American Bank Of Freedom
HMDA Loan Application Totals
and Mortgage Lending Details
for 2013
American Bank Of Freedom 2013 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | American Bank Of Freedom 127 West Hudson Wellsville, MO 63384 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 |
| Total Number of Mortgage Applications | 776 |
| Total Mortgage Loan Application Amount | $111,300,000 |
| Average Mortgage Loan Application Amount | $129,666 |
| Highest Mortgage Loan Application Amount | $1,296,000 |
| Average Applicant Income | $63,000 |
| Highest Applicant Income | $741,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2013 with American Bank Of Freedom. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing American Bank Of Freedom's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2013 breaks down American Bank Of Freedom's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how American Bank Of Freedom serves its applicants.
Each category highlights the total number of mortgage applications processed by American Bank Of Freedom, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at American Bank Of Freedom's mortgage activity for 2013.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| St. Louis County Missouri | 55 | $ 8,495,000 | $ 154,000 | $ 56,000 |
| Callaway County Missouri | 50 | $ 5,897,000 | $ 117,000 | $ 31,000 |
| Warren County Missouri | 42 | $ 5,899,000 | $ 140,000 | $ 43,000 |
| Marion County Missouri | 34 | $ 3,778,000 | $ 111,000 | $ 25,000 |
| Pennington County South Dakota | 32 | $ 4,811,000 | $ 150,000 | $ 115,000 |
| St. Charles County Missouri | 26 | $ 4,198,000 | $ 161,000 | $ 35,000 |
| Campbell County Wyoming | 21 | $ 4,412,000 | $ 210,000 | $ 77,000 |
| Montgomery County Missouri | 20 | $ 1,794,000 | $ 89,000 | $ 34,000 |
| Sweetwater County Wyoming | 20 | $ 4,558,000 | $ 227,000 | $ 78,000 |
| Lincoln County Missouri | 18 | $ 2,687,000 | $ 149,000 | $ 97,000 |
| Will County Illinois | 15 | $ 3,173,000 | $ 211,000 | $ 76,000 |
| Marion County Florida | 12 | $ 1,293,000 | $ 107,000 | $ 39,000 |
| McKenzie County North Dakota | 11 | $ 2,468,000 | $ 224,000 | $ 129,000 |
| Boone County Missouri | 10 | $ 1,007,000 | $ 100,000 | $ 36,000 |
| Newton County Missouri | 9 | $ 747,000 | $ 83,000 | $ 33,000 |
| Monroe County Pennsylvania | 9 | $ 1,591,000 | $ 176,000 | $ 69,000 |
| Polk County Florida | 8 | $ 952,000 | $ 119,000 | $ 59,000 |
| St. Louis City County Missouri | 8 | $ 3,179,000 | $ 397,000 | $ 0 |
| Vernon County Missouri | 8 | $ 840,000 | $ 105,000 | $ 48,000 |
| Cook County Illinois | 7 | $ 1,064,000 | $ 152,000 | $ 51,000 |
| Audrain County Missouri | 7 | $ 913,000 | $ 130,000 | $ 57,000 |
| Tippecanoe County Indiana | 6 | $ 743,000 | $ 123,000 | $ 52,000 |
| Muscatine County Iowa | 6 | $ 757,000 | $ 126,000 | $ 55,000 |
| Franklin County Missouri | 6 | $ 816,000 | $ 136,000 | $ 30,000 |
| Jefferson County Missouri | 6 | $ 1,370,000 | $ 228,000 | $ 18,000 |
| Lincoln County South Dakota | 6 | $ 1,060,000 | $ 176,000 | $ 77,000 |
| Meade County South Dakota | 6 | $ 1,104,000 | $ 184,000 | $ 68,000 |
