Affinity Plus
HMDA Loan Application Totals
and Mortgage Lending Details
for 2003
Affinity Plus 2003 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Affinity Plus 175 West Lafayette Frontage Road Saint Paul, MN 55107 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,262 |
| Total Mortgage Loan Application Amount | $233,049,000 |
| Average Mortgage Loan Application Amount | $62,928 |
| Highest Mortgage Loan Application Amount | $440,000 |
| Average Applicant Income | $75,571 |
| Highest Applicant Income | $730,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2003 with Affinity Plus. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Affinity Plus's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2003 breaks down Affinity Plus's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Affinity Plus serves its applicants.
Each category highlights the total number of mortgage applications processed by Affinity Plus, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Affinity Plus's mortgage activity for 2003.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Ramsey County Minnesota | 675 | $ 43,636,000 | $ 64,000 | $ 68,000 |
| Hennepin County Minnesota | 545 | $ 32,919,000 | $ 60,000 | $ 74,000 |
| Dakota County Minnesota | 362 | $ 22,735,000 | $ 62,000 | $ 72,000 |
| Itasca County Minnesota | 333 | $ 16,344,000 | $ 49,000 | $ 55,000 |
| Anoka County Minnesota | 295 | $ 16,711,000 | $ 56,000 | $ 66,000 |
| Washington County Minnesota | 236 | $ 13,159,000 | $ 55,000 | $ 72,000 |
| Olmsted County Minnesota | 185 | $ 9,911,000 | $ 53,000 | $ 62,000 |
| Rice County Minnesota | 156 | $ 7,892,000 | $ 50,000 | $ 58,000 |
| Beltrami County Minnesota | 131 | $ 6,255,000 | $ 47,000 | $ 56,000 |
| Crow Wing County Minnesota | 116 | $ 5,455,000 | $ 47,000 | $ 67,000 |
| St. Louis County Minnesota | 92 | $ 4,027,000 | $ 43,000 | $ 59,000 |
| Chisago County Minnesota | 77 | $ 3,826,000 | $ 49,000 | $ 61,000 |
| Scott County Minnesota | 66 | $ 2,857,000 | $ 43,000 | $ 77,000 |
| Otter Tail County Minnesota | 58 | $ 2,067,000 | $ 35,000 | $ 63,000 |
| Blue Earth County Minnesota | 56 | $ 3,197,000 | $ 57,000 | $ 60,000 |
| Stearns County Minnesota | 52 | $ 2,266,000 | $ 43,000 | $ 54,000 |
| Cass County Minnesota | 50 | $ 2,600,000 | $ 52,000 | $ 58,000 |
| Winona County Minnesota | 46 | $ 2,239,000 | $ 48,000 | $ 59,000 |
| Goodhue County Minnesota | 45 | $ 2,291,000 | $ 50,000 | $ 70,000 |
| Hubbard County Minnesota | 38 | $ 1,541,000 | $ 40,000 | $ 60,000 |
| Isanti County Minnesota | 36 | $ 1,588,000 | $ 44,000 | $ 64,000 |
| Wright County Minnesota | 35 | $ 1,855,000 | $ 53,000 | $ 75,000 |
| Wabasha County Minnesota | 34 | $ 1,577,000 | $ 46,000 | $ 64,000 |
| Nicollet County Minnesota | 33 | $ 1,627,000 | $ 49,000 | $ 51,000 |
| Sherburne County Minnesota | 33 | $ 1,249,000 | $ 37,000 | $ 70,000 |
| Dodge County Minnesota | 28 | $ 1,425,000 | $ 50,000 | $ 56,000 |
| Carver County Minnesota | 26 | $ 1,721,000 | $ 66,000 | $ 74,000 |
| Clay County Minnesota | 23 | $ 1,012,000 | $ 44,000 | $ 63,000 |
| Aitkin County Minnesota | 22 | $ 1,361,000 | $ 61,000 | $ 59,000 |
| Pine County Minnesota | 21 | $ 949,000 | $ 45,000 | $ 60,000 |
| Todd County Minnesota | 21 | $ 922,000 | $ 43,000 | $ 57,000 |
| St. Croix County Wisconsin | 19 | $ 826,000 | $ 43,000 | $ 76,000 |
