Allstate Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
Allstate Bank 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Allstate Bank 3100 Sanders Rd, Suite N4A Northbrook, IL 60062 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 196 |
| Total Mortgage Loan Application Amount | $36,219,000 |
| Average Mortgage Loan Application Amount | $161,000 |
| Highest Mortgage Loan Application Amount | $593,000 |
| Average Applicant Income | $88,333 |
| Highest Applicant Income | $412,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Allstate Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Allstate Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down Allstate Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Allstate Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Allstate Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Allstate Bank's mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook County Illinois | 36 | $ 5,714,000 | $ 158,000 | $ 63,000 |
| Anchorage County Alaska | 3 | $ 749,000 | $ 249,000 | $ 139,000 |
| Gwinnett County Georgia | 3 | $ 445,000 | $ 148,000 | $ 61,000 |
| Queens County New York | 3 | $ 1,264,000 | $ 421,000 | $ 178,000 |
| Summit County Ohio | 3 | $ 289,000 | $ 96,000 | $ 75,000 |
| Montgomery County Alabama | 2 | $ 120,000 | $ 60,000 | $ 86,000 |
| Maricopa County Arizona | 2 | $ 471,000 | $ 235,000 | $ 96,000 |
| Yavapai County Arizona | 2 | $ 597,000 | $ 298,000 | $ 99,000 |
| San Bernardino County California | 2 | $ 439,000 | $ 219,000 | $ 103,000 |
| Denver County Colorado | 2 | $ 529,000 | $ 264,000 | $ 75,000 |
| DeKalb County Georgia | 2 | $ 210,000 | $ 105,000 | $ 109,000 |
| Lake County Illinois | 2 | $ 331,000 | $ 165,000 | $ 65,000 |
| McHenry County Illinois | 2 | $ 105,000 | $ 52,000 | $ 36,000 |
| Sedgwick County Kansas | 2 | $ 258,000 | $ 129,000 | $ 59,000 |
| Jefferson County Louisiana | 2 | $ 511,000 | $ 255,000 | $ 86,000 |
| Kent County Michigan | 2 | $ 325,000 | $ 162,000 | $ 105,000 |
| Clark County Nevada | 2 | $ 404,000 | $ 202,000 | $ 105,000 |
| Burlington County New Jersey | 2 | $ 258,000 | $ 129,000 | $ 62,000 |
| Nassau County New York | 2 | $ 530,000 | $ 265,000 | $ 70,000 |
| Major County Oklahoma | 2 | $ 93,000 | $ 46,000 | $ 73,000 |
| Clackamas County Oregon | 2 | $ 598,000 | $ 299,000 | $ 72,000 |
| Bucks County Pennsylvania | 2 | $ 507,000 | $ 253,000 | $ 192,000 |
| Montgomery County Pennsylvania | 2 | $ 267,000 | $ 133,000 | $ 65,000 |
| Philadelphia County Pennsylvania | 2 | $ 424,000 | $ 212,000 | $ 96,000 |
| Wilson County Tennessee | 2 | $ 502,000 | $ 251,000 | $ 101,000 |
| Chittenden County Vermont | 2 | $ 151,000 | $ 75,000 | $ 90,000 |
| Roanoke City County Virginia | 2 | $ 315,000 | $ 157,000 | $ 70,000 |
| Madison County Alabama | 1 | $ 52,000 | $ 52,000 | $ 72,000 |
| Greenlee County Arizona | 1 | $ 65,000 | $ 65,000 | $ 85,000 |
| Ashley County Arkansas | 1 | $ 85,000 | $ 85,000 | $ 38,000 |
| Benton County Arkansas | 1 | $ 203,000 | $ 203,000 | $ 120,000 |
