Amarillo National Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Amarillo National Bank 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Amarillo National Bank 410 S Taylor Street Amarillo, TX 79101 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,096 |
| Total Mortgage Loan Application Amount | $699,780,000 |
| Average Mortgage Loan Application Amount | $129,800 |
| Highest Mortgage Loan Application Amount | $17,675,000 |
| Average Applicant Income | $96,600 |
| Highest Applicant Income | $1,727,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Amarillo National Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Amarillo National Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Amarillo National Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Amarillo National Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Amarillo National Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Amarillo National Bank's mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Randall County Texas | 1,101 | $ 189,395,000 | $ 172,000 | $ 103,000 |
| Potter County Texas | 570 | $ 74,400,000 | $ 130,000 | $ 84,000 |
| Lubbock County Texas | 248 | $ 43,030,000 | $ 173,000 | $ 120,000 |
| Hutchinson County Texas | 115 | $ 12,685,000 | $ 110,000 | $ 86,000 |
| Brazos County Texas | 63 | $ 14,215,000 | $ 225,000 | $ 166,000 |
| Gray County Texas | 36 | $ 3,940,000 | $ 109,000 | $ 88,000 |
| Travis County Texas | 29 | $ 23,585,000 | $ 813,000 | $ 292,000 |
| Carson County Texas | 27 | $ 2,975,000 | $ 110,000 | $ 83,000 |
| Moore County Texas | 26 | $ 2,970,000 | $ 114,000 | $ 79,000 |
| Deaf Smith County Texas | 15 | $ 1,755,000 | $ 117,000 | $ 87,000 |
| Dallas County Texas | 12 | $ 5,180,000 | $ 431,000 | $ 406,000 |
| Hansford County Texas | 10 | $ 970,000 | $ 97,000 | $ 72,000 |
| Castro County Texas | 9 | $ 435,000 | $ 48,000 | $ 67,000 |
| Donley County Texas | 8 | $ 390,000 | $ 48,000 | $ 67,000 |
| Harris County Texas | 8 | $ 2,380,000 | $ 297,000 | $ 94,000 |
| Hartley County Texas | 8 | $ 900,000 | $ 112,000 | $ 80,000 |
| Tarrant County Texas | 8 | $ 2,310,000 | $ 288,000 | $ 157,000 |
| Armstrong County Texas | 7 | $ 955,000 | $ 136,000 | $ 86,000 |
| Collin County Texas | 7 | $ 1,315,000 | $ 187,000 | $ 469,000 |
| Collingsworth County Texas | 7 | $ 725,000 | $ 103,000 | $ 74,000 |
| Swisher County Texas | 7 | $ 625,000 | $ 89,000 | $ 71,000 |
| Wheeler County Texas | 7 | $ 485,000 | $ 69,000 | $ 64,000 |
| Williamson County Texas | 7 | $ 14,275,000 | $ 2,039,000 | $ 279,000 |
| Denton County Texas | 6 | $ 1,220,000 | $ 203,000 | $ 122,000 |
| Hall County Texas | 6 | $ 240,000 | $ 40,000 | $ 50,000 |
| Oldham County Texas | 6 | $ 930,000 | $ 155,000 | $ 90,000 |
| Ellis County Texas | 4 | $ 950,000 | $ 237,000 | $ 913,000 |
| Hale County Texas | 4 | $ 320,000 | $ 80,000 | $ 51,000 |
| Hays County Texas | 4 | $ 3,190,000 | $ 797,000 | $ 619,000 |
| Lamb County Texas | 4 | $ 350,000 | $ 87,000 | $ 70,000 |
| Midland County Texas | 4 | $ 780,000 | $ 195,000 | $ 72,000 |
| Montgomery County Texas | 4 | $ 990,000 | $ 247,000 | $ 161,000 |
| Ochiltree County Texas | 4 | $ 470,000 | $ 117,000 | $ 302,000 |
| Colfax County New Mexico | 3 | $ 665,000 | $ 221,000 | $ 147,000 |
| Santa Fe County New Mexico | 3 | $ 975,000 | $ 325,000 | $ 182,000 |
| Bailey County Texas | 3 | $ 415,000 | $ 138,000 | $ 71,000 |
| Brazoria County Texas | 3 | $ 515,000 | $ 171,000 | $ 121,000 |
| Ector County Texas | 3 | $ 565,000 | $ 188,000 | $ 94,000 |
| Gaines County Texas | 3 | $ 355,000 | $ 118,000 | $ 110,000 |
| Hemphill County Texas | 3 | $ 255,000 | $ 85,000 | $ 70,000 |
| Hill County Texas | 3 | $ 755,000 | $ 251,000 | $ 278,000 |
| Hockley County Texas | 3 | $ 205,000 | $ 68,000 | $ 64,000 |
| Parker County Texas | 3 | $ 315,000 | $ 105,000 | $ 92,000 |
