Affinity Plus
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008
Affinity Plus 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Affinity Plus 175 West Lafayette Frontage Road Saint Paul, MN 55107 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 7,529 |
| Total Mortgage Loan Application Amount | $840,327,000 |
| Average Mortgage Loan Application Amount | $111,333 |
| Highest Mortgage Loan Application Amount | $1,200,000 |
| Average Applicant Income | $74,666 |
| Highest Applicant Income | $1,835,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with Affinity Plus. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Affinity Plus's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2008 breaks down Affinity Plus's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Affinity Plus serves its applicants.
Each category highlights the total number of mortgage applications processed by Affinity Plus, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Affinity Plus's mortgage activity for 2008.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Ramsey County Minnesota | 970 | $ 118,524,000 | $ 122,000 | $ 81,000 |
| Hennepin County Minnesota | 821 | $ 112,080,000 | $ 136,000 | $ 90,000 |
| Itasca County Minnesota | 711 | $ 70,262,000 | $ 98,000 | $ 62,000 |
| Dakota County Minnesota | 475 | $ 63,233,000 | $ 133,000 | $ 92,000 |
| Beltrami County Minnesota | 462 | $ 43,012,000 | $ 93,000 | $ 60,000 |
| Anoka County Minnesota | 350 | $ 44,911,000 | $ 128,000 | $ 82,000 |
| Washington County Minnesota | 348 | $ 45,350,000 | $ 130,000 | $ 89,000 |
| Olmsted County Minnesota | 315 | $ 29,705,000 | $ 94,000 | $ 78,000 |
| St. Louis County Minnesota | 193 | $ 18,507,000 | $ 95,000 | $ 71,000 |
| Rice County Minnesota | 179 | $ 19,692,000 | $ 110,000 | $ 65,000 |
| Crow Wing County Minnesota | 178 | $ 21,052,000 | $ 118,000 | $ 66,000 |
| Otter Tail County Minnesota | 169 | $ 15,767,000 | $ 93,000 | $ 65,000 |
| Stearns County Minnesota | 166 | $ 17,992,000 | $ 108,000 | $ 74,000 |
| Blue Earth County Minnesota | 148 | $ 15,088,000 | $ 101,000 | $ 70,000 |
| Winona County Minnesota | 135 | $ 11,930,000 | $ 88,000 | $ 59,000 |
| Hubbard County Minnesota | 109 | $ 10,091,000 | $ 92,000 | $ 57,000 |
| Isanti County Minnesota | 109 | $ 11,849,000 | $ 108,000 | $ 74,000 |
| Nicollet County Minnesota | 99 | $ 10,543,000 | $ 106,000 | $ 69,000 |
| Chisago County Minnesota | 93 | $ 11,611,000 | $ 124,000 | $ 74,000 |
| Clearwater County Minnesota | 88 | $ 6,920,000 | $ 78,000 | $ 66,000 |
| Cass County Minnesota | 85 | $ 9,637,000 | $ 113,000 | $ 59,000 |
| Scott County Minnesota | 84 | $ 11,831,000 | $ 140,000 | $ 109,000 |
| Sherburne County Minnesota | 78 | $ 9,214,000 | $ 118,000 | $ 79,000 |
| Clay County Minnesota | 76 | $ 5,914,000 | $ 77,000 | $ 63,000 |
| Wright County Minnesota | 70 | $ 7,951,000 | $ 113,000 | $ 78,000 |
| Goodhue County Minnesota | 57 | $ 6,681,000 | $ 117,000 | $ 74,000 |
| Cass County North Dakota | 55 | $ 4,768,000 | $ 86,000 | $ 72,000 |
| Benton County Minnesota | 50 | $ 5,082,000 | $ 101,000 | $ 56,000 |
| Le Sueur County Minnesota | 46 | $ 4,782,000 | $ 103,000 | $ 72,000 |
| Dodge County Minnesota | 45 | $ 4,807,000 | $ 106,000 | $ 72,000 |
