatee County Florida | 2 | $ 269,000 | $ 134,000 | $ 40,000 |
| Osceola County Florida | 2 | $ 544,000 | $ 272,000 | $ 77,000 |
| Palm Beach County Florida | 2 | $ 356,000 | $ 178,000 | $ 111,000 |
| Carroll County Georgia | 2 | $ 291,000 | $ 145,000 | $ 61,000 |
| Chatham County Georgia | 2 | $ 681,000 | $ 340,000 | $ 71,000 |
| Hall County Georgia | 2 | $ 516,000 | $ 258,000 | $ 119,000 |
| Henry County Georgia | 2 | $ 749,000 | $ 374,000 | $ 156,000 |
| Paulding County Georgia | 2 | $ 305,000 | $ 152,000 | $ 57,000 |
| Ascension County Louisiana | 2 | $ 435,000 | $ 217,000 | $ 74,000 |
| Caddo County Louisiana | 2 | $ 207,000 | $ 103,000 | $ 40,000 |
| East Baton Rouge County Louisiana | 2 | $ 235,000 | $ 117,000 | $ 51,000 |
| Jefferson County Louisiana | 2 | $ 425,000 | $ 212,000 | $ 54,000 |
| Orleans County Louisiana | 2 | $ 171,000 | $ 85,000 | $ 36,000 |
| St. Tammany County Louisiana | 2 | $ 467,000 | $ 233,000 | $ 121,000 |
| Taney County Missouri | 2 | $ 410,000 | $ 205,000 | $ 179,000 |
| Alamance County North Carolina | 2 | $ 290,000 | $ 145,000 | $ 114,000 |
| Davidson County North Carolina | 2 | $ 411,000 | $ 205,000 | $ 83,000 |
| Forsyth County North Carolina | 2 | $ 236,000 | $ 118,000 | $ 57,000 |
| Iredell County North Carolina | 2 | $ 532,000 | $ 266,000 | $ 79,000 |
| McDowell County North Carolina | 2 | $ 322,000 | $ 161,000 | $ 75,000 |
| Transylvania County North Carolina | 2 | $ 430,000 | $ 215,000 | $ 108,000 |
| Beaufort County South Carolina | 2 | $ 463,000 | $ 231,000 | $ 211,000 |
| Lancaster County South Carolina | 2 | $ 374,000 | $ 187,000 | $ 74,000 |
| York County South Carolina | 2 | $ 384,000 | $ 192,000 | $ 44,000 |
| Cocke County Tennessee | 2 | $ 1,079,000 | $ 539,000 | $ 162,000 |
| DeKalb County Tennessee | 2 | $ 342,000 | $ 171,000 | $ 102,000 |
| Franklin County Tennessee | 2 | $ 242,000 | $ 121,000 | $ 30,000 |
| Hamblen County Tennessee | 2 | $ 312,000 | $ 156,000 | $ 71,000 |
| Hardeman County Tennessee | 2 | $ 181,000 | $ 90,000 | $ 36,000 |
| Lauderdale County Tennessee | 2 | $ 226,000 | $ 113,000 | $ 70,000 |
| McMinn County Tennessee | 2 | $ 168,000 | $ 84,000 | $ 43,000 |
| Putnam County Tennessee | 2 | $ 193,000 | $ 96,000 | $ 50,000 |
| Rhea County Tennessee | 2 | $ 506,000 | $ 253,000 | $ 53,000 |
| Sequatchie County Tennessee | 2 | $ 659,000 | $ 329,000 | $ 147,000 |
| Stewart County Tennessee | 2 | $ 198,000 | $ 99,000 | $ 62,000 |
| Bell County Texas | 2 | $ 358,000 | $ 179,000 | $ 92,000 |
| Liberty County Texas | 2 | $ 383,000 | $ 191,000 | $ 100,000 |
| McLennan County Texas | 2 | $ 446,000 | $ 223,000 | $ 90,000 |
| Fairfax County Virginia | 2 | $ 219,000 | $ 109,000 | $ 95,000 |
| Coffee County Alabama | 1 | $ 87,000 | $ 87,000 | $ 42,000 |
| Escambia County Alabama | 1 | $ 164,000 | $ 164,000 | $ 79,000 |
| Lee County Alabama | 1 | $ 319,000 | $ 319,000 | $ 107,000 |
| Limestone County Alabama | 1 | $ 127,000 | $ 127,000 | $ 37,000 |
| Garland County Arkansas | 1 | $ 60,000 | $ 60,000 | $ 54,000 |
| Washington County Arkansas | 1 | $ 67,000 | $ 67,000 | $ 43,000 |
| White County Arkansas | 1 | $ 146,000 | $ 146,000 | $ 54,000 |
| Clear Creek County Colorado | 1 | $ 202,000 | $ 202,000 | $ 47,000 |
| Elbert County Colorado | 1 | $ 624,000 | $ 624,000 | $ 123,000 |
