Acopia, LLC Mortgage Lending & HMDA Data, 2015

In 2015, Acopia, LLC of Goodlettsville, TN reported 7,796 mortgage applications totaling $1.5 billion, up 33% from 2014. The average application was for $195,952, and applicants reported an average income of $79,896. 73% of its applications resulted in an originated loan and 8% were denied. Its largest markets were Nashville-Davidson--Murfreesboro--Franklin, TN (1,722), Atlanta-Sandy Springs-Roswell, GA (1,542) and Louisville/Jefferson County, KY-IN (399) (applications in parentheses).

Mortgage Company & Address Acopia, LLC
306 Northcreek Boulevard Suite 100
Goodlettsville, TN 37072
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  
Total Number of Mortgage Applications 7,796
Total Mortgage Loan Application Amount $1,527,644,000
Average Mortgage Loan Application Amount $195,952
Highest Mortgage Loan Application Amount $2,561,000
Average Applicant Income $79,896
Highest Applicant Income $4,183,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Acopia, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Acopia, LLC by County in 2015

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Davidson, Tennessee 429 $ 77,031,000 $ 179,559 $ 76,000
Rutherford, Tennessee 348 $ 64,017,000 $ 183,956 $ 69,000
Sumner, Tennessee 320 $ 65,120,000 $ 203,500 $ 77,000
Buncombe, North Carolina 299 $ 71,588,000 $ 239,424 $ 106,000
Gwinnett, Georgia 287 $ 53,486,000 $ 186,362 $ 73,000
Cobb, Georgia 251 $ 55,525,000 $ 221,215 $ 89,000
Williamson, Tennessee 222 $ 64,105,000 $ 288,761 $ 108,000
Jefferson, Kentucky 210 $ 34,336,000 $ 163,504 $ 51,000
Fulton, Georgia 193 $ 53,862,000 $ 279,077 $ 119,000
Hall, Georgia 165 $ 27,743,000 $ 168,139 $ 70,000
Mecklenburg, North Carolina 132 $ 30,451,000 $ 230,689 $ 125,000
Wilson, Tennessee 128 $ 28,920,000 $ 225,937 $ 82,000
DeKalb, Georgia 119 $ 28,962,000 $ 243,378 $ 100,000
Cherokee, Georgia 106 $ 23,182,000 $ 218,698 $ 81,000
Shelby, Tennessee 98 $ 15,205,000 $ 155,153 $ 71,000
Walton, Georgia 96 $ 15,849,000 $ 165,093 $ 66,000
Paulding, Georgia 95 $ 16,354,000 $ 172,147 $ 63,000
McCracken, Kentucky 87 $ 11,092,000 $ 127,494 $ 68,000
Forsyth, Georgia 86 $ 21,579,000 $ 250,918 $ 107,000
Maury, Tennessee 86 $ 15,947,000 $ 185,430 $ 66,000
Robertson, Tennessee 82 $ 14,411,000 $ 175,743 $ 68,000
Madison, Alabama 81 $ 12,995,000 $ 160,432 $ 62,000
St. Lucie, Florida 73 $ 11,889,000 $ 162,863 $ 71,000
Troup, Georgia 72 $ 9,642,000 $ 133,916 $ 54,000
Greenville, South Carolina 66 $ 11,259,000 $ 170,590 $ 64,000
Wake, North Carolina 65 $ 15,308,000 $ 235,507 $ 91,000
Palm Beach, Florida 64 $ 15,675,000 $ 244,921 $ 107,000
Lee, Florida 52 $ 9,160,000 $ 176,153 $ 80,000
York, South Carolina 52 $ 9,897,000 $ 190,326 $ 65,000
Clark, Indiana 51 $ 7,835,000 $ 153,627 $ 48,000
Cumberland, North Carolina 49 $ 8,199,000 $ 167,326 $ 76,000
Newton, Georgia 48 $ 6,386,000 $ 133,041 $ 53,000
Henderson, North Carolina 48 $ 9,712,000 $ 202,333 $ 85,000
Christian, Kentucky 47 $ 5,659,000 $ 120,404 $ 45,000
Colquitt, Georgia 46 $ 5,276,000 $ 114,695 $ 58,000
Union, North Carolina 46 $ 11,350,000 $ 246,739 $ 109,000
Knox, Tennessee 46 $ 8,512,000 $ 185,043 $ 76,000
Spartanburg, South Carolina 45 $ 7,157,000 $ 159,044 $ 76,000
Miami-Dade, Florida 43 $ 14,295,000 $ 332,441 $ 173,000
Orange, Florida 42 $ 8,200,000 $ 195,238 $ 63,000
Barrow, Georgia 41 $ 6,633,000 $ 161,780 $ 66,000
Henry, Georgia 39 $ 6,799,000 $ 174,333 $ 67,000
Etowah, Alabama 38 $ 4,656,000 $ 122,526 $ 57,000
Hamilton, Tennessee 38 $ 6,505,000 $ 171,184 $ 84,000
Bexar, Texas 38 $ 8,251,000 $ 217,131 $ 92,000
Bullitt, Kentucky 36 $ 5,461,000 $ 151,694 $ 45,000
Cheatham, Tennessee 34 $ 5,623,000 $ 165,382 $ 68,000
