Amarillo National Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Amarillo National Bank 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Amarillo National Bank 410 S Taylor Street Amarillo, TX 79101 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 5,906 |
| Total Mortgage Loan Application Amount | $1,174,310,000 |
| Average Mortgage Loan Application Amount | $158,200 |
| Highest Mortgage Loan Application Amount | $8,575,000 |
| Average Applicant Income | $126,800 |
| Highest Applicant Income | $3,213,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Amarillo National Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Amarillo National Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Amarillo National Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Amarillo National Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Amarillo National Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Amarillo National Bank's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Randall County Texas | 1,715 | $ 343,455,000 | $ 200,000 | $ 113,000 |
| Potter County Texas | 841 | $ 132,405,000 | $ 157,000 | $ 99,000 |
| Lubbock County Texas | 393 | $ 81,985,000 | $ 208,000 | $ 161,000 |
| Hutchinson County Texas | 170 | $ 18,380,000 | $ 108,000 | $ 88,000 |
| Brazos County Texas | 88 | $ 31,240,000 | $ 355,000 | $ 232,000 |
| Gray County Texas | 47 | $ 6,845,000 | $ 145,000 | $ 104,000 |
| Moore County Texas | 40 | $ 5,300,000 | $ 132,000 | $ 80,000 |
| Carson County Texas | 38 | $ 5,950,000 | $ 156,000 | $ 98,000 |
| Travis County Texas | 26 | $ 11,830,000 | $ 455,000 | $ 357,000 |
| Dallas County Texas | 25 | $ 16,115,000 | $ 644,000 | $ 369,000 |
| Tarrant County Texas | 24 | $ 9,290,000 | $ 387,000 | $ 214,000 |
| Deaf Smith County Texas | 21 | $ 2,855,000 | $ 135,000 | $ 85,000 |
| Hansford County Texas | 16 | $ 2,050,000 | $ 128,000 | $ 93,000 |
| Childress County Texas | 15 | $ 1,955,000 | $ 130,000 | $ 83,000 |
| Hale County Texas | 14 | $ 1,470,000 | $ 105,000 | $ 60,000 |
| Denton County Texas | 12 | $ 4,260,000 | $ 355,000 | $ 160,000 |
| Hockley County Texas | 12 | $ 3,290,000 | $ 274,000 | $ 240,000 |
| Swisher County Texas | 12 | $ 1,010,000 | $ 84,000 | $ 53,000 |
| Burleson County Texas | 11 | $ 3,055,000 | $ 277,000 | $ 132,000 |
| Castro County Texas | 11 | $ 2,015,000 | $ 183,000 | $ 80,000 |
| Donley County Texas | 11 | $ 1,935,000 | $ 175,000 | $ 139,000 |
| Hartley County Texas | 11 | $ 2,675,000 | $ 243,000 | $ 84,000 |
| Wheeler County Texas | 11 | $ 1,165,000 | $ 105,000 | $ 87,000 |
| Grimes County Texas | 10 | $ 3,250,000 | $ 325,000 | $ 145,000 |
| Parker County Texas | 10 | $ 4,300,000 | $ 430,000 | $ 235,000 |
| Sherman County Texas | 10 | $ 1,490,000 | $ 149,000 | $ 82,000 |
| Armstrong County Texas | 9 | $ 1,075,000 | $ 119,000 | $ 66,000 |
| Terry County Texas | 9 | $ 1,705,000 | $ 189,000 | $ 88,000 |
| Ochiltree County Texas | 8 | $ 1,180,000 | $ 147,000 | $ 82,000 |
