Alethes, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008
Alethes, Llc 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Alethes, Llc 8601 Rr 2222 Suite 1-150 Austin, TX 78730 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 |
| Total Number of Mortgage Applications | 3,897 |
| Total Mortgage Loan Application Amount | $481,917,000 |
| Average Mortgage Loan Application Amount | $177,333 |
| Highest Mortgage Loan Application Amount | $750,000 |
| Average Applicant Income | $133,333 |
| Highest Applicant Income | $800,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with Alethes, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Alethes, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2008 breaks down Alethes, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Alethes, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Alethes, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Alethes, Llc's mortgage activity for 2008.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Dallas County Texas | 692 | $ 79,885,000 | $ 115,000 | $ 53,000 |
| Tarrant County Texas | 274 | $ 32,770,000 | $ 119,000 | $ 57,000 |
| Travis County Texas | 256 | $ 39,550,000 | $ 154,000 | $ 76,000 |
| Bexar County Texas | 245 | $ 31,091,000 | $ 126,000 | $ 61,000 |
| Harris County Texas | 188 | $ 22,851,000 | $ 121,000 | $ 59,000 |
| Williamson County Texas | 174 | $ 26,121,000 | $ 150,000 | $ 71,000 |
| Jefferson County Alabama | 164 | $ 18,010,000 | $ 109,000 | $ 54,000 |
| Hidalgo County Texas | 109 | $ 12,457,000 | $ 114,000 | $ 64,000 |
| Victoria County Texas | 106 | $ 11,780,000 | $ 111,000 | $ 65,000 |
| Denton County Texas | 103 | $ 16,060,000 | $ 155,000 | $ 69,000 |
| Collin County Texas | 98 | $ 16,102,000 | $ 164,000 | $ 72,000 |
| Johnson County Texas | 75 | $ 8,877,000 | $ 118,000 | $ 59,000 |
| Bell County Texas | 63 | $ 7,336,000 | $ 116,000 | $ 69,000 |
| Gregg County Texas | 53 | $ 5,756,000 | $ 108,000 | $ 57,000 |
| Hays County Texas | 52 | $ 8,144,000 | $ 156,000 | $ 67,000 |
| Cameron County Texas | 43 | $ 5,009,000 | $ 116,000 | $ 59,000 |
| Houston County Alabama | 42 | $ 5,523,000 | $ 131,000 | $ 51,000 |
| Fort Bend County Texas | 35 | $ 5,367,000 | $ 153,000 | $ 70,000 |
| Grayson County Texas | 35 | $ 3,157,000 | $ 90,000 | $ 39,000 |
| Jasper County Texas | 32 | $ 3,296,000 | $ 103,000 | $ 67,000 |
| Kaufman County Texas | 30 | $ 3,846,000 | $ 128,000 | $ 61,000 |
| Nueces County Texas | 30 | $ 3,547,000 | $ 118,000 | $ 63,000 |
| Montgomery County Texas | 26 | $ 3,582,000 | $ 137,000 | $ 64,000 |
| Webb County Texas | 26 | $ 3,027,000 | $ 116,000 | $ 50,000 |
| Coleman County Texas | 22 | $ 1,764,000 | $ 80,000 | $ 49,000 |
| Ellis County Texas | 20 | $ 2,777,000 | $ 138,000 | $ 59,000 |
