Altra Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2011
Altra Federal Credit Union 2011 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Altra Federal Credit Union 1700 Oak Forest Drive Onalaska, WI 54650 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,315 |
| Total Mortgage Loan Application Amount | $432,535,000 |
| Average Mortgage Loan Application Amount | $103,000 |
| Highest Mortgage Loan Application Amount | $1,845,000 |
| Average Applicant Income | $81,333 |
| Highest Applicant Income | $1,252,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2011 with Altra Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Altra Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2011 breaks down Altra Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Altra Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Altra Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Altra Federal Credit Union's mortgage activity for 2011.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| La Crosse County Wisconsin | 1,712 | $ 220,202,000 | $ 128,000 | $ 82,000 |
| Smith County Texas | 331 | $ 40,543,000 | $ 122,000 | $ 92,000 |
| Houston County Minnesota | 209 | $ 28,353,000 | $ 135,000 | $ 76,000 |
| Winona County Minnesota | 176 | $ 24,963,000 | $ 141,000 | $ 74,000 |
| Montgomery County Tennessee | 128 | $ 15,652,000 | $ 122,000 | $ 70,000 |
| Vernon County Wisconsin | 117 | $ 15,448,000 | $ 132,000 | $ 76,000 |
| Monroe County Wisconsin | 64 | $ 8,049,000 | $ 125,000 | $ 71,000 |
| Trempealeau County Wisconsin | 61 | $ 8,225,000 | $ 134,000 | $ 73,000 |
| Cherokee County Texas | 25 | $ 3,446,000 | $ 137,000 | $ 80,000 |
| Henderson County Texas | 22 | $ 2,093,000 | $ 95,000 | $ 72,000 |
| Hennepin County Minnesota | 20 | $ 4,268,000 | $ 213,000 | $ 132,000 |
| Stewart County Tennessee | 20 | $ 2,070,000 | $ 103,000 | $ 58,000 |
| Jackson County Wisconsin | 19 | $ 2,075,000 | $ 109,000 | $ 60,000 |
| Buffalo County Wisconsin | 16 | $ 1,634,000 | $ 102,000 | $ 81,000 |
| Fayette County Kentucky | 12 | $ 1,609,000 | $ 134,000 | $ 109,000 |
| Pueblo County Colorado | 11 | $ 1,145,000 | $ 104,000 | $ 84,000 |
| Ramsey County Minnesota | 11 | $ 1,543,000 | $ 140,000 | $ 85,000 |
| Dane County Wisconsin | 10 | $ 2,093,000 | $ 209,000 | $ 104,000 |
| Fillmore County Minnesota | 8 | $ 611,000 | $ 76,000 | $ 55,000 |
| Sebastian County Arkansas | 7 | $ 412,000 | $ 58,000 | $ 51,000 |
| Allamakee County Iowa | 7 | $ 1,201,000 | $ 171,000 | $ 148,000 |
| Olmsted County Minnesota | 7 | $ 1,286,000 | $ 183,000 | $ 84,000 |
| Davidson County Tennessee | 7 | $ 605,000 | $ 86,000 | $ 88,000 |
| Harris County Texas | 7 | $ 1,026,000 | $ 146,000 | $ 128,000 |
| Crawford County Wisconsin | 7 | $ 914,000 | $ 130,000 | $ 51,000 |
| Todd County Kentucky | 6 | $ 352,000 | $ 58,000 | $ 56,000 |
| Denton County Texas | 6 | $ 882,000 | $ 147,000 | $ 94,000 |
| Eau Claire County Wisconsin | 6 | $ 726,000 | $ 121,000 | $ 54,000 |
| Hillsborough County Florida | 5 | $ 984,000 | $ 196,000 | $ 160,000 |
| Clark County Kentucky | 5 | $ 446,000 | $ 89,000 | $ 96,000 |
| Scott County Minnesota | 5 | $ 905,000 | $ 181,000 | $ 83,000 |
| Anderson County Texas | 5 | $ 338,000 | $ 67,000 | $ 60,000 |
