Alliant Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004
Alliant Credit Union 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Alliant Credit Union 11545 W Touhy Chicago, IL 60666 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 422 |
| Total Mortgage Loan Application Amount | $68,173,000 |
| Average Mortgage Loan Application Amount | $273,326 |
| Highest Mortgage Loan Application Amount | $1,237,000 |
| Average Applicant Income | $132,608 |
| Highest Applicant Income | $1,434,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with Alliant Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Alliant Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2004 breaks down Alliant Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Alliant Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Alliant Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Alliant Credit Union's mortgage activity for 2004.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook County Illinois | 53 | $ 4,644,000 | $ 87,000 | $ 112,000 |
| San Mateo County California | 23 | $ 8,329,000 | $ 362,000 | $ 102,000 |
| Los Angeles County California | 21 | $ 4,657,000 | $ 221,000 | $ 78,000 |
| DuPage County Illinois | 17 | $ 1,288,000 | $ 75,000 | $ 106,000 |
| Arapahoe County Colorado | 15 | $ 699,000 | $ 46,000 | $ 73,000 |
| King County Washington | 12 | $ 1,820,000 | $ 151,000 | $ 108,000 |
| Alameda County California | 11 | $ 2,599,000 | $ 236,000 | $ 109,000 |
| San Diego County California | 11 | $ 5,230,000 | $ 475,000 | $ 110,000 |
| Lake County Illinois | 11 | $ 1,527,000 | $ 138,000 | $ 98,000 |
| Santa Clara County California | 10 | $ 4,380,000 | $ 438,000 | $ 134,000 |
| Clark County Nevada | 10 | $ 872,000 | $ 87,000 | $ 65,000 |
| Maricopa County Arizona | 9 | $ 889,000 | $ 98,000 | $ 69,000 |
| Jefferson County Colorado | 9 | $ 1,030,000 | $ 114,000 | $ 90,000 |
| Contra Costa County California | 8 | $ 2,366,000 | $ 295,000 | $ 160,000 |
| Orange County California | 8 | $ 3,845,000 | $ 480,000 | $ 194,000 |
| Honolulu County Hawaii | 8 | $ 1,273,000 | $ 159,000 | $ 84,000 |
| Kane County Illinois | 8 | $ 269,000 | $ 33,000 | $ 75,000 |
| McHenry County Illinois | 8 | $ 294,000 | $ 36,000 | $ 62,000 |
| San Bernardino County California | 7 | $ 803,000 | $ 114,000 | $ 73,000 |
| Loudoun County Virginia | 7 | $ 798,000 | $ 114,000 | $ 109,000 |
| Douglas County Colorado | 6 | $ 628,000 | $ 104,000 | $ 83,000 |
| San Joaquin County California | 5 | $ 195,000 | $ 39,000 | $ 88,000 |
| Solano County California | 5 | $ 744,000 | $ 148,000 | $ 91,000 |
| Sonoma County California | 5 | $ 770,000 | $ 154,000 | $ 118,000 |
| Ventura County California | 4 | $ 887,000 | $ 221,000 | $ 92,000 |
| Adams County Colorado | 4 | $ 262,000 | $ 65,000 | $ 74,000 |
| Weld County Colorado | 4 | $ 127,000 | $ 31,000 | $ 89,000 |
| Broward County Florida | 4 | $ 102,000 | $ 25,000 | $ 64,000 |
| Miami-Dade County Florida | 4 | $ 186,000 | $ 46,000 | $ 61,000 |
| Fairfax County Virginia | 4 | $ 267,000 | $ 66,000 | $ 51,000 |
| Prince William County Virginia | 4 | $ 642,000 | $ 160,000 | $ 92,000 |
| Placer County California | 3 | $ 168,000 | $ 56,000 | $ 143,000 |
| Riverside County California | 3 | $ 586,000 | $ 195,000 | $ 118,000 |