| Shelby County Alabama | 19 | $ 3,415,000 | $ 179,000 | $ 69,000 |
| Lubbock County Texas | 19 | $ 2,054,000 | $ 108,000 | $ 49,000 |
| Comal County Texas | 17 | $ 2,286,000 | $ 134,000 | $ 168,000 |
| Guadalupe County Texas | 17 | $ 2,502,000 | $ 147,000 | $ 104,000 |
| Navarro County Texas | 17 | $ 1,321,000 | $ 77,000 | $ 47,000 |
| Galveston County Texas | 15 | $ 2,089,000 | $ 139,000 | $ 72,000 |
| Harrison County Texas | 15 | $ 1,829,000 | $ 121,000 | $ 67,000 |
| Hill County Texas | 15 | $ 1,330,000 | $ 88,000 | $ 59,000 |
| McLennan County Texas | 15 | $ 1,497,000 | $ 99,000 | $ 49,000 |
| Rockwall County Texas | 15 | $ 2,147,000 | $ 143,000 | $ 64,000 |
| Cullman County Alabama | 14 | $ 1,189,000 | $ 84,000 | $ 34,000 |
| Jefferson County Texas | 14 | $ 1,426,000 | $ 101,000 | $ 52,000 |
| York County South Carolina | 13 | $ 1,867,000 | $ 143,000 | $ 59,000 |
| Aransas County Texas | 13 | $ 1,874,000 | $ 144,000 | $ 90,000 |
| Brown County Texas | 13 | $ 1,222,000 | $ 94,000 | $ 57,000 |
| Eastland County Texas | 13 | $ 943,000 | $ 72,000 | $ 134,000 |
| Parker County Texas | 13 | $ 1,475,000 | $ 113,000 | $ 52,000 |
| Jackson County Texas | 12 | $ 1,422,000 | $ 118,000 | $ 59,000 |
| Dale County Alabama | 11 | $ 1,141,000 | $ 103,000 | $ 51,000 |
| Bastrop County Texas | 10 | $ 1,075,000 | $ 107,000 | $ 44,000 |
| Tuscaloosa County Alabama | 9 | $ 1,091,000 | $ 121,000 | $ 56,000 |
| Brazoria County Texas | 9 | $ 1,215,000 | $ 135,000 | $ 73,000 |
| Burnet County Texas | 9 | $ 947,000 | $ 105,000 | $ 63,000 |
| Calhoun County Texas | 9 | $ 788,000 | $ 87,000 | $ 54,000 |
| Hood County Texas | 9 | $ 891,000 | $ 99,000 | $ 44,000 |
| Midland County Texas | 9 | $ 1,029,000 | $ 114,000 | $ 66,000 |
| Geneva County Alabama | 8 | $ 618,000 | $ 77,000 | $ 75,000 |
| Palo Pinto County Texas | 8 | $ 909,000 | $ 113,000 | $ 56,000 |
| Rusk County Texas | 8 | $ 701,000 | $ 87,000 | $ 49,000 |
| Ward County Texas | 8 | $ 638,000 | $ 79,000 | $ 54,000 |
| Blount County Alabama | 7 | $ 632,000 | $ 90,000 | $ 39,000 |
| Coryell County Texas | 7 | $ 822,000 | $ 117,000 | $ 56,000 |
| Hunt County Texas | 7 | $ 718,000 | $ 102,000 | $ 71,000 |
| Liberty County Texas | 7 | $ 885,000 | $ 126,000 | $ 73,000 |
| Taylor County Texas | 7 | $ 1,011,000 | $ 144,000 | $ 71,000 |
| Upshur County Texas | 7 | $ 815,000 | $ 116,000 | $ 57,000 |
| Washington County Texas | 7 | $ 887,000 | $ 126,000 | $ 60,000 |
| Mobile County Alabama | 6 | $ 729,000 | $ 121,000 | $ 64,000 |
| Caldwell County Texas | 6 | $ 653,000 | $ 108,000 | $ 116,000 |
| DeWitt County Texas | 6 | $ 617,000 | $ 102,000 | $ 55,000 |
| Ector County Texas | 6 | $ 553,000 | $ 92,000 | $ 61,000 |
| Wilson County Texas | 6 | $ 830,000 | $ 138,000 | $ 63,000 |
| El Paso County Texas | 5 | $ 596,000 | $ 119,000 | $ 50,000 |
