Allegiance Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
Allegiance Federal Credit Union 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Allegiance Federal Credit Union 4235 N Meridian Ave Oklahoma City, OK 73112 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 379 |
| Total Mortgage Loan Application Amount | $44,875,000 |
| Average Mortgage Loan Application Amount | $108,250 |
| Highest Mortgage Loan Application Amount | $435,000 |
| Average Applicant Income | $99,000 |
| Highest Applicant Income | $1,238,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Allegiance Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Allegiance Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down Allegiance Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Allegiance Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Allegiance Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Allegiance Federal Credit Union's mortgage activity for 2018.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Oklahoma County Oklahoma | 148 | $ 15,640,000 | $ 105,000 | $ 99,000 |
| Canadian County Oklahoma | 44 | $ 4,970,000 | $ 112,000 | $ 109,000 |
| Cleveland County Oklahoma | 36 | $ 3,270,000 | $ 90,000 | $ 83,000 |
| Grady County Oklahoma | 14 | $ 2,760,000 | $ 197,000 | $ 168,000 |
| McClain County Oklahoma | 6 | $ 530,000 | $ 88,000 | $ 72,000 |
| Logan County Oklahoma | 5 | $ 605,000 | $ 121,000 | $ 116,000 |
| Pottawatomie County Oklahoma | 4 | $ 500,000 | $ 125,000 | $ 70,000 |
| Tulsa County Oklahoma | 4 | $ 820,000 | $ 205,000 | $ 113,000 |
| Blaine County Oklahoma | 3 | $ 285,000 | $ 95,000 | $ 95,000 |
| Bryan County Oklahoma | 2 | $ 160,000 | $ 80,000 | $ 103,000 |
| Caddo County Oklahoma | 2 | $ 130,000 | $ 65,000 | $ 127,000 |
| Delaware County Oklahoma | 2 | $ 90,000 | $ 45,000 | $ 110,000 |
| McIntosh County Oklahoma | 2 | $ 80,000 | $ 40,000 | $ 113,000 |
| Pittsburg County Oklahoma | 2 | $ 410,000 | $ 205,000 | $ 235,000 |
| Sequoyah County Oklahoma | 2 | $ 120,000 | $ 60,000 | $ 60,000 |
| Wagoner County Oklahoma | 2 | $ 70,000 | $ 35,000 | $ 174,000 |
| Comanche County Oklahoma | 1 | $ 25,000 | $ 25,000 | $ 60,000 |
| Creek County Oklahoma | 1 | $ 35,000 | $ 35,000 | $ 67,000 |
| Custer County Oklahoma | 1 | $ 15,000 | $ 15,000 | $ 150,000 |
| Garfield County Oklahoma | 1 | $ 95,000 | $ 95,000 | $ 25,000 |
| Garvin County Oklahoma | 1 | $ 55,000 | $ 55,000 | $ 62,000 |
| Hughes County Oklahoma | 1 | $ 95,000 | $ 95,000 | $ 74,000 |
| Kingfisher County Oklahoma | 1 | $ 75,000 | $ 75,000 | $ 119,000 |
| Kiowa County Oklahoma | 1 | $ 45,000 | $ 45,000 | $ 52,000 |
| Lincoln County Oklahoma | 1 | $ 165,000 | $ 165,000 | $ 89,000 |
| McCurtain County Oklahoma | 1 | $ 65,000 | $ 65,000 | $ 67,000 |
| Osage County Oklahoma | 1 | $ 55,000 | $ 55,000 | $ 28,000 |
| Ottawa County Oklahoma | 1 | $ 15,000 | $ 15,000 | $ 42,000 |
| Rogers County Oklahoma | 1 | $ 55,000 | $ 55,000 | $ 68,000 |
| Seminole County Oklahoma | 1 | $ 95,000 | $ 95,000 | $ 131,000 |
| Stephens County Oklahoma | 1 | $ 75,000 | $ 75,000 | $ 90,000 |
Mortgage Loan Application Detail Totals for Allegiance Federal Credit Union in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 167 | $24,685,000 | $147,000 | $425,000 | $101,000 | $1,238,000 |
| Cash-out Refinancing | 99 | $8,665,000 | $87,000 | $405,000 | $95,000 | $263,000 |
| Refinancing | 60 | $7,790,000 | $129,000 | $405,000 | $111,000 | $440,000 |
| Home Improvement | 53 | $3,735,000 | $70,000 | $435,000 | $89,000 | $225,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 298 | $33,530,000 | $112,000 | $435,000 | $101,000 | $440,000 |
| Not Provided | 36 | $5,520,000 | $153,000 | $425,000 | $104,000 | $1,238,000 |
| Black or African American | 13 | $1,255,000 | $96,000 | $265,000 | $67,000 | $165,000 |
| Hispanic | 9 | $1,375,000 | $152,000 | $425,000 | $96,000 | $230,000 |
| Not applicable | 9 | $1,795,000 | $199,000 | $405,000 | $0 | $0 |
| American Indian or Alaskan Native | 7 | $515,000 | $73,000 | $175,000 | $62,000 | $132,000 |
| Asian | 4 | $480,000 | $120,000 | $195,000 | $127,000 | $164,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $240,000 | $120,000 | $165,000 | $65,000 | $65,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 379 | $44,875,000 | $118,000 | $435,000 | $99,000 | $1,238,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 193 | $21,495,000 | $111,000 | $435,000 | $108,000 | $440,000 |
| Application Approved But Not Accepted | 52 | $5,580,000 | $107,000 | $415,000 | $103,000 | $350,000 |
| Preapproval Approved but not Accepted | 50 | $7,910,000 | $158,000 | $345,000 | $85,000 | $260,000 |
| Application Denied By Financial Institution | 42 | $3,880,000 | $92,000 | $285,000 | $74,000 | $220,000 |
| Preapproval Denied by Financial Institution | 34 | $5,240,000 | $154,000 | $425,000 | $67,000 | $290,000 |
| Application Withdrawn By Applicant | 6 | $500,000 | $83,000 | $155,000 | $80,000 | $164,000 |
| File Closed For Incompleteness | 2 | $270,000 | $135,000 | $205,000 | $619,000 | $1,238,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 379 | $44,875,000 | $118,000 | $435,000 | $99,000 | $1,238,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Allegiance Federal Credit Union's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Allegiance Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Oklahoma, download the full spreadsheet
with aggregated HMDA statistics today.