| Christian County Illinois | 5 | $ 367,000 | $ 73,000 | $ 47,000 |
| Sangamon County Illinois | 5 | $ 641,000 | $ 128,000 | $ 64,000 |
| Lawrence County Indiana | 5 | $ 429,000 | $ 85,000 | $ 41,000 |
| Mills County Iowa | 5 | $ 832,000 | $ 166,000 | $ 84,000 |
| Ralls County Missouri | 5 | $ 724,000 | $ 144,000 | $ 0 |
| Minnehaha County South Dakota | 5 | $ 890,000 | $ 178,000 | $ 102,000 |
| Jefferson County Arkansas | 4 | $ 365,000 | $ 91,000 | $ 39,000 |
| Mesa County Colorado | 4 | $ 904,000 | $ 226,000 | $ 73,000 |
| Collier County Florida | 4 | $ 741,000 | $ 185,000 | $ 60,000 |
| Hernando County Florida | 4 | $ 691,000 | $ 172,000 | $ 62,000 |
| Logan County Illinois | 4 | $ 334,000 | $ 83,000 | $ 54,000 |
| Perry County Illinois | 4 | $ 371,000 | $ 92,000 | $ 36,000 |
| Whiteside County Illinois | 4 | $ 431,000 | $ 107,000 | $ 50,000 |
| Lake County Indiana | 4 | $ 499,000 | $ 124,000 | $ 72,000 |
| Fremont County Iowa | 4 | $ 384,000 | $ 96,000 | $ 60,000 |
| Woodbury County Iowa | 4 | $ 431,000 | $ 107,000 | $ 64,000 |
| McDonald County Missouri | 4 | $ 264,000 | $ 66,000 | $ 37,000 |
| Yellowstone County Montana | 4 | $ 784,000 | $ 196,000 | $ 66,000 |
| La Plata County Colorado | 3 | $ 697,000 | $ 232,000 | $ 167,000 |
| Broward County Florida | 3 | $ 355,000 | $ 118,000 | $ 42,000 |
| McDonough County Illinois | 3 | $ 423,000 | $ 141,000 | $ 51,000 |
| Montgomery County Illinois | 3 | $ 237,000 | $ 79,000 | $ 51,000 |
| Jefferson County Indiana | 3 | $ 224,000 | $ 74,000 | $ 33,000 |
| Marion County Indiana | 3 | $ 199,000 | $ 66,000 | $ 34,000 |
| Cass County Iowa | 3 | $ 265,000 | $ 88,000 | $ 55,000 |
| Linn County Iowa | 3 | $ 368,000 | $ 122,000 | $ 54,000 |
| Pottawattamie County Iowa | 3 | $ 438,000 | $ 146,000 | $ 58,000 |
| Scott County Iowa | 3 | $ 441,000 | $ 147,000 | $ 77,000 |
| Lafourche County Louisiana | 3 | $ 451,000 | $ 150,000 | $ 62,000 |
| St. Tammany County Louisiana | 3 | $ 596,000 | $ 198,000 | $ 46,000 |
| Beckham County Oklahoma | 3 | $ 627,000 | $ 209,000 | $ 0 |
| Laramie County Wyoming | 3 | $ 659,000 | $ 219,000 | $ 78,000 |
| Maricopa County Arizona | 2 | $ 332,000 | $ 166,000 | $ 0 |
| Duval County Florida | 2 | $ 239,000 | $ 119,000 | $ 50,000 |
| Lee County Florida | 2 | $ 167,000 | $ 83,000 | $ 22,000 |
| Kankakee County Illinois | 2 | $ 305,000 | $ 152,000 | $ 83,000 |
| Macoupin County Illinois | 2 | $ 149,000 | $ 74,000 | $ 54,000 |
| Clinton County Indiana | 2 | $ 161,000 | $ 80,000 | $ 91,000 |
| Cedar County Iowa | 2 | $ 240,000 | $ 120,000 | $ 101,000 |
| Polk County Iowa | 2 | $ 229,000 | $ 114,000 | $ 70,000 |
| East Baton Rouge County Louisiana | 2 | $ 246,000 | $ 123,000 | $ 60,000 |
| Livingston County Louisiana | 2 | $ 342,000 | $ 171,000 | $ 72,000 |
| Sabine County Louisiana | 2 | $ 407,000 | $ 203,000 | $ 78,000 |
| Barton County Missouri | 2 | $ 199,000 | $ 99,000 | $ 62,000 |
| Butler County Missouri | 2 | $ 223,000 | $ 111,000 | $ 45,000 |
| Jackson County Missouri | 2 | $ 255,000 | $ 127,000 | $ 27,000 |
| Monroe County Missouri | 2 | $ 206,000 | $ 103,000 | $ 15,000 |
