Admirals Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Admirals Bank 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Admirals Bank 15 Park Row West Providence, RI 02903 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 325 |
| Total Mortgage Loan Application Amount | $108,805,000 |
| Average Mortgage Loan Application Amount | $738,500 |
| Highest Mortgage Loan Application Amount | $3,755,000 |
| Average Applicant Income | $290,500 |
| Highest Applicant Income | $1,777,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Admirals Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Admirals Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Admirals Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Admirals Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Admirals Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Admirals Bank's mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Suffolk County Massachusetts | 27 | $ 24,585,000 | $ 910,000 | $ 663,000 |
| Middlesex County Massachusetts | 18 | $ 18,200,000 | $ 1,011,000 | $ 366,000 |
| Duval County Florida | 8 | $ 330,000 | $ 41,000 | $ 67,000 |
| Barnstable County Massachusetts | 8 | $ 10,030,000 | $ 1,253,000 | $ 951,000 |
| Essex County Massachusetts | 7 | $ 3,515,000 | $ 502,000 | $ 206,000 |
| Providence County Rhode Island | 6 | $ 3,240,000 | $ 540,000 | $ 317,000 |
| Sussex County Delaware | 5 | $ 145,000 | $ 29,000 | $ 104,000 |
| Norfolk County Massachusetts | 5 | $ 7,345,000 | $ 1,469,000 | $ 875,000 |
| Worcester County Massachusetts | 5 | $ 1,615,000 | $ 323,000 | $ 264,000 |
| Contra Costa County California | 4 | $ 80,000 | $ 20,000 | $ 129,000 |
| Los Angeles County California | 4 | $ 130,000 | $ 32,000 | $ 101,000 |
| Fairfield County Connecticut | 4 | $ 2,400,000 | $ 600,000 | $ 377,000 |
| Palm Beach County Florida | 4 | $ 4,100,000 | $ 1,025,000 | $ 594,000 |
| St. Johns County Florida | 4 | $ 1,040,000 | $ 260,000 | $ 341,000 |
| Gwinnett County Georgia | 4 | $ 130,000 | $ 32,000 | $ 80,000 |
| Philadelphia County Pennsylvania | 4 | $ 120,000 | $ 30,000 | $ 89,000 |
| Stanislaus County California | 3 | $ 55,000 | $ 18,000 | $ 66,000 |
| Boulder County Colorado | 3 | $ 2,105,000 | $ 701,000 | $ 243,000 |
| Weld County Colorado | 3 | $ 85,000 | $ 28,000 | $ 108,000 |
| Cook County Illinois | 3 | $ 75,000 | $ 25,000 | $ 82,000 |
| Whitley County Indiana | 3 | $ 125,000 | $ 41,000 | $ 89,000 |
| Nantucket County Massachusetts | 3 | $ 7,325,000 | $ 2,441,000 | $ 832,000 |
| Chester County Pennsylvania | 3 | $ 75,000 | $ 25,000 | $ 59,000 |
| Delaware County Pennsylvania | 3 | $ 75,000 | $ 25,000 | $ 147,000 |
| Kent County Rhode Island | 3 | $ 685,000 | $ 228,000 | $ 140,000 |
| Comal County Texas | 3 | $ 125,000 | $ 41,000 | $ 131,000 |
| San Bernardino County California | 2 | $ 110,000 | $ 55,000 | $ 58,000 |
| Adams County Colorado | 2 | $ 100,000 | $ 50,000 | $ 87,000 |
| Arapahoe County Colorado | 2 | $ 30,000 | $ 15,000 | $ 75,000 |
| Broward County Florida | 2 | $ 520,000 | $ 260,000 | $ 188,000 |
| Indian River County Florida | 2 | $ 390,000 | $ 195,000 | $ 181,000 |
