Agsouth Farm Credit, Aca
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
Agsouth Farm Credit, Aca 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Agsouth Farm Credit, Aca Po Box 718 Statesboro, GA 30459 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 |
| Total Number of Mortgage Applications | 784 |
| Total Mortgage Loan Application Amount | $115,596,000 |
| Average Mortgage Loan Application Amount | $127,000 |
| Highest Mortgage Loan Application Amount | $1,800,000 |
| Average Applicant Income | $135,666 |
| Highest Applicant Income | $5,134,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Agsouth Farm Credit, Aca. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Agsouth Farm Credit, Aca's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down Agsouth Farm Credit, Aca's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Agsouth Farm Credit, Aca serves its applicants.
Each category highlights the total number of mortgage applications processed by Agsouth Farm Credit, Aca, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Agsouth Farm Credit, Aca's mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Spartanburg County South Carolina | 38 | $ 4,678,000 | $ 123,000 | $ 67,000 |
| Laurens County South Carolina | 37 | $ 4,708,000 | $ 127,000 | $ 175,000 |
| Toombs County Georgia | 35 | $ 4,213,000 | $ 120,000 | $ 51,000 |
| Bulloch County Georgia | 30 | $ 3,921,000 | $ 130,000 | $ 98,000 |
| Colleton County South Carolina | 25 | $ 2,634,000 | $ 105,000 | $ 87,000 |
| Lexington County South Carolina | 22 | $ 3,089,000 | $ 140,000 | $ 66,000 |
| Spalding County Georgia | 21 | $ 4,168,000 | $ 198,000 | $ 48,000 |
| Aiken County South Carolina | 21 | $ 2,784,000 | $ 132,000 | $ 132,000 |
| Anderson County South Carolina | 21 | $ 3,824,000 | $ 182,000 | $ 77,000 |
| Pike County Georgia | 19 | $ 3,700,000 | $ 194,000 | $ 77,000 |
| Appling County Georgia | 17 | $ 1,895,000 | $ 111,000 | $ 61,000 |
| Carroll County Georgia | 17 | $ 1,848,000 | $ 108,000 | $ 42,000 |
| Upson County Georgia | 17 | $ 1,743,000 | $ 102,000 | $ 35,000 |
| Coffee County Georgia | 16 | $ 1,520,000 | $ 95,000 | $ 52,000 |
| Screven County Georgia | 16 | $ 1,554,000 | $ 97,000 | $ 47,000 |
| Orangeburg County South Carolina | 16 | $ 1,523,000 | $ 95,000 | $ 110,000 |
| Lamar County Georgia | 15 | $ 2,392,000 | $ 159,000 | $ 52,000 |
| Meriwether County Georgia | 14 | $ 3,263,000 | $ 233,000 | $ 107,000 |
| Effingham County Georgia | 12 | $ 1,759,000 | $ 146,000 | $ 47,000 |
| Greenwood County South Carolina | 12 | $ 1,483,000 | $ 123,000 | $ 64,000 |
| Newton County Georgia | 11 | $ 1,940,000 | $ 176,000 | $ 96,000 |
| Kershaw County South Carolina | 11 | $ 1,418,000 | $ 128,000 | $ 80,000 |
| Montgomery County Georgia | 10 | $ 1,869,000 | $ 186,000 | $ 76,000 |
| Lancaster County South Carolina | 10 | $ 1,170,000 | $ 117,000 | $ 85,000 |
| Bacon County Georgia | 9 | $ 479,000 | $ 53,000 | $ 55,000 |
| Liberty County Georgia | 9 | $ 920,000 | $ 102,000 | $ 52,000 |