| Shelby County Missouri | 2 | $ 298,000 | $ 149,000 | $ 30,000 |
| Stoddard County Missouri | 2 | $ 256,000 | $ 128,000 | $ 34,000 |
| Catawba County North Carolina | 2 | $ 200,000 | $ 100,000 | $ 111,000 |
| Williams County North Dakota | 2 | $ 583,000 | $ 291,000 | $ 139,000 |
| Perry County Ohio | 2 | $ 226,000 | $ 113,000 | $ 35,000 |
| Le Flore County Oklahoma | 2 | $ 298,000 | $ 149,000 | $ 69,000 |
| Butte County South Dakota | 2 | $ 301,000 | $ 150,000 | $ 70,000 |
| Union County South Dakota | 2 | $ 311,000 | $ 155,000 | $ 61,000 |
| Shelby County Tennessee | 2 | $ 257,000 | $ 128,000 | $ 50,000 |
| Chambers County Texas | 2 | $ 292,000 | $ 146,000 | $ 65,000 |
| Harris County Texas | 2 | $ 255,000 | $ 127,000 | $ 67,000 |
| Crook County Wyoming | 2 | $ 460,000 | $ 230,000 | $ 93,000 |
| Weston County Wyoming | 2 | $ 287,000 | $ 143,000 | $ 62,000 |
| Bibb County Alabama | 1 | $ 158,000 | $ 158,000 | $ 63,000 |
| Jefferson County Alabama | 1 | $ 130,000 | $ 130,000 | $ 31,000 |
| Tuscaloosa County Alabama | 1 | $ 96,000 | $ 96,000 | $ 36,000 |
| Bradley County Arkansas | 1 | $ 84,000 | $ 84,000 | $ 43,000 |
| Faulkner County Arkansas | 1 | $ 82,000 | $ 82,000 | $ 17,000 |
| Larimer County Colorado | 1 | $ 225,000 | $ 225,000 | $ 77,000 |
| Morgan County Colorado | 1 | $ 54,000 | $ 54,000 | $ 45,000 |
| Otero County Colorado | 1 | $ 83,000 | $ 83,000 | $ 29,000 |
| Rio Blanco County Colorado | 1 | $ 221,000 | $ 221,000 | $ 51,000 |
| Weld County Colorado | 1 | $ 235,000 | $ 235,000 | $ 71,000 |
| Bradford County Florida | 1 | $ 86,000 | $ 86,000 | $ 30,000 |
| Citrus County Florida | 1 | $ 96,000 | $ 96,000 | $ 33,000 |
| Flagler County Florida | 1 | $ 132,000 | $ 132,000 | $ 45,000 |
| Leon County Florida | 1 | $ 108,000 | $ 108,000 | $ 28,000 |
| Manatee County Florida | 1 | $ 111,000 | $ 111,000 | $ 40,000 |
| Osceola County Florida | 1 | $ 103,000 | $ 103,000 | $ 35,000 |
| Pasco County Florida | 1 | $ 161,000 | $ 161,000 | $ 49,000 |
| Pinellas County Florida | 1 | $ 138,000 | $ 138,000 | $ 52,000 |
| St. Johns County Florida | 1 | $ 394,000 | $ 394,000 | $ 146,000 |
| St. Lucie County Florida | 1 | $ 123,000 | $ 123,000 | $ 26,000 |
| Volusia County Florida | 1 | $ 125,000 | $ 125,000 | $ 45,000 |
| Wakulla County Florida | 1 | $ 182,000 | $ 182,000 | $ 61,000 |
| Edgar County Illinois | 1 | $ 60,000 | $ 60,000 | $ 31,000 |
| Fayette County Illinois | 1 | $ 145,000 | $ 145,000 | $ 60,000 |
| Fulton County Illinois | 1 | $ 44,000 | $ 44,000 | $ 43,000 |
| Henderson County Illinois | 1 | $ 86,000 | $ 86,000 | $ 67,000 |
| Henry County Illinois | 1 | $ 132,000 | $ 132,000 | $ 102,000 |
| Jersey County Illinois | 1 | $ 152,000 | $ 152,000 | $ 53,000 |
| Kendall County Illinois | 1 | $ 139,000 | $ 139,000 | $ 49,000 |
| Lake County Illinois | 1 | $ 335,000 | $ 335,000 | $ 390,000 |
| LaSalle County Illinois | 1 | $ 64,000 | $ 64,000 | $ 45,000 |
| Lawrence County Illinois | 1 | $ 143,000 | $ 143,000 | $ 27,000 |
| Madison County Illinois | 1 | $ 102,000 | $ 102,000 | $ 31,000 |