| Bailey County Texas | 7 | $ 1,075,000 | $ 153,000 | $ 90,000 |
| Comal County Texas | 7 | $ 2,245,000 | $ 320,000 | $ 107,000 |
| Dallam County Texas | 7 | $ 715,000 | $ 102,000 | $ 123,000 |
| Parmer County Texas | 7 | $ 735,000 | $ 105,000 | $ 163,000 |
| Williamson County Texas | 7 | $ 2,135,000 | $ 305,000 | $ 179,000 |
| Colfax County New Mexico | 6 | $ 2,140,000 | $ 356,000 | $ 344,000 |
| Curry County New Mexico | 6 | $ 870,000 | $ 145,000 | $ 61,000 |
| Bexar County Texas | 6 | $ 2,400,000 | $ 400,000 | $ 189,000 |
| Harris County Texas | 6 | $ 4,460,000 | $ 743,000 | $ 419,000 |
| Hemphill County Texas | 6 | $ 920,000 | $ 153,000 | $ 102,000 |
| Robertson County Texas | 6 | $ 1,750,000 | $ 291,000 | $ 138,000 |
| Lincoln County New Mexico | 5 | $ 1,175,000 | $ 235,000 | $ 196,000 |
| Gaines County Texas | 5 | $ 865,000 | $ 173,000 | $ 98,000 |
| Lynn County Texas | 5 | $ 1,625,000 | $ 325,000 | $ 117,000 |
| Montgomery County Texas | 5 | $ 2,895,000 | $ 579,000 | $ 235,000 |
| Oldham County Texas | 5 | $ 495,000 | $ 99,000 | $ 83,000 |
| Ellis County Texas | 4 | $ 2,090,000 | $ 522,000 | $ 199,000 |
| Grayson County Texas | 4 | $ 870,000 | $ 217,000 | $ 114,000 |
| Hall County Texas | 4 | $ 190,000 | $ 47,000 | $ 63,000 |
| Hays County Texas | 4 | $ 1,110,000 | $ 277,000 | $ 249,000 |
| Leon County Texas | 4 | $ 1,560,000 | $ 390,000 | $ 134,000 |
| Scurry County Texas | 4 | $ 440,000 | $ 110,000 | $ 77,000 |
| El Paso County Colorado | 3 | $ 1,255,000 | $ 418,000 | $ 128,000 |
| Bell County Texas | 3 | $ 715,000 | $ 238,000 | $ 130,000 |
| Bowie County Texas | 3 | $ 265,000 | $ 88,000 | $ 102,000 |
| Burnet County Texas | 3 | $ 1,965,000 | $ 655,000 | $ 277,000 |
| Collin County Texas | 3 | $ 635,000 | $ 211,000 | $ 243,000 |
| Collingsworth County Texas | 3 | $ 245,000 | $ 81,000 | $ 51,000 |
| McLennan County Texas | 3 | $ 615,000 | $ 205,000 | $ 401,000 |
| Midland County Texas | 3 | $ 465,000 | $ 155,000 | $ 102,000 |
| Taylor County Texas | 3 | $ 585,000 | $ 195,000 | $ 156,000 |
| Tom Green County Texas | 3 | $ 805,000 | $ 268,000 | $ 113,000 |
| Yoakum County Texas | 3 | $ 395,000 | $ 131,000 | $ 75,000 |
| Los Angeles County California | 2 | $ 560,000 | $ 280,000 | $ 185,000 |
| Conejos County Colorado | 2 | $ 760,000 | $ 380,000 | $ 282,000 |
| Butler County Kansas | 2 | $ 780,000 | $ 390,000 | $ 300,000 |
| Santa Fe County New Mexico | 2 | $ 840,000 | $ 420,000 | $ 563,000 |
| Taos County New Mexico | 2 | $ 590,000 | $ 295,000 | $ 220,000 |
| McCurtain County Oklahoma | 2 | $ 1,290,000 | $ 645,000 | $ 369,000 |
| Texas County Oklahoma | 2 | $ 290,000 | $ 145,000 | $ 38,000 |
| Tulsa County Oklahoma | 2 | $ 260,000 | $ 130,000 | $ 158,000 |
| Andrews County Texas | 2 | $ 490,000 | $ 245,000 | $ 88,000 |
| Cooke County Texas | 2 | $ 830,000 | $ 415,000 | $ 175,000 |
| Dickens County Texas | 2 | $ 150,000 | $ 75,000 | $ 55,000 |
