Affinity
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
Affinity 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Affinity 73 Mountainview Blvd. Basking Ridge, NJ 08720 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,703 |
| Total Mortgage Loan Application Amount | $628,005,000 |
| Average Mortgage Loan Application Amount | $147,333 |
| Highest Mortgage Loan Application Amount | $4,400,000 |
| Average Applicant Income | $110,000 |
| Highest Applicant Income | $2,550,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Affinity. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Affinity's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down Affinity's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Affinity serves its applicants.
Each category highlights the total number of mortgage applications processed by Affinity, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Affinity's mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Somerset County New Jersey | 782 | $ 106,155,000 | $ 135,000 | $ 104,000 |
| Morris County New Jersey | 607 | $ 81,963,000 | $ 135,000 | $ 112,000 |
| Middlesex County New Jersey | 569 | $ 67,288,000 | $ 118,000 | $ 98,000 |
| Hunterdon County New Jersey | 271 | $ 36,632,000 | $ 135,000 | $ 111,000 |
| Union County New Jersey | 248 | $ 37,717,000 | $ 152,000 | $ 111,000 |
| Essex County New Jersey | 221 | $ 29,272,000 | $ 132,000 | $ 91,000 |
| Monmouth County New Jersey | 200 | $ 32,968,000 | $ 164,000 | $ 114,000 |
| Sussex County New Jersey | 152 | $ 14,408,000 | $ 94,000 | $ 89,000 |
| Warren County New Jersey | 140 | $ 14,966,000 | $ 106,000 | $ 113,000 |
| Ocean County New Jersey | 130 | $ 17,508,000 | $ 134,000 | $ 104,000 |
| Northampton County Pennsylvania | 102 | $ 9,119,000 | $ 89,000 | $ 95,000 |
| Bergen County New Jersey | 82 | $ 15,040,000 | $ 183,000 | $ 109,000 |
| Mercer County New Jersey | 82 | $ 11,986,000 | $ 146,000 | $ 119,000 |
| Burlington County New Jersey | 71 | $ 8,224,000 | $ 115,000 | $ 98,000 |
| Passaic County New Jersey | 71 | $ 10,753,000 | $ 151,000 | $ 100,000 |
| Hudson County New Jersey | 58 | $ 9,671,000 | $ 166,000 | $ 111,000 |
| Bucks County Pennsylvania | 51 | $ 5,808,000 | $ 113,000 | $ 112,000 |
| Lehigh County Pennsylvania | 31 | $ 2,882,000 | $ 92,000 | $ 97,000 |
| Broward County Florida | 28 | $ 2,854,000 | $ 101,000 | $ 77,000 |
| Monroe County Pennsylvania | 28 | $ 1,781,000 | $ 63,000 | $ 82,000 |
| Richmond County New York | 24 | $ 2,559,000 | $ 106,000 | $ 62,000 |
| Maricopa County Arizona | 19 | $ 3,032,000 | $ 159,000 | $ 148,000 |
| Mecklenburg County North Carolina | 17 | $ 1,315,000 | $ 77,000 | $ 77,000 |
| Middlesex County Massachusetts | 16 | $ 4,376,000 | $ 273,000 | $ 158,000 |
| Pike County Pennsylvania | 16 | $ 1,548,000 | $ 96,000 | $ 118,000 |
| Fairfield County Connecticut | 15 | $ 4,052,000 | $ 270,000 | $ 242,000 |
| Gwinnett County Georgia | 14 | $ 1,590,000 | $ 113,000 | $ 75,000 |
| Cook County Illinois | 14 | $ 2,323,000 | $ 165,000 | $ 133,000 |
| Suffolk County New York | 14 | $ 1,496,000 | $ 106,000 | $ 130,000 |
