Affinity Plus
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004
Affinity Plus 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Affinity Plus 175 West Lafayette Frontage Road Saint Paul, MN 55107 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 6,279 |
| Total Mortgage Loan Application Amount | $356,220,000 |
| Average Mortgage Loan Application Amount | $62,352 |
| Highest Mortgage Loan Application Amount | $465,000 |
| Average Applicant Income | $72,882 |
| Highest Applicant Income | $1,539,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with Affinity Plus. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Affinity Plus's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2004 breaks down Affinity Plus's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Affinity Plus serves its applicants.
Each category highlights the total number of mortgage applications processed by Affinity Plus, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Affinity Plus's mortgage activity for 2004.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Ramsey County Minnesota | 797 | $ 48,599,000 | $ 60,000 | $ 67,000 |
| Hennepin County Minnesota | 763 | $ 44,622,000 | $ 58,000 | $ 68,000 |
| Dakota County Minnesota | 420 | $ 23,712,000 | $ 56,000 | $ 68,000 |
| Anoka County Minnesota | 415 | $ 23,773,000 | $ 57,000 | $ 68,000 |
| Itasca County Minnesota | 388 | $ 20,055,000 | $ 51,000 | $ 49,000 |
| Washington County Minnesota | 357 | $ 21,147,000 | $ 59,000 | $ 74,000 |
| St. Louis County Minnesota | 340 | $ 19,111,000 | $ 56,000 | $ 63,000 |
| Olmsted County Minnesota | 279 | $ 14,745,000 | $ 52,000 | $ 45,000 |
| Beltrami County Minnesota | 260 | $ 13,789,000 | $ 53,000 | $ 58,000 |
| Rice County Minnesota | 169 | $ 9,121,000 | $ 53,000 | $ 58,000 |
| Crow Wing County Minnesota | 133 | $ 7,335,000 | $ 55,000 | $ 69,000 |
| Winona County Minnesota | 131 | $ 6,674,000 | $ 50,000 | $ 51,000 |
| Hubbard County Minnesota | 101 | $ 6,826,000 | $ 67,000 | $ 61,000 |
| Otter Tail County Minnesota | 89 | $ 4,882,000 | $ 54,000 | $ 55,000 |
| Blue Earth County Minnesota | 87 | $ 5,903,000 | $ 67,000 | $ 62,000 |
| Carlton County Minnesota | 87 | $ 5,142,000 | $ 59,000 | $ 51,000 |
| Stearns County Minnesota | 85 | $ 5,258,000 | $ 61,000 | $ 49,000 |
| Chisago County Minnesota | 81 | $ 4,586,000 | $ 56,000 | $ 67,000 |
| Scott County Minnesota | 78 | $ 4,996,000 | $ 64,000 | $ 94,000 |
| Isanti County Minnesota | 73 | $ 4,066,000 | $ 55,000 | $ 68,000 |
| Sherburne County Minnesota | 72 | $ 3,577,000 | $ 49,000 | $ 61,000 |
| Nicollet County Minnesota | 59 | $ 3,413,000 | $ 57,000 | $ 58,000 |
| Goodhue County Minnesota | 57 | $ 3,229,000 | $ 56,000 | $ 67,000 |
| Cass County Minnesota | 52 | $ 3,112,000 | $ 59,000 | $ 63,000 |
| Dodge County Minnesota | 50 | $ 2,432,000 | $ 48,000 | $ 51,000 |
| Wabasha County Minnesota | 48 | $ 2,193,000 | $ 45,000 | $ 51,000 |
| Douglas County Wisconsin | 47 | $ 2,664,000 | $ 56,000 | $ 81,000 |
