Amegy Bank Of Texas, Na
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012
Amegy Bank Of Texas, Na 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Amegy Bank Of Texas, Na 4400 Post Oak Pkwy, 6Th Floor Houston, TX 77027 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 2,460 |
| Total Mortgage Loan Application Amount | $564,285,000 |
| Average Mortgage Loan Application Amount | $241,333 |
| Highest Mortgage Loan Application Amount | $18,200,000 |
| Average Applicant Income | $235,666 |
| Highest Applicant Income | $5,469,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with Amegy Bank Of Texas, Na. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Amegy Bank Of Texas, Na's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2012 breaks down Amegy Bank Of Texas, Na's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Amegy Bank Of Texas, Na serves its applicants.
Each category highlights the total number of mortgage applications processed by Amegy Bank Of Texas, Na, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Amegy Bank Of Texas, Na's mortgage activity for 2012.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Harris County Texas | 1,291 | $ 311,203,000 | $ 241,000 | $ 218,000 |
| Montgomery County Texas | 249 | $ 36,151,000 | $ 145,000 | $ 159,000 |
| Galveston County Texas | 244 | $ 22,756,000 | $ 93,000 | $ 145,000 |
| Fort Bend County Texas | 196 | $ 22,526,000 | $ 114,000 | $ 166,000 |
| Dallas County Texas | 75 | $ 43,150,000 | $ 575,000 | $ 402,000 |
| Bexar County Texas | 68 | $ 31,139,000 | $ 457,000 | $ 554,000 |
| Chambers County Texas | 34 | $ 2,244,000 | $ 66,000 | $ 88,000 |
| Brazoria County Texas | 29 | $ 2,125,000 | $ 73,000 | $ 120,000 |
| Collin County Texas | 26 | $ 11,700,000 | $ 450,000 | $ 403,000 |
| Wharton County Texas | 24 | $ 1,306,000 | $ 54,000 | $ 79,000 |
| Travis County Texas | 23 | $ 18,362,000 | $ 798,000 | $ 607,000 |
| Tarrant County Texas | 22 | $ 6,677,000 | $ 303,000 | $ 223,000 |
| Liberty County Texas | 15 | $ 645,000 | $ 43,000 | $ 77,000 |
| Denton County Texas | 12 | $ 3,617,000 | $ 301,000 | $ 367,000 |
| Brazos County Texas | 8 | $ 1,698,000 | $ 212,000 | $ 750,000 |
| Ellis County Texas | 7 | $ 452,000 | $ 64,000 | $ 59,000 |
| Kendall County Texas | 6 | $ 7,256,000 | $ 1,209,000 | $ 543,000 |
| Santa Clara County California | 4 | $ 1,025,000 | $ 256,000 | $ 0 |
| Austin County Texas | 4 | $ 192,000 | $ 48,000 | $ 62,000 |
| Colorado County Texas | 4 | $ 3,402,000 | $ 850,000 | $ 578,000 |
| Comal County Texas | 4 | $ 1,418,000 | $ 354,000 | $ 653,000 |
| Medina County Texas | 4 | $ 583,000 | $ 145,000 | $ 138,000 |
| Washington County Texas | 4 | $ 1,565,000 | $ 391,000 | $ 551,000 |
| Alameda County California | 3 | $ 758,000 | $ 252,000 | $ 15,000 |
| Ocean County New Jersey | 3 | $ 516,000 | $ 172,000 | $ 0 |
| Bastrop County Texas | 3 | $ 297,000 | $ 99,000 | $ 119,000 |
| Grimes County Texas | 3 | $ 230,000 | $ 76,000 | $ 175,000 |
| Hays County Texas | 3 | $ 1,597,000 | $ 532,000 | $ 632,000 |
| Kaufman County Texas | 3 | $ 131,000 | $ 43,000 | $ 81,000 |
| Kerr County Texas | 3 | $ 956,000 | $ 318,000 | $ 716,000 |
| Smith County Texas | 3 | $ 132,000 | $ 44,000 | $ 118,000 |
| Walker County Texas | 3 | $ 1,040,000 | $ 346,000 | $ 335,000 |
| Riverside County California | 2 | $ 236,000 | $ 118,000 | $ 0 |
| Tulare County California | 2 | $ 157,000 | $ 78,000 | $ 0 |
| Eagle County Colorado | 2 | $ 5,580,000 | $ 2,790,000 | $ 1,520,000 |