| Carlton County Minnesota | 37 | $ 2,940,000 | $ 79,000 | $ 68,000 |
| Wabasha County Minnesota | 37 | $ 3,516,000 | $ 95,000 | $ 71,000 |
| St. Croix County Wisconsin | 34 | $ 3,080,000 | $ 90,000 | $ 96,000 |
| Mille Lacs County Minnesota | 31 | $ 3,716,000 | $ 119,000 | $ 74,000 |
| Morrison County Minnesota | 31 | $ 2,796,000 | $ 90,000 | $ 74,000 |
| Polk County Minnesota | 31 | $ 2,342,000 | $ 75,000 | $ 51,000 |
| Aitkin County Minnesota | 28 | $ 2,464,000 | $ 88,000 | $ 64,000 |
| Carver County Minnesota | 28 | $ 5,644,000 | $ 201,000 | $ 99,000 |
| Pine County Minnesota | 27 | $ 3,071,000 | $ 113,000 | $ 69,000 |
| Todd County Minnesota | 21 | $ 1,536,000 | $ 73,000 | $ 75,000 |
| Steele County Minnesota | 20 | $ 1,745,000 | $ 87,000 | $ 67,000 |
| Mower County Minnesota | 19 | $ 1,626,000 | $ 85,000 | $ 65,000 |
| Kanabec County Minnesota | 18 | $ 1,995,000 | $ 110,000 | $ 50,000 |
| Kandiyohi County Minnesota | 18 | $ 1,474,000 | $ 81,000 | $ 69,000 |
| Douglas County Wisconsin | 18 | $ 1,543,000 | $ 85,000 | $ 64,000 |
| Becker County Minnesota | 17 | $ 1,448,000 | $ 85,000 | $ 71,000 |
| Douglas County Minnesota | 17 | $ 1,830,000 | $ 107,000 | $ 64,000 |
| Pierce County Wisconsin | 16 | $ 2,310,000 | $ 144,000 | $ 113,000 |
| Fillmore County Minnesota | 14 | $ 978,000 | $ 69,000 | $ 68,000 |
| Waseca County Minnesota | 13 | $ 840,000 | $ 64,000 | $ 69,000 |
| Buffalo County Wisconsin | 13 | $ 870,000 | $ 66,000 | $ 68,000 |
| Polk County Wisconsin | 13 | $ 1,122,000 | $ 86,000 | $ 119,000 |
| Houston County Minnesota | 11 | $ 1,154,000 | $ 104,000 | $ 57,000 |
| Lyon County Minnesota | 11 | $ 926,000 | $ 84,000 | $ 90,000 |
| Martin County Minnesota | 10 | $ 691,000 | $ 69,000 | $ 67,000 |
| Sibley County Minnesota | 10 | $ 545,000 | $ 54,000 | $ 57,000 |
| Faribault County Minnesota | 9 | $ 472,000 | $ 52,000 | $ 57,000 |
| Grant County Minnesota | 9 | $ 720,000 | $ 80,000 | $ 57,000 |
| Wadena County Minnesota | 9 | $ 902,000 | $ 100,000 | $ 82,000 |
| Stevens County Minnesota | 8 | $ 530,000 | $ 66,000 | $ 66,000 |
| McLeod County Minnesota | 7 | $ 892,000 | $ 127,000 | $ 101,000 |
| Watonwan County Minnesota | 7 | $ 670,000 | $ 95,000 | $ 58,000 |
| Trempealeau County Wisconsin | 7 | $ 530,000 | $ 75,000 | $ 37,000 |
| Brown County Minnesota | 6 | $ 472,000 | $ 78,000 | $ 62,000 |
| Pope County Minnesota | 6 | $ 829,000 | $ 138,000 | $ 109,000 |
| Roseau County Minnesota | 6 | $ 307,000 | $ 51,000 | $ 53,000 |
| Wilkin County Minnesota | 6 | $ 235,000 | $ 39,000 | $ 57,000 |
| Big Stone County Minnesota | 5 | $ 161,000 | $ 32,000 | $ 82,000 |
| Freeborn County Minnesota | 5 | $ 311,000 | $ 62,000 | $ 103,000 |
| Meeker County Minnesota | 5 | $ 324,000 | $ 64,000 | $ 71,000 |
| La Crosse County Wisconsin | 5 | $ 339,000 | $ 67,000 | $ 56,000 |
| Lake County Minnesota | 4 | $ 165,000 | $ 41,000 | $ 55,000 |
| Yellow Medicine County Minnesota | 4 | $ 315,000 | $ 78,000 | $ 72,000 |
| Bayfield County Wisconsin | 4 | $ 575,000 | $ 143,000 | $ 57,000 |
| Vilas County Wisconsin | 4 | $ 196,000 | $ 49,000 | $ 44,000 |
| Mahnomen County Minnesota | 3 | $ 183,000 | $ 61,000 | $ 40,000 |