| Le Sueur County Minnesota | 18 | $ 665,000 | $ 36,000 | $ 70,000 |
| Morrison County Minnesota | 18 | $ 929,000 | $ 51,000 | $ 70,000 |
| Fillmore County Minnesota | 17 | $ 1,086,000 | $ 63,000 | $ 62,000 |
| Clearwater County Minnesota | 16 | $ 401,000 | $ 25,000 | $ 56,000 |
| Becker County Minnesota | 15 | $ 757,000 | $ 50,000 | $ 61,000 |
| Kandiyohi County Minnesota | 15 | $ 539,000 | $ 35,000 | $ 68,000 |
| Mille Lacs County Minnesota | 15 | $ 687,000 | $ 45,000 | $ 62,000 |
| Polk County Minnesota | 14 | $ 578,000 | $ 41,000 | $ 67,000 |
| Cass County North Dakota | 14 | $ 553,000 | $ 39,000 | $ 62,000 |
| Steele County Minnesota | 13 | $ 682,000 | $ 52,000 | $ 65,000 |
| Benton County Minnesota | 12 | $ 599,000 | $ 49,000 | $ 73,000 |
| Carlton County Minnesota | 12 | $ 432,000 | $ 36,000 | $ 48,000 |
| Waseca County Minnesota | 8 | $ 251,000 | $ 31,000 | $ 66,000 |
| Watonwan County Minnesota | 7 | $ 197,000 | $ 28,000 | $ 57,000 |
| Grant County Minnesota | 6 | $ 414,000 | $ 69,000 | $ 68,000 |
| Mower County Minnesota | 6 | $ 200,000 | $ 33,000 | $ 72,000 |
| Buffalo County Wisconsin | 6 | $ 286,000 | $ 47,000 | $ 76,000 |
| Pierce County Wisconsin | 6 | $ 316,000 | $ 52,000 | $ 87,000 |
| Brown County Minnesota | 5 | $ 258,000 | $ 51,000 | $ 65,000 |
| Sibley County Minnesota | 5 | $ 580,000 | $ 116,000 | $ 72,000 |
| Stevens County Minnesota | 5 | $ 184,000 | $ 36,000 | $ 51,000 |
| Polk County Wisconsin | 5 | $ 348,000 | $ 69,000 | $ 64,000 |
| Faribault County Minnesota | 4 | $ 213,000 | $ 53,000 | $ 60,000 |
| Martin County Minnesota | 4 | $ 93,000 | $ 23,000 | $ 54,000 |
| McLeod County Minnesota | 4 | $ 99,000 | $ 24,000 | $ 83,000 |
| Cook County Minnesota | 3 | $ 162,000 | $ 54,000 | $ 98,000 |
| Douglas County Minnesota | 3 | $ 160,000 | $ 53,000 | $ 78,000 |
| Lake County Minnesota | 3 | $ 333,000 | $ 111,000 | $ 78,000 |
| Lyon County Minnesota | 3 | $ 147,000 | $ 49,000 | $ 75,000 |
| Meeker County Minnesota | 3 | $ 198,000 | $ 66,000 | $ 69,000 |
| Pope County Minnesota | 3 | $ 160,000 | $ 53,000 | $ 60,000 |
| Redwood County Minnesota | 3 | $ 232,000 | $ 77,000 | $ 86,000 |
| Wadena County Minnesota | 3 | $ 105,000 | $ 35,000 | $ 54,000 |
| Grand Forks County North Dakota | 3 | $ 199,000 | $ 66,000 | $ 119,000 |
| Douglas County Wisconsin | 3 | $ 144,000 | $ 48,000 | $ 78,000 |
| Chippewa County Minnesota | 2 | $ 55,000 | $ 27,000 | $ 100,000 |
| Freeborn County Minnesota | 2 | $ 76,000 | $ 38,000 | $ 53,000 |
| Kanabec County Minnesota | 2 | $ 144,000 | $ 72,000 | $ 79,000 |
| Koochiching County Minnesota | 2 | $ 172,000 | $ 86,000 | $ 91,000 |
| Pennington County Minnesota | 2 | $ 40,000 | $ 20,000 | $ 67,000 |
| Chippewa County Wisconsin | 2 | $ 85,000 | $ 42,000 | $ 72,000 |
| La Crosse County Wisconsin | 2 | $ 199,000 | $ 99,000 | $ 72,000 |
| Maricopa County Arizona | 1 | $ 39,000 | $ 39,000 | $ 60,000 |
| Marion County Florida | 1 | $ 27,000 | $ 27,000 | $ 73,000 |
| Mitchell County Iowa | 1 | $ 12,000 | $ 12,000 | $ 70,000 |
| Montgomery County Maryland | 1 | $ 113,000 | $ 113,000 | $ 150,000 |
| Cottonwood County Minnesota | 1 | $ 8,000 | $ 8,000 | $ 82,000 |
| Houston County Minnesota | 1 | $ 30,000 | $ 30,000 | $ 58,000 |
| Jackson County Minnesota | 1 | $ 30,000 | $ 30,000 | $ 72,000 |
