Air Academy Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
Air Academy Federal Credit Union 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Air Academy Federal Credit Union 9810 N Union Blvd Colorado Springs, CO 80924 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,018 |
| Total Mortgage Loan Application Amount | $134,666,000 |
| Average Mortgage Loan Application Amount | $112,000 |
| Highest Mortgage Loan Application Amount | $1,177,000 |
| Average Applicant Income | $79,333 |
| Highest Applicant Income | $1,300,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Air Academy Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Air Academy Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down Air Academy Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Air Academy Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Air Academy Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Air Academy Federal Credit Union's mortgage activity for 2006.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| El Paso County Colorado | 555 | $ 70,990,000 | $ 127,000 | $ 77,000 |
| Douglas County Colorado | 163 | $ 18,543,000 | $ 113,000 | $ 83,000 |
| Arapahoe County Colorado | 27 | $ 2,773,000 | $ 102,000 | $ 124,000 |
| Elbert County Colorado | 27 | $ 3,380,000 | $ 125,000 | $ 77,000 |
| Teller County Colorado | 14 | $ 1,600,000 | $ 114,000 | $ 77,000 |
| Denver County Colorado | 12 | $ 1,384,000 | $ 115,000 | $ 62,000 |
| Jefferson County Colorado | 8 | $ 568,000 | $ 71,000 | $ 86,000 |
| Pueblo County Colorado | 7 | $ 649,000 | $ 92,000 | $ 47,000 |
| Maricopa County Arizona | 4 | $ 1,236,000 | $ 309,000 | $ 126,000 |
| Fremont County Colorado | 4 | $ 273,000 | $ 68,000 | $ 46,000 |
| Park County Colorado | 4 | $ 461,000 | $ 115,000 | $ 91,000 |
| Otero County Colorado | 3 | $ 109,000 | $ 36,000 | $ 18,000 |
| Summit County Colorado | 3 | $ 553,000 | $ 184,000 | $ 137,000 |
| St. Clair County Illinois | 3 | $ 142,000 | $ 47,000 | $ 59,000 |
| Collin County Texas | 3 | $ 508,000 | $ 169,000 | $ 61,000 |
| Riverside County California | 2 | $ 257,000 | $ 128,000 | $ 55,000 |
| Gilpin County Colorado | 2 | $ 207,000 | $ 103,000 | $ 34,000 |
| Loudoun County Virginia | 2 | $ 541,000 | $ 270,000 | $ 126,000 |
| Newport News County Virginia | 2 | $ 211,000 | $ 105,000 | $ 83,000 |
| Douglas County Wisconsin | 2 | $ 130,000 | $ 65,000 | $ 48,000 |
| Natrona County Wyoming | 2 | $ 575,000 | $ 287,000 | $ 262,000 |
| Dale County Alabama | 1 | $ 52,000 | $ 52,000 | $ 29,000 |
| Montgomery County Alabama | 1 | $ 140,000 | $ 140,000 | $ 75,000 |
| Coconino County Arizona | 1 | $ 344,000 | $ 344,000 | $ 88,000 |
| Mohave County Arizona | 1 | $ 132,000 | $ 132,000 | $ 86,000 |
| Pima County Arizona | 1 | $ 92,000 | $ 92,000 | $ 67,000 |
| Pulaski County Arkansas | 1 | $ 245,000 | $ 245,000 | $ 72,000 |
| Orange County California | 1 | $ 370,000 | $ 370,000 | $ 72,000 |
| San Diego County California | 1 | $ 200,000 | $ 200,000 | $ 235,000 |
| Boulder County Colorado | 1 | $ 122,000 | $ 122,000 | $ 102,000 |
| Broomfield County Colorado | 1 | $ 266,000 | $ 266,000 | $ 50,000 |
| Grand County Colorado | 1 | $ 490,000 | $ 490,000 | $ 251,000 |
| Gunnison County Colorado | 1 | $ 60,000 | $ 60,000 | $ 75,000 |
| La Plata County Colorado | 1 | $ 83,000 | $ 83,000 | $ 25,000 |
| Larimer County Colorado | 1 | $ 80,000 | $ 80,000 | $ 146,000 |
| New Haven County Connecticut | 1 | $ 13,000 | $ 13,000 | $ 80,000 |
| Broward County Florida | 1 | $ 10,000 | $ 10,000 | $ 89,000 |
| Hernando County Florida | 1 | $ 288,000 | $ 288,000 | $ 125,000 |
| Lee County Florida | 1 | $ 372,000 | $ 372,000 | $ 110,000 |
| Okaloosa County Florida | 1 | $ 210,000 | $ 210,000 | $ 76,000 |
| St. Lucie County Florida | 1 | $ 5,000 | $ 5,000 | $ 32,000 |
| Houston County Georgia | 1 | $ 179,000 | $ 179,000 | $ 70,000 |
| Lowndes County Georgia | 1 | $ 180,000 | $ 180,000 | $ 79,000 |
| Kane County Illinois | 1 | $ 187,000 | $ 187,000 | $ 72,000 |
| St. Joseph County Indiana | 1 | $ 116,000 | $ 116,000 | $ 89,000 |