| Van Zandt County Texas | 5 | $ 790,000 | $ 158,000 | $ 88,000 |
| Lee County Florida | 4 | $ 950,000 | $ 237,000 | $ 113,000 |
| Scott County Iowa | 4 | $ 586,000 | $ 146,000 | $ 97,000 |
| Washington County Minnesota | 4 | $ 1,049,000 | $ 262,000 | $ 137,000 |
| Mercer County New Jersey | 4 | $ 605,000 | $ 151,000 | $ 83,000 |
| Gregg County Texas | 4 | $ 425,000 | $ 106,000 | $ 68,000 |
| Rusk County Texas | 4 | $ 478,000 | $ 119,000 | $ 79,000 |
| Tarrant County Texas | 4 | $ 312,000 | $ 78,000 | $ 85,000 |
| Upshur County Texas | 4 | $ 536,000 | $ 134,000 | $ 44,000 |
| Barron County Wisconsin | 4 | $ 670,000 | $ 167,000 | $ 108,000 |
| Brown County Wisconsin | 4 | $ 688,000 | $ 172,000 | $ 91,000 |
| Crawford County Arkansas | 3 | $ 165,000 | $ 55,000 | $ 63,000 |
| Adams County Colorado | 3 | $ 672,000 | $ 224,000 | $ 243,000 |
| Broward County Florida | 3 | $ 390,000 | $ 130,000 | $ 112,000 |
| Bourbon County Kentucky | 3 | $ 140,000 | $ 46,000 | $ 37,000 |
| Madison County Kentucky | 3 | $ 344,000 | $ 114,000 | $ 73,000 |
| Wabasha County Minnesota | 3 | $ 354,000 | $ 118,000 | $ 90,000 |
| Jefferson County Tennessee | 3 | $ 1,243,000 | $ 414,000 | $ 98,000 |
| Robertson County Tennessee | 3 | $ 421,000 | $ 140,000 | $ 69,000 |
| Wood County Texas | 3 | $ 253,000 | $ 84,000 | $ 95,000 |
| Juneau County Wisconsin | 3 | $ 507,000 | $ 169,000 | $ 57,000 |
| Marathon County Wisconsin | 3 | $ 529,000 | $ 176,000 | $ 79,000 |
| Milwaukee County Wisconsin | 3 | $ 419,000 | $ 139,000 | $ 118,000 |
| Richland County Wisconsin | 3 | $ 555,000 | $ 185,000 | $ 196,000 |
| Sauk County Wisconsin | 3 | $ 348,000 | $ 116,000 | $ 83,000 |
| Sawyer County Wisconsin | 3 | $ 431,000 | $ 143,000 | $ 292,000 |
| Boulder County Colorado | 2 | $ 410,000 | $ 205,000 | $ 54,000 |
| Routt County Colorado | 2 | $ 476,000 | $ 238,000 | $ 141,000 |
| Weld County Colorado | 2 | $ 352,000 | $ 176,000 | $ 71,000 |
| Charlotte County Florida | 2 | $ 218,000 | $ 109,000 | $ 173,000 |
| Orange County Florida | 2 | $ 229,000 | $ 114,000 | $ 91,000 |
| Palm Beach County Florida | 2 | $ 352,000 | $ 176,000 | $ 171,000 |
| Sumter County Florida | 2 | $ 423,000 | $ 211,000 | $ 207,000 |
| DuPage County Illinois | 2 | $ 295,000 | $ 147,000 | $ 100,000 |
| Henry County Iowa | 2 | $ 64,000 | $ 32,000 | $ 104,000 |
| Story County Iowa | 2 | $ 325,000 | $ 162,000 | $ 67,000 |
| Garrard County Kentucky | 2 | $ 254,000 | $ 127,000 | $ 62,000 |
| Jefferson County Kentucky | 2 | $ 444,000 | $ 222,000 | $ 148,000 |
| Jessamine County Kentucky | 2 | $ 263,000 | $ 131,000 | $ 42,000 |
| Johnson County Kentucky | 2 | $ 61,000 | $ 30,000 | $ 28,000 |
| Rockcastle County Kentucky | 2 | $ 133,000 | $ 66,000 | $ 32,000 |
| Scott County Kentucky | 2 | $ 184,000 | $ 92,000 | $ 68,000 |
| Iberia County Louisiana | 2 | $ 224,000 | $ 112,000 | $ 49,000 |
| Lincoln County Louisiana | 2 | $ 350,000 | $ 175,000 | $ 100,000 |
| Otter Tail County Minnesota | 2 | $ 324,000 | $ 162,000 | $ 88,000 |
| Pine County Minnesota | 2 | $ 259,000 | $ 129,000 | $ 129,000 |
| St. Charles County Missouri | 2 | $ 144,000 | $ 72,000 | $ 93,000 |
| Montgomery County Pennsylvania | 2 | $ 94,000 | $ 47,000 | $ 68,000 |
| Cheatham County Tennessee | 2 | $ 162,000 | $ 81,000 | $ 40,000 |