Volusia, Florida 33 $ 4,747,000 $ 143,848 $ 66,000
Douglas, Georgia 30 $ 4,267,000 $ 142,233 $ 45,000
Jackson, Georgia 29 $ 5,237,000 $ 180,586 $ 80,000
Harrison, Indiana 29 $ 3,896,000 $ 134,344 $ 48,000
Bedford, Tennessee 29 $ 4,825,000 $ 166,379 $ 76,000
Broward, Florida 28 $ 6,854,000 $ 244,785 $ 115,000
Gaston, North Carolina 28 $ 5,402,000 $ 192,928 $ 74,000
Charleston, South Carolina 28 $ 5,983,000 $ 213,678 $ 88,000
Montgomery, Tennessee 28 $ 5,442,000 $ 194,357 $ 80,000
Cherokee, Alabama 27 $ 4,821,000 $ 178,555 $ 73,000
Martin, Florida 27 $ 6,091,000 $ 225,592 $ 79,000
Thomas, Georgia 27 $ 3,672,000 $ 136,000 $ 53,000
Floyd, Indiana 25 $ 4,442,000 $ 177,680 $ 69,000
Bibb, Georgia 24 $ 4,145,000 $ 172,708 $ 87,000
Lowndes, Georgia 24 $ 3,761,000 $ 156,708 $ 53,000
St. Louis, Missouri 24 $ 3,892,000 $ 162,166 $ 77,000
Richland, South Carolina 23 $ 3,362,000 $ 146,173 $ 62,000
Rockdale, Georgia 22 $ 3,516,000 $ 159,818 $ 62,000
Arapahoe, Colorado 21 $ 7,234,000 $ 344,476 $ 149,000
Lancaster, South Carolina 21 $ 4,559,000 $ 217,095 $ 63,000
Lexington, South Carolina 21 $ 2,836,000 $ 135,047 $ 47,000
Coweta, Georgia 20 $ 4,140,000 $ 207,000 $ 70,000
Onslow, North Carolina 20 $ 3,735,000 $ 186,750 $ 51,000
McNairy, Tennessee 20 $ 2,652,000 $ 132,600 $ 56,000
Chesterfield, Virginia 20 $ 4,569,000 $ 228,450 $ 81,000
Jefferson, Colorado 19 $ 6,139,000 $ 323,105 $ 112,000
Seminole, Florida 19 $ 5,727,000 $ 301,421 $ 113,000
Bartow, Georgia 19 $ 2,714,000 $ 142,842 $ 53,000
Lee, Georgia 19 $ 2,888,000 $ 152,000 $ 64,000
Hardin, Tennessee 19 $ 1,762,000 $ 92,736 $ 47,000
Macon, Tennessee 19 $ 2,312,000 $ 121,684 $ 43,000
Sevier, Tennessee 19 $ 3,706,000 $ 195,052 $ 66,000
Harris, Texas 19 $ 5,267,000 $ 277,210 $ 176,000
Duval, Florida 18 $ 2,087,000 $ 115,944 $ 33,000
Hillsborough, Florida 18 $ 3,546,000 $ 197,000 $ 55,000
Walton, Florida 18 $ 4,645,000 $ 258,055 $ 194,000
Rapides, Louisiana 18 $ 3,014,000 $ 167,444 $ 60,000
Stark, Ohio 18 $ 2,507,000 $ 139,277 $ 67,000
Dickson, Tennessee 18 $ 2,951,000 $ 163,944 $ 64,000
Marshall, Tennessee 18 $ 3,096,000 $ 172,000 $ 78,000
Trousdale, Tennessee 18 $ 2,776,000 $ 154,222 $ 58,000
Fairfax, Virginia 18 $ 7,799,000 $ 433,277 $ 155,000
Limestone, Alabama 17 $ 2,700,000 $ 158,823 $ 65,000
Grant, Arkansas 17 $ 2,876,000 $ 169,176 $ 91,000
Douglas, Colorado 17 $ 5,799,000 $ 341,117 $ 161,000
Oldham, Kentucky 17 $ 3,326,000 $ 195,647 $ 45,000
Horry, South Carolina 17 $ 2,763,000 $ 162,529 $ 66,000
White, Tennessee 17 $ 1,874,000 $ 110,235 $ 32,000
Alameda, California 16 $ 7,712,000 $ 482,000 $ 137,000
Adams, Colorado 16 $ 3,556,000 $ 222,250 $ 56,000
Brevard, Florida 16 $ 2,612,000 $ 163,250 $ 63,000
Berkeley, South Carolina 16 $ 4,151,000 $ 259,437 $ 96,000
Blount, Tennessee 16 $ 2,497,000 $ 156,062 $ 49,000
Coffee, Tennessee 16 $ 1,982,000 $ 123,875 $ 61,000
Fayette, Tennessee 16 $ 3,035,000 $ 189,687 $ 65,000
Loudoun, Virginia 16 $ 5,858,000 $ 366,125 $ 124,000
Chambers, Alabama 15 $ 1,841,000 $ 122,733 $ 63,000
Santa Clara, California 15 $ 7,701,000 $ 513,400 $ 156,000
Denver, Colorado 15 $ 4,445,000 $ 296,333 $ 92,000
Dougherty, Georgia 14 $ 1,559,000 $ 111,357 $ 76,000
Warren, Kentucky 14 $ 1,907,000 $ 136,214 $ 65,000
Putnam, Tennessee 14 $ 2,004,000 $ 143,142 $ 53,000
Clayton, Georgia 13 $ 1,500,000 $ 115,384 $ 43,000
Russell, Kentucky 13 $ 1,877,000 $ 144,384 $ 82,000
Harnett, North Carolina 13 $ 2,571,000 $ 197,769 $ 69,000
Bulloch, Georgia 12 $ 2,160,000 $ 180,000 $ 83,000
Carroll, Georgia 12 $ 1,768,000 $ 147,333 $ 50,000
Fayette, Georgia 12 $ 2,795,000 $ 232,916 $ 105,000
Shelby, Kentucky 12 $ 2,057,000 $ 171,416 $ 65,000