| Hopkins County Texas | 5 | $ 559,000 | $ 111,000 | $ 63,000 |
| Lampasas County Texas | 5 | $ 742,000 | $ 148,000 | $ 66,000 |
| Maverick County Texas | 5 | $ 577,000 | $ 115,000 | $ 51,000 |
| Smith County Texas | 5 | $ 687,000 | $ 137,000 | $ 68,000 |
| Tyler County Texas | 5 | $ 429,000 | $ 85,000 | $ 60,000 |
| Chilton County Alabama | 4 | $ 739,000 | $ 184,000 | $ 84,000 |
| Dallas County Alabama | 4 | $ 559,000 | $ 139,000 | $ 82,000 |
| Walker County Alabama | 4 | $ 342,000 | $ 85,000 | $ 35,000 |
| Bosque County Texas | 4 | $ 370,000 | $ 92,000 | $ 107,000 |
| San Patricio County Texas | 4 | $ 348,000 | $ 87,000 | $ 38,000 |
| San Saba County Texas | 4 | $ 311,000 | $ 77,000 | $ 48,000 |
| Tom Green County Texas | 4 | $ 488,000 | $ 122,000 | $ 76,000 |
| Montgomery County Alabama | 3 | $ 179,000 | $ 59,000 | $ 32,000 |
| St. Clair County Alabama | 3 | $ 334,000 | $ 111,000 | $ 45,000 |
| Jackson County Missouri | 3 | $ 261,000 | $ 87,000 | $ 86,000 |
| Brazos County Texas | 3 | $ 342,000 | $ 114,000 | $ 55,000 |
| Cooke County Texas | 3 | $ 188,000 | $ 62,000 | $ 29,000 |
| Howard County Texas | 3 | $ 303,000 | $ 101,000 | $ 60,000 |
| Jones County Texas | 3 | $ 364,000 | $ 121,000 | $ 116,000 |
| Kerr County Texas | 3 | $ 352,000 | $ 117,000 | $ 50,000 |
| Lamar County Texas | 3 | $ 217,000 | $ 72,000 | $ 55,000 |
| Lee County Texas | 3 | $ 272,000 | $ 90,000 | $ 58,000 |
| Milam County Texas | 3 | $ 389,000 | $ 129,000 | $ 87,000 |
| Newton County Texas | 3 | $ 270,000 | $ 90,000 | $ 45,000 |
| Panola County Texas | 3 | $ 473,000 | $ 157,000 | $ 93,000 |
| Refugio County Texas | 3 | $ 184,000 | $ 61,000 | $ 46,000 |
| Calhoun County Alabama | 2 | $ 164,000 | $ 82,000 | $ 38,000 |
| Coffee County Alabama | 2 | $ 330,000 | $ 165,000 | $ 74,000 |
| Henry County Alabama | 2 | $ 233,000 | $ 116,000 | $ 35,000 |
| Madison County Alabama | 2 | $ 169,000 | $ 84,000 | $ 36,000 |
| Winston County Alabama | 2 | $ 369,000 | $ 184,000 | $ 70,000 |
| Miller County Arkansas | 2 | $ 267,000 | $ 133,000 | $ 51,000 |
| Cass County Missouri | 2 | $ 405,000 | $ 202,000 | $ 90,000 |
| Greene County Missouri | 2 | $ 262,000 | $ 131,000 | $ 52,000 |
| Lea County New Mexico | 2 | $ 296,000 | $ 148,000 | $ 34,000 |
| Canadian County Oklahoma | 2 | $ 141,000 | $ 70,000 | $ 40,000 |
| Osage County Oklahoma | 2 | $ 130,000 | $ 65,000 | $ 38,000 |
| Anderson County Texas | 2 | $ 209,000 | $ 104,000 | $ 58,000 |
| Bandera County Texas | 2 | $ 289,000 | $ 144,000 | $ 80,000 |
| Bowie County Texas | 2 | $ 166,000 | $ 83,000 | $ 40,000 |
| Colorado County Texas | 2 | $ 100,000 | $ 50,000 | $ 37,000 |
| Erath County Texas | 2 | $ 178,000 | $ 89,000 | $ 69,000 |
| Freestone County Texas | 2 | $ 306,000 | $ 153,000 | $ 65,000 |
| Gillespie County Texas | 2 | $ 187,000 | $ 93,000 | $ 49,000 |
