Adp Fcu
HMDA Loan Application Totals
and Mortgage Lending Details
for 2003
Adp Fcu 2003 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Adp Fcu One Adp Blvd Roseland, NJ 07068 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 136 |
| Total Mortgage Loan Application Amount | $24,366,000 |
| Average Mortgage Loan Application Amount | $170,608 |
| Highest Mortgage Loan Application Amount | $400,000 |
| Average Applicant Income | $83,434 |
| Highest Applicant Income | $293,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2003 with Adp Fcu. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Adp Fcu's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2003 breaks down Adp Fcu's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Adp Fcu serves its applicants.
Each category highlights the total number of mortgage applications processed by Adp Fcu, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Adp Fcu's mortgage activity for 2003.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Morris County New Jersey | 17 | $ 3,440,000 | $ 202,000 | $ 106,000 |
| Suffolk County New York | 10 | $ 1,781,000 | $ 178,000 | $ 95,000 |
| Middlesex County New Jersey | 9 | $ 1,381,000 | $ 153,000 | $ 101,000 |
| Essex County New Jersey | 6 | $ 1,110,000 | $ 185,000 | $ 101,000 |
| Passaic County New Jersey | 5 | $ 749,000 | $ 149,000 | $ 105,000 |
| Gwinnett County Georgia | 4 | $ 809,000 | $ 202,000 | $ 89,000 |
| Bergen County New Jersey | 4 | $ 699,000 | $ 174,000 | $ 127,000 |
| Somerset County New Jersey | 4 | $ 890,000 | $ 222,000 | $ 125,000 |
| Sussex County New Jersey | 4 | $ 524,000 | $ 131,000 | $ 94,000 |
| San Bernardino County California | 3 | $ 518,000 | $ 172,000 | $ 81,000 |
| Cherokee County Georgia | 3 | $ 505,000 | $ 168,000 | $ 71,000 |
| Hudson County New Jersey | 3 | $ 696,000 | $ 232,000 | $ 127,000 |
| Monmouth County New Jersey | 3 | $ 343,000 | $ 114,000 | $ 90,000 |
| Ocean County New Jersey | 3 | $ 476,000 | $ 158,000 | $ 117,000 |
| Union County New Jersey | 3 | $ 552,000 | $ 184,000 | $ 89,000 |
| Nassau County New York | 3 | $ 464,000 | $ 154,000 | $ 93,000 |
| Los Angeles County California | 2 | $ 474,000 | $ 237,000 | $ 103,000 |
| Orange County California | 2 | $ 499,000 | $ 249,000 | $ 114,000 |
| San Diego County California | 2 | $ 622,000 | $ 311,000 | $ 150,000 |
| Cobb County Georgia | 2 | $ 265,000 | $ 132,000 | $ 83,000 |
| Middlesex County Massachusetts | 2 | $ 280,000 | $ 140,000 | $ 107,000 |
| Norfolk County Massachusetts | 2 | $ 417,000 | $ 208,000 | $ 66,000 |
| Hennepin County Minnesota | 2 | $ 413,000 | $ 206,000 | $ 80,000 |
| Atlantic County New Jersey | 2 | $ 255,000 | $ 127,000 | $ 88,000 |
| St. Lawrence County New York | 2 | $ 251,000 | $ 125,000 | $ 52,000 |
| Multnomah County Oregon | 2 | $ 234,000 | $ 117,000 | $ 58,000 |
| Alameda County California | 1 | $ 250,000 | $ 250,000 | $ 99,000 |
| Riverside County California | 1 | $ 270,000 | $ 270,000 | $ 72,000 |
| Santa Clara County California | 1 | $ 134,000 | $ 134,000 | $ 75,000 |
| Broward County Florida | 1 | $ 103,000 | $ 103,000 | $ 64,000 |
| Escambia County Florida | 1 | $ 78,000 | $ 78,000 | $ 96,000 |
| Pinellas County Florida | 1 | $ 256,000 | $ 256,000 | $ 98,000 |
| Forsyth County Georgia | 1 | $ 215,000 | $ 215,000 | $ 122,000 |
| Fulton County Georgia | 1 | $ 304,000 | $ 304,000 | $ 203,000 |