| Henry County Tennessee | 2 | $ 98,000 | $ 49,000 | $ 29,000 |
| Rutherford County Tennessee | 2 | $ 315,000 | $ 157,000 | $ 79,000 |
| Williamson County Tennessee | 2 | $ 358,000 | $ 179,000 | $ 110,000 |
| Angelina County Texas | 2 | $ 120,000 | $ 60,000 | $ 50,000 |
| Collin County Texas | 2 | $ 499,000 | $ 249,000 | $ 127,000 |
| Dallas County Texas | 2 | $ 354,000 | $ 177,000 | $ 144,000 |
| Fort Bend County Texas | 2 | $ 180,000 | $ 90,000 | $ 75,000 |
| Harrison County Texas | 2 | $ 212,000 | $ 106,000 | $ 95,000 |
| Kaufman County Texas | 2 | $ 281,000 | $ 140,000 | $ 83,000 |
| Lubbock County Texas | 2 | $ 444,000 | $ 222,000 | $ 53,000 |
| Parker County Texas | 2 | $ 189,000 | $ 94,000 | $ 72,000 |
| Dodge County Wisconsin | 2 | $ 160,000 | $ 80,000 | $ 97,000 |
| Green County Wisconsin | 2 | $ 145,000 | $ 72,000 | $ 56,000 |
| Jefferson County Wisconsin | 2 | $ 453,000 | $ 226,000 | $ 141,000 |
| Oneida County Wisconsin | 2 | $ 217,000 | $ 108,000 | $ 134,000 |
| Pierce County Wisconsin | 2 | $ 1,613,000 | $ 806,000 | $ 183,000 |
| Racine County Wisconsin | 2 | $ 262,000 | $ 131,000 | $ 63,000 |
| St. Croix County Wisconsin | 2 | $ 338,000 | $ 169,000 | $ 84,000 |
| Waukesha County Wisconsin | 2 | $ 315,000 | $ 157,000 | $ 122,000 |
| Winnebago County Wisconsin | 2 | $ 137,000 | $ 68,000 | $ 55,000 |
| Maricopa County Arizona | 1 | $ 15,000 | $ 15,000 | $ 53,000 |
| Benton County Arkansas | 1 | $ 220,000 | $ 220,000 | $ 64,000 |
| Little River County Arkansas | 1 | $ 142,000 | $ 142,000 | $ 138,000 |
| Saline County Arkansas | 1 | $ 51,000 | $ 51,000 | $ 120,000 |
| El Paso County Colorado | 1 | $ 102,000 | $ 102,000 | $ 133,000 |
| Summit County Colorado | 1 | $ 384,000 | $ 384,000 | $ 279,000 |
| Alachua County Florida | 1 | $ 400,000 | $ 400,000 | $ 173,000 |
| Bay County Florida | 1 | $ 159,000 | $ 159,000 | $ 120,000 |
| Collier County Florida | 1 | $ 62,000 | $ 62,000 | $ 72,000 |
| Duval County Florida | 1 | $ 139,000 | $ 139,000 | $ 57,000 |
| Lake County Florida | 1 | $ 162,000 | $ 162,000 | $ 102,000 |
| Leon County Florida | 1 | $ 314,000 | $ 314,000 | $ 202,000 |
| Pinellas County Florida | 1 | $ 98,000 | $ 98,000 | $ 46,000 |
| Forsyth County Georgia | 1 | $ 62,000 | $ 62,000 | $ 91,000 |
| Cook County Illinois | 1 | $ 357,000 | $ 357,000 | $ 342,000 |
| Hancock County Illinois | 1 | $ 87,000 | $ 87,000 | $ 145,000 |
| Kendall County Illinois | 1 | $ 231,000 | $ 231,000 | $ 167,000 |
| Knox County Illinois | 1 | $ 102,000 | $ 102,000 | $ 103,000 |
| Allen County Indiana | 1 | $ 110,000 | $ 110,000 | $ 65,000 |
| Hancock County Indiana | 1 | $ 60,000 | $ 60,000 | $ 118,000 |
| Wayne County Indiana | 1 | $ 38,000 | $ 38,000 | $ 35,000 |
| Clayton County Iowa | 1 | $ 148,000 | $ 148,000 | $ 106,000 |
| Dallas County Iowa | 1 | $ 35,000 | $ 35,000 | $ 96,000 |
| Des Moines County Iowa | 1 | $ 16,000 | $ 16,000 | $ 62,000 |
| Hamilton County Iowa | 1 | $ 129,000 | $ 129,000 | $ 265,000 |
| Johnson County Kansas | 1 | $ 263,000 | $ 263,000 | $ 220,000 |
| Boyle County Kentucky | 1 | $ 70,000 | $ 70,000 | $ 44,000 |
| Breckinridge County Kentucky | 1 | $ 35,000 | $ 35,000 | $ 139,000 |
| Christian County Kentucky | 1 | $ 100,000 | $ 100,000 | $ 63,000 |