| Eastland County Texas | 2 | $ 210,000 | $ 105,000 | $ 49,000 |
| Fort Bend County Texas | 2 | $ 480,000 | $ 240,000 | $ 164,000 |
| Galveston County Texas | 2 | $ 1,170,000 | $ 585,000 | $ 983,000 |
| Gillespie County Texas | 2 | $ 890,000 | $ 445,000 | $ 286,000 |
| Hood County Texas | 2 | $ 490,000 | $ 245,000 | $ 151,000 |
| Llano County Texas | 2 | $ 850,000 | $ 425,000 | $ 518,000 |
| Nueces County Texas | 2 | $ 480,000 | $ 240,000 | $ 1,302,000 |
| Palo Pinto County Texas | 2 | $ 640,000 | $ 320,000 | $ 166,000 |
| Roberts County Texas | 2 | $ 280,000 | $ 140,000 | $ 59,000 |
| Washington County Texas | 2 | $ 780,000 | $ 390,000 | $ 133,000 |
| Anchorage County Alaska | 1 | $ 245,000 | $ 245,000 | $ 163,000 |
| Pima County Arizona | 1 | $ 405,000 | $ 405,000 | $ 107,000 |
| Benton County Arkansas | 1 | $ 545,000 | $ 545,000 | $ 218,000 |
| Sebastian County Arkansas | 1 | $ 145,000 | $ 145,000 | $ 73,000 |
| Stone County Arkansas | 1 | $ 225,000 | $ 225,000 | $ 94,000 |
| Contra Costa County California | 1 | $ 305,000 | $ 305,000 | $ 126,000 |
| Santa Barbara County California | 1 | $ 8,575,000 | $ 8,575,000 | $ 12,000 |
| Chaffee County Colorado | 1 | $ 1,295,000 | $ 1,295,000 | $ 861,000 |
| Denver County Colorado | 1 | $ 2,245,000 | $ 2,245,000 | $ 860,000 |
| Jefferson County Colorado | 1 | $ 155,000 | $ 155,000 | $ 1,320,000 |
| La Plata County Colorado | 1 | $ 1,595,000 | $ 1,595,000 | $ 278,000 |
| Las Animas County Colorado | 1 | $ 295,000 | $ 295,000 | $ 155,000 |
| Mineral County Colorado | 1 | $ 55,000 | $ 55,000 | $ 150,000 |
| Duval County Florida | 1 | $ 165,000 | $ 165,000 | $ 90,000 |
| Flagler County Florida | 1 | $ 325,000 | $ 325,000 | $ 258,000 |
| Marion County Florida | 1 | $ 65,000 | $ 65,000 | $ 130,000 |
| Sedgwick County Kansas | 1 | $ 405,000 | $ 405,000 | $ 315,000 |
| Caddo County Louisiana | 1 | $ 225,000 | $ 225,000 | $ 197,000 |
| Barnstable County Massachusetts | 1 | $ 1,245,000 | $ 1,245,000 | $ 262,000 |
| Lafayette County Mississippi | 1 | $ 225,000 | $ 225,000 | $ 187,000 |
| Christian County Missouri | 1 | $ 365,000 | $ 365,000 | $ 247,000 |
| Clay County Missouri | 1 | $ 385,000 | $ 385,000 | $ 443,000 |
| Greene County Missouri | 1 | $ 105,000 | $ 105,000 | $ 87,000 |
| Teton County Montana | 1 | $ 205,000 | $ 205,000 | $ 80,000 |
| Clark County Nevada | 1 | $ 385,000 | $ 385,000 | $ 240,000 |
| Bernalillo County New Mexico | 1 | $ 635,000 | $ 635,000 | $ 288,000 |
| Dona Ana County New Mexico | 1 | $ 135,000 | $ 135,000 | $ 94,000 |
| Eddy County New Mexico | 1 | $ 175,000 | $ 175,000 | $ 216,000 |
| Los Alamos County New Mexico | 1 | $ 275,000 | $ 275,000 | $ 160,000 |
| Mora County New Mexico | 1 | $ 165,000 | $ 165,000 | $ 212,000 |
| Otero County New Mexico | 1 | $ 235,000 | $ 235,000 | $ 155,000 |
| Quay County New Mexico | 1 | $ 155,000 | $ 155,000 | $ 130,000 |
| Roosevelt County New Mexico | 1 | $ 75,000 | $ 75,000 | $ 43,000 |
