Alliant Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008
Alliant Credit Union 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Alliant Credit Union 11545 W Touhy Chicago, IL 60666 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,007 |
| Total Mortgage Loan Application Amount | $507,344,000 |
| Average Mortgage Loan Application Amount | $422,666 |
| Highest Mortgage Loan Application Amount | $2,424,000 |
| Average Applicant Income | $171,666 |
| Highest Applicant Income | $2,391,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with Alliant Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Alliant Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2008 breaks down Alliant Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Alliant Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Alliant Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Alliant Credit Union's mortgage activity for 2008.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook County Illinois | 397 | $ 224,553,000 | $ 565,000 | $ 219,000 |
| Lake County Illinois | 79 | $ 45,029,000 | $ 569,000 | $ 203,000 |
| DuPage County Illinois | 67 | $ 35,918,000 | $ 536,000 | $ 218,000 |
| San Mateo County California | 24 | $ 14,557,000 | $ 606,000 | $ 124,000 |
| Los Angeles County California | 22 | $ 9,907,000 | $ 450,000 | $ 143,000 |
| Santa Clara County California | 20 | $ 11,125,000 | $ 556,000 | $ 158,000 |
| Contra Costa County California | 18 | $ 9,664,000 | $ 536,000 | $ 166,000 |
| Kane County Illinois | 18 | $ 8,577,000 | $ 476,000 | $ 161,000 |
| Orange County California | 13 | $ 7,985,000 | $ 614,000 | $ 186,000 |
| Alameda County California | 12 | $ 6,707,000 | $ 558,000 | $ 192,000 |
| King County Washington | 11 | $ 6,125,000 | $ 556,000 | $ 158,000 |
| Arapahoe County Colorado | 10 | $ 1,667,000 | $ 166,000 | $ 152,000 |
| San Diego County California | 9 | $ 7,216,000 | $ 801,000 | $ 326,000 |
| Jefferson County Colorado | 9 | $ 4,429,000 | $ 492,000 | $ 156,000 |
| Will County Illinois | 9 | $ 4,228,000 | $ 469,000 | $ 265,000 |
| San Francisco County California | 8 | $ 4,249,000 | $ 531,000 | $ 127,000 |
| McHenry County Illinois | 8 | $ 5,110,000 | $ 638,000 | $ 239,000 |
| Marin County California | 6 | $ 4,205,000 | $ 700,000 | $ 154,000 |
| Riverside County California | 6 | $ 2,497,000 | $ 416,000 | $ 183,000 |
| Denver County Colorado | 6 | $ 2,568,000 | $ 428,000 | $ 256,000 |
| Douglas County Colorado | 6 | $ 3,776,000 | $ 629,000 | $ 196,000 |
| Fairfax County Virginia | 6 | $ 3,414,000 | $ 569,000 | $ 144,000 |
| Maricopa County Arizona | 5 | $ 2,352,000 | $ 470,000 | $ 139,000 |
| Honolulu County Hawaii | 5 | $ 616,000 | $ 123,000 | $ 87,000 |
| Waukesha County Wisconsin | 5 | $ 1,892,000 | $ 378,000 | $ 126,000 |
| Ventura County California | 4 | $ 1,577,000 | $ 394,000 | $ 134,000 |
| Adams County Colorado | 4 | $ 752,000 | $ 188,000 | $ 119,000 |
| Broward County Florida | 4 | $ 703,000 | $ 175,000 | $ 115,000 |
| Clark County Nevada | 4 | $ 1,398,000 | $ 349,000 | $ 105,000 |
| Loudoun County Virginia | 4 | $ 1,770,000 | $ 442,000 | $ 133,000 |
| Washington County Wisconsin | 4 | $ 1,234,000 | $ 308,000 | $ 113,000 |
| Sacramento County California | 3 | $ 1,342,000 | $ 447,000 | $ 129,000 |
| Santa Cruz County California | 3 | $ 847,000 | $ 282,000 | $ 130,000 |