Trigg, Kentucky 12 $ 1,913,000 $ 159,416 $ 61,000
East Baton Rouge, Louisiana 12 $ 2,999,000 $ 249,916 $ 109,000
DeSoto, Mississippi 12 $ 1,886,000 $ 157,166 $ 66,000
Saline, Arkansas 11 $ 1,853,000 $ 168,454 $ 99,000
Lumpkin, Georgia 11 $ 1,997,000 $ 181,545 $ 102,000
Nelson, Kentucky 11 $ 1,737,000 $ 157,909 $ 45,000
Taylor, Kentucky 11 $ 1,603,000 $ 145,727 $ 64,000
Madison, North Carolina 11 $ 2,694,000 $ 244,909 $ 93,000
Summit, Ohio 11 $ 1,433,000 $ 130,272 $ 89,000
Charlotte, Florida 10 $ 1,351,000 $ 135,100 $ 48,000
Pinellas, Florida 10 $ 2,367,000 $ 236,700 $ 115,000
Columbia, Georgia 10 $ 1,949,000 $ 194,900 $ 54,000
Dawson, Georgia 10 $ 2,122,000 $ 212,200 $ 75,000
Tift, Georgia 10 $ 1,701,000 $ 170,100 $ 54,000
Fayette, Kentucky 10 $ 1,810,000 $ 181,000 $ 84,000
Spencer, Kentucky 10 $ 1,852,000 $ 185,200 $ 57,000
Cabarrus, North Carolina 10 $ 1,804,000 $ 180,400 $ 87,000
Dorchester, South Carolina 10 $ 1,448,000 $ 144,800 $ 47,000
Marion, Tennessee 10 $ 1,540,000 $ 154,000 $ 62,000
Dallas, Texas 10 $ 1,635,000 $ 163,500 $ 101,000
Prince William, Virginia 10 $ 2,757,000 $ 275,700 $ 66,000
Okaloosa, Florida 9 $ 1,159,000 $ 128,777 $ 59,000
Habersham, Georgia 9 $ 927,000 $ 103,000 $ 34,000
Harris, Georgia 9 $ 1,192,000 $ 132,444 $ 49,000
Marshall, Kentucky 9 $ 1,259,000 $ 139,888 $ 76,000
Lawrence, Tennessee 9 $ 1,211,000 $ 134,555 $ 61,000
Collier, Florida 8 $ 1,760,000 $ 220,000 $ 99,000
Butts, Georgia 8 $ 1,153,000 $ 144,125 $ 49,000
Chatham, Georgia 8 $ 1,360,000 $ 170,000 $ 84,000
Clarke, Georgia 8 $ 1,333,000 $ 166,625 $ 65,000
Effingham, Georgia 8 $ 1,166,000 $ 145,750 $ 92,000
Gilmer, Georgia 8 $ 1,042,000 $ 130,250 $ 54,000
Pickens, Georgia 8 $ 1,557,000 $ 194,625 $ 93,000
Forsyth, North Carolina 8 $ 1,825,000 $ 228,125 $ 146,000
Lake, Ohio 8 $ 1,335,000 $ 166,875 $ 77,000
Campbell, Tennessee 8 $ 899,000 $ 112,375 $ 49,000
Smith, Tennessee 8 $ 1,414,000 $ 176,750 $ 58,000
Richmond City, Virginia 8 $ 1,710,000 $ 213,750 $ 82,000
Contra Costa, California 7 $ 2,906,000 $ 415,142 $ 114,000
Pasco, Florida 7 $ 1,221,000 $ 174,428 $ 65,000
Sarasota, Florida 7 $ 1,387,000 $ 198,142 $ 53,000
Cook, Georgia 7 $ 1,050,000 $ 150,000 $ 53,000
Houston, Georgia 7 $ 1,353,000 $ 193,285 $ 81,000
Jasper, Georgia 7 $ 1,155,000 $ 165,000 $ 83,000
Bossier, Louisiana 7 $ 951,000 $ 135,857 $ 84,000
Montgomery, Maryland 7 $ 3,182,000 $ 454,571 $ 129,000
Prince George's, Maryland 7 $ 1,895,000 $ 270,714 $ 37,000
St. Charles, Missouri 7 $ 1,482,000 $ 211,714 $ 93,000
Guilford, North Carolina 7 $ 1,428,000 $ 204,000 $ 111,000
Haywood, North Carolina 7 $ 1,500,000 $ 214,285 $ 89,000
Hardeman, Tennessee 7 $ 754,000 $ 107,714 $ 33,000
Denton, Texas 7 $ 1,638,000 $ 234,000 $ 110,000
Hanover, Virginia 7 $ 1,530,000 $ 218,571 $ 76,000
Morgan, Alabama 6 $ 830,000 $ 138,333 $ 68,000
Osceola, Florida 6 $ 1,028,000 $ 171,333 $ 65,000
Polk, Florida 6 $ 904,000 $ 150,666 $ 96,000
Muscogee, Georgia 6 $ 1,293,000 $ 215,500 $ 95,000
Richmond, Georgia 6 $ 632,000 $ 105,333 $ 52,000
Spalding, Georgia 6 $ 865,000 $ 144,166 $ 57,000
White, Georgia 6 $ 951,000 $ 158,500 $ 51,000
Whitfield, Georgia 6 $ 628,000 $ 104,666 $ 27,000
Jefferson, Missouri 6 $ 725,000 $ 120,833 $ 47,000
Johnston, North Carolina 6 $ 1,379,000 $ 229,833 $ 103,000
Franklin, Tennessee 6 $ 1,054,000 $ 175,666 $ 95,000
Collin, Texas 6 $ 1,850,000 $ 308,333 $ 129,000
Spotsylvania, Virginia 6 $ 1,742,000 $ 290,333 $ 119,000
Stafford, Virginia 6 $ 1,656,000 $ 276,000 $ 94,000
Marshall, Alabama 5 $ 632,000 $ 126,400 $ 54,000
Maricopa, Arizona 5 $ 1,095,000 $ 219,000 $ 40,000
Los Angeles, California 5 $ 2,381,000 $ 476,200 $ 162,000
Alachua, Florida 5 $ 533,000 $ 106,600 $ 62,000