| Peoria County Illinois | 1 | $ 64,000 | $ 64,000 | $ 20,000 |
| Rock Island County Illinois | 1 | $ 134,000 | $ 134,000 | $ 45,000 |
| Wabash County Illinois | 1 | $ 102,000 | $ 102,000 | $ 41,000 |
| Winnebago County Illinois | 1 | $ 75,000 | $ 75,000 | $ 23,000 |
| Woodford County Illinois | 1 | $ 90,000 | $ 90,000 | $ 42,000 |
| Carroll County Indiana | 1 | $ 56,000 | $ 56,000 | $ 31,000 |
| Fountain County Indiana | 1 | $ 35,000 | $ 35,000 | $ 35,000 |
| Greene County Indiana | 1 | $ 77,000 | $ 77,000 | $ 23,000 |
| Jackson County Indiana | 1 | $ 145,000 | $ 145,000 | $ 68,000 |
| Johnson County Indiana | 1 | $ 76,000 | $ 76,000 | $ 50,000 |
| Miami County Indiana | 1 | $ 134,000 | $ 134,000 | $ 22,000 |
| Montgomery County Indiana | 1 | $ 162,000 | $ 162,000 | $ 80,000 |
| Newton County Indiana | 1 | $ 80,000 | $ 80,000 | $ 59,000 |
| Vanderburgh County Indiana | 1 | $ 183,000 | $ 183,000 | $ 53,000 |
| Warren County Indiana | 1 | $ 98,000 | $ 98,000 | $ 48,000 |
| Benton County Iowa | 1 | $ 95,000 | $ 95,000 | $ 38,000 |
| Butler County Iowa | 1 | $ 72,000 | $ 72,000 | $ 55,000 |
| Clay County Iowa | 1 | $ 112,000 | $ 112,000 | $ 58,000 |
| Dallas County Iowa | 1 | $ 85,000 | $ 85,000 | $ 28,000 |
| Hancock County Iowa | 1 | $ 126,000 | $ 126,000 | $ 64,000 |
| Louisa County Iowa | 1 | $ 83,000 | $ 83,000 | $ 72,000 |
| Madison County Iowa | 1 | $ 76,000 | $ 76,000 | $ 25,000 |
| Poweshiek County Iowa | 1 | $ 88,000 | $ 88,000 | $ 62,000 |
| Webster County Iowa | 1 | $ 51,000 | $ 51,000 | $ 52,000 |
| Caldwell County Kentucky | 1 | $ 88,000 | $ 88,000 | $ 36,000 |
| Jefferson County Kentucky | 1 | $ 68,000 | $ 68,000 | $ 38,000 |
| Marion County Kentucky | 1 | $ 100,000 | $ 100,000 | $ 39,000 |
| Pulaski County Kentucky | 1 | $ 35,000 | $ 35,000 | $ 52,000 |
| Caddo County Louisiana | 1 | $ 95,000 | $ 95,000 | $ 59,000 |
| Concordia County Louisiana | 1 | $ 154,000 | $ 154,000 | $ 64,000 |
| Grant County Louisiana | 1 | $ 177,000 | $ 177,000 | $ 53,000 |
| St. Landry County Louisiana | 1 | $ 133,000 | $ 133,000 | $ 58,000 |
| Allegan County Michigan | 1 | $ 121,000 | $ 121,000 | $ 43,000 |
| Clare County Michigan | 1 | $ 67,000 | $ 67,000 | $ 29,000 |
| Midland County Michigan | 1 | $ 69,000 | $ 69,000 | $ 54,000 |
| Kandiyohi County Minnesota | 1 | $ 120,000 | $ 120,000 | $ 34,000 |
| Meeker County Minnesota | 1 | $ 80,000 | $ 80,000 | $ 88,000 |
| Adams County Mississippi | 1 | $ 199,000 | $ 199,000 | $ 54,000 |
| Lee County Mississippi | 1 | $ 99,000 | $ 99,000 | $ 51,000 |
| Madison County Mississippi | 1 | $ 133,000 | $ 133,000 | $ 33,000 |
| Pontotoc County Mississippi | 1 | $ 65,000 | $ 65,000 | $ 23,000 |
| Benton County Missouri | 1 | $ 85,000 | $ 85,000 | $ 51,000 |
| Camden County Missouri | 1 | $ 95,000 | $ 95,000 | $ 63,000 |
| Christian County Missouri | 1 | $ 136,000 | $ 136,000 | $ 40,000 |
| Clay County Missouri | 1 | $ 126,000 | $ 126,000 | $ 0 |
| Cooper County Missouri | 1 | $ 77,000 | $ 77,000 | $ 0 |
| Jasper County Missouri | 1 | $ 107,000 | $ 107,000 | $ 52,000 |