| Camden County New Jersey | 13 | $ 1,260,000 | $ 96,000 | $ 91,000 |
| Wake County North Carolina | 13 | $ 1,942,000 | $ 149,000 | $ 168,000 |
| Hillsborough County Florida | 12 | $ 2,108,000 | $ 175,000 | $ 105,000 |
| Westchester County New York | 11 | $ 2,471,000 | $ 224,000 | $ 171,000 |
| Philadelphia County Pennsylvania | 11 | $ 978,000 | $ 88,000 | $ 109,000 |
| Palm Beach County Florida | 10 | $ 2,049,000 | $ 204,000 | $ 307,000 |
| Gloucester County New Jersey | 10 | $ 1,284,000 | $ 128,000 | $ 94,000 |
| Kings County New York | 10 | $ 1,673,000 | $ 167,000 | $ 186,000 |
| Rockland County New York | 10 | $ 1,176,000 | $ 117,000 | $ 120,000 |
| Montgomery County Pennsylvania | 10 | $ 1,670,000 | $ 167,000 | $ 95,000 |
| Prince George's County Maryland | 9 | $ 827,000 | $ 91,000 | $ 110,000 |
| Orange County New York | 9 | $ 1,380,000 | $ 153,000 | $ 114,000 |
| Cobb County Georgia | 8 | $ 807,000 | $ 100,000 | $ 67,000 |
| DeKalb County Georgia | 8 | $ 797,000 | $ 99,000 | $ 72,000 |
| Forsyth County Georgia | 8 | $ 725,000 | $ 90,000 | $ 98,000 |
| Union County North Carolina | 8 | $ 1,889,000 | $ 236,000 | $ 101,000 |
| Wayne County Pennsylvania | 8 | $ 1,366,000 | $ 170,000 | $ 140,000 |
| Alameda County California | 7 | $ 1,671,000 | $ 238,000 | $ 100,000 |
| New Haven County Connecticut | 7 | $ 1,254,000 | $ 179,000 | $ 120,000 |
| Brevard County Florida | 7 | $ 739,000 | $ 105,000 | $ 112,000 |
| Nassau County New York | 7 | $ 1,358,000 | $ 194,000 | $ 81,000 |
| Guilford County North Carolina | 7 | $ 458,000 | $ 65,000 | $ 56,000 |
| Beaufort County South Carolina | 7 | $ 574,000 | $ 82,000 | $ 49,000 |
| Fairfax County Virginia | 7 | $ 2,125,000 | $ 303,000 | $ 127,000 |
| Loudoun County Virginia | 7 | $ 906,000 | $ 129,000 | $ 141,000 |
| Orange County Florida | 6 | $ 898,000 | $ 149,000 | $ 149,000 |
| Clark County Nevada | 6 | $ 673,000 | $ 112,000 | $ 56,000 |
| New York County New York | 6 | $ 3,166,000 | $ 527,000 | $ 177,000 |
| Summit County Colorado | 5 | $ 607,000 | $ 121,000 | $ 112,000 |
| Marion County Florida | 5 | $ 321,000 | $ 64,000 | $ 38,000 |
| Miami-Dade County Florida | 5 | $ 730,000 | $ 146,000 | $ 71,000 |
| Pasco County Florida | 5 | $ 541,000 | $ 108,000 | $ 169,000 |
| Fulton County Georgia | 5 | $ 411,000 | $ 82,000 | $ 136,000 |
| Atlantic County New Jersey | 5 | $ 969,000 | $ 193,000 | $ 86,000 |
| Chester County Pennsylvania | 5 | $ 490,000 | $ 98,000 | $ 142,000 |
| Douglas County Colorado | 4 | $ 940,000 | $ 235,000 | $ 83,000 |
| El Paso County Colorado | 4 | $ 409,000 | $ 102,000 | $ 125,000 |
| New Castle County Delaware | 4 | $ 322,000 | $ 80,000 | $ 69,000 |
| District of Columbia County District Of Columbia | 4 | $ 382,000 | $ 95,000 | $ 71,000 |
| Pinellas County Florida | 4 | $ 373,000 | $ 93,000 | $ 121,000 |
| Sarasota County Florida | 4 | $ 685,000 | $ 171,000 | $ 61,000 |
| St. Lucie County Florida | 4 | $ 436,000 | $ 109,000 | $ 80,000 |
| Broome County New York | 4 | $ 313,000 | $ 78,000 | $ 69,000 |
| Queens County New York | 4 | $ 966,000 | $ 241,000 | $ 129,000 |