Hernando, Florida 5 $ 667,000 $ 133,400 $ 52,000
Indian River, Florida 5 $ 730,000 $ 146,000 $ 66,000
Glynn, Georgia 5 $ 1,333,000 $ 266,600 $ 109,000
Gordon, Georgia 5 $ 646,000 $ 129,200 $ 51,000
Mitchell, Georgia 5 $ 519,000 $ 103,800 $ 38,000
Putnam, Georgia 5 $ 1,114,000 $ 222,800 $ 167,000
Stephens, Georgia 5 $ 560,000 $ 112,000 $ 56,000
Crawford, Indiana 5 $ 414,000 $ 82,800 $ 46,000
Jefferson, Indiana 5 $ 777,000 $ 155,400 $ 54,000
Calloway, Kentucky 5 $ 868,000 $ 173,600 $ 60,000
Fulton, Kentucky 5 $ 416,000 $ 83,200 $ 73,000
Graves, Kentucky 5 $ 552,000 $ 110,400 $ 48,000
Livingston, Kentucky 5 $ 476,000 $ 95,200 $ 40,000
Brunswick, North Carolina 5 $ 1,368,000 $ 273,600 $ 131,000
Iredell, North Carolina 5 $ 1,246,000 $ 249,200 $ 96,000
Anderson, South Carolina 5 $ 851,000 $ 170,200 $ 104,000
Cannon, Tennessee 5 $ 969,000 $ 193,800 $ 32,000
Hickman, Tennessee 5 $ 724,000 $ 144,800 $ 51,000
Rhea, Tennessee 5 $ 645,000 $ 129,000 $ 61,000
Roane, Tennessee 5 $ 579,000 $ 115,800 $ 49,000
Lee, Alabama 4 $ 1,057,000 $ 264,250 $ 93,000
Pulaski, Arkansas 4 $ 653,000 $ 163,250 $ 66,000
Washington, Arkansas 4 $ 470,000 $ 117,500 $ 46,000
San Mateo, California 4 $ 1,679,000 $ 419,750 $ 122,000
Lake, Florida 4 $ 633,000 $ 158,250 $ 65,000
Santa Rosa, Florida 4 $ 684,000 $ 171,000 $ 103,000
Catoosa, Georgia 4 $ 611,000 $ 152,750 $ 82,000
Floyd, Georgia 4 $ 750,000 $ 187,500 $ 86,000
Franklin, Georgia 4 $ 327,000 $ 81,750 $ 55,000
Meriwether, Georgia 4 $ 547,000 $ 136,750 $ 60,000
Monroe, Georgia 4 $ 690,000 $ 172,500 $ 63,000
Oconee, Georgia 4 $ 1,177,000 $ 294,250 $ 140,000
Washington, Georgia 4 $ 529,000 $ 132,250 $ 90,000
Scott, Indiana 4 $ 385,000 $ 96,250 $ 37,000
Washington, Indiana 4 $ 458,000 $ 114,500 $ 64,000
Ballard, Kentucky 4 $ 604,000 $ 151,000 $ 65,000
Lawrence, Kentucky 4 $ 537,000 $ 134,250 $ 46,000
Caddo, Louisiana 4 $ 673,000 $ 168,250 $ 56,000
Lincoln, Missouri 4 $ 672,000 $ 168,000 $ 91,000
Alamance, North Carolina 4 $ 942,000 $ 235,500 $ 84,000
Chatham, North Carolina 4 $ 1,056,000 $ 264,000 $ 150,000
Durham, North Carolina 4 $ 1,084,000 $ 271,000 $ 113,000
Granville, North Carolina 4 $ 841,000 $ 210,250 $ 40,000
Rowan, North Carolina 4 $ 972,000 $ 243,000 $ 134,000
Anderson, Tennessee 4 $ 775,000 $ 193,750 $ 96,000
Giles, Tennessee 4 $ 549,000 $ 137,250 $ 47,000
Henderson, Tennessee 4 $ 373,000 $ 93,250 $ 39,000
Fort Bend, Texas 4 $ 784,000 $ 196,000 $ 72,000
Tarrant, Texas 4 $ 773,000 $ 193,250 $ 57,000
Alexandria, Virginia 4 $ 1,764,000 $ 441,000 $ 112,000
Fauquier, Virginia 4 $ 1,182,000 $ 295,500 $ 64,000
Henrico, Virginia 4 $ 967,000 $ 241,750 $ 53,000
Cullman, Alabama 3 $ 582,000 $ 194,000 $ 93,000
DeKalb, Alabama 3 $ 493,000 $ 164,333 $ 59,000
Jackson, Alabama 3 $ 361,000 $ 120,333 $ 42,000
Randolph, Alabama 3 $ 332,000 $ 110,666 $ 38,000
Tuscaloosa, Alabama 3 $ 647,000 $ 215,666 $ 64,000
Benton, Arkansas 3 $ 370,000 $ 123,333 $ 57,000
Sonoma, California 3 $ 1,171,000 $ 390,333 $ 105,000
Summit, Colorado 3 $ 586,000 $ 195,333 $ 174,000
Weld, Colorado 3 $ 787,000 $ 262,333 $ 101,000
Bay, Florida 3 $ 792,000 $ 264,000 $ 251,000
Escambia, Florida 3 $ 409,000 $ 136,333 $ 113,000
Flagler, Florida 3 $ 802,000 $ 267,333 $ 82,000
Manatee, Florida 3 $ 651,000 $ 217,000 $ 98,000
Marion, Florida 3 $ 363,000 $ 121,000 $ 91,000
Nassau, Florida 3 $ 713,000 $ 237,666 $ 83,000
St. Johns, Florida 3 $ 393,000 $ 131,000 $ 119,000
Grady, Georgia 3 $ 614,000 $ 204,666 $ 68,000
Heard, Georgia 3 $ 368,000 $ 122,666 $ 49,000
Morgan, Georgia 3 $ 1,057,000 $ 352,333 $ 138,000
Union, Georgia 3 $ 730,000 $ 243,333 $ 135,000
Boone, Kentucky 3 $ 517,000 $ 172,333 $ 48,000
Hardin, Kentucky 3 $ 733,000 $ 244,333 $ 75,000