| Grand County Colorado | 1 | $ 298,000 | $ 298,000 | $ 71,000 |
| Lake County Colorado | 1 | $ 209,000 | $ 209,000 | $ 83,000 |
| Pitkin County Colorado | 1 | $ 975,000 | $ 975,000 | $ 570,000 |
| Pueblo County Colorado | 1 | $ 323,000 | $ 323,000 | $ 68,000 |
| Routt County Colorado | 1 | $ 380,000 | $ 380,000 | $ 119,000 |
| Weld County Colorado | 1 | $ 250,000 | $ 250,000 | $ 86,000 |
| District of Columbia County District Of Columbia | 1 | $ 150,000 | $ 150,000 | $ 221,000 |
| Citrus County Florida | 1 | $ 216,000 | $ 216,000 | $ 75,000 |
| Leon County Florida | 1 | $ 106,000 | $ 106,000 | $ 50,000 |
| Marion County Florida | 1 | $ 70,000 | $ 70,000 | $ 24,000 |
| Polk County Florida | 1 | $ 161,000 | $ 161,000 | $ 65,000 |
| St. Johns County Florida | 1 | $ 288,000 | $ 288,000 | $ 170,000 |
| Baldwin County Georgia | 1 | $ 417,000 | $ 417,000 | $ 79,000 |
| Barrow County Georgia | 1 | $ 102,000 | $ 102,000 | $ 62,000 |
| Bartow County Georgia | 1 | $ 140,000 | $ 140,000 | $ 80,000 |
| Bibb County Georgia | 1 | $ 417,000 | $ 417,000 | $ 167,000 |
| Butts County Georgia | 1 | $ 177,000 | $ 177,000 | $ 75,000 |
| Clarke County Georgia | 1 | $ 142,000 | $ 142,000 | $ 61,000 |
| Columbia County Georgia | 1 | $ 190,000 | $ 190,000 | $ 79,000 |
| Coweta County Georgia | 1 | $ 137,000 | $ 137,000 | $ 38,000 |
| Dougherty County Georgia | 1 | $ 417,000 | $ 417,000 | $ 149,000 |
| Douglas County Georgia | 1 | $ 156,000 | $ 156,000 | $ 75,000 |
| Gilmer County Georgia | 1 | $ 299,000 | $ 299,000 | $ 73,000 |
| Madison County Georgia | 1 | $ 126,000 | $ 126,000 | $ 41,000 |
| Murray County Georgia | 1 | $ 128,000 | $ 128,000 | $ 61,000 |
| Newton County Georgia | 1 | $ 86,000 | $ 86,000 | $ 74,000 |
| Peach County Georgia | 1 | $ 257,000 | $ 257,000 | $ 94,000 |
| Troup County Georgia | 1 | $ 205,000 | $ 205,000 | $ 101,000 |
| Union County Georgia | 1 | $ 152,000 | $ 152,000 | $ 104,000 |
| Clark County Indiana | 1 | $ 121,000 | $ 121,000 | $ 0 |
| Boone County Kentucky | 1 | $ 133,000 | $ 133,000 | $ 59,000 |
| Bullitt County Kentucky | 1 | $ 318,000 | $ 318,000 | $ 113,000 |
| Caldwell County Kentucky | 1 | $ 41,000 | $ 41,000 | $ 35,000 |
| Hardin County Kentucky | 1 | $ 283,000 | $ 283,000 | $ 103,000 |
| Kenton County Kentucky | 1 | $ 94,000 | $ 94,000 | $ 96,000 |
| Marshall County Kentucky | 1 | $ 104,000 | $ 104,000 | $ 70,000 |
| McCracken County Kentucky | 1 | $ 316,000 | $ 316,000 | $ 0 |
| Muhlenberg County Kentucky | 1 | $ 309,000 | $ 309,000 | $ 175,000 |
| Nelson County Kentucky | 1 | $ 332,000 | $ 332,000 | $ 131,000 |
| Oldham County Kentucky | 1 | $ 417,000 | $ 417,000 | $ 119,000 |
| Lafayette County Louisiana | 1 | $ 90,000 | $ 90,000 | $ 77,000 |
| Livingston County Louisiana | 1 | $ 112,000 | $ 112,000 | $ 0 |
| St. John the Baptist County Louisiana | 1 | $ 191,000 | $ 191,000 | $ 60,000 |
| St. Landry County Louisiana | 1 | $ 152,000 | $ 152,000 | $ 0 |
| Tangipahoa County Louisiana | 1 | $ 211,000 | $ 211,000 | $ 49,000 |
| DeSoto County Mississippi | 1 | $ 84,000 | $ 84,000 | $ 0 |
| Harrison County Mississippi | 1 | $ 204,000 | $ 204,000 | $ 90,000 |
| Hinds County Mississippi | 1 | $ 152,000 | $ 152,000 | $ 46,000 |