| Gunnison County Colorado | 2 | $ 436,000 | $ 218,000 | $ 1,611,000 |
| La Plata County Colorado | 2 | $ 1,100,000 | $ 550,000 | $ 571,000 |
| Monmouth County New Jersey | 2 | $ 467,000 | $ 233,000 | $ 0 |
| Aransas County Texas | 2 | $ 857,000 | $ 428,000 | $ 200,000 |
| Cameron County Texas | 2 | $ 579,000 | $ 289,000 | $ 384,000 |
| Jackson County Texas | 2 | $ 50,000 | $ 25,000 | $ 85,000 |
| Johnson County Texas | 2 | $ 240,000 | $ 120,000 | $ 0 |
| McLennan County Texas | 2 | $ 1,139,000 | $ 569,000 | $ 994,000 |
| Polk County Texas | 2 | $ 139,000 | $ 69,000 | $ 174,000 |
| San Jacinto County Texas | 2 | $ 195,000 | $ 97,000 | $ 531,000 |
| Waller County Texas | 2 | $ 250,000 | $ 125,000 | $ 31,000 |
| Maricopa County Arizona | 1 | $ 223,000 | $ 223,000 | $ 0 |
| Navajo County Arizona | 1 | $ 4,000 | $ 4,000 | $ 22,000 |
| Pitkin County Colorado | 1 | $ 570,000 | $ 570,000 | $ 0 |
| Routt County Colorado | 1 | $ 337,000 | $ 337,000 | $ 550,000 |
| San Miguel County Colorado | 1 | $ 596,000 | $ 596,000 | $ 384,000 |
| Broward County Florida | 1 | $ 8,000 | $ 8,000 | $ 26,000 |
| Collier County Florida | 1 | $ 2,500,000 | $ 2,500,000 | $ 1,904,000 |
| Escambia County Florida | 1 | $ 1,000 | $ 1,000 | $ 19,000 |
| Lake County Florida | 1 | $ 6,000 | $ 6,000 | $ 58,000 |
| Okaloosa County Florida | 1 | $ 630,000 | $ 630,000 | $ 2,133,000 |
| Cobb County Georgia | 1 | $ 1,040,000 | $ 1,040,000 | $ 400,000 |
| Cook County Illinois | 1 | $ 7,000 | $ 7,000 | $ 38,000 |
| Lafayette County Louisiana | 1 | $ 55,000 | $ 55,000 | $ 300,000 |
| Barnstable County Massachusetts | 1 | $ 8,000 | $ 8,000 | $ 28,000 |
| Oakland County Michigan | 1 | $ 3,000 | $ 3,000 | $ 0 |
| Douglas County Nebraska | 1 | $ 2,000 | $ 2,000 | $ 0 |
| Bergen County New Jersey | 1 | $ 298,000 | $ 298,000 | $ 0 |
| Essex County New Jersey | 1 | $ 267,000 | $ 267,000 | $ 0 |
| Hunterdon County New Jersey | 1 | $ 184,000 | $ 184,000 | $ 0 |
| Somerset County New Jersey | 1 | $ 240,000 | $ 240,000 | $ 0 |
| Santa Fe County New Mexico | 1 | $ 1,215,000 | $ 1,215,000 | $ 924,000 |
| Cabarrus County North Carolina | 1 | $ 2,000 | $ 2,000 | $ 79,000 |
| Hancock County Ohio | 1 | $ 7,000 | $ 7,000 | $ 46,000 |
| Comanche County Oklahoma | 1 | $ 2,000 | $ 2,000 | $ 34,000 |
| Kay County Oklahoma | 1 | $ 10,000 | $ 10,000 | $ 72,000 |
| Montgomery County Tennessee | 1 | $ 6,000 | $ 6,000 | $ 61,000 |
| Bandera County Texas | 1 | $ 229,000 | $ 229,000 | $ 276,000 |
| Bell County Texas | 1 | $ 165,000 | $ 165,000 | $ 101,000 |
| Burleson County Texas | 1 | $ 5,000 | $ 5,000 | $ 30,000 |
| Burnet County Texas | 1 | $ 147,000 | $ 147,000 | $ 137,000 |
| Calhoun County Texas | 1 | $ 1,272,000 | $ 1,272,000 | $ 1,067,000 |
| Erath County Texas | 1 | $ 173,000 | $ 173,000 | $ 110,000 |
| Franklin County Texas | 1 | $ 930,000 | $ 930,000 | $ 2,262,000 |
| Freestone County Texas | 1 | $ 998,000 | $ 998,000 | $ 659,000 |
| Gillespie County Texas | 1 | $ 435,000 | $ 435,000 | $ 208,000 |
| Gonzales County Texas | 1 | $ 289,000 | $ 289,000 | $ 145,000 |
| Hardin County Texas | 1 | $ 67,000 | $ 67,000 | $ 90,000 |
| Hood County Texas | 1 | $ 180,000 | $ 180,000 | $ 577,000 |
| Jefferson County Texas | 1 | $ 291,000 | $ 291,000 | $ 643,000 |
| Limestone County Texas | 1 | $ 5,000 | $ 5,000 | $ 103,000 |
| Llano County Texas | 1 | $ 77,000 | $ 77,000 | $ 352,000 |
| Lubbock County Texas | 1 | $ 85,000 | $ 85,000 | $ 181,000 |