Pulaski, Kentucky 3 $ 335,000 $ 111,666 $ 43,000
Scott, Kentucky 3 $ 426,000 $ 142,000 $ 60,000
Todd, Kentucky 3 $ 292,000 $ 97,333 $ 42,000
Livingston, Louisiana 3 $ 461,000 $ 153,666 $ 96,000
Tangipahoa, Louisiana 3 $ 449,000 $ 149,666 $ 41,000
Baltimore, Maryland 3 $ 1,025,000 $ 341,666 $ 38,000
Hinds, Mississippi 3 $ 366,000 $ 122,000 $ 48,000
Burke, North Carolina 3 $ 1,180,000 $ 393,333 $ 296,000
Dare, North Carolina 3 $ 901,000 $ 300,333 $ 43,000
Hoke, North Carolina 3 $ 480,000 $ 160,000 $ 43,000
Jackson, North Carolina 3 $ 477,000 $ 159,000 $ 54,000
McDowell, North Carolina 3 $ 700,000 $ 233,333 $ 58,000
Mitchell, North Carolina 3 $ 498,000 $ 166,000 $ 165,000
New Hanover, North Carolina 3 $ 966,000 $ 322,000 $ 136,000
Orange, North Carolina 3 $ 739,000 $ 246,333 $ 178,000
Yancey, North Carolina 3 $ 429,000 $ 143,000 $ 60,000
Medina, Ohio 3 $ 925,000 $ 308,333 $ 164,000
Aiken, South Carolina 3 $ 452,000 $ 150,666 $ 35,000
Darlington, South Carolina 3 $ 289,000 $ 96,333 $ 30,000
Georgetown, South Carolina 3 $ 603,000 $ 201,000 $ 91,000
Orangeburg, South Carolina 3 $ 459,000 $ 153,000 $ 29,000
Pickens, South Carolina 3 $ 417,000 $ 139,000 $ 67,000
Chester, Tennessee 3 $ 188,000 $ 62,666 $ 29,000
Cocke, Tennessee 3 $ 623,000 $ 207,666 $ 186,000
Cumberland, Tennessee 3 $ 353,000 $ 117,666 $ 89,000
DeKalb, Tennessee 3 $ 317,000 $ 105,666 $ 47,000
Jefferson, Tennessee 3 $ 473,000 $ 157,666 $ 107,000
Loudon, Tennessee 3 $ 695,000 $ 231,666 $ 68,000
Sullivan, Tennessee 3 $ 556,000 $ 185,333 $ 76,000
Warren, Tennessee 3 $ 610,000 $ 203,333 $ 71,000
Washington, Tennessee 3 $ 384,000 $ 128,000 $ 96,000
Guadalupe, Texas 3 $ 780,000 $ 260,000 $ 111,000
Travis, Texas 3 $ 690,000 $ 230,000 $ 79,000
Clarke, Virginia 3 $ 1,031,000 $ 343,666 $ 206,000
Jefferson, Alabama 2 $ 359,000 $ 179,500 $ 72,000
Montgomery, Alabama 2 $ 635,000 $ 317,500 $ 149,000
Shelby, Alabama 2 $ 271,000 $ 135,500 $ 70,000
Santa Barbara, California 2 $ 680,000 $ 340,000 $ 110,000
Ventura, California 2 $ 1,099,000 $ 549,500 $ 0
Larimer, Colorado 2 $ 378,000 $ 189,000 $ 55,000
Clay, Florida 2 $ 316,000 $ 158,000 $ 50,000
Gulf, Florida 2 $ 354,000 $ 177,000 $ 0
Monroe, Florida 2 $ 552,000 $ 276,000 $ 126,000
Baldwin, Georgia 2 $ 370,000 $ 185,000 $ 29,000
Berrien, Georgia 2 $ 364,000 $ 182,000 $ 97,000
Fannin, Georgia 2 $ 624,000 $ 312,000 $ 80,000
Greene, Georgia 2 $ 743,000 $ 371,500 $ 104,000
Haralson, Georgia 2 $ 374,000 $ 187,000 $ 78,000
Lamar, Georgia 2 $ 261,000 $ 130,500 $ 41,000
Oglethorpe, Georgia 2 $ 314,000 $ 157,000 $ 95,000
Worth, Georgia 2 $ 185,000 $ 92,500 $ 49,000
St. Joseph, Indiana 2 $ 303,000 $ 151,500 $ 105,000
Adair, Kentucky 2 $ 187,000 $ 93,500 $ 33,000
Allen, Kentucky 2 $ 165,000 $ 82,500 $ 39,000
Barren, Kentucky 2 $ 243,000 $ 121,500 $ 44,000
Carlisle, Kentucky 2 $ 169,000 $ 84,500 $ 70,000
Casey, Kentucky 2 $ 319,000 $ 159,500 $ 46,000
Grayson, Kentucky 2 $ 177,000 $ 88,500 $ 50,000
Hopkins, Kentucky 2 $ 257,000 $ 128,500 $ 65,000
Jessamine, Kentucky 2 $ 287,000 $ 143,500 $ 73,000
Logan, Kentucky 2 $ 303,000 $ 151,500 $ 92,000
Mason, Kentucky 2 $ 184,000 $ 92,000 $ 34,000
Monroe, Kentucky 2 $ 177,000 $ 88,500 $ 32,000
Simpson, Kentucky 2 $ 183,000 $ 91,500 $ 33,000
Avoyelles, Louisiana 2 $ 262,000 $ 131,000 $ 45,000
Evangeline, Louisiana 2 $ 180,000 $ 90,000 $ 59,000
Howard, Maryland 2 $ 931,000 $ 465,500 $ 167,000
Harrison, Mississippi 2 $ 331,000 $ 165,500 $ 49,000
Jackson, Mississippi 2 $ 252,000 $ 126,000 $ 61,000
Madison, Mississippi 2 $ 435,000 $ 217,500 $ 122,000
Pike, Mississippi 2 $ 282,000 $ 141,000 $ 47,000
Butler, Missouri 2 $ 138,000 $ 69,000 $ 46,000
Cape Girardeau, Missouri 2 $ 191,000 $ 95,500 $ 37,000