| Estill County Kentucky | 1 | $ 45,000 | $ 45,000 | $ 41,000 |
| Fleming County Kentucky | 1 | $ 61,000 | $ 61,000 | $ 96,000 |
| Mercer County Kentucky | 1 | $ 55,000 | $ 55,000 | $ 21,000 |
| Montgomery County Kentucky | 1 | $ 41,000 | $ 41,000 | $ 41,000 |
| Pulaski County Kentucky | 1 | $ 128,000 | $ 128,000 | $ 79,000 |
| Simpson County Kentucky | 1 | $ 65,000 | $ 65,000 | $ 42,000 |
| Spencer County Kentucky | 1 | $ 166,000 | $ 166,000 | $ 91,000 |
| Trigg County Kentucky | 1 | $ 100,000 | $ 100,000 | $ 57,000 |
| Rapides County Louisiana | 1 | $ 74,000 | $ 74,000 | $ 85,000 |
| Webster County Louisiana | 1 | $ 14,000 | $ 14,000 | $ 61,000 |
| Ogemaw County Michigan | 1 | $ 18,000 | $ 18,000 | $ 92,000 |
| Benton County Minnesota | 1 | $ 272,000 | $ 272,000 | $ 69,000 |
| Blue Earth County Minnesota | 1 | $ 91,000 | $ 91,000 | $ 28,000 |
| Crow Wing County Minnesota | 1 | $ 1,005,000 | $ 1,005,000 | $ 743,000 |
| Dakota County Minnesota | 1 | $ 8,000 | $ 8,000 | $ 58,000 |
| Itasca County Minnesota | 1 | $ 632,000 | $ 632,000 | $ 297,000 |
| Mower County Minnesota | 1 | $ 32,000 | $ 32,000 | $ 95,000 |
| Sherburne County Minnesota | 1 | $ 173,000 | $ 173,000 | $ 46,000 |
| St. Louis County Minnesota | 1 | $ 128,000 | $ 128,000 | $ 51,000 |
| Cheshire County New Hampshire | 1 | $ 95,000 | $ 95,000 | $ 66,000 |
| Burlington County New Jersey | 1 | $ 175,000 | $ 175,000 | $ 79,000 |
| Gloucester County New Jersey | 1 | $ 44,000 | $ 44,000 | $ 107,000 |
| Somerset County New Jersey | 1 | $ 63,000 | $ 63,000 | $ 11,000 |
| Guilford County North Carolina | 1 | $ 172,000 | $ 172,000 | $ 140,000 |
| Butler County Ohio | 1 | $ 20,000 | $ 20,000 | $ 151,000 |
| Benton County Oregon | 1 | $ 30,000 | $ 30,000 | $ 34,000 |
| Multnomah County Oregon | 1 | $ 180,000 | $ 180,000 | $ 72,000 |
| Bucks County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 68,000 |
| Westmoreland County Pennsylvania | 1 | $ 58,000 | $ 58,000 | $ 221,000 |
| Horry County South Carolina | 1 | $ 61,000 | $ 61,000 | $ 140,000 |
| Richland County South Carolina | 1 | $ 26,000 | $ 26,000 | $ 174,000 |
| Hardeman County Tennessee | 1 | $ 139,000 | $ 139,000 | $ 99,000 |
| Humphreys County Tennessee | 1 | $ 32,000 | $ 32,000 | $ 31,000 |
| Camp County Texas | 1 | $ 100,000 | $ 100,000 | $ 46,000 |
| Ellis County Texas | 1 | $ 90,000 | $ 90,000 | $ 180,000 |
| Galveston County Texas | 1 | $ 341,000 | $ 341,000 | $ 230,000 |
| Jefferson County Texas | 1 | $ 135,000 | $ 135,000 | $ 60,000 |
| Montgomery County Texas | 1 | $ 123,000 | $ 123,000 | $ 133,000 |
| Nacogdoches County Texas | 1 | $ 92,000 | $ 92,000 | $ 58,000 |
| Navarro County Texas | 1 | $ 81,000 | $ 81,000 | $ 82,000 |
| Rockwall County Texas | 1 | $ 109,000 | $ 109,000 | $ 52,000 |
| Travis County Texas | 1 | $ 240,000 | $ 240,000 | $ 87,000 |
| Williamson County Texas | 1 | $ 170,000 | $ 170,000 | $ 140,000 |
| Adams County Wisconsin | 1 | $ 24,000 | $ 24,000 | $ 36,000 |
| Ashland County Wisconsin | 1 | $ 100,000 | $ 100,000 | $ 98,000 |
| Calumet County Wisconsin | 1 | $ 127,000 | $ 127,000 | $ 80,000 |
| Chippewa County Wisconsin | 1 | $ 133,000 | $ 133,000 | $ 50,000 |
| Clark County Wisconsin | 1 | $ 85,000 | $ 85,000 | $ 75,000 |