| Kendall County Texas | 2 | $ 281,000 | $ 140,000 | $ 51,000 |
| Limestone County Texas | 2 | $ 112,000 | $ 56,000 | $ 26,000 |
| Llano County Texas | 2 | $ 152,000 | $ 76,000 | $ 39,000 |
| Medina County Texas | 2 | $ 224,000 | $ 112,000 | $ 57,000 |
| Potter County Texas | 2 | $ 107,000 | $ 53,000 | $ 24,000 |
| Sabine County Texas | 2 | $ 254,000 | $ 127,000 | $ 59,000 |
| San Augustine County Texas | 2 | $ 239,000 | $ 119,000 | $ 61,000 |
| Van Zandt County Texas | 2 | $ 141,000 | $ 70,000 | $ 40,000 |
| Wood County Texas | 2 | $ 282,000 | $ 141,000 | $ 64,000 |
| Baldwin County Alabama | 1 | $ 176,000 | $ 176,000 | $ 275,000 |
| Barbour County Alabama | 1 | $ 163,000 | $ 163,000 | $ 59,000 |
| Bibb County Alabama | 1 | $ 125,000 | $ 125,000 | $ 60,000 |
| Crenshaw County Alabama | 1 | $ 203,000 | $ 203,000 | $ 66,000 |
| Escambia County Alabama | 1 | $ 174,000 | $ 174,000 | $ 70,000 |
| Hale County Alabama | 1 | $ 113,000 | $ 113,000 | $ 28,000 |
| Lauderdale County Alabama | 1 | $ 109,000 | $ 109,000 | $ 48,000 |
| Pickens County Alabama | 1 | $ 118,000 | $ 118,000 | $ 60,000 |
| Sumter County Alabama | 1 | $ 145,000 | $ 145,000 | $ 30,000 |
| Talladega County Alabama | 1 | $ 91,000 | $ 91,000 | $ 34,000 |
| Tallapoosa County Alabama | 1 | $ 53,000 | $ 53,000 | $ 19,000 |
| Washington County Alabama | 1 | $ 133,000 | $ 133,000 | $ 64,000 |
| Benton County Arkansas | 1 | $ 216,000 | $ 216,000 | $ 55,000 |
| Garland County Arkansas | 1 | $ 302,000 | $ 302,000 | $ 187,000 |
| Lafayette County Arkansas | 1 | $ 54,000 | $ 54,000 | $ 20,000 |
| Pulaski County Arkansas | 1 | $ 198,000 | $ 198,000 | $ 97,000 |
| Maui County Hawaii | 1 | $ 400,000 | $ 400,000 | $ 106,000 |
| Camden County Missouri | 1 | $ 193,000 | $ 193,000 | $ 91,000 |
| Christian County Missouri | 1 | $ 141,000 | $ 141,000 | $ 65,000 |
| Cole County Missouri | 1 | $ 135,000 | $ 135,000 | $ 55,000 |
| Jefferson County Missouri | 1 | $ 178,000 | $ 178,000 | $ 49,000 |
| St. Louis County Missouri | 1 | $ 93,000 | $ 93,000 | $ 42,000 |
| St. Louis City County Missouri | 1 | $ 63,000 | $ 63,000 | $ 35,000 |
| Webster County Missouri | 1 | $ 138,000 | $ 138,000 | $ 38,000 |
| Bernalillo County New Mexico | 1 | $ 156,000 | $ 156,000 | $ 62,000 |
| Otero County New Mexico | 1 | $ 76,000 | $ 76,000 | $ 27,000 |
| Comanche County Oklahoma | 1 | $ 203,000 | $ 203,000 | $ 119,000 |
| Le Flore County Oklahoma | 1 | $ 75,000 | $ 75,000 | $ 335,000 |
| Love County Oklahoma | 1 | $ 77,000 | $ 77,000 | $ 63,000 |
| Oklahoma County Oklahoma | 1 | $ 179,000 | $ 179,000 | $ 101,000 |
| Sequoyah County Oklahoma | 1 | $ 99,000 | $ 99,000 | $ 45,000 |
| Tulsa County Oklahoma | 1 | $ 124,000 | $ 124,000 | $ 60,000 |
| Horry County South Carolina | 1 | $ 160,000 | $ 160,000 | $ 91,000 |