| Pennington County Minnesota | 3 | $ 266,000 | $ 88,000 | $ 49,000 |
| Redwood County Minnesota | 3 | $ 174,000 | $ 58,000 | $ 91,000 |
| Renville County Minnesota | 3 | $ 354,000 | $ 118,000 | $ 81,000 |
| Swift County Minnesota | 3 | $ 84,000 | $ 28,000 | $ 40,000 |
| Traverse County Minnesota | 3 | $ 201,000 | $ 67,000 | $ 35,000 |
| Ashland County Wisconsin | 3 | $ 95,000 | $ 31,000 | $ 51,000 |
| Brown County Wisconsin | 3 | $ 348,000 | $ 116,000 | $ 74,000 |
| Dane County Wisconsin | 3 | $ 577,000 | $ 192,000 | $ 71,000 |
| Eau Claire County Wisconsin | 3 | $ 380,000 | $ 126,000 | $ 65,000 |
| Maricopa County Arizona | 2 | $ 90,000 | $ 45,000 | $ 26,000 |
| Alameda County California | 2 | $ 211,000 | $ 105,000 | $ 48,000 |
| Shawnee County Kansas | 2 | $ 354,000 | $ 177,000 | $ 72,000 |
| Cottonwood County Minnesota | 2 | $ 98,000 | $ 49,000 | $ 71,000 |
| Kittson County Minnesota | 2 | $ 127,000 | $ 63,000 | $ 65,000 |
| Murray County Minnesota | 2 | $ 78,000 | $ 39,000 | $ 44,000 |
| Brookings County South Dakota | 2 | $ 218,000 | $ 109,000 | $ 43,000 |
| King County Washington | 2 | $ 260,000 | $ 130,000 | $ 111,000 |
| Burnett County Wisconsin | 2 | $ 50,000 | $ 25,000 | $ 102,000 |
| Dunn County Wisconsin | 2 | $ 126,000 | $ 63,000 | $ 97,000 |
| Pepin County Wisconsin | 2 | $ 302,000 | $ 151,000 | $ 60,000 |
| Sawyer County Wisconsin | 2 | $ 64,000 | $ 32,000 | $ 32,000 |
| Cochise County Arizona | 1 | $ 114,000 | $ 114,000 | $ 72,000 |
| Pinal County Arizona | 1 | $ 99,000 | $ 99,000 | $ 36,000 |
| White County Arkansas | 1 | $ 172,000 | $ 172,000 | $ 105,000 |
| Los Angeles County California | 1 | $ 43,000 | $ 43,000 | $ 130,000 |
| San Diego County California | 1 | $ 100,000 | $ 100,000 | $ 26,000 |
| San Francisco County California | 1 | $ 142,000 | $ 142,000 | $ 172,000 |
| El Paso County Colorado | 1 | $ 180,000 | $ 180,000 | $ 53,000 |
| Orange County Florida | 1 | $ 200,000 | $ 200,000 | $ 90,000 |
| Pasco County Florida | 1 | $ 50,000 | $ 50,000 | $ 80,000 |
| Walker County Georgia | 1 | $ 64,000 | $ 64,000 | $ 18,000 |
| Latah County Idaho | 1 | $ 142,000 | $ 142,000 | $ 53,000 |
| Marion County Indiana | 1 | $ 330,000 | $ 330,000 | $ 55,000 |
| Clayton County Iowa | 1 | $ 90,000 | $ 90,000 | $ 60,000 |
| Decatur County Iowa | 1 | $ 125,000 | $ 125,000 | $ 26,000 |
| Johnson County Iowa | 1 | $ 136,000 | $ 136,000 | $ 52,000 |
| Wayne County Michigan | 1 | $ 336,000 | $ 336,000 | $ 295,000 |
| Chippewa County Minnesota | 1 | $ 112,000 | $ 112,000 | $ 68,000 |
| Cook County Minnesota | 1 | $ 450,000 | $ 450,000 | $ 154,000 |
| Jackson County Minnesota | 1 | $ 80,000 | $ 80,000 | $ 53,000 |
| Lac qui Parle County Minnesota | 1 | $ 140,000 | $ 140,000 | $ 81,000 |
| Lake of the Woods County Minnesota | 1 | $ 27,000 | $ 27,000 | $ 36,000 |
| Marshall County Minnesota | 1 | $ 96,000 | $ 96,000 | $ 70,000 |
| Nobles County Minnesota | 1 | $ 45,000 | $ 45,000 | $ 62,000 |
| Norman County Minnesota | 1 | $ 60,000 | $ 60,000 | $ 70,000 |
| Jackson County Missouri | 1 | $ 141,000 | $ 141,000 | $ 31,000 |
| Dawson County Montana | 1 | $ 26,000 | $ 26,000 | $ 20,000 |
| Bernalillo County New Mexico | 1 | $ 20,000 | $ 20,000 | $ 78,000 |