| Durham County North Carolina | 4 | $ 628,000 | $ 157,000 | $ 85,000 |
| Berks County Pennsylvania | 4 | $ 176,000 | $ 44,000 | $ 124,000 |
| Addison County Vermont | 4 | $ 630,000 | $ 157,000 | $ 210,000 |
| Arlington County Virginia | 4 | $ 426,000 | $ 106,000 | $ 93,000 |
| Henrico County Virginia | 4 | $ 475,000 | $ 118,000 | $ 120,000 |
| King County Washington | 4 | $ 447,000 | $ 111,000 | $ 93,000 |
| Los Angeles County California | 3 | $ 125,000 | $ 41,000 | $ 49,000 |
| Riverside County California | 3 | $ 475,000 | $ 158,000 | $ 102,000 |
| Ventura County California | 3 | $ 610,000 | $ 203,000 | $ 162,000 |
| Adams County Colorado | 3 | $ 165,000 | $ 55,000 | $ 87,000 |
| Denver County Colorado | 3 | $ 437,000 | $ 145,000 | $ 115,000 |
| Hartford County Connecticut | 3 | $ 199,000 | $ 66,000 | $ 135,000 |
| Manatee County Florida | 3 | $ 112,000 | $ 37,000 | $ 46,000 |
| Volusia County Florida | 3 | $ 366,000 | $ 122,000 | $ 48,000 |
| Cherokee County Georgia | 3 | $ 487,000 | $ 162,000 | $ 113,000 |
| Henry County Georgia | 3 | $ 460,000 | $ 153,000 | $ 56,000 |
| Newton County Georgia | 3 | $ 134,000 | $ 44,000 | $ 50,000 |
| York County Maine | 3 | $ 2,255,000 | $ 751,000 | $ 47,000 |
| Baltimore City County Maryland | 3 | $ 111,000 | $ 37,000 | $ 67,000 |
| Hennepin County Minnesota | 3 | $ 429,000 | $ 143,000 | $ 73,000 |
| St. Charles County Missouri | 3 | $ 437,000 | $ 145,000 | $ 553,000 |
| Rockingham County New Hampshire | 3 | $ 350,000 | $ 116,000 | $ 113,000 |
| Salem County New Jersey | 3 | $ 99,000 | $ 33,000 | $ 119,000 |
| Saratoga County New York | 3 | $ 902,000 | $ 300,000 | $ 149,000 |
| Brunswick County North Carolina | 3 | $ 330,000 | $ 110,000 | $ 76,000 |
| Cabarrus County North Carolina | 3 | $ 365,000 | $ 121,000 | $ 81,000 |
| Forsyth County North Carolina | 3 | $ 73,000 | $ 24,000 | $ 82,000 |
| Franklin County Ohio | 3 | $ 305,000 | $ 101,000 | $ 142,000 |
| Allegheny County Pennsylvania | 3 | $ 249,000 | $ 83,000 | $ 66,000 |
| Butler County Pennsylvania | 3 | $ 164,000 | $ 54,000 | $ 48,000 |
| Delaware County Pennsylvania | 3 | $ 739,000 | $ 246,000 | $ 148,000 |
| Luzerne County Pennsylvania | 3 | $ 317,000 | $ 105,000 | $ 87,000 |
| Susquehanna County Pennsylvania | 3 | $ 477,000 | $ 159,000 | $ 124,000 |
| Dallas County Texas | 3 | $ 622,000 | $ 207,000 | $ 124,000 |
| Pima County Arizona | 2 | $ 52,000 | $ 26,000 | $ 59,000 |
| Contra Costa County California | 2 | $ 784,000 | $ 392,000 | $ 115,000 |
| Santa Clara County California | 2 | $ 162,000 | $ 81,000 | $ 121,000 |
| Kent County Delaware | 2 | $ 149,000 | $ 74,000 | $ 49,000 |
| Sussex County Delaware | 2 | $ 287,000 | $ 143,000 | $ 61,000 |
| Charlotte County Florida | 2 | $ 1,028,000 | $ 514,000 | $ 164,000 |
| Clay County Florida | 2 | $ 169,000 | $ 84,000 | $ 29,000 |
| Duval County Florida | 2 | $ 115,000 | $ 57,000 | $ 47,000 |
| Flagler County Florida | 2 | $ 183,000 | $ 91,000 | $ 112,000 |
| Lee County Florida | 2 | $ 110,000 | $ 55,000 | $ 103,000 |
| Seminole County Florida | 2 | $ 350,000 | $ 175,000 | $ 252,000 |