Dent, Missouri 2 $ 534,000 $ 267,000 $ 57,000
Franklin, Missouri 2 $ 188,000 $ 94,000 $ 57,000
Bernalillo, New Mexico 2 $ 393,000 $ 196,500 $ 108,000
Catawba, North Carolina 2 $ 430,000 $ 215,000 $ 81,000
Columbus, North Carolina 2 $ 520,000 $ 260,000 $ 88,000
Macon, North Carolina 2 $ 374,000 $ 187,000 $ 87,000
Montgomery, North Carolina 2 $ 667,000 $ 333,500 $ 200,000
Moore, North Carolina 2 $ 365,000 $ 182,500 $ 59,000
Pender, North Carolina 2 $ 525,000 $ 262,500 $ 115,000
Pitt, North Carolina 2 $ 301,000 $ 150,500 $ 0
Polk, North Carolina 2 $ 607,000 $ 303,500 $ 123,000
Robeson, North Carolina 2 $ 148,000 $ 74,000 $ 39,000
Rutherford, North Carolina 2 $ 699,000 $ 349,500 $ 132,000
Transylvania, North Carolina 2 $ 321,000 $ 160,500 $ 66,000
Watauga, North Carolina 2 $ 578,000 $ 289,000 $ 196,000
Lorain, Ohio 2 $ 238,000 $ 119,000 $ 34,000
Beaufort, South Carolina 2 $ 348,000 $ 174,000 $ 127,000
Florence, South Carolina 2 $ 244,000 $ 122,000 $ 23,000
Kershaw, South Carolina 2 $ 265,000 $ 132,500 $ 22,000
Marion, South Carolina 2 $ 167,000 $ 83,500 $ 29,000
Benton, Tennessee 2 $ 167,000 $ 83,500 $ 20,000
Carroll, Tennessee 2 $ 498,000 $ 249,000 $ 87,000
Clay, Tennessee 2 $ 458,000 $ 229,000 $ 64,000
Hamblen, Tennessee 2 $ 208,000 $ 104,000 $ 70,000
Humphreys, Tennessee 2 $ 378,000 $ 189,000 $ 0
Madison, Tennessee 2 $ 211,000 $ 105,500 $ 45,000
Morgan, Tennessee 2 $ 488,000 $ 244,000 $ 95,000
Obion, Tennessee 2 $ 173,000 $ 86,500 $ 53,000
Tipton, Tennessee 2 $ 223,000 $ 111,500 $ 101,000
Bastrop, Texas 2 $ 416,000 $ 208,000 $ 83,000
Cameron, Texas 2 $ 504,000 $ 252,000 $ 86,000
Comal, Texas 2 $ 428,000 $ 214,000 $ 90,000
Hays, Texas 2 $ 359,000 $ 179,500 $ 55,000
Kaufman, Texas 2 $ 294,000 $ 147,000 $ 72,000
Kerr, Texas 2 $ 646,000 $ 323,000 $ 88,000
Wilson, Texas 2 $ 582,000 $ 291,000 $ 130,000
Louisa, Virginia 2 $ 332,000 $ 166,000 $ 137,000
Montgomery, Virginia 2 $ 290,000 $ 145,000 $ 46,000
Virginia Beach, Virginia 2 $ 545,000 $ 272,500 $ 112,000
Warren, Virginia 2 $ 415,000 $ 207,500 $ 72,000
Calhoun, Alabama 1 $ 133,000 $ 133,000 $ 48,000
Geneva, Alabama 1 $ 153,000 $ 153,000 $ 0
Houston, Alabama 1 $ 249,000 $ 249,000 $ 65,000
Lauderdale, Alabama 1 $ 276,000 $ 276,000 $ 65,000
Mobile, Alabama 1 $ 290,000 $ 290,000 $ 161,000
Russell, Alabama 1 $ 143,000 $ 143,000 $ 70,000
St. Clair, Alabama 1 $ 116,000 $ 116,000 $ 30,000
Talladega, Alabama 1 $ 125,000 $ 125,000 $ 31,000
Walker, Alabama 1 $ 160,000 $ 160,000 $ 178,000
Pinal, Arizona 1 $ 129,000 $ 129,000 $ 91,000
Arkansas, Arkansas 1 $ 158,000 $ 158,000 $ 136,000
Crittenden, Arkansas 1 $ 166,000 $ 166,000 $ 79,000
Garland, Arkansas 1 $ 250,000 $ 250,000 $ 326,000
Monterey, California 1 $ 378,000 $ 378,000 $ 424,000
Napa, California 1 $ 1,310,000 $ 1,310,000 $ 571,000
Sacramento, California 1 $ 306,000 $ 306,000 $ 0
San Francisco, California 1 $ 461,000 $ 461,000 $ 160,000
San Joaquin, California 1 $ 328,000 $ 328,000 $ 195,000
Santa Cruz, California 1 $ 375,000 $ 375,000 $ 193,000
Broomfield, Colorado 1 $ 210,000 $ 210,000 $ 139,000
Eagle, Colorado 1 $ 234,000 $ 234,000 $ 54,000
El Paso, Colorado 1 $ 170,000 $ 170,000 $ 0
Fremont, Colorado 1 $ 96,000 $ 96,000 $ 74,000
Pueblo, Colorado 1 $ 76,000 $ 76,000 $ 160,000
Baker, Florida 1 $ 206,000 $ 206,000 $ 0
Columbia, Florida 1 $ 111,000 $ 111,000 $ 63,000
Jackson, Florida 1 $ 375,000 $ 375,000 $ 154,000
Ben Hill, Georgia 1 $ 75,000 $ 75,000 $ 81,000
Brooks, Georgia 1 $ 179,000 $ 179,000 $ 59,000
Bryan, Georgia 1 $ 230,000 $ 230,000 $ 0
Burke, Georgia 1 $ 122,000 $ 122,000 $ 49,000
Candler, Georgia 1 $ 156,000 $ 156,000 $ 65,000
Decatur, Georgia 1 $ 220,000 $ 220,000 $ 66,000
Dodge, Georgia 1 $ 132,000 $ 132,000 $ 27,000