| Jackson County Mississippi | 1 | $ 149,000 | $ 149,000 | $ 65,000 |
| Lamar County Mississippi | 1 | $ 152,000 | $ 152,000 | $ 0 |
| Lee County Mississippi | 1 | $ 255,000 | $ 255,000 | $ 62,000 |
| Marion County Mississippi | 1 | $ 88,000 | $ 88,000 | $ 0 |
| Pearl River County Mississippi | 1 | $ 96,000 | $ 96,000 | $ 38,000 |
| Rankin County Mississippi | 1 | $ 130,000 | $ 130,000 | $ 39,000 |
| Tate County Mississippi | 1 | $ 144,000 | $ 144,000 | $ 83,000 |
| Jefferson County Missouri | 1 | $ 119,000 | $ 119,000 | $ 38,000 |
| Bernalillo County New Mexico | 1 | $ 208,000 | $ 208,000 | $ 14,000 |
| Bladen County North Carolina | 1 | $ 288,000 | $ 288,000 | $ 84,000 |
| Catawba County North Carolina | 1 | $ 161,000 | $ 161,000 | $ 45,000 |
| Chatham County North Carolina | 1 | $ 366,000 | $ 366,000 | $ 128,000 |
| Cleveland County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 87,000 |
| Franklin County North Carolina | 1 | $ 138,000 | $ 138,000 | $ 104,000 |
| Harnett County North Carolina | 1 | $ 200,000 | $ 200,000 | $ 80,000 |
| Hertford County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 26,000 |
| Pender County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 50,000 |
| Wayne County North Carolina | 1 | $ 212,000 | $ 212,000 | $ 111,000 |
| Abbeville County South Carolina | 1 | $ 118,000 | $ 118,000 | $ 32,000 |
| Aiken County South Carolina | 1 | $ 119,000 | $ 119,000 | $ 44,000 |
| Anderson County South Carolina | 1 | $ 64,000 | $ 64,000 | $ 26,000 |
| Clarendon County South Carolina | 1 | $ 96,000 | $ 96,000 | $ 30,000 |
| Georgetown County South Carolina | 1 | $ 299,000 | $ 299,000 | $ 162,000 |
| Lexington County South Carolina | 1 | $ 150,000 | $ 150,000 | $ 85,000 |
| Orangeburg County South Carolina | 1 | $ 152,000 | $ 152,000 | $ 0 |
| Spartanburg County South Carolina | 1 | $ 126,000 | $ 126,000 | $ 15,000 |
| Campbell County Tennessee | 1 | $ 82,000 | $ 82,000 | $ 18,000 |
| Claiborne County Tennessee | 1 | $ 119,000 | $ 119,000 | $ 42,000 |
| Coffee County Tennessee | 1 | $ 104,000 | $ 104,000 | $ 32,000 |
| Fentress County Tennessee | 1 | $ 203,000 | $ 203,000 | $ 104,000 |
| Hardin County Tennessee | 1 | $ 250,000 | $ 250,000 | $ 58,000 |
| Hawkins County Tennessee | 1 | $ 126,000 | $ 126,000 | $ 29,000 |
| Henry County Tennessee | 1 | $ 128,000 | $ 128,000 | $ 55,000 |
| Houston County Tennessee | 1 | $ 78,000 | $ 78,000 | $ 51,000 |
| Jackson County Tennessee | 1 | $ 214,000 | $ 214,000 | $ 102,000 |
| Johnson County Tennessee | 1 | $ 271,000 | $ 271,000 | $ 57,000 |
| Lewis County Tennessee | 1 | $ 129,000 | $ 129,000 | $ 0 |
| Marion County Tennessee | 1 | $ 164,000 | $ 164,000 | $ 69,000 |
| Marshall County Tennessee | 1 | $ 100,000 | $ 100,000 | $ 27,000 |
| Moore County Tennessee | 1 | $ 198,000 | $ 198,000 | $ 94,000 |
| Overton County Tennessee | 1 | $ 108,000 | $ 108,000 | $ 29,000 |
| Perry County Tennessee | 1 | $ 119,000 | $ 119,000 | $ 33,000 |
| Polk County Tennessee | 1 | $ 202,000 | $ 202,000 | $ 91,000 |
| Sullivan County Tennessee | 1 | $ 280,000 | $ 280,000 | $ 108,000 |
| Tipton County Tennessee | 1 | $ 130,000 | $ 130,000 | $ 35,000 |
| Trousdale County Tennessee | 1 | $ 50,000 | $ 50,000 | $ 63,000 |
| Union County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 107,000 |