| San Francisco County California | 3 | $ 902,000 | $ 300,000 | $ 111,000 |
| Boulder County Colorado | 3 | $ 1,126,000 | $ 375,000 | $ 191,000 |
| El Paso County Colorado | 3 | $ 635,000 | $ 211,000 | $ 100,000 |
| Palm Beach County Florida | 3 | $ 72,000 | $ 24,000 | $ 56,000 |
| Pasco County Florida | 3 | $ 88,000 | $ 29,000 | $ 77,000 |
| Will County Illinois | 3 | $ 89,000 | $ 29,000 | $ 73,000 |
| Essex County Massachusetts | 3 | $ 107,000 | $ 35,000 | $ 57,000 |
| Macomb County Michigan | 3 | $ 92,000 | $ 30,000 | $ 42,000 |
| Suffolk County New York | 3 | $ 159,000 | $ 53,000 | $ 97,000 |
| Clark County Washington | 3 | $ 566,000 | $ 188,000 | $ 95,000 |
| Stanislaus County California | 2 | $ 47,000 | $ 23,000 | $ 52,000 |
| Denver County Colorado | 2 | $ 150,000 | $ 75,000 | $ 102,000 |
| Larimer County Colorado | 2 | $ 30,000 | $ 15,000 | $ 45,000 |
| Fairfield County Connecticut | 2 | $ 1,176,000 | $ 588,000 | $ 189,000 |
| Seminole County Florida | 2 | $ 113,000 | $ 56,000 | $ 107,000 |
| Maui County Hawaii | 2 | $ 1,311,000 | $ 655,000 | $ 402,000 |
| Prince George's County Maryland | 2 | $ 25,000 | $ 12,000 | $ 49,000 |
| Dakota County Minnesota | 2 | $ 100,000 | $ 50,000 | $ 133,000 |
| Washington County Rhode Island | 2 | $ 190,000 | $ 95,000 | $ 111,000 |
| Beaufort County South Carolina | 2 | $ 1,365,000 | $ 682,000 | $ 200,000 |
| Stafford County Virginia | 2 | $ 82,000 | $ 41,000 | $ 51,000 |
| Pierce County Washington | 2 | $ 40,000 | $ 20,000 | $ 49,000 |
| Gila County Arizona | 1 | $ 100,000 | $ 100,000 | $ 65,000 |
| Pima County Arizona | 1 | $ 51,000 | $ 51,000 | $ 23,000 |
| Pinal County Arizona | 1 | $ 15,000 | $ 15,000 | $ 41,000 |
| Marin County California | 1 | $ 697,000 | $ 697,000 | $ 0 |
| Sacramento County California | 1 | $ 25,000 | $ 25,000 | $ 40,000 |
| San Benito County California | 1 | $ 75,000 | $ 75,000 | $ 36,000 |
| Clear Creek County Colorado | 1 | $ 20,000 | $ 20,000 | $ 86,000 |
| Elbert County Colorado | 1 | $ 110,000 | $ 110,000 | $ 140,000 |
| Teller County Colorado | 1 | $ 19,000 | $ 19,000 | $ 45,000 |
| Brevard County Florida | 1 | $ 728,000 | $ 728,000 | $ 277,000 |
| Charlotte County Florida | 1 | $ 10,000 | $ 10,000 | $ 36,000 |
| Citrus County Florida | 1 | $ 11,000 | $ 11,000 | $ 100,000 |
| Hernando County Florida | 1 | $ 50,000 | $ 50,000 | $ 71,000 |
| Lee County Florida | 1 | $ 20,000 | $ 20,000 | $ 75,000 |
| Orange County Florida | 1 | $ 15,000 | $ 15,000 | $ 40,000 |
| Osceola County Florida | 1 | $ 91,000 | $ 91,000 | $ 76,000 |
| Fulton County Georgia | 1 | $ 542,000 | $ 542,000 | $ 276,000 |
| Hawaii County Hawaii | 1 | $ 545,000 | $ 545,000 | $ 77,000 |
| Shelby County Illinois | 1 | $ 25,000 | $ 25,000 | $ 43,000 |
| Winnebago County Illinois | 1 | $ 10,000 | $ 10,000 | $ 44,000 |
| Woodford County Illinois | 1 | $ 20,000 | $ 20,000 | $ 37,000 |
| Wyandotte County Kansas | 1 | $ 15,000 | $ 15,000 | $ 18,000 |
| Anne Arundel County Maryland | 1 | $ 23,000 | $ 23,000 | $ 38,000 |
| Frederick County Maryland | 1 | $ 21,000 | $ 21,000 | $ 42,000 |
| Montgomery County Maryland | 1 | $ 75,000 | $ 75,000 | $ 276,000 |
| St. Mary's County Maryland | 1 | $ 15,000 | $ 15,000 | $ 60,000 |
| Norfolk County Massachusetts | 1 | $ 569,000 | $ 569,000 | $ 167,000 |
| Cass County Michigan | 1 | $ 16,000 | $ 16,000 | $ 72,000 |