| Parmer County Texas | 3 | $ 385,000 | $ 128,000 | $ 131,000 |
| Sherman County Texas | 3 | $ 225,000 | $ 75,000 | $ 61,000 |
| Taylor County Texas | 3 | $ 395,000 | $ 131,000 | $ 121,000 |
| Terry County Texas | 3 | $ 345,000 | $ 115,000 | $ 62,000 |
| San Bernardino County California | 2 | $ 930,000 | $ 465,000 | $ 557,000 |
| Grand County Colorado | 2 | $ 570,000 | $ 285,000 | $ 166,000 |
| Canadian County Oklahoma | 2 | $ 590,000 | $ 295,000 | $ 127,000 |
| Texas County Oklahoma | 2 | $ 150,000 | $ 75,000 | $ 64,000 |
| Tulsa County Oklahoma | 2 | $ 460,000 | $ 230,000 | $ 97,000 |
| Bastrop County Texas | 2 | $ 600,000 | $ 300,000 | $ 155,000 |
| Bexar County Texas | 2 | $ 190,000 | $ 95,000 | $ 87,000 |
| Brown County Texas | 2 | $ 370,000 | $ 185,000 | $ 793,000 |
| Burnet County Texas | 2 | $ 820,000 | $ 410,000 | $ 165,000 |
| Cameron County Texas | 2 | $ 29,380,000 | $ 14,690,000 | $ 0 |
| Childress County Texas | 2 | $ 140,000 | $ 70,000 | $ 60,000 |
| Crosby County Texas | 2 | $ 120,000 | $ 60,000 | $ 30,000 |
| Dallam County Texas | 2 | $ 180,000 | $ 90,000 | $ 62,000 |
| Grayson County Texas | 2 | $ 330,000 | $ 165,000 | $ 65,000 |
| Grimes County Texas | 2 | $ 210,000 | $ 105,000 | $ 97,000 |
| Hunt County Texas | 2 | $ 580,000 | $ 290,000 | $ 132,000 |
| Kendall County Texas | 2 | $ 1,500,000 | $ 750,000 | $ 114,000 |
| Rockwall County Texas | 2 | $ 560,000 | $ 280,000 | $ 63,000 |
| Cochise County Arizona | 1 | $ 45,000 | $ 45,000 | $ 144,000 |
| Larimer County Colorado | 1 | $ 485,000 | $ 485,000 | $ 225,000 |
| Okaloosa County Florida | 1 | $ 145,000 | $ 145,000 | $ 28,000 |
| Santa Rosa County Florida | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Walton County Florida | 1 | $ 655,000 | $ 655,000 | $ 0 |
| Ellis County Kansas | 1 | $ 95,000 | $ 95,000 | $ 294,000 |
| Hamilton County Kansas | 1 | $ 135,000 | $ 135,000 | $ 31,000 |
| Stone County Missouri | 1 | $ 235,000 | $ 235,000 | $ 161,000 |
| Bernalillo County New Mexico | 1 | $ 205,000 | $ 205,000 | $ 162,000 |
| Curry County New Mexico | 1 | $ 75,000 | $ 75,000 | $ 33,000 |
| Lea County New Mexico | 1 | $ 225,000 | $ 225,000 | $ 53,000 |
| Mora County New Mexico | 1 | $ 135,000 | $ 135,000 | $ 164,000 |
| Otero County New Mexico | 1 | $ 135,000 | $ 135,000 | $ 129,000 |
| Macon County North Carolina | 1 | $ 375,000 | $ 375,000 | $ 197,000 |
| Cleveland County Oklahoma | 1 | $ 195,000 | $ 195,000 | $ 84,000 |
| Anderson County Texas | 1 | $ 95,000 | $ 95,000 | $ 236,000 |
| Bandera County Texas | 1 | $ 1,345,000 | $ 1,345,000 | $ 0 |
| Bell County Texas | 1 | $ 165,000 | $ 165,000 | $ 67,000 |
| Dawson County Texas | 1 | $ 105,000 | $ 105,000 | $ 141,000 |
| Floyd County Texas | 1 | $ 105,000 | $ 105,000 | $ 102,000 |
| Fort Bend County Texas | 1 | $ 225,000 | $ 225,000 | $ 99,000 |
| Galveston County Texas | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Garza County Texas | 1 | $ 175,000 | $ 175,000 | $ 138,000 |
| Gillespie County Texas | 1 | $ 245,000 | $ 245,000 | $ 776,000 |
| Hidalgo County Texas | 1 | $ 155,000 | $ 155,000 | $ 57,000 |
| Hood County Texas | 1 | $ 365,000 | $ 365,000 | $ 120,000 |
| Johnson County Texas | 1 | $ 85,000 | $ 85,000 | $ 450,000 |
| Kaufman County Texas | 1 | $ 325,000 | $ 325,000 | $ 106,000 |
| Kent County Texas | 1 | $ 515,000 | $ 515,000 | $ 276,000 |
| Liberty County Texas | 1 | $ 405,000 | $ 405,000 | $ 145,000 |
| Llano County Texas | 1 | $ 345,000 | $ 345,000 | $ 280,000 |
| Madison County Texas | 1 | $ 15,000 | $ 15,000 | $ 92,000 |
| Martin County Texas | 1 | $ 195,000 | $ 195,000 | $ 140,000 |
| McLennan County Texas | 1 | $ 185,000 | $ 185,000 | $ 110,000 |
| Motley County Texas | 1 | $ 25,000 | $ 25,000 | $ 33,000 |
| Nacogdoches County Texas | 1 | $ 125,000 | $ 125,000 | $ 981,000 |