| Douglas County Wisconsin | 1 | $ 102,000 | $ 102,000 | $ 74,000 |
| Grant County Wisconsin | 1 | $ 246,000 | $ 246,000 | $ 63,000 |
| Lafayette County Wisconsin | 1 | $ 50,000 | $ 50,000 | $ 146,000 |
| Pepin County Wisconsin | 1 | $ 126,000 | $ 126,000 | $ 165,000 |
| Rock County Wisconsin | 1 | $ 274,000 | $ 274,000 | $ 98,000 |
| Rusk County Wisconsin | 1 | $ 138,000 | $ 138,000 | $ 162,000 |
| Washburn County Wisconsin | 1 | $ 74,000 | $ 74,000 | $ 62,000 |
| Washington County Wisconsin | 1 | $ 153,000 | $ 153,000 | $ 68,000 |
| Waupaca County Wisconsin | 1 | $ 220,000 | $ 220,000 | $ 129,000 |
| Waushara County Wisconsin | 1 | $ 144,000 | $ 144,000 | $ 130,000 |
Mortgage Loan Application Detail Totals for Altra Federal Credit Union in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,518 | $337,644,000 | $134,000 | $1,845,000 | $84,000 | $1,252,000 |
| Home Purchase | 656 | $89,141,000 | $135,000 | $1,563,000 | $78,000 | $615,000 |
| Home Improvement | 141 | $5,750,000 | $40,000 | $277,000 | $82,000 | $397,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,064 | $400,360,000 | $130,000 | $1,845,000 | $83,000 | $1,252,000 |
| Not Provided | 100 | $13,333,000 | $133,000 | $417,000 | $85,000 | $400,000 |
| Asian | 51 | $7,578,000 | $148,000 | $509,000 | $104,000 | $492,000 |
| Black or African American | 51 | $4,958,000 | $97,000 | $320,000 | $79,000 | $295,000 |
| Hispanic | 34 | $3,608,000 | $106,000 | $267,000 | $71,000 | $241,000 |
| American Indian or Alaskan Native | 11 | $1,790,000 | $162,000 | $280,000 | $111,000 | $210,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $908,000 | $227,000 | $300,000 | $118,000 | $171,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,252 | $423,645,000 | $130,000 | $1,845,000 | $83,000 | $1,252,000 |
| FHA-insured (Federal Housing Administration) | 48 | $6,288,000 | $131,000 | $419,000 | $70,000 | $185,000 |
| VA-guaranteed (Veterans Administration) | 15 | $2,602,000 | $173,000 | $415,000 | $68,000 | $125,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,390 | $307,479,000 | $128,000 | $1,845,000 | $87,000 | $1,252,000 |
| Application Withdrawn By Applicant | 762 | $106,831,000 | $140,000 | $1,005,000 | $75,000 | $743,000 |
| Application Denied By Financial Institution | 132 | $16,232,000 | $122,000 | $416,000 | $60,000 | $174,000 |
| File Closed For Incompleteness | 30 | $1,927,000 | $64,000 | $263,000 | $75,000 | $220,000 |
| Application Approved But Not Accepted | 1 | $66,000 | $66,000 | $66,000 | $35,000 | $35,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 55 | $8,248,000 | $149,000 | $401,000 | $47,000 | $141,000 |
| Credit History | 28 | $3,232,000 | $115,000 | $183,000 | $74,000 | $146,000 |
| Collateral | 13 | $1,556,000 | $119,000 | $155,000 | $66,000 | $138,000 |
| Other | 4 | $438,000 | $109,000 | $189,000 | $59,000 | $86,000 |
| Unverifiable Information | 2 | $702,000 | $351,000 | $416,000 | $131,000 | $145,000 |
| Employment History | 2 | $510,000 | $255,000 | $405,000 | $58,000 | $116,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Altra Federal Credit Union's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Altra Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.