| Kane County Illinois | 1 | $ 275,000 | $ 275,000 | $ 293,000 |
| Lake County Illinois | 1 | $ 170,000 | $ 170,000 | $ 70,000 |
| Hamilton County Indiana | 1 | $ 226,000 | $ 226,000 | $ 60,000 |
| Wayne County Kentucky | 1 | $ 90,000 | $ 90,000 | $ 112,000 |
| Plymouth County Massachusetts | 1 | $ 300,000 | $ 300,000 | $ 98,000 |
| Suffolk County Massachusetts | 1 | $ 205,000 | $ 205,000 | $ 82,000 |
| Worcester County Massachusetts | 1 | $ 292,000 | $ 292,000 | $ 105,000 |
| Monroe County Michigan | 1 | $ 154,000 | $ 154,000 | $ 62,000 |
| Washtenaw County Michigan | 1 | $ 160,000 | $ 160,000 | $ 88,000 |
| Burlington County New Jersey | 1 | $ 49,000 | $ 49,000 | $ 49,000 |
| Cape May County New Jersey | 1 | $ 76,000 | $ 76,000 | $ 45,000 |
| Taos County New Mexico | 1 | $ 47,000 | $ 47,000 | $ 29,000 |
| Bronx County New York | 1 | $ 240,000 | $ 240,000 | $ 114,000 |
| Erie County New York | 1 | $ 75,000 | $ 75,000 | $ 71,000 |
| Rockland County New York | 1 | $ 290,000 | $ 290,000 | $ 163,000 |
| Sullivan County New York | 1 | $ 254,000 | $ 254,000 | $ 214,000 |
| Delaware County Pennsylvania | 1 | $ 36,000 | $ 36,000 | $ 60,000 |
| Montgomery County Pennsylvania | 1 | $ 166,000 | $ 166,000 | $ 51,000 |
| Philadelphia County Pennsylvania | 1 | $ 53,000 | $ 53,000 | $ 36,000 |
| Guadalupe County Texas | 1 | $ 110,000 | $ 110,000 | $ 44,000 |
| Tarrant County Texas | 1 | $ 120,000 | $ 120,000 | $ 76,000 |
| Summit County Utah | 1 | $ 400,000 | $ 400,000 | $ 150,000 |
| Utah County Utah | 1 | $ 199,000 | $ 199,000 | $ 83,000 |
| Henrico County Virginia | 1 | $ 122,000 | $ 122,000 | $ 60,000 |
Mortgage Loan Application Detail Totals for Adp Fcu in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 116 | $20,081,000 | $164,882 | $400,000 | $86,705 | $293,000 |
| Home Purchase (one-to-four family) | 20 | $4,285,000 | $186,833 | $400,000 | $74,166 | $192,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement (one-to-four family) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 101 | $17,975,000 | $170,933 | $400,000 | $88,933 | $293,000 |
| Information not provided by applicant in mail or telephone application | 19 | $3,554,000 | $177,454 | $400,000 | $91,818 | $203,000 |
| Asian or Pacific Islander | 7 | $1,286,000 | $156,400 | $289,000 | $79,000 | $114,000 |
| Hispanic | 5 | $925,000 | $175,333 | $240,000 | $88,333 | $114,000 |
| Black | 3 | $450,000 | $150,000 | $294,000 | $53,000 | $72,000 |
| Other | 1 | $176,000 | $176,000 | $176,000 | $53,000 | $53,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 136 | $24,366,000 | $165,411 | $400,000 | $85,705 | $293,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 95 | $16,600,000 | $146,000 | $400,000 | $78,071 | $210,000 |
| Application Approved But Not Accepted | 22 | $4,203,000 | $215,000 | $400,000 | $101,300 | $214,000 |
| File Closed For Incompleteness | 11 | $2,142,000 | $194,400 | $290,000 | $129,600 | $293,000 |
| Application Withdrawn By Applicant | 6 | $817,000 | $143,200 | $256,000 | $70,200 | $98,000 |
| Application Denied By Financial Institution | 2 | $604,000 | $302,000 | $304,000 | $159,000 | $203,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Adp Fcu's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Adp Fcu's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New Jersey, download the full spreadsheet
with aggregated HMDA statistics today.