Advantage Bank
Mortgage Loan Application
Totals and Details
for 2004
Find mortgage loan statistics, lending data, and loan application totals for Ohio.
The mortgage statistics and data below are specific to mortgage loan applications for Advantage Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Advantage Bank 814 Wheeling Ave Cambridge, OH 43725 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2004 2003 |
| Total Number of Mortgage Applications | 2,299 |
| Total Mortgage Loan Application Amount | $250,485,000 |
| Average Mortgage Loan Application Amount | $108,000 |
| Highest Mortgage Loan Application Amount | $2,224,000 |
| Average Applicant Income | $73,785 |
| Highest Applicant Income | $829,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in OH, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Tuscarawas County Ohio | 231 | $ 23,645,000 | $ 102,000 | $ 51,000 |
| Fayette County Ohio | 205 | $ 20,804,000 | $ 101,000 | $ 67,000 |
| Washington County Ohio | 203 | $ 20,218,000 | $ 99,000 | $ 84,000 |
| Cabell County West Virginia | 180 | $ 20,253,000 | $ 112,000 | $ 81,000 |
| Guernsey County Ohio | 175 | $ 14,981,000 | $ 85,000 | $ 52,000 |
| Hamilton County Ohio | 135 | $ 14,630,000 | $ 108,000 | $ 81,000 |
| Franklin County Ohio | 130 | $ 20,010,000 | $ 153,000 | $ 76,000 |
| Boyd County Kentucky | 117 | $ 9,137,000 | $ 78,000 | $ 86,000 |
| Stark County Ohio | 80 | $ 11,211,000 | $ 140,000 | $ 70,000 |
| Wayne County West Virginia | 77 | $ 7,835,000 | $ 101,000 | $ 68,000 |
| Wood County West Virginia | 73 | $ 7,397,000 | $ 101,000 | $ 69,000 |
| Kenton County Kentucky | 68 | $ 5,353,000 | $ 78,000 | $ 66,000 |
| Lawrence County Ohio | 68 | $ 7,352,000 | $ 108,000 | $ 65,000 |
| Montgomery County Ohio | 56 | $ 7,325,000 | $ 130,000 | $ 61,000 |
| Madison County Ohio | 54 | $ 8,164,000 | $ 151,000 | $ 67,000 |
| Greenup County Kentucky | 48 | $ 4,230,000 | $ 88,000 | $ 95,000 |
| Ross County Ohio | 37 | $ 3,614,000 | $ 97,000 | $ 66,000 |
| Boone County Kentucky | 35 | $ 3,663,000 | $ 104,000 | $ 64,000 |
| Clinton County Ohio | 26 | $ 2,338,000 | $ 89,000 | $ 70,000 |
| Muskingum County Ohio | 21 | $ 2,168,000 | $ 103,000 | $ 59,000 |
| Pickaway County Ohio | 21 | $ 2,038,000 | $ 97,000 | $ 66,000 |
| Preble County Ohio | 19 | $ 1,941,000 | $ 102,000 | $ 53,000 |
| Butler County Ohio | 18 | $ 1,921,000 | $ 106,000 | $ 77,000 |
| Carroll County Ohio | 18 | $ 2,093,000 | $ 116,000 | $ 51,000 |
| Harrison County Ohio | 16 | $ 1,278,000 | $ 79,000 | $ 54,000 |
| Putnam County West Virginia | 13 | $ 1,900,000 | $ 146,000 | $ 92,000 |
| Delaware County Ohio | 12 | $ 3,216,000 | $ 268,000 | $ 156,000 |
| Warren County Ohio | 12 | $ 1,149,000 | $ 95,000 | $ 52,000 |
| Noble County Ohio | 11 | $ 1,012,000 | $ 92,000 | $ 49,000 |
| Campbell County Kentucky | 10 | $ 1,461,000 | $ 146,000 | $ 68,000 |
| Carter County Kentucky | 7 | $ 531,000 | $ 75,000 | $ 55,000 |
| Highland County Ohio | 7 | $ 683,000 | $ 97,000 | $ 52,000 |
| Clermont County Ohio | 6 | $ 729,000 | $ 121,000 | $ 68,000 |
| Licking County Ohio | 6 | $ 676,000 | $ 112,000 | $ 31,000 |
| Scioto County Ohio | 6 | $ 626,000 | $ 104,000 | $ 52,000 |
| Belmont County Ohio | 5 | $ 651,000 | $ 130,000 | $ 63,000 |
| Fairfield County Ohio | 5 | $ 578,000 | $ 115,000 | $ 102,000 |
| Wayne County Ohio | 5 | $ 693,000 | $ 138,000 | $ 78,000 |
| Lincoln County West Virginia | 5 | $ 671,000 | $ 134,000 | $ 67,000 |
| Gallatin County Kentucky | 4 | $ 271,000 | $ 67,000 | $ 76,000 |
| Grant County Kentucky | 4 | $ 365,000 | $ 91,000 | $ 65,000 |
| Coshocton County Ohio | 4 | $ 401,000 | $ 100,000 | $ 57,000 |
| Greene County Ohio | 4 | $ 222,000 | $ 55,000 | $ 33,000 |
| Jefferson County Ohio | 4 | $ 472,000 | $ 118,000 | $ 72,000 |
| Dearborn County Indiana | 3 | $ 417,000 | $ 139,000 | $ 78,000 |
| Jackson County Ohio | 3 | $ 413,000 | $ 137,000 | $ 76,000 |
| Morgan County Ohio | 3 | $ 352,000 | $ 117,000 | $ 67,000 |
| Summit County Ohio | 3 | $ 407,000 | $ 135,000 | $ 70,000 |
| Kanawha County West Virginia | 3 | $ 883,000 | $ 294,000 | $ 131,000 |
| Mason County West Virginia | 3 | $ 353,000 | $ 117,000 | $ 45,000 |
| Athens County Ohio | 2 | $ 200,000 | $ 100,000 | $ 75,000 |