| Spartanburg County South Carolina | 1 | $ 68,000 | $ 68,000 | $ 31,000 |
| Knox County Tennessee | 1 | $ 134,000 | $ 134,000 | $ 72,000 |
| Shelby County Tennessee | 1 | $ 119,000 | $ 119,000 | $ 88,000 |
| Atascosa County Texas | 1 | $ 73,000 | $ 73,000 | $ 67,000 |
| Austin County Texas | 1 | $ 133,000 | $ 133,000 | $ 102,000 |
| Bee County Texas | 1 | $ 119,000 | $ 119,000 | $ 76,000 |
| Blanco County Texas | 1 | $ 100,000 | $ 100,000 | $ 63,000 |
| Callahan County Texas | 1 | $ 58,000 | $ 58,000 | $ 55,000 |
| Camp County Texas | 1 | $ 55,000 | $ 55,000 | $ 18,000 |
| Cass County Texas | 1 | $ 155,000 | $ 155,000 | $ 75,000 |
| Castro County Texas | 1 | $ 77,000 | $ 77,000 | $ 24,000 |
| Comanche County Texas | 1 | $ 119,000 | $ 119,000 | $ 45,000 |
| Edwards County Texas | 1 | $ 85,000 | $ 85,000 | $ 34,000 |
| Falls County Texas | 1 | $ 56,000 | $ 56,000 | $ 34,000 |
| Fayette County Texas | 1 | $ 173,000 | $ 173,000 | $ 74,000 |
| Franklin County Texas | 1 | $ 106,000 | $ 106,000 | $ 44,000 |
| Goliad County Texas | 1 | $ 99,000 | $ 99,000 | $ 46,000 |
| Gonzales County Texas | 1 | $ 64,000 | $ 64,000 | $ 116,000 |
| Grimes County Texas | 1 | $ 100,000 | $ 100,000 | $ 39,000 |
| Hardin County Texas | 1 | $ 41,000 | $ 41,000 | $ 58,000 |
| Henderson County Texas | 1 | $ 112,000 | $ 112,000 | $ 42,000 |
| Jim Wells County Texas | 1 | $ 131,000 | $ 131,000 | $ 80,000 |
| Lavaca County Texas | 1 | $ 78,000 | $ 78,000 | $ 84,000 |
| Madison County Texas | 1 | $ 104,000 | $ 104,000 | $ 53,000 |
| Marion County Texas | 1 | $ 83,000 | $ 83,000 | $ 27,000 |
| Mason County Texas | 1 | $ 84,000 | $ 84,000 | $ 51,000 |
| McCulloch County Texas | 1 | $ 86,000 | $ 86,000 | $ 53,000 |
| Morris County Texas | 1 | $ 100,000 | $ 100,000 | $ 22,000 |
| Orange County Texas | 1 | $ 95,000 | $ 95,000 | $ 91,000 |
| Randall County Texas | 1 | $ 207,000 | $ 207,000 | $ 147,000 |
| San Jacinto County Texas | 1 | $ 122,000 | $ 122,000 | $ 47,000 |
| Scurry County Texas | 1 | $ 85,000 | $ 85,000 | $ 82,000 |
| Shelby County Texas | 1 | $ 75,000 | $ 75,000 | $ 110,000 |
| Starr County Texas | 1 | $ 134,000 | $ 134,000 | $ 84,000 |
| Stephens County Texas | 1 | $ 108,000 | $ 108,000 | $ 67,000 |
| Titus County Texas | 1 | $ 55,000 | $ 55,000 | $ 36,000 |
| Upton County Texas | 1 | $ 66,000 | $ 66,000 | $ 50,000 |
| Walker County Texas | 1 | $ 113,000 | $ 113,000 | $ 81,000 |
| Waller County Texas | 1 | $ 64,000 | $ 64,000 | $ 37,000 |
| Wichita County Texas | 1 | $ 67,000 | $ 67,000 | $ 24,000 |
| Young County Texas | 1 | $ 56,000 | $ 56,000 | $ 70,000 |
| Zapata County Texas | 1 | $ 100,000 | $ 100,000 | $ 42,000 |
| Alleghany County Virginia | 1 | $ 62,000 | $ 62,000 | $ 18,000 |