| Greene County Arkansas | 1 | $ 55,000 | $ 55,000 | $ 44,000 |
| Miller County Arkansas | 1 | $ 33,000 | $ 33,000 | $ 27,000 |
| Alameda County California | 1 | $ 593,000 | $ 593,000 | $ 217,000 |
| Los Angeles County California | 1 | $ 362,000 | $ 362,000 | $ 61,000 |
| Placer County California | 1 | $ 248,000 | $ 248,000 | $ 68,000 |
| Riverside County California | 1 | $ 220,000 | $ 220,000 | $ 102,000 |
| Sacramento County California | 1 | $ 235,000 | $ 235,000 | $ 55,000 |
| Douglas County Colorado | 1 | $ 252,000 | $ 252,000 | $ 51,000 |
| El Paso County Colorado | 1 | $ 417,000 | $ 417,000 | $ 39,000 |
| Litchfield County Connecticut | 1 | $ 170,000 | $ 170,000 | $ 230,000 |
| Hernando County Florida | 1 | $ 133,000 | $ 133,000 | $ 200,000 |
| Hillsborough County Florida | 1 | $ 168,000 | $ 168,000 | $ 119,000 |
| Lake County Florida | 1 | $ 160,000 | $ 160,000 | $ 125,000 |
| Lee County Florida | 1 | $ 127,000 | $ 127,000 | $ 39,000 |
| Nassau County Florida | 1 | $ 94,000 | $ 94,000 | $ 72,000 |
| Orange County Florida | 1 | $ 223,000 | $ 223,000 | $ 0 |
| Palm Beach County Florida | 1 | $ 281,000 | $ 281,000 | $ 150,000 |
| St. Johns County Florida | 1 | $ 490,000 | $ 490,000 | $ 412,000 |
| Volusia County Florida | 1 | $ 144,000 | $ 144,000 | $ 118,000 |
| Cherokee County Georgia | 1 | $ 100,000 | $ 100,000 | $ 42,000 |
| Clayton County Georgia | 1 | $ 172,000 | $ 172,000 | $ 41,000 |
| Cobb County Georgia | 1 | $ 270,000 | $ 270,000 | $ 260,000 |
| Coweta County Georgia | 1 | $ 125,000 | $ 125,000 | $ 141,000 |
| Douglas County Georgia | 1 | $ 189,000 | $ 189,000 | $ 90,000 |
| Fayette County Georgia | 1 | $ 200,000 | $ 200,000 | $ 58,000 |
| Fulton County Georgia | 1 | $ 206,000 | $ 206,000 | $ 165,000 |
| Henry County Georgia | 1 | $ 262,000 | $ 262,000 | $ 172,000 |
| Houston County Georgia | 1 | $ 198,000 | $ 198,000 | $ 106,000 |
| Richmond County Georgia | 1 | $ 76,000 | $ 76,000 | $ 54,000 |
| Maui County Hawaii | 1 | $ 231,000 | $ 231,000 | $ 125,000 |
| Adams County Illinois | 1 | $ 123,000 | $ 123,000 | $ 22,000 |
| DuPage County Illinois | 1 | $ 316,000 | $ 316,000 | $ 157,000 |
| Grundy County Illinois | 1 | $ 129,000 | $ 129,000 | $ 60,000 |
| Allen County Indiana | 1 | $ 90,000 | $ 90,000 | $ 30,000 |
| Lake County Indiana | 1 | $ 100,000 | $ 100,000 | $ 44,000 |
| Morgan County Indiana | 1 | $ 102,000 | $ 102,000 | $ 98,000 |
| Scott County Iowa | 1 | $ 142,000 | $ 142,000 | $ 29,000 |
| Marion County Kansas | 1 | $ 68,000 | $ 68,000 | $ 72,000 |
| Wyandotte County Kansas | 1 | $ 152,000 | $ 152,000 | $ 42,000 |
| Menifee County Kentucky | 1 | $ 315,000 | $ 315,000 | $ 83,000 |
| York County Maine | 1 | $ 184,000 | $ 184,000 | $ 57,000 |
| Cecil County Maryland | 1 | $ 241,000 | $ 241,000 | $ 39,000 |
| Frederick County Maryland | 1 | $ 290,000 | $ 290,000 | $ 107,000 |
| Wayne County Michigan | 1 | $ 216,000 | $ 216,000 | $ 135,000 |
| St. Louis County Minnesota | 1 | $ 92,000 | $ 92,000 | $ 22,000 |