| Kendall County Illinois | 3 | $ 900,000 | $ 300,000 | $ 109,000 |
| Montgomery County Maryland | 3 | $ 2,388,000 | $ 796,000 | $ 246,000 |
| Clackamas County Oregon | 3 | $ 535,000 | $ 178,000 | $ 95,000 |
| Prince William County Virginia | 3 | $ 604,000 | $ 201,000 | $ 111,000 |
| Kenosha County Wisconsin | 3 | $ 2,177,000 | $ 725,000 | $ 173,000 |
| Milwaukee County Wisconsin | 3 | $ 2,129,000 | $ 709,000 | $ 285,000 |
| El Dorado County California | 2 | $ 703,000 | $ 351,000 | $ 147,000 |
| Santa Barbara County California | 2 | $ 1,720,000 | $ 860,000 | $ 103,000 |
| Garfield County Colorado | 2 | $ 740,000 | $ 370,000 | $ 119,000 |
| Hillsborough County Florida | 2 | $ 66,000 | $ 33,000 | $ 42,000 |
| St. Lucie County Florida | 2 | $ 747,000 | $ 373,000 | $ 121,000 |
| Hamilton County Indiana | 2 | $ 662,000 | $ 331,000 | $ 77,000 |
| Oakland County Michigan | 2 | $ 1,000,000 | $ 500,000 | $ 190,000 |
| St. Louis County Missouri | 2 | $ 2,923,000 | $ 1,461,000 | $ 675,000 |
| Yellowstone County Montana | 2 | $ 581,000 | $ 290,000 | $ 223,000 |
| Washoe County Nevada | 2 | $ 1,493,000 | $ 746,000 | $ 453,000 |
| Bergen County New Jersey | 2 | $ 1,100,000 | $ 550,000 | $ 235,000 |
| Union County New Jersey | 2 | $ 1,699,000 | $ 849,000 | $ 349,000 |
| Union County North Carolina | 2 | $ 1,750,000 | $ 875,000 | $ 251,000 |
| Lancaster County Pennsylvania | 2 | $ 68,000 | $ 34,000 | $ 95,000 |
| Arlington County Virginia | 2 | $ 1,235,000 | $ 617,000 | $ 207,000 |
| Fauquier County Virginia | 2 | $ 115,000 | $ 57,000 | $ 94,000 |
| Henrico County Virginia | 2 | $ 1,150,000 | $ 575,000 | $ 162,000 |
| Spotsylvania County Virginia | 2 | $ 1,213,000 | $ 606,000 | $ 143,000 |
| Ozaukee County Wisconsin | 2 | $ 1,392,000 | $ 696,000 | $ 184,000 |
| Walworth County Wisconsin | 2 | $ 733,000 | $ 366,000 | $ 104,000 |
| Anchorage County Alaska | 1 | $ 1,243,000 | $ 1,243,000 | $ 370,000 |
| Pinal County Arizona | 1 | $ 550,000 | $ 550,000 | $ 186,000 |
| Yavapai County Arizona | 1 | $ 25,000 | $ 25,000 | $ 49,000 |
| Amador County California | 1 | $ 30,000 | $ 30,000 | $ 106,000 |
| Madera County California | 1 | $ 20,000 | $ 20,000 | $ 144,000 |
| Napa County California | 1 | $ 950,000 | $ 950,000 | $ 154,000 |
| Nevada County California | 1 | $ 110,000 | $ 110,000 | $ 97,000 |
| Placer County California | 1 | $ 35,000 | $ 35,000 | $ 48,000 |
| San Bernardino County California | 1 | $ 554,000 | $ 554,000 | $ 294,000 |
| San Luis Obispo County California | 1 | $ 581,000 | $ 581,000 | $ 97,000 |
| Siskiyou County California | 1 | $ 60,000 | $ 60,000 | $ 69,000 |
| Solano County California | 1 | $ 365,000 | $ 365,000 | $ 94,000 |
| Yolo County California | 1 | $ 175,000 | $ 175,000 | $ 189,000 |
| Boulder County Colorado | 1 | $ 530,000 | $ 530,000 | $ 106,000 |
| Broomfield County Colorado | 1 | $ 546,000 | $ 546,000 | $ 602,000 |
| Gunnison County Colorado | 1 | $ 559,000 | $ 559,000 | $ 233,000 |
| San Miguel County Colorado | 1 | $ 1,000,000 | $ 1,000,000 | $ 396,000 |
| Fairfield County Connecticut | 1 | $ 650,000 | $ 650,000 | $ 182,000 |
| Brevard County Florida | 1 | $ 682,000 | $ 682,000 | $ 180,000 |
| Charlotte County Florida | 1 | $ 500,000 | $ 500,000 | $ 79,000 |
| Hernando County Florida | 1 | $ 40,000 | $ 40,000 | $ 71,000 |
| Indian River County Florida | 1 | $ 1,275,000 | $ 1,275,000 | $ 510,000 |