| Bulloch County Georgia | 2 | $ 110,000 | $ 55,000 | $ 80,000 |
| Douglas County Georgia | 2 | $ 312,000 | $ 156,000 | $ 75,000 |
| Fayette County Georgia | 2 | $ 170,000 | $ 85,000 | $ 44,000 |
| Paulding County Georgia | 2 | $ 173,000 | $ 86,000 | $ 60,000 |
| Pickens County Georgia | 2 | $ 560,000 | $ 280,000 | $ 0 |
| Walton County Georgia | 2 | $ 220,000 | $ 110,000 | $ 109,000 |
| DuPage County Illinois | 2 | $ 100,000 | $ 50,000 | $ 91,000 |
| Kane County Illinois | 2 | $ 230,000 | $ 115,000 | $ 40,000 |
| Kendall County Illinois | 2 | $ 139,000 | $ 69,000 | $ 83,000 |
| Hancock County Maine | 2 | $ 250,000 | $ 125,000 | $ 0 |
| Anne Arundel County Maryland | 2 | $ 237,000 | $ 118,000 | $ 140,000 |
| Howard County Maryland | 2 | $ 396,000 | $ 198,000 | $ 103,000 |
| Barnstable County Massachusetts | 2 | $ 225,000 | $ 112,000 | $ 58,000 |
| Essex County Massachusetts | 2 | $ 368,000 | $ 184,000 | $ 180,000 |
| Norfolk County Massachusetts | 2 | $ 260,000 | $ 130,000 | $ 191,000 |
| Cheyenne County Nebraska | 2 | $ 267,000 | $ 133,000 | $ 93,000 |
| Douglas County Nebraska | 2 | $ 68,000 | $ 34,000 | $ 41,000 |
| Grafton County New Hampshire | 2 | $ 73,000 | $ 36,000 | $ 91,000 |
| Hillsborough County New Hampshire | 2 | $ 140,000 | $ 70,000 | $ 154,000 |
| Cape May County New Jersey | 2 | $ 400,000 | $ 200,000 | $ 165,000 |
| Bernalillo County New Mexico | 2 | $ 45,000 | $ 22,000 | $ 110,000 |
| Otsego County New York | 2 | $ 293,000 | $ 146,000 | $ 360,000 |
| Granville County North Carolina | 2 | $ 105,000 | $ 52,000 | $ 87,000 |
| Lincoln County North Carolina | 2 | $ 293,000 | $ 146,000 | $ 89,000 |
| Ashtabula County Ohio | 2 | $ 184,000 | $ 92,000 | $ 52,000 |
| Warren County Ohio | 2 | $ 506,000 | $ 253,000 | $ 185,000 |
| Washington County Oregon | 2 | $ 233,000 | $ 116,000 | $ 59,000 |
| Centre County Pennsylvania | 2 | $ 389,000 | $ 194,000 | $ 155,000 |
| Cumberland County Pennsylvania | 2 | $ 650,000 | $ 325,000 | $ 159,000 |
| Schuylkill County Pennsylvania | 2 | $ 75,000 | $ 37,000 | $ 65,000 |
| Providence County Rhode Island | 2 | $ 400,000 | $ 200,000 | $ 63,000 |
| Florence County South Carolina | 2 | $ 199,000 | $ 99,000 | $ 32,000 |
| Blount County Tennessee | 2 | $ 50,000 | $ 25,000 | $ 66,000 |
| Greene County Tennessee | 2 | $ 150,000 | $ 75,000 | $ 81,000 |
| Hamilton County Tennessee | 2 | $ 245,000 | $ 122,000 | $ 87,000 |
| Johnson County Tennessee | 2 | $ 89,000 | $ 44,000 | $ 28,000 |
| Williamson County Tennessee | 2 | $ 394,000 | $ 197,000 | $ 155,000 |
| Rutland County Vermont | 2 | $ 454,000 | $ 227,000 | $ 130,000 |
| Augusta County Virginia | 2 | $ 195,000 | $ 97,000 | $ 53,000 |
| Chesterfield County Virginia | 2 | $ 40,000 | $ 20,000 | $ 69,000 |
| Island County Washington | 2 | $ 505,000 | $ 252,000 | $ 243,000 |
| Berkeley County West Virginia | 2 | $ 166,000 | $ 83,000 | $ 55,000 |
| Montgomery County Alabama | 1 | $ 25,000 | $ 25,000 | $ 89,000 |
| Washington County Arkansas | 1 | $ 100,000 | $ 100,000 | $ 160,000 |
| El Dorado County California | 1 | $ 200,000 | $ 200,000 | $ 106,000 |