| Orange County Florida | 2 | $ 30,000 | $ 15,000 | $ 156,000 |
| Putnam County Indiana | 2 | $ 50,000 | $ 25,000 | $ 126,000 |
| St. Louis County Missouri | 2 | $ 40,000 | $ 20,000 | $ 81,000 |
| Clark County Nevada | 2 | $ 30,000 | $ 15,000 | $ 45,000 |
| Merrimack County New Hampshire | 2 | $ 4,140,000 | $ 2,070,000 | $ 610,000 |
| Ocean County New Jersey | 2 | $ 80,000 | $ 40,000 | $ 58,000 |
| Kings County New York | 2 | $ 790,000 | $ 395,000 | $ 220,000 |
| Guilford County North Carolina | 2 | $ 2,500,000 | $ 1,250,000 | $ 265,000 |
| New Hanover County North Carolina | 2 | $ 1,150,000 | $ 575,000 | $ 352,000 |
| Lancaster County Pennsylvania | 2 | $ 90,000 | $ 45,000 | $ 79,000 |
| Orangeburg County South Carolina | 2 | $ 30,000 | $ 15,000 | $ 74,000 |
| Stewart County Tennessee | 2 | $ 70,000 | $ 35,000 | $ 94,000 |
| Bell County Texas | 2 | $ 20,000 | $ 10,000 | $ 113,000 |
| Fort Bend County Texas | 2 | $ 30,000 | $ 15,000 | $ 43,000 |
| Parker County Texas | 2 | $ 50,000 | $ 25,000 | $ 136,000 |
| Fairfax County Virginia | 2 | $ 1,500,000 | $ 750,000 | $ 865,000 |
| Spokane County Washington | 2 | $ 40,000 | $ 20,000 | $ 67,000 |
| Bibb County Alabama | 1 | $ 25,000 | $ 25,000 | $ 68,000 |
| Cochise County Arizona | 1 | $ 15,000 | $ 15,000 | $ 34,000 |
| Navajo County Arizona | 1 | $ 25,000 | $ 25,000 | $ 48,000 |
| Pima County Arizona | 1 | $ 15,000 | $ 15,000 | $ 102,000 |
| Saline County Arkansas | 1 | $ 25,000 | $ 25,000 | $ 56,000 |
| Union County Arkansas | 1 | $ 25,000 | $ 25,000 | $ 107,000 |
| Fresno County California | 1 | $ 15,000 | $ 15,000 | $ 53,000 |
| Orange County California | 1 | $ 25,000 | $ 25,000 | $ 351,000 |
| Riverside County California | 1 | $ 15,000 | $ 15,000 | $ 103,000 |
| San Diego County California | 1 | $ 25,000 | $ 25,000 | $ 161,000 |
| San Joaquin County California | 1 | $ 15,000 | $ 15,000 | $ 105,000 |
| San Luis Obispo County California | 1 | $ 25,000 | $ 25,000 | $ 128,000 |
| Tulare County California | 1 | $ 25,000 | $ 25,000 | $ 111,000 |
| El Paso County Colorado | 1 | $ 25,000 | $ 25,000 | $ 113,000 |
| Jefferson County Colorado | 1 | $ 25,000 | $ 25,000 | $ 164,000 |
| Lincoln County Colorado | 1 | $ 25,000 | $ 25,000 | $ 63,000 |
| Pueblo County Colorado | 1 | $ 25,000 | $ 25,000 | $ 177,000 |
| New Haven County Connecticut | 1 | $ 315,000 | $ 315,000 | $ 172,000 |
| Windham County Connecticut | 1 | $ 25,000 | $ 25,000 | $ 57,000 |
| Manatee County Florida | 1 | $ 215,000 | $ 215,000 | $ 226,000 |
| Miami-Dade County Florida | 1 | $ 25,000 | $ 25,000 | $ 208,000 |
| Pasco County Florida | 1 | $ 15,000 | $ 15,000 | $ 91,000 |
| Pinellas County Florida | 1 | $ 25,000 | $ 25,000 | $ 91,000 |
| Volusia County Florida | 1 | $ 15,000 | $ 15,000 | $ 246,000 |
| Clayton County Georgia | 1 | $ 15,000 | $ 15,000 | $ 42,000 |
| Bonner County Idaho | 1 | $ 25,000 | $ 25,000 | $ 244,000 |
| Bonneville County Idaho | 1 | $ 305,000 | $ 305,000 | $ 98,000 |
| Kootenai County Idaho | 1 | $ 25,000 | $ 25,000 | $ 111,000 |
| Coles County Illinois | 1 | $ 15,000 | $ 15,000 | $ 59,000 |