| Lee County Florida | 1 | $ 20,000 | $ 20,000 | $ 17,000 |
| Manatee County Florida | 1 | $ 544,000 | $ 544,000 | $ 130,000 |
| Miami-Dade County Florida | 1 | $ 60,000 | $ 60,000 | $ 39,000 |
| Monroe County Florida | 1 | $ 863,000 | $ 863,000 | $ 511,000 |
| Orange County Florida | 1 | $ 65,000 | $ 65,000 | $ 87,000 |
| Palm Beach County Florida | 1 | $ 560,000 | $ 560,000 | $ 173,000 |
| Santa Rosa County Florida | 1 | $ 700,000 | $ 700,000 | $ 195,000 |
| Chatham County Georgia | 1 | $ 600,000 | $ 600,000 | $ 194,000 |
| Cobb County Georgia | 1 | $ 35,000 | $ 35,000 | $ 72,000 |
| Fulton County Georgia | 1 | $ 565,000 | $ 565,000 | $ 233,000 |
| Kauai County Hawaii | 1 | $ 1,000,000 | $ 1,000,000 | $ 283,000 |
| Kootenai County Idaho | 1 | $ 566,000 | $ 566,000 | $ 50,000 |
| Christian County Illinois | 1 | $ 20,000 | $ 20,000 | $ 188,000 |
| Coles County Illinois | 1 | $ 100,000 | $ 100,000 | $ 45,000 |
| Hendricks County Indiana | 1 | $ 10,000 | $ 10,000 | $ 76,000 |
| Monroe County Indiana | 1 | $ 35,000 | $ 35,000 | $ 116,000 |
| Washington County Iowa | 1 | $ 32,000 | $ 32,000 | $ 127,000 |
| Lincoln County Kentucky | 1 | $ 25,000 | $ 25,000 | $ 82,000 |
| Oldham County Kentucky | 1 | $ 19,000 | $ 19,000 | $ 209,000 |
| Baltimore County Maryland | 1 | $ 10,000 | $ 10,000 | $ 26,000 |
| Baltimore City County Maryland | 1 | $ 77,000 | $ 77,000 | $ 48,000 |
| Dorchester County Maryland | 1 | $ 500,000 | $ 500,000 | $ 158,000 |
| Howard County Maryland | 1 | $ 647,000 | $ 647,000 | $ 340,000 |
| Middlesex County Massachusetts | 1 | $ 500,000 | $ 500,000 | $ 280,000 |
| Muskegon County Michigan | 1 | $ 20,000 | $ 20,000 | $ 47,000 |
| Wayne County Michigan | 1 | $ 17,000 | $ 17,000 | $ 48,000 |
| Hennepin County Minnesota | 1 | $ 10,000 | $ 10,000 | $ 102,000 |
| St. Louis County Minnesota | 1 | $ 20,000 | $ 20,000 | $ 62,000 |
| Middlesex County New Jersey | 1 | $ 580,000 | $ 580,000 | $ 155,000 |
| Morris County New Jersey | 1 | $ 500,000 | $ 500,000 | $ 214,000 |
| Passaic County New Jersey | 1 | $ 29,000 | $ 29,000 | $ 93,000 |
| New York County New York | 1 | $ 1,313,000 | $ 1,313,000 | $ 669,000 |
| Westchester County New York | 1 | $ 944,000 | $ 944,000 | $ 410,000 |
| Burke County North Carolina | 1 | $ 750,000 | $ 750,000 | $ 223,000 |
| Iredell County North Carolina | 1 | $ 580,000 | $ 580,000 | $ 85,000 |
| Onslow County North Carolina | 1 | $ 32,000 | $ 32,000 | $ 58,000 |
| Wake County North Carolina | 1 | $ 547,000 | $ 547,000 | $ 162,000 |
| Yancey County North Carolina | 1 | $ 500,000 | $ 500,000 | $ 119,000 |
| Deschutes County Oregon | 1 | $ 500,000 | $ 500,000 | $ 164,000 |
| Multnomah County Oregon | 1 | $ 584,000 | $ 584,000 | $ 233,000 |
| Beaver County Pennsylvania | 1 | $ 22,000 | $ 22,000 | $ 19,000 |
| Berks County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 198,000 |
| Bucks County Pennsylvania | 1 | $ 20,000 | $ 20,000 | $ 61,000 |
| Northampton County Pennsylvania | 1 | $ 30,000 | $ 30,000 | $ 94,000 |
| Pike County Pennsylvania | 1 | $ 13,000 | $ 13,000 | $ 159,000 |
| York County Pennsylvania | 1 | $ 27,000 | $ 27,000 | $ 63,000 |
| Lexington County South Carolina | 1 | $ 600,000 | $ 600,000 | $ 262,000 |
| Blount County Tennessee | 1 | $ 694,000 | $ 694,000 | $ 182,000 |
| Collin County Texas | 1 | $ 737,000 | $ 737,000 | $ 446,000 |