| Lewis County Missouri | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Miller County Missouri | 1 | $ 124,000 | $ 124,000 | $ 53,000 |
| Moniteau County Missouri | 1 | $ 86,000 | $ 86,000 | $ 26,000 |
| Morgan County Missouri | 1 | $ 178,000 | $ 178,000 | $ 97,000 |
| Nodaway County Missouri | 1 | $ 94,000 | $ 94,000 | $ 53,000 |
| Pike County Missouri | 1 | $ 29,000 | $ 29,000 | $ 18,000 |
| Randolph County Missouri | 1 | $ 105,000 | $ 105,000 | $ 31,000 |
| Ripley County Missouri | 1 | $ 59,000 | $ 59,000 | $ 77,000 |
| Scott County Missouri | 1 | $ 94,000 | $ 94,000 | $ 36,000 |
| Wayne County Missouri | 1 | $ 312,000 | $ 312,000 | $ 70,000 |
| Dawes County Nebraska | 1 | $ 255,000 | $ 255,000 | $ 73,000 |
| Douglas County Nebraska | 1 | $ 94,000 | $ 94,000 | $ 34,000 |
| Harlan County Nebraska | 1 | $ 133,000 | $ 133,000 | $ 30,000 |
| Alexander County North Carolina | 1 | $ 93,000 | $ 93,000 | $ 49,000 |
| Iredell County North Carolina | 1 | $ 82,000 | $ 82,000 | $ 58,000 |
| Burleigh County North Dakota | 1 | $ 234,000 | $ 234,000 | $ 85,000 |
| Mountrail County North Dakota | 1 | $ 179,000 | $ 179,000 | $ 76,000 |
| Belmont County Ohio | 1 | $ 203,000 | $ 203,000 | $ 0 |
| Clermont County Ohio | 1 | $ 64,000 | $ 64,000 | $ 31,000 |
| Mahoning County Ohio | 1 | $ 144,000 | $ 144,000 | $ 67,000 |
| Muskingum County Ohio | 1 | $ 65,000 | $ 65,000 | $ 26,000 |
| Latimer County Oklahoma | 1 | $ 127,000 | $ 127,000 | $ 33,000 |
| McClain County Oklahoma | 1 | $ 259,000 | $ 259,000 | $ 95,000 |
| Bucks County Pennsylvania | 1 | $ 266,000 | $ 266,000 | $ 146,000 |
| Butler County Pennsylvania | 1 | $ 91,000 | $ 91,000 | $ 44,000 |
| Columbia County Pennsylvania | 1 | $ 146,000 | $ 146,000 | $ 43,000 |
| Philadelphia County Pennsylvania | 1 | $ 86,000 | $ 86,000 | $ 0 |
| Dillon County South Carolina | 1 | $ 110,000 | $ 110,000 | $ 39,000 |
| Greenville County South Carolina | 1 | $ 132,000 | $ 132,000 | $ 46,000 |
| Richland County South Carolina | 1 | $ 103,000 | $ 103,000 | $ 30,000 |
| Custer County South Dakota | 1 | $ 115,000 | $ 115,000 | $ 60,000 |
| Fall River County South Dakota | 1 | $ 133,000 | $ 133,000 | $ 57,000 |
| Lawrence County South Dakota | 1 | $ 213,000 | $ 213,000 | $ 99,000 |
| McCook County South Dakota | 1 | $ 84,000 | $ 84,000 | $ 90,000 |
| Sanborn County South Dakota | 1 | $ 155,000 | $ 155,000 | $ 39,000 |
| Stanley County South Dakota | 1 | $ 109,000 | $ 109,000 | $ 38,000 |
| Turner County South Dakota | 1 | $ 143,000 | $ 143,000 | $ 59,000 |
| Yankton County South Dakota | 1 | $ 154,000 | $ 154,000 | $ 88,000 |
| Knox County Tennessee | 1 | $ 116,000 | $ 116,000 | $ 37,000 |
| Loudon County Tennessee | 1 | $ 112,000 | $ 112,000 | $ 44,000 |
| Rutherford County Tennessee | 1 | $ 126,000 | $ 126,000 | $ 103,000 |
| Angelina County Texas | 1 | $ 130,000 | $ 130,000 | $ 74,000 |
| Bastrop County Texas | 1 | $ 86,000 | $ 86,000 | $ 31,000 |
| Burnet County Texas | 1 | $ 143,000 | $ 143,000 | $ 51,000 |
| Dallas County Texas | 1 | $ 142,000 | $ 142,000 | $ 44,000 |
| Freestone County Texas | 1 | $ 45,000 | $ 45,000 | $ 32,000 |
| Hale County Texas | 1 | $ 44,000 | $ 44,000 | $ 24,000 |