| Clay County Minnesota | 43 | $ 1,895,000 | $ 44,000 | $ 67,000 |
| Le Sueur County Minnesota | 39 | $ 1,667,000 | $ 42,000 | $ 59,000 |
| Wright County Minnesota | 39 | $ 2,248,000 | $ 57,000 | $ 70,000 |
| Carver County Minnesota | 35 | $ 2,882,000 | $ 82,000 | $ 95,000 |
| Clearwater County Minnesota | 34 | $ 1,762,000 | $ 51,000 | $ 54,000 |
| Morrison County Minnesota | 33 | $ 2,123,000 | $ 64,000 | $ 69,000 |
| Lake County Minnesota | 32 | $ 2,168,000 | $ 67,000 | $ 62,000 |
| Pine County Minnesota | 29 | $ 1,161,000 | $ 40,000 | $ 54,000 |
| Fillmore County Minnesota | 27 | $ 1,392,000 | $ 51,000 | $ 59,000 |
| Aitkin County Minnesota | 26 | $ 982,000 | $ 37,000 | $ 54,000 |
| St. Croix County Wisconsin | 22 | $ 1,096,000 | $ 49,000 | $ 65,000 |
| Steele County Minnesota | 21 | $ 1,187,000 | $ 56,000 | $ 48,000 |
| Cass County North Dakota | 20 | $ 1,299,000 | $ 64,000 | $ 55,000 |
| Benton County Minnesota | 18 | $ 913,000 | $ 50,000 | $ 70,000 |
| Kandiyohi County Minnesota | 18 | $ 1,032,000 | $ 57,000 | $ 73,000 |
| Mower County Minnesota | 18 | $ 1,020,000 | $ 56,000 | $ 55,000 |
| Kanabec County Minnesota | 15 | $ 639,000 | $ 42,000 | $ 53,000 |
| Mille Lacs County Minnesota | 15 | $ 1,214,000 | $ 80,000 | $ 64,000 |
| Houston County Minnesota | 14 | $ 796,000 | $ 56,000 | $ 45,000 |
| Todd County Minnesota | 13 | $ 417,000 | $ 32,000 | $ 45,000 |
| Buffalo County Wisconsin | 13 | $ 424,000 | $ 32,000 | $ 57,000 |
| Douglas County Minnesota | 12 | $ 396,000 | $ 33,000 | $ 54,000 |
| Polk County Wisconsin | 12 | $ 761,000 | $ 63,000 | $ 50,000 |
| Waseca County Minnesota | 11 | $ 482,000 | $ 43,000 | $ 62,000 |
| Becker County Minnesota | 10 | $ 653,000 | $ 65,000 | $ 66,000 |
| Brown County Minnesota | 10 | $ 369,000 | $ 36,000 | $ 55,000 |
| Stevens County Minnesota | 10 | $ 614,000 | $ 61,000 | $ 69,000 |
| Grand Forks County North Dakota | 10 | $ 705,000 | $ 70,000 | $ 79,000 |
| Pierce County Wisconsin | 9 | $ 311,000 | $ 34,000 | $ 63,000 |
| McLeod County Minnesota | 8 | $ 262,000 | $ 32,000 | $ 88,000 |
| Polk County Minnesota | 8 | $ 253,000 | $ 31,000 | $ 48,000 |
| Watonwan County Minnesota | 7 | $ 432,000 | $ 61,000 | $ 58,000 |
| Burnett County Wisconsin | 7 | $ 553,000 | $ 79,000 | $ 51,000 |
| Chippewa County Minnesota | 6 | $ 310,000 | $ 51,000 | $ 57,000 |
| Meeker County Minnesota | 6 | $ 259,000 | $ 43,000 | $ 90,000 |
| Wadena County Minnesota | 6 | $ 327,000 | $ 54,000 | $ 56,000 |
| Cook County Minnesota | 5 | $ 367,000 | $ 73,000 | $ 65,000 |
| Freeborn County Minnesota | 5 | $ 323,000 | $ 64,000 | $ 83,000 |
| Redwood County Minnesota | 5 | $ 186,000 | $ 37,000 | $ 64,000 |
| Grant County Minnesota | 4 | $ 75,000 | $ 18,000 | $ 39,000 |
| Pope County Minnesota | 4 | $ 178,000 | $ 44,000 | $ 46,000 |
| Sibley County Minnesota | 4 | $ 226,000 | $ 56,000 | $ 89,000 |
| Richland County North Dakota | 4 | $ 135,000 | $ 33,000 | $ 43,000 |
| Bayfield County Wisconsin | 4 | $ 405,000 | $ 101,000 | $ 65,000 |