| Tompkins County New York | 1 | $ 400,000 | $ 400,000 | $ 100,000 |
| Burleigh County North Dakota | 1 | $ 174,000 | $ 174,000 | $ 84,000 |
| Grand Forks County North Dakota | 1 | $ 115,000 | $ 115,000 | $ 55,000 |
| LaMoure County North Dakota | 1 | $ 267,000 | $ 267,000 | $ 178,000 |
| Morton County North Dakota | 1 | $ 152,000 | $ 152,000 | $ 77,000 |
| Traill County North Dakota | 1 | $ 11,000 | $ 11,000 | $ 112,000 |
| Cuyahoga County Ohio | 1 | $ 213,000 | $ 213,000 | $ 98,000 |
| McClain County Oklahoma | 1 | $ 120,000 | $ 120,000 | $ 64,000 |
| Dallas County Texas | 1 | $ 121,000 | $ 121,000 | $ 31,000 |
| Harris County Texas | 1 | $ 9,000 | $ 9,000 | $ 41,000 |
| Salt Lake County Utah | 1 | $ 160,000 | $ 160,000 | $ 56,000 |
| Marinette County Wisconsin | 1 | $ 28,000 | $ 28,000 | $ 22,000 |
Mortgage Loan Application Detail Totals for Affinity Plus in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,989 | $456,474,000 | $152,000 | $1,200,000 | $77,000 | $1,388,000 |
| Home Improvement | 2,543 | $89,713,000 | $35,000 | $300,000 | $81,000 | $1,300,000 |
| Home Purchase | 1,997 | $294,140,000 | $147,000 | $680,000 | $66,000 | $1,835,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,986 | $765,884,000 | $109,000 | $1,200,000 | $75,000 | $1,835,000 |
| Asian | 273 | $36,757,000 | $134,000 | $500,000 | $86,000 | $540,000 |
| Black or African American | 117 | $18,314,000 | $156,000 | $488,000 | $68,000 | $205,000 |
| Hispanic | 93 | $13,212,000 | $142,000 | $400,000 | $69,000 | $270,000 |
| American Indian or Alaskan Native | 38 | $4,503,000 | $118,000 | $340,000 | $72,000 | $235,000 |
| Not Provided | 13 | $347,000 | $26,000 | $56,000 | $78,000 | $122,000 |
| Native Hawaiian or Other Pacific Islander | 9 | $1,310,000 | $145,000 | $242,000 | $58,000 | $96,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,529 | $840,327,000 | $111,000 | $1,200,000 | $75,000 | $1,835,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,164 | $352,073,000 | $84,000 | $680,000 | $80,000 | $1,300,000 |
| Application Approved But Not Accepted | 1,535 | $235,569,000 | $153,000 | $500,000 | $74,000 | $1,835,000 |
| Application Withdrawn By Applicant | 1,153 | $164,287,000 | $142,000 | $1,200,000 | $73,000 | $1,388,000 |
| Application Denied By Financial Institution | 677 | $88,398,000 | $130,000 | $634,000 | $53,000 | $406,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 584 | $75,414,000 | $129,000 | $634,000 | $53,000 | $406,000 |
| Debt-To-Income Ratio | 41 | $5,139,000 | $125,000 | $400,000 | $46,000 | $135,000 |
| Collateral | 40 | $6,224,000 | $155,000 | $510,000 | $60,000 | $140,000 |
| Employment History | 4 | $360,000 | $90,000 | $142,000 | $24,000 | $37,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $555,000 | $138,000 | $175,000 | $64,000 | $90,000 |
| Unverifiable Information | 3 | $582,000 | $194,000 | $417,000 | $60,000 | $145,000 |
| Other | 1 | $124,000 | $124,000 | $124,000 | $52,000 | $52,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Affinity Plus's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Affinity Plus's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Minnesota, download the full spreadsheet
with aggregated HMDA statistics today.