| Columbiana County Ohio | 2 | $ 507,000 | $ 253,000 | $ 57,000 |
| Cuyahoga County Ohio | 2 | $ 1,105,000 | $ 552,000 | $ 26,000 |
| Gallia County Ohio | 2 | $ 157,000 | $ 78,000 | $ 47,000 |
| Holmes County Ohio | 2 | $ 506,000 | $ 253,000 | $ 91,000 |
| Meigs County Ohio | 2 | $ 183,000 | $ 91,000 | $ 49,000 |
| Miami County Ohio | 2 | $ 1,185,000 | $ 592,000 | $ 34,000 |
| Pike County Ohio | 2 | $ 216,000 | $ 108,000 | $ 49,000 |
| Portage County Ohio | 2 | $ 208,000 | $ 104,000 | $ 131,000 |
| Alachua County Florida | 1 | $ 186,000 | $ 186,000 | $ 54,000 |
| Collier County Florida | 1 | $ 268,000 | $ 268,000 | $ 130,000 |
| Idaho County Idaho | 1 | $ 93,000 | $ 93,000 | $ 149,000 |
| Ripley County Indiana | 1 | $ 174,000 | $ 174,000 | $ 110,000 |
| Bracken County Kentucky | 1 | $ 80,000 | $ 80,000 | $ 55,000 |
| Lawrence County Kentucky | 1 | $ 125,000 | $ 125,000 | $ 64,000 |
| Suffolk County Massachusetts | 1 | $ 200,000 | $ 200,000 | $ 46,000 |
| Allen County Ohio | 1 | $ 336,000 | $ 336,000 | $ 0 |
| Crawford County Ohio | 1 | $ 75,000 | $ 75,000 | $ 40,000 |
| Darke County Ohio | 1 | $ 252,000 | $ 252,000 | $ 68,000 |
| Knox County Ohio | 1 | $ 108,000 | $ 108,000 | $ 29,000 |
| Logan County Ohio | 1 | $ 60,000 | $ 60,000 | $ 38,000 |
| Lorain County Ohio | 1 | $ 264,000 | $ 264,000 | $ 110,000 |
| Mahoning County Ohio | 1 | $ 203,000 | $ 203,000 | $ 70,000 |
| Marion County Ohio | 1 | $ 82,000 | $ 82,000 | $ 20,000 |
| Medina County Ohio | 1 | $ 254,000 | $ 254,000 | $ 48,000 |
| Monroe County Ohio | 1 | $ 164,000 | $ 164,000 | $ 44,000 |
| Shelby County Ohio | 1 | $ 157,000 | $ 157,000 | $ 95,000 |
| Union County Ohio | 1 | $ 301,000 | $ 301,000 | $ 129,000 |
| Jackson County West Virginia | 1 | $ 55,000 | $ 55,000 | $ 60,000 |
| Pleasants County West Virginia | 1 | $ 35,000 | $ 35,000 | $ 65,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Ohio,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Advantage Bank in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,178 | $123,999,000 | $91,166 | $2,224,000 | $78,333 | $829,000 |
| Home Purchase | 1,092 | $125,109,000 | $151,166 | $1,224,000 | $80,833 | $746,000 |
| Home Improvement | 29 | $1,377,000 | $29,000 | $480,000 | $39,000 | $99,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,141 | $224,332,000 | $122,750 | $1,050,000 | $79,125 | $829,000 |
| Not Provided | 69 | $7,980,000 | $116,250 | $735,000 | $77,000 | $520,000 |
| Black or African American | 37 | $2,971,000 | $101,000 | $184,000 | $63,000 | $142,000 |
| Not applicable | 31 | $12,763,000 | $285,500 | $2,224,000 | $40,000 | $117,000 |
| Asian | 14 | $1,917,000 | $166,333 | $304,000 | $148,000 | $409,000 |
| Hispanic | 6 | $488,000 | $64,333 | $209,000 | $58,000 | $103,000 |
| American Indian or Alaskan Native | 1 | $34,000 | $34,000 | $34,000 | $257,000 | $257,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,299 | $250,485,000 | $123,625 | $2,224,000 | $79,000 | $829,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,980 | $215,425,000 | $123,375 | $2,224,000 | $80,000 | $829,000 |
| Application Withdrawn By Applicant | 166 | $19,429,000 | $108,666 | $440,000 | $76,333 | $746,000 |
| Application Denied By Financial Institution | 111 | $11,042,000 | $99,000 | $1,000,000 | $64,000 | $203,000 |
| Application Approved But Not Accepted | 31 | $3,606,000 | $145,666 | $323,000 | $63,666 | $228,000 |
| File Closed For Incompleteness | 11 | $983,000 | $94,333 | $174,000 | $60,333 | $248,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 56 | $4,756,000 | $83,333 | $176,000 | $57,666 | $161,000 |
| Collateral | 22 | $2,094,000 | $161,333 | $286,000 | $114,666 | $203,000 |
| Debt-To-Income Ratio | 17 | $1,925,000 | $108,000 | $224,000 | $62,666 | $148,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $1,408,000 | $256,000 | $1,000,000 | $46,500 | $72,000 |
| Other | 5 | $419,000 | $70,500 | $128,000 | $73,500 | $98,000 |
| Credit Application Incomplete | 4 | $283,000 | $75,500 | $112,000 | $30,000 | $65,000 |
| Employment History | 2 | $157,000 | $78,000 | $108,000 | $45,000 | $48,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in OH, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Ohio, and search similar information at your convenience.