| Morgan County Georgia | 9 | $ 2,257,000 | $ 250,000 | $ 127,000 |
| Ware County Georgia | 9 | $ 1,608,000 | $ 178,000 | $ 83,000 |
| Jeff Davis County Georgia | 8 | $ 922,000 | $ 115,000 | $ 50,000 |
| Chester County South Carolina | 8 | $ 771,000 | $ 96,000 | $ 50,000 |
| Dorchester County South Carolina | 8 | $ 1,120,000 | $ 140,000 | $ 72,000 |
| York County South Carolina | 8 | $ 2,175,000 | $ 271,000 | $ 153,000 |
| Atkinson County Georgia | 7 | $ 790,000 | $ 112,000 | $ 196,000 |
| Tattnall County Georgia | 7 | $ 709,000 | $ 101,000 | $ 52,000 |
| Hampton County South Carolina | 7 | $ 805,000 | $ 115,000 | $ 776,000 |
| Fulton County Georgia | 6 | $ 1,080,000 | $ 180,000 | $ 48,000 |
| Monroe County Georgia | 6 | $ 1,171,000 | $ 195,000 | $ 93,000 |
| Pierce County Georgia | 6 | $ 379,000 | $ 63,000 | $ 80,000 |
| Abbeville County South Carolina | 6 | $ 516,000 | $ 86,000 | $ 69,000 |
| Coweta County Georgia | 5 | $ 790,000 | $ 158,000 | $ 101,000 |
| Wayne County Georgia | 5 | $ 570,000 | $ 114,000 | $ 48,000 |
| Charleston County South Carolina | 5 | $ 851,000 | $ 170,000 | $ 140,000 |
| Greenville County South Carolina | 5 | $ 951,000 | $ 190,000 | $ 70,000 |
| Newberry County South Carolina | 5 | $ 733,000 | $ 146,000 | $ 70,000 |
| Saluda County South Carolina | 5 | $ 730,000 | $ 146,000 | $ 25,000 |
| Brantley County Georgia | 4 | $ 576,000 | $ 144,000 | $ 68,000 |
| Evans County Georgia | 4 | $ 444,000 | $ 111,000 | $ 68,000 |
| Oconee County Georgia | 4 | $ 1,065,000 | $ 266,000 | $ 26,000 |
| Calhoun County South Carolina | 4 | $ 572,000 | $ 143,000 | $ 143,000 |
| Cherokee County South Carolina | 4 | $ 684,000 | $ 171,000 | $ 171,000 |
| Edgefield County South Carolina | 4 | $ 582,000 | $ 145,000 | $ 72,000 |
| Charlton County Georgia | 3 | $ 175,000 | $ 58,000 | $ 46,000 |
| Emanuel County Georgia | 3 | $ 292,000 | $ 97,000 | $ 40,000 |
| Jasper County Georgia | 3 | $ 493,000 | $ 164,000 | $ 0 |
| Walton County Georgia | 3 | $ 545,000 | $ 181,000 | $ 52,000 |
| Barnwell County South Carolina | 3 | $ 355,000 | $ 118,000 | $ 78,000 |
| Jasper County South Carolina | 3 | $ 328,000 | $ 109,000 | $ 28,000 |
| Oconee County South Carolina | 3 | $ 1,015,000 | $ 338,000 | $ 157,000 |
| Pickens County South Carolina | 3 | $ 380,000 | $ 126,000 | $ 82,000 |
| Miami-Dade County Florida | 2 | $ 925,000 | $ 462,000 | $ 345,000 |
| Palm Beach County Florida | 2 | $ 1,416,000 | $ 708,000 | $ 120,000 |
| Candler County Georgia | 2 | $ 330,000 | $ 165,000 | $ 46,000 |
| Chatham County Georgia | 2 | $ 206,000 | $ 103,000 | $ 8,000 |
| Harris County Georgia | 2 | $ 353,000 | $ 176,000 | $ 61,000 |
| Heard County Georgia | 2 | $ 220,000 | $ 110,000 | $ 139,000 |
| Irwin County Georgia | 2 | $ 431,000 | $ 215,000 | $ 22,000 |
| Lowndes County Georgia | 2 | $ 419,000 | $ 209,000 | $ 80,000 |
| Madison County Georgia | 2 | $ 181,000 | $ 90,000 | $ 53,000 |
| McIntosh County Georgia | 2 | $ 451,000 | $ 225,000 | $ 484,000 |
| Wheeler County Georgia | 2 | $ 380,000 | $ 190,000 | $ 105,000 |