| Orange County California | 1 | $ 25,000 | $ 25,000 | $ 187,000 |
| Placer County California | 1 | $ 135,000 | $ 135,000 | $ 166,000 |
| San Bernardino County California | 1 | $ 95,000 | $ 95,000 | $ 140,000 |
| San Francisco County California | 1 | $ 1,000,000 | $ 1,000,000 | $ 484,000 |
| San Joaquin County California | 1 | $ 69,000 | $ 69,000 | $ 100,000 |
| Sonoma County California | 1 | $ 46,000 | $ 46,000 | $ 52,000 |
| Boulder County Colorado | 1 | $ 50,000 | $ 50,000 | $ 187,000 |
| Eagle County Colorado | 1 | $ 201,000 | $ 201,000 | $ 48,000 |
| Jefferson County Colorado | 1 | $ 40,000 | $ 40,000 | $ 95,000 |
| La Plata County Colorado | 1 | $ 78,000 | $ 78,000 | $ 15,000 |
| Windham County Connecticut | 1 | $ 47,000 | $ 47,000 | $ 168,000 |
| Collier County Florida | 1 | $ 99,000 | $ 99,000 | $ 85,000 |
| Jackson County Florida | 1 | $ 24,000 | $ 24,000 | $ 31,000 |
| Bartow County Georgia | 1 | $ 176,000 | $ 176,000 | $ 21,000 |
| Carroll County Georgia | 1 | $ 30,000 | $ 30,000 | $ 95,000 |
| Columbia County Georgia | 1 | $ 30,000 | $ 30,000 | $ 340,000 |
| Oconee County Georgia | 1 | $ 70,000 | $ 70,000 | $ 189,000 |
| Lake County Illinois | 1 | $ 279,000 | $ 279,000 | $ 166,000 |
| Will County Illinois | 1 | $ 20,000 | $ 20,000 | $ 95,000 |
| Lake County Indiana | 1 | $ 82,000 | $ 82,000 | $ 29,000 |
| Marion County Indiana | 1 | $ 133,000 | $ 133,000 | $ 66,000 |
| Wyandotte County Kansas | 1 | $ 25,000 | $ 25,000 | $ 50,000 |
| Jefferson County Kentucky | 1 | $ 253,000 | $ 253,000 | $ 125,000 |
| Oldham County Kentucky | 1 | $ 275,000 | $ 275,000 | $ 96,000 |
| East Baton Rouge County Louisiana | 1 | $ 156,000 | $ 156,000 | $ 105,000 |
| Cumberland County Maine | 1 | $ 50,000 | $ 50,000 | $ 0 |
| Kennebec County Maine | 1 | $ 185,000 | $ 185,000 | $ 173,000 |
| Somerset County Maine | 1 | $ 30,000 | $ 30,000 | $ 53,000 |
| Baltimore County Maryland | 1 | $ 128,000 | $ 128,000 | $ 149,000 |
| Frederick County Maryland | 1 | $ 85,000 | $ 85,000 | $ 142,000 |
| Kent County Maryland | 1 | $ 164,000 | $ 164,000 | $ 142,000 |
| Montgomery County Maryland | 1 | $ 387,000 | $ 387,000 | $ 85,000 |
| Hampden County Massachusetts | 1 | $ 347,000 | $ 347,000 | $ 89,000 |
| Suffolk County Massachusetts | 1 | $ 125,000 | $ 125,000 | $ 320,000 |
| Worcester County Massachusetts | 1 | $ 90,000 | $ 90,000 | $ 112,000 |
| Grand Traverse County Michigan | 1 | $ 710,000 | $ 710,000 | $ 118,000 |
| Washtenaw County Michigan | 1 | $ 40,000 | $ 40,000 | $ 73,000 |
| Wayne County Michigan | 1 | $ 25,000 | $ 25,000 | $ 185,000 |
| Anoka County Minnesota | 1 | $ 200,000 | $ 200,000 | $ 44,000 |
| Dallas County Missouri | 1 | $ 24,000 | $ 24,000 | $ 25,000 |
| Jefferson County Missouri | 1 | $ 160,000 | $ 160,000 | $ 110,000 |
| St. Louis County Missouri | 1 | $ 46,000 | $ 46,000 | $ 83,000 |
| Yellowstone County Montana | 1 | $ 129,000 | $ 129,000 | $ 52,000 |
| Strafford County New Hampshire | 1 | $ 273,000 | $ 273,000 | $ 191,000 |
| Santa Fe County New Mexico | 1 | $ 200,000 | $ 200,000 | $ 102,000 |
| Bronx County New York | 1 | $ 100,000 | $ 100,000 | $ 34,000 |