| Madison County Illinois | 1 | $ 25,000 | $ 25,000 | $ 83,000 |
| Delaware County Indiana | 1 | $ 15,000 | $ 15,000 | $ 140,000 |
| Hendricks County Indiana | 1 | $ 25,000 | $ 25,000 | $ 63,000 |
| Union County Indiana | 1 | $ 25,000 | $ 25,000 | $ 72,000 |
| Coffey County Kansas | 1 | $ 25,000 | $ 25,000 | $ 92,000 |
| Bracken County Kentucky | 1 | $ 25,000 | $ 25,000 | $ 76,000 |
| Daviess County Kentucky | 1 | $ 25,000 | $ 25,000 | $ 53,000 |
| Jefferson County Kentucky | 1 | $ 5,000 | $ 5,000 | $ 142,000 |
| Oldham County Kentucky | 1 | $ 25,000 | $ 25,000 | $ 662,000 |
| East Baton Rouge County Louisiana | 1 | $ 25,000 | $ 25,000 | $ 46,000 |
| Jefferson Davis County Louisiana | 1 | $ 25,000 | $ 25,000 | $ 156,000 |
| Ouachita County Louisiana | 1 | $ 25,000 | $ 25,000 | $ 175,000 |
| St. Tammany County Louisiana | 1 | $ 25,000 | $ 25,000 | $ 145,000 |
| Tangipahoa County Louisiana | 1 | $ 25,000 | $ 25,000 | $ 128,000 |
| Vermilion County Louisiana | 1 | $ 15,000 | $ 15,000 | $ 78,000 |
| York County Maine | 1 | $ 625,000 | $ 625,000 | $ 986,000 |
| Cecil County Maryland | 1 | $ 25,000 | $ 25,000 | $ 150,000 |
| Garrett County Maryland | 1 | $ 345,000 | $ 345,000 | $ 851,000 |
| Queen Anne's County Maryland | 1 | $ 15,000 | $ 15,000 | $ 101,000 |
| Somerset County Maryland | 1 | $ 25,000 | $ 25,000 | $ 101,000 |
| Bristol County Massachusetts | 1 | $ 165,000 | $ 165,000 | $ 201,000 |
| Macomb County Michigan | 1 | $ 25,000 | $ 25,000 | $ 33,000 |
| Menominee County Michigan | 1 | $ 25,000 | $ 25,000 | $ 82,000 |
| Ottawa County Michigan | 1 | $ 25,000 | $ 25,000 | $ 90,000 |
| Wayne County Michigan | 1 | $ 275,000 | $ 275,000 | $ 1,500,000 |
| Isanti County Minnesota | 1 | $ 25,000 | $ 25,000 | $ 86,000 |
| Washington County Minnesota | 1 | $ 25,000 | $ 25,000 | $ 119,000 |
| Clay County Missouri | 1 | $ 25,000 | $ 25,000 | $ 94,000 |
| St. Charles County Missouri | 1 | $ 35,000 | $ 35,000 | $ 168,000 |
| Missoula County Montana | 1 | $ 55,000 | $ 55,000 | $ 111,000 |
| Webster County Nebraska | 1 | $ 25,000 | $ 25,000 | $ 158,000 |
| Rockingham County New Hampshire | 1 | $ 795,000 | $ 795,000 | $ 330,000 |
| Burlington County New Jersey | 1 | $ 25,000 | $ 25,000 | $ 78,000 |
| Camden County New Jersey | 1 | $ 15,000 | $ 15,000 | $ 105,000 |
| Essex County New Jersey | 1 | $ 35,000 | $ 35,000 | $ 68,000 |
| Gloucester County New Jersey | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Hudson County New Jersey | 1 | $ 35,000 | $ 35,000 | $ 104,000 |
| Hunterdon County New Jersey | 1 | $ 25,000 | $ 25,000 | $ 70,000 |
| Warren County New Jersey | 1 | $ 25,000 | $ 25,000 | $ 261,000 |
| Chautauqua County New York | 1 | $ 15,000 | $ 15,000 | $ 35,000 |
| Erie County New York | 1 | $ 25,000 | $ 25,000 | $ 70,000 |
| Onondaga County New York | 1 | $ 845,000 | $ 845,000 | $ 240,000 |
| Westchester County New York | 1 | $ 715,000 | $ 715,000 | $ 513,000 |
| Bladen County North Carolina | 1 | $ 35,000 | $ 35,000 | $ 101,000 |
| Caldwell County North Carolina | 1 | $ 15,000 | $ 15,000 | $ 101,000 |
| Cumberland County North Carolina | 1 | $ 15,000 | $ 15,000 | $ 39,000 |