Evans, Georgia 1 $ 75,000 $ 75,000 $ 29,000
Hancock, Georgia 1 $ 102,000 $ 102,000 $ 47,000
Jones, Georgia 1 $ 324,000 $ 324,000 $ 130,000
Lanier, Georgia 1 $ 199,000 $ 199,000 $ 46,000
Laurens, Georgia 1 $ 156,000 $ 156,000 $ 69,000
Liberty, Georgia 1 $ 90,000 $ 90,000 $ 29,000
Madison, Georgia 1 $ 75,000 $ 75,000 $ 36,000
Murray, Georgia 1 $ 50,000 $ 50,000 $ 48,000
Peach, Georgia 1 $ 128,000 $ 128,000 $ 36,000
Taylor, Georgia 1 $ 128,000 $ 128,000 $ 79,000
Toombs, Georgia 1 $ 100,000 $ 100,000 $ 51,000
Towns, Georgia 1 $ 88,000 $ 88,000 $ 30,000
Turner, Georgia 1 $ 113,000 $ 113,000 $ 29,000
Upson, Georgia 1 $ 122,000 $ 122,000 $ 89,000
Walker, Georgia 1 $ 92,000 $ 92,000 $ 25,000
Warren, Georgia 1 $ 93,000 $ 93,000 $ 33,000
Wilkinson, Georgia 1 $ 61,000 $ 61,000 $ 34,000
Allen, Indiana 1 $ 77,000 $ 77,000 $ 35,000
Elkhart, Indiana 1 $ 196,000 $ 196,000 $ 66,000
Henry, Indiana 1 $ 151,000 $ 151,000 $ 0
LaPorte, Indiana 1 $ 124,000 $ 124,000 $ 47,000
Marion, Indiana 1 $ 197,000 $ 197,000 $ 42,000
Vanderburgh, Indiana 1 $ 93,000 $ 93,000 $ 0
Anderson, Kentucky 1 $ 100,000 $ 100,000 $ 0
Bracken, Kentucky 1 $ 109,000 $ 109,000 $ 65,000
Breckinridge, Kentucky 1 $ 87,000 $ 87,000 $ 45,000
Caldwell, Kentucky 1 $ 77,000 $ 77,000 $ 32,000
Campbell, Kentucky 1 $ 103,000 $ 103,000 $ 47,000
Carroll, Kentucky 1 $ 142,000 $ 142,000 $ 0
Carter, Kentucky 1 $ 224,000 $ 224,000 $ 57,000
Clark, Kentucky 1 $ 91,000 $ 91,000 $ 37,000
Crittenden, Kentucky 1 $ 41,000 $ 41,000 $ 31,000
Fleming, Kentucky 1 $ 152,000 $ 152,000 $ 102,000
Floyd, Kentucky 1 $ 82,000 $ 82,000 $ 52,000
Franklin, Kentucky 1 $ 81,000 $ 81,000 $ 59,000
Greenup, Kentucky 1 $ 75,000 $ 75,000 $ 47,000
Harrison, Kentucky 1 $ 99,000 $ 99,000 $ 54,000
Hart, Kentucky 1 $ 112,000 $ 112,000 $ 35,000
Henry, Kentucky 1 $ 63,000 $ 63,000 $ 44,000
Johnson, Kentucky 1 $ 127,000 $ 127,000 $ 48,000
Madison, Kentucky 1 $ 212,000 $ 212,000 $ 108,000
Meade, Kentucky 1 $ 158,000 $ 158,000 $ 75,000
Mercer, Kentucky 1 $ 117,000 $ 117,000 $ 37,000
Montgomery, Kentucky 1 $ 65,000 $ 65,000 $ 29,000
Muhlenberg, Kentucky 1 $ 102,000 $ 102,000 $ 73,000
Robertson, Kentucky 1 $ 147,000 $ 147,000 $ 73,000
Concordia, Louisiana 1 $ 147,000 $ 147,000 $ 87,000
Grant, Louisiana 1 $ 130,000 $ 130,000 $ 38,000
Lafayette, Louisiana 1 $ 124,000 $ 124,000 $ 80,000
Lafourche, Louisiana 1 $ 173,000 $ 173,000 $ 50,000
Orleans, Louisiana 1 $ 250,000 $ 250,000 $ 323,000
Pointe Coupee, Louisiana 1 $ 157,000 $ 157,000 $ 56,000
St. John the Baptist, Louisiana 1 $ 166,000 $ 166,000 $ 58,000
St. Martin, Louisiana 1 $ 126,000 $ 126,000 $ 96,000
Washington, Louisiana 1 $ 163,000 $ 163,000 $ 109,000
West Baton Rouge, Louisiana 1 $ 283,000 $ 283,000 $ 68,000
Anne Arundel, Maryland 1 $ 518,000 $ 518,000 $ 126,000
Baltimore City, Maryland 1 $ 157,000 $ 157,000 $ 85,000
Frederick, Maryland 1 $ 230,000 $ 230,000 $ 0
Harford, Maryland 1 $ 354,000 $ 354,000 $ 0
Adams, Mississippi 1 $ 261,000 $ 261,000 $ 116,000
Bolivar, Mississippi 1 $ 113,000 $ 113,000 $ 50,000
George, Mississippi 1 $ 160,000 $ 160,000 $ 97,000
Jones, Mississippi 1 $ 247,000 $ 247,000 $ 131,000
Rankin, Mississippi 1 $ 275,000 $ 275,000 $ 140,000
Sunflower, Mississippi 1 $ 173,000 $ 173,000 $ 71,000
Camden, Missouri 1 $ 146,000 $ 146,000 $ 124,000
Crawford, Missouri 1 $ 211,000 $ 211,000 $ 67,000
Jackson, Missouri 1 $ 83,000 $ 83,000 $ 75,000
Platte, Missouri 1 $ 100,000 $ 100,000 $ 40,000
Lincoln, New Mexico 1 $ 270,000 $ 270,000 $ 133,000
Anson, North Carolina 1 $ 176,000 $ 176,000 $ 101,000
Caldwell, North Carolina 1 $ 89,000 $ 89,000 $ 118,000
Carteret, North Carolina 1 $ 417,000 $ 417,000 $ 140,000
Clay, North Carolina 1 $ 107,000 $ 107,000 $ 53,000