| Columbia County New York | 1 | $ 20,000 | $ 20,000 | $ 27,000 |
| Erie County New York | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Greene County New York | 1 | $ 50,000 | $ 50,000 | $ 96,000 |
| Montgomery County New York | 1 | $ 23,000 | $ 23,000 | $ 39,000 |
| Onondaga County New York | 1 | $ 22,000 | $ 22,000 | $ 125,000 |
| Schenectady County New York | 1 | $ 173,000 | $ 173,000 | $ 120,000 |
| Sullivan County New York | 1 | $ 33,000 | $ 33,000 | $ 101,000 |
| Ulster County New York | 1 | $ 50,000 | $ 50,000 | $ 144,000 |
| Warren County New York | 1 | $ 100,000 | $ 100,000 | $ 80,000 |
| Alamance County North Carolina | 1 | $ 61,000 | $ 61,000 | $ 75,000 |
| Carteret County North Carolina | 1 | $ 60,000 | $ 60,000 | $ 21,000 |
| Craven County North Carolina | 1 | $ 320,000 | $ 320,000 | $ 0 |
| Cumberland County North Carolina | 1 | $ 66,000 | $ 66,000 | $ 21,000 |
| Davidson County North Carolina | 1 | $ 50,000 | $ 50,000 | $ 68,000 |
| Iredell County North Carolina | 1 | $ 257,000 | $ 257,000 | $ 73,000 |
| Johnston County North Carolina | 1 | $ 108,000 | $ 108,000 | $ 51,000 |
| Moore County North Carolina | 1 | $ 122,000 | $ 122,000 | $ 0 |
| Orange County North Carolina | 1 | $ 15,000 | $ 15,000 | $ 24,000 |
| Transylvania County North Carolina | 1 | $ 21,000 | $ 21,000 | $ 63,000 |
| Columbiana County Ohio | 1 | $ 25,000 | $ 25,000 | $ 104,000 |
| Cuyahoga County Ohio | 1 | $ 50,000 | $ 50,000 | $ 89,000 |
| Tulsa County Oklahoma | 1 | $ 15,000 | $ 15,000 | $ 54,000 |
| Bradford County Pennsylvania | 1 | $ 92,000 | $ 92,000 | $ 31,000 |
| Columbia County Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Dauphin County Pennsylvania | 1 | $ 50,000 | $ 50,000 | $ 45,000 |
| Franklin County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 28,000 |
| Lancaster County Pennsylvania | 1 | $ 258,000 | $ 258,000 | $ 42,000 |
| Westmoreland County Pennsylvania | 1 | $ 50,000 | $ 50,000 | $ 65,000 |
| Charleston County South Carolina | 1 | $ 1,200,000 | $ 1,200,000 | $ 1,102,000 |
| Dorchester County South Carolina | 1 | $ 30,000 | $ 30,000 | $ 0 |
| Greenville County South Carolina | 1 | $ 30,000 | $ 30,000 | $ 181,000 |
| Hampton County South Carolina | 1 | $ 46,000 | $ 46,000 | $ 51,000 |
| Horry County South Carolina | 1 | $ 115,000 | $ 115,000 | $ 58,000 |
| Richland County South Carolina | 1 | $ 140,000 | $ 140,000 | $ 89,000 |
| York County South Carolina | 1 | $ 20,000 | $ 20,000 | $ 28,000 |
| Smith County Tennessee | 1 | $ 30,000 | $ 30,000 | $ 77,000 |
| Denton County Texas | 1 | $ 95,000 | $ 95,000 | $ 38,000 |
| McLennan County Texas | 1 | $ 114,000 | $ 114,000 | $ 120,000 |
| Parker County Texas | 1 | $ 493,000 | $ 493,000 | $ 205,000 |
| Travis County Texas | 1 | $ 70,000 | $ 70,000 | $ 134,000 |
| Washington County Utah | 1 | $ 60,000 | $ 60,000 | $ 107,000 |
| Lamoille County Vermont | 1 | $ 25,000 | $ 25,000 | $ 83,000 |
| Albemarle County Virginia | 1 | $ 50,000 | $ 50,000 | $ 60,000 |
| Franklin County Virginia | 1 | $ 25,000 | $ 25,000 | $ 46,000 |
| Frederick County Virginia | 1 | $ 250,000 | $ 250,000 | $ 92,000 |