| Dare County North Carolina | 1 | $ 15,000 | $ 15,000 | $ 99,000 |
| Durham County North Carolina | 1 | $ 15,000 | $ 15,000 | $ 36,000 |
| Gaston County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 20,000 |
| Pender County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 185,000 |
| Wake County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 107,000 |
| Wilson County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 60,000 |
| Brown County Ohio | 1 | $ 25,000 | $ 25,000 | $ 42,000 |
| Crawford County Ohio | 1 | $ 15,000 | $ 15,000 | $ 49,000 |
| Defiance County Ohio | 1 | $ 25,000 | $ 25,000 | $ 89,000 |
| Erie County Ohio | 1 | $ 25,000 | $ 25,000 | $ 85,000 |
| Henry County Ohio | 1 | $ 25,000 | $ 25,000 | $ 137,000 |
| Highland County Ohio | 1 | $ 25,000 | $ 25,000 | $ 81,000 |
| Knox County Ohio | 1 | $ 25,000 | $ 25,000 | $ 59,000 |
| Lorain County Ohio | 1 | $ 15,000 | $ 15,000 | $ 40,000 |
| Muskingum County Ohio | 1 | $ 15,000 | $ 15,000 | $ 108,000 |
| Trumbull County Ohio | 1 | $ 25,000 | $ 25,000 | $ 66,000 |
| Wood County Ohio | 1 | $ 25,000 | $ 25,000 | $ 100,000 |
| Cherokee County Oklahoma | 1 | $ 15,000 | $ 15,000 | $ 81,000 |
| Grant County Oklahoma | 1 | $ 25,000 | $ 25,000 | $ 184,000 |
| Stephens County Oklahoma | 1 | $ 15,000 | $ 15,000 | $ 23,000 |
| Clackamas County Oregon | 1 | $ 25,000 | $ 25,000 | $ 120,000 |
| Klamath County Oregon | 1 | $ 15,000 | $ 15,000 | $ 12,000 |
| Multnomah County Oregon | 1 | $ 15,000 | $ 15,000 | $ 104,000 |
| Berks County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 70,000 |
| Lebanon County Pennsylvania | 1 | $ 15,000 | $ 15,000 | $ 157,000 |
| Lehigh County Pennsylvania | 1 | $ 15,000 | $ 15,000 | $ 48,000 |
| Monroe County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 51,000 |
| Montgomery County Pennsylvania | 1 | $ 15,000 | $ 15,000 | $ 235,000 |
| Westmoreland County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 63,000 |
| Bristol County Rhode Island | 1 | $ 245,000 | $ 245,000 | $ 160,000 |
| Newport County Rhode Island | 1 | $ 345,000 | $ 345,000 | $ 120,000 |
| Richland County South Carolina | 1 | $ 25,000 | $ 25,000 | $ 150,000 |
| Carroll County Tennessee | 1 | $ 15,000 | $ 15,000 | $ 82,000 |
| Grundy County Tennessee | 1 | $ 15,000 | $ 15,000 | $ 19,000 |
| Hickman County Tennessee | 1 | $ 15,000 | $ 15,000 | $ 36,000 |
| Lincoln County Tennessee | 1 | $ 25,000 | $ 25,000 | $ 171,000 |
| Monroe County Tennessee | 1 | $ 15,000 | $ 15,000 | $ 60,000 |
| Shelby County Tennessee | 1 | $ 15,000 | $ 15,000 | $ 33,000 |
| Sumner County Tennessee | 1 | $ 25,000 | $ 25,000 | $ 76,000 |
| Bexar County Texas | 1 | $ 15,000 | $ 15,000 | $ 45,000 |
| El Paso County Texas | 1 | $ 25,000 | $ 25,000 | $ 58,000 |
| Harris County Texas | 1 | $ 25,000 | $ 25,000 | $ 63,000 |
| Hays County Texas | 1 | $ 15,000 | $ 15,000 | $ 162,000 |
| Smith County Texas | 1 | $ 15,000 | $ 15,000 | $ 84,000 |
| Tom Green County Texas | 1 | $ 15,000 | $ 15,000 | $ 130,000 |
| Travis County Texas | 1 | $ 15,000 | $ 15,000 | $ 173,000 |
| Utah County Utah | 1 | $ 25,000 | $ 25,000 | $ 115,000 |