| Madison County North Carolina | 2 | $ 1,238,000 | $ 619,000 | $ 2,001,000 |
| Mecklenburg County North Carolina | 2 | $ 141,000 | $ 70,000 | $ 26,000 |
| Allendale County South Carolina | 2 | $ 48,000 | $ 24,000 | $ 1,938,000 |
| Bamberg County South Carolina | 2 | $ 195,000 | $ 97,000 | $ 61,000 |
| Beaufort County South Carolina | 2 | $ 275,000 | $ 137,000 | $ 41,000 |
| Berkeley County South Carolina | 2 | $ 288,000 | $ 144,000 | $ 52,000 |
| Fairfield County South Carolina | 2 | $ 342,000 | $ 171,000 | $ 117,000 |
| Franklin County Alabama | 1 | $ 185,000 | $ 185,000 | $ 67,000 |
| Randolph County Alabama | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Shelby County Alabama | 1 | $ 320,000 | $ 320,000 | $ 120,000 |
| Escambia County Florida | 1 | $ 180,000 | $ 180,000 | $ 87,000 |
| Nassau County Florida | 1 | $ 684,000 | $ 684,000 | $ 480,000 |
| Pinellas County Florida | 1 | $ 82,000 | $ 82,000 | $ 130,000 |
| Barrow County Georgia | 1 | $ 160,000 | $ 160,000 | $ 39,000 |
| Ben Hill County Georgia | 1 | $ 133,000 | $ 133,000 | $ 90,000 |
| Bibb County Georgia | 1 | $ 178,000 | $ 178,000 | $ 0 |
| Bryan County Georgia | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Burke County Georgia | 1 | $ 54,000 | $ 54,000 | $ 32,000 |
| Butts County Georgia | 1 | $ 1,200,000 | $ 1,200,000 | $ 527,000 |
| Calhoun County Georgia | 1 | $ 134,000 | $ 134,000 | $ 52,000 |
| Camden County Georgia | 1 | $ 120,000 | $ 120,000 | $ 27,000 |
| Clayton County Georgia | 1 | $ 204,000 | $ 204,000 | $ 48,000 |
| DeKalb County Georgia | 1 | $ 243,000 | $ 243,000 | $ 46,000 |
| Dodge County Georgia | 1 | $ 220,000 | $ 220,000 | $ 0 |
| Greene County Georgia | 1 | $ 511,000 | $ 511,000 | $ 62,000 |
| Gwinnett County Georgia | 1 | $ 51,000 | $ 51,000 | $ 33,000 |
| Haralson County Georgia | 1 | $ 70,000 | $ 70,000 | $ 38,000 |
| Jackson County Georgia | 1 | $ 127,000 | $ 127,000 | $ 76,000 |
| Muscogee County Georgia | 1 | $ 150,000 | $ 150,000 | $ 36,000 |
| Rabun County Georgia | 1 | $ 327,000 | $ 327,000 | $ 411,000 |
| Stephens County Georgia | 1 | $ 72,000 | $ 72,000 | $ 31,000 |
| Talbot County Georgia | 1 | $ 457,000 | $ 457,000 | $ 127,000 |
| Taylor County Georgia | 1 | $ 90,000 | $ 90,000 | $ 42,000 |
| Telfair County Georgia | 1 | $ 178,000 | $ 178,000 | $ 151,000 |
| Thomas County Georgia | 1 | $ 67,000 | $ 67,000 | $ 74,000 |
| Treutlen County Georgia | 1 | $ 40,000 | $ 40,000 | $ 38,000 |
| Troup County Georgia | 1 | $ 120,000 | $ 120,000 | $ 28,000 |
| Essex County Massachusetts | 1 | $ 417,000 | $ 417,000 | $ 1,199,000 |
| DeSoto County Mississippi | 1 | $ 139,000 | $ 139,000 | $ 51,000 |
| Rutherford County North Carolina | 1 | $ 130,000 | $ 130,000 | $ 98,000 |
| Transylvania County North Carolina | 1 | $ 288,000 | $ 288,000 | $ 250,000 |
| Wilson County North Carolina | 1 | $ 62,000 | $ 62,000 | $ 43,000 |
| Chesterfield County South Carolina | 1 | $ 178,000 | $ 178,000 | $ 51,000 |
| Georgetown County South Carolina | 1 | $ 104,000 | $ 104,000 | $ 24,000 |
| Horry County South Carolina | 1 | $ 140,000 | $ 140,000 | $ 52,000 |
