Allegiant Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2003
Allegiant Bank 2003 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Allegiant Bank 2122 Kratky Road St Louis, MO 63114 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2003 |
| Total Number of Mortgage Applications | 3,450 |
| Total Mortgage Loan Application Amount | $408,017,000 |
| Average Mortgage Loan Application Amount | $1,010,222 |
| Highest Mortgage Loan Application Amount | $9,100,000 |
| Average Applicant Income | $75,000 |
| Highest Applicant Income | $3,160,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2003 with Allegiant Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Allegiant Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2003 breaks down Allegiant Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Allegiant Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Allegiant Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Allegiant Bank's mortgage activity for 2003.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| St. Louis County Missouri | 1,741 | $ 200,777,000 | $ 115,000 | $ 60,000 |
| St. Charles County Missouri | 532 | $ 48,102,000 | $ 90,000 | $ 63,000 |
| St. Louis City County Missouri | 497 | $ 46,272,000 | $ 93,000 | $ 50,000 |
| Jefferson County Missouri | 308 | $ 24,575,000 | $ 79,000 | $ 57,000 |
| Warren County Missouri | 78 | $ 8,346,000 | $ 107,000 | $ 80,000 |
| Franklin County Missouri | 49 | $ 6,056,000 | $ 123,000 | $ 102,000 |
| St. Clair County Illinois | 47 | $ 7,687,000 | $ 163,000 | $ 57,000 |
| Madison County Illinois | 31 | $ 1,026,000 | $ 33,000 | $ 51,000 |
| Washington County Missouri | 25 | $ 1,235,000 | $ 49,000 | $ 47,000 |
| Lincoln County Missouri | 18 | $ 2,435,000 | $ 135,000 | $ 64,000 |
| Camden County Missouri | 15 | $ 1,622,000 | $ 108,000 | $ 119,000 |
| St. Francois County Missouri | 9 | $ 545,000 | $ 60,000 | $ 50,000 |
| Monroe County Illinois | 8 | $ 801,000 | $ 100,000 | $ 78,000 |
| Boone County Missouri | 6 | $ 615,000 | $ 102,000 | $ 74,000 |
| Tulsa County Oklahoma | 6 | $ 20,001,000 | $ 3,333,000 | $ 0 |
| Eagle County Colorado | 5 | $ 1,368,000 | $ 273,000 | $ 171,000 |
| Johnson County Kansas | 3 | $ 469,000 | $ 156,000 | $ 72,000 |
| Jackson County Missouri | 3 | $ 615,000 | $ 205,000 | $ 102,000 |
| Limestone County Alabama | 2 | $ 4,314,000 | $ 2,157,000 | $ 0 |
| Denver County Colorado | 2 | $ 338,000 | $ 169,000 | $ 99,000 |
| Broward County Florida | 2 | $ 359,000 | $ 179,000 | $ 94,000 |
| Duval County Florida | 2 | $ 698,000 | $ 349,000 | $ 322,000 |
| Escambia County Florida | 2 | $ 350,000 | $ 175,000 | $ 152,000 |
| Clinton County Illinois | 2 | $ 40,000 | $ 20,000 | $ 72,000 |
| Jersey County Illinois | 2 | $ 151,000 | $ 75,000 | $ 78,000 |
| Marion County Indiana | 2 | $ 17,400,000 | $ 8,700,000 | $ 0 |
| Cape Girardeau County Missouri | 2 | $ 94,000 | $ 47,000 | $ 42,000 |
| Christian County Missouri | 2 | $ 11,000 | $ 5,000 | $ 35,000 |
| Gasconade County Missouri | 2 | $ 298,000 | $ 149,000 | $ 84,000 |
| Greene County Missouri | 2 | $ 9,000 | $ 4,000 | $ 52,000 |
| Iron County Missouri | 2 | $ 314,000 | $ 157,000 | $ 144,000 |
| Montgomery County Missouri | 2 | $ 75,000 | $ 37,000 | $ 19,000 |
| Morgan County Missouri | 2 | $ 86,000 | $ 43,000 | $ 92,000 |
| Randolph County Missouri | 2 | $ 13,000 | $ 6,000 | $ 38,000 |
| Ste. Genevieve County Missouri | 2 | $ 274,000 | $ 137,000 | $ 58,000 |
| Loudoun County Virginia | 2 | $ 347,000 | $ 173,000 | $ 85,000 |
| Baldwin County Alabama | 1 | $ 104,000 | $ 104,000 | $ 38,000 |
| Maricopa County Arizona | 1 | $ 324,000 | $ 324,000 | $ 84,000 |
| Pima County Arizona | 1 | $ 136,000 | $ 136,000 | $ 115,000 |
| Greene County Arkansas | 1 | $ 41,000 | $ 41,000 | $ 32,000 |
| San Diego County California | 1 | $ 315,000 | $ 315,000 | $ 80,000 |
| El Paso County Colorado | 1 | $ 323,000 | $ 323,000 | $ 216,000 |
| Jefferson County Colorado | 1 | $ 185,000 | $ 185,000 | $ 475,000 |
| Pitkin County Colorado | 1 | $ 287,000 | $ 287,000 | $ 0 |
| Brevard County Florida | 1 | $ 261,000 | $ 261,000 | $ 227,000 |
| Collier County Florida | 1 | $ 95,000 | $ 95,000 | $ 67,000 |
| Lee County Florida | 1 | $ 335,000 | $ 335,000 | $ 132,000 |