| Dane County Wisconsin | 4 | $ 212,000 | $ 53,000 | $ 73,000 |
| Pepin County Wisconsin | 4 | $ 269,000 | $ 67,000 | $ 47,000 |
| Koochiching County Minnesota | 3 | $ 248,000 | $ 82,000 | $ 47,000 |
| Martin County Minnesota | 3 | $ 167,000 | $ 55,000 | $ 65,000 |
| Pennington County Minnesota | 3 | $ 134,000 | $ 44,000 | $ 54,000 |
| Washburn County Wisconsin | 3 | $ 259,000 | $ 86,000 | $ 71,000 |
| Faribault County Minnesota | 2 | $ 69,000 | $ 34,000 | $ 46,000 |
| Lyon County Minnesota | 2 | $ 40,000 | $ 20,000 | $ 60,000 |
| Nobles County Minnesota | 2 | $ 53,000 | $ 26,000 | $ 49,000 |
| Renville County Minnesota | 2 | $ 127,000 | $ 63,000 | $ 52,000 |
| Marinette County Wisconsin | 2 | $ 86,000 | $ 43,000 | $ 20,000 |
| Sawyer County Wisconsin | 2 | $ 178,000 | $ 89,000 | $ 42,000 |
| Trempealeau County Wisconsin | 2 | $ 229,000 | $ 114,000 | $ 85,000 |
| Vilas County Wisconsin | 2 | $ 240,000 | $ 120,000 | $ 48,000 |
| Los Angeles County California | 1 | $ 17,000 | $ 17,000 | $ 156,000 |
| Orange County California | 1 | $ 44,000 | $ 44,000 | $ 65,000 |
| Denver County Colorado | 1 | $ 53,000 | $ 53,000 | $ 155,000 |
| Lee County Florida | 1 | $ 128,000 | $ 128,000 | $ 74,000 |
| Orange County Florida | 1 | $ 123,000 | $ 123,000 | $ 91,000 |
| Pinellas County Florida | 1 | $ 156,000 | $ 156,000 | $ 60,000 |
| Black Hawk County Iowa | 1 | $ 68,000 | $ 68,000 | $ 73,000 |
| Cedar County Iowa | 1 | $ 24,000 | $ 24,000 | $ 81,000 |
| Dickinson County Iowa | 1 | $ 43,000 | $ 43,000 | $ 60,000 |
| Story County Iowa | 1 | $ 20,000 | $ 20,000 | $ 66,000 |
| Big Stone County Minnesota | 1 | $ 30,000 | $ 30,000 | $ 106,000 |
| Kittson County Minnesota | 1 | $ 77,000 | $ 77,000 | $ 29,000 |
| Lake of the Woods County Minnesota | 1 | $ 57,000 | $ 57,000 | $ 62,000 |
| Mahnomen County Minnesota | 1 | $ 63,000 | $ 63,000 | $ 36,000 |
| Marshall County Minnesota | 1 | $ 30,000 | $ 30,000 | $ 86,000 |
| Norman County Minnesota | 1 | $ 25,000 | $ 25,000 | $ 32,000 |
| Red Lake County Minnesota | 1 | $ 35,000 | $ 35,000 | $ 26,000 |
| Swift County Minnesota | 1 | $ 25,000 | $ 25,000 | $ 82,000 |
| Wilkin County Minnesota | 1 | $ 54,000 | $ 54,000 | $ 56,000 |
| Williams County North Dakota | 1 | $ 40,000 | $ 40,000 | $ 25,000 |
| Philadelphia County Pennsylvania | 1 | $ 22,000 | $ 22,000 | $ 58,000 |
| Brown County South Dakota | 1 | $ 17,000 | $ 17,000 | $ 78,000 |
| Minnehaha County South Dakota | 1 | $ 30,000 | $ 30,000 | $ 58,000 |
| Ashland County Wisconsin | 1 | $ 30,000 | $ 30,000 | $ 15,000 |
| Brown County Wisconsin | 1 | $ 64,000 | $ 64,000 | $ 37,000 |
| Dunn County Wisconsin | 1 | $ 92,000 | $ 92,000 | $ 121,000 |
| Eau Claire County Wisconsin | 1 | $ 342,000 | $ 342,000 | $ 154,000 |
| Forest County Wisconsin | 1 | $ 71,000 | $ 71,000 | $ 30,000 |
| Iowa County Wisconsin | 1 | $ 10,000 | $ 10,000 | $ 92,000 |
| Iron County Wisconsin | 1 | $ 86,000 | $ 86,000 | $ 63,000 |