Mortgage Loan Application Detail Totals for Alethes, Llc in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,305 | $399,504,000 | $120,000 | $750,000 | $59,000 | $800,000 |
| Refinancing | 589 | $81,591,000 | $138,000 | $417,000 | $73,000 | $648,000 |
| Home Improvement | 3 | $822,000 | $274,000 | $412,000 | $268,000 | $526,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,428 | $185,887,000 | $130,000 | $750,000 | $69,000 | $800,000 |
| Hispanic | 978 | $112,002,000 | $114,000 | $350,000 | $55,000 | $768,000 |
| Black or African American | 873 | $105,135,000 | $120,000 | $350,000 | $54,000 | $202,000 |
| Not Provided | 573 | $72,343,000 | $126,000 | $417,000 | $62,000 | $648,000 |
| Asian | 32 | $4,699,000 | $146,000 | $390,000 | $66,000 | $124,000 |
| American Indian or Alaskan Native | 9 | $897,000 | $99,000 | $156,000 | $48,000 | $97,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $954,000 | $238,000 | $400,000 | $103,000 | $176,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 3,146 | $370,866,000 | $117,000 | $350,000 | $56,000 | $768,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 564 | $82,200,000 | $145,000 | $750,000 | $87,000 | $800,000 |
| VA-guaranteed (Veterans Administration) | 167 | $26,897,000 | $161,000 | $350,000 | $68,000 | $164,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 20 | $1,954,000 | $97,000 | $254,000 | $43,000 | $88,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,213 | $276,678,000 | $125,000 | $417,000 | $63,000 | $800,000 |
| Application Approved But Not Accepted | 524 | $62,719,000 | $119,000 | $452,000 | $58,000 | $526,000 |
| Application Withdrawn By Applicant | 487 | $59,310,000 | $121,000 | $400,000 | $62,000 | $465,000 |
| Application Denied By Financial Institution | 408 | $50,691,000 | $124,000 | $400,000 | $58,000 | $600,000 |
| File Closed For Incompleteness | 265 | $32,519,000 | $122,000 | $750,000 | $57,000 | $398,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 75 | $8,278,000 | $110,000 | $207,000 | $51,000 | $130,000 |
| Debt-To-Income Ratio | 37 | $4,974,000 | $134,000 | $362,000 | $51,000 | $128,000 |
| Collateral | 7 | $1,365,000 | $195,000 | $400,000 | $72,000 | $106,000 |
| Unverifiable Information | 7 | $940,000 | $134,000 | $162,000 | $57,000 | $71,000 |
| Mortgage Insurance Denied | 6 | $708,000 | $118,000 | $158,000 | $50,000 | $60,000 |
| Employment History | 6 | $752,000 | $125,000 | $179,000 | $61,000 | $82,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $430,000 | $107,000 | $180,000 | $59,000 | $68,000 |
| Other | 3 | $389,000 | $129,000 | $162,000 | $65,000 | $91,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Alethes, Llc's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Alethes, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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