| Lyon County Kansas | 1 | $ 104,000 | $ 104,000 | $ 42,000 |
| Jefferson County Missouri | 1 | $ 6,000 | $ 6,000 | $ 66,000 |
| Johnson County Missouri | 1 | $ 2,000 | $ 2,000 | $ 89,000 |
| Kimball County Nebraska | 1 | $ 55,000 | $ 55,000 | $ 63,000 |
| Atlantic County New Jersey | 1 | $ 123,000 | $ 123,000 | $ 51,000 |
| Wyoming County New York | 1 | $ 38,000 | $ 38,000 | $ 196,000 |
| Williams County North Dakota | 1 | $ 72,000 | $ 72,000 | $ 34,000 |
| Ashtabula County Ohio | 1 | $ 106,000 | $ 106,000 | $ 67,000 |
| Darke County Ohio | 1 | $ 296,000 | $ 296,000 | $ 149,000 |
| Greene County Ohio | 1 | $ 20,000 | $ 20,000 | $ 124,000 |
| Meade County South Dakota | 1 | $ 176,000 | $ 176,000 | $ 115,000 |
| Anderson County Tennessee | 1 | $ 65,000 | $ 65,000 | $ 87,000 |
| Chesapeake County Virginia | 1 | $ 291,000 | $ 291,000 | $ 106,000 |
| Fairfax County Virginia | 1 | $ 284,000 | $ 284,000 | $ 85,000 |
| Gloucester County Virginia | 1 | $ 374,000 | $ 374,000 | $ 96,000 |
| Hampton County Virginia | 1 | $ 395,000 | $ 395,000 | $ 95,000 |
| Clark County Washington | 1 | $ 25,000 | $ 25,000 | $ 94,000 |
| Pierce County Washington | 1 | $ 25,000 | $ 25,000 | $ 92,000 |
| Sauk County Wisconsin | 1 | $ 189,000 | $ 189,000 | $ 71,000 |
Mortgage Loan Application Detail Totals for Air Academy Federal Credit Union in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 420 | $82,993,000 | $197,000 | $1,177,000 | $72,000 | $284,000 |
| Refinancing | 419 | $46,633,000 | $111,000 | $730,000 | $78,000 | $264,000 |
| Home Improvement | 179 | $5,040,000 | $28,000 | $220,000 | $88,000 | $1,300,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 809 | $112,712,000 | $139,000 | $1,177,000 | $80,000 | $1,300,000 |
| Not Provided | 108 | $9,441,000 | $87,000 | $360,000 | $66,000 | $285,000 |
| Hispanic | 57 | $6,955,000 | $122,000 | $275,000 | $56,000 | $213,000 |
| Black or African American | 22 | $2,425,000 | $110,000 | $395,000 | $71,000 | $124,000 |
| Asian | 14 | $1,980,000 | $141,000 | $370,000 | $68,000 | $125,000 |
| American Indian or Alaskan Native | 4 | $857,000 | $214,000 | $400,000 | $92,000 | $154,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $296,000 | $74,000 | $145,000 | $56,000 | $72,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 859 | $103,418,000 | $120,000 | $1,177,000 | $80,000 | $1,300,000 |
| VA-guaranteed (Veterans Administration) | 83 | $18,223,000 | $219,000 | $417,000 | $72,000 | $191,000 |
| FHA-insured (Federal Housing Administration) | 74 | $12,399,000 | $167,000 | $305,000 | $47,000 | $102,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $626,000 | $313,000 | $583,000 | $168,000 | $263,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 671 | $83,094,000 | $123,000 | $1,177,000 | $81,000 | $284,000 |
| Application Approved But Not Accepted | 181 | $31,353,000 | $173,000 | $675,000 | $71,000 | $235,000 |
| Application Denied By Financial Institution | 85 | $8,813,000 | $103,000 | $747,000 | $78,000 | $1,300,000 |
| Application Withdrawn By Applicant | 34 | $4,180,000 | $122,000 | $505,000 | $65,000 | $154,000 |
| Preapproval Approved but not Accepted | 24 | $4,873,000 | $203,000 | $520,000 | $70,000 | $278,000 |
| Preapproval Denied by Financial Institution | 18 | $2,310,000 | $128,000 | $220,000 | $42,000 | $84,000 |
| File Closed For Incompleteness | 5 | $43,000 | $8,000 | $17,000 | $60,000 | $101,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 37 | $2,435,000 | $65,000 | $305,000 | $108,000 | $1,300,000 |
| Debt-To-Income Ratio | 12 | $1,566,000 | $130,000 | $400,000 | $50,000 | $85,000 |
| Other | 2 | $36,000 | $18,000 | $29,000 | $40,000 | $49,000 |
| Collateral | 1 | $48,000 | $48,000 | $48,000 | $68,000 | $68,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Air Academy Federal Credit Union's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Air Academy Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Colorado, download the full spreadsheet
with aggregated HMDA statistics today.