| Palo Pinto County Texas | 1 | $ 335,000 | $ 335,000 | $ 720,000 |
| Scurry County Texas | 1 | $ 75,000 | $ 75,000 | $ 96,000 |
| Stephens County Texas | 1 | $ 165,000 | $ 165,000 | $ 194,000 |
| Van Zandt County Texas | 1 | $ 45,000 | $ 45,000 | $ 50,000 |
Mortgage Loan Application Detail Totals for Amarillo National Bank in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,038 | $558,430,000 | $183,000 | $17,675,000 | $91,000 | $1,622,000 |
| Refinancing | 347 | $70,785,000 | $203,000 | $2,105,000 | $134,000 | $1,727,000 |
| Cash-out Refinancing | 341 | $46,725,000 | $137,000 | $485,000 | $91,000 | $678,000 |
| Other Purpose | 213 | $14,915,000 | $70,000 | $485,000 | $69,000 | $491,000 |
| Home Improvement | 157 | $8,925,000 | $56,000 | $235,000 | $98,000 | $720,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,460 | $426,720,000 | $173,000 | $1,985,000 | $106,000 | $1,727,000 |
| Hispanic | 889 | $105,945,000 | $119,000 | $2,105,000 | $64,000 | $865,000 |
| Not Provided | 427 | $69,095,000 | $161,000 | $955,000 | $101,000 | $1,086,000 |
| Asian | 131 | $17,155,000 | $130,000 | $1,575,000 | $60,000 | $535,000 |
| Black or African American | 117 | $15,855,000 | $135,000 | $535,000 | $67,000 | $500,000 |
| Not applicable | 53 | $61,865,000 | $1,167,000 | $17,675,000 | $0 | $0 |
| American Indian or Alaskan Native | 17 | $2,675,000 | $157,000 | $355,000 | $82,000 | $251,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $215,000 | $215,000 | $215,000 | $27,000 | $27,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,126 | $560,080,000 | $179,000 | $17,675,000 | $104,000 | $1,727,000 |
| FHA-insured (Federal Housing Administration) | 819 | $108,345,000 | $132,000 | $435,000 | $58,000 | $176,000 |
| VA-guaranteed (Veterans Administration) | 142 | $30,450,000 | $214,000 | $535,000 | $87,000 | $341,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 9 | $905,000 | $100,000 | $175,000 | $51,000 | $96,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,724 | $355,810,000 | $206,000 | $17,675,000 | $117,000 | $1,727,000 |
| Preapproval Denied by Financial Institution | 817 | $100,535,000 | $123,000 | $485,000 | $54,000 | $786,000 |
| Preapproval Approved but not Accepted | 777 | $136,265,000 | $175,000 | $1,775,000 | $87,000 | $1,063,000 |
| Application Approved But Not Accepted | 382 | $62,880,000 | $164,000 | $1,575,000 | $106,000 | $865,000 |
| Application Denied By Financial Institution | 259 | $25,325,000 | $97,000 | $1,185,000 | $55,000 | $405,000 |
| File Closed For Incompleteness | 104 | $12,430,000 | $119,000 | $385,000 | $93,000 | $486,000 |
| Application Withdrawn By Applicant | 33 | $6,535,000 | $198,000 | $2,105,000 | $130,000 | $498,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,020 | $573,920,000 | $190,000 | $17,675,000 | $107,000 | $1,727,000 |
| Credit History | 666 | $73,260,000 | $110,000 | $485,000 | $59,000 | $786,000 |
| Debt-To-Income Ratio | 350 | $46,710,000 | $133,000 | $1,185,000 | $45,000 | $176,000 |
| Employment History | 24 | $2,810,000 | $117,000 | $295,000 | $44,000 | $106,000 |
| Collateral | 23 | $1,575,000 | $68,000 | $195,000 | $80,000 | $290,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $655,000 | $131,000 | $245,000 | $58,000 | $107,000 |
| Unverifiable Information | 5 | $495,000 | $99,000 | $205,000 | $64,000 | $95,000 |
| Mortgage Insurance Denied | 1 | $25,000 | $25,000 | $25,000 | $37,000 | $37,000 |
| Credit Application Incomplete | 1 | $55,000 | $55,000 | $55,000 | $29,000 | $29,000 |
| Other | 1 | $275,000 | $275,000 | $275,000 | $82,000 | $82,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Amarillo National Bank's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Amarillo National Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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