| Lee County Mississippi | 1 | $ 272,000 | $ 272,000 | $ 66,000 |
| Monroe County Mississippi | 1 | $ 110,000 | $ 110,000 | $ 57,000 |
| Henry County Missouri | 1 | $ 40,000 | $ 40,000 | $ 17,000 |
| St. Louis County Missouri | 1 | $ 8,000 | $ 8,000 | $ 44,000 |
| Cape May County New Jersey | 1 | $ 455,000 | $ 455,000 | $ 197,000 |
| Middlesex County New Jersey | 1 | $ 200,000 | $ 200,000 | $ 94,000 |
| Monmouth County New Jersey | 1 | $ 225,000 | $ 225,000 | $ 67,000 |
| Ocean County New Jersey | 1 | $ 161,000 | $ 161,000 | $ 65,000 |
| Union County New Jersey | 1 | $ 322,000 | $ 322,000 | $ 45,000 |
| Bronx County New York | 1 | $ 112,000 | $ 112,000 | $ 52,000 |
| Erie County New York | 1 | $ 64,000 | $ 64,000 | $ 28,000 |
| Orange County New York | 1 | $ 320,000 | $ 320,000 | $ 106,000 |
| Suffolk County New York | 1 | $ 417,000 | $ 417,000 | $ 160,000 |
| Sullivan County New York | 1 | $ 205,000 | $ 205,000 | $ 105,000 |
| Ulster County New York | 1 | $ 203,000 | $ 203,000 | $ 90,000 |
| Alamance County North Carolina | 1 | $ 286,000 | $ 286,000 | $ 133,000 |
| Martin County North Carolina | 1 | $ 57,000 | $ 57,000 | $ 10,000 |
| Mecklenburg County North Carolina | 1 | $ 160,000 | $ 160,000 | $ 108,000 |
| Wake County North Carolina | 1 | $ 86,000 | $ 86,000 | $ 141,000 |
| Ward County North Dakota | 1 | $ 75,000 | $ 75,000 | $ 57,000 |
| Butler County Ohio | 1 | $ 137,000 | $ 137,000 | $ 113,000 |
| Franklin County Ohio | 1 | $ 51,000 | $ 51,000 | $ 35,000 |
| Lorain County Ohio | 1 | $ 120,000 | $ 120,000 | $ 73,000 |
| Lucas County Ohio | 1 | $ 276,000 | $ 276,000 | $ 130,000 |
| Mahoning County Ohio | 1 | $ 135,000 | $ 135,000 | $ 177,000 |
| Delaware County Oklahoma | 1 | $ 242,000 | $ 242,000 | $ 193,000 |
| McClain County Oklahoma | 1 | $ 65,000 | $ 65,000 | $ 95,000 |
| Oklahoma County Oklahoma | 1 | $ 89,000 | $ 89,000 | $ 52,000 |
| Marion County Oregon | 1 | $ 285,000 | $ 285,000 | $ 200,000 |
| Berks County Pennsylvania | 1 | $ 53,000 | $ 53,000 | $ 63,000 |
| Chester County Pennsylvania | 1 | $ 149,000 | $ 149,000 | $ 66,000 |
| Delaware County Pennsylvania | 1 | $ 240,000 | $ 240,000 | $ 97,000 |
| Luzerne County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 48,000 |
| Wayne County Pennsylvania | 1 | $ 100,000 | $ 100,000 | $ 34,000 |
| Providence County Rhode Island | 1 | $ 99,000 | $ 99,000 | $ 32,000 |
| Charleston County South Carolina | 1 | $ 121,000 | $ 121,000 | $ 64,000 |
| Montgomery County Tennessee | 1 | $ 113,000 | $ 113,000 | $ 20,000 |
| Rutherford County Tennessee | 1 | $ 591,000 | $ 591,000 | $ 250,000 |
| Shelby County Tennessee | 1 | $ 82,000 | $ 82,000 | $ 29,000 |
| Bexar County Texas | 1 | $ 416,000 | $ 416,000 | $ 98,000 |
| Dallas County Texas | 1 | $ 303,000 | $ 303,000 | $ 265,000 |
| Gregg County Texas | 1 | $ 215,000 | $ 215,000 | $ 75,000 |
| Beaver County Utah | 1 | $ 39,000 | $ 39,000 | $ 51,000 |
| Davis County Utah | 1 | $ 306,000 | $ 306,000 | $ 127,000 |