Cleveland, North Carolina 1 $ 407,000 $ 407,000 $ 0
Davie, North Carolina 1 $ 316,000 $ 316,000 $ 163,000
Duplin, North Carolina 1 $ 71,000 $ 71,000 $ 31,000
Franklin, North Carolina 1 $ 321,000 $ 321,000 $ 88,000
Lee, North Carolina 1 $ 210,000 $ 210,000 $ 0
Lenoir, North Carolina 1 $ 182,000 $ 182,000 $ 75,000
Lincoln, North Carolina 1 $ 417,000 $ 417,000 $ 354,000
Nash, North Carolina 1 $ 292,000 $ 292,000 $ 440,000
Pasquotank, North Carolina 1 $ 294,000 $ 294,000 $ 112,000
Randolph, North Carolina 1 $ 127,000 $ 127,000 $ 41,000
Richmond, North Carolina 1 $ 68,000 $ 68,000 $ 76,000
Rockingham, North Carolina 1 $ 79,000 $ 79,000 $ 0
Sampson, North Carolina 1 $ 150,000 $ 150,000 $ 52,000
Stokes, North Carolina 1 $ 240,000 $ 240,000 $ 116,000
Swain, North Carolina 1 $ 268,000 $ 268,000 $ 68,000
Wayne, North Carolina 1 $ 203,000 $ 203,000 $ 0
Wilkes, North Carolina 1 $ 215,000 $ 215,000 $ 125,000
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Mortgage Loan Application Detail Totals for Acopia, LLC in 2015

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 5,395 $1,020,092,000 $189,000 $2,561,000 $80,000 $4,183,000
Refinancing 1,601 $348,838,000 $217,000 $2,000,000 $76,000 $1,346,000
Home Improvement 800 $158,714,000 $198,000 $800,000 $87,000 $947,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 5,942 $1,164,600,000 $195,000 $2,561,000 $81,000 $4,183,000
Black or African American 792 $135,136,000 $170,000 $2,000,000 $61,000 $1,346,000
Not Provided 425 $93,362,000 $219,000 $1,310,000 $96,000 $1,062,000
Hispanic 424 $80,251,000 $189,000 $970,000 $70,000 $690,000
Asian 186 $49,229,000 $264,000 $840,000 $96,000 $446,000
American Indian or Alaskan Native 15 $2,878,000 $191,000 $364,000 $102,000 $386,000
Native Hawaiian or Other Pacific Islander 10 $1,885,000 $188,000 $506,000 $78,000 $151,000
Not applicable 2 $303,000 $151,000 $200,000 $39,000 $55,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,789 $843,531,000 $222,000 $2,561,000 $107,000 $4,183,000
FHA-insured (Federal Housing Administration) 2,740 $464,932,000 $169,000 $623,000 $52,000 $399,000
VA-guaranteed (Veterans Administration) 718 $148,589,000 $206,000 $706,000 $69,000 $325,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 549 $70,592,000 $128,000 $378,000 $44,000 $100,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 5,689 $1,113,196,000 $195,000 $1,310,000 $78,000 $1,661,000
Application Withdrawn By Applicant 1,064 $218,586,000 $205,000 $2,561,000 $87,000 $1,000,000
Application Denied By Financial Institution 632 $114,113,000 $180,000 $1,310,000 $68,000 $1,134,000
Application Approved But Not Accepted 307 $60,324,000 $196,000 $2,000,000 $94,000 $4,183,000
File Closed For Incompleteness 104 $21,425,000 $206,000 $560,000 $97,000 $336,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 50 $9,414,000 $188,000 $970,000 $80,000 $690,000
Debt-To-Income Ratio 49 $9,680,000 $197,000 $534,000 $54,000 $185,000
Collateral 46 $7,152,000 $155,000 $384,000 $64,000 $240,000
Other 26 $6,058,000 $233,000 $1,310,000 $132,000 $1,134,000
Employment History 16 $3,257,000 $203,000 $953,000 $73,000 $417,000
Unverifiable Information 14 $2,356,000 $168,000 $276,000 $73,000 $232,000
Insufficient Cash (Downpayment, Closing Cost) 5 $726,000 $145,000 $249,000 $54,000 $109,000
Mortgage Insurance Denied 1 $115,000 $115,000 $115,000 $68,000 $68,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Acopia, LLC's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Acopia, LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Tennessee, download the full spreadsheet with aggregated HMDA statistics today.

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