| Hardin County Texas | 1 | $ 122,000 | $ 122,000 | $ 40,000 |
| Hunt County Texas | 1 | $ 74,000 | $ 74,000 | $ 45,000 |
| Jefferson County Texas | 1 | $ 137,000 | $ 137,000 | $ 73,000 |
| Johnson County Texas | 1 | $ 130,000 | $ 130,000 | $ 72,000 |
| Leon County Texas | 1 | $ 133,000 | $ 133,000 | $ 63,000 |
| Limestone County Texas | 1 | $ 73,000 | $ 73,000 | $ 44,000 |
| Montgomery County Texas | 1 | $ 394,000 | $ 394,000 | $ 105,000 |
| Taylor County Texas | 1 | $ 93,000 | $ 93,000 | $ 50,000 |
| Young County Texas | 1 | $ 124,000 | $ 124,000 | $ 72,000 |
| King County Washington | 1 | $ 506,000 | $ 506,000 | $ 0 |
| Wood County Wisconsin | 1 | $ 160,000 | $ 160,000 | $ 49,000 |
| Fremont County Wyoming | 1 | $ 142,000 | $ 142,000 | $ 85,000 |
| Natrona County Wyoming | 1 | $ 107,000 | $ 107,000 | $ 43,000 |
| Sheridan County Wyoming | 1 | $ 204,000 | $ 204,000 | $ 59,000 |
| Sublette County Wyoming | 1 | $ 180,000 | $ 180,000 | $ 57,000 |
Mortgage Loan Application Detail Totals for American Bank Of Freedom in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 576 | $81,741,000 | $141,000 | $1,296,000 | $57,000 | $741,000 |
| Refinancing | 182 | $27,817,000 | $152,000 | $542,000 | $47,000 | $598,000 |
| Home Improvement | 18 | $1,742,000 | $96,000 | $335,000 | $85,000 | $390,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 513 | $75,753,000 | $147,000 | $1,296,000 | $60,000 | $741,000 |
| White | 244 | $32,007,000 | $131,000 | $542,000 | $43,000 | $598,000 |
| Black or African American | 10 | $934,000 | $93,000 | $186,000 | $15,000 | $41,000 |
| Asian | 5 | $1,911,000 | $382,000 | $900,000 | $85,000 | $390,000 |
| Not Provided | 3 | $610,000 | $203,000 | $506,000 | $204,000 | $323,000 |
| Hispanic | 1 | $85,000 | $85,000 | $85,000 | $22,000 | $22,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 290 | $35,045,000 | $120,000 | $372,000 | $41,000 | $98,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 246 | $41,642,000 | $169,000 | $1,296,000 | $70,000 | $741,000 |
| FHA-insured (Federal Housing Administration) | 206 | $28,246,000 | $137,000 | $394,000 | $55,000 | $176,000 |
| VA-guaranteed (Veterans Administration) | 34 | $6,367,000 | $187,000 | $442,000 | $63,000 | $213,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 469 | $67,414,000 | $143,000 | $442,000 | $66,000 | $741,000 |
| Loan Originated | 158 | $21,308,000 | $134,000 | $1,296,000 | $67,000 | $598,000 |
| Application Denied By Financial Institution | 73 | $9,229,000 | $126,000 | $375,000 | $9,000 | $92,000 |
| Application Withdrawn By Applicant | 52 | $8,631,000 | $165,000 | $510,000 | $0 | $0 |
| Application Approved But Not Accepted | 17 | $3,677,000 | $216,000 | $1,244,000 | $29,000 | $160,000 |
| File Closed For Incompleteness | 7 | $1,041,000 | $148,000 | $324,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into American Bank Of Freedom's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess American Bank Of Freedom's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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