| Salt Lake County Utah | 1 | $ 161,000 | $ 161,000 | $ 60,000 |
| Utah County Utah | 1 | $ 337,000 | $ 337,000 | $ 61,000 |
| Bedford County Virginia | 1 | $ 375,000 | $ 375,000 | $ 108,000 |
| Frederick County Virginia | 1 | $ 267,000 | $ 267,000 | $ 98,000 |
| Prince William County Virginia | 1 | $ 250,000 | $ 250,000 | $ 208,000 |
| York County Virginia | 1 | $ 277,000 | $ 277,000 | $ 141,000 |
| Skagit County Washington | 1 | $ 250,000 | $ 250,000 | $ 44,000 |
| Snohomish County Washington | 1 | $ 229,000 | $ 229,000 | $ 0 |
| Marion County West Virginia | 1 | $ 51,000 | $ 51,000 | $ 51,000 |
| Raleigh County West Virginia | 1 | $ 107,000 | $ 107,000 | $ 38,000 |
| Campbell County Wyoming | 1 | $ 30,000 | $ 30,000 | $ 160,000 |
Mortgage Loan Application Detail Totals for Allstate Bank in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 122 | $22,894,000 | $187,000 | $593,000 | $86,000 | $412,000 |
| Home Purchase | 68 | $12,662,000 | $186,000 | $417,000 | $90,000 | $336,000 |
| Home Improvement | 6 | $663,000 | $110,000 | $306,000 | $89,000 | $160,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 114 | $21,333,000 | $187,000 | $593,000 | $86,000 | $412,000 |
| Not Provided | 36 | $7,521,000 | $208,000 | $532,000 | $101,000 | $350,000 |
| Black or African American | 27 | $4,025,000 | $149,000 | $591,000 | $84,000 | $260,000 |
| Hispanic | 12 | $2,076,000 | $173,000 | $322,000 | $66,000 | $150,000 |
| Asian | 4 | $823,000 | $205,000 | $378,000 | $72,000 | $112,000 |
| American Indian or Alaskan Native | 2 | $210,000 | $105,000 | $170,000 | $69,000 | $121,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $231,000 | $231,000 | $231,000 | $125,000 | $125,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 196 | $36,219,000 | $184,000 | $593,000 | $87,000 | $412,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 124 | $24,812,000 | $200,000 | $593,000 | $99,000 | $412,000 |
| Application Approved But Not Accepted | 23 | $3,978,000 | $172,000 | $417,000 | $73,000 | $160,000 |
| Application Denied By Financial Institution | 23 | $3,587,000 | $155,000 | $417,000 | $66,000 | $200,000 |
| Loan Purchased By The Institution | 22 | $3,161,000 | $143,000 | $248,000 | $47,000 | $121,000 |
| File Closed For Incompleteness | 4 | $681,000 | $170,000 | $350,000 | $136,000 | $336,000 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 11 | $1,766,000 | $160,000 | $378,000 | $69,000 | $125,000 |
| Debt-To-Income Ratio | 6 | $1,145,000 | $190,000 | $417,000 | $35,000 | $44,000 |
| Credit Application Incomplete | 4 | $305,000 | $76,000 | $133,000 | $101,000 | $200,000 |
| Credit History | 1 | $216,000 | $216,000 | $216,000 | $96,000 | $96,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $155,000 | $155,000 | $155,000 | $43,000 | $43,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Allstate Bank's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Allstate Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.