| Richland County South Carolina | 1 | $ 154,000 | $ 154,000 | $ 78,000 |
| Sumter County South Carolina | 1 | $ 133,000 | $ 133,000 | $ 128,000 |
| Union County South Carolina | 1 | $ 68,000 | $ 68,000 | $ 44,000 |
Mortgage Loan Application Detail Totals for Agsouth Farm Credit, Aca in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 399 | $69,052,000 | $173,000 | $1,800,000 | $93,000 | $3,600,000 |
| Home Purchase | 318 | $41,188,000 | $129,000 | $1,088,000 | $77,000 | $4,003,000 |
| Home Improvement | 67 | $5,356,000 | $79,000 | $405,000 | $237,000 | $5,134,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 658 | $99,397,000 | $151,000 | $1,800,000 | $107,000 | $5,134,000 |
| Black or African American | 65 | $7,307,000 | $112,000 | $350,000 | $57,000 | $724,000 |
| Not Provided | 33 | $5,597,000 | $169,000 | $1,088,000 | $64,000 | $312,000 |
| Hispanic | 17 | $1,820,000 | $107,000 | $250,000 | $41,000 | $130,000 |
| Asian | 7 | $844,000 | $120,000 | $199,000 | $56,000 | $105,000 |
| American Indian or Alaskan Native | 2 | $305,000 | $152,000 | $233,000 | $81,000 | $108,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $326,000 | $163,000 | $250,000 | $112,000 | $225,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 754 | $112,165,000 | $148,000 | $1,800,000 | $101,000 | $5,134,000 |
| FHA-insured (Federal Housing Administration) | 26 | $3,048,000 | $117,000 | $221,000 | $42,000 | $95,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $182,000 | $91,000 | $130,000 | $105,000 | $140,000 |
| VA-guaranteed (Veterans Administration) | 2 | $201,000 | $100,000 | $119,000 | $37,000 | $40,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 413 | $64,352,000 | $155,000 | $1,800,000 | $63,000 | $550,000 |
| Application Denied By Financial Institution | 207 | $30,658,000 | $148,000 | $700,000 | $62,000 | $660,000 |
| Loan Originated | 121 | $11,974,000 | $98,000 | $736,000 | $279,000 | $5,134,000 |
| Application Approved But Not Accepted | 33 | $6,414,000 | $194,000 | $504,000 | $127,000 | $724,000 |
| File Closed For Incompleteness | 10 | $2,198,000 | $219,000 | $405,000 | $73,000 | $221,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 78 | $10,419,000 | $133,000 | $700,000 | $60,000 | $660,000 |
| Debt-To-Income Ratio | 45 | $7,072,000 | $157,000 | $576,000 | $49,000 | $156,000 |
| Other | 34 | $5,294,000 | $155,000 | $415,000 | $68,000 | $230,000 |
| Collateral | 18 | $2,916,000 | $162,000 | $700,000 | $86,000 | $305,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 11 | $1,340,000 | $121,000 | $257,000 | $69,000 | $210,000 |
| Unverifiable Information | 10 | $1,823,000 | $182,000 | $416,000 | $77,000 | $168,000 |
| Employment History | 2 | $208,000 | $104,000 | $104,000 | $41,000 | $53,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Agsouth Farm Credit, Aca's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Agsouth Farm Credit, Aca's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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