| Monroe County Wisconsin | 1 | $ 71,000 | $ 71,000 | $ 76,000 |
| Oneida County Wisconsin | 1 | $ 50,000 | $ 50,000 | $ 65,000 |
| Price County Wisconsin | 1 | $ 18,000 | $ 18,000 | $ 58,000 |
| Walworth County Wisconsin | 1 | $ 33,000 | $ 33,000 | $ 29,000 |
Mortgage Loan Application Detail Totals for Affinity Plus in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 4,021 | $155,998,000 | $44,777 | $450,000 | $78,000 | $1,539,000 |
| Refinancing | 1,754 | $143,694,000 | $66,250 | $465,000 | $61,000 | $371,000 |
| Home Purchase | 504 | $56,528,000 | $98,000 | $440,000 | $73,250 | $360,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,169 | $252,736,000 | $45,500 | $465,000 | $77,333 | $1,539,000 |
| Not Provided | 1,633 | $76,714,000 | $56,285 | $383,000 | $78,714 | $1,280,000 |
| Not applicable | 218 | $9,660,000 | $49,333 | $240,000 | $69,333 | $216,000 |
| Asian | 108 | $7,676,000 | $71,000 | $280,000 | $66,000 | $529,000 |
| Black or African American | 62 | $3,837,000 | $61,000 | $251,000 | $60,000 | $161,000 |
| Hispanic | 58 | $3,264,000 | $38,000 | $224,000 | $58,000 | $140,000 |
| American Indian or Alaskan Native | 25 | $2,021,000 | $55,000 | $240,000 | $74,000 | $142,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $312,000 | $61,000 | $94,000 | $53,500 | $65,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,263 | $355,627,000 | $53,111 | $465,000 | $79,777 | $1,539,000 |
| FHA-insured (Federal Housing Administration) | 14 | $446,000 | $31,000 | $67,000 | $73,000 | $129,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $22,000 | $22,000 | $22,000 | $34,000 | $34,000 |
| VA-guaranteed (Veterans Administration) | 1 | $125,000 | $125,000 | $125,000 | $85,000 | $85,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,648 | $271,897,000 | $57,000 | $465,000 | $80,625 | $1,539,000 |
| Application Withdrawn By Applicant | 1,296 | $66,596,000 | $54,125 | $450,000 | $69,750 | $950,000 |
| Application Denied By Financial Institution | 294 | $13,265,000 | $41,500 | $375,000 | $64,250 | $361,000 |
| Application Approved But Not Accepted | 37 | $4,138,000 | $111,000 | $291,000 | $66,000 | $161,000 |
| File Closed For Incompleteness | 4 | $324,000 | $62,000 | $136,000 | $26,000 | $61,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 149 | $6,840,000 | $39,333 | $266,000 | $52,000 | $361,000 |
| Debt-To-Income Ratio | 94 | $3,918,000 | $41,333 | $375,000 | $65,333 | $240,000 |
| Other | 17 | $727,000 | $42,000 | $125,000 | $45,000 | $106,000 |
| Collateral | 15 | $541,000 | $36,000 | $160,000 | $61,000 | $120,000 |
| Unverifiable Information | 3 | $288,000 | $96,000 | $140,000 | $35,000 | $60,000 |
| Employment History | 1 | $124,000 | $124,000 | $124,000 | $130,000 | $130,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Affinity Plus's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Affinity Plus's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Minnesota, download the full spreadsheet
with aggregated HMDA statistics today.