| San Miguel County New Mexico | 1 | $ 85,000 | $ 85,000 | $ 67,000 |
| Sandoval County New Mexico | 1 | $ 275,000 | $ 275,000 | $ 153,000 |
| Canadian County Oklahoma | 1 | $ 105,000 | $ 105,000 | $ 65,000 |
| Cimarron County Oklahoma | 1 | $ 45,000 | $ 45,000 | $ 41,000 |
| Comanche County Oklahoma | 1 | $ 105,000 | $ 105,000 | $ 72,000 |
| Hughes County Oklahoma | 1 | $ 215,000 | $ 215,000 | $ 91,000 |
| Oklahoma County Oklahoma | 1 | $ 145,000 | $ 145,000 | $ 65,000 |
| Rogers County Oklahoma | 1 | $ 125,000 | $ 125,000 | $ 95,000 |
| Woodward County Oklahoma | 1 | $ 45,000 | $ 45,000 | $ 143,000 |
| Allegheny County Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 87,000 |
| Bandera County Texas | 1 | $ 1,775,000 | $ 1,775,000 | $ 0 |
| Brown County Texas | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Cameron County Texas | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Coke County Texas | 1 | $ 45,000 | $ 45,000 | $ 85,000 |
| Coryell County Texas | 1 | $ 85,000 | $ 85,000 | $ 63,000 |
| Cottle County Texas | 1 | $ 65,000 | $ 65,000 | $ 110,000 |
| Dawson County Texas | 1 | $ 185,000 | $ 185,000 | $ 166,000 |
| Ector County Texas | 1 | $ 325,000 | $ 325,000 | $ 297,000 |
| El Paso County Texas | 1 | $ 175,000 | $ 175,000 | $ 125,000 |
| Floyd County Texas | 1 | $ 55,000 | $ 55,000 | $ 115,000 |
| Gregg County Texas | 1 | $ 135,000 | $ 135,000 | $ 66,000 |
| Guadalupe County Texas | 1 | $ 155,000 | $ 155,000 | $ 182,000 |
| Hardeman County Texas | 1 | $ 65,000 | $ 65,000 | $ 41,000 |
| Henderson County Texas | 1 | $ 205,000 | $ 205,000 | $ 187,000 |
| Hill County Texas | 1 | $ 295,000 | $ 295,000 | $ 70,000 |
| Howard County Texas | 1 | $ 55,000 | $ 55,000 | $ 61,000 |
| Kaufman County Texas | 1 | $ 515,000 | $ 515,000 | $ 84,000 |
| Kendall County Texas | 1 | $ 525,000 | $ 525,000 | $ 208,000 |
| Lamb County Texas | 1 | $ 85,000 | $ 85,000 | $ 91,000 |
| Lipscomb County Texas | 1 | $ 175,000 | $ 175,000 | $ 90,000 |
| Madison County Texas | 1 | $ 315,000 | $ 315,000 | $ 300,000 |
| Milam County Texas | 1 | $ 355,000 | $ 355,000 | $ 235,000 |
| Nolan County Texas | 1 | $ 205,000 | $ 205,000 | $ 77,000 |
| Sabine County Texas | 1 | $ 275,000 | $ 275,000 | $ 594,000 |
| Victoria County Texas | 1 | $ 115,000 | $ 115,000 | $ 120,000 |
| Walker County Texas | 1 | $ 505,000 | $ 505,000 | $ 125,000 |
| Arlington County Virginia | 1 | $ 425,000 | $ 425,000 | $ 265,000 |
Mortgage Loan Application Detail Totals for Amarillo National Bank in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 4,913 | $1,011,935,000 | $205,000 | $8,575,000 | $107,000 | $3,138,000 |
| Refinancing | 454 | $94,630,000 | $208,000 | $4,705,000 | $128,000 | $3,213,000 |
| Other Purpose | 223 | $18,885,000 | $84,000 | $805,000 | $89,000 | $929,000 |
| Cash-out Refinancing | 215 | $35,845,000 | $166,000 | $1,775,000 | $104,000 | $1,010,000 |