| Arlington County Virginia | 1 | $ 435,000 | $ 435,000 | $ 865,000 |
| Richmond City County Virginia | 1 | $ 65,000 | $ 65,000 | $ 68,000 |
| Roanoke County Virginia | 1 | $ 65,000 | $ 65,000 | $ 69,000 |
| Virginia Beach County Virginia | 1 | $ 35,000 | $ 35,000 | $ 71,000 |
| Clark County Washington | 1 | $ 95,000 | $ 95,000 | $ 41,000 |
| Grant County Washington | 1 | $ 25,000 | $ 25,000 | $ 43,000 |
| King County Washington | 1 | $ 25,000 | $ 25,000 | $ 74,000 |
| Kitsap County Washington | 1 | $ 5,000 | $ 5,000 | $ 123,000 |
| Pierce County Washington | 1 | $ 25,000 | $ 25,000 | $ 62,000 |
| Morgan County West Virginia | 1 | $ 25,000 | $ 25,000 | $ 85,000 |
| Jefferson County Wisconsin | 1 | $ 25,000 | $ 25,000 | $ 29,000 |
| Teton County Wyoming | 1 | $ 725,000 | $ 725,000 | $ 513,000 |
Mortgage Loan Application Detail Totals for Admirals Bank in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 209 | $6,055,000 | $28,000 | $755,000 | $101,000 | $662,000 |
| Refinancing | 74 | $58,730,000 | $793,000 | $3,655,000 | $501,000 | $1,655,000 |
| Cash-out Refinancing | 38 | $39,660,000 | $1,043,000 | $3,755,000 | $560,000 | $1,777,000 |
| Home Purchase | 4 | $4,360,000 | $1,090,000 | $1,505,000 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 196 | $54,900,000 | $280,000 | $3,755,000 | $208,000 | $1,544,000 |
| Not Provided | 70 | $40,580,000 | $579,000 | $2,065,000 | $433,000 | $1,777,000 |
| Black or African American | 25 | $625,000 | $25,000 | $65,000 | $70,000 | $132,000 |
| Hispanic | 18 | $460,000 | $25,000 | $85,000 | $103,000 | $265,000 |
| Not applicable | 10 | $11,510,000 | $1,151,000 | $2,475,000 | $0 | $0 |
| Asian | 5 | $705,000 | $141,000 | $615,000 | $282,000 | $662,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 207 | $5,125,000 | $24,000 | $95,000 | $100,000 | $662,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 118 | $103,680,000 | $878,000 | $3,755,000 | $516,000 | $1,777,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 141 | $85,045,000 | $603,000 | $3,755,000 | $349,000 | $1,655,000 |
| Application Denied By Financial Institution | 129 | $16,545,000 | $128,000 | $1,805,000 | $170,000 | $1,777,000 |
| File Closed For Incompleteness | 25 | $1,735,000 | $69,000 | $845,000 | $117,000 | $662,000 |
| Application Withdrawn By Applicant | 23 | $815,000 | $35,000 | $365,000 | $132,000 | $427,000 |
| Application Approved But Not Accepted | 7 | $4,665,000 | $666,000 | $1,685,000 | $351,000 | $1,007,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 196 | $92,260,000 | $470,000 | $3,755,000 | $291,000 | $1,655,000 |
| Other | 45 | $3,805,000 | $84,000 | $875,000 | $163,000 | $1,500,000 |
| Debt-To-Income Ratio | 44 | $11,000,000 | $250,000 | $1,805,000 | $264,000 | $1,777,000 |
| Credit History | 39 | $1,685,000 | $43,000 | $355,000 | $74,000 | $171,000 |
| Employment History | 1 | $55,000 | $55,000 | $55,000 | $85,000 | $85,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Admirals Bank's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Admirals Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.