| Miami-Dade County Florida | 1 | $ 4,000,000 | $ 4,000,000 | $ 0 |
| Sarasota County Florida | 1 | $ 248,000 | $ 248,000 | $ 120,000 |
| Columbia County Georgia | 1 | $ 2,320,000 | $ 2,320,000 | $ 0 |
| Fayette County Illinois | 1 | $ 95,000 | $ 95,000 | $ 73,000 |
| Franklin County Illinois | 1 | $ 15,000 | $ 15,000 | $ 36,000 |
| Macoupin County Illinois | 1 | $ 125,000 | $ 125,000 | $ 62,000 |
| Pope County Illinois | 1 | $ 6,000 | $ 6,000 | $ 54,000 |
| Washington County Illinois | 1 | $ 9,000 | $ 9,000 | $ 65,000 |
| Madison County Kentucky | 1 | $ 210,000 | $ 210,000 | $ 172,000 |
| Audrain County Missouri | 1 | $ 6,000 | $ 6,000 | $ 68,000 |
| Barry County Missouri | 1 | $ 6,000 | $ 6,000 | $ 49,000 |
| Cole County Missouri | 1 | $ 5,000 | $ 5,000 | $ 97,000 |
| Dent County Missouri | 1 | $ 160,000 | $ 160,000 | $ 25,000 |
| Marion County Missouri | 1 | $ 147,000 | $ 147,000 | $ 76,000 |
| Miller County Missouri | 1 | $ 91,000 | $ 91,000 | $ 120,000 |
| Phelps County Missouri | 1 | $ 4,000 | $ 4,000 | $ 55,000 |
| Platte County Missouri | 1 | $ 126,000 | $ 126,000 | $ 0 |
| Pulaski County Missouri | 1 | $ 3,000 | $ 3,000 | $ 40,000 |
| Saline County Missouri | 1 | $ 3,000 | $ 3,000 | $ 49,000 |
| Wright County Missouri | 1 | $ 2,000 | $ 2,000 | $ 60,000 |
| Richland County South Carolina | 1 | $ 122,000 | $ 122,000 | $ 245,000 |
| Harris County Texas | 1 | $ 190,000 | $ 190,000 | $ 111,000 |
Mortgage Loan Application Detail Totals for Allegiant Bank in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 1,786 | $242,862,000 | $193,375 | $2,280,000 | $112,250 | $3,160,000 |
| Home Improvement (one-to-four family) | 929 | $10,520,000 | $10,500 | $150,000 | $58,500 | $264,000 |
| Home Purchase (one-to-four family) | 691 | $85,024,000 | $174,900 | $1,500,000 | $101,000 | $1,231,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 44 | $69,611,000 | $3,422,714 | $9,100,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,845 | $301,844,000 | $167,666 | $2,280,000 | $112,750 | $3,160,000 |
| Not applicable | 236 | $84,330,000 | $2,555,777 | $9,100,000 | $888 | $377,000 |
| Black | 215 | $7,555,000 | $123,500 | $840,000 | $114,250 | $250,000 |
| Information not provided by applicant in mail or telephone application | 83 | $9,843,000 | $112,500 | $455,000 | $72,000 | $218,000 |
| Asian or Pacific Islander | 24 | $1,828,000 | $45,000 | $250,000 | $72,500 | $187,000 |
| Other | 20 | $1,160,000 | $32,000 | $214,000 | $68,000 | $240,000 |
| Hispanic | 17 | $620,000 | $36,000 | $122,000 | $52,000 | $169,000 |
| American Indian or Alaskan Native | 10 | $837,000 | $124,500 | $315,000 | $47,000 | $130,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,265 | $388,282,000 | $1,149,312 | $9,100,000 | $84,937 | $3,160,000 |
| FHA-insured (Federal Housing Administration) | 157 | $15,732,000 | $137,500 | $179,000 | $46,500 | $506,000 |
| VA-guaranteed (Veterans Administration) | 28 | $4,003,000 | $112,666 | $243,000 | $64,666 | $115,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,835 | $395,379,000 | $1,147,875 | $9,100,000 | $85,937 | $3,160,000 |
| Loan Purchased By The Institution | 254 | $1,614,000 | $5,500 | $380,000 | $73,000 | $264,000 |
| Application Denied By Financial Institution | 220 | $6,569,000 | $25,000 | $273,000 | $43,000 | $245,000 |
| Application Approved But Not Accepted | 115 | $2,172,000 | $17,000 | $150,000 | $72,000 | $240,000 |
| Application Withdrawn By Applicant | 24 | $2,121,000 | $57,000 | $235,000 | $65,000 | $177,000 |
| File Closed For Incompleteness | 2 | $162,000 | $81,000 | $142,000 | $43,000 | $53,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 101 | $3,300,000 | $22,500 | $242,000 | $37,000 | $112,000 |
| Credit History | 93 | $1,797,000 | $14,000 | $135,000 | $51,500 | $245,000 |
| Other | 11 | $966,000 | $87,000 | $273,000 | $34,000 | $54,000 |
| Collateral | 8 | $434,000 | $54,000 | $114,000 | $56,000 | $144,000 |
| Employment History | 6 | $57,000 | $13,500 | $20,000 | $48,000 | $65,000 |
| Unverifiable Information | 1 | $15,000 | $15,000 | $15,000 | $30,000 | $30,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Allegiant Bank's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Allegiant Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.