| Isle of Wight County Virginia | 1 | $ 50,000 | $ 50,000 | $ 81,000 |
| James City County Virginia | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Norfolk County Virginia | 1 | $ 60,000 | $ 60,000 | $ 86,000 |
| Northumberland County Virginia | 1 | $ 26,000 | $ 26,000 | $ 86,000 |
| Poquoson County Virginia | 1 | $ 77,000 | $ 77,000 | $ 124,000 |
| Prince William County Virginia | 1 | $ 150,000 | $ 150,000 | $ 77,000 |
| Spotsylvania County Virginia | 1 | $ 327,000 | $ 327,000 | $ 94,000 |
| Tazewell County Virginia | 1 | $ 54,000 | $ 54,000 | $ 88,000 |
| Virginia Beach County Virginia | 1 | $ 38,000 | $ 38,000 | $ 35,000 |
Mortgage Loan Application Detail Totals for Affinity in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,150 | $383,853,000 | $121,000 | $2,045,000 | $102,000 | $2,550,000 |
| Home Improvement | 810 | $59,766,000 | $73,000 | $4,400,000 | $105,000 | $892,000 |
| Home Purchase | 743 | $184,386,000 | $248,000 | $2,000,000 | $123,000 | $2,164,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,165 | $406,088,000 | $128,000 | $4,400,000 | $108,000 | $2,550,000 |
| Black or African American | 503 | $69,700,000 | $138,000 | $1,660,000 | $90,000 | $457,000 |
| Not Provided | 455 | $60,584,000 | $133,000 | $715,000 | $103,000 | $1,541,000 |
| Asian | 338 | $58,529,000 | $173,000 | $2,000,000 | $130,000 | $1,586,000 |
| Hispanic | 223 | $31,156,000 | $139,000 | $605,000 | $87,000 | $300,000 |
| American Indian or Alaskan Native | 14 | $1,568,000 | $112,000 | $300,000 | $87,000 | $175,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $380,000 | $76,000 | $195,000 | $118,000 | $319,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,703 | $628,005,000 | $133,000 | $4,400,000 | $106,000 | $2,550,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,197 | $404,377,000 | $126,000 | $3,120,000 | $105,000 | $2,164,000 |
| Application Withdrawn By Applicant | 1,046 | $160,005,000 | $152,000 | $1,660,000 | $118,000 | $2,550,000 |
| Application Denied By Financial Institution | 453 | $62,833,000 | $138,000 | $4,400,000 | $83,000 | $480,000 |
| Application Approved But Not Accepted | 6 | $330,000 | $55,000 | $100,000 | $102,000 | $187,000 |
| File Closed For Incompleteness | 1 | $460,000 | $460,000 | $460,000 | $132,000 | $132,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 123 | $13,947,000 | $113,000 | $600,000 | $100,000 | $314,000 |
| Debt-To-Income Ratio | 120 | $16,604,000 | $138,000 | $605,000 | $61,000 | $150,000 |
| Credit History | 106 | $13,190,000 | $124,000 | $570,000 | $81,000 | $230,000 |
| Employment History | 5 | $1,070,000 | $214,000 | $375,000 | $113,000 | $191,000 |
| Other | 3 | $231,000 | $77,000 | $190,000 | $100,000 | $192,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $866,000 | $433,000 | $548,000 | $108,000 | $119,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Affinity's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Affinity's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New Jersey, download the full spreadsheet
with aggregated HMDA statistics today.