| Matagorda County Texas | 1 | $ 37,000 | $ 37,000 | $ 60,000 |
| Nueces County Texas | 1 | $ 160,000 | $ 160,000 | $ 710,000 |
| Robertson County Texas | 1 | $ 210,000 | $ 210,000 | $ 360,000 |
| Rockwall County Texas | 1 | $ 44,000 | $ 44,000 | $ 266,000 |
| Uvalde County Texas | 1 | $ 171,000 | $ 171,000 | $ 123,000 |
| Victoria County Texas | 1 | $ 26,000 | $ 26,000 | $ 136,000 |
| Williamson County Texas | 1 | $ 231,000 | $ 231,000 | $ 212,000 |
| Wilson County Texas | 1 | $ 203,000 | $ 203,000 | $ 99,000 |
| Kanawha County West Virginia | 1 | $ 10,000 | $ 10,000 | $ 369,000 |
| Teton County Wyoming | 1 | $ 1,350,000 | $ 1,350,000 | $ 4,387,000 |
Mortgage Loan Application Detail Totals for Amegy Bank Of Texas, Na in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,061 | $252,446,000 | $237,000 | $18,200,000 | $222,000 | $5,469,000 |
| Home Improvement | 768 | $24,085,000 | $31,000 | $280,000 | $114,000 | $2,760,000 |
| Home Purchase | 631 | $287,754,000 | $456,000 | $7,770,000 | $371,000 | $4,448,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,448 | $334,644,000 | $231,000 | $4,450,000 | $253,000 | $5,469,000 |
| Hispanic | 525 | $39,869,000 | $75,000 | $1,871,000 | $82,000 | $940,000 |
| Not Provided | 248 | $118,889,000 | $479,000 | $2,500,000 | $491,000 | $4,387,000 |
| Black or African American | 103 | $9,254,000 | $89,000 | $2,963,000 | $98,000 | $970,000 |
| Asian | 68 | $16,459,000 | $242,000 | $1,475,000 | $212,000 | $1,239,000 |
| Not applicable | 55 | $44,694,000 | $812,000 | $18,200,000 | $0 | $0 |
| American Indian or Alaskan Native | 7 | $247,000 | $35,000 | $125,000 | $54,000 | $110,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $229,000 | $38,000 | $80,000 | $102,000 | $152,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,460 | $564,285,000 | $229,000 | $18,200,000 | $226,000 | $5,469,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,261 | $385,202,000 | $305,000 | $18,200,000 | $288,000 | $5,469,000 |
| Application Denied By Financial Institution | 669 | $63,810,000 | $95,000 | $4,450,000 | $119,000 | $3,172,000 |
| Loan Purchased By The Institution | 296 | $53,371,000 | $180,000 | $744,000 | $178,000 | $2,066,000 |
| Application Approved But Not Accepted | 138 | $13,879,000 | $100,000 | $2,000,000 | $129,000 | $1,573,000 |
| Application Withdrawn By Applicant | 67 | $31,500,000 | $470,000 | $2,500,000 | $367,000 | $2,240,000 |
| File Closed For Incompleteness | 29 | $16,523,000 | $569,000 | $1,871,000 | $646,000 | $3,807,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 407 | $19,630,000 | $48,000 | $2,000,000 | $90,000 | $1,032,000 |
| Collateral | 133 | $25,840,000 | $194,000 | $4,450,000 | $229,000 | $3,172,000 |
| Debt-To-Income Ratio | 72 | $7,410,000 | $102,000 | $2,258,000 | $51,000 | $775,000 |
| Other | 39 | $6,100,000 | $156,000 | $3,200,000 | $139,000 | $1,401,000 |
| Credit Application Incomplete | 9 | $3,063,000 | $340,000 | $1,500,000 | $264,000 | $840,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $1,159,000 | $193,000 | $753,000 | $95,000 | $250,000 |
| Unverifiable Information | 2 | $543,000 | $271,000 | $500,000 | $34,000 | $58,000 |
| Mortgage Insurance Denied | 1 | $65,000 | $65,000 | $65,000 | $46,000 | $46,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Amegy Bank Of Texas, Na's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Amegy Bank Of Texas, Na's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.