| Lac qui Parle County Minnesota | 1 | $ 13,000 | $ 13,000 | $ 50,000 |
| Lincoln County Minnesota | 1 | $ 123,000 | $ 123,000 | $ 49,000 |
| Mahnomen County Minnesota | 1 | $ 83,000 | $ 83,000 | $ 112,000 |
| Marshall County Minnesota | 1 | $ 25,000 | $ 25,000 | $ 72,000 |
| Murray County Minnesota | 1 | $ 35,000 | $ 35,000 | $ 81,000 |
| Nobles County Minnesota | 1 | $ 12,000 | $ 12,000 | $ 75,000 |
| Norman County Minnesota | 1 | $ 30,000 | $ 30,000 | $ 171,000 |
| Renville County Minnesota | 1 | $ 50,000 | $ 50,000 | $ 89,000 |
| Richland County North Dakota | 1 | $ 23,000 | $ 23,000 | $ 58,000 |
| Montgomery County Ohio | 1 | $ 35,000 | $ 35,000 | $ 90,000 |
| Bayfield County Wisconsin | 1 | $ 89,000 | $ 89,000 | $ 38,000 |
| Dane County Wisconsin | 1 | $ 23,000 | $ 23,000 | $ 102,000 |
| Dunn County Wisconsin | 1 | $ 50,000 | $ 50,000 | $ 53,000 |
| Eau Claire County Wisconsin | 1 | $ 141,000 | $ 141,000 | $ 63,000 |
| Rusk County Wisconsin | 1 | $ 30,000 | $ 30,000 | $ 32,000 |
| Trempealeau County Wisconsin | 1 | $ 30,000 | $ 30,000 | $ 72,000 |
Mortgage Loan Application Detail Totals for Affinity Plus in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement (one-to-four family) | 3,018 | $116,558,000 | $41,125 | $440,000 | $82,625 | $730,000 |
| Refinancing (home purchase or home improvement, one-to-four family) | 1,049 | $93,773,000 | $71,333 | $395,000 | $66,666 | $440,000 |
| Home Purchase (one-to-four family) | 195 | $22,718,000 | $112,666 | $320,000 | $65,666 | $190,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Information not provided by applicant in mail or telephone application | 2,237 | $123,346,000 | $49,375 | $440,000 | $81,500 | $730,000 |
| White | 1,877 | $101,656,000 | $46,333 | $360,000 | $68,333 | $358,000 |
| Asian or Pacific Islander | 48 | $2,413,000 | $50,000 | $178,000 | $78,000 | $127,000 |
| Other | 43 | $1,802,000 | $41,000 | $180,000 | $69,000 | $122,000 |
| Black | 41 | $2,528,000 | $61,000 | $215,000 | $67,000 | $120,000 |
| Hispanic | 11 | $929,000 | $66,000 | $265,000 | $81,000 | $114,000 |
| American Indian or Alaskan Native | 5 | $375,000 | $75,000 | $145,000 | $37,000 | $54,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,259 | $232,970,000 | $46,875 | $440,000 | $81,625 | $730,000 |
| FHA-insured (Federal Housing Administration) | 3 | $79,000 | $26,000 | $30,000 | $71,000 | $98,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,086 | $224,695,000 | $52,000 | $440,000 | $83,714 | $730,000 |
| Application Withdrawn By Applicant | 154 | $7,557,000 | $37,000 | $248,000 | $67,333 | $158,000 |
| Application Denied By Financial Institution | 21 | $729,000 | $21,000 | $88,000 | $56,666 | $131,000 |
| Application Approved But Not Accepted | 1 | $68,000 | $68,000 | $68,000 | $51,000 | $51,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 12 | $459,000 | $38,000 | $88,000 | $55,000 | $131,000 |
| Debt-To-Income Ratio | 7 | $218,000 | $21,666 | $60,000 | $55,000 | $93,000 |
| Collateral | 1 | $47,000 | $47,000 | $47,000 | $96,000 | $96,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Affinity Plus's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Affinity Plus's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Minnesota, download the full spreadsheet
with aggregated HMDA statistics today.