| Kent County Michigan | 1 | $ 15,000 | $ 15,000 | $ 38,000 |
| Hennepin County Minnesota | 1 | $ 70,000 | $ 70,000 | $ 105,000 |
| Washoe County Nevada | 1 | $ 30,000 | $ 30,000 | $ 76,000 |
| Nassau County New York | 1 | $ 25,000 | $ 25,000 | $ 79,000 |
| New York County New York | 1 | $ 300,000 | $ 300,000 | $ 1,434,000 |
| Queens County New York | 1 | $ 50,000 | $ 50,000 | $ 37,000 |
| Schenectady County New York | 1 | $ 25,000 | $ 25,000 | $ 72,000 |
| Westchester County New York | 1 | $ 125,000 | $ 125,000 | $ 77,000 |
| Butler County Pennsylvania | 1 | $ 500,000 | $ 500,000 | $ 165,000 |
| Polk County Tennessee | 1 | $ 18,000 | $ 18,000 | $ 49,000 |
| Rutherford County Tennessee | 1 | $ 23,000 | $ 23,000 | $ 60,000 |
| Fort Bend County Texas | 1 | $ 655,000 | $ 655,000 | $ 108,000 |
| Arlington County Virginia | 1 | $ 75,000 | $ 75,000 | $ 32,000 |
| Frederick County Virginia | 1 | $ 65,000 | $ 65,000 | $ 168,000 |
| Montgomery County Virginia | 1 | $ 22,000 | $ 22,000 | $ 85,000 |
| Warren County Virginia | 1 | $ 25,000 | $ 25,000 | $ 40,000 |
| Whatcom County Washington | 1 | $ 18,000 | $ 18,000 | $ 46,000 |
| Yakima County Washington | 1 | $ 38,000 | $ 38,000 | $ 41,000 |
Mortgage Loan Application Detail Totals for Alliant Credit Union in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 290 | $11,980,000 | $38,000 | $151,000 | $62,500 | $195,000 |
| Home Purchase | 66 | $15,965,000 | $214,500 | $1,120,000 | $153,428 | $1,434,000 |
| Refinancing | 66 | $40,228,000 | $560,125 | $1,237,000 | $184,500 | $800,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 255 | $46,940,000 | $249,818 | $1,237,000 | $130,227 | $1,434,000 |
| Not Provided | 94 | $13,687,000 | $91,166 | $990,000 | $82,500 | $367,000 |
| Hispanic | 37 | $4,905,000 | $98,125 | $728,000 | $61,375 | $277,000 |
| Asian | 18 | $1,947,000 | $65,750 | $664,000 | $77,500 | $141,000 |
| Black or African American | 15 | $549,000 | $33,333 | $75,000 | $53,444 | $178,000 |
| American Indian or Alaskan Native | 2 | $52,000 | $26,000 | $40,000 | $131,500 | $183,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $93,000 | $93,000 | $93,000 | $61,000 | $61,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 421 | $68,123,000 | $225,782 | $1,237,000 | $110,521 | $1,434,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $50,000 | $50,000 | $50,000 | $36,000 | $36,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 317 | $58,819,000 | $215,789 | $1,237,000 | $120,473 | $800,000 |
| Application Denied By Financial Institution | 74 | $3,039,000 | $43,307 | $228,000 | $58,307 | $195,000 |
| Application Approved But Not Accepted | 17 | $1,679,000 | $107,444 | $506,000 | $240,555 | $1,434,000 |
| Application Withdrawn By Applicant | 11 | $2,765,000 | $236,142 | $685,000 | $112,285 | $204,000 |
| File Closed For Incompleteness | 2 | $1,331,000 | $665,500 | $680,000 | $195,500 | $200,000 |
| Preapproval Denied by Financial Institution | 1 | $540,000 | $540,000 | $540,000 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 1 | $540,000 | $540,000 | $540,000 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Alliant Credit Union's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Alliant Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.