| Weakley County Tennessee | 1 | $ 60,000 | $ 60,000 | $ 56,000 |
| White County Tennessee | 1 | $ 275,000 | $ 275,000 | $ 70,000 |
| Bandera County Texas | 1 | $ 415,000 | $ 415,000 | $ 104,000 |
| Brazoria County Texas | 1 | $ 155,000 | $ 155,000 | $ 122,000 |
| Brazos County Texas | 1 | $ 182,000 | $ 182,000 | $ 68,000 |
| Caldwell County Texas | 1 | $ 168,000 | $ 168,000 | $ 73,000 |
| Comal County Texas | 1 | $ 108,000 | $ 108,000 | $ 79,000 |
| Cooke County Texas | 1 | $ 257,000 | $ 257,000 | $ 67,000 |
| El Paso County Texas | 1 | $ 118,000 | $ 118,000 | $ 56,000 |
| Fort Bend County Texas | 1 | $ 144,000 | $ 144,000 | $ 33,000 |
| Galveston County Texas | 1 | $ 148,000 | $ 148,000 | $ 131,000 |
| Guadalupe County Texas | 1 | $ 96,000 | $ 96,000 | $ 100,000 |
| Henderson County Texas | 1 | $ 108,000 | $ 108,000 | $ 51,000 |
| Jefferson County Texas | 1 | $ 87,000 | $ 87,000 | $ 66,000 |
| Lee County Texas | 1 | $ 234,000 | $ 234,000 | $ 61,000 |
| Morris County Texas | 1 | $ 106,000 | $ 106,000 | $ 63,000 |
| Navarro County Texas | 1 | $ 360,000 | $ 360,000 | $ 119,000 |
| Polk County Texas | 1 | $ 173,000 | $ 173,000 | $ 54,000 |
| Rains County Texas | 1 | $ 112,000 | $ 112,000 | $ 35,000 |
| Waller County Texas | 1 | $ 144,000 | $ 144,000 | $ 44,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 845 | $156,417,000 | $185,000 | $2,000,000 | $78,000 | $1,944,000 |
| Home Purchase | 490 | $90,727,000 | $185,000 | $975,000 | $78,000 | $1,000,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 900 | $172,919,000 | $192,000 | $2,000,000 | $81,000 | $1,260,000 |
| Black or African American | 181 | $27,157,000 | $150,000 | $417,000 | $58,000 | $192,000 |
| Not Provided | 140 | $26,175,000 | $186,000 | $417,000 | $88,000 | $1,944,000 |
| Hispanic | 80 | $13,346,000 | $166,000 | $757,000 | $74,000 | $428,000 |
| Asian | 29 | $5,858,000 | $202,000 | $417,000 | $76,000 | $221,000 |
| Not applicable | 4 | $1,459,000 | $364,000 | $554,000 | $109,000 | $162,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $230,000 | $230,000 | $230,000 | $144,000 | $144,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 901 | $178,464,000 | $198,000 | $2,000,000 | $88,000 | $1,944,000 |
| FHA-insured (Federal Housing Administration) | 404 | $63,115,000 | $156,000 | $382,000 | $57,000 | $192,000 |
| VA-guaranteed (Veterans Administration) | 16 | $3,019,000 | $188,000 | $498,000 | $68,000 | $197,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 14 | $2,546,000 | $181,000 | $975,000 | $86,000 | $643,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Approved But Not Accepted | 491 | $92,578,000 | $188,000 | $1,360,000 | $72,000 | $1,260,000 |
| Loan Originated | 404 | $75,896,000 | $187,000 | $417,000 | $87,000 | $1,944,000 |
| Application Denied By Financial Institution | 327 | $59,394,000 | $181,000 | $2,000,000 | $80,000 | $643,000 |
| Application Withdrawn By Applicant | 113 | $19,276,000 | $170,000 | $757,000 | $64,000 | $197,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Acopia, Llc's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Acopia, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Tennessee, download the full spreadsheet
with aggregated HMDA statistics today.