| Home Improvement | 101 | $13,015,000 | $128,000 | $1,225,000 | $206,000 | $1,349,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,706 | $804,200,000 | $216,000 | $8,575,000 | $121,000 | $1,580,000 |
| Hispanic | 1,323 | $200,605,000 | $151,000 | $745,000 | $75,000 | $1,370,000 |
| Not Provided | 353 | $79,485,000 | $225,000 | $4,705,000 | $142,000 | $3,213,000 |
| Asian | 226 | $35,820,000 | $158,000 | $545,000 | $74,000 | $700,000 |
| Black or African American | 159 | $25,845,000 | $162,000 | $845,000 | $81,000 | $787,000 |
| American Indian or Alaskan Native | 67 | $12,945,000 | $193,000 | $585,000 | $139,000 | $1,245,000 |
| Not applicable | 64 | $13,960,000 | $218,000 | $2,435,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 8 | $1,450,000 | $181,000 | $325,000 | $82,000 | $149,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,883 | $995,065,000 | $203,000 | $8,575,000 | $118,000 | $3,213,000 |
| FHA-insured (Federal Housing Administration) | 874 | $139,050,000 | $159,000 | $385,000 | $60,000 | $270,000 |
| VA-guaranteed (Veterans Administration) | 139 | $38,825,000 | $279,000 | $1,025,000 | $107,000 | $1,092,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 10 | $1,370,000 | $137,000 | $225,000 | $59,000 | $87,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,746 | $585,930,000 | $213,000 | $4,705,000 | $131,000 | $3,213,000 |
| Preapproval Approved but not Accepted | 1,092 | $241,820,000 | $221,000 | $1,105,000 | $99,000 | $895,000 |
| Preapproval Denied by Financial Institution | 928 | $144,380,000 | $155,000 | $1,005,000 | $62,000 | $580,000 |
| Application Approved But Not Accepted | 536 | $118,990,000 | $221,000 | $8,575,000 | $116,000 | $1,245,000 |
| Application Denied By Financial Institution | 327 | $38,675,000 | $118,000 | $1,375,000 | $74,000 | $919,000 |
| File Closed For Incompleteness | 139 | $22,065,000 | $158,000 | $565,000 | $117,000 | $1,092,000 |
| Application Withdrawn By Applicant | 138 | $22,450,000 | $162,000 | $1,015,000 | $131,000 | $1,349,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 4,651 | $991,255,000 | $213,000 | $8,575,000 | $121,000 | $3,213,000 |
| Credit History | 716 | $95,990,000 | $134,000 | $725,000 | $70,000 | $919,000 |
| Debt-To-Income Ratio | 426 | $71,840,000 | $168,000 | $1,375,000 | $53,000 | $800,000 |
| Employment History | 40 | $7,180,000 | $179,000 | $545,000 | $75,000 | $277,000 |
| Collateral | 29 | $2,275,000 | $78,000 | $235,000 | $109,000 | $447,000 |
| Unverifiable Information | 26 | $3,690,000 | $141,000 | $285,000 | $58,000 | $150,000 |
| Other | 10 | $1,260,000 | $126,000 | $335,000 | $65,000 | $170,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 8 | $820,000 | $102,000 | $195,000 | $63,000 | $98,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Amarillo National Bank's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Amarillo National Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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