| Dallas County Texas | 1 | $ 700,000 | $ 700,000 | $ 256,000 |
| Travis County Texas | 1 | $ 580,000 | $ 580,000 | $ 266,000 |
| Salt Lake County Utah | 1 | $ 25,000 | $ 25,000 | $ 82,000 |
| Summit County Utah | 1 | $ 650,000 | $ 650,000 | $ 150,000 |
| Utah County Utah | 1 | $ 75,000 | $ 75,000 | $ 118,000 |
| Windsor County Vermont | 1 | $ 1,175,000 | $ 1,175,000 | $ 401,000 |
| Bedford County Virginia | 1 | $ 730,000 | $ 730,000 | $ 251,000 |
| Highland County Virginia | 1 | $ 15,000 | $ 15,000 | $ 56,000 |
| Virginia Beach County Virginia | 1 | $ 19,000 | $ 19,000 | $ 59,000 |
| Clark County Washington | 1 | $ 27,000 | $ 27,000 | $ 76,000 |
| Cowlitz County Washington | 1 | $ 40,000 | $ 40,000 | $ 111,000 |
| Brown County Wisconsin | 1 | $ 126,000 | $ 126,000 | $ 84,000 |
| Dane County Wisconsin | 1 | $ 30,000 | $ 30,000 | $ 161,000 |
| Waushara County Wisconsin | 1 | $ 247,000 | $ 247,000 | $ 55,000 |
| Laramie County Wyoming | 1 | $ 601,000 | $ 601,000 | $ 166,000 |
Mortgage Loan Application Detail Totals for Alliant Credit Union in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 515 | $325,135,000 | $631,000 | $2,424,000 | $220,000 | $2,391,000 |
| Home Purchase | 292 | $173,536,000 | $594,000 | $1,871,000 | $211,000 | $855,000 |
| Home Improvement | 200 | $8,673,000 | $43,000 | $250,000 | $84,000 | $281,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 707 | $373,876,000 | $528,000 | $2,424,000 | $200,000 | $2,391,000 |
| Not Provided | 202 | $81,293,000 | $402,000 | $2,000,000 | $165,000 | $1,000,000 |
| Asian | 42 | $25,221,000 | $600,000 | $1,800,000 | $187,000 | $1,284,000 |
| Hispanic | 28 | $14,083,000 | $502,000 | $854,000 | $159,000 | $441,000 |
| Black or African American | 21 | $8,888,000 | $423,000 | $1,157,000 | $187,000 | $767,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $2,697,000 | $539,000 | $1,000,000 | $118,000 | $308,000 |
| American Indian or Alaskan Native | 2 | $1,286,000 | $643,000 | $693,000 | $117,000 | $143,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,007 | $507,344,000 | $503,000 | $2,424,000 | $191,000 | $2,391,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 819 | $445,947,000 | $544,000 | $1,871,000 | $205,000 | $2,391,000 |
| Application Denied By Financial Institution | 105 | $34,038,000 | $324,000 | $2,424,000 | $120,000 | $788,000 |
| Application Withdrawn By Applicant | 62 | $14,092,000 | $227,000 | $2,000,000 | $126,000 | $1,000,000 |
| Application Approved But Not Accepted | 13 | $8,059,000 | $619,000 | $863,000 | $201,000 | $511,000 |
| Preapproval Denied by Financial Institution | 5 | $2,998,000 | $599,000 | $708,000 | $152,000 | $277,000 |
| File Closed For Incompleteness | 3 | $2,210,000 | $736,000 | $1,000,000 | $124,000 | $225,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 40 | $14,808,000 | $370,000 | $1,400,000 | $146,000 | $720,000 |
| Debt-To-Income Ratio | 32 | $15,173,000 | $474,000 | $2,424,000 | $99,000 | $281,000 |
| Other | 23 | $1,228,000 | $53,000 | $250,000 | $83,000 | $209,000 |
| Credit History | 14 | $4,827,000 | $344,000 | $993,000 | $171,000 | $788,000 |
| Unverifiable Information | 1 | $1,000,000 | $1,000,000 | $1,000,000 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Alliant Credit Union's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Alliant Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.